ചെറുപ്പത്തിലേ തന്നെ Term Insurance എടുക്കുന്നതിന്റെ പ്രാധാന്യം - Benefits of Buying Term Insurance

Are you wondering why it's important to consider getting term life insurance at a young age?
In this video, we'll discuss the benefits of purchasing term insurance early in life and why it can be a smart financial decision.
Firstly, term insurance is a type of life insurance policy that provides coverage for a specific period, typically ranging from 10 to 30 years. By purchasing term insurance early, you can lock in a lower premium rate, as younger individuals generally have lower premiums due to their lower risk of death or illness.
Secondly, by getting term insurance at an early age, you can ensure that you have coverage in place for your loved ones, even if unexpected events occur. Life is unpredictable, and accidents or illnesses can happen at any time. Having term insurance in place can provide financial security and peace of mind for you and your family.
Thirdly, as you age, your health risks increase, which can make it more challenging to qualify for life insurance or result in higher premiums. By purchasing term insurance early, you can avoid these potential challenges and ensure that you have adequate coverage in place, regardless of your health status.
In summary, getting term life insurance at a young age can offer several benefits, including lower premiums, financial security, and peace of mind. Don't wait until it's too late - consider purchasing term insurance today to protect yourself and your loved ones.
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[@Akhpd]

I really like your topics and the way of presentation. I know you from 2014.

[@jekeofficial]

Ur communication makes good positive energy

[@robinjoy5421]

Please discribe about Universal Life Insurance also. Thanks

[@abhiramiadithya8976]

Sir Multico-operative society kurichu oru vidio cheyumo athil Interest Rate kooduthal ananlo athu safe ano athine kurichu oru detailed vidio cheyumo plsss

[@evergreen9037]

👍

[@riyas_asiya]

Go digit medical insurance nallathano? Above 63 years old aayavark...

[@shaazupdatez8584]

Ulips or term insurance is better.?

[@vineethmadathil9511]

❤❤❤

[@shajikurian2945]

🎉

[@VANDERSAR11000]

LIC യുടെ Tech Term Policy എങ്ങനെയുണ്ട് ???

[@sujithneelakandan5189]

You said the disadvantage of online policy and insurance agents for term insurance. So what you are suggesting to buy term insurance, or thru whom we can do?

[@jollyjoseph5510]

Online and offline policy ulla company an better .am working in insurance company.offline compared to online an good .bcz Elam digitally recorded ayirikum.claim assistant and discountum kuravayirikum

[@user-im8vr2uy9j]

Sir i joind hdfc sampoorn nivesh through policy bazar its good or bad

[@Impartialthesis]

Health insurance + term insurance varuna ethelum package undo?

[@denzildias6903]

Is there any floater term insurance plan ?

[@chemmu1001]

Can NRI working in Qatar take Lic new tech term insurance while on leave in india?

[@MoneyTalksWithNikhil]

Yes

[@KL52Records]

Metlife term insurance engane nallathano?

[@MYUNAS-kc7oo]

Very good advice thank you sir, best term insurance company name please. 🙏

[@MoneyTalksWithNikhil]

Please mail to [e-mail]

[@push86]

HDFC LIFE

[@tomantony6495]

Real estatil invest cheyyan enthenkilum vazhi indo , shopping complex ,maal, warehouse running aakumbol athi ninne monthly passive aayitt income indakkan.

[@sara69xd]

Commercial property

[@techstricksarts290]

REIT (Real Estate Investment Trust) എന്ന് youtube ൽ search cheyyuka.

[@lalum3474]

REITS

[@sajeesh605]

Term insurance Bajaj life insurance policy nallathano ..bcos premium kurav .. policy amt kooduthal aayi kandu ..pls share ur opinion

[@svlogchannel4942]

Njn hdfc lifel work cheyyunnund hdfc yil term plan cheyyan interest undo?

[@sajeesh605]

@@svlogchannel4942 took Bajaj now

[@jdm_3dmnd101]

aditya birla life insurance und. Salaried term plan & digishield .if ur interested msg or contact me

[@shone9484]

How can a NRI person can apply for Term Insurance? What are the precautions he has to take care?

[@MoneyTalksWithNikhil]

Depends on the job and geographical area he/she works. Please mail details to [e-mail]

[@antoantony7271]

Hi, i am currently in UK and planning to move to AUS within a couple of years. Where should i take the insurance? Pls advise

[@MoneyTalksWithNikhil]

Please mail details to [e-mail]

[@rajeshchandranr7232]

Kindly share Contact number

[@shafe144]

Hi sir

[@svlogchannel4942]

Hi sir pls contact me

[@yadukrishnan4286]

What about HDFC Smart Protect

[@subis8131]

Helth insurance allathe namuku hospital chilavu neridan mattu option undo sir

[@MoneyTalksWithNikhil]

Pinne athinulla thuka nammal kandethanam

[@JijeshTimes]

best term insurance suggest cheyyamo?

[@ArunKumar-xs1or]

Icici i protect smart - Death, Disease, Disability, Cover aaakum .Njan insurance broking companil aanu work cheyunnath Enik Thonnunath eth oru best plan thanne anennanu.

[@svlogchannel4942]

Hdfc life best

[@rajeemathematics]

Sir, my daughter joined her job at the age of 23 in (Nov 2020).about 9-10 months work ചെയ്തു. In Jan 2021, we took a term insurance for her. Later in Sep 2021, she went abroad for higher studies..Is that okay to continue with it? (If she wish to stay back there, will it be valid?)Now we paid 3 premiums.

[@MoneyTalksWithNikhil]

You can continue

[@rajeemathematics]

Thank you so much sir for your prompt response.Stay blessed 🙏

[@Indianocean324]

കല്യാണം കഴിക്കാത്ത ആൾ ഒരു term insurance എടുത്താൽ, കല്യാണത്തിന് ശേഷം spouse നെ nominee ആയി ചേർക്കാൻ പറ്റുമോ?

[@MoneyTalksWithNikhil]

Yes

[@vsabivija]

Best tearm insurance parayamo

[@MoneyTalksWithNikhil]

Yes. Please mail details like age, profession, income to [e-mail]

[@ArunKumar-xs1or]

ICICI I protect smart (DEATH', DISABILITY, DISEASE, CRITICAL ILLNESS) COVER AAKUM

[@ansaritv6109]

Term insurance എല്ലാവർക്കും എടുക്കാൻ പറ്റുന്നില്ലല്ലോ?... വരുമാനം അടിസ്ഥാനമാക്കി മാത്രമല്ലേ ഇത് കൊടുക്കുന്നുള്ളൂ😢

[@michaeljoseph4530]

Lic il pattumelo

[@sebastianmjose4280]

Saral bheema yojana

[@josephfrancis5877]

Can you suggest good one

[@MoneyTalksWithNikhil]

👍, mail us to [e-mail] we shall guide you!

[@sajeesh605]

If we taking term insurance from India and working abroad, unfortunately policy holder demise is it eligible/any issue to get policy money

[@MoneyTalksWithNikhil]

No

[@jdm_3dmnd101]

in aditya birla life insurance nominee get the income

[@muadrahmanm9669]

Student inu insurance tharunnillallo athinu enthaa cheyyaan pattunne

[@MoneyTalksWithNikhil]

Student nu term insurance kittilla, normal insurance edukkan sadhikkum.

[@smithakrishnan5911]

സർ, പോളിസി ബസാർ വഴി എടുക്കുന്നത് നല്ലതാണോ?? Maxlife നല്ലതാണോ?? എങ്ങനെയാ എടുക്കേണ്ടത്??

[@MoneyTalksWithNikhil]

Please mail to [e-mail]

[@push86]

HDFC LIFE

[@viveksanju]

I am a NRI . My Term insurance rejected due to health reason. Can i opt for traditional insurance.

[@MoneyTalksWithNikhil]

Yes. Please mail details to [e-mail] will check and update

[@viveksanju]

@@MoneyTalksWithNikhil 👍🏽

[@THEPYRAMID-wl6mc]

Sir njan africayil work cheyunnu eniku term insurance edukan pattumo?

[@MoneyTalksWithNikhil]

Yes. Please mail to [e-mail]

[@sree_the_untold]

Africa il ulla chila places banned aan.. negative county lists il und...

[@prabhathk6615]

Policu bazar ൽ നിന്നും എടുക്കുന്നത് നല്ലതാണോ

[@MoneyTalksWithNikhil]

Customer care support issue varam

[@prathi817]

Sbi life insurance financial consaltent please email [e-mail]

[@jollyjoseph5510]

Customer care etavum kooduthal ulla company policy bazar.claim assistants.

[@Abhi-wy1ok]

Sir 1 crore kittiyilla 50 lakh aprove ayollu ini veroru companiyude orennam koode edukkan pattumo

[@MoneyTalksWithNikhil]

Yes

[@Abhi-wy1ok]

@@MoneyTalksWithNikhil thanks

[@jdm_3dmnd101]

Ys

[@sujathap2847]

Sir, term insurance nu income certificate must ano..? Self employed persons 😮nu term insurance kittumo..

[@MoneyTalksWithNikhil]

Depends on the insurance amount

[@sree_the_untold]

For HDFC Life, Term insurance edukkan Income proof mandatory aan... Savings Plan aanenkil 2L premium vare income proof venda.. Term insurance edukkan proof venam.. Salary slip and bank statement or Income Tax Returns file.

[@jdm_3dmnd101]

Self employed person ITR file cheyunundenkil 7.5 lakhs anenkil kittum (aditya birla life insurance )

[@JobinSelvanose]

What if someone kill us for that bulk amount is the fear of youngsters 😂

[@nice-xy8ey]

Even if someone kills you, the money goes to your dependants only. Your permission is needed to start an account in your name.

[@jyothim988]

50lakh nte oru coverage policy kke premium amount ethre varum

[@MoneyTalksWithNikhil]

Please mail your date of birth, profession etc to [e-mail]

[@75566207]

Videoyil paranjathinte half varum - simple logic

[@svlogchannel4942]

Hi

[@IbrahimFiroz-fx6kh]

Two children wife husband how much I pay monthly

[@MoneyTalksWithNikhil]

Please mail details to [e-mail]

[@jdm_3dmnd101]

Are u salaried ?? Term plan for earning people. Aditya birla life insurance also have term plan but the annual income 5lakh. If ur intersted msg or contact me

[@shaikh4695]

1)40 വർഷം കഴിയുമ്പോൾ നമ്മൾ ഇൻഷുറൻസ് എടുത്ത് കമ്പനി നിലനിൽക്കുമെന്ന് ഉറപ്പുണ്ടോ.? 2)ഇൻഷുറൻസ് കാലാവധി തീരുമ്പോൾ പലിശയടക്കം തിരിച്ചു വരുന്ന പോളിസി അല്ലേ നല്ലത്?

[@Jamalolakara]

ഒന്നിനും ഒരു ഉറപ്പും ഇല്ല കമ്പനി ഉണ്ടെങ്കിലും അവർ തന്നില്ലെങ്കിൽ നമ്മൾ എന്തുചെയ്യും പിന്നെ കേസിനും ഞമ്മൾ തന്നെ പോകേണ്ടി വരും 🤣 എല്ലാം ബിസിനസ് 😔😔😔 പൈസ ഉണ്ടായിട്ടും കാര്യം ഇല്ല ഇപ്പൊ നമ്മുടെ ബാങ്കിലെ തന്നെ കണ്ടില്ലേ കോടികൾ ആണ് അവകാശികൾ ഇല്ലാത്ത പൈസ അതാണ് അവസ്ഥ 😔😔😔

[@ash-qu6uy]

LIC ഉണ്ടാകും

[@trbnair]

കാലങ്ങളായി നിലനിൽക്കുന്ന നല്ല ഇൻഷുറൻസ് കമ്പനി നോക്കി ഇൻഷുറൻസ് എടുക്കുക, പിന്നെ ഭാവിയിൽ എന്താനാകുമെന്നത് ആർക്കും അറിയില്ല, എല്ലാം ഒരു പ്രതിക്ഷ മാത്രം...

[@raj-tf9gq]

Manushyante കാര്യം തന്നെ urappilla pinnanu

[@svlogchannel4942]

Hdfc life 100% trust aakam

[@belraj55]

25 വയസ്സിൽ എടുത്താലും ഇടയ്ക്കിടെ ഇവർ പ്രീമിയം കൂട്ടും

[@MoneyTalksWithNikhil]

Term Insurance premium orikkal start cheythal pinne ath thanne aanu

[@belraj55]

@@MoneyTalksWithNikhil in health insurance they hike this my premium from 12000 to 20000 more

[@MoneyTalksWithNikhil]

@@belraj55 Not a hike like that, depends on the policy and benefits you choose

[@harikrishnankg77]

മണിപൽ സിഗ്ന ആണോ ഇൻഷുറൻസ്.

[@belraj55]

@@harikrishnankg77 star health

[@MohammedRafi-hl6iq]

ഭയങ്കര ബോറാണ് നിങ്ങളുടെ ശൈലി

[@Abhi-wy1ok]

Pinne food vlog pole hi guys ennu paranju thudangano😅

[@lijeeshak7613]

നിനക്ക് സൗകര്യം ഉണ്ടെങ്കി കേട്ടാൽ മതി.

[@bindutr9139]

How do I contact you

[@MoneyTalksWithNikhil]

Please mail to [e-mail] or reach 9567337788 between 10am and 5pm , Monday to Friday

[@Ajaykumar-dd8qf]

നേരത്തേ എടുക്കാൻ നോക്കിയിട്ട് 5 -6 വർഷം ആയി ഇതുവരെ കിട്ടിയില്ല അസുഖങ്ങൾ ഒന്നും ഇല്ല വാർഷിക വരുമാനം NRI ക്ക് 10 ലക്ഷം വേണത്രെ max Life -very sad

[@tonymathew6554]

NRI ക്ക് 10 lack ഇൻകം വേണ്ട

[@jdm_3dmnd101]

aditya birla nokunundo sir. .. Traditional plans