Sky is just speaking legal phrases. I don't see the point of going to the Lands Commission to conduct a search. The information held by the Lands Commission should be available on the web. I should be able to sit in the comfort of my office and find out who owns any property in Ghana if I so wish.
@elomk31674 ай бұрын
This is ghana 100 yrs from now
@enosenos1854 ай бұрын
The result of the land search can be challenged and even changed before u even complete yr building
@africawhy4 ай бұрын
Dishonest conversation. From the way this country is being run, 80% of today's youth will never be able to build in their lifetime on their salary. Stop suggesting mortgage and all that nonsense knowing very well that houses are being priced in dollars. Are you sure you people reside in this country?
@paakojofynn4 ай бұрын
I left Accra lands after I was chased by land guards from ma site.I relocated to The BA ,for peace of mind
@eushawadam69284 ай бұрын
😊😊😊😊😊😊
@honourablydishonourable58773 ай бұрын
How are things in BA? What's the least amount I could purchase a land for in BA?
@kingshomes85464 ай бұрын
🚨I believe the building engineering and techniques and technology has to change , we are too focused on cement, blocks, iron rods, there are better and efficient ways to build. Way have also allowed foreigners to come and build and sell at dollar rates
@franciskwofie67544 ай бұрын
Not only the cement, iron rods, sand, water, stones, and then labor too. They are all rising. I bought sand at 1800 and now it is 2500 within 3 months
@adamswahab79014 ай бұрын
If u have money to buy a house outright, that's fine. Either than that it's better to build on your own. Cuz am not sure per Bernard's story he relied on only his salary. But with building you can go at your own pace. I started building immediately after national service. I was fortunate I did not encounter land litigation and was working with a tipper truck so materials like sand and stones I got pretty cheap
@Sarah-ib8ed3 ай бұрын
He mentioned that he was an MC on the side
@Afrikaislife4 ай бұрын
Maybe it’s time we look at alternative building materials that are more suitable to Ghana’s climate? Think rammed earth.
@flavorsofthecontinent71954 ай бұрын
If people stop buying cement for a year, watch the greedy people lower their prices because cement has a time limit. We need to do that
@enosenos1854 ай бұрын
Impossible to stop buying essential building materials…..how are we going to live without housing
@missbee13304 ай бұрын
True paaa but we can’t do without it because it’s essential material
@flavorsofthecontinent71954 ай бұрын
@enosenos185 if we dont take care, very soon rent price will double because of these high costs. Just October last yr cement was 75 cedis. 8 months later, price ve almost doubled. It is not like the cement bags are imported. They get the materials right here in ghana .
@kwasiglobal42864 ай бұрын
I believe so many people can relate to Bernard's story regarding mortgage.
@dabeko704 ай бұрын
Pricing of building materials in Ghana is too arbitrary. I bought a ton of iron rods in March at Ghc6400, six weeks later it was Ghc7600. Today 21/5/24 it's Ghc8200. How can there be a price increase of nearly Ghc2000. We need serious price control reforms.
@franciskwofie67544 ай бұрын
Are they producers prices controlled? Will the prices of houses, rents, land, be controlled too
@dabeko704 ай бұрын
@@franciskwofie6754 the conversation needs to start. Any regulations should cover all areas including those you listed. We have allowed chaos in the market for far too long. Something along the lines of the UK'S competition watchdog to guide the market can be helpful.
@enosenos1854 ай бұрын
@@dabeko70The government lacks the capacity to control prices of goods and services because they’re unable to manage the economy properly
@solomonpunobyin40664 ай бұрын
@@franciskwofie6754 I’m glad you get the problem. People think pushing for price controls is a solution forgetting that is what brought us to this crisis.
@estheresthers50504 ай бұрын
The traders are greedy. They enjoy inflating the prices to make more profits.
@princebekpo7094 ай бұрын
Seriously Benard u are not a real estate person but the way u question and also give responses to this real estate and building thing, is great. Am an estate management student and I understand u perfectly and share same views
@HelloAutoCarz3 ай бұрын
This is serious -a military man was shot n killed in front of a police station broad daylight over a plot of land! That is serious… let it sink inn…. The country is really messed up…
@akalanyabahdaniel1994 ай бұрын
Rich conversation
@LeonardAlfa4 ай бұрын
All is about the dollar to cedi and until that is fixed nothing can be done Whether to built or buy all depends on your pocket. I will always advice beginners to built cos with the building one can start by building one or two bedroom and later expand. Mortgage is so risky in this our economy.
@elomk31674 ай бұрын
It’s very clear Richard Sky has not bought a land. His mortgage delivered him from this knowledge.
@EnochKabange2 ай бұрын
This issue has been well summarized in about an hr. Deep insights. It all comes down to stringent regulation which of course is lacking and those with the prerogative to regulate don't have the motivation to regulate things cos of their own benefits. The everyday citizen suffers as usual...
@trekrobben68964 ай бұрын
Hmm can relate ...
@opinionist4 ай бұрын
Having a mortgage is actually not a bad idea but the issue is the interest rate in Ghana which is too high only because your interest rate is not based on the growth of your economy but instead it is tied around the US dollar, for instance anytime the dollar shoots up the interest rates follow suit. Rates are meant to yo-yo only when the economy shrinks or grow. If you ask me with the type of economy you have in Ghana (dollar economy) whether you mortgage or build it ends up being the same because, at the end of the day, the cost of building materials again is based on the dollar. The only difference is that the builder takes the stress away when it comes to a mortgage whereas if you build you'd have to deal with land issues plus organise tradies (masons, carpenters, electricians, labrours, plumbers, etc.) Basically, it all boils down to your pocket. Great show!!!
@Josephkoran3 ай бұрын
Very engaging discussion mixed with humor and laughter 😆
@chrisaryee4 ай бұрын
The issue is always the exchange rate. Cement prices globally have remained relatively stable for decades, usually around $7 - $8. But when you have a currency like the cedi in free fall, you’ll definitely feel the pinch.
@akuakesewaa97154 ай бұрын
I love this discussion I wish you guys do this more, you will think the many establishments of the cements will bring more competition and decrease the price but it’s rather opposite, the corruption is from the top
@lawrencefreemandzakpa43044 ай бұрын
I prefer building to morgagi ng. You build to your taste and also at your phase.
@ashiegodbless59783 ай бұрын
Bernard Charlie, I dey feel your Ga. I am going to sponsor your snacks at the breakfast show to give us more of your Ga.
@egrant33514 ай бұрын
Every body's circumstance is different. Depending on your circumstances you decide on building or buying.
@boostessanthony57194 ай бұрын
Ben eeeeh, ask Dela SKY the Lawyer if he still has covid19 ?..😅
@mjc93884 ай бұрын
Honestly average fellow Ghanaians can't build can't buy can't mortgage dollar cedi rental should be the way bed sitter one bed two bed max and developers should do not less than 3000 units to make economic sense And this calls for ppp But oboy starts work wants 5 bedrooms buys land in central region works lives in Accra litigation land guards theft poor workmanship 30 years to build moves in after pension by then the kids are all gone now he has uncompleted big house kids don't want it because it can't be shared out of town basaaa
@tktanko3 ай бұрын
In conclusion, the country is in a mess. Thank you
@dpecosta4 ай бұрын
Bernard, you have out of place country and corrupt leader in position who also benefits from these land guard practices. They do have the vested power to stop land guard practices in a single order to benefit their people.
@ckb1493 ай бұрын
I dont see anything in paying rent. Its better than starting the building and leaving it in the middle. You cant live in it and you have your capital locked up as well. The same with mortgage, you miss your payment and the house is taken away from you . What needs to be done is to abolish the 2 year rent advance payment
@michaelotu9083 ай бұрын
Please, when you build a house, then you can decide to give it out for month to month rent. If only you knew how much it cost to pit up a structure 😢
@NAMAMADINA3 ай бұрын
Moorgate is better this days specially Ghana land problems
@Kdankwah4 ай бұрын
This is a very good discussion.
@AnthonyAsante-m8d4 ай бұрын
The guy with the face mask doesn’t know the reality on the ground
@AnthonyAsante-m8d4 ай бұрын
He’s not being practical with what goes on. Of course what he’s saying is how it should be, but that is not what is done
@EricAbankwa4 ай бұрын
Last week l bought Katinka 52g for 99 ghana. Last week the same store owner called me and told me it is now 122 ghana. Isn’t it ridiculous. Ghana leaders are really sick as far as economic issues are concerned. It is crazy guys.
@EricAbankwa4 ай бұрын
This is in Nyanyano near Kasoa.
@HelloAutoCarz3 ай бұрын
Masa… sometimes you involve the elders and after chopping de money they pretend like they don’t remember
@Donyina14 ай бұрын
To address the issue of land management and revenue generation, a comprehensive property tax system should be implemented. Under this system, all landowners would be required to pay an annual property tax based on the assessed value of their land. Failure to pay this tax within a specified period would result in the government having the authority to sell the property to recover the owed taxes. This approach ensures a fair contribution from landowners towards public services and infrastructure, while also providing a mechanism to prevent land hoarding and promote responsible land use.
@ritaarthur968228 күн бұрын
Are you being serious? People are still paying property tax in Ghana. If you know how many years People save to buy land and even the years it takes most people to build, I don't think you would have made this statement. Foreign investors with huge many in the real estate are supposed to be given this options, not Ghanaian. For so many years of being a Ghanaian what have we really benefited from this leaders? A country where pure water seller, bofrot seller, egg seller etc are paying tax, where these wicked politicians are enjoying everything for free without thinking of the people that wasted their time to bring them to power.
@ritaarthur968228 күн бұрын
How many politicians are paying taxes for the properties or businesses they own, where does the taxes we are already paying go to. People are paying huge amount of building permit just to get a permit to build on their land and all the stress that comes with it. Is it our crime to be Ghanaians. Foreigners are benefiting and enjoying our resources while we as Ghanaians continue to suffer. You have to adjust your statement, this is not what will solve the prob lem of this country Ghana.
@TheEngineer19884 ай бұрын
He said the system is basaa. True, there no formulas to owning a land in Ghana. If it works for you you just got lucky.
@oliviamandel89694 ай бұрын
Simply do your land search at the lands commission (You don't really need a lawyer for this), figure out the real owner from the lands commission and approach them. Test the land by purchasing your chippings or sand on the land, and wait for a month or two, if no one comes complete your payments and move to build ASAP.
@enosenos1854 ай бұрын
Half solution……there’s nothing you can do to be safe in Greater Accra and Eastern region when it comes to land security Land search will give u result that can be change in the future……..Land ownership keep changing through courts
@oliviamandel89694 ай бұрын
@enosenos185 Anyway, we all are free to do what works for us. Best wishes.
@redelahimohammedhamzah96784 ай бұрын
I believe if you are abroad it is prudent to buy mortgage
@TheEngineer19884 ай бұрын
I thought of it but I I don’t want to live under pressure. I’m building gradually at my own pace. It worked for me.
@estheresthers50504 ай бұрын
Let's use the Chinese Yuan to import goods in Ghana to reduce the pressure from shortage of the dollar 💰 on the Cedi ¢. It's just a simple common sense. Ghana must sign a bilateral currency exchange 💱 agreement with China and trade with our local currencies.
@Cybersammyasiedu4 ай бұрын
Good submission
@honourablydishonourable58773 ай бұрын
Is there hope for the youth in this country? How can we build as a 24-30year old in this country, not even thinking about marriage kraaaa
@willypapa91654 ай бұрын
That land search thing at lands Commission .......... 10 years ago bought land at Amasaman . Did land search within 6 months ,with the same land site , and 2 different names popped up dated 20 &15 years back. Just took the risk , paid the chief and family that own the land. Build in stages ,and have not had any problems. Land guards ........ paid and paid and paid . Talking to people in the area ,they are complaining. If you want to paint tour house self ...land guard. What kind of nonsense is this .
@akuakesewaa97154 ай бұрын
Hmmmm
@boseman82274 ай бұрын
This discussion shows that Ghanaians have individual brilliance, but as a groups they are highly incompetent.
@denniscasely-hayford32454 ай бұрын
Does anyone know why Sky wears a face mask in the studio?
@boseman82274 ай бұрын
The most corrupt people in Ghana are not the politicians it's the Ghanaians. The government is the direct reflection of the people. This land matters is the testimony to that.
@thealimis4 ай бұрын
Don't buy any land that is not registered. If a family or stool wants to sell you land, let them register it first before you pay.
@denniscasely-hayford32454 ай бұрын
How can a stool, an inanimate object, sell me land? 😅😅.
@abdulwahabdawood22994 ай бұрын
KT Harmond was showing off.
@boseman82274 ай бұрын
Bennard If one cheats and abuses people to build a house, does it make the person a man?
@abduzango77114 ай бұрын
Why's the other guy covered with face mask? Naniama!
@kennykenny72934 ай бұрын
Somebody told him Covid was coming back lol
@denniscasely-hayford32454 ай бұрын
Evidently, he is hiding from something or someone. I have asked the same question. He's a wierdo.
@ImEli22154 ай бұрын
Why is the man in mask behaving like Bawumia, Doing textbook economics. On paper de3 what he is saying is what is supposed to be, but the reality is what Bernard is discussing.
@trekrobben68964 ай бұрын
listening to RDS is not interesting anymore, everything law law ... lol
@sylvesterabror22814 ай бұрын
Please don't try kasoa
@NanaYaaSasu-Mari-rd1hg4 ай бұрын
Your boss and his government have destroyed Ghana economy
@ananejoseph52174 ай бұрын
You guys are seeing what is going on in the country and have hear what the two parties NDC and NPP leaders are saying and a business man who is a visioner and solutioner Nana Kwame bediako and instead of supporting him you guys media journalists are arguing him and asking him where did he got his money and even he is too young to rule Ghana because you guys think your so call English grammar can rule a country, because you have been brew washed in mind as a people, you guys don't want to say the truth and you think it's will affect only the villagers but you too, so you sit there and discuss the issues that will not change anything, so guys listen to the visioner and solutioner and business man in coming president Nana Kwame bediako
@PASCHALKWEKUHIADZE4 ай бұрын
so what is wrong with this sky guy always in nose mask?
@franciskwofie67544 ай бұрын
If you have decent to rent and pay decent rents, do not build. Invest the money in businesses to yield profits and then build gradually
@user-wr7of3lt1f4 ай бұрын
Guy at the bottom right of the screen simply nods & regurgitates like a parrot...no original input whatsoever. Why is he on the panel?
@simonmensah34093 ай бұрын
Don't say what you don't know! He is the host. You wouldn't have had problem with him if you're a regular listener.
@bwillwin15054 ай бұрын
Richard Sky is so annoying with that mask. Does he have Halitosis or something?
@freddyfrimpong24754 ай бұрын
Lol
@ImEli22154 ай бұрын
🤣🤣🤣🤣 of all the possible things, halitosis you mention? Ah!🤣🤣🤣🤣🤣🤣 I laugh saaaaa
@ProudGh-dc4sl4 ай бұрын
OCD I guess
@denniscasely-hayford32454 ай бұрын
He's hiding from something or someone. He's a wierdo.
@kenzey_BL4 ай бұрын
To be very honest I like Bernard very much. But to be honest again he can be very annoying especially with the way he likes to interrupt when answers or explanations to issues are being provided. It's often makes it difficult to get the import of what one will be saying on a subject. Please somebody should tell him to allow explanations to flow and not interrupt so that we can get the import wai. It can be very frustrating