Chase Sapphire Preferred Decision Time - So Much Freedom

[@RJFinancial]

Learn more about the Chase Sapphire Reserve: www.cardonomics.com/i/rjfinancial/chase-sapphire-reserve Lean more about the Chase Sapphire Preferred Card: www.cardonomics.com/i/rjfinancial/chase-sapphire-preferred-card

[@thejokerspeaks]

"If you painted that thing blue, and it was the new version of the CSP, we would have all lost our collective minds." Wait for Wells to offer a limited edition "Journey Preferred Blue" after seeing!

[@RJFinancial]

Haha companies trolling each other is fun

[@Thecreditcardconnection]

Great points about the Preferred and Reserve! The pints you laid out are exactly why I held the CSR for less than a day and went back to the Preferred! Thank you RJ! You are the best!

[@RJFinancial]

For a day and switched back, I didn't know you could bounce back n forth that fast. Nicely done. CSP is better, get all of what you need for way less

[@jw4172]

2 player mode, wife will be getting the preferred in bank. We always keep a Reserve too for redemptions, the 50% boost is just too good. Family of 4 and we use the Business Cash for 5x on cellphones, cable and internet. That with the rolling bonuses, travel expenses and sign on bonuses all getting the 50% boost is just too good with our spend. And we basically get a new sign on bonus every other year.

[@RJFinancial]

This is the perfect Chase use case. Within the ecosystem it's not bad at all. I'd like to see the core card itself get bumped up but not bad at all

[@MyNameJim]

The Sapphire Preferred would be fine if they just turned online groceries to any groceries

[@RJFinancial]

Agree. I had forgotten about the grocery thing and I had it for a year

[@robert8311]

Wells Fargo autograph is better than the preferred Only thing preferred gets is Hyatt is if you don’t care about Hyatt then it doesn’t matter

[@RJFinancial]

Agree. Both Autograph cards are better core cards. WF needs time for the ecosystem to develop but they're looking strong

[@newagain9964]

@@RJFinancialNo doubt here WF will launch its own travel portal within next 18 mos, nerfing category multipliers.

[@cardojp]

Credit cards coming in hot. Just finished getting the Autograph Journey bonus, and also thanks for suggesting to get the Signify Business as I was able to get approved. Now it's time to get the preferred and get all this free money. Hopefully the Citi Premier will come out soon with the boosted sub bonus

[@RJFinancial]

I love to see it, keep playing aggressive

[@bctsteve]

Why did you say you have to wait a year to product change from the sapphire preferred to the sapphire reserve? I need the sapphire reserve to book a big trip for family of five through the portal, so I was hoping to go in branch get the CSP and then product change after the Subs to CSR.

[@RJFinancial]

Card issues can't charge a higher fee in year one. This is due to the Credit Card Act. If you PC to the CSR in year one, it's the same account and Chase would have to charge a higher fee for the CSR, so it doesn't work. Chase would love to but no go. If you have need for the CSR then go for it. Can make up the $100 with the boost in value from the portal. Could also look at using transfer partners for the points.

[@jimmyjames6492]

Thanks for the info + video!

[@mercury187]

With the preferred how often can I get a SUB? I thought I heard you say 4 years in the video but I thought it was 2 years and 90 days.

[@RJFinancial]

Sapphire cards are every 4 years and you can’t currently hold one when applying again. All the other chase cards are 2 years between bonuses

[@mercury187]

@@RJFinancial darn I’ve only had mine a year. What about ink cards ? What is the length of time between those? I guess I could do one of those for a large SUB

[@RJFinancial]

@@mercury187 inks are every two years but you can have all 4 at once unlike sapphire where you can only have one. www.profitablecontent.com/credit-card-offers/

[@Leoprieto74]

RJ, you need to workout harder your biceps. 💪🏼

[@RJFinancial]

Plastic cards are too light and make you weak

[@Leoprieto74]

@@RJFinancial 😂,.. plus 🐥 don’t care about plastic cards holders. 😎

[@newagain9964]

Bruh. Other than prepay stuff travel bank etc, any MS ideas for United business card? And Can I open bank accts on it with no $$? Have to 7/3 for SUB. Gonna apply for CSR tonight.

[@RJFinancial]

Credit card funding is still my favorite. If you play the bank account game, they're harder to find but still good. US Bank business checking has $3k in funding for example

[@newagain9964]

@@RJFinancial after some research (and sleep). Bank funding not ideal rn. Already Working on low hanging fruit bank churns rn and would make things needlessly complicated. More important, USBAR is my next target. And I’m working on 3 subs rn. And doin CSR offer moves 5/24 closer waaay much faster and to close for comfort. 😤👎 I pass, will get CSR/CSP next spring. Offer will be same or better anyways. lol. And USBAR is a keeper, Sapphires are not! 🧠

[@evangibson8020]

Based RJ

[@kazi1]

Yo

[@RJFinancial]

Spirit award once again

[@caribdude8151]

👍

[@lopezzepol1]

Trump is the preferred decision come election time - so much freedom!

[@RJFinancial]

We have different understandings of prison...

[@lopezzepol1]

@@RJFinancial He's an innocent man!

[@daw7773]

Lock him up already !

[@daw7773]

@@lopezzepol1 Con Man Trump

[@Adiscretefirm]

​@@lopezzepol1technically correct, meaningless until the jury votes. With his string of business failures, election losses, and civil trial losses I am not confident his junior varsity law team will get him off.