Child Education Savings / கல்லூரி படிப்பு சேமிப்பு

[@InvestmentInsightsTamil]

Playlists in this channel: My FIRE Journey: kzbin.info/www/bejne/fYfSlZWJgN6BZq8 Building Wealth Series: kzbin.info/www/bejne/j3XSi6mvmddsbLc Investment Insights - Tamil: kzbin.info/www/bejne/jqKraoR3rc2WZ9U Personal Finance: kzbin.info/www/bejne/nZ7TmXWFgc-qmbM Share Market / Bonds: kzbin.info/www/bejne/bpDYcqqpf9eieJI USA Specific: kzbin.info/www/bejne/pHq4qZmJjaqXfrM Bitcoin Series: kzbin.info/www/bejne/kKTSpaxti9F2atU Sutrula: kzbin.info/www/bejne/poPbaIigqNxogKc

[@cinematic-360]

Pension plans like NPS and other institutions la invest panalama or Mutual fund la invest panitu monthly return vara madri plan panalam. Unga style la sollunga sir. 😁🙏

[@riyazahmed5650]

Became a dad 3 weeks back , glad to have come across this video. Thank you sir. your content is awesome ! All the best for your channel .

[@deepikac7918]

Kaala pookil en karuthu maaruvathai ennalaye paarka mudiyuthu.. : what a quote sir... No one accept these things... Your guiding are new path to young generation sir...

[@starpps007]

உங்களுடைய பேச்சு நடையும் சொல்லும் விதமும் மிகவும் அருமை...

[@SureshBabu-gq9lb]

Awesome. Especially 'Puthiya thathuvam 10036' 😆😆😆❤❤❤

[@rupadravid]

Thanx for the video, really eye opening video. I have twin kids , this is really helpful,they will be 3 yrs soon.with this idea I will start savings

[@vickyrc1803]

Sir, I recently start watching your videos.. But not able to sleep unless to see a 2,3 videos every day. Your dedication and financial awareness more helpful to me.. Thanks !!

[@InvestmentInsightsTamil]

Glad to hear that. Thank you for the appreciation.

[@lokeshjt8750]

Refreshing screen in your channel's home page for the past 6 days sir.

[@radhakrishnanc2017]

Mostly people in such fields will seem to be little serious. But sir you have an additional quality of easy nature and have good comedy sense that makes your video lively too

[@SenthilKumar-yw5xm]

Well said sir, as a father I want to save something for my children studies and your calculation toward saving is simple and easy to use and understand. Finally I want all the children to understand the pain and dedication of their parents because most of them don't. Nice work. 🤝

[@krmkrishnan]

You are 👍 great , crisp, clear, perfect, to the point, no boring,hats off. My name is also Mohan,😀 but I'm not like you, with to the point talking. You and your channel is the best.

[@சமுகஆர்வலர்]

மிக அழகாக மற்றும் நல்ல உரைநடையில் கூறியதற்கு நன்றி ஐயா.

[@keerthir3429]

Wow superb explanation sir. Nan entha video vum ivlo interesting ah saving schemes kaga pakala.

[@ramthasamirthalingam8354]

Hi Mr. Mohan, I am from Canada, I like your videos, lot of information for investing people. Thank you. Ramthas.A

[@deepakdesigner1153]

Way of approach is good. Neenga sola vara visiyam nala purinjuka vaikuthu..

[@private54321]

Unlike other channels, you are super practical bro. Thank you for the effort!! ❤️

[@ramboo23]

Thanks Vijay anna for another wonderful requested content!! really useful for the parents like me. Keep teaching!! Stay blessed!! I feel very much grateful with my parents who taught my responsibility and seriousness in my learning by paying my 2nd,3rd and 4th yr engineering fee (23k per year) in Pvt college through education loan 15yrs before. This make me more attentive and serious enough to complete my degree by first class with distinction. Also have a job through off campus before completing my degree and help to repay my education loan in 3 years time. This kind of planning for kids education give additional support not a mandate one.

[@InvestmentInsightsTamil]

Yep. The last thing we want is to see our kids struggle with their educational debt.

[@vinothkumarr5547]

I have created a same plan, I have split saving 50% in nifty 50 and 50% in nifty next 50, but I have never thought market uncertainty May chance to go down while we need🤔 thanks for alerting me Warrant buffet bet panni proof pannunae concept aachae follow pannalam nu.... Take away from my side - plan to take fund out atleast 5 yrs before.... subject to market conditions👍

[@surudog4929]

Saving as soon as the child is born allows you to stop putting new money when they enter high school years. If you start after their elementary school is done, you won’t have much time to allow for your money to grow. End of middle school is usually 14 years. So 1-14 years is good enough and will grow a lot more than starting at age 12. As parents one should tell kids that I will pay 3 years of your tuition ONLY. Boarding and rest, the child should work and pay for it. This can be done in USA where kids in college work and some start doing work in HS summers. Anyways, make sure children feel the pain of yours. Never ever dedicate your lives for your kids. Save as much as you can without breaking your back and wasting your prime years just saving.

[@kailashganesh]

Informative Video and Calculator is really helpful . You are speaking in simple terms which can be easily understood by every one .

[@SelvaGanesh007]

Nan ippa clg padikiren sir. Nan unga video elathulayum onnu onnu kathukiren ithu en future la kandipa use akum🔥🔥

[@dranitha1]

Awesome clarity of thought, invaluable content and wonderful delivery . Respect and admiration keeps growing with each video .Top notch KZbin channel.

[@InvestmentInsightsTamil]

Thank you for your kind words. 🙏🏽

[@srinivasansm]

Excellent sir. Very bold and clean explanation. Thanks 🙏

[@sunithkumars2772]

I like your polite attitude presence , Respectful human being You are,

[@sughaasinijain5373]

Sir you are just awesome in explaining so jargonised financial concepts like a cupcake😊 Wish i had a appa/chithappa like you… however i will try to be one such mother to my son 👍🏻

[@govindjgs]

Unga channel puthusa pakeran superb content sir.En friends ku suggest panni irukan. love from tamilnadu 💐💐

[@Muthuvelsipl]

Final Verdict was really awesome sir

[@nagendranm242]

Dheivameeyyyy neenga engayo poeteenga..❤

[@NAMBINRAJAN]

Honest about ur opinion intro. I appreciate that and subscribed

[@VASANTHTAMILGamingYT]

That தத்துவம் part is really nice and true.

[@saffronpanda1735]

Thank you sir for the video. Very relevant for me as I am a recent father. Need to plan my finances

[@ganzee6928]

Love how the thathuvam at 11:20 was conveyed in a casual yet insightful manner. Waiting to see the next video on US studies semippu. Thanks.

[@karthikeyentrs5134]

Vijay Mohan sir....Unga channel regular ah follow panare...Romba informative ah iruku...Thanks for Sharing your experience and Knowledge

[@baala91]

I am commenting in all your videos you deserve all the praise Vijay Mohan Almost all the KZbin so called financial experts are either biased or have a political stance and they confuse people We as a common people who have lots of question and expectation that is there any channel here in KZbin which can guide us through their experience this is seriously a gem as I used to say Many people do this by getting hefty fee as financial advise but you are putting your effort and sweat into this for only reason which is purely to educate and plan properly for others who are in their early stage of investing Huge Kudos Vijay!

[@InvestmentInsightsTamil]

Thank you for those nice words Baala.

[@yokanandthirupathi9087]

Well said!

[@sathishkumarj5790]

Nethu dhan comments la keten today potutingale. Thank you so much.

[@thirumalaikcse]

மிகவும் அருமையாக, தெளிவாக விளக்கியதற்க்கு மிக்க நன்றிங்க

[@santhoshkumar2602]

The current big problem is "medical expenses". Our years and years of hard earned and invested money will vanish in 10-15 days, incase we met an accident or some disease. I really wanted you to speak about how we can manage the medical expenses in india. In the USA, most people have medical insurance. But here in india, the awareness is very very less and people fear to go to hospital by thinking about the expenses. So please talk about, How important the "term insurance" as well as the "medical insurance". I hope you create more awareness to out Tamil community... Thanks a lot vijay mohan... Your content is excellent and keep up this fabulous job :)

[@InvestmentInsightsTamil]

Term insurance is already covered. Medical Insurance is in the To Do list.

[@pradeepraja5342]

Super sir ! Amazing. Thanks for your support..no one does this free advise. Thanks alot .!

[@kuttylionkavin1617]

Thalaivare nenga vera level panringa ponga.. Started browsing through your old videos on stocks as well.. the icing on the cake is the way you explain it in Tamil.. oru connect and trust kidaikudhu.. nandrigal pala 👏🏽👏🏽

[@muruganmuthaiah1021]

Thank you sir for sharing your opinion as well as suggestions. This is helping me a lot to understand and make clarity for planning my child education.

[@txsolve]

Wonderful info...Closing comments was conveyed humorously but it's real wisdom.

[@balasekaran]

Sir.. valuable inputs just a small correction - It is better to move funds to debt fund 3 years before the expected years for moderate and aggressive category to avoid stcg. 🙏

[@pradeepsan417]

Never watch before..very professional and easy understandable way of explanation.. i am very happy to find u in youtube. I am continusly watching ur videos with note and pen.. nice sir.. kept it up.. i am ur fan and student.. thank you very much.. naan rajmohan.. apram antha music😍😍😍....

[@venkatakrishnanjayaraman5410]

awesome video reaffirming my investments are on track!!! very informative again..

[@nirmalkrishna19]

End Thathuvam was an eye opener 🙂

[@karthickc1988]

Thala expecting more and more for you 🙏.Unga son video paakum pothu enga USA client ta pesara mari iruku 👍

[@InvestmentInsightsTamil]

🤣

[@vedhamoorthisundaram1549]

Saatharana people oda unarvugalum purinji video panreenga , thank you

[@prabagaran.s1285]

40k subscriber , nice read all you replies on comments , which is giving more insights 👍 FAQS

[@divyasugumar1459]

Super video Sir. Like always to the point. Awaiting the US education video.

[@harinee_1233]

Sir! Your videos are really helpful.... ! Kindly post a video on investment for college students...

[@dineshkumar-nl9jc]

Anna ... I watched your all videos... great presentation with simple explanation... Super contents

[@randyinvites]

Thanks for awareness in finance planning 🙏

[@srinivasahan]

Puthiya thathuvam super bro,👏

[@raghuramachandranvijayaram4616]

Vijay, Happy weekend! Subscribers and viewership a pakrapa onu theriuthu... neenga pudichuteenga, personal finance audience a pudichiteenga.. 😎 Master the Blaster 😁👌

[@InvestmentInsightsTamil]

🤣👍🏽

[@aarthiraghu4895]

Sir, All of your video's are excellent and informative. Eagerly waiting for your next topic.

[@psunil1048]

Dear @vijay Mohan - Thank you so much for sharing this insight's and calculator sheet on child education savings …I can't find word's to appreciate you . My GOD bless you with good Health ….

[@InvestmentInsightsTamil]

Thank You!🙏🏽

[@nekumar1]

Simple and effective, thank you Mr. Vijay

[@middleclassgurunatharanand2291]

Dear Sir...Very Good content... Excellent Speech...Clear Audio... keep Going Sir...i am also best Follower for your videos...Thanks Sir

[@InvestmentInsightsTamil]

Thank you for the support.

[@middleclassgurunatharanand2291]

@@InvestmentInsightsTamil Most Welcome. Sir.... if Any other.... Financial Doubt...I ask you Sir...you can Help me sir... for your own free time sir.....thanks for Reply sir...for your Busy schedule...

[@dineshayyappan]

looking forward to usa college expense video!

[@monishasekar4716]

Unggalukku enna boss school feesla free!!!

[@dineshayyappan]

@@monishasekar4716, schools are free (because taxes covers it). however, college is not free. also, my neighbor friends spend substantial amount of money in camps, extra curricular activities like music, sports coaching etc., back to school/tax: if you are a house owner in Texas (not sure about other states) you pay (approx.) 1% of your property value to school-district (no matter if you have kid going to school or not). other, 1 to 1.5% goes to other infra structure expense for the county. net-net: we think schools are free, but they are really not :) i'm interested in the next video, as i want my kid to have loan-free education as i had gone through the loan pay off process back in mid-2000s and never had an oppurtunity to save till i could pay it off.

[@saravana815]

Dear Vijay Mohan, First of all, big thanks for sharing such wealth of financial information in a very simple and clear way. Watched almost all your episodes and I felt that they are are such a valuable information. The tea kadai example was so good to explain the share market :) Thanks, Saravanakumar

[@InvestmentInsightsTamil]

Thank you for that appreciation.🙏🏽

[@premkumarvijayakumar7492]

அருமையான விளக்கம்.நன்றி

[@senthilkumaran8502]

100k subscribers on d way.. Good content as usual sir👏👏👏

[@bhuvanar9409]

Last point super sir. Nethiadi pointtuu

[@gokullu]

The best advice is in the last 2 mins :) Though we save for Child's education it is good to get a loan (at least for a portion of the fees) and let them close the loan by their earnings. this way we can teach them how to be responsible, handle loans/banks, cash, etc. (just a thought), in one of your videos, you talked about ULIP plans. while I agree that we should not buy ULIPs for insurance. but we can leverage the insurance component and take tax advantage for cases like child education investment - because you are sure about liquidating all or most of the fund at the end of 10 or 15 years, so the tax-advantaged investment is preferable especially. plus you can switch multiple times between 'debt - hybrid - equity' for free. whereas if you do that in mutual funds every time you switch you need to deal with the taxes every time you switch. there are few new plans with very low charges (like ICICI Pru signature) which might be a good fit here. although I haven't run the numbers, of-late charges of these plans are reduced a lot. I may need to run with an example. what do you think about this option?

[@InvestmentInsightsTamil]

If I have to guess, that ULIP plan will still come out as a worse option. But then it is my guess. We have to run the numbers to see the difference.

[@drrvasanth]

Great content in your videos Vijay! Lots of valuable info in building wealth series. I am a bit late to investing but it’s ‘better late than never’. Thanks for your videos!

[@InvestmentInsightsTamil]

Glad you liked the content.👍🏽

[@manigandanayya1778]

Excellent message at last sir Very useful for giving the Google sheets also Thank you so much

[@rajesha9842]

Arumaiyana Video Sir .. Thank you

[@gran2564]

Good content brother, As islam we belive almighty is the one who give sustainance we call it rizq ...look at the bird its fly from the gage and it never cultivate or save but its return with full stomach so it is must we must put all efforts to make all planning but over the above we must belive god almighty is their ....so dont stress too much and panic ...we muslim we never touch intrest ( riba) in arabic term.. So god concious is best way of life .. Pray 5 times daily, fast in ramadan, perform hajj and give 2.5% of your yearly saving as charity zakat ..this makes our life secure in this world and next world ...good luck to your vedios its awasom...

[@girish.r]

Perfectly practically explained 👍

[@karthickparameswaran4993]

Nicely explained Vijay ji.. Goo quote at end that we need to make Children aware of value of money and always parents will not be there ot backup after their teen age. Looking forward for some video which compare future for job earning vs investment, as in long term may be in next 20 years my personal thought ,is there will not be much value for academics but self practical and entrepreneurship..

[@PLScience]

I have taken notes on your building wealth series. Thank you bro.

[@Sureshshanm]

Amazing video! Eye opener 🔥😊

[@Kamal_doc]

Sir , ur videos are so inspiring and educational . I am so glad I came across ur channel. Thank you for ur amazing content.. 👍👍👍👍

[@InvestmentInsightsTamil]

Glad it was helpful for you.

[@chinnathambis82]

Thank you sir for your suggestion and idea..

[@arunkumarradhakrishnan7734]

Thanks Vijay for your awareness 🙏Appreciate your efforts from bottom of our hearts 💐

[@InvestmentInsightsTamil]

Thank you Arun for the appreciation.

[@prabagaran.s1285]

Europe 🌍 pakam oru trip ah podunga , we will also get benefited 😀 , nice content 👌👌👌👍👍👍👍

[@gopinathnagarajank]

Loved the last input... 100% truth

[@anandrm1851]

Wonderful..Well Said Sir...

[@Fit_Fat_Fun]

I can see your subscribers increasing rapidly. But no wonder in it, since the content you sharing worth it. Pudiya thathuvam 10,036. 🔥🔥🔥 I am having more respect on you sir. Keep up your financial awareness. If I follow your fire methodology, may be my retirement life will be much easier. But now only thinking to start. I prefer FD instead of stocks to avoid risks. If possible I wish to speak with you sir. With all due respect, thank you. I'm 30 now. Your giving advises like my father, that too in a sweet and fun way. I don't have words to appreciate you sir. 🤝🤝🤝🤝

[@InvestmentInsightsTamil]

Thank you for those kind words. Send me an email at [e-mail].

[@Fit_Fat_Fun]

@@InvestmentInsightsTamil sure sir

[@avudss]

Sir, நான் தொடர்ந்து உங்க வீடியோக்களை பார்த்து வருகிறேன்.... மிகவும் அருமை..... NPS பற்றி வீடியோ போட முடியுமா.... அதிலும் tier 2 பற்றி more detail சொல்ல முடியமா... Tier 2 can replace index fund and mutual fund investment?

[@gayathrigayas3204]

Thank u Vijay sir. U r doing a great job for our community. All your videos r very professional.kindly post a video regarding retirement planning for people working in Pvt sector without extra perks....

[@kanagaraj85]

Sir.. please do a video for debt pay off planning and strategy.. it will helpfull for all..

[@InvestmentInsightsTamil]

Its already there. Check under "Personal Finance" playlist - "Handling Debt - Good Debt vs Bad Debt".

[@Ravikumar-iv2xe]

Super sir Your videos helpful advice

[@sridharravi6950]

Your content & videos are so much useful . Tamizh valzha ...

[@DrAnandSelvin]

Sir, Thanks for the detailed explanation.

[@nagavignesh4288]

Many thanks to your valuable informations.Please some details about covered funds ... Thanks you so much once again 😊

[@007chumma]

Well said sir - 11:00

[@nilanibabu945]

Well said sir ! You are giving nice tips and your views wherever it’s needed… good to watch your videos, am waiting for children education saving at USA - video

[@sivaramks8032]

Excellent Tq for spreadsheet

[@saffronpanda1735]

I will always be grateful to my parents. They made me study masters abroad just because I was interested. I was also not a very studious person. They managed it despite being a middle-class family.

[@InvestmentInsightsTamil]

Yeah, parents go great lengths for the well being of the kids.

[@santhoshtinku]

Thank you very much sir for your valuable knowledge sharing..👍

[@kalimuthu.guru1]

Must needed knowledge exposure 👍

[@ramg262]

Sema sir Arumai arumai arumai

[@muralinatarajan4628]

Excellent climax

[@sujindharmaraj5237]

Awesome thathuvam

[@karthickr5234]

Amazing contents sir. It is better to follow 3rd case, since children education is going to be a long term, why not we have exposure to equity alone.

[@karthikeyansubbiah224]

Love your Straight forward videos… The google sheet calculator shared is not editable ….

[@InvestmentInsightsTamil]

As suggested in the video, copy it to your account to edit it.

[@karthikeyansubbiah224]

@@InvestmentInsightsTamil Thanks for the response … it’s working 👍🏻

[@sivaramtvl1991]

Though many of us agree that education cost will continue to increase in future, most wouldn't spend time to estimate it in paper. Little surprised with the results that it could be 5 times costlier in 18 years :) "the power of compounding". Thanks for the eye opening video.

[@InvestmentInsightsTamil]

Glad it was useful.

[@gunasekaranrengaswamy6595]

Thank you for your valuable insights. Very much looking forward to your next episode on expenses for education in US. You may also broadly cover if possible expenses for education in Europe!! and best strategies for overseas education for children from India.

[@InvestmentInsightsTamil]

I am not really that familiar with Europe expenses. But I will try.

[@gunasekaranrengaswamy6595]

@@InvestmentInsightsTamil Thank you!

[@venkatraamanloganathan4173]

Eye opener sir! Nandri!!