Christmas Crazy • Savings Challenges • Debt Update

[@jacquelynforeman1133]

Another debt down 🙌🏽. I buy for my husband and our 6 grandchildren. Sometimes my close neighbors that keep an eye out for our home when we’re out of town and my sister that stays near me. You do have a great smile- pray and keep doing it😊❤

[@SnowGardener307Budgets]

Thank you so much Jaquelyn! We appreciate you!!

[@ByEmzo]

Great job tackling the debt! 🎉 Love the randomizer binders 🥰

[@SnowGardener307Budgets]

Thank you so much!!

[@budgetpaparazzi]

Love the randomizer binder cute ..I love watching you do binders you get right to it lol pro-scratching here guys! 😊

[@SnowGardener307Budgets]

Hahaha...thank you Rami! I appreciate you!!

[@coldcountess]

Hi Marlene ! I hope things get better soon for your hubby !!

[@SnowGardener307Budgets]

Thanks so much

[@lillian.m.hansenND]

Listening while I work.😊

[@SnowGardener307Budgets]

Thanks for listening

[@Texaschik01]

Yay! A Marlene video😊😊😊 way to go on those savings challenges and debt pay off!! Hoping things change soon for the hubby. Sending ya'll prayers, hope and good vibes😊

[@SnowGardener307Budgets]

You are just amazing! I am so excited that things are turning around for Mr. SG307...an opportunity came knocking and he opened the door. Hahah!

[@Texaschik01]

@@SnowGardener307Budgets that's fantastic 👏 😀

[@Colourfulbudgetsuk]

Well done on meeting your first goal for debt. Loving how you are doing with the Randomising dice for Christmas.

[@SnowGardener307Budgets]

Thank you! 😊I am loving the Christmas binder!!

[@authenticallyallison]

Glad to see you working on that next debt!!

[@SnowGardener307Budgets]

Yes! Thank you!

[@DawnCross]

Congratulations 🎉 I am working my snowball too.

[@SnowGardener307Budgets]

We were almost debt free and then life happened! Hahaha

[@tammybowen5307]

I’m praying for yall

[@SnowGardener307Budgets]

Thank you so much!!

[@JamieRNbudgets]

So fun!!😂 love all the Christmas challenges.

[@SnowGardener307Budgets]

Thank you so much Jamie!!

[@40andBroke]

Hey Marlene. Catching up on my drive south at work.

[@SnowGardener307Budgets]

Hey hey Leroy! Thank you so much!

[@kittyface7kat327]

Great video Marlene. :) I love your challenges and great job paying off debt!

[@SnowGardener307Budgets]

You are just amazing! Thank you so much!!

[@thebubblystuffer]

You are smashing that debt. Here watching 😊

[@SnowGardener307Budgets]

Thank you!

[@joinmeinthedirt5186]

Went back to paper planning so your the first one I think of for downloads. bought Feb and march with envelopes which were always my favorite. Your always so good at saving so I’m hear for encouragement. ~Pam~

[@SnowGardener307Budgets]

You are just amazing Pam! Thank you so much! Not sure if you know this or not, but you can get the monthly budget kit, a printable savings challenge and a physical savings challenge for free with a Georgette membership on here. You should go check it out, it will save some money! Also, you get the budget kits one month before...so in March you would get the April kit!

[@joinmeinthedirt5186]

I will go check it out, Thank you @@SnowGardener307Budgets

[@kateteribury2482]

We only buy for kids in our family. My husband and I get a present for each other from the kids. I save some every month.

[@SnowGardener307Budgets]

Love this Kate!! Saving every month helps so much!!

[@savingwithPeggy]

That was fun 😊

[@SnowGardener307Budgets]

Thank you Peggy!!

[@BlissfulBudgeting]

Great video.

[@SnowGardener307Budgets]

Thanks!

[@rikat0406]

Great video!

[@SnowGardener307Budgets]

Thank you!!

[@EllieOnEarth]

Making great progress! 🌺

[@SnowGardener307Budgets]

Thank you! 😊

[@lanette1968]

Great video! I save 2,000 and wait for black Friday, Cyber Monday, and buy for family and things i need. I also wait for the after Christmas sales...

[@SnowGardener307Budgets]

Thank you Lanette! Thank you for sharing what you save for Christmas!

[@TheBudgetPrincessa]

Great video

[@SnowGardener307Budgets]

Thanks!

[@thevictoriagoogin]

I played catch up today with my christmas binder. I finally stuffed challenges & it was so much fun. I felt like a baller with my little $300 (Jan & Feb money lol) but i have to say outta all the scratchers in my binder Traceys hot cocoa is the most satisfying to scratch! Idk why but when you said what i was already think i snorted.😂

[@SnowGardener307Budgets]

Wahooo...look at you getting all caught up! I love her hot cocoa challenge! I love having an actual Christmas Binder. Not sure how I went this long without one! LOL

[@savewithjudy]

Congratulations on paying off another debt.

[@SnowGardener307Budgets]

Thank you so much 😀

[@curvyechronicles]

Whooo another one bites the dust 🎉🎉🎉 I’m increasing our budget to $1500 this year 😅 but we do gifts for the kids and each other and then my family does a gift exchange When the kids get older we are gonna look at doing more experience based gifting!

[@SnowGardener307Budgets]

Awesome!! Wahooo...budget increased! LOL! I just started saving for the next experience Christmas gift for my kiddos. Probably going to be a couple years before I can afford to do what I want. LOL! Right now they get things they need and then maybe a want. Julia and her boyfriend gave me a list from Sams Club online and I placed a big order for them and added some alcohol to their piles! LOL...I didn't wrap it or anything...haha! Peyton wanted money for a tattoo to get a matching tattoo for the one Julia and I have...his turned out awesome!

[@jlkuttler]

With the baby cousins it depends on what I spend because I like to buy spring sports equipment for their Christmas present. Brother gets oatmeal and granola bars, dad gets $50 to bass pro and I give mom $100 gift card for carnival cruise. The cousins are expensive and my mom splits the cost.

[@SnowGardener307Budgets]

Love that you know what everyone gets! This is just amazing! Also love that you split the cost of Christmas presents with your mom.

[@ToniLeland9872]

Congratulations on paying off the furniture!!🎉🎉 You should be so proud of yourself for paying it off so quickly, cus I'm proud of you!! ❤ It felt like I was watching an unedited members only video....lol Thanks for the smiles!! ❤❤

[@SnowGardener307Budgets]

Thank you so much! I am so proud that I was able to stick to my goals and get that paid off ASAP, especially with all that life was throwing at us! Haha!

[@ToniLeland9872]

@@SnowGardener307Budgets 🥰

[@Mysticsoul77]

I 💯 get the set back. No idea how X-Mas will look like for the next several years. I buy for myself, my husband, our daughter, our kitty furson, two nieces and five nephews. The $300 that we have left over at the end of the month after our bills are paid, has to cover food for three, gas for our vehicle and food for our kitty furson. You gotta do what you gotta do.🤗💜💪💵✉️.

[@SnowGardener307Budgets]

Setbacks stink, but they do happen!! Yes...you definitely do what you have to do. Christmas is not a priority over your 4 walls!!

[@Mysticsoul77]

@@SnowGardener307Budgets 💯

[@budgetingwithT]

Last year, I budgeted $2000, but we hosted, so it was more expensive. This year is $1500. I buy for my 2 kids (15 and 10), my Mom, my 2 younger niece and nephew, and 3 of my great niece and nephews. I don't buy for all of my nieces and nephews since most are adults with their own kids. I also don't buy for all the great ones. I helped raise my niece which is why I buy for her 3 kids.

[@SnowGardener307Budgets]

Hey hey T! Love that you have all your Christmas all budgeted out! Do you have a dollar amount for each person, or do you do a # of gifts? I love to see how others budget for Christmas! With both of my children being adults now, Christmas has really changed! Still amazing, but different!

[@budgetingwithT]

@SnowGardener307Budgets when they were younger, I just made sure they had the same number. Now that they are older, we spend the same amount on each. This past Christmas, my daughter had fewer presents, but hers were more expensive.

[@tammymorriss-ze6up]

I buy for my immediate family only. Eight adults and eight grandkids. I have 16 envelopes, and I add $5 per paycheck for each of them. It has been a life changer for me and helped my mental health. I was overwhelmed with Christmas and in a panick which led to my credit card debt.

[@SnowGardener307Budgets]

I love this Tammy! Such an amazing way to save for everyone!! Yes to the positive mental health! It is wonderful once we rethink the way we have done things in the past and create a new way that is less stressful and ultimately saves us money! LOVE IT!!

[@gentlecharmbudgets]

Great Viedo

[@SnowGardener307Budgets]

Thank you!!

[@thebubblystuffer]

We only buy for kids in our family because for the adults we were buying Bunnings gift cards to receive Bunnings gift cards. I save $50 a week towards Xmas. 😊

[@SnowGardener307Budgets]

Hey hey sunshine! I just watch the happy mail video. I loved it!! Did you see you had a scratch off on your challenge too?

[@thebubblystuffer]

@@SnowGardener307BudgetsI did. Thank you for that. I’ll key you know when the next parcel arrives 😊

[@paula_budgets]

Great video, I think you only put 7 at the very beginning (Dani’s folder) instead of 8 though

[@SnowGardener307Budgets]

Thank you Paula, I will have to go look at the binder!

[@jackieaxel2957]

Hello 👋 Marlene

[@SnowGardener307Budgets]

😁😁😁

[@wynothafortune5713]

Less than $300 for family Christmas. Kids get $30 gift card each and couples get $50. (three kids and three couples for $240. My husband and I give each other $100 eith cash or gift card. We do not buy gifts for extended family 0 just our immediate family.

[@SnowGardener307Budgets]

Love this!! You know exactly what you are doing and it works wonderfully! Part of my old debt was from buying Christmas for everyone! It was just silly!!

[@christyross8337]

❤❤

[@SnowGardener307Budgets]

💖💖

[@tammybowen5307]

Did I miss something? I thought we just paid off home depot

[@SnowGardener307Budgets]

No we just paid off the furniture. We just started Home Depot. We have 4 mini goals for Home Depot.

[@tammybowen5307]

@@SnowGardener307Budgets oh ok! I’m praying for u. I love your videos

[@stankfamily]

You’re great at smashing your goals! Money won’t be tight forever but I know how much it sucks when it is

[@firewifesavingslife502]

Great video! This year, it's one of my goals to prioritize saving for Christmas all year long. So far, I've saved around $170. It's awesome that you are knocking your debt out! 💙🩵💙

[@SnowGardener307Budgets]

That is awesome! I am so excited you are already ahead of the game for your Christmas savings! Wahooo!!

[@amycook5009]

Great video ❤

[@SnowGardener307Budgets]

Thank you!!