Citi Strata Premier VS Chase Sapphire Preferred

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[@Zealcarlos]

Hey, I want to start investing but don't know where to begin. Any advice or contacts for help?

[@michaelgoerge208]

It's wise to seek professional guidance when building a strong financial portfolio due to its complexity.

[@HassanBlue]

Talking to an expert like Meltem Demirors to reshape your portfolio is a smart move.

[@frederickjack9602]

Same, I met Mrs Meltem last year for the first time at a conference in Manchester, after then my family changed for good. God bless her 💯

[@TonyCroos-lz7lu]

Investing $15,000 and received $174,000

[@MarkWalter-gr3yy]

YES!!! That's exactly her name (Mrs Meltem) so many people have recommended highly about her and am just starting with her 😊 from United States

[@kingsamvisuals]

Cheating their way into the CSP conversation is genius. I didn’t even realize.

[@statrunner]

CSP vs CSP

[@romineckok.9724]

3% online groceries on CSP isn't for groceries stores only...It's anything categorized as groceries.... for example gluten free bread, vitamins etc from speciality websites. For example I bought granola bars from Smallbatchgranola and got 3x on my CSP...vitamins from Rhonutrition also 3x points on my CSP. Only problem is you dont know which websites are categorized as online groceries. If I would use my Amex Gold with 4x groceries for those purchases I would (most likely) only got 1x for it.

[@bobsmith8077]

The difference between primary CDW and secondary CDW is worth $20-30/day for each rental day. The difference isn't just the wording. And the Primary CDW is even stronger when renting internationally.

[@hector-1810]

Usually secondary CDW in the US is primary CDW abroad. Seen it on many other cards. If you only rent a car when going international it might not make a difference.

[@DoremonUCR]

The average consumer rarely rents rental consumers, let’s be honest. The extra 2x on all those categories, you could just cash out and pay for it if you really wanted CDW.

[@jthao475]

I’m f see s😊 he b h b nnb😅 0:20 hours 😊

[@neopia9]

One place where Citi has the clear advantage is with Choice Privileges. You can transfer to this program at a 2:1 ratio. No, Choice hotels aren't the swankiest places on the planet, but you find them everywhere you travel, not just the big cities. Plus, you can find some surprisingly good deals (why pay $200+ a night at the convention hotel when there's a Comfort Inn a five-minute shuttle ride away for 10,000 points a night?)

[@FunNHonesty]

The Strata is just the Wells Fargo Autograph (standard) with a fee

[@michaelp.3485]

But it doesn't carry the stink of Wells Fargo. Wells Fargo are a bunch of crooks.

[@naveenthemachine]

How does it compare to the Wells Fargo autograph sets?

[@jshawsworld]

Another citi premier benefit is the +2 years of extended warranty that steers me towards buying big ticket items with it

[@Spencerwalker21]

Chase just please give us 3x grocery on everything not just online you can eveh get rid of some of the credits and streaming category.

[@michaelp.3485]

The Citi Travel Portal is garbage. It is routinely more expensive than just booking a hotel directly. Sometimes, by hundreds of dollars, totally negating the $100 hotel credit and even the 10 points per dollar earned. Wtf.

[@gibranespinoza6603]

My main set up is AMEX but as we all know AMEX is hit or miss internationally. Looking for a secondary set up I can use overseas and really curious what Citi does with the "elite" version. I feel with AMEX raising annual fees for coupon books, I may need to change set ups.

[@louis2you]

The better points earning of the Citi Strata is very needed for long term usage of the card.

[@thomask5038]

Watch they release their Prestige replacement as "Citi Strata Reserve" or something, just so they can continue the "compare me to Chase" game.

[@tylerlenhart4821]

Doesn't AMEX Blue Cash Preferred get 6x back on super markets and streaming?

[@Spencerwalker21]

On 6k for grocery spend and it's cash back only no points still a good card though

[@nostalgiakid100]

King of cashback. Useless for travel

[@kelvintiger]

More curious if it’s worth it to wait for the Strata Elite?

[@TheCreditShifu]

I’m thinking that is just going to be a new name for the Citi Prestige

[@Spencerwalker21]

​@@TheCreditShifuis the doordash benefit yearly or just one year

[@CesarJoel]

The mid tier travel card 👑 Citi Strata Premier 🙌 A CSP that we can have in our wallets and use it💪

[@zackchristian471]

Why did Citi take so long to step it up? I got tired of waiting and went with Chase. Now i cant wait to see what their premium card will come out with 😮

[@curmudgeonextraordinaire1884]

It’s literally the same card with a new name. What did they step up.

[@joephillips5594]

Any idea how long the 75k SUB will be available on the Citi Strata?

[@Adiscretefirm]

Strata, Double Cash and 3 Custom Cash and you can cover everything but housing

[@byronjeffery2576]

Citi's points categories are global though chase is not.

[@ChristopherczarSmith]

I've never been impressed by the CSP, I just can't get into a car that I won't be earning a lot of points on

[@danyel4148]

One of my favorite things about the citi premier is that cash back is .01 per point where others are between .005 and .007 per point. Which in my opinion is much more flexible on point redemption.

[@fpanadero2626]

Does it transfer to hyatt?

[@randomaccount9212]

Yes

[@yiweilin917]

what's "it?" There's 2 options here

[@fpanadero2626]

@@yiweilin917 everybody knows chase transfers to hyatt...

[@coolabrar10]

CSP vs CSP who will win lol

[@ImKeeday]

CSP and the whole Chase lineup needs a refresh.😅

[@x1928]

Ben you're Brit? I always thought that was just your KZbin character.

[@Lifeissorich.]

American but he married a British-Asian I believe.

[@caribdude8151]

😊

[@johnwick860]

CSP wins

[@De_Guatemala]

During extended international travel, Premier kills Preferred.

[@VictorMartinez-zf6dt]

OMG they added insurances back! 😱

[@Durin-vd9wi]

Looks like citi really stepped it up

[@benchoflemons398]

Bro said low end hotels and then said $200 a night 💀 bro I thought you lived in Asia

[@TheCreditShifu]

I live in the USA, $200 is low end here. But yeah in Asia $200 can get you a pretty nice marriott

[@riosafado]

$10,000 x10% = 10,000 ? 😂

[@TheCreditShifu]

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