Sorry guys at 1:38 I mis spoke saying 24 months is 4 years, obviously it is 2 years, I was thinking of the 48 month rule for the bonus.
@ianstallings4 ай бұрын
So many cards seem to be pumping the online groceries and not in store. It's disappointing.
@joephillips55944 ай бұрын
The Hilton Surpass is great for grocery stores.
@newagain99644 ай бұрын
Also, tired of these expensive travel portal discount carda with coupons. No doubt WF is setting ppl up.
@TheStallion2342 ай бұрын
Citi Strat Premier is 3x groceries in store and the Custom Cash will get you 5x in grocery stores up to $500.
@BardWannabe4 ай бұрын
The travel insurance really paid off for me. I had a cruise get cancelled and the fee to change my airline ticket was $300. The Chase insurance covered it, more than playing for the card.
@AndrewVillegas-o8z4 ай бұрын
Just got approved for csp, I’m at 6/24 and still got approved. In branch application.
@the_dukester4 ай бұрын
This guy can never let go of the stimulus.
@IonicTechYT4 ай бұрын
1:35 - 24 months is not 4 years 😅 but thanks for this video! Great as usual!
@BeautifulEurope974 ай бұрын
Haha! I had to do a double take like wait what?😆
@hector-18104 ай бұрын
The shared dining multipliers across all chase cards seem silly but remember the CSP is for international travel. Those dining and travel multipliers are great when abroad. Can’t use any of the freedom cards to earn UR points abroad.
@TheCreditShifu4 ай бұрын
True freedoms have FX fees
@i0r-r-tjtkttl4 ай бұрын
Agree about the groceries; that is why I have Savorone (and VentureX combo). I think Preferred dining 3x is good for using it abroad; I am often away in Europe. Got preferred yesterday and second bonus. I may just keep it for a while even though I have the venture.
@Alhaitham1954 ай бұрын
Preffered also doesn't cover international.
@i0r-r-tjtkttl4 ай бұрын
@@Alhaitham195 It does!
@themagoofiles59854 ай бұрын
I used the $50 hotel credit last minute. Long story short, had an unexpected reason to stay out of town, booked the room and headed to the hotel. Took about two hours for it to show up in the hotel's system.
@brentcrow56334 ай бұрын
As always, love your videos. If it were me, I would keep the Sapphire cards in the dining categories. Maybe 3x on the Preferred and 4x on the Reserve. Those are more status/entertainment cards so keeping dining makes more sense. The Unlimited is more an everyday, low key card so I would rather see that or the Flex shed theme 3x dining and pick up a 3x grocery category. I love Chase points but they definitely lack when it comes to a diversified portfolio of point earning categories.
@Anthonyjones-pq4ff22 күн бұрын
Hey Ben watched your Video on chase card set up like your three card Duo the Ink business, the Flex , preferred question will the preferr have Access into the lounges like united or chase lounge ???
@shaquille60834 ай бұрын
If it says your already approved for a credit card on the chase app but its not much.. is it a way to not take that approval and can try a different application to try to get more?
@LiamRichie8254 ай бұрын
I order DoorDash occasionally and will be using the $50 for a one night stay in London, very worth it for me
@banderson19794 ай бұрын
Is there an affiliate program for Chase still?!?! Then YES it's worth it. 🤣
@CesarJoel4 ай бұрын
A good Hyatt card that’s outdated when compared to the Green and Autograph Journey. Same applies to the CSR when compared to the Platinum or Venture X. Thanks for the info.
@billlyl37254 ай бұрын
Yes
@bigdaddygucciabg8364 ай бұрын
For the sapphire rule how about the sapphire that’s only acquired through downgrading?
@lianalanderos3 ай бұрын
What if I’m just an authorized user for the sapphire preferred, can I still sign up and earn the reward points?
@traviselectricalservices45323 ай бұрын
I own a business. What is the best card to run my expenses thru to earn free flights? Whether it be a personal card or business card. I can only use United, or American where i live
@caribdude81514 ай бұрын
Yes Sir! Happy Weekend! 👍☺
@robertwilliams62184 ай бұрын
I'm new to this so am I understanding this correctly. I can transfer points from CSP to Virgin and book flights on Delta using CSP points correct?
@sikegrad4 ай бұрын
You transfer your points to Virgin. Then you go into the Virgin website and book your flights where Delta is the travel partner so you can use your points. You can’t use the Virgin points on the Delta website but can use Virgin points for Delta planes offered in the Virgin website
@Gendo3s2k4 ай бұрын
12:07 I've had my Preferred for 4 years now, so does this mean that I could Downgrade it to Freedom, and sign up for Reserve, to get the sign on bonus? Would downgrading, reset the 2 year clock for applying for a new card?
@TheCreditShifu4 ай бұрын
You can down grade it and it doesnt appear like a new account on your credit report so has no impact on 5/24 status
@ExtraGuac0074 ай бұрын
The CSP is just a $95/yr ransom for your Chase points. If Chase offered a similar WF Autograph card, that has no AF to transfer points, everyone would cancel the CSP.
@TampaTravel4 ай бұрын
The streaming multipliers are strong. This is lost if product changing to the reserve.
@candiceabr4 ай бұрын
Does anyone know if the Chase portal gives you status benefits on hotels like the Amex Fine Hotel/ Hotel Collection?
@TheCreditShifu4 ай бұрын
No it doesn’t, except for “The Edit” which is a hotel collection, but thats only on the Reserve I believe, not preferred
@vincentchase12344 ай бұрын
How strict is Chase on having at least a year of credit history with them? I have about 6 months but meet all of the other requirements. Have the freedom unlimited and freedom flex
@hector-18104 ай бұрын
Sounds pretty good on the surface since you have already two cards with them. What’s your credit score and what are you credit limits? For CSP you need to be able to get approved for a min CL of 5k$. helpful if you have similar or higher limits already.
@vincentchase12344 ай бұрын
Not great, $1600 on the unlimited and $500 on the flex
@hector-18104 ай бұрын
Well, with a not great credit score (yet) and only low limits on your other cards I’d wait and be patient. I assume your score is just young. Nothing to worry. Ps: yes the CSP is not a good choice in your first year. You need more history. Good luck.
@boy_named_niel4 ай бұрын
Any data point on success in applying when over 5/24?
@Piano-Therapy4 ай бұрын
Seen a couple comments saying they achieved success above 5/24 with in branch applications
@chaip4 ай бұрын
I have the Sapphire Reserve for more that 4 years now, How do I reapply to get the welcome bonus again? Do I downgrade or close the card then reapply?
@hector-18104 ай бұрын
Yes, downgrade and then apply for a new sapphire card. 48 months from when you got the bonus last. Not the application date. Customer service can double check it if necessary.
@MyNameJim4 ай бұрын
Is the 2/30 rule for all credit cards, or just Chase cards?
@naparqalria4 ай бұрын
when did 24 months turn into 4 yrs?
@TheCreditShifu4 ай бұрын
48 months is 4 years
@jamesw55914 ай бұрын
The CSP also saves you some money on DoorDash if you use that service.
@murdoc3174 ай бұрын
24months eqauals 4 years now?
@De_Guatemala4 ай бұрын
3X Travel is my #1 wish for the CSP.
@lewislouis62464 ай бұрын
Controversy aside it's still the very best midtier ttavel card on the market.......i think its still worth it for sure.
@alesandrolopez77982 ай бұрын
Gold card 90k
@iFrankie.Ай бұрын
CSP also 90K in branch
@naveenthemachine4 ай бұрын
The CSP imo needs tsa pre check global entry credit Could you do an updated review of the Explorer quest and club cards?
@awsomeandy9114 ай бұрын
1:38 bro just said 24months is 4 years?!! Math is not mathing
@alin604 ай бұрын
Idk why but the thumbnail is just hilarious to me
@ghostdaisuke57034 ай бұрын
Oh! shifu! It's 5 cards in 2 years! 😂
@willharrison754 ай бұрын
Boom!
@generousy.7104 ай бұрын
24 months = 2 years . Please fix the error
@squeegeeman20004 ай бұрын
My answer: Hyatt.
@ctbt18324 ай бұрын
I thought the economy is doing better than what it was with the last guy in the office. People shouldn’t vote for a person just because of stimulus money 😂. You work a couple days overtime you can get that same amount of stimulus money if not more in your check 😂. Well at least I’m doing better now than before 😂
@i0r-r-tjtkttl4 ай бұрын
A MEGA CRAZY lunatic. Remember what the other other guy did when he was in office? Also carried out a coup!
@michaelgrayson4094 ай бұрын
Give us 3X on all groceries, you COWARDS!
@ugoewulonu49364 ай бұрын
AGREED!!!!
@michaelnash2972Ай бұрын
I’ll take this card in a heartbeat if it was all groceries (ideally including Costco). I’m trying to replace my Amex Gold card now but I’m not ready to part ways with my Amex Platinum.