Why Net Worth EXPLODES After $100K: Learn The Secret!

[@JoshuaMartins-sr7ez]

Building a strong net worth is really about a mix of discipline and strategy. You need to save consistently, invest wisely, and avoid unnecessary debt.

[@ArianaFelicia-cw7oq]

Absolutely. A good net worth is more than just income; it’s about how well you manage your expenses and make your money work for you. Like focusing on assets that appreciate, such as real estate or stocks

[@SergioRomano-nj8eb]

And having a long-term plan is key. It’s not just about earning more but making smart financial decisions over time. You can’t underestimate the power of compound interest and patience.

[@RomanFranklin-lr3ri]

That's a great point! Finding a reliable financial adviser would be essential for me to ensure my money or financial plans are well-structured.

[@TeresaMicheals]

My CFA JOSEPH NICK CAHILL a renowned figure in his line of work. I recommend researching his credentials further.

[@RomanFranklin-lr3ri]

I searched for his full name online, found his page, and sent an email to schedule a meeting. Hopefully, he responds soon. Thank you

[@cgbach]

I hit my first 100k last year at age 31. I’m so happy!!!!!

[@traivon3760]

Hit it last year at 30, on the road to 200K. Nice to see that with 100K, you're already 50% until 200K.

[@jordandesmet6593]

Nice. I want to buy MSTR when the market crashes in a few weeks

[@cgbach]

@@traivon3760 congrats brother :)

[@AnointedOne4God]

Nice job !👍

[@dragonraider14]

Nice job man!

[@preparedscouter2357]

Shared with my teen, he doesn't listen to me, he holds you in regard, so hopefully he'll listen to you

[@HaOsLsE]

If your teen holds Brian in high regard he has a chance! Let Brian be his mentor, he will lead him in the right direction. Trying to get my kids on this too. They're grown and making good money now but not on the investment train yet.

[@MotionWings37]

Robert keyosoki is good also

[@desperanto.]

Sigh, just let teens be teens.

[@taniahummelgard2290]

Funny I did the same thing with my 15 year old son.

[@StuggleIsSurreal]

@@desperanto. How's that working for Baltimore? Detroit? LA? SF? Hahaha... 'Cause 14-year-old girls are so insightful? Hahaha...

[@NimaOmaisj]

Bonjour, je ne connais rien à l'investissement et je cherche à investir, de l'aide ? Et à qui puis-je m'adresser ?

[@VictorFalconer]

Aujourd’hui, la plupart des gens ont connu de nombreux échecs en matière d’investissement en raison d’une mauvaise orientation et de mauvais experts.

[@RebeccaGilpin]

Il est sage de demander conseil à un professionnel lors de la constitution d’un portefeuille financier solide en raison de sa complexité.

[@wandemiles]

Je pense que j'ai de la chance, sinon je n'aurais pas rencontré quelqu'un d'aussi spectaculaire qu'patricia strain

[@BraydenSmith-f8e]

La force unique de Patricia réside dans son approche réaliste qui la différencie des autres courtiers qui se fixent souvent des objectifs inaccessibles et ne parviennent pas à les atteindre.

[@ChristaW.Henderson-fo1yw]

C'est formidable d'en voir d'autres qui bénéficient également du service de Patricia Strain

[@MathildaCarina]

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

[@BernhardLeonl5]

I would love an introduction to an adviser who can help me strengthen my financial roots.

[@slothbearanonymous]

blah blah blah shut up this stupid advertising

[@SKIDMARKBROWN]

Wow the scam is changing. Sorta

[@zor2334]

😊😊

[@racheldavis4356]

I appreciate how straight to the point you are and that you don’t promote so many ads on your videos! Thank you for your seriousness!

[@datbio7302]

you didn't see two ads?

[@jessiesiegexabers5586]

I seen one ☝️ and I’m glad only one at the end.

[@tashighale5897]

They just made me watch a 2 minute ad that wouldn't let me skip

[@the_stixXx]

I think you're the man! Selling nothing and providing invaluable advise. Truly for the people.

[@jacobcho7495]

Brian is the older cousin or uncle that I needed when I was growing up.

[@sammyjones2180]

Isn’t that the truth. I had probably around 170k at the age of 26 from playing poker and I was clueless about investing because my dad or any other family member really did it. I’m 45 now and pound into my son(who’s 16) and any younger people I meet at the gym or wherever.

[@tonysilke]

I already have about 80k in my portfolio and I also agree assets still can go way up. I want to diversify my portfolio to include good stocks and perhaps some digital currencies. Any recommendations?

[@Nernst96]

It’s very possible to make lots of profit in stocks but it requires some technical analysis. I'll highly recommend you work with a financial advisor.

[@PatrickLloyd-]

I agree. I started trading stocks because I can work with an expert who has a good understanding of the market. This third quarter I've already made more than 150k in net profit.

[@PhilipDunk]

@@PatrickLloyd- This sounds incredible. Could you recommend who you work with so I can check them out?

[@PatrickLloyd-]

My CFA SOPHIE LYNN CARRABUS a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@RobbieNixon-d1w]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@Active0000]

I'm at $49k at 24, excited for $100k

[@tycondero1647]

Great result at 24 already. You're well on your way. Keep going.

[@failedsociety0]

Nice work bro i am at 10k$ at 20. My goal was 100k$ this year but did not reach it. Good luck with ur journey ❤

[@Active0000]

@@tycondero1647 thank you!

[@Active0000]

@@failedsociety0 thank you! You're doing even better than me!! Keep it up man!

[@standartenfuhrerhanslanda343]

You’re ahead of the game

[@Summerof-dh4re]

Had I known when I were young. But I shared with my two daughters ages 22 and 18. They're gonna be good because of you! Thank you

[@petemarsh3446]

"Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” -Albert Einstein

[@shanedavison7473]

If you get married your wife will neither understand this or care and she will bankrupt you.

[@godzeus9702]

😂 don’t worry the IRS is going to whisper give me all your money. Cause you will own nothing and be happy. 🤫🤫🤫🤫🤫🤫🤫🤫🤫🤫

[@cayleecheer]

Not like we heard this one before 😅

[@DaisyJamesCo]

​@shanedavison7473 😂😂😂 I'm a wife, and I'm the investor in my household. But, statistically, you're likely right 🤣

[@shanedavison7473]

@@DaisyJamesCo Sorry, there are always exceptions. I have just not encountered any so far.

[@2cartalkers]

Brian is correct, I know and am living it. The "magic of compounding." Everyone wants to get rich fast but getting rich slowly does work.

[@Xtina2525]

100%!

[@JesusGarcia-cs9wl]

Really...🤔 Let us in on where you're getting 10% on your money. 💰🤔 Safely, not high risk I'll move my money there tomorrow.

[@robertd..17]

The S&P average annualized return since its inception in 1928 through 2023 is 9.90%. The average return since adopting 500 stocks in 1957 through 2023 is 10.26%. Brian is correct. The problem for most people is that they never use the keys they have been given. You must start investing. The door will never open if you don’t insert the key. Key = money.

[@Crackmode119]

@@robertd..17investing where? How do we compound? I apologize for my ignorance Net worth 15k

[@vizxd2422]

​@@JesusGarcia-cs9wl bitcoin. You can easily 2-5x your money if you hold whatever you invest for 5 years.

[@tyleradamson9]

I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Charlotte Grace Miller for helping me achieve this

[@maryesposito1]

Woah for real? I'm so excited. Charlotte Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@BastianWagner-r3n]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@johnsonwilliams92]

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

[@jorgepérez19]

I'm new at this, please how can I reach her?

[@evelynjones82]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@hannahbrownnn]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@jessieyoung-szn]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

[@allisonbutlerj]

Many individuals overlook the importance of advisors until their emotions cause them problems. I recall a few summers ago, after my lengthy divorce, I needed support to keep my business going. I searched for licensed advisors and found someone extremely qualified. She helped grow my reserve from $175K to $650K, despite inflation.

[@JanAlston-kd6yl]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@allisonbutlerj]

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@KevinEvans-mq4ob]

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

[@obj9952]

Why wasn't I taught this in Jr. high school?? GEESH! Your a very smart man Brian, I wish you were my teacher in Jr. High... Blessings

[@dimitrovbmw]

Because it's a pawnzy scheme that works only if there's an inflation. Aka assets growing up by 10% for many many years mostly because of inflation.

[@jg-pl7jz]

When I was in Jr High... Apple was trading at $0.25 So... I blew my future wealth on Pac Man and Super Mario

[@joeashbubemma]

This has been around forever. Einstein said compounding is one of the most powerful forces in the universe.

[@HaOsLsE]

He's too smart to apparently to have taught at your school. "You're". :)

[@abcdefzhij]

Because they very deliberately don’t WANT you to learn this in school. If everyone knew this it would be bad news for the rich people exploiting us all.

[@TooManyPBJs]

The continued shots at Graham Stephen LOLL

[@420Trader]

hahaha I was just about to comment the same thing. 😂 😂

[@whatta7793]

Brian straight up destroying him, too. Brian is easily the best finance channel on YT, straight to the chase.

[@2alawabidingcitzen]

I love it I stopped watching bro cuz of B cuz I started seeing what he was talking about with him. He don't provide no value nothing like B

[@danielj3010]

We love it.

[@whatta7793]

@@2alawabidingcitzen facts, I used to watch Graham years ago but it's the same clickbait BS with overdone thumbnails and repetitive talking points.. Brian where its at

[@84zezar]

I had around 30k net Worth in 2012 at age 28 when i bought my first home in LA. Than got a second home in 2017 and rent my first one. Now today at 40 years old with a family of 7 i have around 1.1M net worth. And making under 100k in the past 10 years. Hope i am on track to having over 5M by the time i retire. 🙏

[@TanManFixes]

leave Kali and you can retire without worry

[@mikes.2471]

over 2 mil net worth from real estate.

[@AdrianRomeroJr]

nice bro! where did you buy in 2012 with 30K lol Curious bought my first property 2022 at age 26 in South LA, 500K Duplex that needed work. keep going bro! keep inspiring.

[@Sanjar10A7777]

Great! But, target to 10m at least. By the time you retire your 5m will like 1m in today’s money.

[@foreignstory]

Which bank pays that kind of interest? Let me know please

[@Helixal]

Brian, you are one of the rare few giving out fantastic and high value facts about growing wealth. Thank you.

[@clarenceishmael9615]

Down to earth simplicity! Love it.

[@TheBrightFuture30Channel]

The information you present on your YT channel is informative, useful, and honest. There is a lot to learn from you; many are watching and paying attention to every word you say. Thank you for the work that you do.

[@guru77771]

Thanks!

[@davidleong6606]

Brian Kim tells it like it is... no entertainment, no fluff, straight up factual insights looking out for the common citizens' benefit. HERO!

[@clownfish7776]

A man full of wisdom and a no non-sense attitude. Have a great weekend, Brian, and thank you for sharing all your knowledge.

[@tobias99zx]

I saw this happen with my wife's 403b..First 18 years of contributing, we got to $95,000...all her $ was in fixed funds...in March 2020 market collapse, I got her $ into stock funds...She is now back into TIP fund with $220,000..We have been fortunate to be able to put in at least $10,000 every year for the the past 4 years. Her employer has been matching 6% for the last 23 years

[@miken7629]

True, I started out with minimum wage @ $1.25 hour, now have $2.5 million. Took from 1972 to 1996 to build my first $100k, got knocked back down to zero many times but eventually made it, in Dec 1989 with my last $13 dollars I bought a 1889 silver dollar and decided that was my good luck coin and made it from zero to $100k in 1996, from 1996 to 2010 it grew to $1 million, retired with $1.55 million in July 2012, grew to $2.5 million during retirement in August 2024, still have that silver dollar in my pocket. 10% seems high, my average gain over last 12 years has been 5.3% but that includes withdrawals for living expenses.

[@HughJass-313]

😂😂

[@Mmm-y5w8o]

Yer it’s good to be lucky

[@MargaretGSmith-c1q]

miken, love your story. congrats!

[@ranp237]

How did you turn $100k to $1M in 14 years when your average gain was 5.3%? it doesn't add up? "made it from zero to $100k in 1996, from 1996 to 2010 it grew to $1 million"

[@miken7629]

@ranp237 I got serious, cut expenses, increased savings to over 50% of income plus interest rates were higher back then

[@jjhbball]

I appreciate that you acknowledge economic difficulties and realities, but you also keep it positive and hopeful.

[@SpookyEng1]

Truth- We grew our investable net worth from 85k in 2019 to 680k in 2024 . Paid of debt, paid off house. Currently saving 35% of gross income. Retiring next year.

[@andrewpinkham9904]

The problem is consistently making 10 percent on your savings, the loss of value of your savings and the inability to save 10k every year

[@itguru2037]

He’s ridiculous

[@dimitrovbmw]

​@Slov_ easy to say hard to do, the higher the return, higher the chances of loss

[@Slov_]

@@dimitrovbmw my 100k portfolio says otherwise...

[@davidjackson2179]

Just hold through bear markets. Don’t panic sell during the dip. Also if you’re near retirement age take some money out of the market so you don’t feel pressured to sell.

[@JW-ku7nn]

Just put it in an Index fund and forget about it. Market return varies year-to-year but the historical rate of return has been about 10 percent on average for the last 30 years.

[@ryann8348]

Finances are exponential. Live above your means, borrow, and your debt can spiral exponentially. Live below your means, invest, and your net worth can grow exponentially.

[@baldeagle4710]

Yes but it depends on the whims of the market. In 2022, investing would have actually caused you to lose money. Higher interest rates have subdued the market. I’m hoping things will change soon. I am heavily invested in tech and my returns have been meh the past two years

[@nunyabidness-y2r]

You and Holy Schmidt... no nonsense financial advice without sensationalism

[@tamaravaughan503]

Agreed!

[@EvaTess]

You forgot to say how to get 10% return every year guaranteed please

[@dallasbateman2220]

It's not guaranteed every year, it's the S&P 500 average return over the last 100+ years. Some years lose 5% while others make 20%. It all averages out. The only way to make that return is by investing. You can't drop it off at your bank and expect that type of interest.

[@Jeromecomedy]

Returns vary by yr, but S&P Index funds are up 35% this year. - Check it out with discount brokerage’s like Vanguard, Fidelity or Schwab. 🖖😎

[@ddunvideo]

You noticed as well.

[@ivanmezev]

The average stock market return of the S&P 500 is about 10% annually - and 6% to 7% when adjusted for inflation

[@charlespatrick8650]

historic S&P returns, but there are also fees and taxes

[@TerriVess]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

[@Kendrawebb-m2f]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@TerriVess]

@@Kendrawebb-m2f However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@Kendrawebb-m2f]

@@TerriVess Oh please I’d love that. Thanks!.

[@TerriVess]

@@Kendrawebb-m2f Suzanne Gladys Xander is her name .

[@TerriVess]

Lookup with her name on the webpage.

[@jmrub06]

Brian let me borrow $100K, I’ll pay it back in 4 years😂

[@datbio7302]

You didn't get the point. It is NOT 100K alone will get you to 1M, it is consistently saving up 10K each year with investing to get you the 1M.

[@skippylippy547]

@@datbio7302 Exactly. Thank you for making that point.

[@skippylippy547]

JM - But what does Brian get for lending you $100K for a 4 year period? That would be a very bad investment of HIS money. High risk and ZERO return. Go get two jobs and WORK HARD for your money.

[@heleneelong3679]

😂😂😂😂

[@heleneelong3679]

​@@datbio7302 I sure it was just a joke😂

[@dng7656]

What Brain said is the truth. I'm at year 13 on my journey and I see that explosive growth.

[@DijaVlogsGames]

It‘s the same principle when doing vom 1k to 10k, or going from 10k to 100k. So the 100k is simply the point where your money will make enough money to be literally life changing. But you can also use these principles to grow small amounts of money, so don’t feel discouraged!

[@MarcelinaMakowski]

How to turn $500,000 into $1,000,000?

[@ReginaldsKeiths]

To turn $500,000 into $1,000,000, you need a sound investment strategy. Diversifying your investments across a mix of asset classes like stocks, bonds, and real estate can help. Historically, the stock market has provided significant returns, so investing a portion of your money in a well-diversified portfolio of stocks or in index funds could be beneficial. However, it's important to assess your risk tolerance and investment timeline.

[@ConradsViveiroses]

I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...

[@ConradsViveiroses]

Oh please I’d love that. Thanks!

[@ConradsViveiroses]

@IveirosesRyckmans Great , i will do that now . Thanks for sharing

[@VargasasWhites]

I have known MONICA AYAKO VOS for over four years now and I’m making good profit from the stock market and she's reputable and trustworthy..

[@Rupyal85]

Simple and straight talk, no bs no drama. Thank you sir !!

[@josephdepasquale4779]

Im 71 I doubt ill live that long at this point, but at least i have 100k

[@cedric5055]

You’re fucked man

[@austensmith6857]

You got like 10 years left , enjoy it bb

[@qwertysidsid]

@@austensmith6857damn alright we got god over here 🤦🏽‍♂️

[@jayare273]

He could live much longer than that if he lives healthy. Just don’t eat like an American. No seed oils. Little sugar. Low carbs.

[@SkyBear0509]

This guy is the only financial guy on YT I subscribe to

[@troychambliss784]

Same

[@x2dab184]

33 years old. 300K in my 401K. I'm hoping to retire at 50.

[@datbio7302]

that is impressive

[@soundsnags2001]

How are you going to access those retirement funds without severe penalty at age 50?

[@x2dab184]

@@soundsnags2001 My retirement contract at work is 3% at 50.

[@MakeItMakeSense285]

@@x2dab184Don’t forget about Uncle Sam.

[@SpookyEng1]

@@soundsnags2001 Put some money in taxable over the next 20 years to bridge to 59 1/2?

[@logratumeta9251]

I have been watching too many financial advice videos on KZbin but nothing so direct, clear and straightforward like yours. Thank you for sharing

[@mindingmyowntx6542]

You might be the most honest person on the web sir, thank you for the knowledge

[@derekstorey4097]

Brian, First, Outstanding graphics. Easy to read and paced well. I appreciate these free classes and hope to pay you back by retiring comfortably. Please continue these types of videos from time to time. They are very informative and easy to understand.

[@SquirrelRascala]

This is the most honest and real video I've ever seen on KZbin. Thanks for this! I will start spending less from today

[@montyshelton5494]

As always thanks for sharing Brian. from 54800.34 in debt 14 years ago to worth mid 7 figures not bad for a bastard child with only a GED, but with hell of a work ethic and some damn good mentors like YOU BRIAN. Of course my bride allowing me to do the extreme things I did to get us here, thanks Sweetpea!

[@ZelenoJabko]

You have 5 million?

[@Kunfucious577]

That’s great. College degrees are useless now anyway. You can literally learn more from KZbin.

[@Z_Co95]

I hit 100k at 28, super blessed!

[@LovelyRubyruby]

I’ve always been an advocate of investing too because it has paid off handsomely since I decided to dabble in it. I've seen my net worth grow exponentially the past 2 years.

[@Niniveen]

Hi not everyone is as fortunate as you with trading. Can you share how you are able to do it?

[@LovelyRubyruby]

Jonas Herman’s analysis isn’t just about short-term gains; it’s a solid long-term strategy. I have had great relief working with him as my previous experiences with others were dreadful.

[@OnlyoneSithembilé]

That's your view. In my experience, there is no such formula, it is nearly impossible to achieve success with investing. It’s all just gambling.

[@Vikturneer]

I just delved into investing but it seems too complex for me. I'm barely making any progress. Can he help me?

[@LovelyRubyruby]

Hermanw jonas that’s his gmail okay

[@jmorris023]

This is so true. It feels like yesterday I broke $100k, now I'm at $1.6.

[@bestman7776]

Stocks?

[@jordancarlin9687]

Meh. U were born in the right time . We’re entering an era of massive credit contraction , after the greatest run of credit expansion of all time . This whole video is moot

[@mohanish]

Congrats bro

[@Ricked21]

6 years 250k in your time... not timing called discipline.

[@AubryRugBurn]

Wish I could shout this part at around 7:24 into everyone's ear. I know plenty of friends and family who become total cheapskates to increase their savings, but the part that helps the most, in my experience, is learning how to: -- Training up - If you work at McDonald's, become the manager, a literal 19-year-old can do it, why aren't you? Don't be and don't surround yourself with the type of people that say: "I don't want the responsibilities" while also complaining that their bosses have it so easy. They're confused about which one it is in the first place, don't let the blind lead you. - Negotiate salaries - Spot dead-end jobs and LEAVE for a better job before you waste time trying to get raises there - Constantly apply to new jobs, even when you have a job, if not especially when you have a job, to ensure that you're always moving toward the best salaries at better companies. Every interview is practice, so it doesn't matter if you don't get the job, it matters that you're learning.

[@YeshuaKingMessiah]

No responsibility worth $5 an hr more for $1 an hr more Nope

[@AubryRugBurn]

@@YeshuaKingMessiah brother that is the shortsighted thinking I'm talking about. You're tripping over a 4 dollar difference that you'll only have to put up with for about 4-5 months before you hop somewhere else?

[@YeshuaKingMessiah]

@@AubryRugBurn where u hopping, Burger King instead? Maybe DG All those crappy places don’t get u a leg up to real $ jobs

[@WeBeatMedicare6969]

@@AubryRugBurnI interpreted his statement as the added responsibility is WORTH $5 an hour more but the actual PAY is only $1 hour more and not worth the headache

[@rubiirae]

Very true. Witnessed it 1st hand in my 401k & Roth IRA accounts. The moment my investment passed $100k, it has been a steady 20% growth year after year. By time I reach 59.5 for withdrawal, I'll have over $200k annual dividends tax free to spend from my Roth alone, on top of the capital gain in the millions.

[@gliver2549]

@@rniggardsonno its possible if you leverage your funds like fngu

[@davidyoung1610]

20% average annual growth?? That’s fantastic!

[@csick11]

This is one of my favorite videos from Brian. Thank you

[@SadGhost-f4h]

Dude I like how clearly you deliver information!

[@MT_454]

Happy Friday Brian!

[@clearvaluetax9382]

Happy Friday Midnight Toker! I wish you a great weekend!

[@abteenz]

I’ve had 100k since 2017 and the reality is that your money doesn’t double every year. The biggest contributor to my money growth is still my income source and savings.

[@CageThePeople]

Are you well invested in funds that track the S&P 500?

[@rp-wb6xn]

Generally 7 years to double in spy

[@andrewsnyder9262]

You may not be invested properly. We have had massive bull runs since 2017 and your $100k should be way more now.

[@typewriter6885]

The one cent doubling scenario was only used to show compounding. Find something that gives you min of 4% not those silly savings accounts that gives you pennies of return.

[@willowandluka5302]

You should be getting about 8% annual return on average. This last year, the market was up like 20%.

[@FlatWaterFilms]

At age 70, I'm finding I need that $500 Month dividend from 130k just to stay even these days. It's all liquid in a HISA. Yes, I'm the exception as I got it though a judgement last year. I need those funds liquid as the time will come when a new vehicle is in order, a new roof on the house or just spending in down living life while I can. Having an extra 100k is different when you reach my age versus someone 30 or 40. Just my take on things.

[@qadamrawchaa8192]

Amazing video. You laid the whole blue print. No one has excuses now ,thanks

[@Fogbound-q8n]

Subscribing for you calling out scammers. Respect you for that. Thank you for keeping community safe

[@ChristopherChartier]

I drive an $1800 car and I got 63K in my IRA. Plan on retiring in 24 years. Let's keep the hooptie going!

[@ismaelsalgado0326]

How old are you?

[@TanManFixes]

I hope its toyota or honda lmfao

[@gliver2549]

nice, sp500 or nasdaq index funds, slow and steady wins the race, youll def hit 2 to 3 million by retirement

[@snakeonia7542]

Don’t retire

[@guerrilla_radio]

Don't rush into retirement. People degrade very quickly when they retire.

[@rocketj7449]

...."the one that Graham Stephen promoted" I'm rolling on the floor 🤣

[@DoBoBn]

That shade thrown at Stephen Graham lol

[@littlefish0212]

I love the length of Brian's videos and how they are cut to the chase! Simple and informational!

[@dottiestaxx]

Thank u for this video

[@cadizwilmo9687]

Brian is the Man when it comes to Money News and Money Making! Thank you Sir!

[@Midnightrave69]

This is fucking true, the sheer confidence as well pushes you

[@jrraven3230]

Thanks Brian 🙂

[@clearvaluetax9382]

Thank you for all the support JR Raven! I hope you have a very nice weekend!

[@PabloTech-v6q]

You genuine concern comes through. Thank you so much!

[@rubyseg4875]

Thank you so much for your advice, it’s very helpful. I was about able to buy a home but now I blowed most of it away because of stress. Now I have to started to save up again, thanks for your times and your professional financial concept advice. Have a good day and Happy New Year! Goodluck to you with DODGE!

[@CIPHERFLEX]

Yes, amazing video! Nobody understands the value of simply living below one's means and treating your money like your future depends on it.

[@lucretiz]

I LOVE made my first 100k at 35. I am childfree too.

[@bjlbernal]

This advice is nothing new. The real advice people need to hear is, "Unless you are willing to suffer to get to $100k, you are almost guaranteed to stay broke if you live like you are rich now."

[@alonsoledesma9609]

your advice is literally nothing new as well 😂

[@bjlbernal]

@@alonsoledesma9609 And yet it is the least given advice.

[@donaldlyons17]

@@alonsoledesma9609none of their advice takes into account all the other factors required to end up with 100k IMO…

[@20891]

@@alonsoledesma9609he’s probably broke and angry at the world

[@brett4932]

If you have good credit PMI is legit not even a big deal at all. On a $600,000 loan my PMI on a 30-year amortization is only $118/month. Don't let PMI and Dave Ramsey scare you away from getting into a house!!!

[@clearvaluetax9382]

Yes, the first home I bought, I had PMI. I could only save 10%, there was no realistic way of me getting 20%. I did try to get rid of that PMI as fast as I could though.

[@mandypdx]

Agree. My loan was about $540k and PMI is $78/mo

[@brett4932]

@@mandypdx yeah I don’t understand when people like Ramsey are like “PMI is $75-$100 per hundred thousand”. Like no dawg, no it’s not.

[@f430ferrari5]

Never did PMI. First home $185k in mid 90’s. 20% $37k. Sounds small but was done on around 30k salary at the time. Sold 7 years later at $350k. Had enough profit to put 20% down and buy $500k. Home now worth $1.5 million. So my initial $37k turned into $1.5 million.

[@1pyroace1]

@@clearvaluetax9382so when can I drop or get pmi removed if the house going up in value

[@tiagomaqz]

Thank you very much. Videos as simple as this one can be highly educational for someone with big dreams and little information on how to build wealth.

[@mrdashin8323]

Your channel is full of solid advice.

[@vizxd2422]

As someone who just recently started making over 100k about 3 years ago, it's mostly because you start to realize that buying expensive stuff doesn't really change your life or make you happier, and secondly you have extra money to invest and make even more money.

[@datbio7302]

This simple investment strategy should be taught in school. Who care about the subject of history and literature!! They should add personal finance as a required subject.

[@charzong]

This is the best truthful advise ever.

[@SonNguyen-fc2xg]

Excellent advice. I was smiling as I listened to you in this video clip. It was like you are talking about me from start to finish.

[@Mskedu47]

Thank you for calling out disreputable effeminate scammers

[@garbarradio]

VERY TRUE. Listen to this man.

[@OneJuanWon]

Always great advice and helpful information. As always, thank you Brian. 👍

[@levont.husser153]

It definitely exploded after 100k, I agree 100%

[@clearvaluetax9382]

Yes, it was just a grind getting there. Patience and discipline.

[@levont.husser153]

@clearvaluetax9382 You hit the nail on the head "Patience & discipline," and I still buy heavily!

[@ChrisHernandez-t1j]

I hit 100k in May and I’m now at 180k I need guidance on where to put my money it’s just liquid at the moment any guidance on where and how to start? 37 year old

[@ChrisHernandez-t1j]

Once I reached my 100 K the next 80 came fast within three months

[@levont.husser153]

@@ChrisHernandez-t1j You reached 180k without investing? Buying index or etfs. I love VOO & QQQM

[@SteveWong-LA]

Nice job. I hope everyone shares this with their friends and family. This is so true

[@tdotsubway]

1 of the most informative videos on KZbin

[@nathanhumphries5250]

I just wish I would have learned this lesson about 10 years ago. Now I'm trying to play catch up. I can't wait to hit that $100K.

[@DavidDavisDH]

I just started investing 2 years ago, I'm currently at $12k. I'm pretty pleased with my hard work. I do dollar cost averaging, a set amount every month. I also have a Roth IRA $4k, so it's split in both accounts. I wanted one account for the next 10 years and the other one for 59 years old.

[@Mactakun]

FYI you should max your Roth out first before any brokerage investing. It’s tax free on earnings and you can withdraw your contributions with no penalty. It’s a win-win.

[@clearvaluetax9382]

Congrats on the $12K David! That's awesome. You will gain more and more momentum. Keep adding and keep going. The Roth IRA is a good pick to do it in.

[@DavidDavisDH]

@@Mactakun Cool, I'll do that! I wonder if it's worth transferring my Robinhood money to my Roth IRA?

[@mrcmid9132]

👍 great job! Keep going and don't stop.

[@HughJass-313]

​@@DavidDavisDH ROTH IRA is capped at $5,000 or $6,000 per year. So keep that in mind ❤❤

[@SlickDiecast]

I appreciate the transparency and honesty you always have in your videos. It’s exactly why I always share your videos with all my family members.

[@warrenthiessen4682]

Thank you for this! Trying to teach my teenagers some of these principles but you laid it out much better than I ever could have.

[@ThiagoBomelHings]

I have accumulated a total of 290k today. I am truly grateful for all the knowledge and information you have provided me over the past few weeks. I started with 55k just 2 months ago.

[@ThiagoBomelHings]

Diving into the digital market is definitely advisable, but it requires expert guidance, and with Ms. Sophie Rogerz, you can’t go wrong.

[@RussellLarson-l8p]

HOW!? I know it is possible. I would appreciate it if you showed me how to do it.

[@MarthaBloom-e9l]

Sophie Rogerz? I was introduced to her by a friend. My husband and I have been working with her for months, and it was through her profits that we were able to grow in the real estate market.

[@Iamginashea]

I keep hearing a lot about Ms. Sophie; she must be really good.

[@IrvingDaum]

I am from São Paulo and used to take bank loans to survive, but after investing with the expert Ms. Sophie Rogerz, my financial situation has changed significantly. I was able to pay off my debts and achieve my long-held dreams.

[@15IgorS]

In 20 years your first 100k be like 10k right now with the inflation lol. But good video Brian!

[@IONJC]

Love your content and how you present it❤

[@TeriMack-d7d]

Every strategy you come up with is very surprising, you make it so easy and simple, thank you

[@princessunknown3158]

Everyone wanted this from KZbin.. Thanks uploading this. ❤

[@DzmitryKlachkou]

Lesson here is no bank will give you guaranteed 10% savings rate

[@ruddersidedown]

Yes sir! I lost all my wealth in a divorce 14yrs ago. I even dipped into my IRA. I was paycheck to paycheck for a long time. I slowly invested (dca) in the stock market in 2015 and also learned about digital assets in 2020. I can breathe again... I'm not rich, but will be well off by time I'm 60. It doesn't happen overnight, start now. Don't spend money on foolish things. Enjoy what you have.

[@RyanHoguePassiveIncome]

$1M is the new $100K

[@MargaretGSmith-c1q]

Very true.

[@victorjay9586]

Finally, a channel with excellent investment tips that’s not trying to promote an app or book

[@GEOPOLITICALTINGS-ke7op]

This is the most valuable information ever! All internet financial gurus are just talking shit. Thank you ClearValue.

[@dimitrovbmw]

The example within the pennies is not the same because the growth there is by 100% not by 10%

[@thetapheonix]

The Pennie’s growth also has no guarantee of return

[@datbio7302]

It is just an accelerated demonatration of principle of compouding.

[@CanariasCanariass]

Same principle though..

[@cryptokids3760]

1:36 Try that in February

[@5250ITW]

I’m using my equity to move out of state and buy a house cash. Got over $100k in investments and an emergency fund. Zero debt! You have to hustle and sacrifice.