I Live In A $250K Houseboat In Toronto, Canada | Unlocked

[@CNBCMakeIt]

Do you rent or own? Share your story with us for a chance to be featured in a future installment of Unlocked: forms.gle/jXxFsQnUtHNSHBDu6

[@torimac9597]

She states she purchased the boat right at the beginning of the video

[@Jessie-J]

It’s beautiful to see this lovely woman so happy. I wish her the best

[@michaelsamuel9917]

Another childless Cat lady......

[@christophercolumbus8944]

she is NOT 35 years old

[@ZenaFuss]

Appreciate your videos! I’m 54 and younger generations should know there’s no shortcut to acquiring wealth, but there are ways to go about it. Fellow millionaires don’t tell the poor/middle class they need the knowledge of finance coaches to help build their wealth. If anyone here needs a good coach, here’s it..

[@ZenaFuss]

ELIZABETH GREEN HUNTS Get to her with her name..

[@vincentorlando6767]

There's pros and con's when living on a house boat. Anyone thinking of doing this may try renting first, or spending a weekend or a few on a sleeper boat to get an idea on what its like to live on the water. She is not discussing storms, cold weather, smells associated with water/docks, noisy neighbors, boats coming and going, sometimes issues with power, water, sewer systems provided by dock services, etc.

[@TripReviews]

My biggest concern is living on a freshwater lake. In winter and keeping the ice from developing around the hull, power goes out and you’re in deep trouble.

[@TheJlee28]

I love it but can’t as I have osteoarthritis 😂😂😂😂

[@cynthiawills8944]

Absolutely phenomenal

[@Rookblunder]

What do you expect for 500,000 dollars...............

[@ThePianoreed]

she said the houseboat doesn't have a motor....how does she get the boat up & out of the water to scrub the rust & scum off it to paint it? must be done every couple of years she says🤷‍♀that must be expensive

[@Ohnjay288]

My wife and I lived there for 10 years in a floating home and as the saying goes, “the two best times to own a floating home is the day u take ownership and the day u sell it.

[@bbb-1-2-3]

whys that?

[@truetech4158]

@@bbb-1-2-3 Well its not like you own the water underneath it, but the shoreline property owner is sure making moring fees bank from that $taint lawrence seaway riverbank tributary. Maybe they have one of those islands in dubai.

[@IsraelistheJewsland]

Because you are living in a floating trailer park at a hight premium. When the house gets rundown you don't own the land so you have no real value

[@blazingstar9638]

Lol right!

[@truetech4158]

Some nefarious manipulators seem to have deleted my comment. That's always interesting to make note of.

[@CulinaryGuide]

She has a cozy and idyllic home in an exciting city. I love this story. It is very inspiring.

[@lalapopp73]

Beautiful area. I always wondered what one of those house boats looked like inside, and the tranquility. Good for her. Thanks for sharing 🫶🏾

[@BunnyWatson-k1w]

I have a friend who at one time was a housesitter. She would look after houses while people travelled. You move every few weeks or months to another location. She was able to avoid paying rent this way for 8 years. She also did boat sitting for clients for a three year period.

[@Curious2Know2]

Would she get paid for housesitting? Otherwise, pretty hard to hold down a job when you're on the move all the time.

[@BunnyWatson-k1w]

@@Curious2Know2 When you have high speed internet, many of today's jobs can be done from home. She would also get a small stipend from the owners. But with rent out of the way it gave her more disposable income.

[@fastenbulbous]

I could do that for a year, but always moving and not a having a home of your own for 8 years sounds very depressing.

[@carolr7823]

Considering the outrageous cost of housing in Toronto, this is a great deal.

[@StarLight-sl9ok]

Terrible idea, her mooring fees alone are outrageous. She should’ve just bought a condo near the waterfront.

[@kiss748eeee]

Not if you consider she doesn’t owe any land. If her location kicks her out., she can’t just park the boat and have it livable anywhere

[@mateofernando5066]

It's better than being homeless. Sadly, more and more people are being priced out of the rental market completely. But, I would rather buy a condo than live on a house boat. As she doesn't own the dock space or mooring space, the harbor master can evict all the houseboats if they have other plans for the dock. That's the downside. Which makes it very similar to renting. You are at the mercy of the landlord that owns the dock.

[@denisenoles3159]

​@StarLight-sl9ok She is pleased with her decision, so it doesn't matter what you think she should have done.

[@streetrunner8273]

Purchased my condo for 480k worth 600k. What's the houseboat worth now? Or say in 3years?

[@herbst1398]

It's a really worrying trend, but what's worse is that most people are closing their eyes to reality. Life in this country has become unaffordable due to politics. Now people have to live on boats and in "tiny houses" - of course, this is bitter and a real shame in the richest country in the world, but you should talk about it. In our society, there should be living space for everyone.

[@chelseagirl278]

Canada is not the richest country in the world, the USA is - but I agree with everything else you have said. FJT!

[@annemurphy8074]

@@chelseagirl278 JT is not responsible for inflation. People need to get educated on how things actually work instead of falling for conspiracy theories and bad information.

[@clarkpalace]

@@chelseagirl278the usa is rich yes , but the people arent , so i dont agree. I do agree its getting unliveable in my country, Canada. I am senior so I will be ok , but .i dont see a peaceful future. I see a future , just not agreeable nor peaceful

[@chelseagirl278]

@@clarkpalace this is exactly the same with Canada

[@Amadeus_2061]

Amen to that.

[@michaelcowie837]

I know exactly where this is. At the base of the Scarborough Bluffs! Amazing area!

[@rickrussell8382]

Try going down the road in there. One lane each way. The road feeds a beach, a park and boat launch. Its packed every week end. Cars backed up all the way to the main road running east and west. Its like that every weekend from late spring to warm weekends in the fall. No thanks.

[@tillysanders2593]

Bluffers Park is beautiful .. the only snag is , much like the beaches, the entire area is swarmed and taken over by inconsiderate visitors setting up camp for the day., spoiling the enjoyment of local residents .

[@branscombe_]

Thanks for sharing, you seem very kind, we wish you the best.

[@whcre5958]

October of 2020 bought with inheritance and borrowed money. So even house boats are unaffordable now!

[@luckycatdad8369]

Nearly every home is bought with borrowed money.

[@propheteyebert7063]

She's happy with the lifestyle, that's what matters. But the monthly cost is around $3000 cad for financing and mooring fees. Add to that, insurance, heating, maintenance, etc. So cost is probably similar to renting in downtown Toronto.

[@kathleenh.7956]

Hi Neighbour! Fellow Torontonian here and I'm so happy that you've found a spot in that cozy nook.

[@hippomancy]

lovely seeing someone who has "enough", and knows it.

[@Freedom-xh2lr]

Fellow Canadian here. I’m also looking at living on the water so I’m doing a lot of research. Thanks for your sharing your video of your beautiful home! You’ve done an amazing job ❤

[@PabIoMexican]

$2000 in fees month is crazy. Even with the crazy housing prices in Toronto. You had $300k which could have been a good downpayment and then $2000 a month towards a mortgage. Could have bought a condo downtown of similar size.

[@seanhellmann7482]

I would like to see this video shot in the winter. Sure it is beautiful looking in spring and summer but lets not forget we have 6 months of winter in Toronto.

[@adelb7897]

Not really.. Sure, it is cold for 6 months but the lake only really gets cold enough to occasionally freeze for around 3 months (mid December to mid March) and inconsistently so (maybe frozen for a week or 2 max before thawing again)

[@dallinschoen4511]

houseboat prices in toronto about to skyrocket

[@guytoledano7215]

Good on her for finding a soultion to still live in Toronto!

[@novwin3169]

Wonderful nice idea..now can you do a -40 winter version of this video

[@user-od9iz9cv1w]

Toronto never sees -40. But it is a wet cold grey winter. Looking out at that view would be great all 4 seasons IMHO. The lake moderates the temp extremes. On a hot sticky July day, go to the bluffs and you'll find it 10 degrees cooler. Same in the winter. Often it snows at the 401 and north. Down there it will be warmer and wetter.

[@Hugo-nw2su]

Toronto has never had -40 weather huh

[@user-od9iz9cv1w]

@@Hugo-nw2su Right. It got to -24F in 1859. In 2018 it made news hitting -8F. If you want to see cold weather, Edmonton AB is your place or go where Eskimos hang out. In my 50 years in Toronto, I find the weather grey and a wet cold like England, but not cold crisp and dry like -40.

[@Hugo-nw2su]

@@user-od9iz9cv1w yup. We might get a couple chilly days in February but -20 is unusually cold. -40 is unheard of.

[@camclarke8796]

Thank you for sharing your lovely home and water way-of-life! Living close to nature as opposed to being in an urban area is definitely a unique, vibrant way and having ownership is such a secure feeling as opposed to paying the banks for years make one the master and not the slave. I live on an old rustic wooden trawler in the Pacific North- West and love it's 72 year heritage. Many ways to seek fulfillment.

[@armenstaubach9276]

Good for her, she looks so wholesome

[@stephen-he4iw]

Unfortunately it's because she's so oblivious to how financially wrecked she's gonna be with $1,500 in monthly expenses and no land or asset in 10 years

[@Hugo-nw2su]

Right? I want to bring her some fresh croissants or something.

[@Spartan168]

@@stephen-he4iwlike any other renter?

[@johnpaul4301]

@@stephen-he4iw I don't understand why you're assuming she won't be able to sell her house boat

[@skateboarding118]

@@Spartan168Renters don’t make a 350k down payment to rent 😂

[@GoofieNewfie69]

Yup, Bluffers is a nice spot. After they started charging for parking most of the riff raff and druggies has moved on. But since the TTC started going down there(the park and beach area, May to October) it's getting bad again.

[@TheBohemianStyle]

I would love to visit you. We haven’t gone to your area in about a year now, and we did walk by your home. I would love to wake up to then peaceful space, feeding the ducks with healthy food, and enjoy the view. We always got the feeling that everyone is no nice there. Thank you for sharing.

[@littleredridinghood5622]

I live in a small fishing village in Nova Scotia and I've often thought about a houseboat type cottage but I don't think it would work in my area because of the high waves and swells .. My youngest son has 2 condos in Toronto both are close to the CN Tower , he rents 1 out and lives in the other ..1 is in an older building and 1 is in a new building ..

[@JFeaser187]

One of the 25 float houses was listed recently for $700,000 CAD.

[@Alien2799]

That is rediculous.

[@FMG25]

Thanks for opening up your world to the outer world. What an incredibly beautiful and peaceful lifestyle. Didn't even know this exist in Toronto. Isn't wonderful when we can dwell in a peaceful and serene environment away from the hustle,bustle and noise of city life enjoying nature,peace and tranquility. Thanks for sharing. All the best.

[@terriw919fyi]

She seems to be very happy, and I'm happy for her.

[@blazingstar9638]

I live right close to you! Do you know when they first created this, the price was *$14 000* (not including any fees etc) Unreal! Beautiful place though,great choice😊

[@FloatingHomesPortland]

Beautiful. I built a custom 550sf floating house in Oregon.

[@user-od9iz9cv1w]

Fascinating! I lived in a house in the Scarborough Bluffs. It is great to be close to the water. Being right on the water with the bluffs behind and the lake in front looks wonderful. I write this sitting on a deck overlooking Lake Muskoka. Love to be near the water. Not the easiest lifestyle, but far better life than living in a tiny Toronto condo that would cost far more to buy and to maintain. There you look out onto city.

[@BunnyWatson-k1w]

Looks like the Scarborough Bluffs in the background.

[@timkelly7911]

That’s exactly what I was thinking’s

[@julianb1474]

I know the Toronto waterfront pretty well, so I knew this had to be Scarborough

[@Teresa-o3i]

It is.

[@RahRan123]

you are correct!

[@jackiefox7224]

Bluffers park marina, I suspect? We had a small sailboat in the 70’s and 80’s in Toronto Hydroplane and Sailing Club. Loved being on the water. I think though, winter would be more of a challenge.

[@bradleywilliambusch5198]

So, learning ship maintenance worked out well..

[@lucilletorres5989]

Such a serene home in the midst of such a serene location. So lovely to view.

[@dne50]

Good for you. Ignore all the naysayers, as I'm sure you do

[@marindupre1246]

What a great place to call home!! You did an amazing job decorating, and I am sure you will inspire many people to explore living on a house boat.

[@MNSTgrowth]

They only filmed a little of winter ❄️ Trust me, when it’s -20c out, you don’t wanna be anywhere near that water

[@jwong1546]

When it’s -20c out, I wouldn't be in Toronto

[@grantlingley1385]

@@jwong1546 Pretty rare to see Minus 20 C in Toronto but I get your point when the weather comes up and you are on the water. I live on the east coast with Nor’ Easter’s and winter storms can be extreme for sure!

[@Curious2Know2]

@@grantlingley1385 I suspect quite a few owners also have chalets for the winter. If not, and there are others living on the water, time for a little visit and some hot rum toddies! Maybe bring some scones, too.

[@xzhou]

Yeah -20c near the water is horrible but the cold is part of the Toronto charm.

[@sottosotto4056]

last winter was super warm, i expect next winter to be the same

[@moondoggie1968]

Where do you put it in the winter when the water freezes?

[@sarahmirella1500]

Winters would be crazy

[@spacepastry5552]

You are lucky because houseboats are nearly 1M dollars. Wish you more happiness in your little lovely house.

[@dontirkkirk4534]

Awesome to hear aboat her boat

[@GlynnisFitzpatrick]

How does that work in the winter? Doesnt the lake freeze?

[@Nneoma2]

I’m pretty sure that I have passed by this particular house boat before. I remember being fascinated by all of the house boats in the area and wondering what it’s like for the people who live in them.

[@smarteveryday1606]

oh my, she really has a fantastic cozy houseboat.

[@chrystallkurts3914]

Are you in Bluffer's Park? Your place is beautiful, I'm just wondering about the specifics of owning a houseboat since you can't own the water beneath you. Anyway, great digs.

[@991122bc]

Good idea, given the high cost of property in the city, what did the government do to help the average Canadian who are priced out of the market and suffering from high rent ??

[@brakmaster]

250K for a depreciating asset that could sink at any moment and on top of that 2000 dollars every month to keep it parked. In what world is this a good deal? I feel sorry for Canadians. Having lived in Toronto for a year, rent and purchasing a home just keeps getting more and more outrageous every year.

[@flyby3079]

Yes generally housing prives in Toronto & GTA are ridicoulously unaffordable & outpricing most actual Canafians from the housing matket. Alot of homes are ownrd by internatuonal launders who dont even live here

[@mapleveritas2698]

Well... Toronto is not Canada. You know that right?

[@flyby3079]

@@mapleveritas2698 lol Toronto is IN Canada & the biggest city in Canada where majority of Canadians live.

[@mrslcom]

Yes, the inconvenience and the high maintenance costs is a major drawback. It's cheap to buy but because there is no land value, there is much less potential for capital appreciation. Adding all the costs involved, basically it is equivalent to a long-term lease rather than true property ownership. The biggest benefit is the lifestyle of living by the water during good weather.

[@TheJlee28]

@@flyby3079 nice imagination as we do have foreign owner taxes 😂😂😂😂

[@TheRajuSharma]

This is awesome. Congratulations!

[@silvias550]

Oh...best addition is the cat❤❤❤❤

[@charletfoster8917]

I ❤ her story 👏🏿👏🏿👏🏿

[@zl6924]

Let's show US prices for a Canadian location, brilliant!

[@agl5132]

The spaciousnes is amazing. ❤

[@jmb9701]

Yeah it looks great, but how's it in the winter? When your stuck inside a barely insulated boat that's 50% windows and is heated by a wood stove?

[@KL-ct9zo]

These are well upto 1 mill Canadian plus about 10k annual moorage so she got a wicked deal

[@QuantumNaut]

It's a house on water. Didn't really save much in the long term though could have bought on land farther from Toronto and take the train same amount.

[@annekennedy8127]

Canadian liviing...U,S prices shown....why?

[@jksouthern]

Can you please tell me where I can get that same wood burning stove. Does it need electricity for fan or can it function without?

[@hell0h0bbit]

Toronto just got flooded now so what happened to her

[@lookingthroughice7843]

Toroto didn't get flooded. It was a couple of places that it happens to almost every year. The news embellished the story. Grow up, you sound like your hero Turdow our illustrious leader. Ohh my god it's global warming we have to raise the carbon tax even higher to stop this from happening again. Then you have Toronto's mayer olivia chow who is so freaking clueless, deport that women, she's freaking out of touch.

[@WilliamSchober-l8g]

Wow I’m really impressed with your house boat. Are there any hidden dock fees.? I love the whole concept. Thanks for sharing. Is it really costly in the winter for running heat.

[@chelseagirl278]

it looks like she mainly uses the wood stove in the winter

[@GeoffBarnes-l9k]

Can you buy one of these with a fixed interest rate or does it have to be floating? What about pier-to-pier lending?

[@jasonrudik1876]

Can not be financed by a bank.

[@GeoffBarnes-l9k]

@@jasonrudik1876 dam

[@GeoffBarnes-l9k]

@@jasonrudik1876 .. I guess you need liquidity..

[@mlbonfox8199]

Lol

[@AndrewDaniele87]

The answers to these can really dock some points for people looking to get on board with the idea

[@pauljamieson803]

Not sure (or when) you bought your houseboot for $250k, but today you cannot get any of them for under $650k .. and that is for a small 650sqft unit! So you are either really lucky OR this took place back when house prices were reasonable once again showing that Toronto, Canada is out of touch with reality!

[@Gritt982]

The visitors going to the Scarborough Bluffs have changed a lot since i was born. The park has to put up dozens of Port a potties just to deal with visitors going in the open. It's a dirty dirty city to be in unfortunately. However I grew up in Toronto and have fond memories of the Scarborough Bluffs in the 80s & 90s and the pretty little house boat community and the little bar at the end of the dock. I think it's unfortunate that people who grew up in the city can't really aspire to home on property real estate ownership. And rent generally takes more than is fair share of income.

[@faith_made_me_strong]

That's so cute! It looks like a tiny home from the inside! Very well designed🤩😍

[@lakenbanks9426]

Where is this actually located in the GTA? It’s not Toronto

[@lvzyours]

Another comment said it’s in Scarborough bluffs area

[@blazer007]

At the bottom of Brimley Ave in the Scarborough Bluffs

[@wiiiz3]

Bluffer's park Marina

[@blazer007]

I was just there yesterday for the first time. The floating homes are in a protected area so not accessible to the public. However, you can see them while standing at the restaurant which connects to their dock.

[@AtomicDuck51]

Nice place. It does seem like a hassle in the winter. Good luck to her.

[@markd4768]

That house is amazing! Gorgeous area and what a site ! I love your home! 👍🏻🇨🇦

[@paulafeener6725]

I curious how much wood you would typically use in a winter and where would you access it??

[@Aidan_Au]

This is cool but please make the next one in Europe again

[@Michael-zw6so]

Pretty interesting shelf

[@02nupe]

This was different and pretty cool. Good share

[@zhoubinjason]

how does it connect to sewer for human wastes?

[@GeoffBarnes-l9k]

She mentioned it gets pumped out. So you have a tank that holds your $H1T and every now and then someone comes and pumps it out..

[@BunnyWatson-k1w]

It depends on the boat and marina. Her fees include electric and water. There may be a cartridge system like on RVs. They may also have sewage hook ups for houseboats.

[@BunnyWatson-k1w]

And there are pump out versions. Like an outhouse, portapotty, or septic tank.

[@robboates2301]

shame they cant do the same for the geese in this bay lol

[@zengrz]

How does the boat connect to the sanitation pipes?

[@J.Paul2023]

The only thing i would be concerned about are micro organisms that would affect the respiratory system that you find in puddles which can occur in these places..

[@creationslandscapedesigns]

I live in a 424 sq. ft. small home and would love to share it with you and how I live sustainably producing minimal waste.

[@dubdoodle7191]

Are you required to pay property tax or any other kind of tax particular to house boat(s) ? How's the water pressure and how much is parking fee/ month ?

[@jeremythebeer8609]

My wife and I would excel on a houseboat. We use 1/2 of our 2,000sf house at most. (We also live in the GTA, Ontario)

[@ChristabellaH]

I like house boats ❤ great idea..and very cute.

[@DarienDrakee]

she lives 33mins drive away from rogers center or 22km away. technically Scarborough.

[@christiabacon8001]

Beautiful inside and out!🏠

[@Thoughtsbyme-ts4jz]

Love the house. I am going to organise the riot guys, boats are even so expensive now

[@matthewcheung5136]

Happy for her

[@Maxmulham]

I don't really consider Scarborough Bluffs as "near downtown Toronto" but ok. I like it but I'm still skeptical on what it's like in winter. Winters can be brutal in those parts. And the inspection and repair fees that you said occur every 3ish years is what I'd really like to know more about.

[@seanym67]

It's a bit of a stretch to say this is in Toronto. At best of times a 30 minute drive to downtown, at worst an hour....

[@patpeterson2671]

I assume you live at Buffers Park marina , Scarborough .... south of Kingston Rd and Midland Ave

[@JNO_JNO]

How is the Winter when the water freezes?

[@Hugo-nw2su]

Go Kate! She seems so cool.

[@PhilipRawbon-rk8uv]

Well well..Bluffers Park..what for dinner at the Dogfish Inn?

[@lavonnealexander6936]

I am happy for her, she looks happy

[@cherylsaumure]

Is it scary when it's stormy weather?

[@TazzChic-nz6hm]

Hi there - would you kindly explain how and where one would find these types of rentals? Much thanks

[@Dan29203]

I lived in toronto the prices right now here is crazy especially housing, grocery and many more.

[@vicp8772]

Only 1 person in Ottawa to blame, and he wears fancy socks

[@hfrt29]

See that's the things I think of especially storms and flooding

[@carlthor91]

Her location, is very protected, from storms. Re-watch, and notice the large berm, on the land side, of her houseboat. Google Earth, is very informative. It would take the biblical flood to raise the level of Lake Ontario. Large tornadoes are the only thing to worry about.

[@digitnomad]

its beautiful, cozy, multifunction house

[@didine256]

Mooring fees are a killer. Rather like throw this much money at a mortgage rather than wasting them forever... 💯

[@Allister2000]

The mooring fee is almost like paying property taxes. In terms of "wasting," our government definitely doesnt waste that tax money. 🤣

[@FCTrinese]

$10k a year is still cheaper than buying a house in TO lol

[@JJs_playground]

Aren't they like property taxes?

[@samelmudir]

condo fees can be similar too

[@streetrunner8273]

​@@FCTrinesetry 22k

[@FineNaturalHairROCKS]

Very beautiful!

[@murk959]

Omg finally somewhere in Toronto