Living On $270K A Year In Austin, Texas | Millennial Money

[@CNBCMakeIt]

What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​

[@BlueCybertruck]

Best team to work with on this! Make sure to get your stories to them. Can't wait to watch it! :)

[@crazy3rdgen]

You don't wanna see mine 😆, I don't wanna see mine

[@BlueCybertruck]

@Hero 100% agree, I hope to be able to take this salary, grow it with investments, and then give others the same salary with it at the future robotic surgery company I join forces with or create. I will try to remember how lucky I am today.

[@twincherry4958]

Lies. You never chose my story😋

[@annoin]

Is he debt free?

[@alexisfollowill9996]

Hi this is the girlfriend. I wanted to make it clear that I am a senior at Arizona State University finishing my bachelors of science in Applied biological sciences. I have been with clinton before he had this much money, so I love him with or without money. We split all shared costs minus the mortgage (I offered to pay, but this was Clinton’s choice to help me cut cost while I am in school). My sister katelin is only 19 and just moved in with us a couple months ago to get out of the small town we grew up in for opportunities here in Austin. She plans to get her own place when she starts school in August. Clinton is very kind to let us help her start a healthy adult life. The video does not explain our situation well, but It did explain how awesome clinton is. I am happy he can share his wonderful story. Thanks for watching.

[@4amore]

Hey! He is a nice guy and It shows that you both are grateful for his support. My boyfriend paid for some of my education and rent for my last 3 semesters at uni. We had been together for 2 years and decided to move to the US. Because my immigration status I could only work 10 hours/week at university so he picked the tab. But as soon as I graduated and was able to get a good job I paid him every cent ( some cash and covered his rent for 1.5 years). At times I wished I didn’t have to, but I felt obligated to do it, mainly to honor his generosity. But I have always been extremely independent and while I do appreciated his support I don’t want to owe my success ( whatever that means) to anyone. We have been happily together 7 years . Good luck to you guys ( he is a keeper for sure 😉).

[@4amore]

And, you don’t have to explain anything to the haters 🤗

[@imamillennial]

it's so hard not to take stupid comments personally. you definitely don't have to explain yourself! We are all in different growing periods of our lives. Wishing you many years of love and support of each other, stay positive :)

[@larklarkleahleah62]

Clinton wrote this 🤣

[@robotman011]

I will always root for a fellow Software Engineer. Even though I do iOS, I know this man is working hard for the future. Respect

[@sammydelorenzi]

This dude was flexing on all of us with a Cat Taco shirt. What a legend

[@BlueCybertruck]

🤣 you gotta take life with the appropriate level of seriousness! The cat shirts thank you!

[@jeshamuffins]

His whole wardrobe is 🔥! Love this guy.

[@wresneski]

Well, TacoCat is TacoCat spelled backwards

[@twincherry4958]

Things that do nothing to dome of us...didn't even notice

[@maina4842]

Genuinely nice person, deserves all the success he have.

[@BlueCybertruck]

Thank you :) I appreciate that.

[@crystald8465]

I noticed that as well. His compassion for others makes me so happy for his success.

[@biscaynesupercars]

@@BlueCybertruck what degrees or certifications did you need to work for google??

[@BlueCybertruck]

@@biscaynesupercars I personally have no certificates and a bachelor's in Biomedical Science. I had a portfolio of projects though to prove to my first tech job that I could do it. That helps just as much as a certificate if they are documented well.

[@biscaynesupercars]

@@BlueCybertruck nice. How did you learn and get into programming?

[@larizg]

Very hard working and humble guy. We need more people like him in the world. I love how he's committed to help people get better from illnesses.

[@BlueCybertruck]

Thank you so much, I appreciate that. :)

[@nvasudeva]

@@BlueCybertruck I just subscribed to your youtube channel ! Looking forward to watching your videos ! By the way we share the same moto and vision :-)

[@BlueCybertruck]

@@nvasudeva that's too cool! I've been super busy but plan to start sharing videos consistently tomorrow :) LOVE that we share the same vision!!! That is so cool :)

[@BKFan342]

All I can say is I'm happy the way life is going for this guy

[@ThrivingNotDying]

Is no one mentioning how top tier his shirt choices are?! What a distinguished gentleman! I hope his future and his salary continue to go up and up!

[@BlueCybertruck]

Sir Lard Cat (the one riding the cheeseburger) thanks you for the wonderful comment 🤣

[@tylermcdonald4375]

He’s obsessed with cats but he doesnt show if he owns one 😂

[@BlueCybertruck]

@@tylermcdonald4375LOVE THEM! but will never own one. Cat shirts already require too much responsibility for me 🤣🤣🤣🤣

[@jmandelax]

very distinguished

[@tylermcdonald4375]

@@BlueCybertruck hahah yeah I’ll stick with floral, plaid, paisley etc shirts 👌🏽

[@LisaDay1]

I love how he speaks on his younger decisions that were not financially wise. It lets people know that you can learn from your mistakes and not everyone starts out financially literate.

[@BlueCybertruck]

Thank you Lisa, I really appreciate your kind words. There is so much I'll probably think that I'm doing wrong now when I'm 30 but that's amazing because I'm growing :)

[@mackeejack6731]

He could flush down 10 years of bad spending and still become worth $10m with ease

[@CDTucker336]

It seems like he has fixed some poor decisions but not really learned his lesson. He will be back in the same hole with leveraged real estate, only in a matter of time.

[@kamprikorn]

@@BlueCybertruck nobody teaches us this. you’re doing great if you’re trying and learning from mistakes :)

[@VannieEats]

Love this series 💖

[@wilsonjudson1650]

You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. You work hard for your money; make sure your money works hard for you.

[@jamesmaduabuchi6100]

The wealth you pass to the next generation can have a profound impact on your heirs, providing educational opportunities, the capital to start a business, or financial support to your grandchildren.

[@wilsonjudson1650]

To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline.Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.

[@henryclinton9317]

can you endorse any ?

[@wilsonjudson1650]

TERESA JENSEN WHITE does a perfect job. look her up on the web

[@henryclinton9317]

thanks a lot . Found her website and it impressive

[@skwad240]

I really appreciate his honesty about all the topics. It's quite unusual nowadays. I wish him all the best.

[@BlueCybertruck]

Thank you so much! I appreciate your kind words

[@skwad240]

@@BlueCybertruck i'm just curious about your strategy of investiment ahah why do you invest a bit every day? what are the advantages?

[@BlueCybertruck]

@@skwad240 The investment strategy is to do Dollar Cost Averaging. This will not make you the most money or the least amount of money. The goal of dollar cost averaging is to make the average amount of money for a stock overtime. I usually only add to stocks on red days for them too in order to DCA down.

[@skwad240]

@@BlueCybertruck thanks !

[@ankanhalder8341]

His friend who advised him to take his coding hobby seriously deserves applause 👏

[@BlueCybertruck]

Alex is the real star of this thing. He is the best!

[@ankanhalder8341]

@@BlueCybertruck Congratulations to you, Sir, on being such an awesome success story by your own. So many people can only dream of that. Definitely you, sir, are the main man who decided to have the hobby in the first place and give enough extra time, energy and enthusiasm to it while doing other stuff at the same time and successfully become so skillful in the hobby that it eclipses professionals. What an achievement, you are definitely the one who is the star and deserves all the congratulations. While reading the comments since i didn't see any mention on the person who had advised to take the coding seriously i thought I would mention that person cos sometimes such well wishers help us find direction in confusion or confirm if we already know the direction, haha, i meant to say s/he deserves applause in addition to the biggest applause you, sir, deserve. Cheers. (English is not my first language, I'm still learning by myself, hope i was able to clarify properly)

[@kevinh723]

The developer generation

[@danielblane9515]

@@BlueCybertruck what's ur leetcode count

[@henrik1743]

270k a year at 26 years old is just completely surreal.... 1% tax as well in texas? And that at 6:43 is not "Modding" it's literally selling an illegal bot

[@HokageKyubiNaruto]

quite common at faang

[@keto6789]

I was making $15k a year at 26

[@yve5659]

He is so sweet. He’s the type of person I hope my young son grows up to be like.

[@BlueCybertruck]

Thank you so much Von! I appreciate it!

[@theendurance]

there's no hoping, YOU have to make sure your son grows up like that. what your son grows up to be like is almost entirely in your hands, its not just random

[@poweredupcalifornia1208]

@@theendurance true. You just don’t poop kids and hope. hoping isn’t gonna make things happen

[@bereketyisehak5584]

@@poweredupcalifornia1208 c'mon did she says she isn't gonna do anything and just hope about it. Let's be respectful even when we're behind our keyboards.

[@wudie2]

This kid is sooooo awesome! May God bless him 10 folds!

[@mryes8184]

'spend quality time with my girlfriend and her *sister* who lives with us' Gotcha

[@fmiga_2020]

😂

[@SantoineBethel]

These are the smart people we need to hear more of instead of these wannabe celebrities. Dude is investing and living way below his means, while people are commenting against him taking care of his woman and her sister. Great guy and thinks outside of the box.

[@BlueCybertruck]

Thank you Santoine, I appreciate the kind words :)

[@SantoineBethel]

@@BlueCybertruck Keep doing your thing!

[@mackeejack6731]

Are you joking? He makes $12k a month lmao. He doesn’t need to invest. He couldn’t spend his income if he tried

[@swaggery]

Way below his means, no. He could have bought a condo and gas car. He's somebody that likes to buy everything he wants, but is sure to invest consistently. Also, two months of emergency expenses is nothing. I guess he just intends to use it for car repair, and minor house repairs.

[@mike48084]

This is a good comment. Most of the ppl here have unrealistically high side hustles that make their income breakdown atypical. To be fair, this guy’s expense breakdown is a little misleading too, as a large portion of his investment is probably RSUs and are received as part of his salary and are not immediately liquid.

[@azulaquaza4916]

People really underestimating Austin’s growth. City has over 40 skyscrapers planned for construction, billionaires and their companies setting up shop and moving every year, population is set to double by 2050. Im I’m DFW now but I hope Austin can get proper infrastructure to support the future and not just Houstonize building highway after highway after highway.

[@BlueCybertruck]

Completely agree, the city is struggling with the growth currently, we will see how we get through it.

[@hymnmccoll4215]

Whats wrong with Houston? Houston has great infrastructure

[@BlueCybertruck]

@@hymnmccoll4215 I haven't visited Houston yet, should get out there sometime

[@azulaquaza4916]

​@@hymnmccoll4215 Houston has the worst traffic in Texas and somewhere in top 10 for worst in the nation despite having worlds widest freeway. They seem to be stuck in a mindset where more lanes = less traffic and it creates a typical concrete jungle with endless sprawl and no natural sites.

[@philipthomas6808]

It's sick to see how Austin has grown so much in the last 30 years or so, i was last there in 1988, and yeah I could tell there was a vibe in the air and pretty much a hip place to be and a big college town, and that was before DELL Computer Co. blew up in the 90's, but they still had a tiny, outdated airport and really only 1 interstate, I-35, and the traffic was heavy at times... OMG! I can't imagine what the traffic is like today? Fughed about it!

[@lynnterrific]

This man is so inspiring! I hope his dream of funding that medical pod is fulfilled. Go Clinton! Rooting for you!

[@danwojtowicz3040]

Clinton was my mentor when we both worked at Amazon. I feel so lucky to have been influenced by him... It was great to watch this video and see how he's doing now!

[@BlueCybertruck]

DAN!!!! Miss you bud! I hope everything is well with you. I'd love to catch up sometime!

[@1MinuteFlipDoc]

you moved to a new company?

[@BlueCybertruck]

@@1MinuteFlipDoc yea I started my career at Amazon and then moved to Google

[@thehuntforprofit8663]

This guy comes across as very down to earth and humble. ❤️

[@rianosherry860]

I wonder what the best opportunities to invest now are, there are opinions but a little later I find out these opinions don't matter as a totally different turn of events play out with the stocks they discussed therein….

[@cristinabaker5292]

Market are overrated now. buy gold, 5% in crypto, bond rest in cash and wait for the stock/property/land price to crash, but them after it stops dropping for 7-12 months at the bottom.

[@mooreleigh8928]

The market is driven by; Narratives and emotions in the short run, Fundamentals and truth in the long run. Use this to your advantage.

[@kucheranraina9201]

If there is one thing I have learned in recent months it is to remain calm, especially when it comes to investments in digital market.

[@alinaally6048]

,,The market has plenty of opportunities to earn which I myself took advantage of. I made my first million from going diverse, mainly ETFs(stocks, bonds etc), coins, and gold, all with the help of a reputable Jennifer Elizabeth Boland. It's been a year and half of steady growth.>

[@mooreleigh8928]

Jennifer Elizabeth Boland is a renowned CFA, Through her you can get strategies designed to address your unique long-term goals and financial dreams.

[@giumarch5922]

My favorite so far! I love the fact that he. Cares so much about people which is super important.

[@BlueCybertruck]

Thank you Giu! I appreciate it :) I love this series!

[@IsaacC20]

He adapted code for a tree-cutting bot to fish on runescape and sold it to friends for $30k in highschool. What a legend. 3 months of living expenses is kind of dicey for a guy with 630k mortgage. Bump it up to 12 months and he'd be bulletproof.

[@BlueCybertruck]

I've considered but with credit lines and the job market I feel comfortable that I could figure out how to live until Robinhood and WeBull transfer my sold stocks

[@SYDAirlineEnthusiast]

If I attempted to sale anything I made to my friends in school, then I would have gotten suspended.

[@camaya9065]

This was so refreshing! Great story

[@BlueCybertruck]

Thank you Camaya for your kind words, I'm happy you liked it!

[@camaya9065]

@@BlueCybertruck you’re so welcome!

[@Swimfan82]

You can tell he has a big heart & I love that he seems genuinely happy. So work doesn’t feel like work. I don’t think it’s smart to have his girlfriend and her sister living with him though.

[@jennyagbaeze]

Exactly! This is the comment I was looking for!!

[@dallasryder8125]

Exactly. If it were his fiancé or something, I could see it. Don’t allow the sister to come in though. Dude is nice, but remember the saying for “Nice Guys”. I hope he’s not getting taken advantage of.

[@noone8173]

Just curious why you think it's not smart? He has 5 bedrooms.

[@nj5709]

Nah. They should live with you instead, right?

[@Lobogrey2]

Genuine respectable man . I’m studying CS right now and hope to work at google one day too

[@BlueCybertruck]

Hope to work along side you someday :)

[@designthedays]

He sounds like such a genuine, awesome guy. It's admirable to hear his goals and how he doesn't charge his girlfriend and her sister rent.

[@keysersoze5032]

It really isn’t. I get girlfriend but the sister has to pay rent. She’s being a Leech, unless she plans to repay him

[@BlueCybertruck]

Thanks for the kind words Colin :)

[@tommyjackson590]

3somes on the regular

[@mbr0916]

At first I was kinda jealous (being 30, living in central Ohio and making $40k - aka paycheck to paycheck despite having a bachelor's degree 🙃), but he is such a genuine person! So smart, so fun, so realistic, so caring for his girlfriend, her sister, friends & loved ones -the list could go on and on. How can you not like this guy?! Plus the shirts are on point! And an OSU Buckeye?! You deserve everything you have worked for & have ever dreamed of achieving!!! Thank you for the words of advice, Clinton! 😁👍🏼

[@BlueCybertruck]

Thank you so much for the kind words :) I really appreciate it and it made me smile! :)

[@octaviakf]

No need to be jealous what God has for you is for you amen. And if God can do it for him then he can do it for you as well amen!!

[@nancyw6348]

I hit the like button as soon he explained the reason why he let's his two housemates live with him rent and utilities free. He's a good and generous man.

[@BlueCybertruck]

Thank you for the kind words Nancy :)

[@countessstevens63]

The Graham cameo at the end…he’s going to love that.

[@BlueCybertruck]

He taught me so much 🤣

[@GrahamStephan]

@@BlueCybertruck I love it!

[@BlueCybertruck]

@@GrahamStephan thank you for helping me get here unintentionally 🔥

[@sunnyrays2281]

Haha, I was thinking the same thing!

[@prettygirlus9008]

Is this guy really making a $270K annual salary as a software engineer? And he's only got 4 years of experience. In 1986, my first job out of college w/ a BSCS as a software engineer paid $27K at a large defense contractor in a northeast US metro area, and I thought I hit the lottery!

[@moff_gideon]

Yea and Google is actually one of the lower paying tech companies. I know people making 350-400k with that experience

[@BlueCybertruck]

Yea, I am very thankful for this job. I was making about half of this when I got my first job from College. Moff is also right, I have heard stories from some companies being much, much larger than my salary. Depends on how many hours the company expects you to work and the cost of living of where they require you to live.

[@alp.9672]

1986 the min wage was also $3.35

[@AA-ig9re]

​@@moff_gideon Google is NOT one of the lower-paying tech companies. What in the world? Vast majority of software engineers aren't making that with 4 years of experience. Most aren't even making half that.

[@TwiinStar1224]

Lol did you really compare 1986 wages with 2022?

[@beyourbestversion1]

Amazing video, and the guy in the video was so humble and genuine ❤️

[@bintasambo7541]

He is so humble and genuinely nice person. May he continues to be bless

[@BlueCybertruck]

Thank you Binta for your kind words :)

[@bintasambo7541]

@@BlueCybertruck u welcome

[@Ducky_logan]

Great job CNBC. Loving these stories.

[@kaleighphillips2486]

That’s cool you let your girlfriend and her sister live there and give them the chance to save up and pursue their dreams with that opportunity

[@theplacesigo4169]

Great episode

[@a004]

This might be the worse episode of millenial money ever. Not just because the millenial was super cringe. But this was such a poorly edited and constructed episode. There was no info at all. Just vague mentions of details of his life and none of it was shown to the viewers. Go back to showing every dollar in and out. This episode was a joke.

[@Hedgeflexlfz]

His girlfriend is a dental assistant, and her sister is a babysitter.....

[@BlueCybertruck]

My girlfriend is graduating from college this year too and her sister starts in the fall in case anyone was curious :)

[@ToothlesstheNightFury510]

what are you implying?

[@jmandelax]

her sister single? asking for a friend

[@anoukc6928]

Yes, and…?

[@Jon5432]

They found a sucker to finance their lives

[@PlayaX01]

I reallly respect this guy. He’s doing everything the right way. Especially looking at for his people

[@BlueCybertruck]

Thank you so much Tohn, I really appreciate the kinds words :)

[@lightworks3172]

What a standup guy! He's so young, but really making wise financial and relationship moves.

[@BlueCybertruck]

Thank you so much, I appreciate the nice words :)

[@ljliu7588]

basiclly this man has two wives

[@uoohknk6881]

Open communication about finances, easy to say when you make a quarter mil and you are talking to a babysitter

[@gozimusable1]

Did I hear that correctly? He enjoys talking care of 2 women financially??

[@shanchip1]

The girlfriend needs more independence. She living under a paternalistic stipulation "or furthering herself" rather than setting her own boundaries. He's not your dad. And you're not married. If you break up, how will you support yourself? How will her sister support herself at 19 with no education in an expensive city like Austin? It just seems like her/her sister's financial stability is entirely contingent on this relationship, and while he seems nice enough, this level of codependence imo isn't healthy outside a legal commitment like marriage. (not to say marriage is for everyone, but she literally has no safety net if this relationship goes sour). If she can't afford her half of this lifestyle without him, she basically has no autonomy.

[@jaineas]

How are you able to make this type of analysis based on a 10min video? The situation is more complex than you think.

[@Alex-cw1ph]

She graduates this year and her sister starts college. Also, maybe don't be so crude about it.

[@JF-vw9lv]

If she doesnt like it, she can find a $2,000k apartment to move into. She's living in a place nicer than she can afford on her own and all she has to do is "further herself"...how terrible. She and her sister are both adults, they are more than free to move out if they don't like the arrangement.

[@candyjamaican]

The girlfriend is basically ‘getting the bag’ for her and her sister. Kudos to them. They better not fumble it or get this simp to married ‘them’ like a package deal. He’s already supporting them like a ‘daddy’.

[@jellygurl27]

I love how even with his large salary he finds deals on meals. I am laughing because I had a coworker say the same thing about creating new accounts with companies to get coupons. She always created a new email address. Smart guy 😂

[@BlueCybertruck]

I do the same thing too!!!! It's so fun!

[@winniechen4311]

I do the same too. W.e I can save. It's exciting haha.

[@purnasaimadala]

a dollar saved is a dollar earned!

[@philipthomas6808]

Legal cheating! lol

[@travel9two557]

I did this back in 2016 when ubereats was just beginning out. I literally ate for free for a month straight around NYC .

[@ashleyh8352]

Omg $638k for a house... That's cheaper than a 1 bedroom condo where I'm from in BC. Just nuts.

[@Hallorback]

I like that he was watching Graham when talking about finance, well done sir!

[@BlueCybertruck]

Graham Stephan and MeetKevin! Helped me so much!

[@Hallorback]

@@BlueCybertruck Hey same here my guy!

[@astronomicatx]

What an interesting insight into Clinton's lifestyle and financial situation! It's great to see how someone in their mid-twenties can achieve such success. Living near Austin while enjoying the space and comfort of a home in Pflugerville sounds like a dream setup. I'd love to hear more stories like this across all age groups!

[@aib503]

Bro doesn't even use a cutting board. Respect.

[@BlueCybertruck]

All the fruit ninja as a kid taught me too good of knife skills for a cutting board 🤣

[@Myeternalperspective]

I love this guys mentality. Its no surprise that he's so successful.

[@BlueCybertruck]

Thank you for the kind words Magnus :)

[@Beloved_Boahemaah]

Love this man’s story! God bless you! And some of these comments are absolutely unnecessary- especially about his girlfriend and how he spends HIS MONEY (How many of you are financial advisors?) There are certain things as soon as you think them, keep them in your head and move on👏🏿👏🏿👏🏿

[@BlueCybertruck]

Thank you for the kind words Efia, I really appreciate that :) God bless your journey too!

[@narayanakonakalla9976]

Great Video Clinton. All the best.

[@BlueCybertruck]

Narayana!!! Thank you so much! Hope to catch up soon!

[@sto6772]

Very moving moment when he was discussing wanting to pursue his career choice to help his afflicted friends. Much respect!

[@BlueCybertruck]

Thank you for the kind words, I appreciate it :)

[@chubbyelf5094]

But then he gave up and worked at Amazon and Google?

[@vivz5592]

Loving your story Clinton!! Wish you continuous success in life

[@dcflow7859]

Wow, this dude is such a great guy with a warm heart. God bless him

[@Atothe7420]

So this guys makes what most people in Austin would love to make…. Good job bud! Know not everyone is living comfortable like you in the ATX.

[@plumpnfit]

Love the shirt choices! I think it’s great that this young man is so caring and helpful to his loved ones and friends. Let’s go Austin!

[@BlueCybertruck]

Thank you Lawanda! Sir Lard Cat (The cat on the cheeseburger t-shirt) thanks you! :)

[@benitolopez725]

Lets go cali i mean austin the new cali

[@Carlito1980]

When she breaks up with him I can see her getting squatters rights 🤣🤣🤣

[@vee909]

Seems like a nice guy. Hope he doesn't get taken advantage of by the girlfriend and sister.

[@BlueCybertruck]

Thanks, that's a good point. Yea, keeping those boundaries in place and appropriate to their life situations is going to be super important for me pretty soon when they move into their careers.

[@cornellcornell1]

Shut up

[@Indigololz]

@@BlueCybertruck Your head seems in the right place. Just remember, if you don't respect your personal boundaries, then other people won't either.

[@BlueCybertruck]

Thank you, that makes sense!

[@arkasarkar3901]

@@BlueCybertruck Dude you shirt is awesome ngl .link ?

[@laina-brown]

The taco cat shirt though! The 1st thought really caught my attention. How are we learning to help people? I think education around money can be a big help to people.

[@BlueCybertruck]

I completely agree, sometimes the difference between meeting a goal and missing it is just knowing the right information. The cat shirts appreciate your comments too 🤣

[@charlesprince7881]

Coming soon: living on 15k a year in Austin Texas ☺️😌 Great video.🙌🏾

[@SamianHQuazi]

I lived in Austin for eight years so it's so cool to see folks move and succeed in places I'm so familiar with! But I wonder if this man ever worries, "What happens if I lose this Google job and the salary that goes along with it?" I don't want to take out a mortgage despite making ~$220k-240k as a travel nurse. It's because I always worry, "What if the rates drop and I can't find another job?"

[@BlueCybertruck]

Yea I definetly have those thoughts come through my head. That's part of the reasons I don't lock more of my money into a 401k with something like the mega back door. I'd rather have that money accessible for emergencies without the paperwork. Maybe not the best decision in the long run but it brings me comfort when I think about questions like this one. Good point :)

[@SamianHQuazi]

@@BlueCybertruck With the Mega Back Door, assuming that (heaven forbid) you did lose your job, wouldn't you just be able to roll that over into the Roth IRA? You could always take out a hardship loan off of that IRA should you need it. I had the same thought process as you since I've been maxing out my 401k annually for about five years or so now (I'm 33) but I realized that in a true, bona fide, emergency where I needed hundreds of thousands of dollars, I'd just cash it out (minus the early withdrawal penalties) anyway. With inflation, seems like we have no option other than to invest to ensure our money doesn't depreciate out.

[@BlueCybertruck]

@@SamianHQuazi That's actually something I never fully thought through. I'll have to dig more into that. Thanks for the advice :)

[@alp.9672]

You are not making 220-240k as a travel nurse. My sister is a BSN that covid travel nurse pay rate is no more.

[@SamianHQuazi]

@@alp.9672 OK if you say so.

[@MrVontar]

I relate to this guy a lot, but he's in a much better place in life than I am. Kudos to him! Hopefully he invests in his health so he may live a long life.

[@cosodesign8953]

I understand that the girlfriend and sister situation puts some people off but in reality if they are all on the same page, bettering themselves, and he’s happy to help then I don’t see an issue. If they are respectful of his home and stipulations then who cares? Some people have service minded hearts. They like to help people and that doesn’t necessarily make them naive. People can be very helpful and have boundaries at the same time. I think to often people confuse kindness with weakness. But that’s on them. I wish them the best (: - from a fellow Texan

[@BlueCybertruck]

Thank you for the kind words, I appreciate it 😁

[@definegaming640]

" Service minded Hearts". You're basically saying it's okay for hom to serve and be taken advantage of by others

[@cosodesign8953]

@@definegaming640 No, you're saying that. I'm saying that just cause someone likes to help others it doesn't necessarily mean that they are naïve or don't know how to employ boundaries. Literally no where did I say anything about it being okay for people to take advantage of others with service minded hearts. But thank you for the insight into your mind.

[@TroyWarr1980]

Well said. I've had a similar arrangement with my wife for about 10 years. My earning power is over 5x hers, and retail jobs were killing her soul, so why on earth should she waste her life for money we don't need? We have no kids, live frugally, and we just flat out don't need the extra $30k/year she should could bring in. I told her I'd rather she pursue all of the creative endeavors she loves, make the most out of life, and financially we'll do just fine. A whole lot more to life than money.

[@lynnterrific]

@@TroyWarr1980 She's blessed to have you.

[@a.h.i267]

these are the people making actual texans homeless

[@greeneyes1313]

I love hearing about his big dreams he wants to self-fund. It's great seeing that salary going towards altruistic/entrepreneurial initiatives. Best of luck with the med bot!

[@BlueCybertruck]

Thank you so much :) I appreciate the nice words!

[@a004]

Lol his dream makes no sense. He's played one too many videos games.

[@BlueCybertruck]

@@a004 thanks for the input :)

[@MoneyTalkwithMP]

Amazing guy. I would love to share my story on CNBC make it 😀

[@BlueCybertruck]

Thanks for the kind words! You should definitely apply at the link they pinned! Looking forward to hearing your story!

[@mutomboinprogress]

Enjoyed this episode.

[@tommynolan4015]

The "girlfriend and her sister" situation seems bizarre, especially considering that they don't pay any rent. Seems like they're leeching off of him

[@BlueCybertruck]

I can see how it can be seen as bizarre, the three of us have to be careful and regularly check-in with eachother to make sure to keep the whole situation in a healthy way :)

[@chortlesinthecorner]

The key to love is providing your girlfriend and her sister with free rent. Everyone knows this.

[@AlannaMonet]

Thought that was strange too

[@joshge1426]

That Gigachad is banging both of them.

[@crazy3rdgen]

I was paying for everything when I was with my ex to help her get a career going, then after half a year passed when she got a hold of some money the first thing she did was go out and buy a 2nd vehicle instead of contributing. Never did understand that.

[@HilaryBrobbey]

Former Amazonian and former Austinite. I loved this video. I always feel some nostalgia when I see Austin. Austin is becoming incredibly expensive. Great to see this young man thriving there. He seems really smart.

[@alp.9672]

He lives outside Austin though, did you watch?

[@BlueCybertruck]

Thanks Hilary! Appreciate it :)

[@BlueCybertruck]

@@alp.9672 Pflugerville is technically outside of Austin but I work and spend 95% of my non-working time in Austin. The austin city limit is about 8 miles from me.

[@azulaquaza4916]

@@alp.9672 I grew up in Pville, it’s not 30 mins away, that’s an exaggeration. We are bordered by North Austin and Round Rock. Can get to downtown in less than 20 min on a good traffic day. We are a general suburb.

[@alp.9672]

@@azulaquaza4916 even better

[@tyrisanders]

This guy is just awesome & dope, hope his success continues 🙌🏽

[@BlueCybertruck]

Thanks bro, I appreciate that!

[@ΙερώνυμοςΚόρακας]

But.... He's not "living in Austin".... Pflugerville is 30 miles away, in a completely different County.

[@lucidx88]

this dude sounds awesome. keep on working hard and being passionate

[@BlueCybertruck]

Thank you, I'll try! 😁

[@ijyoyo]

What a genuine guy!

[@davidt262]

Johnny Depp lets friends live rent free: Omg how Noble! This guy: She's a leech!

[@jordanblount9574]

I laughed so hard hearing him talking about building a RuneScape bot. It’s the same way that I got into programming and learning Java over 10+ years ago. It’s awesome to see someone who is a software engineer who has a similar story to me.

[@100185261]

Same here. Laughed so hard. Rs taught me everything I know about business and work ethic. Better than 4 years of university/college 😂

[@552mustang]

I loved seeing your younger days pics in the farm. Do you miss those days? I want to move back to a farming community like that

[@BlueCybertruck]

I do miss those days! They were some of the best :) I'm sure my life will bring me back to them at some point!

[@ebay7613]

Spending his time saving money is actually costing him more money than trying to make more.

[@its.lorence]

So much respect for this guy!

[@BlueCybertruck]

Thank you Lawrence :)

[@jackie7061]

I was like "Graham Stephan is going to want to interview this person" then see his face near the end. Can't wait for the crossover episode!

[@BlueCybertruck]

Me too! That would be so fun and epic :)

[@kaylynelizabeth5696]

This is incredible, and dude seems genuine!! May he have the best success

[@BlueCybertruck]

Thank you so much Kaylyn!

[@FrugalFam1]

Can't decide if I like the *CAT HAMBURGER* or *CAT TACO* shirt better ...😂

[@BlueCybertruck]

Sir Lard Cat (the hamburger cat) would definitely have an opinion on that 🤣

[@davidwyatt8532]

The wealth you pass to the next generation can have a profound impact on your heirs, providing educational opportunities, the capital to start a business, or financial support to your grandchildren.

[@gabbyhernandez1667]

Consider maintaining a broad diversity of your investments to control investment risk, taking into account your own risk tolerance, time horizon, and the nature of your financial goal. Remember that diversity is a strategy for reducing investment risk. It doesn't take away the risk of losing money if securities prices fall. Working with a financial professional to guide you on your wealth-building journey is a good idea because investing may be confusing.

[@aidenowen8065]

Although diversification does not guarantee against loss, yet it is the most important component of reaching long-range financial goals while minimizing risk..

[@stevenfortiz8043]

As an investor, I'm always curious how top-tier investors manage to amass multimillion-dollar fortunes. I do have a substantial amount of funds to start up, but I have no idea what methods or directions I should take to assist me generate acceptable profits.

[@apriljanson780]

@@stevenfortiz8043 Mrs Karen Lynn Olsen aided me during the pandemic; I was able to generate enough passive income to support myself when I was laid off, and I've decided to retire altogether; I'm currently living off my assets, which generate an annual return of approximately $640,000. You can look up her name on the internet, visit her website, and then send her an emai l.

[@mariasimpson9628]

@@stevenfortiz8043 I run my trades through a renowned F.A known as karen lynn Olsen. She’s very much certified and has an easy to use website. Just search her name and get hooked. 🙂

[@re8746]

I have been in Austin since 74. Today Austin is a dump. Its a homeless haven.

[@MrSaljstn]

5 years later Sister: I am a Babysitter expert, see i further expanded

[@grantr7682]

Lmao so true

[@hanaj]

Go Buckeye!!! Class of 2001 grad. He is killing the game

[@BlueCybertruck]

Go bucks! Thanks Hana :)

[@joedasilva7536]

Impressive: 26 and $270k/yr. Not impressive: two people mooching off you

[@bellaaavanessaaa4209]

Awww he’s such a genuine guy ❤️

[@BlueCybertruck]

Thank you, I appreciate the kind words 💙

[@hanaj]

I almost had a heart attack when I saw his budget, but then I realized 9k was investing.

[@BlueCybertruck]

Yea that would be a very unhealthy budget otherwise for my income!

[@shavkat_bek]

Very positive vibes, thanks

[@BlueCybertruck]

Positivity will take you far :)

[@chrischieff5784]

Great guy! Although I'd reconsider long term relationships and cohabitation with your salary. Understand you're extremely valuable and the wrong people can dissolve all of your hard work. Be safe!

[@twincherry4958]

He could get a barbie

[@TheGearhead222]

Thanks for moving to central Texas and obscenely inflating the cost of housing! It's doesn't decrease until one reaches Temple!-John in Austin (grew up in S. Texas)

[@ToddBaldwin]

I hope everyone reading this has an excellent day!

[@BlueCybertruck]

Thank you, you too!

[@gabr__i3ll]

Clinton Stamper is the realest I hope the best for this guy

[@BlueCybertruck]

Thank you Gabriel! I appreciate the kind words :)

[@michelewilliams2920]

The girlfriend and sister should offer to pay something. He seems very very nice and you know what happens with that

[@jrmayberry3536]

Exactly

[@GlamGoddes101]

In the girlfriends comment, she said she did offer & the sister is only there temporarily

[@furdiebant]

Seems like a nice, gentle person

[@LostMySauce]

He sounds like someone who you'd want to have a few drinks with

[@BlueCybertruck]

Let me know if you're ever in Austin 🤣

[@CalebOliver]

Great episode. I love the Graham cameo!

[@BlueCybertruck]

I can't wait to see his reactions!

[@ChemwenoBTC]

Graham reaction incoming....

[@MrShotgunpistol]

He understands the power of knowledge. He is seeking it out in a number of areas. He will be successful if he stays on that path.

[@BlueCybertruck]

Thank you for your kind words Darryl, I will try to stay on this path for sure. That is good advice!