Living On $81K A Year In Decatur, Georgia | Millennial Money

[@CNBCMakeIt]

What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​

[@zabiullahMONTAGES]

Give us more millenial vids

[@jmmcdo05]

I have applied. I would love to be featured!

[@thatoneguy94512]

I make 118k a year (yes for real). Single no kids. I spend my money on meal prep company each week (don't cook), I invest in stocks and crypto, and live very minimal. I still drive my 2016 Honda and live well below my means. Every so often I'll splurge on a trip or something, but people that make half as much as me spend more than I do lol. They have the nice cars and wonder why I'm still driving the Honda 🤷‍♂️

[@Carolinela280]

In Today’s era of volatility, there is no other way but to re-invent. the only sustainable advantage you can have over others is agility, that’s it. Because nothing else is sustainable, everything else you create, somebody else will replicate

[@dhanistock7618]

Most people today have been having a lot of failures in forex and crypto because of poor orientation and bad experts

[@adamsjay6165]

@@dhanistock7618Point of correction friend... It's not ignorance but high rate of unscrupulous in the market...

[@adamsjay6165]

I do see it that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.

[@kelvinH577]

Without reasonable doubt it's has been the most profitable online, if only you could find an helpful guide with orientation and signals. that we work you through the process needed.

[@TatorNathD]

But it's been falling for a while now and it might increase or decide to increase soon. The truth is no one knows, I believe it's the right time to make purchase.

[@FindingProfits]

I think financial education should be a required course or courses in high school, which would really help teens understand how money and investing works.

[@Speedgamer2015]

This is stuff that we actually need to use in life. Not some stupid calculus class

[@lostsoulatl]

This will never be taught in school wake up

[@MrBarrageman]

I went to public high school in New Jersey where taking a financial literacy is mandated. The people who most needed the help did not pay attention in class. I did and got some good tips from it but nothing will top all of the financial education I received from my parents.

[@JohnSmith-iw4qs]

The same people who say that are the kids that would be sleeping in that class. If you don’t have bills to pay you’re not going to care about financial education.

[@JuiceTx01]

We’re acting like 14-18 year olds would sit and learn about that

[@msnappykid5578]

Leila is so inspirational. Love her channel!

[@hellosungshine]

Before you criticize, please watch her latest "March 2022 Finance Update" video. She clarifies that THESE NUMBERS ARE NOT CORRECT! She had provided her money breakdown to CNBC and they still messed it up....

[@PersonalFinancewithLeila]

Omg I love ya'll!! ❤️ ❤

[@mike48084]

Like Fox news would have got it any better. Leave your pro-Trump racism out of it lady, it’s disgusting.

[@its.rachel.hickey]

Girl, yes!!😍 I love following you and your story. I was so happy to see you pop up here on Millennial Money! Crushing it and so inspiring to watch!

[@nomafmaroga6827]

Congratulations Leila for making it to CNBC. Great content

[@mickyfingaz]

The math ain’t “mathing”! At $81K a year she’s not going to have $6391/mo to budget. What about the taxes she has to pay? Federal and state?

[@AlliNW0nderland.]

She puts the taxes within her budget. She worked at a job where the company didn’t do it for her previously so it is a habit to include the gross and taxes withheld within the budget itself for her - I watch her channel lol 😂 if you’re wondering how I know

[@missiontohome]

@@AlliNW0nderland. what’s her channel?

[@AlliNW0nderland.]

@@missiontohome “Personal Finance with Leila - Debt Over It”

[@HartfordCraft]

If you go to the details of this video, she lists other income streams.

[@thomasreedy4751]

@@HartfordCraft Other income streams should be assessed in your overall budget. She doesn’t live off of 87k a year, if she makes an additional 15k. Instead she is living off of over 100k.

[@camelliaghotbzadeh2576]

love seeing the Iranian representation!! She seems like she's really educated herself about finances and cracked down. Props to Leila! I like how realistic this is and shows others that finances can be managed well at any source of income if done right.

[@lexifenner5931]

This is probably one of my favorite episodes of MM because it is so realistic. She has a relatable job with a normal salary, and her bills are so much on point compared to some of the other episodes. I’ve actually stopped watching a lot of them because they try to tell me the person puts 3k a month away in savings, only has $250 in credit card spend and spends $300 a month on food which includes groceries and going out. Oh and they either don’t have any student debt or they only graduated with 5k. This person is someone I would actually want to get financial advice from.

[@tomy4453]

Why would you want advice from someone like yourself? lol

[@PersonalFinancewithLeila]

Thank you so much for featuring my financial journey!! Huge shoutout to Greg Dukes for shooting all this content! 🙌🏻

[@CollectingBS]

Congrats!!

[@rosiereyes6059]

Awesome video Leila!! Always inspiring, congrats girlie 🙌

[@EmmaArsenault]

Leila, this is awesome! What an exciting opportunity for you, congratulations!!!

[@nicoletolmie3201]

Congrats to being featured!! Love your videos!

[@athena_barnes]

Happy to see you here, congrats!

[@FabFaxhion]

Omg so happy to see how far Leila has come in her journey in a little over a year. Congratulations on all the wins and thank you for the transparency and being such an inspiration.

[@snehalsaini17]

Inspiring story Crohns is tough but $1000 discretionary is crazy for someone who wants to be financially independent by 40s

[@PersonalFinancewithLeila]

Ya'll these numbers are wrong 😫😫😫

[@habeshasister11]

I faithfully watch Leila’s transfer tuesdays! So inspiring 💕

[@melissablanco]

Love Leila’s channel!! So cool to see her on here!💕

[@missiontohome]

What’s her channel

[@danelledautrievesanford]

"Decatur Where Everything Is Greater ". Great video. Much respect about being transparent about cosigning and the consequences of the financial misstep. Blessings.

[@trinigrl92]

So so happy to see Leila! She has one of the best budget channels on YT.

[@JasonCummer]

I don't want to say she has not had her own struggles and I'm glad she has overcome many of them. Every one has difficulties they work through. Maybe it's the title, and the marketing for this video, but this seems very normal. This is a fair bit of money to live off of and I know many people that do so. I lived on much less for about a decade. Maybe it's the audience it is targeted to though, as if it's suppose to be shocking. It does seem like there may be some kind of confusion with the actual money this person makes and the video's reporting on it. Once again congrats to her, but this seems very reasonable.

[@JJJobson]

I said the same thing. I did not start making 80k until my late 40s. At 28 I was broke and check to check on way less.

[@MalluStyleMultiMedia]

LEILA..wow...you made it over here to CNBC..wow..awesome..congrats...so happy for you

[@AXE4X4SEBAS]

Thats Leila!!!! So proud of you!!!

[@PersonalFinancewithLeila]

❤❤❤

[@MsStarryNights]

I like this. I feel like it’s pretty relatable and she was very transparent, even down to her co signing with an ex. People make financial mistakes all the time, especially with loved ones.

[@PersonalFinancewithLeila]

Thank you!!

[@ecg4606]

@@PersonalFinancewithLeila I love the books that you have. I have several of the same books. We share a similar story with debt as well. For me, the ah ha moment was reading you were born rich by Bob Proctor

[@gold9ja]

@3:30 that part she mentioned about investing and paying off debt at the same time, I have the same mentality. That’s one of the reasons I subscribe to her, I’m happy she made it on CNBC Make it.

[@mirabella2154]

That's not what financial KZbinr's preach though. First pay off debt, then concentrate on investing.

[@jeremyaquino4961]

@@mirabella2154well high ir debt you should probably pay off first, then you can simultaneously pay off low ir debt and invest. compounding will outpace the interest if you invest well

[@mike48084]

@@jeremyaquino4961 you got it wrong. The low interest loans (mortgage, car payments) should be paid off first, since they take longer to pay off. Then focus on the credit card ones. This is fairly simple stuff guys

[@FinanceUnderPressure]

@@mike48084 hahaha this has to be bait but im willing to fall for it

[@simonkraemer3725]

Doesn’t make too much sense to me moneywise since the interest you pay on debt is higher than the surplus from investment. But it’s indeed a mental thing to get used to saving a bit up. Realistically it’s more useful to pay off debt and get an emergency fund before investing in anything

[@inerit5175]

NEVER co sign with anyone!

[@tosin1018]

Learned the hard way! A mistake I’m currently paying for.

[@inerit5175]

@@tosin1018 Never mind dear sister ! PURE HEARTS ALWAYS win in the end! ALWAYS!!!

[@ckuhstoss]

Decatur is where it's greater!! I live a mile from downtown and love it. Amazing food, art, and people. Crazy amount of development going on in the area.

[@salmathecopt7969]

Don't invite people

[@Marl-hj8hh]

Only 28 years old but full of life experiences and gained so much wisdom. This young lady is going places. You can tell nothing is going to stop her from reaching her goals.

[@PersonalFinancewithLeila]

Thank you so much!! ❤️

[@sarahweigel4361]

no way, i love leila!!

[@PersonalFinancewithLeila]

❤❤❤

[@henrikraymond5235]

Nice content, Investment are stepping stone to SUCCESS, investing is what creates you wealth and wealth brings you assets. and assets buys you Freedom.

[@binagital5665]

His trade execution quality and profiting is well structured with great financial features.

[@lindalily6924]

Working with Romero pieto is the best thing that can happen to a beginner trader who is aspiring to be fruitful out of the market he is trustworthy and straightforward we surely need more men like him in trading world.

[@jasonthomas269]

Good good content.

[@abscottcoleman400]

Yes I'm a living testimony of Romero pieto his platform has also done a great thing for me.

[@katlinmicheal8121]

I've seen so many review about this man called Romero pieto who is he ?

[@william_8844]

1:42 three years is not exactly.... Quickly discovered its not her calling

[@thespongepuppy]

Leila is awesome. She’s doing a great job.

[@afrugallittlelife]

I’ve been watching Leila for almost 2 years now and she’s given me so much inspiration not just financially but healthwise as well. This girl is amazing and I’m so happy she was featured ☺️💕 (even tho they messed up her numbers 😂)

[@Angelicagarsha93]

I’ve been subscribed to this girl for a long time, it’s crazy seeing her on here.

[@SalesforceForEveryone]

Talent Stacker Program Alumni's making waves!!! Way to go Leila!

[@enockjoseph6877]

Any tips for someone looking to make a similar career switch into tech/ Salesforce specifically?

[@enockjoseph6877]

Thank you !

[@britneyhardy4534]

So excited to see another microbiologist on here too! Research can pay very well if you get into industry. Government (some) and academia not so much. Loved this video

[@MichelleFairburn]

I followed her for about 2 years and she is so level headed. Nothing bad to say about her. However it does seem like there are some inaccuracies with CNBC reporting her story…that’s unfortunate.

[@w1d3r75]

Clearly jealous

[@lafan023]

This makes no sense, her yearly take in is 75k/12 = $6250 a month before taxes ... her budget is $6391 a month. The bonus is 10% of 60k, so 6k one time a year.

[@shropsicle21]

Definitely does not add up unless the $81k is after taxes. $60k + $6k + $15k is $81k but divided by 12 that's $6750?

[@SalesforceForEveryone]

She might have some side gig income going on?

[@Erin-rg3dw]

A few people here and she mentioned it as well on her channel - the show messed up her numbers in the video.

[@td69]

Not being a hater. Wish her the best. But you do not take a home a net of $6,391 monthly while making $82k annually.

[@PersonalFinancewithLeila]

Yeah these numbers are off 😩

[@beepbeep24]

Maybe her KZbin/blog income is being considered before taxes are taken out? But agree it doesn’t add up….

[@Audreylin29]

Glad someone commented on this! I make more than her and my take home monthly pay isn’t that high so I was like, hmmmm

[@verybadminimalist8446]

@@Audreylin29 they seem to almost always mess up on this :/

[@StudioKTD]

She probably didn't consider taxes. Going to see a big bill at the end

[@jeremymcneill8882]

This was a great episode, I love to see something realistic like this that includes a side hustle with their 9-5.

[@mike48084]

It is funny how you think co-signing for a car with someone who is domestically abusing you is realistic.

[@zonecc6770]

She tried to drown her ex in court charges. POS.

[@ssj4500]

@@mike48084 Lmao did he include that no ur trippen

[@mike48084]

@@ssj4500 Did you even watch the video? Every other sentence was about her abusive ex.

[@missdesireindependance5194]

Lelia has done well getting herself out of debt and put the effort to start a side business.

[@alicemuller9386]

The truth is more important than the facts.. I’m exigent on productive information on how to possibly create wealth with my $250K good enough to retire. What’s your say on this approach?

[@c.k2778]

Our perceptions of your approach influence how we interpret, understand, and act on the truth. My opinion on this should be you get yourself an aid cause most successful ones seek the knowledge and skills of professionals and claim to achieve their success without any prior help

[@alicemuller9386]

@Harry Scott Great! got it

[@hermannweber2441]

Every wealth management firm has its own set of operations and specialties which will surely suit your plan, these cover a vast range of topics, including long-term planning, estate planning, strategic tax planning, retirement planning, insurance planning, and many others.

[@mikethemechanic7395]

Gen X here (47) The main problem I see is this. A lot of millennials don’t concentrate on paying off their college loans. They live like they have a house in the burbs and have baller jobs. They get married or have kids without paying off their college loans. Complain all you want about house prices and jobs. I graduated trade school and my wife college. Took 5 years of dating we worked 6 days a week and paid off our loans. Then we lived at home for 2 while we saved up for a down payment for a house. Millennials waste so much money on eating out and healthy foods. I get it. But you should not waste money on these things till you make good money. Once my wife and I had our house and good savings. Then we had kids by mid 30s. I can go on vacations x2 a year and eat healthy and buy what I want. Stop wasting money on the gym and eating out and organic foods. Most Gen X were not going on girls trips to NYC in their 20s or a guys LA getaway. A lot of Gen Y do this also.

[@delissiaglenn254]

This is exactly why community college is important and it’s also important to not buy a brand new car or a car that’s really expensive if you don’t have the funds don’t sleep on used cars!!!

[@TheSUPERHAPPY1]

I really enjoy her finance channel "Personal Finance with Leila"

[@onanothernote]

This is fantastic! I'm a Salesforce Administrator as well and I graduated from GSU too! I'm working on leveling up my side hustles as well to become debt free and financially independent. Just don't have kids anytime soon. They're expensive 🥴😂.

[@MalluStyleMultiMedia]

yes kids are expensive but it's part of life ....the more people wait to have kids, the more complications..our food habits and other habits are not the same as it was during our parents and grandparents time. by the way, I'm trying to put my foot into Salesforce. I'm a Respiratory Therapist.

[@onanothernote]

@@MalluStyleMultiMedia that's awesome! Have you started working in Trailhead yet?

[@MalluStyleMultiMedia]

@@onanothernote I’m a ranger on trailhead but I feel like I’m at level zero since I don’t have any IT background .. I need some real hands on experience… applied for some internship jobs today .. let’s see

[@nanagyambibi7426]

I just moved to Atlanta from Texas….housing is expensive out here.

[@youngz13o]

What area and type of homes are you looking at?

[@nanagyambibi7426]

@@youngz13o Im currently in the Cumberland area near the baseball stadium.

[@nanagyambibi7426]

@@youngz13o But I am open to other areas if you have any suggestions

[@ShrandaM]

Leila, Thank you for sharing your journey. 🏆👑

[@cristaljoseph290]

I love Leila’s channel! ❤️ I’m so glad to see her here

[@HeinenJoe]

Just sent an application in 🥳

[@greatffgyv]

I remember 2020 when I wanted to invest in bitcoin my friends kept discouraging me but I started investing without their knowledge. Today I'm doing extremely well financially. wouldn't be where I am to If I allowed them to stop me.

[@pablojabo]

The best investment anyone can think of going into now is bitcoin . Crypto is the future

[@carmencartagena158]

Money is an issue that everyone has for a better and luxurious life. Life was hard for me until I started making profits on my investment with the help of Mrs Jane

[@sap__90160.]

Nice content mate! So happy to announce that| have gained financial freedom by investing in digital currency. Now I know that multi creation of various streams of income is the ideal Principle for financial sustainability.

[@Mavistyio]

Wow I' m just shock someone mentioned expert MRS JANE I thought I'm the only one trading with her

[@Mavistyio]

She helped me recover what I lost trying to trade my self

[@JBoogie1977]

I spend way too much time checking my bank accounts and this ridiculously complicated spreadsheet that I've set up to track my finances. Glad to hear that I'm not the only one.

[@PersonalFinancewithLeila]

Oh yeah, I spend soo much time on my finances 😂 But I find it quite fun!

[@DavidRamseyIII]

Me too. And it’s only gotten worse as I got rich. It’s unhealthy

[@dlod8371]

Just use personal capital

[@lafan023]

Yeah I second Personal Capital for investment and net worth tracking. Mint is a bit bettter at budget tracking and auto classifying linked credit / debit card transactions into budget categories.

[@JBoogie1977]

@@dlod8371 I'm not a fan of linking my bank accounts with other companies. I use Quicken as well.

[@rocksmith0811]

At 81k a year with car paid off no kids and sis helps her out.... Shouldn't be struggling at ALL.

[@daniellemayber6509]

Interesting transition from dentistry to microbiology to Salesforce consulting!

[@ALCRAN2010]

Sadly, one of those does not require a Masters college degree.

[@MrMiniPancakes]

I work at Salesforce ayee

[@laina-brown]

I appreciate how realistic this video is! Also so impressed with how she has moved past her money mistakes and learned from them.

[@amaljamal3172]

Leila very impressed on how you are learning from your mistakes and moving forward, and also making a side hustle to help other people with there finances as well! Love to see it. Congrats on your growth. You should be very proud of yourself!

[@goodears100]

Ok so if she is spending $6391 a month. She is making more then 81k a year.

[@iamleda]

She sounds really responsible and I am proud of this complete and total stranger

[@ToothlesstheNightFury510]

Really tho! If she can make progress on so many aspects of her life, overcoming various challenges, we can too 😫👌🏾

[@therealdavidleong]

Did the mic die at 5:07 lol

[@sb1206]

Healthy food, exercise, and medical care will always be a good investment. Glad to see someone taking care of their body and being open about their health. She seems super savvy and like she's learned hard lessons young. Great episode!!

[@brutalbutler]

6.3k post tax on 81k? how is that possible

[@BigdaddyG420]

If her take home pay is $6,391 monthly that Is well over 100k per year

[@Caarve]

Great episode.

[@Allprowebtools]

Education in many countries do not included financial, this is the biggest problem in our society for our young generation.

[@javanjackson6918]

Can we see someone that makes like 30k as someone that hasn't moved out yet that would be interesting to see

[@designereats3661]

Never purchase anything with a boyfriend or girlfriend

[@atxgurl00]

What a surprise to see Leila here! Very well deserved!

[@kat-oe7gb]

I know, I watch her finance channel all the time.

[@inea-fijourney22]

yess!!! love seeing people we follow being featured in such a big channel. I hope this helps her channel grow!! 🚀🚀

[@BenjaminBanks615]

You go girl!!!

[@robertmorris2576]

Yay! Leila! Too cool 😎

[@Officialgaetano]

Sadly… starting out your life at 50k in student debt has become normalized in American society.

[@jsebby2284]

Why is that sad? You choose to take out loans. And the evidence shows a degree more than makes up for the debt. Also 50K debt isn't normal for a graduate

[@shayuno]

6:39 I want that poster

[@PersonalFinancewithLeila]

I made it! Lol feel free to email me if you would like a copy!

[@MattSezer]

Taxes are less than 6% total? Her monthly net income income seems too high for an $81K gross income.

[@TFDusk]

Okay I thought I was tripping, I'm near what she's making and I'm nowhere near this amount

[@td69]

Agreed. I want her to make as much money possible. But this doesn’t add up

[@DiegoH23]

I think she makes 81k after taxes so about 110k pre tax

[@millennialarchitect]

I watch her transfer Tuesday videos and part of her savings is for her tax bill from her youtube income. I assume they're calculating these numbers based on how much she has left from her 60k salary. 60k minus 6% or about $3600 (401k contribution), minus health insurance (probably 2k), minus the standard deduction of 12k - all 3 not taxable - then her taxable income is about 40k or an effective tax rate of 12%, she will only be deducted less than 5k in taxes. However she will owe the irs almost 4k at the end of the year from her side gig income (part of her monthly $700 savings). Also she may have other deductions, bringing down her tax bill from her side gig earnings. I like the smart assets calculator. It's pretty accurate on how much you owe the irs.

[@IsaacC20]

Wtf? I make 93k and pay 25% tax. That's $5800 before insurance, CoL, and 401k ...

[@deetee609]

dear @CNBCMakeIt...please show us update episodes on Millennial Money participants. REACH OUT TO THEM TO UPDATE US! I know everyone won't agree to an update but I'm just very curious. I remember the update episode on the hairstylist...and then it just stopped...no more updates.

[@pmack8537]

Very inspirational for new millennials!

[@TomNook.]

82k in Georgia must be like living like royalty

[@alp.9672]

def good salary for her are and she is not in ATL

[@Saffron777]

no it's living okish, living like royalty is making $400k and up. the cost of living is going up so fast my apartment had a $500 increase from when I moved in. everyone thinks Georgia is cheap and moves here making prices go up.

[@alp.9672]

@@Saffron777 I don't, it seems many people think the south is cheap but cost has gone up everywhere. I am in the northeast but I know for a fact GA, TX and FL rent house shot up like anywhere else.

[@Saffron777]

@@alp.9672 there are news articles showing how Atlanta is competing with San Francisco (most expensive city in the U.S) with cost of living, by comparing the money that’s being made by the people that live here and how much evening is. Most people will be under the poverty line very soon. Atlanta will be one of those cities where if you’re not making 100k a year or more you might not be able live humanely. P.S Decatur is basically Atlanta, it’s the next city over. It’s like saying Manhattan is not New York City

[@alp.9672]

@@Saffron777 No NYC is the most expensive city in the US. I think Boston passed San Fran cost wise wise too. Miami shot up also.

[@WellTraveledBooks]

Woo so great to see Leila on here! She's been a huge inspiration in motivating me to invest more and to be more on top of my finances =)

[@anqiakdemir8057]

I literally don't understand the American perspective. We here in Europe, call someone who makes around 3000-4000$ net a good earner and it takes years to reach that salary. And here a young woman, earning almost 7k! I know most things here are free, but still, a lot of money you guys make! Maybe I should just move to America☺️

[@PersonalFinancewithLeila]

I'm very grateful for my income but in my opinion it's not enough to live comfortably for what I would like in life. Cost of living has increased significantly and it will take me years to buy a home. I'm still paying down debt, medical expenses cost me a lot, food, etc

[@alp.9672]

You have no idea how much it cost to live in America, more than half our population lives paycheck to paycheck and many cannot afford to get a home.

[@mirabella2154]

Nothing is free. Europeans pay more taxes, which covers medical care and general social care.

[@LolaSemone]

@@PersonalFinancewithLeila 😂

[@savecoupons]

this will be a great idear if show those doc, in high school

[@MonaWazir]

She’s amazing ❤

[@fengtang9139]

Her monthly budget is $6,391 as shown in this video, that's $76k per year. How is she able to take home $76k per year with just $81k gross income? Only $5k income tax?

[@PlainAndChelsea]

I believe the 81k is after taxes ?

[@born2serve92]

it is not correct; she would be making 6 figures and it discredits this entire video

[@fengtang9139]

@@PlainAndChelsea When people are talking about salary, people are usually referring to the gross income, which is pretax. This video is misleading.

[@fengtang9139]

@@born2serve92 yeah!

[@fire4fury]

Is this pre-tax income because these numbers don't add up? I'm pretty sure in GA if you make $81K your take home should be around $58k-$60K and her budget is $6391 a month or $76,692 a year.

[@jsebby2284]

Pretty sure they always use pre tax income

[@akechmayuom1348]

When your favourite KZbin is featured! Congrats Lelia!

[@Lsbelk]

Don’t pursue a degree right out of high school if you’re not sure what you want to do. Every job I have been at, gives at least 2500$ toward school a semester so why not enter the working field first? That’s awesome making 81k in Georgia congrats doing something right!

[@mikec7174]

Why is this somehow surprising. 81k a year is thriving.

[@jessem4659]

Thank you for have a realistic income and realistic expenses on here. Most people on this channel have total bs figures (mostly on underestimating expenses). Best of luck Leila!

[@bindang7191]

This won’t age long. $81k in Atl metro is like $50-60k a year ago.

[@jsebby2284]

Yeah that 62% inflation rate in Atlanta lol

[@NTUser1]

She's underpaid for being a Salesforce consultant, companies pay a lot more for that position typically.

[@rachelpatterson2327]

Agree unless she literally just started, Salesforce admins these days with 1-2 years can push $100k+

[@astonward339]

I was thinking the same thing. Maybe it's because she lives in Georgia?

[@NTUser1]

Yeah, she should be closer to six figures for sure, especially when she gets some more experience. Idk, its possible. Most companies have a cost of living salary adjustment, but they're like 10% swings in either direction from what I've seen.

[@PersonalFinancewithLeila]

I just started in Salesforce! I had no paid Salesforce experience and just started my new job this month!

[@PersonalFinancewithLeila]

@@rachelpatterson2327 I did just start! I had no paid Salesforce experience and just started my new job this month!

[@edwardlocnguyen]

Crohn's is a serious disease. Props to her for battling it while staying physically healthy. However, going from $0 NW in your 30s (debt free) to FI in your 40s is almost impossible, especially with a sub 6 figure salary, not to mention her monthly expenses.

[@PersonalFinancewithLeila]

Thanks Edward! I actually have over a $0 net worth at this point and I don't expect my living expenses to stay this high for much longer. I still live alone in a pretty costly apartment and I expect my income to increase pretty significantly over the next couple of years! I do think it will be possible :)

[@maidieuhanh]

It's doable

[@edwardp7639]

I understand your point about sub 6 figure for most people. But for her, it's completely possible. A Salesforce consultant in year one usually starts around $60k-$80k, but by year 3, it is over $100k very easily. Check out Salesforce Consultants on any job board. It is one of the best and least talked about professions in America that anyone can get into!

[@nvasudeva]

@@PersonalFinancewithLeila It's definitely doable. Being into IT field, i can see 2-4 years from now your exp. in SalesForce will start to give you benefits plus the KZbin channel growth if it happens at a good pace. All the best , i am going to subscribe to your finance channel ! I also intend to start my own youtube channel one day .. hopefully within this year !

[@alohaazzie8462]

Being financially independent just means that you don’t really owe anyone anything and have more freedom and wiggle room. She didn’t say she wanted to retire early

[@doriankithcart]

Decatur where it’s greater!

[@PersonalFinancewithLeila]

Ayyye 💃

[@anchoredsoul09]

I grew up in Decatur and Lithonia. Its definitely changed over the past decade.

[@isabel2589]

So happy to see Leila here! She's great, you should definitely check out her two youtube channels!

[@syd3724]

My eyes almost bugged out of my head when i saw leila on here. So proud 😭😭

[@PersonalFinancewithLeila]

Thank you so much Sydnie!! ❤️ ❤

[@jeffdorris5321]

Nice work 😎👍

[@ninana143]

I really do not get the US. I can't get credit even if I wanted to, our country doesn't work that way, you need to HAVE money to RECEIVE MORE money. I bought my car cash after saving for it. I can't get a decent mortgage so I got a personal loan to build a studio apartment in my dads garden. All the money I will ever have is on my account right now, zero debt.

[@financialtortoise7571]

It sucks about the ex, but she is doing fantastic now.

[@MikeFeldmeierMD]

It would be great if young people didn't have to hit rock bottom to start learning about finances. Always great to see success stories like hers and that she's sticking to her goals.

[@mohanish]

I watched this with the volume down and with subtitles and it is quite depressing. What a sad life

[@amdog5055]

Do they not take taxes into the equation?

[@danielp415]

Why is no one talking about how her monthly budget of $6300 exceeds her wages? She makes roughly $4800/ month after taxes. Why is everyone commenting inspirational lmfao

[@lesliegarcia7661]

Go Leila

[@instaccountant]

I like this. I feel like it’s pretty relatable and she was very transparent.

[@SimpleAsHarry]

I don't understand how someone making ~$80K including bonus and side hustle can have $6.4K of disposable income per month. Not sure what the methodology is, but would love to understand it a little more.

[@Tagg25]

I think it’s the pre taxed amount

[@astonward339]

@@Tagg25 Agreed

[@user-td7xf3gz4l]

She spends 6.4k/month. Which is more than her take home pay, but probably is using savings on the remainder

[@PersonalFinancewithLeila]

These numbers aren't all 100% accurate. CNBC has to come up with something that makes the most sense to represent a single monthly budget, but my spending isn't exactly like this each time. This is also going based off of gross income. Overall, the calculations aren't perfect here lol

[@mister0sir]

@@user-td7xf3gz4l I dont think so. I don't see how someone who talks about using a budget would be glad about living above their means. I think CNBC shows pretax money. Either that or that's her take home pay

[@ProteinSheik808]

Crazy! I'm also in the Salesforce ecosystem, small world!

[@vernongomes]

Finallly a local from the ATL metro :)

[@freehypes]

is 'salesforce consultant' a good career? is 60k low/average/high for that role? curious if she has room to grow, or if she just has a specific skillset that is already basically what the role encompasses. curious to hear more about that. i thought some salesforce roles can pay like 150-200k, but i dont really know tech

[@anoukc6928]

She just started a month ago!

[@GlamGoddes101]

I think this role definitely has high income potential

[@MalluStyleMultiMedia]

Salesforce is what I'm trying to get into...so much room to grow...I'm a Respiratory Therapist ...my coworker studied Salesforce on his own and got a 100K job...

[@freehypes]

@@MalluStyleMultiMedia where/how did he study? and what is his job title now

[@enockjoseph6877]

Yeah man, where and how did he study? because I’m interested as well. To study on your own and land a job like that is impressive