Frequent Flyer Miles Are Actually Costing You Money | Adam Ruins Everything

[@futuregodkingoftheuniverse8381]

“Just buy a ticket at the cheapest airline” Ryanair, the ticket is cheap but the plane is extra

[@lennardodavinci6350]

No it’s more like: The ticket is cheap, surviving the trip is not included

[@ThemeParkAvenue]

Allegiant: If we actually make it to our stop, you get a free ticket.

[@IfIHadMyTimeAgain]

Ew ryanair

[@BarugoSama]

@Walter how bad are the pilots there? I use Ryanair a lot and the only bad landing was in a day with a massive Fog, and was just a harsher landing, nothing too bad -----

[@watersportsbyjamesfitzroy5870]

Don’t fly cheap, your lives are at stake

[@cannonballjenkins2757]

Americans: They took half of my points away Me: *Laughs in Canadian*

[@rafalswiniarski3866]

*laughs in ferry*

[@giorgiofoti897]

Ok inferior dollar

[@33s60]

*Laughs in anywhere but america since america is shit*

[@zullahwiyogo8095]

@@33s60 yet they're considered a powerful country. The sadness of the world.....

[@occamsbeatinstick.3076]

Hahhaaha, as if non corporate Americans can afford to fly around in this economy... *Laughing turning into sobbing*

[@monkum1645]

Wanna hear a joke? United Airlines

[@patty4449]

Bro i got another one.... Berlin Airport

[@SemiVoltage521]

What's up with that?

[@auri1075]

Wanna hear a joke? Ah... i... i dont have one....

[@Nepko360]

Wanna hear another? American healthcare XD

[@youngduli]

wanna hear a funnier joke? frontier airlines

[@HarryUppal]

I have worked with one of America's top rated credit card companies for 6 years and I approve everything Adam says. Never leave home without us. 😉

[@GreatJinjonator]

What? When did Adam endorse credit cards lol

[@BarugoSama]

@@GreatJinjonator he didnt, that guy is just trying to ilude idiots xD

[@ThatOnionispog]

just because (if you can) which one?

[@brianalfonso6785]

@@ThatOnionispog American Express. Their slogan was “Never leave home without it”

[@ThatOneRandomSteve]

Whoa, they got Erin Chokeabitch to appear on their show. Guess Amir's tip to save us time, money, and effort-and did I mention c-c-c-c-caaaaaaaaaaash-really saved them a lot.

[@moimiess]

Cash money, ain't nothing funny

[@Grimblenork]

This guy knows

[@hittingyouoverthehead]

You did when you said money.

[@Mop19]

Get up. I'm gonna fight you

[@hittingyouoverthehead]

@@Mop19 Esquire! Sir! With all due respect, that pilot touched me!! *crosses fingers and winks*

[@ek2448]

Coming from someone learning to fly: there is a 99% chance something on your airplane is broken during the flight

[@paynteck4473]

um...

[@ray4102]

😬

[@georgemuller3998]

Well of course. That's like saying any vehicle even being brand new doesn't have anything wrong. It's just unrealistic expectations.

[@savagelegend1031]

Wow thank you

[@beach_doggo9875]

Im in the airport...welp

[@azebramoomoo2727]

Next he’s gonna say nook miles are a Scam

[@bobjoe1832]

Sam banana Gamer God damn nook, always ruining everything.

[@juicyjuicethejuice4451]

@@bobjoe1832 First,my rent, now, my Nook Miles! Darn Nook

[@unicorncouch9703]

I was just thinking this

[@elbruces]

It all boils down to this: nobody is giving out free money. Any "rewards" they offer are being paid by someone. And as the only consumer involved in the whole system, that someone is you. You are the only source of money entering the system. It doesn't flow the other way.

[@KRYMauL]

So, ask your business to send you on travel trips.

[@elbruces]

@@KRYMauL So you get a small percentage of the money spent to travel, as opposed to just getting paid more to not go to that huge amount of trouble. And not even money, "rewards" which can only be redeemed in certain ways, which you may not be able to use. As opposed to money.

[@KRYMauL]

@@elbruces No, travel for business. As in use ask your company if you can book with your airline or hotel chain of choice and redeem your points on your 2-week vacation perhaps you could even use sick days and take a whole month to travel.

[@scottshapiro2795]

If you pay your bill in full on time every month, you're not the source of income. Unfortunately, some other guy is who doesn't or can't afford to pay their balance in full. But if you pay in full every month, aside from the possible annual fee, credit cards aren't making money off you.

[@elbruces]

@@KRYMauL Perhaps. Or perhaps not. Their decision. That's how they make money off of people who think they're making money off of them. The house always wins. The total amount of money they take in from their consumer base is greater than what they give out. Otherwise they wouldn't do it.

[@NamLe-gr6xp]

Why didn’t Adam ruin the neck pillow? *They. aren’t. meant. for. sleeping.*

[@yanathesillywitch6750]

There not?????

[@kanadeotonokoji1228]

@yana the silly witch They Aren’t, some of them actually say not to use them for sleeping

[@jasperanimals7848]

WHAT ARE THEY FOR THEN!?

[@thomashothersall859]

Henry Tang they were originally prescribed by chiropractors to help with neck pain

[@jasperanimals7848]

@@thomashothersall859 Oh.. Now I'm wondering how tf ppl got to thinking that they're meant for sleeping Cuz in my expirience they're uncomfortable no matter what the use is

[@Occultist_Anonymous]

Airline: "Were revoking your miles, we got you" Amir: "That's not getting me! How is stealing money getting me?!" I hope some og college humor fans get this refrence

[@regularshow960]

"Embarrassing me in front of others is getting me?"

[@inthemeadows823]

Lol nice callback

[@jojosgameshowofficial]

Aneal!!!

[@guktefngrshoo7465]

“How is this possible?!” Collegehumor is fucking trash now

[@toycat]

"the rewards dude blog" = The Points Guy (Entire website about selling cards at any price haha)

[@lukedetering4490]

Sounds like an episode of Geography with Toycat

[@MarcYTTTVMarcYT]

what!!!!!! you are here too. One cuestion do you like Adam Ruins Every thing

[@blockshift758]

You name familiar

[@indeedyes7869]

ibxtoycat hello

[@Zeroxz15]

Omg

[@Makeshift05]

The Adam Ruins Everything series can be summed up in a couple words: “This, this is good, but turned bad because capitalism”

[@rosa1848]

True

[@mauz791]

More like corporatism

[@citizenfoffie7605]

@@mauz791 At what point does capitalism turn into corporatism?

[@a_tamayo_3427]

CitizenFoffie wherever tf we are

[@plinsavi]

@@citizenfoffie7605 When you have the State protecting the companies that they like (read give them money).

[@thefrub]

In the 60's an airline ticket used to cost a month's average salary. Now you can fly for a few days' salary. You can still have that 1960's glamour... if you pay $3,000 for a ticket instead of $150

[@matthewgupta1404]

Doctor Medkit that’s what people don’t realize. Without these programs, people would never be able to fly, and that would ruin our economy

[@hg3990]

Uh, remember how much a VCR cost when it first came out? It was expensive! I'm sure flights were the same way. You cannot justify a charge that high for a flight now.

[@MaxiHartlieb]

@@matthewgupta1404 Don't think about the economy, think about the ecology!

[@theshrimp1657]

Harold Wagner well VCR and other products become cheaper because more people buy them each year and that allows companies to ask for a lower selling point. Smartphones were considered the ultimate luxury and now everyone has them. Flights however have a ton of regulations and training. These cost money and cutting corners on a huge box flaying through the sky isn’t exactly safe. Most people don’t fly as well. Even in a massive country like America many people choose to drive cross country rather than fly if they don’t have to.

[@Jk-cx7ko]

Frankfurt to Mallorca ( popular Spanish holiday island) cost you about 15€-60€ if you book in advance

[@theramo0]

Unless Jake is there to act crazy for him, I don’t like seeing Amir act normal!

[@BluecoreG]

4:35 Get cheap, but not too cheap or else the airline employees may drag you out of the plane in a body bag if the flight is overbooked.

[@danp2509]

Bluecore or if it is too cheap (Ryanair) they will advertise their magazine deals every 10mins for the whole flight so if u have headphones on you think they are making an important announcement when they are just advertising and if u don't have headphones on you can't sleep. Even worse, they never have said magazine on their planes or the menus so u don't know what there is to buy so they repeatably tell you to download their trash app before take off while simultaneously telling you to turn mobile devices off

[@christopherlegg6200]

They'll offer you more money than the flight is worth and/or an additional ticket to get off before politely asking you to get off (in which you still receive money and later flight) before finally removing you forcefully if you refuse. The alternative is buying a more expensive ticket to prevent that. I'm happy trading that possibility (that usually never even happens) for a cheaper ticket price every time I fly. If you find that to be an unfair practice, it's easy to avoid by buying a higher class ticket.

[@BluecoreG]

@@christopherlegg6200 If you don't want to be mortally wounded, a brutally forceful removal of your paid for seat, just spend more money on a more expensive seat. Either that, or accept the last minute change of date flight. It's not like people plan their flights months in advance, paying for hotels and ubers to help them get there. It's okay though; the airline will "reimburse" you your troubles. I'm glad this is now considered valued reasoning. As if customer hospitality is at such an all-time low, where this practice is acceptable in the eyes of "consumers". Consumers in airquotes, as I doubt anyone who isn't a paid shill would agree with you.

[@christopherlegg6200]

@@BluecoreG You'll never be mortally wounded (I assume you're referring to the doctor who was asked several times and offered compensation just as many times to exit) if you comply with their rules. Part of the reason we have such cheap airfare (estimated to be around 50% of the cost of 30-40 years ago) is overbooking. In addition, them having to kick someone off is rare, usually someone is willing to take the free flight + compensation money. Now, luckily, you don't have to be rich to take a flight like you did in the 1950s through 80s. Other reasons, such as technology, and interest as well contribute to the reduced cost (so as to not have you try to steer the conversation in that direction).

[@christopherlegg6200]

@@BluecoreG Now if you want to make the claim that their rules are a bit too strict and we should have a law against overbooking, that's understandable. But the laws we have in place now regarding compensation, etc. are I think perfectly suited to passengers almost never being nuisanced, the airlines making profits, and the passenger having a reliable method of transport.

[@lemonic6238]

After amir got sewed in Airline Scam, he tried a new strategy...

[@sammyvales]

To be fair, Amir wanted the points, needed the miles and coulda really used the trip.

[@Xandropolis]

spicymemestealer that’s why he took a pilots wings

[@Despacitoian]

spicymemestealer I think this may have been stolen from FF8 Fan Novel. But I can’t tell cause the comments are a year ago

[@dogshake]

Miles? MILES?!?!?

[@ryanhealy9026]

@@dogshakemy name is Jake

[@mjolnirsoul9214]

I need the miles.... miles? MILES!?

[@atotallyrealhuman8780]

S theking nook miles

[@ids5621]

My name is jake!

[@Mesmancer]

Or Kilometers als we call the measurement of distance in the civilized world...

[@8888SAS]

A video with Adam and Amir in 2018? My life is complete

[@29haji]

Don't forget Josh (though just a few seconds with this clip)

[@Brandon11746]

doesnt take much to complete your life

[@itsnotatoober]

Winter is coming hahaha

[@JesterAzazel]

I didn't see it until 2019. I'm not sure how I can live with myself.

[@personofthefuture]

And Flula!

[@arunlewis4416]

“ Vibranium member.” 0-0. Didn’t know Wakanda dabbled in the credit and airline business

[@mr-cactus1519]

Maybe that's how Klaue gives everyone their cut

[@justinbayless8284]

Well they gotta make it look like they aren’t rolling in future technology

[@carultch]

Wakanda doesn't exist. It's really South Sudan.

[@mediocreandworse59]

Who needs to fly to other locations WHEN WE HAVE VR

[@Chrisallengallery]

Or LSD.

[@auri1075]

Who needs to have vr WHEN YOU HAVE A BOOK Wait... its not that good...

[@LEV1ATAN]

Sad

[@EinkOLED]

So I can eat pasta in italy, walk down time square in NY, or marvel at machi pichu in peru all without leaving my house???????

[@akawhut]

@@EinkOLED yep

[@gaminggaming6180]

This Is Adam ruins credit cards AND flying

[@ElShrodri]

I love how Adam always makes me feel better about being poor

[@AnthonyChukreyev]

I love that the character Tevin is still just Amir Valerie Blumenfeld but an upscale version of him wearing nice clothes that the hasn't shit himself in, and not having an addiction to expired milk and chicken nuggets. He's probably still using those miles to see jake (against his will) though

[@ff8fannovel518]

He spent like... a bad amount of money on his credit cards. Bad credit card? Nahh. Bad you.

[@cherryslat5702]

What's a bad amount of money?

[@owen-cu6gr]

@@cherryslat5702 Like, the worst amount.

[@anonymousanonymous7593]

I love the J&A references 😍

[@ff8fannovel518]

@@anonymousanonymous7593 He needed the points, he wanted the miles and he could have really used the trips. Points, miles, trips. Points, miles. Miles. Miles?!

[@anonymousanonymous7593]

@@ff8fannovel518 Honestly one of my favorite scenes from J&A hahaha. "Miles? Miles?! MILES"

[@DoubleDareRuben]

At least they are learning their lesson in this pandemic.

[@shubham4845]

Actually pilots and staff are suffering. Companies just keeping all profits and stopping their salaries!

[@bryantsanchez-carazo5816]

I can definitely say this isn't the case, as stated. A majority of us actually got laid off or furloughed. Or we had to volunteer to leave

[@natelarouge7620]

Our government bailed out the airlines so executives can make more money

[@Tonyhouse1168]

Summer 2022 update: they did NOT learn their lesson. Guess who’s paying for it..

[@mjolnirsoul9214]

why does Amir need miles when he has his foolproof plan to save time, money effort, and of course c-c-c-c-caaaaaaaaaaaaaash

[@AxxLAfriku]

why does AxxL need two girlfriends? because he can

[@yunloy]

Hey, don't know what are you talking about. Is it a commercial? a sketch? I missed it. Can you give me a link please?

[@yunloy]

@@chaitrains-b9h ty good sir, not all heros wear caps.

[@TheArchsage74]

It doesn't save time or effort. It costs both of those things.

[@mjolnirsoul9214]

I... I think I have to fight you

[@panpan3303]

How did I just realize that he’s talking to Amir?!

[@jiggie2429]

Apparently nobody else noticed :,(

[@sojugrapefruit7027]

Avengers Infinity War: "We have every Marvel hero ever in this Film" CollegeHumor:"Hold my beer"

[@rey4874]

V I B R A N I U M

[@craigdeblock3421]

I love Adam’s show, but I have a couple of issues with this one: * credit card issuers charge processing fees to sellers for everything, whether or not it’s an airline card. Banks also charge for processing debit cards, checks carry risk of bouncing, and even cash imposes costs to sellers (counting, depositing - especially if armoured truck services are needed). So blaming this on FF miles isn’t entirely correct. The card companies also have to maintain gigantic international data networks to process transactions. * There is a way to “game the system”, just not anywhere nearly as much as some would have you believe. Buy the cheapest ticket for the services you need (particularly baggage), pay with the lowest-interest card you have (or use a debit card), and treat the miles as a small bonus. And keep an eye on expiration dates, if you have a good-sized balance you can reset the clock on it by making a single purchase through the airline’s shopping portal - just buy something you’d buy anyway. And some miles never expire (at least for now.) How about a video on “resort fees” at hotels? There’s an even bigger ripoff.

[@banditraccoon8476]

Oh yes, daddy. Don't stop ruining meeeee

[@koolklub]

Bandit Raccoon lmao

[@evalig871]

*n o t h i n g i s s a f e*

[@awesomemystic5746]

Everything is gone!

[@peterDcontact]

Come on👺

[@HopperDragon]

Daddy all this ruining and I'll breaak

[@alborzbozorgi4061]

3:27 woah, Flula Borg is in the video!

[@gezi5927]

Alborz Bozorgi yeah

[@Avenger222]

Honestly, if you pay off your credit card and you actually use the points, then you can still get a good return. I didn't like the point regarding the price increases of products due to the credit card surcharge. It's now a sunk cost---it's too late---so you might as well get something out of it instead of nothing. You're paying for it regardless. Just calculate it out. Find out how much each point is worth. Find out how many points you'd earn with how much you spend. Then find your Return on Investment (ROI) and then compare that ROI with other cards. (Just make sure to quantify the risk, as well because things like the point value can change) Sometimes the right credit card is the Frequent Flyer Miles card.

[@coherentpanda7115]

That's they key though, actually paying your credit card on time before incurring interest, and using the points before they change. Most people don't take the time to pay attention to the rules, or when the point values change, so the banks and airlines make a ton of money off ignorance and confusion. Those who track their points and ROI can save some money, but that takes more dedication.

[@omsa]

@@coherentpanda7115 ignorance is what makes it so easy for them to take advantage of people

[@elizabethsullivan1894]

Yeah, that's sort of crucial and I felt that point was lost a bit. Credit cards are ALWAYS a bad deal unless you pay them off in full every month. (Rumor says that companies sometimes refer to people who do this as 'deadbeats', because they aren't very profitable, but I haven't been able to source this from any reliable place so that might just be a rumor.)

[@KevinJennissen]

Exactly. I feel like they should have hit that point of advice a little harder: PAY OFF YOUR CREDIT CARD EVERY MONTH!

[@cbernier3]

@@elizabethsullivan1894 You have rich privilege. Sometimes you have a hard time finding a job and don't have money and still need stuff, like say food, interview clothes, bus tickets to go to the interviews, etc. Better to pay interest on credit cards then die.

[@resevil2396]

Thing is, you definitely can game the system if you pay attention to the details of your specific program, never carry a balance (I struggle with this myself, though I also dont have any high interest cards with flight rewards), and frequent flyer miles in particular require that you fly frequently. The way I see it, these programs are only really worthwhile for people who fly VERY frequently for work. For everyone else, its a lot of effort for something you probably will never get to cash in on. The same is true for most rewards programs, whether they are tied to a credit card or not. they are only really worth it if you are going to be spending a lot of money at the given business on a regular basis. otherwise many programs have them expire, or change their value long before you could build up enough to cash in.

[@amateurbutjudgmentalfinanc5197]

Solution to never wanting to carry a credit card balance: 1. Create and follow a budget. 2. Set up automatic monthly statement balance payments. Optional: 3. For psychological reasons, treat your credit card like an anti-checking account. Whatever your credit card balance is, subtract that from your checking account balance, and whatever remains is your "true" dollar amount in your checking account.

[@john-michaelsanchez8912]

I’m a simple man, I see Amir, I click

[@ePICFAeYL]

I love that Amir is in this video, when years and years ago he was in a "Jake and Amir" about airline scams xD

[@brycevo]

Thank you for explaining this convoluted system

[@conkerlive101]

Anything that has a point system no shit you are getting ripped off compelty who falls for this stuff?

[@davidsnellgrove1946]

As long as you don't carry a balance on a credit card credit card points are good value

[@stevenclark5173]

@@davidsnellgrove1946 They are still a bad value because they can change how much the points are worth at anytime. Cash back is more concrete and the way to go.

[@thedeekabides]

"Adam Ruins U.S. Federal Reserve Notes"

[@natelarouge7620]

Money machine goes brrr

[@dreaminginnoother]

Flula cameo!

[@mothsanchez944]

dreaminginnoother right?? I did a double take

[@micahphilson]

Hey, I guess I wasn't the only one to see that!

[@personofthefuture]

Yes!

[@gregsomebody7247]

I am going to show this to my friends are addicted to these programs. Brilliant!

[@BoogsterSU2]

We need to bring back the blimp. (and build a massive high speed rail network)

[@FatherTime89]

Boogster Su the top of the Empire State Building was actually designed to dock blimps. It just isn’t used that way anymore

[@sarahlily6912]

n u m t o t

[@queencyrys6309]

Boogster Su 1. The hindenburg 2. That would be hideously expensive and even if a private company constructed it you’d still be paying tax to build it

[@vantablack6288]

blimps use helium now, not hydrogen. helium isnt flammable like hydrogen.

[@fandomguy8025]

@@queencyrys6309 1. All the passengers survived. 2. May i see your calculations?

[@slack3r9]

Key line in this entire piece "Pay your bill on time" as in, pay your balance and the rewards are worth it.

[@nekocrumch7768]

Is this when Amir starts his airline scam?

[@cherryslat5702]

I took a pilot's wings!

[@owen-cu6gr]

@@cherryslat5702 He wasn't fired, as it were, but he was definitely forced into an early retirement.

[@ThatChrisMurphy]

Adam makes an entire segment calling out The Point Guy but still cites his research at the 2:06 mark

[@dylanjones4889]

As long as you're responsible with your credit you'll be fine lmao

[@tonymouannes]

Sorry to ruin it for you, but credit cards rewards are great if you pay your balance in full and choose a reward program that works for you (cashback is usually the best options, otherwise miles that you can redeem on any travel purchase or gift cards from major stores that you actually shop at). Other wise it is true that frequent flyer programs aren't that good unless you travel by plane multiple times a year and you can still get the miles while shopping for the cheapest flight. The miles earned are always less that the savings from shopping around.

[@Smasher0404]

I mean tbf: Adam does sort of briefly mentions it when talking about paying cash. Credit Card Reward Programs are "paid for" by transactor fees (aka fee that the Credit Card makes the MERCHANT pay on every transaction). This is usually some percentage from 2-5% of the purchase amount. In turn, a lot of those fees are then passed onto the consumer by the merchant raising prices to continue to make a profit on that good after those fees. Admittedly, that does still incentivize getting a good reward credit card to take advantage of a program, since the cost is already "paid for".

[@joelincoln9531]

Who could have predicted american businesses marketing convoluted lies? That *never* happens!

[@jordanthomson7682]

Yes abraham

[@joelincoln9531]

@@jordanthomson7682 ... thank

[@kaiserwilhelm2397]

Joe Lincoln I guess you

[@dylanbarstow8897]

It's impressive that a chipmunk was even able to sign up for a frequent flyer plan. Way to go Amir!

[@WileyHouser]

Hey adam, I really enjoy your videos! I just wish you made episodes every single second so I could bingewatch them all of the time

[@outsiders1994]

But than you would realize even more mistakes that are in every video..... because who does research for a winformative show anymore? Not this one atleast not for 3 years

[@KanishQQuotes]

Delta is a lot more transparent Their miles don't expire Rule of thumb when using credit cards... "never chase points when you are revolving balance"

[@legoluvver]

I’m a simple man. I see Amir, I click like.

[@thabiso5792]

Who needs flyer miles When we the magical magic of sleep

[@TheJumpingGuy]

The argument that frequent flier cards cost you money is basically just because people carry credit card debt and that's expensive. If you're just responsible and don't carry credit card debt, then the argument is invalid.

[@alanhorowitz3796]

Most of these cards also carry an annual fee. You pay nearly a hundred bucks just to carry one.

[@JesterAzazel]

Now this is the Adam Ruins Everything I remember. Good stuff.

[@sirterrabite1112]

Well guess Covid-19 is biting back for all those "Missing" miles from my account.

[@astromaniahuh3485]

Adam in 2025: *Adam ruins breathing*

[@rmt3589]

Notice how he mentioned carrying a balance. Credit card rewards are profitable if you never carry a balance, and you only buy what you would have with cash. Graham Stephens has a list of great starter cards, and isn't payed to promote the cards. (Though he wants Ally Bank to sponsor him)

[@ZomBeeNature]

Yeah, it confuses airlines if you are not on a frequent flyer program. They don't know how to enter that.

[@uwjshshhwhshsus5214]

Who else only clicked because of Amir?

[@thegloobster]

That's why I looked into the comments section actually, just to confirm and I'm happy bout the answer!... No but seriously why didn't they put his name in the description...

[@azoth2335]

I would say no, but there is someone who did that. I hope your life is amazing, interwebs stranger.

[@avarma6313]

but where is jake?

[@BodyByBenSLC]

Same in rental car. I worked for National car rental, this was at least 20 years ago. Stated clearly in contract that rules and perks could change at anytime and they did. Saved up your coupons rule 3 says this "lifetime rewards" coupons could be voided at anytime for any reason and it often was. We'd get morning emails that certain rewards no longer valid. People we talked to the day before no suddenly paying 30% more for a car. Just to be clear if reservation was already made it was still valid but yesterday was this price was X 20 hours later the price was Y.

[@devoinc1]

1. If you were going to use a credit card no matter what, might as well get frequent flyer miles or some other points. 2. If you're not paying off , or most, your bill in full each month, you're doing it wrong already. Be responsible and FF miles are totally worth it. Sorry Adam.

[@seigeengine]

Yes, but these systems are designed maliciously to exploit the vulnerable. You gain because other people lose, and you are able to gain because you are more able than they are. It's not fundamentally different than people who scam the senile out of their money, it's just deferred and more bureaucratic.

[@M4RV1NY0]

@@seigeengine It's maybe a cultural thing, but in this side of the pond (Europe), if you are troubled financially, the first thing you do is to broke/hide/suspend/etc. your credit card. And belive me, I'm nowhere near even the middle class.

[@seigeengine]

@@M4RV1NY0 Yes, those who aren't vulnerable might tend to do that. Wow, it's almost like you didn't understand my comment.

[@M4RV1NY0]

@@seigeengine Well, you sure didn't understand mine. If I am getting more dept in credit card, then I can pay back until it's without extra cost (interest, fees, etc.), I'm stupid, not vulnerable. If I'm that vulnerable, I wouldn't even ask for a credit card. You know, exactly because I am vulnerable.

[@outsiders1994]

@@seigeengine People lose because they spend more than they can pay back.... that's a human condition called greed noones fault but your own.

[@NewMessage]

This is why I hitchhike everywhere. Usually dressed as a clown.

[@keco185]

So getting a card with frequent flyer miles doesn’t actually cost you money when compared to a card without them...

[@danho4761]

As long as you pay off your credit card bills on time like a responsible person, you are not paying anymore for these rewards than for someone paying cash. Frequent flyer miles can be a good way to save some money when you find airline's award spaces but if all else fails, you could always redeem them for giftcards anytime with no restrictions.

[@JeromePJr]

Finally someone addressed this scam

[@Statalyzer]

Also, as I found out recently, any "# of days/months to do ______" stuff on those cards counts by THE DAY THEY DECIDE TO APPROVE YOU. Even though you don't even know you are approved yet, and certainly don't have a working card yet. It's not from the beginning or end of a cycle. It's not from the day you receive or activate the card, even though the latter makes more sense and they want you to think it's the latter.

[@jlegasp]

Didn't know Chipmunks could fly on planes let alone earn points🐿️🐿️

[@calmbbaer]

Hey - I'll have you know that's an emotional support chipmunk.

[@mrmacross]

I appreciate pointing out a lot of ways in which the airlines screw over their customers who try to bank mileage (devaluing of points, blackout dates, expiration dates of miles, etc.), but there still is some silver lining. An educated consumer can still game the system and come out ahead. The buyer should always beware, but frequent flyer mileage can still be leveraged by smart consumerism. Some of the points about credit cards are also too general to be applied specifically to frequent flyer miles, too. Regardless of what type of card you hold, you should always be smart about your purchases and not spend more than you can afford. While you'll always be vulnerable to things like credit card fraud, if you spend well within your means you can benefit from the rewards. The reality is that people who don't overspend and pay off their balances reap the rewards made possible by their credit card-holding peers who routinely pay interest and fees. One person cannot singlehandled change the system, but by acting within the system, that person can get a lot of rewards by not overspending, paying off balances timely, and knowing when and how to capitalize on the credit card's reward system.

[@jwhite0398]

$10 says Steven Crowder will try to refute this.

[@ghastiafy67]

Is no one gonna talk about the “Definitely not a virgin card”

[@NicksDomain101]

Well from everything Adam said, if you pay off your credit card then you'll be fine and actually earn free miles.

[@elbruces]

You must have missed the 2% per transaction part...

[@eechauch5522]

El Bruce adding surcharges for specific payment methods is illegal in most countries, so it’s calculated in the regular price anyways.

[@jonathandpg6115]

@@elbruces All CC companies charge transaction fees to the merchant. It’s part of the cost nowadays......you are still better off with a rewards CC over a regular CC (if you are disciplined to pay on time)

[@elbruces]

@@jonathandpg6115 "Rewards" is just a slight reduction on the purchase amount. It would be better for the consumer to lower the interest rate. Which is why they offer "rewards" instead.

[@springboxlp1370]

Seeing Amir acting normal is so strange haha

[@Jumpyluff]

Points. Miles. Trips. Points. Miles. Miles?

[@AnakinFury]

Me: “I’ll just take a ship then.” Adam: “Well actually...”

[@IfIHadMyTimeAgain]

I needed the points I wanted the miles and I really could’ve used the trips!

[@crazychristopher1989]

I like how accurate the posters on the windows are.

[@oldschool3424]

Jake and Amir, Jake and Amir Did someone say yes and raise the steaks up in hear?

[@eroraf8637]

This is why I fly with Southwest. Their "Wanna Get Away" tickets are super cheap, and my miles don't expire or anything.

[@spideylover4105]

I've flown business class and first class multiple times over the last 8 months using miles and i'm only a student. It can be done, but you definitely gotta know the system

[@Gunman610]

This is why I miss playing poker online. The points you earned lasted forever and sites gave you a clear understanding of what you could do with them.

[@chkngrl]

Well if your credit card gives you miles for all purchases made and you don't carry a balance, then yes you accumulate free miles, which don't expire with my airline, and you are getting a bonus reward for purchases you're going to make anyway. Not a ripoff.

[@christianschoff2490]

What airline would that be?

[@PungeonMon]

You must have ignored the part where every single person pays a fee for credit cards so that "rewards" are not rewards but paid ripoff

[@chkngrl]

Alaska airlines

[@chkngrl]

@@PungeonMon I don't pay fees on my credit cards, using that logic, my free checking account is because people are irresponsible and their overdraft fees pay for my checking account fees. Yes, this is how our economy works, it doesn't mean that the miles are a ripoff for the responsible consumer. They are free perks, you can use them or not.

[@iRsemple]

Right, I use JetBlue and it's the same deal. They give me points because they want me to fly JetBlue again in the future instead of say, Alaskan Airlines. If I had 100 free miles in 20 different airlines, i couldnt really go anywhere with them. But if I consistently flyJetBlue, ill instead have 2000 miles and JetBlue will have all the money I spent accumulating that much. THAT'S what's in it for the airline. Now obv if you don't pay off your credit card then they get the interest, but I dont spend money I dont have so that's not a problem I ever run into. Its just free miles for me. (And they never expire at JetBlue)

[@DendyJungle]

Ok but Amir really does gain the system by getting free miles when he falsely accuses flight attendants of abuse

[@fitnesswithsteve]

Pfffft, I’ve been to Pluto and back almost 3000 times🙄

[@evanmitchell1110]

I love the little poke at how annoying people in the airport waiting sections are at 4:24

[@ValensBellator]

Eh I always thought those miles are for people who have to fly constantly for work, they've been great for me with Delta... It was a way for airlines to compete with one another for the regular business of frequent flyers. You're not going to get anywhere just using some miles card for food. Most of the problems listed here apply to virtually every industry... pricing is affected by credit charges for just about anything you buy.

[@chickenpermission2638]

You always know it's gonna be a good video when it's got ya boy amir

[@PantsStatusZero]

You can't just slip Flula in a video like that. Flula has been on Conan 8 times. Adam has only been on Conan once.

[@silentsmurf]

I was wondering if that was him. Thanks

[@merrikkplayzgamez]

That 2% charge for credit cards is beeswax. My local diner has a sign outside that if you use a card, you get a 2% tax ontop of the bill, but if you pay cash, you don't. And funnily enough, an ATM right at the entrance. It's their way of getting that dumb sure charge taken care of, without having to increase the price of everything for everybody

[@Everymations-has-a-url]

is this funny? *D E L T A*

[@Latte_Feline]

No, Delta is actually one of the only good airlines

[@Everymations-has-a-url]

Andromeda what about spirit airlines

[@Norinia]

@@Latte_Feline no. No they’re not. Don’t fly delta, they punish their good employees. Can’t say more without ranting because it still pisses me off to this day what happened quietly to my dad.

[@xenasaur520]

"how much did you put on credit cards by the way?" "I spent like... a bad amount of money"

[@ziljin]

This is why I only use cash back rewards cards.

[@ChannelPineappleSon]

ziljin probably a rip-off too. They probably found a way.

[@thehorseformerlywithoutana2522]

Ooh yeah for every dollar you spend there's a shiny penny in it for you.

[@brobi_jaun_kenobi]

TheHorseFormerlyWithoutAName yeah but if you only use your credit card and never debit or cash (unless there is a extra charge to swipe the card) it’s literally free money assuming you pay your monthly balance. I’ve been doing it since i got my first card and have made over $400 since 2016. Never once paid a late fee or interest

[@cbernier3]

None sense. Let's see, I could spend $750 on Delta flights. Get 1,500 miles, buy a nice glass of Scotch. Or I could spend $3,400 on a cashback reward card to get enough dollars to buy that glass of Scotch. Not as good a deal that way, right?

[@evank3718]

That rich snob actress better never change

[@brycevo]

Why don't we just pull a Ready Player One? Go VR? (Looks at VRChat) Nevermind...

[@cody1212143]

There is too Google maps lol. Traveling around Europe or around the world is overrated,like getting lost and food poisoning is fun.

[@rosehearttoxic1691]

Do u no de wae

[@scroogemcfyuck8110]

@@rosehearttoxic1691 January memes are the worst, even worse than all of those ste____ ________ celebrity deaths.

[@adewin1955]

You should have used asterisks instead of parenthesis.

[@PReaperYT]

“Definitely Not A Virgin Airlines card” 😂😂

[@oofistooshortt]

Mm got a flight tomorrow

[@oofistooshortt]

Mm just landed

[@archiescriven6178]

How to make plane guys cry:"Pan Am is gone and the 747 is retiring"

[@chrownshiown]

Well - for those of us who do actually understand the system (and always pay off our credit card bills) the whole miles and points system is actually quite rewarding.

[@LimLamOfficial]

I'm a simple guy, I see Andy Bloom I press like

[@barwr26]

4:54 I miss Josh Ruben on CH!

[@Ilovepineapple]

I usually search the cheapest flight, sign up for that airline’s frequent flyer program and then book my flight, most of the times, the cheapest flight is restricted between those same 2-3 airlines, so even by taking 10-15 round trips an year I’m able to get a free flight.