Cost of Living Portugal | OUR EXPENSES IN EARLY RETIREMENT (Ep1. September Recap)

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If you've been watching our channel, you know that we reached financial independence, moved to Portugal, and retired early. We recently did a video on why we decided to retire in Portugal. We also posted a video of a minimalist house tour of our home in Lisbon, Portugal. We received a lot of questions about how much our apartment cost, how much we paid in health insurance, and lots of other questions about our other expenses. So, in this video, we decided to share all of our expenses! :) We go over every cost we incurred in Lisbon, Portugal for the month of September and we break each cost into categories. Each month, our expenses will change - so we'll be reporting on our expenses each month as part of our "Lisbon, Portugal Cost of Living" series! Thanks for watching!
▸▸▸Check out some of our other videos!
We Retired Early in Portugal | SEE OUR MINIMALIST HOME:
• We Retired Early in Po...
Our Budget for Financial Independence - How to Pay Yourself First:
• Our Budget for Financi...
See How You Can Retire Early - Simple Math of Early Retirement:
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#Lisbon #Portugal #FinancialIndependence

[@OurRichJourney]

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[@teesha99]

The FIRE goal was great but the fact that the girls get to have such great life experiences is SPECTACULAR! Congrats to you all. This has actually sparked my interest in retiring to another country.

[@OurRichJourney]

Wow! We LOVE that your interest has been sparked!!! The are so happy we made the decision to first move abroad (many, many years ago). It opened up a world of opportunities for us!

[@kourtney101]

They had me, again, at the cost of monthly healthcare! I'm ready to move now! 😊

[@copiouscat]

KZbin needs a love button. I appreciate y’all so much, implementing everything by little steps over time (mentally & financially) has really impacted me for the better these past couple of months. What you guys are doing is beyond motivational and inspirational THIS channel is GROWTH, and APPLIED knowledge. Thank you soo much again. 💜💜 and it’s not just about money but when you think of financial freedom/independence it strikes the core. Thank you again. (Totally fangirlIng Ik but life’s to short to not appreciate people) lol.

[@OurRichJourney]

Wow - Catherina - thank you so much for sharing the sweetest comment with us! :) Totally agree - life is too short not to appreciate people. So we MUST return the favor - THANK YOU so much for your positivity and encouragement and sharing your comment with us!!! We really appreciate it! And we LOVE that you're feeling inspired and that our videos have helped you financially and mentally!!!! :) Sending you lots of LOVE!!!! :)

[@veganmomma24b21]

Well said!!

[@danielr6693]

As a Portuguese living abroad, it's a pleasure to see a nice honest cost of living breakdown with real numbers. Good deal on the flat. Rent can be really high in the center of Lisbon. Wish you all the best and please go visit the rest of the country. Rent a car on the weekend and drive around. You won't regret it ;)

[@OurRichJourney]

Thank you! And thanks for the suggestion on the rental. We'll do it this month 😀

[@nkenchington6575]

You guys are genuinely inspiring. I'm chipping away at my wife....maybe see ya in Lisbon soon!

[@sincerelysandi]

I tried to do the same my hubby but hmmmm....

[@OurRichJourney]

@ Nick Kenchington - It's a deal then! We're going to see you and your wife soon! :) Thanks for watching!!!

[@OurRichJourney]

@ Sandi K - So we'll see you and your hubby soon, too! :)

[@SandStormXII]

yup

[@bcamacho74]

I don’t comment much but I wanted to say Thank you so much for this video!! I have been following your journey for almost a year now and was super excited you reached your numbers! Congratulations! You are an inspiration to me! I am a single mom and I am 1/3 of the way on my journey to FIRE. Thank you!

[@OurRichJourney]

Belen - thank you so much for commenting on this video!!! AND thank you for following us from (basically) the beginning of our channel!!! We LOVE that you've been seeing our journey for the past year and we LOVE that you are already one third of the way there yourself!!! :) Congratulations!!!

[@jctris13]

You guys looks particularly relaxed and happy in this video. Early retirement must be the key!

[@OurRichJourney]

Very true! We are so grateful to have this freedom.

[@hongmajeska4918]

My husband starts watching you guys on yoytube with me and he said it would be fun to take our kids there and meet you guys one day. Our kids dropped the jaws when they watched the video that you guys spent keekend at the amazing house by the beach. So wonderful. Your family is beautiful in all the ways.

[@JosetteB.]

Lisbon looks so good on you guys! You both are GLOWING! Thanks for being SO transparent❤️

[@OurRichJourney]

Thank you so much :-) Its is an amazing place. And we are so grateful to be here :-)

[@celinehatting3080]

Usually I complain about two ads in a row, but I'll watch all the ads in the world for you guys!

[@OurRichJourney]

Celine Hatting LOL. THANK YOU SO MUCH 😊

[@monica4158]

I love this video - the wife is so beautiful to me, no fancy clothing hair or make-up, just true beauty in a pure way, she smiles from the inside out and it's a blessing to watch. Thank-you for sharing your lives with us :-) #sUBSCRIBED !

[@OurRichJourney]

Monica - that is so kind! Thank you so much for subscribing!

[@fbrigham]

Actually from what I can see in the video you live near the place where I work, great neighborhood! Love your channel, please keep uploading content! Bem vindos a Portugal!

[@TruSun-G]

Portugal sounds so amazing.. im currently reading 'your money or your life', and it got me thinking about money is such a philosophical way, u know how much i love that touchy feely philosophy... thanks for sharing this video!

[@OurRichJourney]

Gussy Bear!!! :) - You're getting philosophical again. :) Next trip . . . Lisbon? :)

[@TruSun-G]

@@OurRichJourney YEAh... just gotta budget it! (^_^)

[@nicolekraft175]

I love your channel so much and I want to express how much it means to me! I love that you actually show us the nitty gritty of what to do and how you think. I aspire to be you when I grow up 💕 (says the grown ass 25 year old hehe)

[@OurRichJourney]

Haha! Your comment literally made us laugh-out-loud! :) We LOVE that you're finding value in our channel AND we love that you're a "grown ass 25 year old" that is already interested in FIRE and learning about FIRE. You are way ahead of the game!!! :)

[@AaronHernandez-xv4qh]

Good prices on groceries in Lisbon! Can’t wait for more content.

[@OurRichJourney]

Aw, thank you! Can't wait to share more content!!! Thanks for watching! :)

[@hailithinksyourcute]

I always thoroughly enjoy your content. As a single young woman, I want to travel more and possibly settle outside of the US. your videos and content all make those dreams a lot more grounded. Thanks again!

[@OurRichJourney]

Thank you so much. We're so glad to provide perspective and insight. Living abroad is a lot easier than most Americans realize. In fact we think it's easier than living in the US. Something we'll talk about in the future is how fulfilling our lives here. No stress. No drama. Everyday is positive ♥️😀

[@hailithinksyourcute]

@@OurRichJourney I can't wait to hear all about it! Thanks again. 😊👍🏾

[@aawich]

Thanks to your videos I have convinced my husband that Lisbon might be the place for us in the upcoming years! Thank you for providing such quality content ❤️

[@OurRichJourney]

Well, then . . . we'll plan on seeing you and your husband in the upcoming years here!!! - Come join us! :)

[@anatavares9013]

I am Portuguese living abroad. I hope one day be able to retire earlier and do the same as you guys. Thank you very much for sharing your journey😊👏🏾💯

[@OurRichJourney]

Ana Tavares thank you so much 😊 ❤️🙏🏾

[@daveh4864]

#OurRichJourney dropped another gem on us. Totally makes sense. Thank you!

[@OurRichJourney]

Another gem?! You are AMAZING!!!! Thank you so much for watching and commenting!!!

[@sailboatlighthouse]

You two are so cute and genuine, wishing you and your family all the happiness ❤️💐

[@OurRichJourney]

Thank you so much for the love :-)

[@Mysteryqueen86]

I must say it is a good thing to explore this world, everyone is talking about a recession may becoming but I am looking at your videos and I can tell this is why a lot of Americans are picking up and going to other places because America is becoming too expensive.

[@OurRichJourney]

Healthcare alone in the US would have cost our family $1500/month...so yes... agree with you 🙂

[@withthesun13]

Trying living in Brazil, the country where I am from, prices are at least 5 times more expensive than USA. Trust me US is still a great place to live. I’m blessed and extremely grateful to live here.

[@dionnakemp4291]

@@withthesun13 Well, not everyone wants to stay in the US. I don't want to retire here. While your country may be expenisve, some places in the world are less expensive than the US. California and New York are great examples of expensive places. Healthcare is expensive. It's violent especially in the suburbs where I live now. So many drugs here. It's not that great here. That's my opinion. I'm sorry. 😅

[@ariefraiser140]

@@withthesun13 I doubt prices are 5 times the U.S. I've been to Brazil and while they're some things that are pricy nowhere matched San Francisco or NYC prices. Besides. Logically salaries in Brazil are nowhere as high as the US and certainly not 5 times higher then the US so logically prices aren't going to rise 5 times higher since hardly anyone could afford it.

[@liveinms9949]

I applaud you as young parents For being INTENTIONAL with raising your children. Great Job!

[@OurRichJourney]

Thank you so much!

[@blackbeltfinance4026]

You can really feel the energy in this video 🤩🥰

[@OurRichJourney]

Thank you so much! We're so passionate about the topic :-)

[@DesireeBanugo]

Wow... that's so much cheaper than living in zone 2 in London! Thanks for the breakdown and I was able to reminisce on some of the locations featured in your video. Can't wait to return.

[@MzMahoganyHoneyBrown]

Remember the cost of living is relative to local wages. Southern Europe earn less than Western Europe so it is bound to be cheaper for you on a London salary, but for a local, they probably find it just as expensive/cheap as you find London.

[@FunandBudget]

This is so exciting! You guys are definitely opening up my mind to living abroad.

[@OurRichJourney]

Thank you! So glad to introduce Lisbon to you 😀

[@marktalksmoney1956]

What ever it costs, it's worth the price!!!

[@OurRichJourney]

It sure is - we LOVE it here!!! :)

[@NaeOnYT]

You are really doing your daughters a great favor. Being multi-lingual and well-traveled will absolutely help them when they start careers of their own!

[@007linkstar]

I personally prefer smaller cities, because I hate commuting and I love having lunch at home with family every day. Some info about cost my city (in Spain): -Average apartment (3Bed/2Bath): 850€/month (less than 15 min walking to city center, probably less than 15 min by car to your job no matter where you live) -British (private) school: 1000€/month. Every other semi-private school (40% of kids go): 70-150€/month, voluntary fees, scholarships available. Bus: 100€/month. Lunch:100€/month or 30€/month if you bring it from home Public schools are free (including bus to school). Both systems are great. English is taught as early as daycare and a third language is mandatory (German or French are the most common) -hair cut: 10€ men/15€ women Gym membership: 30€/month everything included -health insurance: around 70€/adult, kids for free or very little. However, public health is great and cover everything and medication is affordable. Where I live, with my income (more than the minimum wage), you would pay less than 8€/month on medication. You can buy it in any pharmacy, prescription is electronic. Nothing like in the US. Really, nothing like it 🙈 -food: INCREDIBLY GOOD, similar to Portugal in cost ❤️ -college: public universities 1000-2000€/year, scholarships available, reduced tuition for large families (3-4 kids, 50% off. 5 kids or more in the family, 100% discount). Private universities vary, but 10000€/year could be a good average. -monthly unlimited bus card: 30€ (24€ if you are under 26, 21€ large families) -Job conditions: 30 days of paid vacation, maternity leave of 16 weeks, paternity leave currently on 8 weeks (12 weeks in 2020 and 16 weeks for babies born in 2021 and after) -Dentist: it varies a lot, but fixing a cavity cost me 55€ last time I did it 😂

[@OurRichJourney]

Alicia - Wow! Thank you for sharing your numbers in such detail! It gives people a great view of actual Portugal versus Spain costs! :)

[@007linkstar]

@@OurRichJourney well, living in Madrid or Barcelona would be more similar. Large cities are wayy more expensive. Of course, with a US income everything seems "cheaper". But the average Spaniard can't afford 1600€/month in rent and lives in the suburbs. I live in a rural area and that gets my rent down to 400€/month. But my commute to work is a 13 minutes drive 🙈

[@michellexu1725]

Alicia M do you mind to share which city you are in? I am considering to move to Spain.

[@007linkstar]

@@michellexu1725 I'm currently in Pamplona, Navarra. Similar cities with a bit higher or lower cost of living could be: Gijón (in Asturias and with beach, I LOVE it!!), Oviedo (also in Asturias), Logroño (in La Rioja, it's growing a lot and very friendly) or León (in Castilla y León, beautiful but sadly is losing population). Those would be in the North. Galicia is gorgeous, next to Portugal, but it is not very well connected with the rest of the country (except Ryanair flights to Madrid). The North has, in general, more industry. The South and the coast have a lot of tourism and seasonal jobs. Cádiz in the South is gorgeous. Avoid Madrid and Barcelona because the price of housing is terrible (unless you are making a lot of money from renting your place somewhere else...) It all depends on the type of lifestyle you have/like. For families and day-to-day life, I would choose small-medium cities. If you want great cultural options, concerts, etc. Every day, then Madrid and Barcelona.

[@JuanCarlos49086]

@Alicia M, what is the name of the Spanish city where you live? It sounds far cheaper than Madrid. Is it in the south of the country?

[@heliaalves9062]

The transport costs have changed: it's a maximum of 80 euros per family, regardless of how many people are in your family they all get a pass which allows unlimited traveling at any time, alone or together. Also, transportation is only free for children up to 4 years old, after that they pay half price until they're teenagers. If they go to college after they turn 18, they will have a discount from 18 until 24 I think, with an adult student pass. I just thought you'd like to know. You can call Carris and ask all about this, they give you the option to speak in English right at the beginning of the call. In what concerns healthcare, Portugal has nearly free Healthcare, you pay something like 4 euros per consultation with a doctor in the public Healthcare system. I'm glad you're enjoying Portugal, I myself wish I was very far away from here, just like the vast majority of the population who is forced to survive on the 600 euro minimum wage. .. Sending you much love ❤️

[@georgd3013]

Just stumbled upon your channel and loving your presentations, you are exactly the people I want to hear from. I too live in pricey SF Bay area but not quite ready to retire yet, however Lisbon is very much on the radar. Spent the Christmas holidays there and loved every minute of it. I'll keep watching your very informative videos. Thanks!

[@OurRichJourney]

Glad you found our channel! :) Hope you got to visit Marques de Pombal while you were here over Christmas! :) Thanks for watching and don't forget to subscribe! :)

[@Teshcbuk]

I was in Lisbon @ my outlaws and we had a fantastic time. I am now considering a move to Lisbon soon. This vlog is very useful. Thank you.

[@OurRichJourney]

Tesh CB that is so awesome. It’s really an amazing country and city.

[@dloganthegr8]

Awesome!!! Happy I found your channel today. As someone who is on a similar journey, currently living in Oaxaca, MX and building a portfolio toward financial freedom, your content is very informative and cool. Thanks for sharing. Keep up the good work.

[@OurRichJourney]

Awesome! So glad you found our channel! :)

[@janeteguardia4121]

I am enjoying your journey and I am an American and daughter of a Portuguese father and plan to retire in Portugal in the near future! Great job with your videos and info...keep it up!

[@filomenacarama7324]

I'm Portuguese leaving in Newark California I'm from the Azores Islands you guys should visit there they are beautiful good luck living in Portugal it's so beautiful

[@sobellabg804]

This video was SUPER helpful!! My husband and I are 58 and 60 and we are looking to semi-retire. We’ll be doing our exploratory trip at the end of November. Definitely thinking about Lisbon or surrounding suburbs. So many choices!!

[@OurRichJourney]

Yes - So many choices! Lisbon still has great weather in November, too! :) - Congratulations on getting ready to semi-retire!!!

[@daynarichter5884]

I love y’all ! I’m a graduate student and I’m working towards my education and money goals and I find you so inspiring. By far my favorite FIRE and personal finance KZbin channel ❤️

[@jaimecosta2966]

Great video.... There are several ways to cost cut.. Recently I found out that two memberships to thesame gym is about 40% cheaper that two undervisual memberships

[@napturallyyours70]

Please continue with this series! You are both so inspirational and your girls are beautiful and adorable! I've been telling my friends about your channel and Portugal

[@OurRichJourney]

You are sooo sweet! :) Thank you so much for spreading the word about our channel - AND thank you for your sweet comment about our girls! :)

[@andrewmasset8751]

I lived in Cascais back in the mid sixties...I adore Portugal. The people, weather, Cities, beaches, all of it. Trying to move back for my last hurrahs ( I'm 71 and a golfer and Martial artist) Hope it's in my future...Adeus e obrigado...

[@OurRichJourney]

It is in your future!

[@mesidye]

Is living in Lisbon helps one age backwards too ? Because that’s what I’m seeing looking at you guys.

[@OurRichJourney]

What???!!! We are smiling so much from this comment! :) You are too kind!

[@hfng08]

It was due to Amon’s $12 haircut

[@user-yg2nu7zc4c]

When you're not stressed with work miracles happen...

[@kayaparker9267]

@@OurRichJourney Dad looks like Bruno Mars

[@mobrown7594]

mesidye it’s the lack of stress lol

[@SpadesHeart]

Oh hey, I posted asking about this on your last video! Okay, so for a family of 4, that's not bad at all; averaging like $1200 a month per person. My current life is much more hacked to reduce cost to an almost absurd degree, but my current life wouldn't at all be sustainable with an actual family without significant alteration. Your quality of life is excellent for what you pay, and you've definitely made an awesome choice for yourself. Based on what your listing here, not including the private school, I'm assuming halving the rent on like a 2 bedroom further out of the city but near a subway line, someone may be able to cut this to 2-3 k, which is also amazing. If you were to house hack with Airbnb there, I have to imagine you could get close to living for free with really minimal work. Not for you guys obviously, but definitely an option for other people pursuing FIRE. Especially if you were in the position, and were inclined to purchase property. This kind of routing could very well make this viable for someone with a FIRE number of something like $500k or less if something like your $1.4m wasn't attainable in a reasonable time frame. I am a single person and have been doing it alone. There definitely is a greater ease doing it as a team if you have congruent goals, and that's your greatest strength really. I've been quite lucky, am still quite young, and do need to work harder, but it's good to have discourse and examples like this on how to best work smarter!

[@OurRichJourney]

Hey there SpadesHeart! Yes - I definitely believe you could cut our numbers down to at least $3k - even more if you house hack or live further out of the city. One thing I would recommend - think of all the places that you seriously have strong feelings about retiring to and base your FIRE number off of the most expensive place. For us, our most expensive place we wanted to retire was the San Francisco Bay Area, so we based our FIRE number off of that instead of Portugal (so our number isn't $1.4M). We did this because we didn't want to restrict ourselves to Portugal forever. For example, if our kids both decide to go to college in California (where we both went to school), we want to be open to having the option to move back to California during that time. I'm not saying that we will, but we want that option. If we would have based our FIRE number off of Portugal, we would never have the option of going back to California.

[@joiab11]

Your videos are changing my life! Thank you so much for sharing, for putting yourself out there to inspire others. It's working! I appreciate you so much.

[@OurRichJourney]

Wow! Thank you so much for sharing your comment with us! We LOVE that our videos are useful to you and that you're liking them. We love sharing our journey and we're so happy that people are getting something from them!

[@djmotise]

Thank you for pronouncing "our" correctly. So refreshing. 90 percent of people say "are."

[@snakhak2603]

I just shared this video with my husband, for the past 1yr+ he has been strongly considering for us living abroad... hearing your living expenses especially with low healthcare cost for the whole family is more confirmation...., we don’t even have kids just 1cat and our cost of living and expenses by comparison is a huge difference! (and we are very frugal.)Thank you for sharing your videos of investing, spending, experience of adjusting to this new environment, and more!

[@charitymartin1405]

Gah...I just love these videos so much!!! You are SUCH an inspiration. Keep them coming! Faithful watcher for over a year now!❤️

[@OurRichJourney]

WOW! Thank you so much for following our journey for so long :-) We appreciate all the love :-)

[@Jom-jg7ty]

Love how you list all the costs.

[@OurRichJourney]

Thank you soooooo much!

[@JackieKen162]

I truly wish you guys knew how much your videos have transformed our lives. We are on track to retire in 9-10 years, we are 34. Your personalities are extremely similar to me and my husband's. Cristina seems calm and collective, just like me. My husbands socially correct speech sometimes gets pushed out of the way (If you know what I mean lol)

[@OurRichJourney]

LOL! That sounds exactly like us! Haha! And CONGRATULATIONS for being on track to retire in 9-10 years! For us, it was so exciting to start our FIRE journey and to start creating mini-goals along the way! :)

[@FrequentFloaters]

Just what my wife and I are looking for. Can't wait to see your post on taxes in Portugal (after the 10 years free is up).

[@JohnLemmon4]

Super impressive. I love watching your journey. It has opened my eyes to what is possible outside of the US. What an amazing experience. Great job!

[@OurRichJourney]

John Lemmon thank you so much. We’re so happy to provide a new perspective. ❤️

[@BucketListTravellers]

Great information! The public transport in Lisbon seems really good and great value!

[@samadhi1414]

I love this series. It is so helpful to plan for the move with the breakdown of your expenses. Thank you

[@OurRichJourney]

Thank you! We're really excited about it too.

[@iamkerenlouise]

Wow! How wonderful this video is in showing us all, an international lifestyle after working is possible! I have been watching you almost from the beginning and I am so proud of you all! Also, you will reach 100,000 subscribers very soon and it’s so deserved-so keep up the fantastic work; I am so happy for your journey towards reaching FIRE!

[@OurRichJourney]

Ahhh...thank you so much for watching us all this time. We are so grateful to be able to share our journey with so many people. I cant believe that we are almost at 100K!

[@Mike-bp9ii]

Very reasonable. After you minus the one time purchase of ipads at $750 for your daughters in September your expenses will average about 3800 a month

[@OurRichJourney]

Yes! We are definitely NOT buying Ipads each month! LOL!

[@marietaylor5174]

OMG, I had no idea living in the city was that reasonable! I would love to visit there for maybe a four month period when the weather is ideal ofcourse.

[@OurRichJourney]

Glad we could provide insight into cost. Regarding best time to visit...there are 290 days of sunshine in Lisbon so it's good all year 😀

[@OurRichJourney]

✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass 📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire

[@abigailc600]

Please also do a video giving more information on how to negotiate rental properties when u can’t say that you can’t afford it cause you’re millionaires. I love your videos I am so hype to see y’all thriving please keep going

[@kakelinga]

it's super reasonable to live there. We are empty nesters but we both work full-time and our medical insurance premiums alone cost us a little over $1,000 per month; that includes medical, dental, vision, and drug. Thank you for doing these videos. Your girls are super lucky to have you as parents because they will learn how to handle their money and how to invest which is something that our parents knew nothing about. And, they are experiencing things that most children will never experience. We, your viewers, are also learning these things and we get see your plan actually come to fruition. It's nice to know that this plan really works. 🙂👍

[@OurRichJourney]

Thank you so much for love! We are so happy to provide inspiration 🙂♥️

[@cavaleiro.reitercoaching]

More of that, please! That`s so inspiring!!!

[@japanluv]

Im early on this one:D You are very inspiring especially Portugal being no1 for me as early retirement if I can pull this by 50. Im 40 now.

[@OurRichJourney]

Wow! That's so exciting to hear that Portugal is your no. 1 spot! :) YES you can pull it off by 50! See you soon! :)

[@japanluv]

@Prince London Living in London. Wife and 4 y old daughter. Im the only one earning and doing mad hours:P I got some business idead with small funds needed. Lets see:D Thank you!

[@RenatoOliveira-eo8nk]

Congratulations for your videos and to choose Portugal has your first (and hope) the last place to live during your "retirement". It is also good to hear that you want to learn Portuguese. For sure it will be very important for your future here special when you visit the small cities and places in Portugal. Don´t forget to come again to Porto :-).

[@RenatoOliveira-eo8nk]

@Prince London I work in Porto but live outside the city

[@contemporaryliving1665]

Amon you and your BOO Christina hit the " nail on the head" once again sir. Lol. We love the last 2 videos my brother. Keep them coming. We're learning a lot from you guys.

[@OurRichJourney]

LOL! Thank you so much for the love :-)

[@kufreakata304]

I honestly admire you guys! What a couple you guys are? I love the genuineness and clarity in your videos.....I love you guys😍

[@melanieslifekids6643]

I heard about you guys on daily mail tv and I have to subscribe and I’m obsessed with your channel. Very informational and fun. I just love watching. Just amazing! Thanks for sharing.

[@OurRichJourney]

WOW! Thank you so much for the love :-)

[@altaylordesjardins1357]

Great resources again. I'm excited about your video series. I think I will binge watch your videos from the beginning.

[@OurRichJourney]

Thank you! We are also very excited about this new series. And have fun binging!

[@misslee765]

You guys are so amazing .. I will be filing my D7 Visa form !, thank you for doing this

[@OurRichJourney]

Thank you so much! And congrats on filling your D7! The process went very smooth. It took about 4 months to receive the Visas in case you're wondering :-)

[@Westcoastknitting_podcast]

I am totally addicted to your channel. Thank you so much for sharing!💕

[@OurRichJourney]

Ahhh...thank you so much for the love :-)

[@lisabianconi1315]

In the US for crap care I pay $474... a month. I miss my fabulous Italian health insurance and fabulous care. So happy for you all. Keep up the language!

[@OurRichJourney]

Yes - healthcare in the states is incredibly expensive! :(

[@loradavis3853]

The gift you are given you children...priceless...Goals:)

[@OurRichJourney]

Lora - You are too kind! :) Thank you so much! :)

[@carlav8357]

What an exciting life both of you built. I also want to retire in another country but I haven’t worked as hard as you to build the wealth I need!

[@OurRichJourney]

One step at time- stay motivated and it will happen! :)

[@ivecarolinedearaujo3945]

I love your channel guys!!! A família de vocês é linda!! Desejo toda sorte pra vocês nessa nova jornada em Portugal!! I can’t wait to see you guys speaking a few words in Portuguese 😉

[@tinglestingles]

We have travelled many times to Portugal (from the UK) and we are seriously considering Cascais or Estoril (just outside Lisbon) for our base. There are only two of us and have set our budget at £1750pm ($2,000?). I think it is extremely affordable, safe, clean and good weather, most of the time. Subscribed today.

[@chriscoimbra3757]

Parabéns pelo canal. Eu também comquistei a minha independência financeira aos 40 e nos mudamos do Brasil para os Estados Unidos onde vivemos há 5 anos.

[@tippywyatt]

Love this series as each month does vary and this gives us a great perspective on that. Keep up the great content Amon & Christina!

[@OurRichJourney]

Hey Tippy! Thank you for the love :-)

[@adventuresoflucydtakeonthe4669]

We loved this overview so much that my husband and I are coming to Lisbon for the Thanksgiving holiday to check it out for a potential retirement location! Thanks for the great advice....

[@MaiNguyen-si4ub]

Thank you so much for another great and informative video! I’m so happy you guys are adding this cost of living series to your channel. Please enjoy the pasteis de nata for us 😍

[@OurRichJourney]

Thank you so much! We're so excited to start this series. We think its going to be so helpful to others on their journey :-)

[@bhavanirajkumar1033]

Great Video. Love your videos. Thank you for sharing details.

[@OurRichJourney]

Thank you so much for the love♥️

[@ariel476]

Loved all your videos and thanks for sharing all your adventure and financial expertise! We are looking forward retiring either in Portugal or Spain!

[@TheDreamGreenShow]

Ok you convinced me....im on my way! but seriously that a great price to stay right in the middle of the city

[@OurRichJourney]

😆🙏🏾♥️

[@leslieanderson4894]

You two are amazing! Such an inspiration. Thank you for all you do to educate and inspire others!

[@OurRichJourney]

Wow - thank you so much for your kind words!!! :) So happy to hear that you are feeling inspired! :)

[@danawood8103]

What a wonderful adventure for you both and your kids! ❤️from NY

[@OurRichJourney]

We love our adventures!!! :) BTW, our youngest daughter (Mel) is obsessed with going to NY. Of all the places she's been, she has yet to see NY . . . so we may be making a trip out there sometime soon! :)

[@danawood8103]

She will love it !

[@GenExDividendInvestor]

Thank you for sharing - so awesome to experience that for both you and your kiddies!

[@OurRichJourney]

Aww, thank you so much! We love that we get to have this experience with our kiddos!!! :)

[@phronesisolamide1015]

You got me thinking about early retirement with this video. So inspiring. I'm happy for your family. Thanks for the video

[@OurRichJourney]

Thank you so much for watching! We're happy to give you food for thought :-)

[@yvonnemakrucki6710]

Amazing video! Loved that you incorporated both cultural and financial accepts. Indeed, if you can't find something in a new place, let it go!

[@omark8012]

I expected the rental units to be cheaper. Thanks for the information. Living the dream.

[@aghogho123]

so inspiring. Good job guy. I liked even before wathcing

[@OurRichJourney]

Wow - You liked it before even watching!!! Thank yoooooouuuuuuu!!!!! :)

[@fredsteveninck]

Thanks for the nice imformation! I'm from Belgium and next year I'll visit whole Portugal by car. 1 Year before my retirment. Looking forwards to visit this country.

[@5bLucky]

Both of you are awesome! I had lived in many countries and places in my life...I am truly very happy for your family. You guys also do a very nice vlog here, thank you!

[@biancajingles2690]

Ugh you guys are so well spoken and such a gift to KZbin! So much knowledge, I get so excited every time you guys post! ❤️ let us know how learning Portuguese is going! I’ve been wanting to learn because it sounds like a mix between Spanish and French and I already know Spanish lol

[@OurRichJourney]

Bianca Jingles - That is so sweet! We LOVE that you get excited for our posts! :) We'll definitely have to provide updates on learning the language. I love learning it, but it's still difficult. I can't wait to become fluent!

[@OurRichJourney]

Prince London - Again . . . your comments . . . you are just too kind! Thank you so much!

[@GorgonDrageil]

Budgeting, being aware of clear financial goals, and tracking them, is important at *every stage* of ones financial journey. Great video guys. 👌 Love your energy & love the info. Subscribed.

[@joefunk76]

I can’t believe how you got that massive apartment in the center of town for only $1600/month. I don’t think that the typical renter would make out that well. That is some kind of negotiation you pulled off with that.

[@OurRichJourney]

We were very tough negotiaters. We walked away from others in fact. We'll do a video on the process if we get enough interest

[@NoRoads2AllRoads]

they were probably getting hit with the foreigner tax/premium. 2400$ in that area is a bit of a stretch. And granted they are renting this place during a high period. Rents in these apartments just 4-5 years ago could be had for 700 dollars. Real Estate has gone through the roof in Portugal for the past 5 years

[@Majoyol]

joefunk76 didn’t even know you could negotiate! Well we lived in Paris and Zurich and it’s very competitive.

[@NoRoads2AllRoads]

@@mcarroll78 easy. The asking price was not the true market price. Lisbon is getting got with lots of tourism and foreigners, and to most foreigners prices are cheaper way cheaper than what they are used to. Locals when advertising jack prices up to see if people that are not as familiar with the local prices bite the deal. Any Portuguese person knows that the advertised prices are most likely super inflated, therefore there's lots of room for some negotiation. Same thing happens on selling asking prices especially the closer you get to the values of golden visas - a foreigner out of Europe especially Chinese or Angola don't mind paying 450k for a house that is only worth 350k as long as those 450k comes with a guaranteed EU resident visa

[@CaseySharperson]

Yes, please share your negotiating tactics!

[@catherinemadagoni6768]

So appreciative that I have come in contact with you all. Thank you for sharing your I formation 💚🙏🏽

[@iamrickwatson]

Not sure how I came across your channel but kudos to you both and very inspirational! Subscribed!

[@sedonabrain3387]

Lovely family. Thanks for the insight on life in Portugal.

[@tbnewhomes]

Amazing!! I’ve been waiting for this video and excited about the series. Thanks you so much !!

[@OurRichJourney]

Thank you! So glad you're excited for the series! Thank you for sharing that with us!!!

[@limes4ever]

Thank you for being so transparent with your expenses! This video was very informative.

[@OurRichJourney]

limes4ever thank you!

[@brandonwalton6707]

I’m finally coming to visit. So excited!!!

[@NoRoads2AllRoads]

You can probably use the public universities to learn the language for FREE. ISCTE has some classes for non portuguese speakers where you can enroll, and classes are small and pretty cheap or free if I recall. Also, the area where you guys live is a Premium area (it looks like Saldanha). Go to less sought out neighborhoods and rents decrease more.

[@matthewryan4844]

One downside of Portugal over Spain is the toll roads. I visited, rented a car and needed to pay a toll to get around the city, then didn't collect the correct slip entering and paid a penalty fare on exiting the toll. Spain had no tolls, great driving. Portugal does have a great atmosphere though.

[@Fassislau]

Just a bit of perspective. I love your transparency and your honesty. Just to state that after watching 50 videos of you living "the frugal lifestyle" I was incredibly suprised with the expenses. Usually, a typical portuguese family has a median salary of 2000€/month. Even though you got a "good deal" on the appartment, just to mention that a typical PT family usually would not live in the center of Lisbon because of that high price and would not have enough money for two kids to go on private school. So, what for you might be "frugal" , for a PT is just the "normal lifestyle" , since there is no money for more. :) I loved the video anyway. Thank you for sharing.

[@TimeIdle]

You guys are so together! Got everything all figured out!

[@OurRichJourney]

Aww, thank you so much! :)