Retiring Early With Dividend Income (Our Income & Growth) | See Our Portfolio (Ep. 3)

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Our Rich Journey - Retiring Early With Dividend Income (Our Income & Growth) | See Our Portfolio (Ep. 3): It’s the end of May, which means it’s time for our stock portfolio update! In March 2020, we invested $5,000 into three different index funds. This was at a time when the stock market had dropped by 30% and some investors were worried about investing. Some investors even pulled their money out of the market at a significant loss, BUT not us! Instead of pulling our money out of the stock market, we decided to put more money into it! So, we invested $5,000 into the stock market in March 2020 and we’re investing $1,200 each month after that. Not only that, but at the end of each month, we open up our stock portfolio, show you how our portfolio is performing, AND we also answer your investing questions. In this month’s video, in addition to going over the performance of our stock portfolio, we also discuss dividend investing. More specifically, we discuss what dividends are, how they’re paid out, and how to build an income generating portfolio. Thanks for watching!!!
Music: bensound.com
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DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!
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#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

[@OurRichJourney]

▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni AND, for the Plus Coaching Option ◼ All of the above AND ◼ 365 days of email support: Email us your questions throughout all of 2024! We’ll answer your individual questions! ◼ Monthly Plan Reviews - Send us your baseline plan, stock investing plan, real estate investing plan, saving money plan . . . each plan you work on each month(!!!!) and we’ll send you our feedback! ◼ Additional invites (to bring additional guests) to our meetups on Portugal! To learn more and enroll NOW, go to: www.365daystofire.com/

[@easterlake]

I just found these videos. Very well done. I retired this month at 62. My wife will retire at 60 next year. We currently have 1.8 million in tax deferred Investments, my pension, and no bills other than the basics. We did this by following most of the things these guys talk about. Be persistent, your'e going to blink your eyes some day and be my age.

[@ant9149]

@@eligijusan9132 did you blink? Have you joined AARP yet?

[@bezerker2023]

Now you can go to casino everyday with no worries and you get to play willie Nelson at 9$ max bet

[@hunter9306]

Congrats on your retirement

[@Jaypilot100]

Congrats and enjoy your retirement.

[@shua47]

People around me at 22: buys coke with their paycheck Me at 22: buys coke stock with my paycheck

[@LivingTheDream37]

very smart move, watch then go broke slowly,

[@blank1505]

lol good one.

[@lipsohlips97]

LMAOOOO

[@Namedeeznuts]

Yep then the dividend pays for both!

[@gerry2345]

Well done.

[@billeverett8542]

Investing 101, YOUR video and common sense should be required viewing in every 9-12 grade. Thank you!

[@TETrading]

100%!

[@RMalai]

Equally talented, equally eloquent, equally beautiful, like-minded, equally hardworking, equally loving and equally cheering!! What an amazing and blessed couple and a family. It is so inspiring and uplifting to watch your videos. Thank you for making YT a better site to visit and inspire people.

[@sublimeinvestor900]

This channel has been critical to my financial independence journey. Since I started binge watching your videos, I am now FIRE'ing on all cylinders. Appreciate the work you put on this channel to better the FIRE community.

[@stevendehoyos2999]

I was too young to invest when the market crashed in 2008 but I was ready for covid 2020. I invested 10k and I’m holding for the long term.

[@obailon4995]

Same dude! I just opened my Roth IRA, but one question, when people say invest 10K but you can only contribute 6K where does the rest of the 4K go?

[@OurRichJourney]

@StevenDehoyos - Yes! Investing long-term! :)

[@OurRichJourney]

@OBailon - You may have other tax advantaged options (like 401k, HSA, 529, etc.) or you could always open a traditional brokerage account!

[@lewis20002000]

Wow, I am positioning my niece for that, I am 10-13yrs away from retirement, so I HAVE to do as much of this as possible.

[@stevendehoyos2999]

O Bailon you would just invest the 6k you have and contribute the 4k later when you have it available or add what you can to your account per paycheck or monthly. Whatever works best. I have a Roth IRA through my employer but I went and opened an investment account with vanguard on the side and invested the 10k in ETF’s and stocks.

[@ccul0439]

New Our Rich Journey videos are the best thing about every Monday morning in Sydney, Australia

[@julistar90]

Your communication skills is outstanding. Love this video. Everytime I watch your videos I feel smarter.

[@OurRichJourney]

Thank you for the kind words :-)

[@DavidMedina4All]

Julissa32 me too! 😀

[@phonxayphonseya3670]

Our Rich Journey love your video, I have learn so much... have a question.. I’m a government worker will be eligible to retire in 5 yrs.. have money in tsp and and Roth tsp and just started HSA.. what strategies you guys recommend for me to do that and have income Nd just work part time or something similar... I’m 39 yrs old married.. thanks

[@dawsonsschittcreek5395]

Are*

[@shaunpierce4174]

@@dawsonsschittcreek5395 you beat me to it

[@Embracemydestiny]

About 11 min mark has the breakdown 1. FZROX 2. FZILX (international) 3.FSRNX (real estate) Wonderful video as always guys!!!!!!🥰🥰

[@missing1person]

I'm sick of the day trading crap, I'm doing the smart investing. Thanks for sharing.

[@TETrading]

Day trading gives me anxiety!

[@missing1person]

@@TETrading yea it is not healthy, better off working a day job.

[@TETrading]

@@missing1person Greed. I trade but on the daily time frame so that it's much less stressful. I just look at the charts for 20 mins or less each evening.

[@sidehustle2478]

Lol I agree I thought about this today...etf, index fund let's go

[@dheeshakti948]

Seriously! So tired of those ads.

[@siamesebb]

I've been basically a 2 fund person for years, but this has inspired me to once again look into high dividend options.

[@olivieredouard4953]

This looks like a POWERFUL COUPLE!!!!!!!

[@consuelolleva7705]

Thank you for being generous in sharing your knowledge and experience , God bless !

[@MsChicoro]

Yes! Thank you for showing the calculations and the percent increases as well as the exact fund names and companies. All the information is helpful and inspiring.

[@OurRichJourney]

Glad it was helpful!

[@ninobk196]

This video answered so many of the questions I had. Thank you so much!

[@ohnedio]

Love your channel and dividends! I’m 19 and get around 30$ per year and trying to get to the 100$ mark. Thanks for showing your portfolio also.

[@mentak2593]

You have really helped someone who never learned anything finance-related from my parents! It isn’t that difficult to understand when you break it down into easy pieces for us newbies. Thank you!

[@doggydude4123]

Man, I love how transparent you guys are.

[@christopherphillips1488]

I’m going back and watching some of your precious videos. So well done. Thank you for sharing your strategies with us.

[@DJMOS]

this is best channel on investing I've found on youtube.

[@OurRichJourney]

📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

[@pluto4847]

That's great at what you do. What do you do for health insurance?

[@FreeyourFinance]

A fantastic video as always, full of so much information. Thank you!

[@OurRichJourney]

Thank you so much!!!

[@CoquitoPapi01]

Thank you for sharing your knowledge. Everything you speak on not only makes sense, but by providing the list of index funds that are working for you, you give your viewers actionable information. Thank you!

[@eileenedwards493]

Always great watching your videos! Thank you!

[@billybaxter1647]

You guys are the best been watching for a while and have learned so much and doing great myself so thank you so much for all your information

[@GloryInvestingShow]

smashing like button for you guys always.. great video!

[@ThatLadyMissBetty]

You all are so joyful what a blessing you are to us all ❤️💪🏾

[@syky1837]

I just last week actually i just found you channel last week and you guys are such an inspiration. I am 51 year and would like to reire early. Thank you for making your course affordable.

[@AnaResse]

I was right now years old when I finally understood dividend stocks vs growth stocks. THANK YOU!

[@Mizzie888]

Your advice is Golden. I started out this month from your advice. Thank you

[@OurRichJourney]

Fantastic! Love that you're learning about investing!!!

[@chanelclare2746]

I love love love love how clear everything is explained! subscribed! I am 26 years old and am going to implement alll your recommendations as much as possible! early retirement - here I come :D

[@JoshuaJarvis]

I have no idea how I ended up on your channel, but really love the videos. None of this information was new to me, but I really kept watching b/c of the couple dynamic. Keep it up!

[@DrRobertMPick]

Hey guys! Great video as always! Stay safe! .....and yep when the market went down, like you all I went running in with afterburners on!

[@OurRichJourney]

Good stuff!

[@BASESQSWSKY]

Best Chanel on KZbin! May God continue to bless you guy😇

[@OurRichJourney]

So cool!!! Thank you so much for your comment!!! :)

[@deborahgonzalez7109]

THANK YOU FOR THIS!! with all that's been happening I haven't had the mental bandwidth to finish the course but I feel motivated and ready to dedicate myself to learning once again

[@alwaysbrown75]

I had to stop watching this video, especially after I already watched a couple of your videos. I’m going back and watch all your videos in order. You guys are amazing ❤️

[@lottj]

Great Video! Me and my wife have been on board since you guys started in March! Stay Safe.

[@OurRichJourney]

Thank you so much for being with us for so long :-) We really appreciate the support.

[@jordan.h6821]

I followed exactly what y'all suggested and just added in some Blue Chip Stocks ie. Apple and I'm up 18% since May, thank you for all you do. You both are great

[@jordan.h6821]

@@user-xp7rt4gc4m LOL

[@couplesandcash5999]

You guys rock I just added another entry to my to do list to explore how much of my budget i will now dedicate to investing in stokes that pay dividends

[@adminmobile6975]

You guys are WINNERS!!! Lord please let this be me soon. Complete black EXCELLENCE!! Thank you guys sooooo much!!

[@OurRichJourney]

It WILL be you soon!

[@samanthadixon967]

Its excellence regardless of colour !

[@Mrpickles215]

This is such a beautiful marriage

[@OurRichJourney]

Aww....thank you so much :-)

[@clair233]

I agree

[@freebird0147]

It really is. I like that these guys work together for the betterment of everyone in the family

[@sohara737]

Relationship Goals! Love the partnership and that you both on the same page and work together to meet your goals!

[@HorseFromHell]

On video it is lol.

[@RoyalCopper]

Love the Series!!! Keep up the great work you are doing. You guys are educating us!!!! Peace!

[@OurRichJourney]

Thank you so much :-)

[@RoyalCopper]

@@OurRichJourney You're welcome and I shall purchase your course very soon .... it's too affordable not to! Thank You!

[@DeedraBoodram]

Wow!!! That is so awesome! Thanks so much for your transparency and for sharing with us! This is so motivating!

[@nickmuwci]

I've watched endless amounts of couples on youtube talking about FIRE and their frugal living, and you guys are by far the best. I'm still very early on in my retirement journey, but really enjoy and learn from watching your videos! Thank you :)

[@kenjan6165]

I have learned so much from you both in the last year, and I am practicing some of what you preach. Thanks!

[@debtfreetmarie5239]

I learn so much watching your videos. This is definitely going to be a part of my building wealth strategy.

[@jamesspitzercashout]

Good morning! Hope everyone is safe and healthy.

[@Skyjuice70]

Nice. You two are an inspiration.👍🏾

[@OurRichJourney]

Thanks so much

[@litzymejia2041]

I love you guys sooo much you don’t even know❤️❤️🥺

[@OurRichJourney]

You are too sweet! Thank you Litzy!

[@erinbratkovich2834]

I opened a Fidelity account and just basically copied your strategy two days ago and I'm already watching my money grow. Wish I had done this back in March! I know the market fluctuates and 2 days of growth isn't a sure indication of things to come but I'm very optimistic. And much of this positive attitude and trust in my investments is thanks to you two. I have learned SO MUCH from watching your channel for the past few weeks. I am so grateful and impressed by the fact that you have chosen to share this knowledge and experience with us. Thank you so much.

[@roedub]

Thanks to your channel I made 2k in the last two months on Robinhood. I will be moving it into my Vanguard account to collect dividends. I only have 5k but plan on saving more to build it up. Thanks for all the info you provide!

[@marcahara4999]

Great results so far on those stocks that were ‘on sale’. I look forward to your Sunday updates thank you.

[@OurRichJourney]

Thank you! We love sharing :-)

[@eddiemurphy1775]

@@OurRichJourney do you have investments in Treasury bonds through Fidelity? Just curious

[@tigerrx7]

I’m not usually the emotional type but I just wanted to say I love you guys. I am so excited for the investment course. I’m definitely going to register!

[@DavidMedina4All]

Thank you! I am very much enjoying this series.

[@jasontheccanat5153]

Amazing. That was very helpful!

[@ChampagneCents]

I love the breakdown of growth vs. dividend investing! I do both as well.

[@JeffLifeInReview]

I love the fact this series continues to give updates. Not only do we get to learn but can also see the real advice in action!

[@kingtau]

O yeah, I will be signing up pronto for the course, great deal!

[@mr.dividend.investor]

Love this series! You guys are awesome! 🤙

[@shinyshinythings]

Clear and useful explanations. Thank you!

[@dkgong]

You were smart to move to Portugal. It's absolute chaos in America now.

[@OurRichJourney]

We hope things will get better.

[@zoukchata]

@@OurRichJourney How is it in Portugal???

[@patriarch_1776]

So does that mean you’re moving too?

[@chuckwalla2967]

Not really. Things are just fine here.

[@threexfromwsg]

No chao in Democratic controlled cities and states.

[@DGsa1661]

I’ve put my reading list aside to listen to ur videos. They’re so insightful and well researched. Can you guys make a video on how to read and understand all the abbreviations, etc on the stock market app

[@nicanorthompson2432]

You guys look more like business partners to me than a couple cos of how much you understand what you are doing😁😊. Thanks so much for the knowledge.

[@fbrown8813]

Well done, I'm learning and motivated!

[@OurRichJourney]

Awesome! So glad to hear that!!!

[@hemantbhoosnurmath4007]

How do I distinguish between a dividend stock vs a growth stock? Are there any specific numbers I can look at beyond the dividend yield ratio? Thanks!

[@jenniferlee7167]

I love this series..many thanks!

[@unahp.3751]

Thank you for the clear explanation of your investments!

[@OurRichJourney]

Glad it was helpful!

[@sasu8670]

Just stumbled on this channel and omg, you both are so cute together and so well-spoken, what an intelligent move during the pandemic. Congrats on your retirement!

[@clarkkentwearsglasses]

You have really helped with my overall financial literacy, thank you!

[@OurRichJourney]

That is awesome! We are so glad to help :-)

[@obailon4995]

Our Rich Journey yes indeed bc of your videos, a couple months back I ran across one of your videos, before the covid19 outbreak. For the past month and a half I’ve done research on investing, and if I hadn’t watched all your videos and done research, I would have just been putting money in my savings not realizing the potential of growth I could have in 30 years! Here’s to the future!

[@alicek4635]

Great 👍🏾 info I wish I had seen your KZbin earlier in March / may i have watched almost 10 of this today and it’s really starting to make sense . I would love to keep learning from you guys. God bless you 👍🏾🙏🏾

[@sommi888]

🧡💛💚💙 Great hustle guys. Video production quality is on-point & it was easy to follow the whole way through. You kept it simple ,clear and concise. Nice 🧡💛💚💙

[@FinancewithArjun]

An advantage of holding dividend-paying stocks which people don't talk about much is the opportunity for stock appreciation as well.

[@Raylor]

they did mention that in there too

[@IakonaWayne]

The "advantage" is the dividend not the stock appreciation as other stocks appreciate also or depreciate. Also, many experts say dividends are accounted for in the price of the stock so it will appreciate less than an identical stock without an dividend.

[@Trap323a]

DRIP!

[@TETrading]

Fact. Recently found Altria (MO). Pays around 8% and is a dividend king so relatively safe.

[@margottomasik2108]

One of my favorite companies is O Realty Income, known as monthly divided stock. They have been paying and increasing dividends for over 40 years. Now could be a good time to buy and if you don’t need an immediate income, you opt to reinvest your dividends to purchase more shares. For me this company is a gift that keeps on giving. Thank you for your well done and generous videos.

[@shadedlightdigital]

You guys are a great couple...working together...just great...your an inspiration.

[@matthewmendoza7417]

Emphasize sticking with the plan!!! I had my doubts but let my auto withdraw do its thing. Growth over Time wins out as it pays out.

[@cdm1272]

One thing I have to keep telling myself is stay consistent. I’m invested in all 3 of those but I love yal consistency and no matter what the market does yal keep pushing. #MyMotivation

[@MoementumFinance]

When markets drop, that is the BEST time to invest, particularly in the quality index funds and ETF. Thanks for going over your portfolio. 😊 I have been watching your channel for over a year and absolutely have learned from your videos and have taken action! (As Amon always points out its importance) . Thanks for all the wisdom you impart on others.

[@obailon4995]

For real that s&p500 went from minimum 10K to 3K giving game opportunity to gain that admiral shares and a few ETFs buy and hold

[@mariodiaz417777]

What quality index funds and ETFs do you guys recommend investing now for long term ? I am a self employee so I need to get This going for 20 yrs.

[@Jumpman67]

Glad you guys are talking about dividend stocks. This was really interesting.

[@abdirahmanabdi2615]

Amazing family. Your videos have been motivational. Thanks 😊

[@Dragonluxury265]

She look so happy like she just wana look at him and say I love u lol

[@julioalfredowanderer2386]

Congratulations from Brazil. I've discovered your channel a few weeks. Soon you will be speaking portuguese. 😀

[@stockswithyon]

Enjoying the updates and advice!

[@immapatcha8117]

New Subscriber alert!! 🚨 I love you both! ❤️❤️

[@psims3354]

DANNNNNNNNNNG Im loving THIS

[@OurRichJourney]

Thank you!

[@miyayahlana5803]

I love you guys I'm trying to get where you at 8 years from now just started my first $200. I'll try to invest 200 a week

[@you4976]

Miya Yahlana buy "save"

[@luiscoronel1524]

@@you4976 best time is now while the market is crazy. i sold all my tesla shares ans boeing and CCL made a good amount

[@roundtrip385]

@@luiscoronel1524 What do you recommend to day trade? Ameritrade? or Webully? and how do I efficiently follow the stocks. I want to day trade commodities

[@Sabre912]

@@roundtrip385 I dropped my Robinhood account and opened up a vanguard account.. right now its just a simple investing account i hope to connect my 401k from my job and start doing etfs index funds and mutual funds like Amon and Christina! let the dividends and growth come my way!!! lol

[@Jackson_Hts_Mr_Randy_Watson]

It adds up quick. Keep going.

[@ebonijohnson4442]

I'm so glad I found you guy's channel! My husband and I invest but this! I want to start diversifying!!!

[@Raylor]

you guys are amazing. sharing knowledge, education, and actual numbers. very nice

[@Elena-er7zp]

whoa. i had no idea what I was doing and bought $10k worth of mutual funds on March 23rd, which ended up being the lowest market day. My returns now in August are 71%, 65% and 59%. This shit is insane. Now I’m scrimping and saving every cent to invest more, but I have since learned index funds are the way to go for someone like me.

[@TripleBlsdNHlyFvrd]

Would you mind sharing which mutual funds you invested in? I'm new to all of this as well.

[@Jw-uz8xi]

@@TripleBlsdNHlyFvrd look into sphd monthly paying dividend low price like 30 a share

[@mia13ean]

This was so informative! I had been generally investing in the S&P and Total Stock Market, but now I think I'll add one of this higher yielding ETF's. Thank you so much for the videos you make. You two are an inspiration, and may I add #relationshipgoals!

[@centrino538]

Which one?

[@ddevonlw]

Great job guys! you've accomplish your goals right before our eyes, I've learned a lot and you've gathered a lot of dollars and followers, now the Lord wants to be the head of your household and gather lost souls with the blessings you've received

[@leslieharris5995]

They are gathering lost souls. They just have to follow...

[@edwardmsmilingjr]

Thank u honest people teaching u how to make your money work for u

[@celinachen8380]

The thumbnail made it seemed like they made $8000+ in dividends 😅

[@nickduffy8482]

The Vanguard funds you recommend only seem to be available to US citizens. For those of us who don’t live in the US - like yourselves now you are residents of Portugal, how do we do this type of investing? Are you paying tax in Portugal or the US or both? Love the channel and would love to join the journey but it only seems to be good for US citizens?

[@YummyFood454]

Awesome thank you for the information and videos. Very inspiring.

[@Peter-or7ob]

Thank you for this video. Very informative!

[@jasonporter3185]

What scares me about retiring early and living in the US is how expensive family health care is.

[@coco_mustachio9778]

When you retire early you still have to keep an eye out for expenses. That why it is important to think about how inflation plays a role.

[@holyarmageddon19]

That why they moved

[@Maybelove88]

@@holyarmageddon19 they did? Where to?

[@holyarmageddon19]

@@Maybelove88 south America they made a video on it.

[@Maybelove88]

@@holyarmageddon19 was looking at a few just now. Thanks for answering!

[@TheBlackMage3]

A lot of bigger companies (e.g. vanguard and fidelity) recommend a higher allocation to international stocks to reduce volatility. Are you concerned about your relative lack of international stocks compared to what they recommend (especially since you are no longer living in the USA)? I would love to hear your ideas.

[@JoseAntonioMartinez86]

After doing a lot of research, I decided to remove international stocks completely from my portfolio. Even some people like Warren Buffet don’t recommend international. International stocks are even more volatile than US stocks. And US economy has been stronger than any other country. Moreover, US currency is not the same as other countries. Also, blue chips or US companies In the s&p500, already have exposure overseas. Historically, international stocks have performed poorly. Don’t take my advice, do more research. I may be wrong and international stocks can outperform US stocks in the next 10 years.

[@markavelisocal]

TheBlackMage3 yes and no. I think and vanguard made a recommendation as did my fin advisor recommend allocating to international. I agree as well, 2040 on China, India and Latin America will be growing at a faster pace than the US. I do have some allocation with vtwax (50/50 US and international). My fin advisor did recommend vtiax and Vtsax over the vtwax. Have I allocated more to international? Not too much I’m still USA based for the most part, the last 20 years and I think the next 10 years USA will have a better return.

[@RespectfullyCurious]

I can't speak for anyone else. I am younger and more risk tolerant, so I just analyzed how international etfs have fair'd in the last decade and....they have not done well (compared to the U.S. market). You always hear "keep a diversified portfolio with international exposure" but the international market as a whole has not been doing well, even before this crisis. Personally, instead of VXUS, I buy VEA and VWO and adjust accordingly to what exposure I want. In regards to volatility, would rather put that money towards various domestic bonds vs anything in the international market, but that's just me. Keep in mind, given my investment strategy, I am more focused on growth rather and that's what guides my decision making and why I don't load so much of portfolio on international offerings. Where people live does not always play that big of a role on what they invest in. For example, the U.S. holds more than 50% of the worlds market share, with Japan being a distant second. That just shows the popularity of the U.S. market regardless of where someone resides. I am trying to find the chart, but a few weeks ago there was a chart of the most popular stocks in Europe by country, and most of the #1s were American stocks. Yes....most of them were Tesla. A bit less than half had their own country's corp as their favorite stock, such as the Netherlands with Shell.

[@briankelly1240]

They included an international fund in their video, so would say they like the idea as well.

[@everythingjustincox7467]

Yes and no. I really respect Ray Dalio but remember that he says only 15% of your portfolio should be international and by that specifically in Aian markets like Hong Kong. Also, what hits the US usually hits other countries like a domino effect. This could really hurt your potential. I recommend staying in the US market only or with 10% in Asian markets. When the time comes for China's currency to challenge the US dollar you will know to invest more abroad at that time.

[@kiunforschen3172]

MOST SENSIBLE INVESTING I'VE HEARD ON YOU TUBE SO FAR.

[@RamaDrama]

Simple explanation. I am fully vested in real estate but slowly trying to learn to invest in ETF/Index funds. Thanks for the video.