Costs to Retire in Poland (itemized example expenses)

[@Piotr-bh5yx]

As a Pole and a 65-year-old, almost retired person, I advise... Choose a city in Poland smaller than even Gdańsk for a peaceful life in retirement - there will be everything a retiree needs for a peaceful and prosperous life. In the vicinity of Gdańsk there are, for example: Starogard Gdański, Wejcherowo, Grudziąc etc. (There, all prices should be divided by two and it is... less crowded.) Generally, it is the tourist attractiveness of a city or place that drives prices. This is the case all over the world. And in general - a person who wants to relax should settle in the Polish countryside. Warmest regards.

[@evepol10]

@@Piotr-bh5yx I would retire in Poland if the health care was better. Much cheaper and warmer in Spain with a great health care system and more affordable housing costs.

[@00_UU]

@@evepol10 you kidding right? Luxmed insurance is 200 dollars per month and the quality is better than US. Another 200 dollars per month covers full hospital care. No such healthcare even close in the USA. If Spain is even better, then wow.

[@Peter.F.]

Home for first 21 years of my life. Poland developed massively in last 20 or even 10 years, capital Warsaw was completely destroyed during World War 2 and many cities. Currently still safe as no illegal migration at least yet compared to France or UK migration issues. Winter daylight time is terrible sunset around 4pm wet, dark, cold not fun could be depressing . Anywhere between May-Sep included great place to see and explore especially those who are interested in history and especially in second World War history. To visit for even few months I would definitely recommend, I'm coming back visiting family in summer frequently and it's lovely. For year round weather definitely Asia or some countries in South / Central America.

[@VagabondAwake]

Thanks for your thoughts.

[@00_UU]

@@Peter.F. I was lucky to stay in Warsaw for a month this August. The city is full of beautiful young ladies. Food tasted natural and healthy. It was a month in paradise after living in lonely empty USA with plastic food and ob-e-s-e ladies.

[@robjus1601]

First time viewer, great practical advice! Thanks

[@billiondollardan]

There are so many amazing places to go! Gdansk looks wonderful too. I wonder if the Poles are as friendly as other peoples. The ones I've met have been nice but not as open until you get them going

[@VagabondAwake]

They are great!

[@Polans-gd]

Poles are similar to Germans or Scandinavians. We need a while to convince ourselves of someone. It is a cultural issue in this part of Europe. Especially for Americans, it can be strange at first, because everyone is busy with their own things and doesn't pay attention to others. Americans are always loud, rather smiling, and like to chat people up on the street. In Europe, it is different. In addition, the Poles have been through a lot (wars, occupations, communism), so they are closed-minded at first - in the past, a stranger meant death, and danger. It takes patience, a smile, and openness - then Poles open up - we need time to trust a stranger. But when we make sure that we can trust someone and a relationship develops, you can find your best friend in the Pole.

[@thefngrinch]

At first glance I thought the thumbnail said "Retire in PORTLAND" now that would be a interesting video.

[@paulperrella670]

Very comprehensive, Thank you!

[@richardhowe5583]

Absolutely gorgeous scenery Dan.. thank you very much Sir.. also thanks for the information.. I will be checking out your insurance video next.. thanks 👍👍

[@williamwilliam5066]

He's only showing one street though. Most of Gadansk is a cement wilderness.

[@kennethkilpatrick3758]

There are some very nice and very affordable cities in the interior of Poland that aren't as popular as the big tourist draw cities. But Poland has an extensive train system and you can visit all the touristy cities while avoiding the crowds and higher costs living in them fulltime. Another plus for Americans is there was an agreement signed in the early 90's between the U.S. and Poland that allows Americans to stay there indefinitely. The requirement is every 90 days you have to cross the international border and return. The catch is since the advent of the Schengen Zone you can't cross over into countries in that zone without being in violation of those rules. So you've either got to cross into non-Schengen Ukraine or fly to a country not in the Schengen Zone like Georgia or the U.K. Fortunately Poland is very well connected to Europe with discounted airlines and flights are short and cheap. Personally I can see staying there 6 months out of the year then heading to the southern hemisphere during Poland's winter. Not really worried about Putin attacking NATO countries.

[@VagabondAwake]

Beautifully put and true. That is discussed also in my visa section of the above video. Thank you for sharing Kenneth. :-) Dan

[@boink800]

There's a big choice of cheap airlines flying out of Poland. For the visa run outside of the Schengen Zone there are plenty of options.

[@livingworkingoutsidebox]

Binge watching today to catch up. 😊 What incredible architecture. 😮👍 For a European city it seems very affordable. Tons of festivals 😊

[@BoldlyExplore]

Beautiful place thanks for the video Dan. Too cold for me 🤣

[@timisaac8121]

I dont get jealous often.... but you are in Poland!! After leaving Baltic countries!! Wow. thanks for the wonderful footage to make me realize how much I want to visit Poland!! (at 9:33- Cannabis Shop!! Hahaha. Good way to make friends!) I can only guess where you are going next? Can't wait!! PS: My compliments of throughly through and totally interesting digest of practical visa and housing purchases available. Despite my "need" of sales resistance to life in Poland, you crashed that all down around me!! As you advise: Go there and check out carefully. But Poland seems very attractive as retirement destination. Thanks again friend.

[@VagabondAwake]

It is just as beautiful after 10 years as it was back then.

[@grisza77]

$2500 for a couple in Gdańsk is a lower end budget. Would get you through nice vacation but in the longer run would be a tad limiting once you want to travel extensively, own a car or rent a nicer/bigger apartment. And that's assuming your health insurance covers the necessary expenses.

[@VagabondAwake]

Thanks for your thoughts on Budgets.

[@dzikijohnny]

I can get Polish Citizenship by Dissent. So I am interested in this.

[@ÁzsiábaSzakadtam]

I wonder how much is heating during the winter. Also some shots of the 350 crib would have been informative. So thanks, I will stay in Asia.

[@VagabondAwake]

The world is a beautiful place including Asia. :-)

[@supreme3376]

Dependes of region -1 to -35

[@grisza77]

120sq meters in an 100+ yo (but fully updatetd) house - we pay up to $200 per month, average $120 for natural gas in the heating season.

[@gobfranklin6759]

Appreciate the great content!

[@AnonymousC]

My heart misses krakow...When you say retire there I am like why I did not visit in a while

[@VagabondAwake]

It is a lovely city for sure.

[@billyakin3301]

I'm NEVER going to retire in a place where it snows, but thanks for the information 👍

[@VagabondAwake]

No worries. Yes, if I moved there it would be the beautiful summers and fly south for the winters. Totally worth a visit though for me at least. Thanks for sharing.

[@user-no2ei6dp2q]

Yes, hang out and go somewhere else when it makes sense

[@malanalan1]

How about Arizona or California or some other state where temperatures reach 110F. Dude, there is no way anyone could enjoy any outdoor activities at such temperatures . I would rather sit close to fireplace, watch movie, read book, or browse YT channels and enjoy outdoors when it gets warmer or even in winter.

[@robertrobski1013]

When you live in Europe and you wanna go for winter time somewhere to sunny places wil cost you 100 times cheaper than go to fly from US or Canada notice that

[@rafalwyszkowski70]

I live in Warsaw Poland on a part time bases. It seems that $2500 a month is the minimum to maintain comfortable lifestyle without any excesses. The weather sucks 6 months out of the year. Retiring here for non EU citizens is not easy from visa/residence permit perspective. As you mentioned there is no retirement visa so in order to get a residence permit one has to either be employed, go to school or start a business. It is not what I envision myself doing in retirement.

[@VagabondAwake]

Thanks for your thoughts on the matter. :-)

[@00_UU]

Trust me, weather in Poland does not suck. You just need to live in Chicago to understand what is terrible weather. Poland is very warm, even during the winter in Warsaw the snow often melts and rarely goes below zero Celsius, which is amazing. Warsaw reminds me of NYC or DC winter, which is extremely mild by North American standards. Also you can walk everywhere in Warsaw, sooooo many great cheap restaurants, some people consider Praha a bad neighborhood, but those people haven't seen Philly or Baltimore yet. Warsaw is beautiful. My only concern is that the Uber drivers are n-u-t-z-.

[@gdanski_G]

There are no other people on this planet who are going to shit on it's country more then polish people. Move to Africa and you going to have sunshine all year round. Somalia sounds like paradise.

[@niemamnicku1359]

@rafalwyszkowski70 Nope. You have few more options. There is also option for americans who want to retire. Just do some reading, before you write antyhing.

[@rafalwyszkowski70]

@@niemamnicku1359 if there are options please point them out

[@lailaatallah1857]

Dan: Love these breakdowns, as always!! I wonder if you might ever consider adding in health insurance (average costs maybe $200 - $400 per month) and miscellaneous items, to make the monthly spending amounts a little closer to most people’s reality? I realize of course medical insurance and miscellaneous would differ a lot from person to person, but by leaving these out, i wonder if more inexperienced or less financially savvy people might be seriously underestimating how much it costs to live?

[@VagabondAwake]

Great question @lailaatallah1857, I have one report where I explain what I do about health care and another where I show you how I search for health insurance, and a third report sharing which one I decided to finally buy. What I do about health care: vagabondbuddha.com/two-biggest-risks-of-retiring-early-overseas/ Report where I search for health insurance: vagabondbuddha.com/best-health-insurance-for-ex-pats-in-philippines/ Here is the Health Insurance I bought (and scams to avoid): kzbin.info/www/bejne/Zp3Id5J4eLGJgdk By the way, once you search for health care you will start seeing more offers for health insurance and travelers insurance when you are online. Health insurance is one of the most dynamic or changing industries in the travel world because so many people around the world are deciding to live or retire outside their home country. So do a search every year before you renew to make sure you have the best available for your personal circumstances because new ones come out every few months. Thanks for asking so I could answer this for many people! Dan

[@lailaatallah1857]

⁠​​⁠So wonderfully helpful, Dan! Thank you!!

[@wwlt.trevor0512]

Very informative! Also, wondering about taxes as a resident?

[@woody3167]

Hi Dan, I like what I see there in Poland on this, and many reports, however, as a newly retired American on a budget, the visa reulations and tax policy is a bit much for me. I saw you in Georgia a while back, so may I ask you for a "from the hip" opinion on what Balkin, or Eastern European countries you like as a retirement place for a guy like me?

[@VagabondAwake]

Sounds like you want the easy Visa way? That would be Georgia and Albania. Both let Americans stay for a year before you have to do a visa run.

[@Ekowal1965]

I will be going to Gdansk in a week. Why ? It' is city of my childhood.Gdansk can be a tourist trap. I suggest you rent a car and get out of the city. An hour or two drive you will find cute towns with lower costs and beautiful scenery. Bring a tent. Majority of forests are state owned so you can enjoy hiking picking blueberries and mushrooms. A lot of lakes with resorts. If that floats your boat Poland has lakes region called Mazuria. You could drive or take train to city called Olsztyn.

[@VagabondAwake]

Thanks for sharing. That is very helpful information for anyone going to Poland. :-)

[@williamwilliam5066]

And see Hitler's headquarters, the Wolf's Lair.

[@natinaharris8381]

I am disappointed that your video was so thorough. 😊 But I am not threatened by it because in many videos that I view, most folks love to chase the sun. I prefer the temperate climates. I've visited Poland in September 2022 and fell in love with the people, culture, country and food. I started in Gdansk. Then, I visited other towns and made my way to Zakopane! I love Poland! I plan to move there in November. I reserved a spot to learn the 3rd hardest language in the world for English speakers. Usually, folks feel overwhelmed learning a language. Not me. I am ready! LOL Nonetheless, wonderful video! 😊👌🏽

[@VagabondAwake]

Come be a guest in Jan or Feb 2025

[@natinaharris8381]

I sure would be a guest on your channel. 😊

[@Polans-gd]

People like you are very valuable for us: open-minded, positive, and willing to develop (learning Polish even to a small extent is a huge achievement). I congratulate you very much and I am glad that someone like you will live with us. Good luck. 🙂

[@natinaharris8381]

​@Polans-gd I appreciate this comment. Thank you very much! I find it hard to keep my enthusiasm and love for Poland to myself. When they ask me, where are you going? I tell them Poland because the people are amazing, warm and welcoming. I said they can cook and the food is delicious! The country's topography is dynamic! My friends mom and dad treated me like family. Some of my family/friends want to visit to see what I am talking about. I look forward to late November when I arrive in Gdansk. I plan to visit Katowice and Lodź (which I know is pronounced Wootch).Then I will find a flat. I find the language fascinating. So I am motivated to learn. ❤😊

[@KavanOBrien]

Far too cold in Poland unless they have a a warm place there.

[@KavanOBrien]

@@albertzee8510 pretty much same weather in Poland as here in the UK , so looking to find somewhere cheap for the winter months.

[@albertzee8510]

@@KavanOBrien Merida or Alexandria ?

[@KavanOBrien]

@@albertzee8510 are they in Poland ?

[@TheSokodelic]

The globe is getting warmer...

[@KavanOBrien]

@@TheSokodelic really = the wettest winter I have ever lived through and the coldest summer also, keeping in mind I was born that long ago rainbows were only in black and white.

[@manchesterr85]

You should do a collab with Filipina vlogger Meljean Solon, she’s there right now.

[@jarosawklejnocki6633]

You use the term "eastern Europe", which is a relic of the Cold War and wholesale meant countries that lay behind the Iron Curtain within Soviet influence. Geographically, countries such as Poland, the Czech Republic, Slovakia, Hungary, Austria, and even, according to some, Germany - are Central Europe, "below" you have the Balkan countries, "above" the Nordic countries (e.g. Latvia, Estonia), and today's Eastern Europe is e.g. Belarus, Ukraine, Russia...

[@VagabondAwake]

Thanks for your thoughts!

[@jarosawklejnocki6633]

@@VagabondAwake Welcome:)

[@Polans-gd]

Yes, we would be very grateful if you did not call us Eastern Europe. Poland is in Central Europe, not Eastern Europe: geographically and mentally. The Iron Curtain fell more than 30 years ago, and it really is high time to understand that that division of Europe no longer exists. The geographical Centre of Europe is in Lithuania, Belarus, Ukraine or in the east of Poland (depending on what method of measuring is used). East Europe means for us Russia. If you say that Poland is an Eastern European country then you are insulting Poles with this statement. East is Russia and other countries to the east. And we certainly do not want to be associated in any way with this barbaric country.

[@makam2089]

As a person living in Gdansk, I can say weather is nice 3m/y and acceptable for another 3m/y. Other 6m, that is Oct-Mar, are terrible.

[@VagabondAwake]

Yes. That is why I would fly south for the bad months.

[@grisza77]

what's horrible about the indian summer (October) and the early spring (March)? Winter (if it snbows) can be beautiful too. I can understand preference for warmth but "horrible"? come on.

[@00_UU]

You have no idea about terrible weather if you haven't lived in Chicago. I just stayed in Poland for 3 months, October - December. It was pleasant EVERY day compared to terrible cutting winds in Chicago November - April. Then you get damp wet summers and only 2 months of pleasant weather September-October. European climate is amazing, soooo mild. You only learn to appreciate when you move to North America, northern states and Canada are worse than Siberia outside of West Coast that has similar climate to Europe.

[@makam2089]

@@00_UU ok boomer

[@00_UU]

@@makam2089 cringe reply

[@revabbyjoovitsky5152]

Thank you for answering most of my questions. I live on roughly what you live on minus some things. What do you estimate to be the cost of living in Poland and taking a long vacation every winter to a sunnier climate?

[@VagabondAwake]

Hawaii, Thailand or Vietnam?

[@kennethkilpatrick3758]

One of the ironic things of life is I used to walk everywhere or rode a bike. For decades. Now I'm anemic and get exhausted walking a short distance. Which would be tough in such a walkable place like Polish cities are.

[@VagabondAwake]

Bummer. :-(

[@Polans-gd]

During your stay in Poland, you would take care of your health, lose weight by exercising, and eat healthy products, certainly healthier than in the USA. I see only advantages for your health and your head. Moreover, Poland can be a nice base for visiting other places in Europe. This would be a fun adventure for you too.

[@kennethkilpatrick3758]

@@Polans-gd I appreciate the thoughts but until I get rid of the anemia I won't be exercising much.

[@Travel-jc3bi]

Awesome. How much are the trains between cities?

[@Nighthawk2211]

I just came back from Gdansk, Poland last week, there are a lot of tourists, and the prices compared to cities like Wroclaw is quite a bit higher. I always suggest Wroclaw. Gdansk IS beautiful, though. And the closeness to the sea is a plus, of course.

[@pathkris2984]

Which of these cities are walkable or has low cost public transport like trams/buses? Thanks.

[@Nighthawk2211]

@@pathkris2984 all of them. :-)

[@pathkris2984]

@@Nighthawk2211 Thanks :)

[@n0ah711]

​​​@@pathkris2984 all of them, however Wroclaw is particularly easy to walk as most of the city centre is very compact and the beautiful riverside with either islands or beautiful buildings near it, additionally it has trams and busses running very frequently at low really prices compared to most of EU

[@pathkris2984]

@@n0ah711 Thanks, how about Krakow, any idea?

[@mateuszgierlach3903]

1300 for a studio flat? 10 years ago maybe...now it's arround 2300.

[@VagabondAwake]

The full report has a link you can click to the studio used in the estimate available at the tim ethe report was created.

[@VagabondAwake]

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[@Jom-jg7ty]

I grew up in Poland before I immigrated to USA. I would probably retire in Poland, but weather truly socks. The older I get, the more sensitive I'm to cold weather. I never liked cold weather when I was growing up there. Baltic sea is very cold and I love beaches.

[@VagabondAwake]

Yes, we would only spend about half a year here and then head south for the winter. :-)

[@malanalan1]

Right, how do you like 40 degrees day in day out, or 90% humidity?

[@Jom-jg7ty]

@@malanalan1 I prefer the heat and humidity over cold. Plus, there is everywhere air-conditioning in USA.

[@00_UU]

@@Jom-jg7ty no, you do not. Try living in Florida for 15 years, you will absolutely hate humidity for half of the year. Poland has amazing weather, just need to experience other climates to appreciate.

[@Jom-jg7ty]

@@00_UU Funny, because I am in Florida right now visiting friends, have been here many times and love it here!

[@Robert-oo5xo]

60 average Sunny days a year in Poland....good luck

[@Polans-gd]

Sunny means over 30 C. It doesn't mean it is dark and cold during the rest of the year. In America they don't teach geography well, I see. By the way - the same weather as in Poland is also in most parts of Germany and France.

[@Robert-oo5xo]

@Polans-gd geography doesn't have anything to do with the weather i see they dont teach that in Poland well. Good try though

[@michael2685]

Where's next???

[@VagabondAwake]

Croatia

[@robertlulk]

I have $1M. Is it enough?

[@VagabondAwake]

What is your age and your monthly spend in the your home country? And what is your home country?

[@00_UU]

Yes. Buy a newer place in Poland for 200k and another one for 200k to rent out for 2k per month. 2k per month is enough to cover all monthly expenses, unless you want fancy life. You are so lucky.

[@robertlulk]

Thank you

[@Mario-xr3jo]

It is still quite safe in Poland as long as you are white and straight. As racism and xenophobia are getting out of control and there is a high level of homophopia.

[@VagabondAwake]

Qiang knows a few gay model friends that live there. They haven't mentioned this.

[@Mario-xr3jo]

@@VagabondAwake Those who watch and read Polish media and have lived a substantial amount of time in Poland can say something about that.

[@Polans-gd]

@@Mario-xr3jo Which media? Relying only on the media, which always shows only an event, does not make you know the truth and have the full picture. Generalizing is a terrible thing. Besides, the US is the most racist country in the world, so that's no argument. What seems racism to you may not be racism to others, because you are looking at something from your point of view, from your experiences, while elsewhere people have not had such experiences and have a completely different perception of the world. Another thing is how illegal immigrants behave. The fact that people in Poland are afraid of illegal immigrants from Africa or Muslim countries, for example, is a result of what we see in countries like the UK, Germany, France or Norway. People are afraid to go out on the streets in these countries because there is so much crime there now. Immigrants who are culturally different from us don't want to work, learn our language, assimilate but they want all the welfare benefits. Is this not the case in the US? After all, this is the main axis of the US presidential campaign. Don't come to us - we don't really need people here who are selfish and unable to go beyond their narrow thinking, beyond their bubble and are unable to understand that there are a lot of other things going on in the world and people see things in a different way than you do.

[@slavkopolskiperun5358]

@@Mario-xr3jo Because Poles are very smart people, with very high level of culture.

[@Mario-xr3jo]

@@slavkopolskiperun5358 Oh, yes!!! Some of them are!

[@theworldisyours360]

I could never understand why American rental apartments are never furnished. And shower never comes with flexible hose.

[@dzikijohnny]

You can get furnished apartments and my apartment has a flexible shower hose. Be careful when you say never. Are you even American or have even been there?

[@theworldisyours360]

@@dzikijohnny no, ama f***ing Sami, and the only apartment in Charlotte that fits that description above - is mine, everything else is just a parody.

[@00_UU]

Because it is a liability and it requires work, which is expensive. Every resident could damage the furniture or the furniture could damage the tenant, who is going to be responsible? Same with showers, shower hoses are too easy to break, so extra service for the landlord. American life is always about being labor-less since labor is expensive

[@edwardflorence5460]

Poland - Bad weather and too close to Russia, same for Georgia.

[@VagabondAwake]

Thanks for your thoughts.

[@chrisgrys3641]

@edwardflorence5460 What’s wrong with the Russia.You should be more worried about Ukraine most corrupt country in Europe.Mainstream propaganda is in full as always in last few years.

[@rickbold9337]

Seems like a nice place but this maybe a bad time to be in that area. Possible war zone

[@freepeople3313]

@@rickbold9337 War zone in Poland. It must be a joke. People enjoy their life, run business, the big corporations are everywhere in Poland. Every middle sized town has industrial area, where you can find factories. Great fast roads, superb public communication, bus and trains, basically you don't need a car. War , good joke.

[@rickbold9337]

I Guess you’re hiding under a rock. Time to wake up. They’re building their military at a frantic pace. Very nervous of Putin next move. I won’t be moving there!

[@virgilius7036]

Russia will never attack an OTAN country, and there are US troops!

[@Dana-ie2bh]

Glad to see you don't like freedom of speech Dan.

[@VagabondAwake]

Is this a riddle or something?

[@Dana-ie2bh]

@@VagabondAwake No, you removed my post about the dangers of retiring on Putin's doorstep.

[@sunoco65076]

​@@Dana-ie2bh living in fear is not living at all.

[@Dana-ie2bh]

@@sunoco65076 Why don't you move to Ukraine then and really live.

[@sunoco65076]

@@Dana-ie2bh your letting Putin live in your head rent free

[@robertrobski1013]

Rent is expensive in Poland but if you have your own apartment then is so cheap , cost you not even 200 US dollars a month

[@VagabondAwake]

Hi @robertrobski1013, Would you like to be a guest start on one of my videos? Here is an example guest star video: kzbin.info/www/bejne/r4SwkGWgdqhnrJY Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or KZbin channel, you could share that on the interview. Best, Dan

[@niemamnicku1359]

Why you didn't mention that Poland also gave men right to vote at the same time? Peasants were not allowed to vote and Poland was under occupation for 123 years, so we didn't create any state laws before?

[@VagabondAwake]

Thanks for the information.

[@Circuit7Active]

Too cold

[@Polans-gd]

Too cold. And what weather do you have in the places like Chicago, NY?

[@Circuit7Active]

@@Polans-gd I dont live in those places. I prefer a nice warm beach like Florida

[@moi20003]

No, they don't have tacos.

[@VagabondAwake]

Yes they do. Delicious: g.co/kgs/8LCcvXG

[@moi20003]

@@VagabondAwake Too expensive dude.

[@Polans-gd]

We have tacos. We have a lot of places with Mexican food.

[@Polans-gd]

@@moi20003 Too expensive? For Americans? WOW OK, in that case, we are a wealthy nation. Good to know🙂 I just checked the prices 1 taco in one Mexican restaurant costs in dollars 3 dollars and 30 cents. I understand that this is too expensive for you americans.