What's Our Retirement Plan? Why We Live Tiny | Viewer Comment Podcast

[@johnstangel8918]

Joel, you made one comment that really struck home. I'm 65 years young, and I don't have a lot of money in the bank or a home that I own, but if I were to leave this world tomorrow, I could honestly say that I lived my life my way, and I'm very blessed to have the people and the things I've had in it. You do what's best for you and Emma; the rest will fall in line. Good luck, my friend, and have a Merry Christmas and a Safe New Year.

[@jeromehebert3184]

I like this format of the video in the Cozy series.. mixing up the build, your trip this past summer, sightseeing, and these conversations type videos keep it fresh and entertaining and informative. As for as buying and selling houses, yea some can flip them and make money, but i think that most buy a home, raise a family, and cross their fingers that it is paid for at the end so in their golden years they don't have to worry about housing. Now whether you are living in a home, apartment which is a total waste of money, or an RV etc. is personal choice and at some point in life - hopefully long ways down the road - you may not be able to afford it, maintain it, enjoy it, etc. so I think that somewhere in the back of your mind, you need to have an exit plan especially if physically you just can't do it any more, Just my thoughts.

[@CozyLivingMachine]

I'm glad!! This is definitely a bit more of a "reflective" time when the weather is a bit chillier, or it's rainy, it's so much easier to sit around and just chat with you guys! And very good points! Interestingly, I've thought a lot about the golden years, and being able to afford things. I've watched a lot of folks to learn from them, I'll be touching on that more in the future!

[@martykong3592]

: ) THANKS again for sharing and mentioning my comment : ) Plan on finding out more and a trip to South Dakota in the Spring! ALL the BEST and Cheers ! : )

[@CozyLivingMachine]

Of course! That's awesome, you're going to love that trip!

[@williamsuttle3645]

Joel and Ms Emma, are yall going to stay in an rv park when you get your trailer? You said the truck and trailer always stay connected, which would indicate that either you are going to continue boondocking, or you're not getting a trailer, but a slide in camper. However, if yall are getting a trailer, you could put a construction rack on Graham the Ram, and put 3-4 solar panels on it, a few more on the trailer, and a generator in the bed (under a lockable tonneau cover), next to a small deep freezer, and yall would be set for the apocalypse. Js I hope I didn't insult you or Emma with my comments lat time. BTW, you can adjust the volts on that new ecoflow dc-dc charger, I want to say it goes to 36 volts. One of the KZbin channels covered it, they are made to charge power stations, but if it goes to 36 volts(different makes of power stations are different volts) it would charge your battery bank- I think. I know, I'm trying to fix a problem with your money again. I'll shut up.

[@CozyLivingMachine]

You'll definitely see what plans we have in store coming up! We just released the information to the channel members about which rig we're getting, plenty of updates to come and we'll release to everyone once we have the new rig! And not insulted at all. 😂 Interesting about the Ecoflow device... I'll continue to keep an eye out, but I'm not finding any information about it! I see one that does up to 24V, but it's possible I'm just blind. 😂

[@RamblinRoadies]

I have to disagree with you about home values. I bought my first house in 1974,and prices have gone up steadily since then. The only exception was 1994 and 2010. But you only lost money if you sold because prices quickly recovered. Also, you can buy a home with an FHA insured loan for 3% down for owner-occupied. Renters in my area are paying 3x what I pay for my mortgage. And when you pay rent you are paying property taxes for the landlord.

[@CozyLivingMachine]

Interesting. I wonder if that's more the values in California for housing? My learning must not apply everywhere! I've never heard of the FHA loans... Showing 3.5% down on my initial inspection, that's very interesting!

[@The_VagabondZ_Jim_N_Amy]

I would have to agree with you. Purchased home in Bremerton, WA in 2000, sold in 2023 and almost quadrupled my money.

[@CozyLivingMachine]

Oh man, 2019-2024 have been INSANE for real estate! From what I've read, it's unprecedented.

[@williamsuttle3645]

BTW, where is your mailing address? I don't see it, I'm old you know.

[@CozyLivingMachine]

No worries! 721 4th Ave #694 Kirkland, WA 98033

[@williamsuttle3645]

@CozyLivingMachine much obliged. Yall have a good night.

[@CozyLivingMachine]

@@williamsuttle3645 you too!