Credit | I Don’t Know About That with Jim Jefferies #50

In this episode, the team discusses credit with America's favorite personal financial educator and author of "Get Good with Money", Tiffany Aliche (@Thebudgetnistablog ).
Follow Tiffany on Instagram, Twitter, and Facebook at @thebudgetnista.
Go to thebudgetnista.com to keep up to date with Tiffany and go to getgoodwithmoney.com to purchase her book.
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Jim Jefferies Website: www.jimjefferies.com
Jim Jefferies Instagram: / jimjefferies
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Forrest Shaw Website: www.forrestshaw.net
Forrest Shaw Instagram: / forrestshaw
Forrest Shaw Twitter: / forrestshaw
Kelly Blackheart Instagram: / kellyblackheart
Jack Hackett Instagram: / jack_hackett
Luis Castillo Instagram: / luis.d.castillo

[@jewsco]

Tiffany was a great guest with real good information

[@MBAus-bo2ym]

You should of brought out the cannabis episode today being that it’s 420, now I’m just sitting here extra stoned thinking about how fucked my credit score is. Excellent podcast though.

[@gregbeck906]

🤣👌

[@TheDavedevil619]

🤣🤣🤣🤣🤣🤣

[@72petchicken]

Tiffany has been one of my favorite guests so far. smart, funny and comfortable. fits in with the group seamlessly.

[@Qualia.]

I agree. Her energy is so fun and light. Also, she's super knowledgeable. Perfect guest.

[@chasezehender8279]

Money management, What a good topic. Great show. Keep it up. The four of you are awsome.

[@toddgattfry5405]

😂😂 Der!!! Of course you're not supposed to know how to manage money 😂😂 It's no accident you don't get taught this at school!

[@brian1010]

We got taught this in my (public) school. Had to have a bank account and manage a checkbook. My Gf also got taught how to “invest”, and they bought stocks and what not. Just depends on your district I guess

[@robertflores5818]

What an awesome guest expert! She was funny, energetic, knew her history, and gave solid advice! She was great to listen to... I hope you guys find another topic to bring her back

[@nolongerthere]

Tiffany: "Which one of us (kids) would you not recommend?" Lol 😂😂😉

[@andrewencinas3700]

i legit stay up till midnight for this every time.

[@slidewayzgreer2740]

Uploads around 5pm for Australia 👌 haha idk if that's on purpose or not

[@andrewencinas3700]

@@slidewayzgreer2740 california time lol sucks out here

[@Windeltorte]

10am in Switzerland, sweet 👍

[@shahaneperera349]

12.30pm in sri lanks

[@v8holdentiger]

@@slidewayzgreer2740 you’re obviously in Perth. It’s 7pm Syd/Melb time

[@marshalledmundson4851]

I wish my school would've had that kind of class. We had economics. But nothing actually practical like that

[@bobby4957]

Very informative. Thank you Jim and friends. Love you guys.

[@imqrove6407]

For the anniversary of the podcast I would like to present the scoring statistics for the first 50 episodes: Highest score: 10,017 episode 22 (Strongman) Lowest score: -2297 episode 27 (Greek mythology) Highest reasonable score (0-30): 27 episode 17 (Magic mushrooms) Lowest reasonable score (0-30): Tie at 3 between the navy seals and the Vietnam war. Average score: 8,665.5 (because of the 10,000) Average reasonable score (0-30): 16.5 If you actually read this I can get more in detail if you would like, but for now just know that I love the show and hope you continue for many years to come!

[@kristofferlodesjo5781]

I wish this woman was an expert in everything so she could be on every week.

[@girly955]

Right??? She’s great!

[@Qualia.]

I agree! I love her. Her energy is so synergistic with them.

[@tadeojayden8095]

I guess Im kinda off topic but does anybody know a good website to watch new movies online ?

[@kyngadrian4692]

@Tadeo Jayden I would suggest Flixzone. You can find it on google =)

[@megandaisy7413]

Loved the guest in this episode! 👍

[@lameSHlT]

Credit: something Carlos Mencia takes for other people's work.

[@Viglin123]

As an Australian living in New Jersey,man l relate on so many levels (l remember my Commonwealth Christmas Clubbank account lol) I and my family been renting for 20 years in Nj and other winning Lotto or robbing a bank most likely be renting for another 20.

[@zombietoycollector4597]

Hello guys! A few years ago, I was in a bad car wreck, got disabled and suffered from horrible depression. Then I watched Jim’s Freedumb special on Netflix and been following him ever since! Watching your comedy specials and show has really helped me get through massive depression. So, thank you Jim for helping me in my life. My wife, Holly, and I watch your podcast on KZbin every week. We love each and every one of you guys and wish you all the best. It’s actually our anniversary this weekend, so if you could tell my wife “Happy Anniversary” for marrying this big dumb idiot, that would mean so much. Thank you for your time.

[@P.dripps92]

I love the "you don't know jack" segment. Hope to see more of that!

[@marcbeebee6969]

Wow Tiffany must be the most attractive guest ever on this show ❤️

[@bobby4957]

There's been a bunch of good looking experts. It's kinda always hot to me when a woman is super passionate about something though.

[@marcbeebee6969]

@@bobby4957 yeah I must say you are right in that. I think as a german we don't have enough beautiful black women here, I think that has a effect. 🤭 She gets exotic bonus points. I would pick her up in my Mercedes. But she's married so I can't take her on a date. Shame

[@bobby4957]

@@marcbeebee6969 Get her some Weiner Schnitzel she'll cheat on her husband for you. Best food ever.

[@marcbeebee6969]

@@bobby4957 na he seems like a nice guy . But yeah there is a 20% if you come over for the bbq. You bring the beer and you get to drink 20% . I get the food 😃. And you get in free if you bring serena williams 🤭❤️

[@sativarosegold3604]

🙄 Get out more

[@liamnevilleviolist1809]

Jim, Jack, Kelly, Forrest, sorry if this brings the tone down: but your podcast has got me through my depression. All the podcasts, not just Water Quality with Erin Brockovich or Cheese with Liz Thorpe, but all of them. Thank you for uploading podcasts regularly! The podcast on Depression was something I could particularly relate to. Some days I feel great with parties awaiting me at night, but depression hits first and I just can't go. I think you and the awesome crew have given me the strength to go, Jim. I hope that's the case. I haven't met any of you, but I respect all of you - Jim with your depression, Kelly with yours, Forrest with grieving over the loss of your mother, and Jack, if you're going through finding yourself and it's difficult. I'm personally feeling a decent 6 out of 10, and after listening to you podcasts daily, and realise we are all the same, and I feel a better 8 or 9 out of 10. I wish you all the best and look forward to your next podcast :) The Grateful Dead was another great one :)

[@gregbeck906]

-The best episode yet! Thank you for a smooth learning experience with a lot of genuine laughs. 👏

[@jovoorheescollinsmphbsnbch6245]

Great show!!!! Thank you Budgetnista!!!

[@underfoot16]

Been listening to you for awhile now. Love this show. So light hearted and informative.

[@lonelyone]

I wish I had friends like Jim to get me a girlfriend. Good luck, Jack.

[@kanedockter1020]

You all should have a dating section on the show for Jack. Interview people and send him on dates.

[@mixmastermootree]

I wouldn't want this if I was Jack. But I don't know Jack

[@remusracingro3884]

Or maybe not

[@tadner9606]

Hahahahaha that could be a whole other show. Btw if we had to find him a girl she would have to like the greatful dead for sure 😝

[@ConstantineFurman]

I remember back on "@Midnight," something once made Jim exclaim "Crikey!!!" and then he said "That's the first legitimate 'crikey' I've ever said."

[@WEAPONX4S]

Credit commercial before this episode... WTF!?! Good morning 🌞😃☀️ world!!

[@hansrosenlehner]

I think I have watched/listened to all the episodes and this one is my favourite.

[@theRealMcG]

Besides being funny and unique, I'm actually learning a lot. And I was a professor at 24 yrs of age! Well okay, it WAS in music, and jazz at that. Speaking of which, Jim needs to talk more about his college experience and the fact that he sang opera, including in the Sydney Opera chorus. Actually very impressive. You don't get to sing with an opera company like that if you suck.

[@mikeflanary642]

This is one of those things that every high school in America should have, along with basic personal finance. It's one of the most important and practical things you can learn. In undergrad, someone posted a coupon for a "free medium pizza at Papa Johns" on everyone's dorm door. There was a PJ down the street. So you show up looking for a free medium pizza, but you had to sign up for a credit card... 18 year olds who wants a free pizza... They got a lot of kids

[@mprador09]

Lmao 😂 you don’t know Jack! Was hilarious!

[@ChronosNoova]

I'm not from US and as for stating that the American Express card is good, it may be so, but not every time. I've seen many places in Europe and Asia that stated "We do not accept American Express cards. We accept Mastercard and Visa." I was always wondering what is so bad about those cards, that so many places don't accept them.

[@v8holdentiger]

Higher fees to the vendor. AMex has better rewards but that’s why. In Australia there’s a lot of places that either don’t accept or charge extra for using it

[@adamprice5008]

Great topic. Great podcast

[@IvoMiller]

Unique in every way.

[@Qualia.]

This is my favourite episode so far. Tiffany has such a great energy about her and I learned so much. Loves it...

[@Vagumcookbook]

Is this the first flawless “Judging a Book By It’s Cover” intro?!

[@RGEtienne]

I think he got it right last week too

[@austinporter7512]

You guys should do one with Michael Franceze on the Italian-American mafia

[@ddmarsh21]

Great guest! Tiffany come off as very genuine, which is refreshing for someone in financial self-help. Also her experience as a teacher really came through.

[@garettjames6349]

The weed stores acting shady story could turn into a solid bit.

[@bigdaddy741098]

I wonder if that trick paying off your credit cards each month would work here in Australia?

[@danlapointe5941]

My credit score went from like 750 to 798 since I watched this. I have 2 cards, focused on keeping the balance of one of them at 0 and chipping away at the second one. Thanks guys! Now I know about that! Ps Jack looks like Dave Grohl of Dave Grohl was a fry cook

[@zeewhat]

Jack doesn't know that Jim's highest rated show has Jack on the most of all of his recent podcasts!

[@BeauMedas]

Just as much as I enjoyed the Hanukah episode because I'm not Jewish, so didnt know diddly either, as someone actively working on their credit, this one was a double whammy for me! few laughs, few lessons on something your actively figuring out all in one! Keep em coming!

[@DG-uq9us]

You guys are coming close to your one year!! Cant wait to see Jim @ agua!

[@OfficialFingazMC]

My credit score is rock bottom. I might actually try some of this stuff to try and get back on the ladder

[@JGMoney887]

Next game: Forrest Ruins Everything

[@robertbentley3589]

One of the best yet. You hit both marks head on. Informative and entertaining.

[@alex-ux4xe]

Jim's last special is his his best work yet, don't retire!!

[@zeewhat]

Which one has the most birds...what a fantastic introduction...Thanks Jim!

[@jewsco]

The weed stores have to charge cash because weed isn’t legal nationally but only state by state . So they have to only take cash so they don’t get charged with federal crimes that they could be charged with if they used credit cards

[@underfoot16]

Suprised me that that is still a thing.

[@sinagulsen7392]

best opening ever!

[@prahfetts825]

You don’t know Jack was awesome Questions should be about the four of you Hope you keep it Someone was a lil salty 🧂 with Jack when he made eye contact with Kelly

[@marcbeebee6969]

Tiffany I'm sorry but I'm certain the romans and the maltesa had Credit Systems thousands of years ago. Also the british colonial powers. But yes no modern technology like cards. I do love your smile

[@joycejohnson7164]

This was such fun and I learned some too!

[@rlud304]

She is so awesome! She needs her own show

[@lisabass7584]

Great show 😃

[@AK907guy]

Loved this episode and the guest!

[@zeewhat]

as a senior in high school Jack worked on how to be a major player in the business education program?

[@zeewhat]

fast and furious 7?

[@6egotronix]

"Where can you go to get a free drink at jacks b-day" id say at his house :P

[@zeewhat]

I had a job after I got my B.S in Financial Accounting working through a Temp Agency...I was in Control of Purchasing and Accounts Payable...So basically I ordered stuff and cut the check to pay for it. The biggest check requisition that I put through was for around $746,599. Some legal thing.....lol

[@jasonrice1750]

Great guest and topic!

[@Nebs1]

30 and never looked at my credit score once. Probably should do something about that.

[@bigjimmy428]

13 minutes in and I just noticed the dog!

[@Windeltorte]

John Oliver just did bancruptcy. Hope that is not a bad omen for whats to come 😁

[@AxeMan808]

"That's my backpack!"

[@Rainbowgrrl]

I’m STILL with commonwealth bank in my 40s, the exact same account I had opened from my dollarmite account, n I hate commonwealth bank but they’ve just made it so hard to change everything over.

[@rebeccafoster114]

You should play the dating game with Jack lol

[@omegarhotv4746]

I will mention (which I'm sure it has been said already) but weed shops have to do cash only because weed is still a federally listed drug. And the FDIC will not allow banks to take money from illegal sales of drugs. Since you have to have a bank account to have a merchant account to have a CC machine, weed shops are out of luck.

[@raztubes]

Don't blow it; keep it simple; count your money !!!

[@AtypicalPaul]

Great cast :)

[@v8holdentiger]

My kangaroo score is dinky die. Plenty of boomerang bucks saved up. Interest goes like the clappers

[@alisab4811]

Now we need an episode 'everything wrong with the united states credit system'

[@jdizzforyou]

Hey Jack, for next episode get the little bells like at pre 2000's restaurants. Office Depot/Max has them in the cash register isle... It could be fun.

[@andrewthompson6908]

i live in a rainforest i dont need a awn it would confuse the tree ferns.

[@zeewhat]

I stubbed my heal and had to go home again...oh margarita ville....lol

[@tomandvez]

Tiffany was fantastic

[@Studeb]

Speaking of what everybody says what they'll do if they win a million dollars, have you noticed how much more generous they are before they win, compared to after? Those who haven't won will definitely give at least half of it to orphanages, cause they just can't help being such fantastic people.

[@JohnTrentMadness]

It's high time Jim Jefferies came in as a guest. Not sure how the rest of the episode would go.

[@hansrosenlehner]

I love this woman, she should be on the panel. Sorry Jack.

[@mitchellandrews984]

Tiffany is the bees knees!!

[@liamnevilleviolist1809]

I'm not attracted to Jack in that way but I'm actually very very surprised he doesn't have a girlfriend yet! Like, *how high* is the bar that these girls are setting....? Honestly if a girl friend of mine wanted to be set up with a nice young funny successful man I would push Jack *right* to the front!! :)

[@lonelyone]

The bar is very high with people these days. I'm guessing Jack is a bit of a workaholic so doesn't have much of a personal life right now and isn't meeting any women. He's good looking and semi-successful (he's got famous friends), so it's only a matter of time and opportunity.

[@emerraldx]

well he is shopping in LA so . . . inflation

[@mauricioandtanyapaez6226]

there's a video game that does trivia called you don't know Jack - may want to change the name to avoid getting sued...

[@RicardoNecrofear]

07:43 "I couldn't be in it because I'm from a coke family" Wait, what? How does one thing affect the other? Did I miss something?

[@AxeMan808]

It's like the son of a Ford exec driving around in a Camaro. IT'S NOT DONE.

[@dougiecraig5113]

Coke = Cult

[@sparkywatts3072]

I spent 18 years trying to explain credit to my ex. She never did get it!

[@zeewhat]

a free drink on yur birthday...I don't know Olive Garden...or Chipolte?

[@PrimeMatt]

If high schools in the US gave classes in finance, then the college system would collapse. Keeping people ignorant is not accidental.

[@toddgattfry5405]

😂😂 Mortgage... Mort = Death, Gage = grip... Death grip!! 😂😂😂

[@michaell3739]

The weed stores have to use cash because the banks won’t service them due to the fact that weed is still illegal according to the federal government, so even if the state government legalises it, they still have to sell for cash, pay staff and even federal taxes all in cash.

[@McCarthyJohn100]

Shes wrong about APR, it is interest rate and only interest. If the Annual Percentage Rate is listed as 19.9% then any other fees are specifically listed as fees on your statement and not included with the interest. The APR is annual rate but usually compound daily. Annual fee, late fee, cash advance fee, it's all separate from the APR.

[@andrewthompson6908]

best way to stop creditors is tell them ill take thos to court and represent my self thn if i loose ill apeal it and represent my self you have to pay lawers. you will get sick of it before i do. they never rrang again.

[@Parialated]

America's credit card craze is problematic

[@Rainbowgrrl]

Not just America’s

[@Mel-oe3dw]

Am I the only one that noticed she brought up the kids chore money app as if Jim hadn’t just brought it up to 2 minutes earlier?

[@JustOneAsbesto]

no

[@zeewhat]

need a new lawn plan... try Sunday...better for yur pets and plants...check yur hoses for water pressure!

[@zeewhat]

ding ding ding...Kellie gets out of negative terittory

[@daverandall803]

expert my ass. she explained bankruptcy like a child would

[@Xiph1980]

The US is messed up.... 😕

[@diogofreitas5260]

Can't believe this is the topic chosen to be released on 420

[@dougiecraig5113]

Increase your credit score so you can afford better weed

[@girly955]

Can Tiffany join the cast???

[@zeewhat]

go 2023...or late 2021....guys should buy Christmas Gifts!

[@wizzfizzus]

Hopefully they don't get sued by Jackbox Games hah

[@zeewhat]

jack had his first long island iced tea at black eyed-pea?

[@zeewhat]

oh the cheeze cake factory...Kellie served you that drink?