Dave Ramsey's Show Is CRAZY... - Sam Hyde, Dan Soder & Nick Rochefort

[@OPTIMUSL1ME]

I need Sam to call in the Dave Ramsey and explain credmaxxing to him, I think it would literally kill Ramsey

[@johnbacon4997]

THIS

[@TheFailedmessiah]

Ahhh Geez dood is all you gotta for how Sam handles debt.

[@The-real-God69]

*debtmaxing

[@brahtrumpwonbigly7309]

To be fair, that's basically all Americans at this point.

[@Ryo7_7]

Lmao. Cardiac arrest.

[@nikitaafanas]

Sams head is blurred because hes got a second parasitic face back there like professor quirrel

[@BombaclaatMartin]

Kuato from total recall

[@MrFocusification]

You're not kidding

[@philipcheng1618]

Actually it’s a swastika tattoo

[@telekeet]

@@BombaclaatMartin open your mind

[@passchen-fail3704]

No, dummy, everyone knows it’s a map to the bodies

[@tubeguy4066]

"Hey Dave, so I got a problem. I've been taking my financial advice from a rabbi with a big head on the internet who may or may not be a mass killer. So anyway, he suggested I max out all my credit cards and pay them as low as I possible can. I personally didn't know that credit companies can garnish my wages in my state so I'm pretty screwed. Basically I owe 63 thousand to Barclay's and 54 thousand to JP Morgan and my job as a dishwasher at Buffalo WildWings isnt cutting it. Im also on these pills for my back. Any advice Dave?"

[@cripplingcaffeineaddiction3847]

"That job you've got where you're only working 40 hours? I'd work 84. That money you're spending on food? A waste. Dumpster dive and drink tap."

[@MooMuffinMan]

Ah geez dood

[@theburnedman3209]

Sell your car and work two jobs delivering pizzas on bike. When I was your age you could buy a house and support a family of 4 doing that.

[@DeckofLies]

Continue to credit max

[@tongpoo8985]

The real answer to that is to cred-max more then declare bankruptcy :^) not like most of us will be buying a house in the next 7 years anyway

[@matt3089]

Sam blurring his yamaka was weird.

[@Mankindisunkindman]

Shalom

[@Garrettguy5]

It’s offensive

[@pearz420]

yamaha

[@Johnny_Pballs]

Did you blur your bald spot out😂... priceless

[@forthebigwin]

"Chris, can we get a Norwood cam? Yeah thanks."

[@s1ckboirari]

it's called a Yamaha.. its for the Jewish.. dude get some culture in you 😐

[@AnnuduhShoal]

Timestamp?!?!

[@Old-ded-memes]

@@AnnuduhShoal5:30

[@PimpBeetle138]

@@AnnuduhShoal 12:15

[@telekeet]

did you censor your bald spot LMAO

[@kindbud]

I was wondering what was blurred for the longest time lol

[@in_the_pines]

literally came down and it was the first comment lmfao

[@Bizzer-real]

@telekeet It’s actually censoring his kippah

[@SirWetBiscuit]

​@@kindbud The longest time?

[@Volks756]

I assumed that and felt self-conscious.

[@weeb3277]

they're blurring out Sam's neuralink connection it didn't heal yet

[@Patrickhit87]

Anti Christ Sam

[@GapedCeiling]

Blurring Sam's bald spot is hilarious

[@Kornfan87]

Community college + broke parents is the meta

[@soy-boy-troymcclure5967]

This is seriously true, just don’t fuck up your majors, companies look for people tied to cities as hires.

[@bandolierboy1908]

@@soy-boy-troymcclure5967what locations are more valuable to employers than others?

[@onesandzeroes7390]

Soder surprisingly fits in well, hope he comes on again

[@JamesJeffersonRecords]

In your mouth?

[@turnkeydirect]

Mista Wamsey, I’m totawy fucked.”

[@CatnamedMittens]

Him and Nick just doing impressions.

[@USAPATRIOTCRICKETS]

"Better thun I dEservvvve...wUts Up?" Immediately gets what he deserves. Poetry really.

[@tongpoo8985]

Most honest thing he's ever said 😂

[@windows95ism]

The University of Chicago which had the highest tuition on that list is a 5 minute drive from O Bloc. Most expensive university in America is 5 mins away from Chief Keef.

[@boimemes3462]

Demographic change hard , section 8 plus 1920s migration

[@sonice9020]

I learnt more from Chief Keef than I did at my college

[@o0julek0o]

“Over 12 thousand in bicycle debt” 😂😂😂😂😂😂

[@nicholaslonnon7509]

someone needs to make software that automatically blurs bald spots and call it the Norwood Redeemer

[@Lil.Grandpa]

Shit I want that to be a superhero that cures baldness (like mine. FUCK).

[@SquidWORDier]

Didn't expect dan and sam to get along so well, honestly sick that Sam's getting some great comedians on his podcast, keep it coming brother

[@Lord_of_the_Pies]

People pay $5 a month to watch them watch KZbin videos together?

[@Dielawn69]

People like to support creators that arent basic bitches always censoring themselves.

[@Nonamenaming]

Welcome to the internet

[@bigsnacks2350]

Sam is right if you are a nomad type person with very little to lose. If you have a family, Dave is much better than Sam's advice lol

[@sygos]

an extreme minority of men have a family now after no fault divorce and the gey agenda have ruined the family unit.

[@Big_Dummy86]

@@cheesycheese7100Sam’s advice is great until creditors are garnishing your wages before they even hit your account

[@henrylopez7721]

​@@cheesycheese7100 naw 😅

[@DavidKFZ]

Sam's advice is a one way ticket to financial hell for 90% of people

[@pearz420]

Jesus' advice beats both.

[@mrSPEEDCASKET]

These 3 are really funny together

[@yousquiddingme]

When I was in high school we had to take a personal finance class for a semester. When we weren't cutting coupons for the teacher (real) we watched Dave Ramsey seminars. That is all I remember from the class. On the last day we watched the seminar where he cut up fake credit cards.

[@Future-Corpse]

You should write that teacher a thank you letter and then at the end ask her for money

[@velvetram2975]

Honestly, your commentary was hilarious, but he actually handled himself pretty well in the clips you played.

[@Mattened]

dan and nick play off each other pretty well

[@user-gc3qj7md8c]

16:25 It's not "Slime ball Stan" writing those loans. It's Slime ball Stein doing it.

[@Lord_of_the_Pies]

Tim Dillons a Jew?

[@Gap-td7lr]

Yea ​@@Lord_of_the_Pies

[@pearz420]

Schlime Ballstein

[@tongpoo8985]

Never trust someone named after money, rocks, or precious metals

[@YoungSantasGroupie]

Ramsey’s headset looks like the Bose A30 Aviation model (likely a custom). He wouldn’t look out of place as the defensive coordinator of any Midwest NFL team.

[@CatnamedMittens]

Lions for sure

[@DavidMoore-bl7gb]

while Ramsey is a bit over the top in many ways. He does provide a needed counter balance to the excessive submission to debt and ridiculous spending habits.

[@Dielawn69]

True. I'm with Chris honestly on this one. Dave seems like an angel compared to people like Gary Vee who lie about their rich parents or sell their bullshit courses

[@brahtrumpwonbigly7309]

@@Dielawn69 I'd rather have someone telling people to take responsibility and stay out of debt than most other financial advice.

[@Big_Dummy86]

Agree with Chris as well. This guy is encouraging people to live within their means and not submit to absurd debt financed consumerism. I’d personally rather have a more modest car/home that I actually OWN, vs. some McMansion monstrosity I’ve borrowed against multiple times to finance my fake rich lifestyle

[@Future-Corpse]

He's also got a bad case of oral sepsis. Didn't know if you knew that.

[@DavidMoore-bl7gb]

@@Future-Corpse Now i like him even more! If you can just tough out Sepsis you obiviously have a superior immune system.

[@kelseytobin]

Sam can you please apply to be on The Financial Audit with Caleb Hammer?

[@dagothodros641]

Lmao

[@CatnamedMittens]

Now we're talking

[@Deanjacob7]

As a 19-20yr old with 0 credit history and no cosigner… your lucky to get 20% if anything

[@jonathanoneill8655]

Are you 19 or 20 which is it

[@Future-Corpse]

​@jonathanoneill8655 obviously 19 and a half dumbass

[@Uncle_Dave_Dave]

yet if you lived in russia or china, you'd get offers to literally own land, and get free farming equipment to start a business.

[@Morocco_Mo]

That's crazy. Why the top of your head look so blurred. My head doesn't look like that.

[@AndrewPont-w1j]

That's the new style

[@ivox.]

how would you know. you cant see the back of your head. dont be stupid.

[@HAHAHHHAHHAA]

my head is not blurred. mr. hyde is using special effects

[@TL_27]

Have you tried looking at it in the mirror?

[@HAHAHHHAHHAA]

@@TL_27 mirrors cant see what is on the back of your head? dummy?

[@brasshouse-og]

Dave Ramsey takes me back to being a 14 year old skater punk. There’s just something about him that makes me want to rebel. He is right every time but he is basically the principal from Footloose

[@Slow-Biden9]

I didn't even realize Dan Soder played in the show Billions until now. My favorite show

[@mickthetic]

The funniest part about this is Jimmy Carr does standup with a headset like that unironically

[@ILoveTheseGoobers]

Dave Ramsey for sure tips waitresses 9% or lower

[@autisticalbatross5594]

Tipping is for schmucks.

[@MS-gu2ux]

Based

[@williamjohnson9158]

dave tips service workers in “free knowledge”

[@ChipFreeSpace]

Deserve less

[@CrobianYT]

Me and me mate Dave both agree Waitresses deserve and I quote 'just the tip'.

[@PASTRAMIKick]

Dennis Hopper's ghost didn't want them to continue and cut the episode short

[@slimmorrison]

My private loan for 24k never goes down with a 16% interest

[@yh-un9wi]

9:55 the face sam makes lmao

[@mr.k7457]

As a t-loc myself, soder is pretty much spot on

[@EmilSosnin]

Dan fits so well in this mix 😂😂 Please have him over more often

[@seanstreb2775]

Ex Alum of Franklin and Marshall 2016 - 2017. Transferred to a state school after a year and a half. Best decision I ever made in my life. It really is 100% as bad as they're describing.

[@gecko-romanwrestler6323]

I bet the Hitman barcode is underneath that censored blur. That or his head actually is just blurry in reality.

[@kratostomatoes8587]

Sam is a trust fund baby. Of course he doesn't care about debt.

[@absentstars474]

Self proclaimed “comedian” christopher titus uses the madonna headset.

[@TheBenchPressMan]

Ramsey certainly isn’t into credmaxing.

[@nangchow8716]

Some one put them onto Caleb's high blood pressure clips.. priceless 😂

[@brahtrumpwonbigly7309]

it's pure soy, and mostly fake.

[@iano1057]

this show would be better if it was just nick and dan

[@Meggey]

Nahhh, in senior year our last semester was a full DAVE RAMSY EDUCATIONAL INTERACTIVE COURSE. WITH A BIG ASS BOOKLET THING AND QUIZES FOR A GRADE. DUDE WHY DID THAT EVEN EXIST.

[@thomassandoval8025]

You'll appreciate it when you're older.

[@genericalfishtycoon3853]

21k in debt at 14 eh? Lol that brings me back. It was 18k at age 10 for me, Thanks mom and dad, before you F'd off you made sure to get some credit cards on your boy!

[@allcapsboy9139]

one of the best episodes so far. dan is v funny

[@vaughn4947]

danny sodes and lemonparty, really great guests recently

[@mithrandirthegrey7644]

Hey Dave Ramsay, I had college debt but I moved abroad and will wherever repay it. Don’t need any help. Just wanted to say that scamming the government felt good.

[@CaptainJug1]

My debt was at 15.35% under Sallie Mae before I refinanced. I love signing contracts as a dipshit 17 year old.

[@DEATHxxHIPPIE]

Get that plantronics standup kit

[@blackdysfunction8260]

Good combo right here 👌

[@username7274]

I HAVE THE PERFECT OPPORTUNITY. We start a debt buying company, and buy our own debt for pennies on the dollar, then resell to another debt company for pennies on the dollar,😂 we are out of debt boys

[@trollpatrol7039]

Caller: I'm an unborn fetus and I have 20 million dollars in debt from borrowing money to buy NTFs. Dave: What's your household income?

[@weedo3]

Little known fact, Sam has a big swastika tattoo on the back of his head.

[@friednoodles666]

i went to a live dave ramsey event with my mom years ago. it was actually lit as fuck, he's fucking hilarious

[@LoafingMushroom]

My cousin was in his 3rd semester fall of this year and I made him show me his loans. He was in it for $30,000 with 9.00% apr.

[@brahtrumpwonbigly7309]

Just made him whip it out, huh?

[@LoafingMushroom]

@@brahtrumpwonbigly7309 I'm unfortunately quite overbearing 😅

[@Uncle_Dave_Dave]

what's funny is they issued a bunch of loans with some federal guarantee the rates would stay at the rate I agreed too... well, 5 years later whoops, whatya know they doubled the cost of my loan. :) good thing I don't pay down any of my debts at all.

[@Juan-CarlosBuisman]

The sun on the meadow is summery warm The stag in the forest runs free But gathered together to greet the storm Tomorrow belongs to me Tomorrow belongs to me The branch on the linden is leafy and green The Rhine gives it's gold to the sea But somewhere a glory awaits unseen Tomorrow belongs to me Tomorrow belongs to me

[@HipHopAn0n]

Great clip

[@Ryo7_7]

Oh, Sam knows about the Ted talk headset. That would be hilarious to see at a stand up show.

[@ordinarypablo]

This guy goes after every internet person I look up to 😂😂😂 I’m afraid he going after Tim Kennedy or Shawn Ryan now

[@KingKendrickTheGod233]

8:51 why is Sam blurring out his bald spot 😂

[@Mattened]

Very observant

[@fitz91701]

9:59 - Sam’s knowing look…he’s discussed this very situation with Chris by a fire…almost exact situation to a T 😂

[@lmackenzie9198]

In Scotland university is free, the only thing you need to repay is the cost of living loan. And even then it's just wiped out after 30 years. You only start having your wage garnished once you earn over a certain amount however (£31,395)

[@mrunpopularopinion334]

Sam gotta talk Adam22 about the hair transplants

[@Lil.Grandpa]

Sam is the bizarro version of Dave Ramsey.

[@uberwarlocker]

If Sallie Mae mentions variable interest rates, you might as well whip out the KY jelly.

[@frogoree]

lol I went to the University of Chicago and didn’t pay a dime because I was poor. Even got a refund from financial aid every quarter to live on. Get fucked rich kids who actually had to pay to go.

[@boimemes3462]

You graduated?

[@frogoree]

@@boimemes3462 yeah

[@boimemes3462]

@@frogoree nice

[@Football__Junkie]

Beans and rice. Rice and beans.

[@alexscottthompson812]

I like how the baby just slowly turned Asian @ 1:50 lol

[@Pullupattheafterparty]

Sam where were you on July 13th 5:25pm eastern time??? I think this mad man has done it again…

[@wasted6459]

Sam what did you just do in Pennsylvania?

[@PASTRAMIKick]

bro the full episode got cut short because of bad weather lmao, I would've kept watching it for another hour if it had continued

[@basedsaul2746]

I had a class in highschool that was just a dave ramsey video course. Waste of time lmao

[@michaellopez2070]

Dude can we not squeeze in a the intellectually empty fringe standup comedians relentlessly probing their bits and chuckling over eachother. The whole reason people like Sam and Nick is they aren't mainstream comedians. It's gonna become a cloying saccharine Kreischer Cumtown deal. Comedians literally aren't funny

[@mildsauce5019]

5:32 You guys blurred out sams bald spot LOL

[@alberto.jaramillo]

This video was made for me, im in the middle of paying my school tuition 😤

[@kellerjo98]

lol Sallie Mae gave me a %14 rate on my loan and I figured out 5 years after paying it that it was %20 over what I initially took out. HUGE wake up call, cleaned that loan up ASAP.

[@Slow-Biden9]

SAM PLEASE START STREAMING AGAIN 🙏

[@Poloolpp2]

The headset looks like a Sennheiser HMD 25

[@thomassandoval8025]

Dan was awesome on this haha 😂

[@jakedangler612]

fucking LOVE dan soder love seeing them together

[@jack_corvinus]

The best way to describe Dave Ramsey that I've heard is that he's financial AA. Most people can drink and not have a problem, but some people need to completely abandon all drugs and alcohol forever.

[@averageclussyenjoyer6396]

Sam's yiddish phenotype is coming out fullblown. If the 1930s socialist glasses wasn't enough of a clue the forehead might be another.

[@haydenbenedict7049]

Ay buddy don’t shoot at my president!

[@Boback111]

The yarmulka is a relic from a pre-gaussian era.

[@JaiPritchett]

I cant stop thinking about the necks when viewing the screen. OUCH!

[@t-mac1236]

Yeah that show is crazy. People calling in and casually throwing around huge numbers regarding their wealth like it’s no big deal. Meanwhile I have to think twice before I buy a *fucking sandwich.* Bums me out. I can’t watch it. It’s show for the uber rich on how to get richer. The content and advice on that show is mostly irrelevant to people under 100k…which is most of the human population

[@coreym4979]

Watch Caleb Hammer if you want to feel better about your life

[@flake452]

You need to learn how to steal.

[@Lord_of_the_Pies]

And when you start making that much money it doesn't even seem like that much. I've made $25,000 a year and I've made $150,000 a year and you feel broke no matter what.

[@kinsmarts2217]

Not really, he occasionaly talks to broke people, the thing is, no matter how much you make a year, if you dont know how to adminster your money you WILL always be/feel broke.

[@Dielawn69]

​@@Lord_of_the_PiesBecause people think they have to spend all their money. I'm not saying you should live in a rundown trailer park if you make 150,000 a year. But people dont know how to actually live beneath their means

[@jordanhill4870]

Depressed goofy still lives rent free in my head

[@SpithVideo]

Dan the Man

[@beardedglasseshat3177]

4:37 why is the top of sam's head blurred?

[@alex8fish]

Hey i work in an "air traffic tower" lol

[@dnizzle18]

Sam got blur jobbed

[@garymericano]

Morty Stanowitz issues 15% student loans but his Mohel takes 10% off the top

[@blakehaymore1445]

nick is genuinely one of the funniest people ever lmaoo

[@haxguy0]

My student loans were 7%...

[@RCCarDude]

Dave Ramsey is all about not being a slave to the "Brazilian" usuary scheme. Very based.

[@paragonaaa817]

knee

[@MildPsychedelic]

8%-15% interest for a student is downright predatory.

[@PearceVaughn]

I am suffering from 13%, but am seeing a light at the end of the tunnel. 7.6K left on privatized and ~31K federal. If you look at SallieMae's site nowadays, rates are up to 17-18% for new borrowers. It is designed to destroy your future. It's not a surprise it started existing after Nixon was in office.

[@sdm1568]

Hey mr hyde, not sure if you know, but your bald spot got blurred out. Just wanted to let you know!

[@Hussarianbrother]

Sam was definitely in PA a couple hours ago and edged Trump.