DENIED Capital One Venture X Again, I’m DONE

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[@memydrone7079]

I call it the Capital One Get Denied Card…What’s NOT in my wallet 😂

[@Jay-vt2so]

😂😄😂😄

[@sashac7408]

😂😂😂😂

[@lewis20002000]

LMAOOOOOOOOOOOOOOOO!

[@choosetoshine2610]

😂😂😂😂😂

[@zionismisterrorism8716]

Venture Denied Card

[@jamesragland03]

I just finished this video, and I applied for the venture x . I got approved for a 10k limit. I have the savor one & now venture x. Thank you Carl this is my second credit card period. I was shooting for the capital one duo for a while now

[@calbarton]

Big congratulations

[@ddennis510]

Not sure how I was approved for this card last week, but here's some data points: TransUnion 810 Equifax 816 Experian 810 3/24 (2 inquiries in the last 4 months) 9 open CC accounts 19 year credit history No derogatory marks No Capital One relationship Approved w/ 30K limit I said screw it. I'll apply and if they deny me, I'll just move on. And I was instantly approved.

[@callmeNeno]

When don’t care, you get approved 😅

[@lewis20002000]

One more CC account, maybe 10 would of been he breaking point. I have similar credit scores, inquiries, and year. The big difference is I have 30 CCs.

[@yarbjamel6132]

I got approved last month, and my credit was 731 scores

[@iluvuvibez6644]

You're from Oakland bro?

[@Tony-xc5sk]

I'm done with Capital One. I first asked for a credit increase so that my credit usage could stay under 30%. Mind you I paid 100% every month. They denied me. They did me a favor. I applied for an AMEX and Chase, both approved with much higher credit limit and way more benefits. Capital One automatically raised my credit limit. Too little too late. I retired my Capital One card.

[@rafaelm.2056]

Capital One was traditionally a bank that catered to higher risk individuals. Now that their portfolio has grown, it's assumed that the card you have is part of their collection of receivables in a higher risk tier. This means those accounts have restrictions and a much higher interest rate. I guess from their perspective it makes no sense to grant a credit limit increase in their high risk group because they will still have to do a credit pull anyway. If that's the case then you can take the hit on a hard pull and apply for a different product and receive a higher credit limit on the new card rather than a small increase on an existing card.

[@martinguldner3990]

Dude the Capitol One approval hack is having money in their online savings account. I was denied twice for a Savor card while having a Quicksilver card with a $4,400 limit and Walmart card with a $500 limit. I applied in December in 2022 for a Savor card with a $7000 limit. Having a Capital one savings account with a $16,500 balance got me approved!!!

[@callmeNeno]

It’s all about relationships; my emergency fund is with capital one 360 savings 😊

[@VincentPascual]

I opened a checking account with C1 first then opened the Venture X only a few months later. Having a banking relationship with C1 can help regardless of how many cards you have.

[@jeffhoward5305]

My oldest credit card, issued by Capital One Bank, is the only one that doesn't raise my limit by more than $300 every two years. Anyway I love their check account.

[@daneo617]

My oldest cap 1 card has a limit of only 300 $ total. 😂 I have a 785 cs and they won't up the limit but just gave me a $4000 Savor card. 🤦🏼‍♂️🤷🏼‍♂️

[@yuzeli2303]

I would suggest if one is denied twice then just let it go. No need to stick on it. Similarly when you play tennis if you keep loosing points when trying to hit the exact same spot, then just DON'T try to hit it

[@TroyWarren-cn6fx]

THANK YOU for this video!

[@jeannine1991]

I love my Venture X and have used it as my primary card for the last it 2 years. The rewards fund much of my travel expenses.

[@rambosidi7634]

Thank you for sharing this information with us

[@gsctrading7215]

great video full of valuable info. 👍

[@73ocampo]

Hello, I finally decided to just get a card I really would like. Which is the AMEX Everyday Preferred and I'm done. It's too much stress worrying about this or that. Thanks for the video.

[@calbarton]

Good choice!

[@73ocampo]

Thank you! @@calbarton

[@wilfredpapaya4739]

That’s crazy man, I got approved for the card this past week. I was 1/4 & 1/24. I did the pre approval tool and the card was there, only reason I applied. Guess I’m their target audience.

[@fredfredburger5583]

Capital one seems to be denying me constantly. The pre-approval says I don't qualify for anything even though I have the savor one and a checking account with them. I also have 8 other credit cards and a 750 credit. I'll stick to my Chase Preferred. Maybe I'll try the reserve for lounge access, but I'm giving up on the venture x. Maybe I'll be a little petty and close my checking as well lol

[@ochenhetree]

Get a mercury credit card no fee card

[@glembermoreno7308]

A few days ago I did the pre-approval and they offered me the Venture Do you think that at some point they will offer it to me again?

[@element54]

I’ve got denied twice. I applied exactly one year apart. 🤷🏻‍♂️

[@ernieT29220]

Hello cal I have a question about 6% utilization that I let report to the credit bureau I use capital one platinum card and when it reported my credit wise score that I get dropped 5 points, it says because I went from 0% to 6%. Can you explain why , please because i thought it supposed to be to go up

[@uocana1]

Credit profile : Fico score : Eq:680 Tran: 688 Exp : 677 Hard inquiries 4, 6, 4 I have capital one savor one 2yrs 6k limit, Capital One Quicksilver 2 1/2 yrs 6k, Capital One Venture One 5.5k 1 yr 9 months. I have Apple card 1 yr 3k limit, Verizon CC 8 months 5k limit. I have a bankruptcy chapter 7 from 6/2021. Credit utilization is under 10 percent. I applied for the venture x and was instantly approved for 20k. It is my highest limit cc.

[@EconomicWarfare]

😂😂😂

[@adakot123]

Congratulations

[@uocana1]

Forgot to mention that I even had a previous capital one card $700.00 limit that I included in my bankruptcy. They gave me the Quicksilver 6 months post BK. The limit they gave me was 3k.

[@adakot123]

@@uocana1 Hopefully you will have a better turn of events in this stint and never revisit the Bankruptcy corner again! Good luck brother!

[@Jes1919]

21 and planning to get the Venture x next year. Already have the student savor one I got last august with a 800 limit, discover it with 4250 limit, and Hilton honors with 26k limit. Doubt I was bucketed for the savor one as I applied for the student version.

[@vcosino]

Great and helpful informational video bro! I got approved for the Venture X last year in May 2023 w CL of 30K. I want the SavorOne next, but I am currently gardening my 5/24 so I can get Chase Ink cards as well. I'm right at 5/24, I won't drop down to 4/24 until October this year. Is getting approved for the SavorOne as strict as being approved for the Venture X?

[@ochenhetree]

Top credit line for capital one is 50k usd

[@Lancun]

You can probably get approved, but getting the $200 welcome offer seems to be a lot harder with a good credit history. If that's the make or break, good luck, but if you're fine without it, getting the Savor One itself isn't too difficult.

[@vcosino]

@Lancun thanks for the input, welcome intro bonus offer is always a must for me haha

[@Lancun]

@vcosino While normally I'd agree, the Savor One has a relatively rare niche for the Entertainment category. Think I'd probably take it for that even if I weren't getting the $200 SUB

[@ochenhetree]

Capital one cards work well when traveling in Asia use it all the time in the phillipines

[@brandonn161]

I had no idea this card was hard to get. I applied for it on a whim from a co-worker's recommendation and got approved instantly. This is quite interesting to me indeed.

[@user-wh1ti5cl2c]

Thank you for the video. Since you are a dataman. Here is some more for you. I hope it helps somebody out 1) i was at 2/24 2) last account i opened was a savor one 3 months prior ( 10000 limit ) 3) quicksilver account opened 10 years ago (7500 limit) 4) 14 revolving accounts 5) 181000 annual income 6)820 average credit score 7) 1% credit utilization 8)pre-approval yes. 9) approved for 30000 limit I do not know if this information. Clear things up are just muddies, the water.. Thank you for your work. I always appreciate the numbers guys

[@etaaan_mc]

I just applied for the Savor One, and I got denied. I already have the Venture X. Shouldn't CapOne be willing to capitalize on people wanting the bifecta?

[@VincentPascual]

I was wondering how C1 applications would go if you already have the Venture X. I have the Venture X and I’m not sure if it’s worth the hard pull just to get an extra percent back on groceries. Thanks for the data point!

[@MasterMix291]

Same here. Denied for s1 but have the venture x, reason due to too many revolving credit. Stupid.

[@lifewithjon6809]

How do you find the capital 1 product page?

[@chrisflores3549]

Going on 2 yrs with a Venture X and I love it, I will be opening then Savor One soon to maximize those points 👌👍👍

[@iamsean92]

i have savorone although they gave me a low credit limit. 10% back on uber is cool. with 1-3% cashback on other categories.

[@TheWallReports]

I was approved for the Capital One Venture X card last year. However that was thru a product upgrade offer which I accepted. So not sure if that counts.

[@nicholaselia7943]

What's the credit card that you had before that you upgraded to the venture X?

[@TheWallReports]

@@nicholaselia7943 I upgraded from the Venture to the Venture X.

[@TheWallReports]

@@nicholaselia7943 I upgraded from the Venture to the Venture X

[@CitizenZero1]

I applied and got denied and then I applied again two months later and got approved with nothing different on my end. Didn’t use the pre-approval tool, either. My stats at the time: platinum, gold, and pretty old elan card both 2yrs old, and a credit score in mid high 700s. Who knows? Great card, though. I think the high amount of rejections makes people want it even more.

[@jameltanderson]

Is the preapproval legit because I got pre approved for it last week 😩

[@philipohmes9395]

I think it is the old debt to income ratios affect working here. Does one really need 5 or 6 personal credit cards plus? It is expensive for a bank to obtain and keep a loyal customer base. In the end all of those points and perks get paid for by customers and vendors in the form of fees or some type of price increase one way or another. I am good with 3 lines of credit.

[@nicolasrodriiguez]

Just got approved the other week. First capital one card!

[@Garcias888]

Because alot of people only get it for the welcome bonuses, then after a year most people just cancel 😂. Specially people with multiple credit cards. Even if you have a 800 credit score, whats the point if getting the venture x if you have the platinum amex or the chase sapphire reserve. They know u only getting it fir the welcone bonus

[@herbertdaugherty636]

Really enjoyed this video. I was approved for a Chase Prime Visa in 20 seconds, yes 20 seconds with a $20k limit. Capitol One is doing a hard pull for a $10k limit increase on an existing card. Make it make sense. I don’t need it and am a high-income, high-credit score customer.

[@user-xn8dv5bv2d]

I have 3 capital one cards one of them is a venture card and my credit is around 600. No late payments. And only making minimum payments each months.

[@wanderingdoc5075]

I've never been denied for a Chase, Amex, USB, BoA, or Capital One card. And that's with a uber fast velocity. But now if I can get Citi to approve me for a Premier.. 😂

[@darylhowell2806]

Should I wait until my bankruptcy falls off my credit report (March 2025)?

[@DugrozReports]

I had 9 open CC's when I was approved, FWIW.

[@drag0n4ever]

After being denied for this card 3x in the last 1.5 years I finally got approved for 30K. Using the pre approval link really helped.

[@matthewJ142]

Well if you have alot of capital one cards. It already makes sense because they are calculating all of your credit with them. It would make sense they would rather you product change a card you already have with them just to make it your main card. And i also guess they dont want you to get the bonuses.

[@BillyBlaze7]

I have three Capitol One cards a platinum and two quick silver cards. When I had just the platinum and the quick silver, I tried to get them to increase my quick silver credit line from my $500. limit, they refused to do it. I applied for a new quick silver card and they gave me a $3,000. limit LOL go figure.

[@pappy924]

The opposite is true for me. I got a VX this fall with 30k in February I got a savor one with 5k. I had an OG quick silver from a decade ago with a 10k. It doesn’t make sense, but I have what I need and like the rewards so I can’t complain

[@CallMeLani]

I've never tried for this card. But I hear they deny people a lot

[@freedomhasbeentaken]

I got approved for 30000 venture X, I only applied because I keep getting denied the chase sapphire reserve

[@frankw7266]

Capital One and their "buckets" can go pound sand.

[@anthonywilliams9415]

😂😂

[@MasterMix291]

I was approved for venture x but denied for the savor one due to too much revolving credit history, c1 is so dumb

[@allenn7955]

Isn't there a pre-approval tool with Capital One?

[@vmcr]

Yes

[@georgeadams890]

I only know one person with VX and they use it as their main earning card. Using the VX for food is crazy, but their choice.

[@billwright2176]

People had 3 cards in a credit history? I did that in Feburary.

[@calbarton]

🤣

[@coziii.1829]

I have 2 quicksilvers trying to combine them 3,000 each 1. Savor card 2,500 1. Venture one 1000 2. Walmart cards 2000 on one and 1500 on my wife’s that I’m on . Then I have two Discovers with 10000 on each .

[@aaronscarpa7469]

The ad for this video is a Capital One Venture X ad 😂

[@daneo617]

I have 36 total accounts with 11 still open, maybe I'll give it a shot. 🤦🏼‍♂️😂

[@user-hw9th1yb6u]

Seems like they are targeting people who are more likely to just pay the minimum monthly payment

[@jakestechden]

Sounds like they are trying to bolster the ranks with card holders that won't likely use a good chunk of the perks

[@coziii.1829]

I think the new Wells Fargo journey will be the best and best the Vx

[@scoeroyal2768]

Where Capital One differs from Amex/Chase....they simply want people who carry over balances and pay interest over those who don't. If you carry over balances with them they'll prove you instantaneously

[@fredfinger7092]

What is the point of turning on the AI-generated captions if you are not going to correct the errors? It's just distracting seeing "Ventrex" instead of "Venture X" and "AmEx boot cash" instead of "Amex Blue Cash" - or my favorite from this video at 14:02 "not getting the VLKOM offer" instead of "...welcome offer". If you really want captions, maybe enter them manually using your script (or pay someone to do it), so they'll be correct, instead of just turning on the auto-generated garbage. It really detracts from your content (which is otherwise quite good).

[@calbarton]

you're right, i'll review the subtitles next time.

[@jeffreywilliams9220]

Unfortunately alone is the hardest word to see

[@Deathdealer4L]

I was just denied because I have to many Cap cards.

[@Adiscretefirm]

Ok Cap1 I'll wait a few months until I hit 2/24 and I will close a Venture One out of spite.

[@Creditcardnerd]

Who does the captions lol

[@efrainl956]

Sometimes one hard pull is too much for them.

[@ctbt1832]

I wonder who are the people they are denying 🤔

[@BossChronicles]

Screw capital one was denied for the savorone

[@sinned96]

Capital One is trash

[@ToboeKey309]

Thats probably because u got denied for there credit cards 🤣🤣🤣🤣 ive been with capitalone since the year 2000 and had no problems with them and let me tell u capitalone is a whole lot better than the g@y@zz apple credit card 🤭🤭🤭

[@cherrelleg8276]

They want to buy discover 😭. I love my discover card

[@sinned96]

@cherrelleg8276 hopefully they don't turn it into a Capital One card. I could care one way or the other about Discover. I have two cards a 2500 discove chrome card and 5,000 discover it card. There are a couple of my low-end cards

[@jmbwashi]

I got it as my 7th credit card last week.

[@choosetoshine2610]

OMG! I cannot with CapOne.

[@1powerequalsgod]

These card companies are closing credits card holder accounts without warning now so we are facing a serious recession ahead

[@Travelscreditcards]

Apply for Venture and then upgrade to Venture X. Easy.

[@sydney2462]

That's odd, I was approved instantly.

[@me-cd3lq]

His links for Venture X preaproval are bad

[@Ollie__Tabooger]

Cap One APR is CRAZY HIGH!!

[@EconomicWarfare]

That's why I never carry a balance.

[@Ollie__Tabooger]

@@EconomicWarfare Yeah, i pay in full too but still.

[@thomasjohnson2916]

I guess I’m out I have 20 cards.

[@anthonywilliams9415]

🤯🤯

[@peterg6638]

Ditch Capitol One

[@sethblanton911]

It’s stupid easy to get what are you talking about

[@haroldfee1550]

Cap One is bogus!

[@marvinlara564]

Please help me

[@ToboeKey309]

Help yourself lol wtf r u asking for help 🤣🤣🤣

[@anthonywilliams9415]

😂😂

[@airgp1671]

Cal, I love your videos but hate the closed caption on the screen. Very distracting. Very annoying. Just my opinion.

[@kingmae3808]

You can close the CC caption on your own it's the way you have your settings done

[@calbarton]

I hear you, i'll try removing them next time.

[@lashadow8]

overrated bank and credit cards….

[@calbarton]

I think they're better for newcomers

[@NeoSoulCrew]

All these accounts you mentioned are heresay.