Differences between NEFT, RTGS & IMPS in Tamil | Best fund transfer methods | payment systems

The introduction of various payment systems in India has made it easier to transfer money. Unlike earlier, you can transfer money from one bank account to another almost immediately.
The three best fund transfer methods by which money can be transferred are mentioned below:
1. NEFT 2, RTGS 3. IMPS
To know the differences between NEFT, RTGS & IMPS, Watch this Tamil video @SM EDUTALK
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DISCLAIMER: This Channel DOES NOT promote or encourage any illegal activities. Whatever shared in this video is solely for viewers’ information and educational purpose only. Before applying anything that is mentioned in this video, in practice, get an expert’s opinion. SM EDUTALK has no liability or responsibility for any decision taken by the viewer.
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[@ramesht1707]

Excellent explain,congratulations brother.

[@SMEDUTALK]

Thanks and welcome

[@Habibulla.M]

மிகவும் பயனுள்ள பதிவு

[@SMEDUTALK]

உங்களுக்கு பயன்பட்டதில் மகிழ்ச்சி!

[@vinothsuper5402]

நன்றிகள் தோழா.

[@SMEDUTALK]

மகிழ்ச்சி!

[@kanchanan8283]

Superb Explanation bro

[@SMEDUTALK]

Thank you so much Sis🙂

[@pavithiranpn9667]

Vera level bro neenga

[@SMEDUTALK]

Thanks bro

[@RevolutionofTamilnadu.]

Very super sir excellent. Thankyou sir. Great job.

[@SMEDUTALK]

Most welcome

[@thangapandiyan4017]

Semma Explanation 👍

[@SMEDUTALK]

Thank you 🙂

[@vishwanathanvishwanathan1224]

Very nice explanation sir. Thank you.

[@SMEDUTALK]

You are most welcome

[@gsa910_]

Super detailed explan

[@SMEDUTALK]

Glad you liked it

[@dinaa7984]

Super Nanba

[@SMEDUTALK]

Thanks

[@arulsamy9767]

excellent.

[@SMEDUTALK]

Thank you

[@kavithadinesh7103]

Super explanation 🙏

[@SMEDUTALK]

Thank you 🙂

[@GanesanSeetharaman-w3u]

Thanks

[@SMEDUTALK]

Welcome

[@jokerlee7584]

Great Job👏👏👏

[@SMEDUTALK]

Thank you! 😃

[@deepakkumar-dd7kv]

Nice bro

[@SMEDUTALK]

Thanks bro

[@g.prakashgp6917]

NEFT இதன் மூலம் 24 மணி நேரமும் ட்ரான்ஸ்லேஷன் செய்ய முடியுமா அல்லது டைமிங் காலை முதல் மாலை வரை

[@SMEDUTALK]

You can do NEFT transaction 24x7.

[@dubbakar6147]

On line la transtion charge unda 10000

[@veeramani.r3060]

NEFT RTGS very slow 5 hours aguthu salary credit aahavery very slow

[@pankajam.rramalingam3865]

Even for online fund transfer banks charge some 11 rupees or so

[@SMEDUTALK]

I told this in the video itself. We shall either complain or wait for the transition period to make it free completely.

[@sakthivigneshp7506]

Super

[@SMEDUTALK]

Thanks

[@whynot7786]

RTGS vandhu same branch of bank ku mattum dhaan money transfer panamudouma ...!!! BRO .. Another bank ku money transfer panamudouma...????

[@whynot7786]

Please reply meee

[@SMEDUTALK]

RTGS allows a person to transfer money from one account to another within the same bank or in a different bank, provided both banks are RTGS-enabled.

[@sty-o3r]

Online transaction kum charges applicable..For all payment mode

[@seshadrinadadur1071]

what is GST AMOUNT FOR TRANFER 5000/- TO ANOTHER PERSON AND ANOTHER BANK

[@SMEDUTALK]

Please watch the video around 5 min.

[@rajasenthilkumarrsk7899]

Nice

[@SMEDUTALK]

Thanks

[@biggbosstamil5702]

Adhaar and bank account link pandrathuku evlo naal mam aagum???

[@SMEDUTALK]

Account holders can link Aadhaar card with bank accounts both online and offline. You can link your Aadhaar Card to your bank account online within few minutes either through the bank’s mobile application or through internet banking.

[@biggbosstamil5702]

@@SMEDUTALK naa pona monday(6.2.23) annaki IOB bank la poitu adhaar card bank account kuda link panna bro Ippo uidai website la poi patha your bank your aadhar is not linked to a bank nu kattuthu..

[@SMEDUTALK]

@@biggbosstamil5702 Ask your bank. They might not have linked.

[@Mahasandyyyy]

Bro ennaku some amount credit agiruku. Check panni patha neft kamikuthu. Enna bro pandrathu use pannalama

[@SMEDUTALK]

அது தவறாக CREDIT செய்யப்பட்ட பணமாக இருந்தால், வங்கி அதிகாரிகள் உங்களிடம் இருந்து பணத்தை திருப்பி கேட்பார்கள்.

[@jamesbond-go2yx]

Bro enga vidu adamanathala iruku engaluku therinjavanga kitta vechitu irukom adhu muzhuga pothu antha patharam vera engayachu vechi antha kadana adaika mudiyuma sollunga emergency

[@SMEDUTALK]

வீட்டுப்பத்திரம் உங்கள் கையில் இருந்து, எந்த வில்லங்கமும் இல்லாமல் இருந்தால், அதை வங்கியில் வைத்து அடமானக் கடன் (MORTGAGE LOAN) வாங்கலாம்.

[@sivadass6838]

Bro, naa 2 days ku munnadi net banking open pannunen beneficiary add panni 1 day ku melaum agitu ipo naa imps use panni 2 Lakhs amount send panna mudiuma

[@SMEDUTALK]

சாத்தியம். ஆனால், பல வங்கிகள் IMPS மூலம் முதல் முறையாக 2 லட்சத்திற்கு பரிவர்த்தனை செய்ய அனுமதிப்பதில்லை. எனவே, உங்களுடைய வங்கி அனுமதிக்கிறதா என்பதை சரிபார்க்கவும்.

[@Meditation003]

super.bro

[@SMEDUTALK]

Thank you

[@saisaranya1819]

Imps method la ore time la tha, transcation pannanuma sago, or minimum eavlo time transcation panlam

[@SMEDUTALK]

There is no transaction limit per day for IMPS transactions.

[@munuswamy2716]

Can we able to transfer 5 lakh above in IMPS?? It will differ from bank to bank???? Pls ans me

[@ManjuManju-ni6di]

Gst. Avlovu sar

[@SMEDUTALK]

Yes

[@saranvlog5810]

Bro i need to transfer 1lak in imps means how much GST Applicable???? I saw 18% but if 18%of 1lak means it's around 18k it's too much bro...plz help me to get clarity about this...plz reply.. waiting for Reply soon bro

[@SMEDUTALK]

Banks levy the charge for customers using IMPS transactions. However, certain banks offer IMPS free of cost depending on the type of account held by the customers or using IMPS via Internet banking. GST is levied for the service charge, not for the amount you transfer. For example, If Rs.4 service charge (as per SBI) is charged for Rs.1,00,000, then its GST (18%) is 18% of Rs.4, not 18% of Rs.1,00,000.

[@lala_heart_nikkala]

Neft la money namma account evlo neradhula credit aagum sir?? Mrng sent pannaga ennodo relation innum panam varala ketta bank la delay soldranga 24 hr la varum vera soldranga unmaiya varuma pls tell me??? Mrng send panni mid nit aachi adhan kekuren sir??

[@SMEDUTALK]

Neft la money namma account evlo neradhula credit aagum sir?? 2 hours Mrng sent pannaga ennodo relation innum panam varala ketta bank la delay soldranga 24 hr la varum vera soldranga unmaiya varuma pls tell me??? Mrng send panni mid nit aachi adhan kekuren sir?? It'll come, don't worry.

[@lala_heart_nikkala]

@@SMEDUTALK sunday money varadha sir??

[@SMEDUTALK]

Sunday is also working day for NEFT. In case your account is not credited with the amounts, you can inform your concerned bank and they could take up the issue. If the account number is wrong, the amount is transferred to a person who belongs to that account number. It is important that you always check the IFSC Code before transferring. If there is a problem in the IFSC Code the amount would come unreturned. The other probability why the amount is not credited to the beneficiary would include reasons such as a case where a bank has froze the account for a variety of reasons. In case you have paid the bank they may proceed to also refund the charges. That however, you should check with the bank. In case the amount is not credited and there is a dispute you can always write to the Reserve Bank of India under the banking ombudsman. That can be done online, though there is unlikely to be any complaints of non crediting of NEFT as problems are generally resolved.

[@sarathvelsakthivel4083]

Bro what is the GST amount bro, if I'm transferring 5L in NEFT OR RTGS what is the service charges and also how much the GST cost ???

[@SMEDUTALK]

Approximately 25+5 (varies bank to bank).

[@sibinantony1473]

Hi if we transfer 5 l in a days means any IT problems happen ?

[@sarathvelsakthivel4083]

@@SMEDUTALK ok thank bro. 🔥🔥

[@SMEDUTALK]

Whatever you transfer is accountable. So, no issues. But, if you deposit more than 10 lakhs as cash at a time, bank officials will ask you the source of fund.

[@SMEDUTALK]

@@sarathvelsakthivel4083 My pleasure

[@karthickm4222]

How to create IMPS number. Pls reply bro

[@SMEDUTALK]

IMPS is not like UPI. It doesn't have any number. You have to transfer the amount by Net banking in IMPS.

[@munuswamy2716]

Imps can b able to send 5 lakh above???? Pls reply me bro am in problem pls reply me immediately

[@SMEDUTALK]

The maximum transfer limit of funds through IMPS is Rs. 5 lakh. However, it may vary from bank to bank. Please check your bank.

[@adhu765]

Hi sir oru doubt

[@SMEDUTALK]

Yes?

[@vigneshr693]

IMPS la how much charges in online transcation

[@SMEDUTALK]

The charges are vary from bank to bank under various slabs. Watch the video for complete details.

[@mithun2329]

Neft transfer panna evalo days Sir agum namba account ku credit aga

[@SMEDUTALK]

Max. 2 hours

[@tharanim4061]

2 hours agium innum tranfer agalai ah eapdi check pannarathu

[@SMEDUTALK]

@@tharanim4061 Check the account balance

[@bharathi.r3183]

Any changes? Now update

[@SMEDUTALK]

No changes

[@balugkkl6216]

Thanks

[@SMEDUTALK]

Welcome