Do we really need N500M to settle in Nigeria?

[@Akomolafefam]

Join our channel groupchat for questions and suggestions chat.whatsapp.com/J7pIeI4ish3EjatYrTLw2R

[@Dr.Roland77]

@Akomolafefam I'd love to join at my convenience. I'm at work right now... yet we can not deny anyone who's willing of our experience so they can stand on our shoulders to see beyond our horizon...pardon my typos. I'm juggling

[@adejokeemmanuel4321]

If you have a steady flow of income (not in naira), you will be ok. We just came back from a ten day trip for Shiloh and things are expensive. You can feel and see the hunger and desperation from the people. If your safety won’t be compromised and you can conveniently afford “good” education for your children, if you can deal with the brutality, bribery, injustices, etc. Then, you will be able to cope.

[@afolakemiolaniyi8169]

Good morning my dear sister, l came across your Chanel by chance. Please l want to comment about the culture of respect for older people. I have been in UK since l was 12 yrs and now in my 50s, l can tell you that the English culture have respect for their elders just like we do in Nigerian. Look at the royal family they learn to be confident and show respect to their elders. Please our black children need to copy the good and God fearing attitude of the English culture. This is down to us as parents to teach our children manners and ethics. I pray that the Lord will continue to give our children the wisdom to apply the knowledge they are gaining in the western world/ where ever they found themselves. Thank you very much for your show, l like reality shows like this.

[@RealTalk196]

Returning to Nigeria is never a one size fit all project. Know your why? Make your move. That simple! Definitely do not need 500M. Secure good housing in a secured estate and have cash flow. Live within your means .You will be very happy madam. I am a witness🙋‍♀️🙋‍♀️❤️💯Niaja for life.

[@Akomolafefam]

👏🏽👏🏽👏🏽👏🏽👏🏽

[@victoredwards3959]

Well said

[@ayatullah744]

Aunty, you're spot on! Thank you very much for this wonderful piece. It encourages young people like myself to plan ahead with confidence. No better place than home

[@evansidehen79]

Madam, please don't listen to those talking nonsense. I have lived here in the UK for 24 years now and I am putting finishing touches to my relocating to my motherland. I visit Nigeria every July in the past 10 years, life in Nigeria is well better off after having a house, no matter the size and a small business to generate income. I only need 200k to live in Nigeria.

[@josbeam8550]

Just to make sure you have done the final review before the relocation.Most people have a habit of badmouthing life in UK but the money they have sourced mostly come from UK.

[@frommargiewithlove8487]

Very true

[@willykywilloughhby450]

@evansidehen.Thank you and God bless you.

[@aoajibadeouscaaoa653]

@evansidehen .. I .. have moved back home , in the just past year, despite the turn of economic pressure owing to a dynamic forward thinking and producing national govt's action to put the country back in upswing and secure stability .. even the climate / weather change has dealt blows.. however, with all that, if you cut your coat 🧥 according to your cloth and your pocket, and do not expect to cut a piece of the foreign world and transplant for you to live in, you will need really very little to be perfectly comfortable.. however, there are starting costs because you have to provide very sensible facility for your self and family and have a sensible legit source of income .. have a sensible outlook and expectation, don't think you can reproduce uk / usa / europe / ..etc where you want to live, all you need is a comfortable secure shelter, self generated power, an effective vehicle for transport that serves a functional need other than just being a vehicle, a very modest income to take care of feeding and little day to day spending, sensible lifestyle and habits .. and best of all live rurally .. you're good for it, but if you want Lagos glitzy life, then wait till you have £200,000 before you come home.. otherwise, plan well with little and make the most of it quietly .. .. Íréé óò ✨🤷🏾‍♂️✨

[@femiademulegun3748]

​@josbeam8550 , what are you saying? If you had done well enough b4 relocating to your London from Nigeria, you wouldn't be saying what you are saying about Nigeria. The best place to make money is where there's economic and infrastructural crisis so that solution can be provided. There's money to be made in Nigeria and if you only see negativity that is on you. Nonsense 😮

[@kolaomotade8259]

Problem with Nigeria is you have to make your own everything. Electricity, water , security, medical and the list goes on. There are laws for the rich and the other for the poor. If you need to move then move be positive and yes, there are difficulties ahead but you can do it.

[@Raetalkss]

I am excited for your journey. There are some flaws in all cultures and it will be great for your children to see what Nigeria is like. This is great what you are doing. I advise try growing some of your own food things such as tomatoes, pepper, onions and some leafy greens. I would avoid certain areas due to costs like the heart of Lagos. Also, ignore the naysayers. I was born and raised in the UK and I do not even bother trying to explain to people why I like Nigeria and would love to move back. All the best!

[@alexolabode7557]

Good Morning Ma!! Thank you for all you doing and the time out today for us all!!! U had spoken the minds of millions of us in diaspora!!!!! No where is safe in the world, when we live a low key lifestyle, with rich mindset, Africa is definately the home and land of opportunities!!!! Indians, Chinessn and European are throbbing into Nigeria, acquiring Farmland n making cool money in same Nigeria!! That 500M mindset will work till old age abroad n wont reach that target, i quote if working legally and legitimately abroad!!

[@yomzydee6825]

I just love the way you talk even though I skipped, it appears your're a believer? For someone like me I'm just starting, just came to Canada 2023 but I might be taking the step in the future. I wish you blessings.

[@Moabayi-yf6ul]

If I were you I would not discuss my plans openly with anybody. Just commit yourself and family to God’s hands and you will be fine. Don’t let the naysayers discourage you. As I speak to you, there are Nigerians moving to Iraq, Yemen, Oman etc thinking they are making the best decisions for themselves. I relocated my family to Ibadan and the kids thoroughly enjoyed it.

[@EvareDavid]

She wouldn’t come online if she is not a content creator. Basically, she’s creating content so it Ok for her to let us know

[@henrykrystos921]

noooh! u have to share wth a few trusted people. no man/ woman us an island

[@olaleyekemi]

The love of content creation creates unnecessary exposure

[@olamidedeborah4991]

My sister God has given wisdom, please when you come back to Nigeria, don't show yourself before some dangerous people will start pointing at you for kidnapping. God bless you

[@LimeMiles-j8f]

True talk

[@habibaadebimpe-gw3jy]

The most annoying thing is that most of them saying that u need 500m to live a comfortable life in Nigeria are here suffering ooo. U want to ride a luxury car in Nigeria but ur diaspora riding bicycle both husband n wife, under this terrible weather. Most families can't afford to live alone. Instead, they manage a share accommodation because they can't afford the bills. Some are 50 years plus but still working hard to get a mortgage. Abeg Nigerians mk we rest. If u like, come fr my comment oyo is ur case. Na lekki u live b4 moving aboard. Y didn't they kidnap or kill u then. So annoying. Me sha ma ko ere oko dele lagbara olodumare.

[@Akomolafefam]

Abi o

[@RasheedahR]

Spot on. That one is a returnee doesn't mean you have to live a lavish lifestyle. Live within your means just like you did when abroad and don't overdo it. Those saying 500m are not ready at all.

[@ao4514]

1) You DEFINITELY don't need N500M Naira. Are you running to be the next President ? 2) The most important thing is your housing which is not only critical but essential. Also, you need to structure your business so that it can generate your cash flow in different cycles dues to the nature of the Nigerian economy. 3) If you can get a small land for farming your produce that will be so awesome! 4) Above all else, please be disciplined with your spending by knowing that there is a massive difference between needs and wants! May the holy spirit lead and guide you. Shalom

[@sandyebehiremen]

God bless you for this comment ❤

[@jayo4944]

It depends on where you want to stay in Nigeria. You need the following for soft landing 8m for house rent in a good estate 10m good car 10m to furnish the house 10m for solar system 10m for first year school fees for all the children 20m for living expenses for 1 year Total 68m 50-100m kept aside for business opportunities that shows up. Depending on your passion.

[@Akomolafefam]

Totally makes sense. Thank you!

[@jayo4944]

@ trust me, that’s all you need. For the kind of lifestyle that will not drastically affect you and the children., you need all that. Also make sure the estate has some sort of good water system Don’t trust their services, as they will disappoint you on providing 24hr light. So hence the need for your own electricity via solar power.

[@jayo4944]

Stay in Airbnb for at least 1-2months while looking for a good house to rent . Don’t rush to rent a house.

[@lukeluke4736]

Correct

[@TheChariot99]

8mm for house rent? why the hell would i want to move back to Nai to rent?

[@Linda-M1-i4n]

Your husband and children are blessed to have a wise woman like you as a wife and mother may God continue to take good care of you. Thank you for great advise. From South Africa 🇿🇦

[@Zeezah_d]

Im so glad i watched this 🙏🏾God bless you for this insight

[@hannahebie6073]

Determination is the key. By faith and God on your side you can do all things

[@abdulidi733]

Ahhhhh for us woo we sabi our WHY for JAPADA soon from the United States to 9ja. Our own Na for semi retirement as Pesin don enter middle age. The secret is Pesin MUST make sure they have Sustainable investments... that add value. Example income coming from abroad while living in 9ja or own a business in 9ja.

[@AbdulJawula]

The only people who ‘need’ N500m are those who just want to show off to their relatives. If that is what it takes, few people would relocate. How much does a typical middle income to high income earner make in Naija? Yes, there are challenges but cost of living is comparatively inexpensive. In my opinion, one should sit down and calculate properly 2 years of living expenses, and that should be what they move with. And have a solid plan about how to generate cash flow once there.

[@toksjones7214]

Be going and coming!

[@omololaokeadeola6161]

Sis, you will need that much oooo to be honest. I relocated to UK 3 yrs ago and can't wait to go back( hence my new found love of your channel) , I visited Naija 3 months ago and I believe one will need that much to live an average life back home. The Naira is really devalued. Though you don't have to have all of the money before you move. If you have a property in lagos already then half of it would do.

[@evelynemmanuel9594]

If you don’t have a source of income, don’t have your own home and want to live comfortably, I believe you need that much.

[@okechukwueze7433]

This topic resonates with me very well despite just being in UK for about 4 years. My wife and I aren't contemplating return but we are going return for about 4 - 5 years when our children are ages 8, 10 12. So by the time they return at 13, 15 & 17 they would have experience my culture enough to carry them through their lifetime.

[@adeolaoke4165]

…formative years are before age 7 l have read and heard

[@ogheneovoogbinaka784]

Thanks for speaking my thoughts.🙂

[@efeolugboji]

Hello ma'am, have you heard of Ada living inspiration on KZbin? She relocated to Nigeria 2years ago after 15 years in the UK as well. You can contact her for information and advice. Whatever you decide, I wish you the very best.

[@henrykrystos921]

agreed! or dyna ekwueme. both have young children

[@ivytosin-es2wv]

You need a secure estate to live first. Bureu of statistics came out that 2.3m Nigerians were kidnapped in one year.

[@adejokeemmanuel4321]

I agree on the secured estate.

[@HowNigeria]

Mam, pray ! And God speaks certainly

[@seunajayi4195]

Madam.....don't be deceived....you will do extreemly well in Nigeria Ma.....If you can have an over 1000 subscribers and still maintaining the channel, i credit you,you'll do well here Ma where you'll have many genres and nitches to also go into and build this channel and even create more.....Ma you will do well....even with a less than N250,000 backyard snailery.....you can't imagine what it will turn out to become Ma.....You already have the intellectual logistics for here,you don't need such ridiculously huge money Ma.....❤❤❤ i came back from UK unprepared in 2018 with only £200 and have never looked back or regretted.I'm better,stronger and wiser now Ma.❤❤

[@Uncommonconversation7220]

Move to Nigeria. No worries...... Nigeria is better if you are well prepared.

[@harveysayoola5990]

Hello Sis. You definitely don’t need £225K to live in Nigeria. I would only advise something that will generate moderate income to sustain you and your family. Don’t be afraid, its a bold decision though but God will guide and protect you. Amen.

[@Dr.Roland77]

It depends on the status you wanna start with. I've been transitioning for 4 years, having lived in the US for 29 years. Please approach relocation as if you're 33% of what's you're actually worth in diaspora. That gives you 17% wiggle room. And 50% equity for those who wanna go back abroad. Anyhow, Nigeria is not the only country in Africa. My transition has involved Rwanda & Uganda... narrowly Botswana... but this ties into my plans. As for culture, you have to keep them in Nigeria and school them on our morals, ethics and etc. I never liked it as a kid in tgs 80s, but I'm glad about it now. Please forget about 500 million...that is bullshit packaging crap.

[@ApeUniverse_]

Hi Madam, please could you do a separate video giving insights into the BTL property business, specifically at Liverpool like you mentioned. Discussing costs implications, profit margin after mortgage and all that 🙏🏾

[@Akomolafefam]

Noted ma/sir

[@ApeUniverse_]

@@Akomolafefam Muito obrigado!

[@emmanuelben-edigbe]

You need too much o. Cost of meal per person per day. At present, price. One person should go first, mother or father , 💧 water electricity transport and Nigeria 🇳🇬 police 🚔. Please 🙏 speak to God first please don't just go without praying to God.

[@johnetntemgwa3189]

Even as a consultant saving £225k with 5 kids is no jokes. Most consultants dont take up to £7k home per month. And know they have alot to pay for , also know rhat you are raising 5kids which is no joke.

[@dapobabs3569]

In fact you have just mentioned the reason Nigeria keeps going down. Not able to tell our elders they are wrong when they misbehave. Regardless of age, we should be able to say it as it is always.

[@childrentoys4537]

And other countries are going up since they can confront their elders😊?? Right?? N:B I am not justifying the actions of our elders. However, in Yorubaland, there is what is called subtle chiding of our elders, not outright confrontation as you want. This type even hits hard for our elders whereby you won't be seen as somebody that has no hometraining & be blamed for it, but instead, you would make the elder look stupid.

[@Akomolafefam]

@childrentoys4537 🤣🤣🤣 you put it better than me

[@Alara172]

@@childrentoys4537and the child live with the resentment and so much to say and not been able to say really , in her/his head, fighting silently, waiting time bomb. Do you know what this ‘yoruba’ culture and way of justifying adults regardless have caused young people? Their confidence and so much. Respectfully, an adult who is wrong should be told outrightly, it helps to curb wickedness basically. I am a victim and i have trauma, i don’t support it.

[@kaysmellsgood]

Even in the UK how many people have that amount in their account

[@busayoadeyemo455]

Children will code very well. They will be very happy. My concern will be more for you. The culture shock will be big for you. What will be your source of income will you realy on the system. It can be frustrating. You don't need that much money as well but you are better off living in your house having a good four-wheel car, make arrangements for solar etc. if you can get a job you will be good.

[@Edostateonline]

My sister you are right 👍

[@Bjcrypto545]

You are right about the inequality between the young and old in Nigeria... We call it "respect for elders" or "omoluabi". But is it serving us well as a country? 😢

[@georginabuckle6405]

If you have pension and grown up children who are in professional employment in UK to support you, then you can move to Nigeria and live a comfortable life because there is no proper care home for pensioners in Nigeria.

[@akinolaolutosin3856]

The estimation given is quite right if you want to be true to yourself. Am a first timer on your channel.i live in Abeokuta,obantoko ogun state. The only alternative is for you to have had a business here running. The truth is the truth, the reality of maintenance is high. But do more findings with neutral people to get gospel truth

[@histreasure3189]

💭

[@anthonyiyere866]

Hello Madame, I am always happy to hear or see people wanting to come back to Nigeria because there is no place like home but I always advise the tread carefully. I am in a position of authority to give the best advice, because I am twice a returnee😂. In those two weeks that you came all you were just doing was visiting and that’s a different ball game entirely. For that person who claimed you needed 500 million, I’ll just laugh that off as ridiculous. There’s so much you need to know and this would be too much typing which I don’t have the time or the energy to maybe was possible for me to join your what’s up network or whatever you were talking about and do you voice notes then I’ll be able to give you a breakdown of what you would need to settle down properly. Good luck in the meantime.

[@Akomolafefam]

Thank you. Pls join through the link on our page.

[@tundeakomolafe9175]

Please join the link to give your advice as many would benefit.

[@toyinorry4659]

Hello siz,do u have an idea of buying property in liverpool? Planning to relocate to naija but u mentioned buy to let in Liverpool ,alternatively if u have group WhatsApp, l need more information on relocating to naija thats why l always listen to ur channel Thanks

[@Akomolafefam]

Thanks sis, we are looking to have a Q&A session. Pls join the WhatsApp group via the link. We will send the info there.

[@RasheedahR]

I laughed when I saw that comment. It's funny to me cos why the pressure. There's never a good time to move. Just do it afraid with good plans in place and with God's direction. That 500mil talk is too far reaching. That means one is not ready or you are still waiting for such an amount.

[@ikeolubaba8337]

Madam please before you go finally , you or your husband go to Nigeria first and stay minimum of one month first before taking the family. If it was 10yrs ago ok but now is different. I have a business back home, so l am speaking from experience, the Nigerian issue is not one shoe fits all. So please go first and see for yourself. Thanks and wish you the best. watching from Zurich Switzerland

[@akinolaolutosin3856]

Good morning ma. I live in Nigeria, I jammed you channel overnight but for to learn for real people, I will recommend you to watch Tayo Aina a honest content creator, summer Aku a honest content creator, both will give you gospel truth. They have the best vivid answers to your questions. Please ma, don't be in a haste. It is God that keeps what is kept

[@enoruevbuomwan6540]

500m only having your house and business would suffice.

[@monicaipigbe5911]

Lovely

[@TheBee444]

N500m to do what? Even if you haven’t gotten your own house, N50-70m will build you one. Another N50-100m for upkeep/business. You’ll be alright madam. £25k-£50k is more than enough.

[@adeolaogunleye7965]

50 million is not enough, before you know money don finish.

[@TheBee444]

@ £50k is N120m. That’s enough. No one would relocate back home if we are all looking for N500m.

[@AdeyemiOla147]

50-70m will definitely build a house depending on what you want to build and considering you already had a land, you can still build even if you don't have a land and you are buying maybe in a village in Osun or Ondo . There is always something for everybody.

[@toyinorry4659]

MY OWN 4FLATS OF 3BEDROOM DID NOT COST ME MORE THAN 56 MILLION PLUS LAND,ALTHOUGH IVE BOUGHT THAT LAND LIKE 8YEARS BACK, HAVING SAID THAT D LAND IN THAT AREA KASUMU,OLUYOLE AREA IBADAN ,U CAN STILL GET LAND WITHIN D RANGE OF.10M TO 12M ,I GOT ANOTHER ONE FOR 8M SAME AREA JUST 6MONTHS BACK JUST CUT UR COAT A CCORDING TO UR SIZE 500M.IS JUST TOO MUCH,KILODE

[@AdeyemiOla147]

@@toyinorry4659 you actually right , one can even get land of 1.5m depending on where the land is situated.

[@lukeluke4736]

you mentioned sisi yemi .is she returnee too?

[@Akomolafefam]

She studied abroad at some point, guess that was before she got married i think. I mentioned her because she has children and doing well in Nigeria. Thanks

[@mariamlamina5683]

500m 😂 too much exaggeration from people

[@mikolowiskamikolowiska4993]

It depends on how they want to be spending on lifestyle. And if they wish to work

[@olaleyekemi]

The love of content creation creates unnecessary exposure . Traditionally, the Yorubas and possibly other African tribes typically don't disclose their plans to close relatives/friends talk less of sharing sensitive plans with the public where all lizards crawl on their bellies and no one knows which one has tummy ache or bad belle. The days are evil but, wisdom is very profitable

[@histreasure3189]

💭

[@lukeluke4736]

Pls think about this decision very very well.Are you going there to rent.?nice estate 9 to 10m a year. When i listened to you i know you really want to move but pls make sure you made right decision. God bless you

[@johnmaryokeke9082]

Discouragers.... Madam please be courageous in the strength of God... Abroad is like a farm land nobody stays in the farm forever, a time will come when you take your harvest and head home no matter how big or small, that when you will have peace and enjoy it no matter how.

[@Neddie2k]

Someone is looking for flex money 500 million 😂

[@ekwerex]

You may well not need N500 million to relocate back to Nigeria. I personally do think you need that much or something very close to that to maintain your standard of living as compared to what is obtainable in the UK , even considering that its more difficult to get certain things in Nigeria that are free in the UK , which you take for granted while U are here in the UK, you just do not realise it yet. In Nigeria you will pay for everything, including being carried above water when flood hits your street in Lekki. It all comes down to what you want to tolerate when you are there. To be considerate , you need at least N200 million cool cash to go back to Nigeria and maintain a decent standard of living. Unless you want to go skint when you get there, which you are allowed to do anyway. Your life , you choice. For me , if I ever dream of relocation back to that shithole of a country, it has to be N500m , which I have now already anyways .

[@kaysmellsgood]

Is lekki the only place to stay in Lagos? That's if they even want to live in Lagos.

[@childrentoys4537]

​@@kaysmellsgoodI taya o.

[@ekwerex]

@kaysmellsgood It was an example, may be not a very good one , however it was to highlight that everything is paid for, including people carrying you on their backs to cross flooded streets when wherever they end up living gets flooded. When people are away from Nigeria, they feel nostalgic, of course that is what happens until they do the so called return and Nigeria happens to them. Nigeria is a place where if you are killed, those that killed you can go Scot free, like that. If you are kidnapped, you are on your own. The police can shoot you and nothing will happen, absolutely nothing. Sometimes when people start saying they want to go back after they have left, I know its amnesia. The question is - Has the reason that made you leave changed ? Mostly the answer is no , so what is wrong with you. I pray that Nigeria does not happen to you, because that is what will really Open your eyes to the real danger that is Nigeria , waiting to happen.

[@kaysmellsgood]

@@ekwerex omo rest IJN! so much negativity for what?

[@habibaadebimpe-gw3jy]

Na dem ooooo Adekodere u cm lagos turn statue. How many of ur family members have they kidnapped or killed since u left Nigeria? Time will tell nobody go tell u b4 u rush back home. Nigeria is home fr me ooo. Na vacation I deh ooo

[@kudiratutairu9689]

Madam this explanation is too much !!! Haba. If you do your own monitoring diligently then it would be clear. Have u been few times? Familiarize yourself with things in Naija, ask questions. I agree it is not for everyone. This is your life. Your family and we are audience do not live your true life. Good luck but too much info out there. Kilode

[@Akomolafefam]

Madam, explanation too much bawo? That's me critically analysing the matter 🤣🤣. Thank you for your comment.

[@laeloisecakesandevents819]

You appreciate te british culture that imbibes confidence in children yet you are thinking of imbibing the culture of not tellling someone they are wrong simply they are wrong. Okay na, when you return back to Nigeria, please dont complain of our leades not doing rigjt because they are your elders in age o! Because that will be disrepectful o!

[@Akomolafefam]

Madam, yes my children should be able to understand both cultures and find a balance. Children can easily become overconfident here and become thorns in their parents' flesh. I teach my children to be respectful whether to leaders or not.

[@davidbrown5156]

Please, madam. It's complicated. Don't bring your children for now.i pray that liegaria will not happen to you. Once the security situation is balanced. Then you can come. That's my opinion.

[@jayo4944]

It depends on where you want to stay in Nigeria. You need the following for soft landing 8m for house rent in a good estate 10m good car 10m to furnish the house 10m for solar system 10m for first year school fees for all the children 20m for living expenses for 1 year Total 68m 50-100m kept aside for business opportunities that shows up. Depending on your passion.