Why Values Outweigh Budgets in Personal Finance

Have you ever struggled to stick to a budget? Maybe you downloaded an app, and set the categories, but then didn’t know what categories to put things in!
Restrictive budgeting can be tiring and can leave you feeling guilty.
In today’s video, we’ll explore a different approach to spending and saving your money - Values-Based Spending.
I’m going to teach you how to values-based spending by
✅Identifying your core values
✅Aligning your spending with your values
✅Making intentional financial decisions
✅Tracking your spending
Ditch the traditional budgeting stress and embrace a financial strategy that not only respects your wallet but also honors what's truly important to you. Discover the transformative power of Values-Based Spending, where every dollar you spend is a reflection of your personal beliefs and goals.
This approach isn't just about managing money-it's about enriching your life and making choices that propel you toward your financial goals.
Join us as we dive into this empowering financial philosophy. You'll learn practical steps to apply Values-Based Spending in your daily life, ensuring your financial decisions are always in harmony with your deepest values. Say goodbye to guilt and hello to a fulfilling financial journey. Whether you're looking to save for the future, invest in experiences, or support causes close to your heart, Values-Based Spending is the key to unlocking a more meaningful and satisfying financial life.
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• Why Values Outweigh Bu...
#DowJanes #BudgetingTip #ValuesBasedBudgeting

[@DowJanesFinancialEducation]

Stop feeling guilty & overwhelmed. Align your finances with your values for a happier, stress-free money life. What your experience with budgeting has been?

[@sehunlimitedsonyahoward1165]

My experience has been spending hours and numbers running circles in my mind. And just when I think I have it all done.... I forgot something and had budgeted my money out. And had to start again. The goal was not just paying the bills be becoming debt free.... I'm signed for program diff email. Great program.... 🎉🎉🎉

[@passidakis]

Love this video...Thanks! I am a writer (one of my many hats) and words mean alot. I re-framed budget to Wealth plan, because budget felt like I didn't have wiggle room...to budge ! Thanks for all you ladies do...

[@DowJanesFinancialEducation]

Thank you for your kind words! Something as simple as a verbiage change can do so much for our mindset! Keep it up

[@red_lotus_life]

Loving this reframe around language and values in correlation to money and budgeting.

[@MagneticUnicornVlogs]

love that you made this video!! I had been advised to do budget spending and I tried it for a few months and it just made me feel really miserable and I found myself never letting myself spend on things I love, or even food (it was bad). I then found out about value-based spending like you mentioned and when I ask myself 'how much do I WANT to spend and what on?" it felt so much better and I was actually able to meet those goals for the months I would plan that want/value spend. I am also much more happier and have more money than I did when I was trying to stick to a budget.

[@DowJanesFinancialEducation]

Totally! Values based spending makes us feeling confident and GOOD about the money we are putting out into the world. It made a huge difference for me too

[@marsharesch9617]

Excellent advice! I just retired, and am trying to figure out how to best manage my funds.

[@Loving-waves]

This is very helpful. Budgeting is difficult, but needed. Values based spending is much more realistic for me. Thank you for this!

[@user-su4es1lp4n]

My top 3: Creativity, Adventure, Freedom (Financial)

[@amandawelvaert1783]

My core values are adventure, family/friends, healthy living, time in nature

[@DowJanesFinancialEducation]

Love it Amanda!

[@lizkinley5891]

I'm 63 y/o. I've been a poor saver over all my adult life. I started DA in 2014 continued until 2019, and have improved greatly, but still not where I want to be so close to retirement. Help please! ❤

[@nausheeniffathenayathullah9731]

Thank you so much for everything you do ♥️ My top 3 values are: Healthy living, connection and financial stability. The next 2 are spending time in nature and giving back.

[@DowJanesFinancialEducation]

Amazing values! Thank you for sharing

[@user-iu1sr7ug5n]

Necessities, travel and security . . .

[@intouchwiththeheart]

My top 3: health, personal growth & environmental sustainability. Awesome video! Thank you!

[@DowJanesFinancialEducation]

Thanks for sharing!

[@nydianoches991]

Love this video, and I'm only halfway done watching it. Thanks for helping me stay positive while budgeting 😅😊

[@DowJanesFinancialEducation]

Woo hoo! Positivity is crucial when budgeting.

[@user-ce1ej4pz5k]

Core values: rent/food/utilities/car

[@marciaelle4659]

I have been so upside down with money that I didn't have any extra money. I very seldom bought/buy anything that is not a need. Once I can get my debt paid down, I will be able to spend on "my core values" (Actually, I have always found ways to give to animal charities, tithes, and occasionally personal care items). Other than that, nothing.

[@EdithMulholland]

Totally hear you, same for me.

[@morganjones5890]

kids well being, health, education for kids, family experiences,

[@lizv3634]

I get frustrated with figuring out how to allocate for annual or 6 month expenses. It gets over complicated and I give up because I can’t figure out how to do it. I think perfectionism is the problem, in part.

[@DowJanesFinancialEducation]

Thanks for sharing Liz! It can be as simple as putting money towards an emergency fund every paycheck.

[@kimdepole7659]

Budgeting was hard to keep consistent . It was after the spend and it would make me feel guilty .

[@DowJanesFinancialEducation]

No doubt, budgeting can be so hard. But values based spending really does help with your mindset shift :)

[@egiyaehimen2738]

fireeeee

[@DowJanesFinancialEducation]

🔥

[@JodieMontelibano]

my budget usually feels stifling for me and I never get to stick to it

[@RachaelCollins-]

Financials, I like that term better.

[@eskje]

Budgeting hasn’t stopped me from overspending.

[@DowJanesFinancialEducation]

Sometimes all you need is just a shift to thinking about spending in a values based way. AKA how do those purchases make you feel? Are the necessary, or are they just wants? And could you do WITHOUT those certain purchases?

[@lindapannullo8437]

goal= financial independence

[@DowJanesFinancialEducation]

Love it Linda!

Health, Family, Environmental/Political tithing

[@koostory1776]

Saw your commercial, thank you for helping women by including non binary MEN 👍🏼

[@crazykat1984]

I don't budget because it's overcomplicated and I couldn't keep up

[@DowJanesFinancialEducation]

This is super common - to feel bogged down by a budget. Start small - like budgeting for the grocery store, and then go from there!