多倫多大學🏫黃金地段！ 40萬CAD有找？😍【施家・

[@cyrusn9733]

重複三次，不要買studio，不要買studio ，不要買studio，不要買房冇窗，不要買房冇窗，不要買房冇窗，系咁。哩度唔系香港，投資high rise有好多唔同。妳講的疫情期間租金比目前市價高200到300蚊。Queen West系娛樂區酒吧區，冇疫情夜晚會有好多醉酒佬，越向西越差，大麻舖都多，自己慎重考慮。

[@dings4040]

下次可否講埋全楝樓有多少層, land tax. Mid Town 也不錯， Yonge & Eglinton area or Bay Bloor area

[@buramiko]

兩個building 都有20+個一房單位放租，真係有排同人爭，最後可能1700都租唔到，或者要吊空好耐，話口未完Smart House studio已有人放租$1350了，感覺應該個價要再落多啲先反映到唔夠租客嘅情況

[@pakhoo2753]

想問係邊check 到，謝謝🙏

[@monicaw6247]

In US, if you rent a 3 bedroom house to students, each student sign the individual lease for each room. But many landlords prefer not to rent to students because young students may not keep up the property.

[@julielook6005]

You've hit the nail on its head! Renting your property, condo or house, to students is decidedly a risky undertaking. Expect to spend thousands of dollars to cleanup after the premises are vacated. At worst, your property could be trashed, and may require tens of thousands of dollars to restore it to its current condition. Listing your rental property for sale while tenanted will definitely push down the unit's market value, since you, the landlord, has no control over the condition of the premises. Don't just think of the pros when buying a rental property, open your eyes wide and make yourself aware of the cons, the negatives.

[@grandnewworldthewholefamilydie]

建議你多留意South Financial Core，果度先會系以後中心，譬如Harbour Pkaza，即係88 Harbour Street

[@richmom5899]

片中提到利用買樓來爭取最大化的投資回報，想知道多啲關於幾種唔同的投資方式的分析或考慮(買加拿大物產出租 vs 買加拿大/美國/香港股票收息 vs 買香港或其他國家的物業放租等等........用自己vs公司名義等等）vs Canada 高稅率的影响？如何有效地減低交稅的方法。謝謝你🙏🙏🙏

[@dovemc6452]

我沒有全看，但前幾個單位，你沒有提及地稅？是已包括在管理費內？另租金收入约？tax brackets？另什麼可以offset 收入，例利息，maintenance fee ，管理費。所以你説的 4 to 5 % 是gross?

[@cpyu99]

I believe he did not court tax and management.. Downtown condo, potential on house price growth. Some condo are around 10% to 15% dropped. but you have to find and quick hand lor. Some investors have more than 10 condos, all at once, no rental income. They must have cashflow problem.

[@eemuimui]

下次Vancouver!😍

[@burtonlee706]

Financial District core 內啲 condo 都係千篇一律，而每棟大廈的租盤又勁多，競爭好大。Maple Leaf Square 起碼有多個賣點，開揚又有湖景，又有商場，就算落大雪都可以不假外求，交通又極方便，適合不同類型租客。

[@the_sy_family]

你也有留意開嗎？仲有冇其他推介🤣

[@burtonlee706]

@@the_sy_family 你睇返我在你睇Maple Leaf Square Condo嗰video我嘅留言。我買之前經紀都介紹咗好多在 Financial District core 嘅condo俾我，但係我都係買咗Maple Leaf Square。就算你係租俾人，起碼你都要係自己鍾意先買得落手㗎嘛。

[@burtonlee706]

@@the_sy_family East of Yonge, West of University 我都唔會考慮，如果 間condo 附近或樓下有old low rise buildings的話，好有機會拆卸重建新condo，到時就會遮住你個景觀。

[@daicarli4522]

curious as to which one you ended up buying, I also love looking at condos and have my eyes on 38 The Esplanade previously, liked the fact that it's right in the middle of st. lawrence market and union station

[@Pumkin223]

有興趣知道多倫多嘅Town House，可否下次拍片介紹下？

[@user-ui6et3xp4h]

施博, 買之前🉑️否為咁多間黎做個pro and cons大總結, ROI, 同分析?

[@PG-wl3mc]

Video 好正

[@yenc7909]

university area $300,000 3 bedroom, really ? which one ?

[@manchan2016]

施苦，想睇澳洲樓呀 希望可以搭路介紹下 多謝你嘅分享🙏🏼🙏🏼

[@maryso3518]

If you open the balcony doors, quite noisy

[@rubylee1076]

施傅，想請教點解你話如果這一刻(新移民或新回流落地)做不到mortgage, 之後一兩年可考慮做refinancing? 是否因為希望之後會有income and credit history可以申請refinance?

[@HappyPlay-Play]

唔好意思 富翁個app可唔可以加入Background 播放？ 🙏 Android暫時做唔到

[@jacky1845]

建議買枝stabilizer 睇到一半頂唔順 好暈😭

[@pierusa123]

or DJI

[@kennywong860oooooo]

施家，好似唔見你有提關於加國樓按，想回流，是否可申請到按揭？(non- resident) ，地產sales 叫我在港時申請會易d。但現在好似隔山買牛，你有什麼看法？大家有沒有經驗？

[@emilycheung3817]

我也是non-resident, 兩年前用香港入息證明係加拿大匯豐申請mortgage都批到，但要親身飛過去搞

[@kennywong860oooooo]

Thanks

[@lammmf]

如果係for租客，唔建議喺正stadium上面囉，嘈死，因為game前game後好多人喺stadium出面㗎嘛，就算我鍾意睇波唔代表我接受到嘈㗎嘛

[@treepazr4270]

HUGE traffic problem if there is a game.

[@lammmf]

@@treepazr4270 yes! Car, public transporation and foot traffic are gonna be horrible

[@jaye2372]

that’s the point of living downtown and why people want to live in maple leaf square. different demographics of renters

[@rickylai2736]

Cumberland的385呎我2300租出2019,2020 以1800六月租出, studio 在DT 出租很搶手,大单位徐了family ,朋友,同學會合租因比单租平, harbour plaza 因直接path 及近湖邊造价比較高,

[@555yyzz]

點解咁多望樓景? 如果投資角度, 英國回報高好多.

[@DivergentTalk]

Toronto downtown 治安差，投資出租還可以，自住就極不建議。

[@yenc7909]

how many square footage is the studio ? the $390,000 one

[@supertv5428]

點計1尺$=售價？同埋你條回報率里數點計出嚟？想知。

[@cychow1667]

施傅，我都好有興趣買美國嘅股票或者Reits， 但係嚟緊又準備移民去加拿大 ，喺加拿大買美國股票，扣完所有稅，其實淨返好少。有乜好建議？

[@treepazr4270]

Use your TFSA to buy stocks. No taxes.

[@cychow1667]

TFSA 只可以幾千蚊加幣一年，好難造到被動收入。

[@burtonlee706]

你又知唔知Cumberland啲租盤多到嚇親人，競爭放租都激烈！

[@kevinwu3843]

注意安全,这边疫情非常恐怖｡

[@the_sy_family]

你也是！

[@rabbie4578]

Smart House 40万那个我看最好，万一哪天破产了自己还能住来新房，空置率正常情况下可以忽略的，每天十几个个人排队抢

[@the_sy_family]

哈哈 你也在加拿大嗎？

[@rpollyy4090]

Thanks for sharing🙏🙏

[@sandyli3700]

Agree w c fu ! 細細件易吞又易出。 請問有mortgage嘅roi應該點計呀？

[@cpyu99]

For student areas, students pay together can save money, so I think it is better. For financial district, 1 or 1+1 I think it is better, as single and couple rent usually.

[@wendyly12356]

1st🤩

[@torsiontensor4665]

Buying properties in good school areas for kids. Rinse snd repeat said practices previously in H.K, now in England, in Canada and in the former penal colony of Australia. That's the meaning of life for 96% of Hong Kongers. WooHoo.... Ain't life grand?

[@b7699484]

如果可以拍下温哥華嘅出租單位就好喇

[@user-wx34802]

咁堅40萬有找如果兩個人夠住 唔生小朋友真系夠住

[@jwong4842]

似高尚牢狱多過condo！

[@umokeyy]

39,000那個還有嗎

[@kudoris1302]

👍👍👍

[@codyzeng7691]

最好讲讲温哥华

[@joemillionaire3896]

who pay condo fee? landlord or tenant

[@GallantNite]

landlord cause you using the tenant's rent to cover the condo fee + mortgage

[@我爱我加]

Penang is a nice place to retire.

[@jason6525]

​👌👍

[@denghuiwu7756]

condo投资潜力差点。个人觉得

[@the_sy_family]

爲什麽呢？

[@denghuiwu7756]

施家加四個 最好体埋升值潜力，condo升值潜力低于house太多。升值潜力远大于收租比。如果20%down就等于5倍etf。house只要比condo升值多1%已经超过收租比

[@多伦多恩恩]

其实condo投资差一点，但是house会花好多精力跟租客周旋的。例如坏一点东西就要跟手尾，有小朋友，没有那么多精力的，我们基本也是condo，因为不需要怎么理。

[@JoJo-oi6dy]

最後間晤錯

[@indijane1384]

多倫多吾清楚，溫哥華新apartment 多到不得了，相信放租可能好快有難度，因競爭大呀. 租到都長客難求，個個搵新屋住.

[@humanwong9398]

叻仔

[@estherlam1822]

完全冇提稅

[@investorwan2972]

希望唔好炒貴曬人地的物業，令當地人生活困苦，只會俾當地人憎香港人。

[@wongkyo5339]

當地人已經好憎，不過除咗agent之外佢哋唔識分香港人大陸人，總之好憎呢幾年華人買貴晒啲樓

[@HunterGolem]

I think the first one more like studio

[@zoeskf]

眼界大眼，勁似香港，景觀是樓 🙄🙄 完全感覺是香港

[@the_sy_family]

始終係市中心😆

[@timchan2698]

是用加紙結算嗎？

[@the_sy_family]

是的~

[@maggiemyz]

继续follow you

[@chilee2592]

我非常唔喜歡你地介紹樓盤，我只鍾意睇你嘅家庭生活史同埋四個非常得意嘅細路哥，我唔明白居加港人的youtuber 都是介紹樓盤，你哋一定有錢收，唔好將多倫多，溫哥華變成香港，令到生活指數不斷上升，本地人會非常討厭移民，這是種族歧視嘅起因。

[@jwong4842]

仲話闊，你都未看過以前的樓宇！

[@ansontang5691]

2nd

[@cliffchu4941]

:)

[@torsiontensor4665]

So you think a normal average TU student will have no problem whatsoever shelling out a cool two grand every monrh for rent? Are we talking undergrad, grad or post doc students? I know NO local TU student can afford that. Of course this is cheap for H.Kongers' kids. Chump change. I don't know which word to describe the whole enchilada better - SAD or PATHETIC?

[@meipoyu8016]

hello I perfect one bedroom

[@irenecatssss]

估唔到加拿大都有呢種劏房

[@dovemc6452]

施傅介紹的是安省安倫多市中心。全世界的市中心租金，樓價都是又細又貴。即如錦田農地都平過中環租金。加拿大魁省Quebec city 外一小時駕車車程，有屋連地半acre ，只需三萬。附近有其他民居，不是荒地呀。