Easy Retirement Corpus Calculation | Step-By-Step Calculation using EXCEL | Gurleen Kaur Tikku

[@GurleenKaurTikku]

This Calculator can be used by Downloading or Copying the Google Sheet to another sheet. We can't share the Edit Access directly.

[@MaryOlson7]

Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.

[@Amelia-Elizabeth]

@AustinWalker67 Bridget Mary Turow her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy

[@abhishektanejalive]

Really an Eye Opener(Gives a Reality Check too)..Ms. Tikku..

[@viveklaghate6837]

Madam, excellent presentation & superb guidance. It will create awareness among millennials. It allert them about cost of delay. Stay blessed.🙏🙏🙏

[@GurleenKaurTikku]

Thanks jee, Indeed 😊

[@karanbajaj]

Truly eye opening. Thank you for this video, will start building the corpus asap.

[@GurleenKaurTikku]

Yes, absolutely. Earlier you start, higher corpus you get :)

[@debashishbanerjee8024]

Thanks for your vdo. Considering age 55 , available fund 1.7 Cr as per your calculation. Now where to invest for 25 - 30 years from where I can get regular cash in flow keeping the falling interest rates in mind over the years

[@RajmohanDayal-g3q]

Mam, your retirement excel sheet is excellent.thank you for sharing it with us through youtube.

[@GurleenKaurTikku]

Thank you jee, keep watching for more such informative content 😊

[@SaiprasadBompalli]

I have an interview tomorrow and this helped! Can't thank you enough by commenting. May god bless you😊

[@GurleenKaurTikku]

Wow, that's nice :) All the very best!

[@thedefender2191]

Highly informative and educational

[@GurleenKaurTikku]

Thank you jee, keep watching 😊

[@darshanshah9461]

Truly eye opening. Thank you for this video

[@GurleenKaurTikku]

Thank you jee :) Keep Watching !

[@priyanshugolu1158]

Always provide useful information 👌

[@GurleenKaurTikku]

Thank you jee 🙂

[@Samu-gz3qj]

Focus career until 40 to have proper saving. However, start investment from the day one start earning. I did it. Some what I am a full time paid retired employee now.

[@apachetrader]

Good explanation.. thanks

[@GurleenKaurTikku]

Glad you liked it ! Thanks

[@shantanudeb4712]

Great presentation and explanation

[@GurleenKaurTikku]

Thank you jee , keep watching 😊

[@ManishVyas1]

Thanks Gurleen, It was wonderful.

[@GurleenKaurTikku]

Glad, Thank you so much !

[@sh50]

Superb Presentation though alongwith SIP , formula for lumpsum investment at a particular interest for a particular time period should also have for calculating a particular retirement corpus as lumpsum yeilds greater returns for those who can afford it. Not criticizing- just saying that would have made it complete. That's all. This is Hathi nikal gaya, pooch reh gayi types😇KEEP IT UP.👍

[@GurleenKaurTikku]

Thank you so much, keep watching for more such informative content 😊

[@dipakmisra4180]

Thank you madam

[@GurleenKaurTikku]

Thanks, keep watching !

[@gmsubu]

Nicely explained..

[@GurleenKaurTikku]

Thank you so much 🙂

[@gmsubu]

I am a retiree. Liked your explanation. I observed that during retirement some expenses go up and some come down. Medical expenditure goes up year on year disproportionately. Medical insurance becomes very expensive. Hence merely considering 6% inflation may not be enough.

[@saubhagyaballav9619]

The Calculator is good. But have we considered inflation after retirement?

[@BhuvanAgarwal]

It was wonderful

[@shaheensayyed2816]

Thanku gurleen

[@darshanshah9461]

Bloopers are cute though! hehe

[@GurleenKaurTikku]

Haha, Thank you :)

[@Fitkick45]

Mam, for a 45 years old, Retirement age being 60, life expectancy being 100, if a Corpus of INR 2.5 Crs is available, invested at 12% ROI, with monthly 2 Lakhs withdrawal will take a person to 100, without impacting the Principal.

[@manumanmadharao1024]

Hello madam, i have one case study to calculate Travel corpus and car purchase Corpus, should I have to consider inflation rate for these Corpus calculations? Please reply anyone

[@nirmalrks2538]

Thanks madam.. Nice video

[@GurleenKaurTikku]

Keep watching !

[@sathieaswaran8130]

at 7:12, inflation is 6 % per annum, and expenses are monthly mode, dont we have to change the inflation rate to monthly mode when calculating future monthly expenses at age 60??

[@GurleenKaurTikku]

Yes, the result will almost be same. Also, the rate has been divided by 12 for calculating the retirement corpus

[@abhishekluksak1514]

@@GurleenKaurTikku he is not talking about retirement corpus. He is talking about the monthly expenses that you have calculated is wrong. PMT you have taken monthly I/Y you have take yearly And N you have taken 30 which should be 360 It you take all expenses in annual term that will come to 3952909.

[@shitalpatil9183]

Superb

[@GurleenKaurTikku]

Thank you so much ! 🙂

[@vinodkhurana6338]

Maam ji please make a video on financial freedom

[@GurleenKaurTikku]

Thank you for the suggestion ! Will shoot a video soon :) Keep Watching

[@pinakshukla5632]

Hello Ma'am, I am Pinak Shukla. I am in my 20s but I am really looking towards my finances. I gone through your entire video and I really appreciate the video as it is giving the awareness of saving for the future. It also calculate the amount to be saved monthly. But I think it is nearly impossible to save that monthly amount for only retirement as everyone has other plans of investing and other expanses as well. So, can you make any video regarding how can we increase our corpus of retirement every year after getting the annual hike and how can we reach our goal easily.

[@GurleenKaurTikku]

Hi Pinak, it is personal finance and personal to everyone as income, lifestyle, priorities are different for everyone. The ideal way to build retirement corpus is to know your corpus amount, and start saving gradually towards the same, the earlier you start- the higher corpus you have with lower investment per month.

[@Manas12360]

Ma'am while calculating future monthly expenses the inflation rate was 6% but why did you consider 1.06?

[@Manas12360]

Also in case of calculating retirement kitty you too 25( years post retiremet) × 12. Why is it necessary to multiply it with 12?

[@GurleenKaurTikku]

So, this is the shortcut that is used , if you want to apply 6%, you can simply multiply by 1.06, answer will be same

[@GurleenKaurTikku]

Because we are calculating monthly expenses

[@rupnathhalder13]

Madam,can you please tell me what is rate of return(post tax) ?

[@GurleenKaurTikku]

It depends on which instrument you are investing and what tax slab you are in. Here the concept has been explained

[@shrikantkulkarni7053]

I had 70 lacs and my age is 57 and presently no job. I want to relax now. My monthly expenses are. ₹ 25000/- so please tell me what i have to do

[@himachalibarotvalley]

happy nice

[@shanuguha2438]

Ma'am I think future monthly expenses calculation may be wrong because inflation rate is given yearly nd monthly expenses is given not yearly expenses

[@GurleenKaurTikku]

Yes, it is taken as annual inflation. This will give you a ballpark of retirement corpus

[@rahulshan8820]

Yeah 👍👍👍👍

[@GurleenKaurTikku]

😊😊

[@kethaniyer5554]

After looking at the excel, I feel I will have to work until I die to build the corpus😂

[@srikanthgoud402]

Please share excel sheet madam

[@GurleenKaurTikku]

Hi, Excel sheet link is in the description box ! Please check :)

[@satishvarma8986]

Pls share the excel sheet

[@GurleenKaurTikku]

Excel Sheet Link is shared in the description box below !

[@prashant6423]

Thanks for not sharing. I don't understand 1 thing, no one will need the full retirement retirement corpus on day 1 of retirement. A withdraw rate should have been factored in. Your investments will still grow with a certain interest rate