Money YOU NEED for a LIFETIME! | Financial Planning for EVERYONE! | Ankur Warikoo Hindi

We all need more money. We just don’t know why!
In this video, I will walk you through a step-by-step process of calculating how much money you need in life, so that you do not have to worry about money anymore!
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Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you.
Here is the Excel, for you to download and do your own math: bit.ly/moneyAW
This video comes with notes, check them out here: bit.ly/3Gasgd8
Here is my former video on how I spent my money in 2021: bit.ly/3wMx0Bi
As we spoke in the video, subscribe to my newsletter warikoo Wanderings here: ankurwarikoo.com/newsletter/
Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
00:00 Introduction
05:25 Assuming your expenses
15:30 Assuming an unpredictability factor
16:25 Present value of money
17:44 How much money do I need today for a lifetime?
18:40 Investing a surplus
22:30 The importance of this exercise
23:00 The process you should follow
24:05 Conclusion
#money #retirementplanning #Warikoo
Click here to subscribe to my KZbin channel: shorturl.at/bizNX
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[@warikoo]

Check out Ditto insurance here: bit.ly/3LZZzAK Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you. Here is the Excel, for you to download and do your own math: bit.ly/moneyAW This video comes with notes, check them out here: bit.ly/3Gasgd8 Here is my former video on how I spent my money in 2021: bit.ly/3wMx0Bi As we spoke in the video, subscribe to my newsletter warikoo Wanderings here: ankurwarikoo.com/newsletter/ Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit

[@pragaram5172]

Sir you are look like barlin in money heist

[@mybabyboy2265]

Excel sheet not working

[@shubhakardebroy3075]

@warikoo Please disable the write access and reshare the link :)

[@MohitK96]

I was thinking of taking a course on wealth management but it struck in my mind that I am subscriber of warikoo, so I dropped that idea. Thanks for bringing good financial content

[@akhashlrm7242]

How to contact you for promotion sir?

[@lewisanthony6881]

Hi Ankur, i am in my 40's and i have never heard anything like this before , i wish this is taught in schools and colleges , thank you , i have a task to start :)

[@user-gi2dh3cg3o]

If this was raught in schools children would have learnt yo become rich and balance their needs and life

[@adarshraj1761]

Schools, collapse are not for life education. It's a formality. Technical education also can be self done better than school.

[@sumitpal1975]

Very True .... I started late & I am regretting now ... But now I am happy at least I am financial literate

[@khushbu2171]

This is such an amazing question you have raised and make everyone of us aware about it ...I mean literally I never thought about it .... thanks for such an insightful video :)

[@raffaellagallo4447]

one of the biggest lies ever told is believing that the govt gives a s*it about your financial life. Retired with a 7 figure portfolio and Receiving about $53k in dividends. Passive income is quite possibly one of the most important and central ways that the rich get richer. you need to invest smartly, if you need the good things of life. mutual funds takes long time but investing smartly is the key for short term.

[@raffaellagallo4447]

@Alexander Pfeifer I made terrible money decisions in my 20s really terrible, I've been doing great so far, my advice is that you get guidance from an investment advisor in order to achieve far better results.

[@coffmanleonel6227]

I think people who suffer are the ones who don't think about their future and don't invest. Investing has really saved many lives and got people off the streets. everyone needs more than there basic salary to be financially secured. the best thing to do with your money is to invest. Money left in savings always end up used with no returns.

[@ferreiraazevedo8861]

@@raffaellagallo4447 do you mean copying her trades, as is done in etoro? I have heard about the method of investing but haven't quite tried it yet. I also know that funds are not handed over to the manager in this kind of arrangement

[@raffaellagallo4447]

@@ferreiraazevedo8861 Can't give anyone my funds, your money stays in your account. That's the ideal for this system. You can as well opt out anytime, just like Etoro or Collective 2. This lady knows what the heck she's doing. Go get in touch if you need help with this insane market.

[@ishaandevaj5587]

Majority of people are working for a company and have a 9-5 profession. Unfortunately at some point you may be part of a lay off, which is never fun. I was back in 2014 right before Christmas! Multiple streams will ensure if a job loss happens, you still have some money coming your way each month.

[@yatinpaul8845]

I just turned 20. Feels like i'm on right path so far. Time to start the hustle 🔥🔥🔥🔥🔥

[@patricialaura5956]

THIS CURRENT DIP IS A HUGE OPPORTUNITY TO BUY THE DIP AND ALSO HIGHER VOLATILITY TO YIELD MORE PROFIT FOR DAY TRADERS.

[@richardwilliams5969]

Making money is the plan and with Bitcoin your plans can be accomplish,

[@richardwilliams5969]

I really appreciate Mr Sam Justin influence during this global pandemic lock down,

[@richardwilliams5969]

Bitcoin trading is the best when you are on a profitable based platform,

[@richardwilliams5969]

I started with 7000usd then increased to 13000usd after receiving my profit.

[@stevenjurvetson8329]

That is true I've been trading for years and it has been my source of income,

[@ManeeshSolankiVideos]

I am 38 and my aspirations are quite less compared to you. So, my target should be around 10 crore and I often talk to my wife about it. I expect to achieve this target in 12 years, I.e. at 50 I will be Free ☺️

[@vaibhavyadav2674]

What are both of you guys occupations, and do you invest in index funds for higher returns or shares of individual company??

[@krishna-rv5xz]

Phir toh bht paisa kamate ho tum

[@ManeeshSolankiVideos]

@@vaibhavyadav2674 30 k monthly investment in stocks. Discipline is the key

[@ManeeshSolankiVideos]

@@krishna-rv5xz kamaane k sath bachana bhi zaruri hai. First salary se continuously saving kar raha hu bhai , fizool kharchi nahi ki.

[@vaibhavyadav2674]

@@ManeeshSolankiVideos great sir 😎

[@rahulroy4687]

ये बहोत ही अच्छा विश्लेषण था। इससे मेरी बहोत बड़ी टेंशन और कन्फ्यूजन दूर हो गई। और मुझे लगता है की आज के समय में हर एक इंसान को ये देख के समझ में आ जायेगा। की सिर्फ पैसे कमाते रहने से अच्छा है की प्रोपर प्लानिंग के साथ इस कम को भी करना चाहिए। 👏👏👏👏

[@asmitabanerjee795]

This is exactly what was going on my mind if we can derive a number.Wonderful video ,explained every single bit clearly. Thank you so much Ankur, immensely helpful!

[@laurarodriquez2163]

Not bad news buddy, thanks for such a great analysis. But what do you think of token $TIME of the Chrono tech ecosystem?? If you have a minute, please answer, I really appreciate your opinion... sell or buy some?!

[@10ON10]

*I wish everyone is able to make a fresh excel at 100 years...*

[@meetrajeshnair]

That is a Big Curse; I wish people die at an age where they are not dependent

[@devangpurohit7720]

Just downloaded this video to calculate my goal. This was what i was thinking all the time and you answered all my questions. I'm subscribing right now

[@AnimationVibes]

Again, An Interesting & complex Question Answered in simplest manner!! 🤩

[@anetttheresa9632]

While the education system keeps bringing in new policies with not much change in the actual education system of the same old rataification, we are grateful to have people like you sir who teach us about the reality of life and how to live a life being happy than focusing on external pleasures. Looking forward to your coming works sir...

[@rahulbohra8338]

WOW...this is amazing....you keep challenging our thought process....we always have this at the back of our mind but we never pay attention to it...thanks a lot for showing, how' it's done....

[@swatisarangi]

Woah! What an eye-opening video it is, so so recommended for everyone. Never watched anything like this before on KZbin. This will be a strong support for me in my quest for my own financial limit.

[@tanayvijay4556]

paused video & commenting ,,,You casually said " main tapak jaunga" but that hit deeply ..... 3000 sir!!!

[@Priyanka-cl9nu]

Hey Warikoo, I request you to make this video, i was confused after reading your Newsletter so i mailed you and you said "video coming up" Thank you 🌻💗

[@gulamkadir918]

सर आप हमलोग को आत्मनिर्भर बनाने का अच्छा प्रयास कर रहे हैं। आप ग्रेट सर जी। ❤

[@AkshayS2909]

This is a great explanation. I also want F.I from (F.I.R.E). I did some calculations for this 1 year ago... But, my plan changed a little bit and it will change down the line (uncertainty). This is for my future self and for others who want it. - I Want financial security at age 37* - I Want Financial Independence at age 40* - Live life like no one else so that in future I will live like no one else. - Think about passive income through side hustle but for a long term. Passive income can also come through dividends. - Have a hobby. - Have experiences, make memories because time will not return for you. "Today will never come again" - Retire "to something" instead of "from something" * Plan can change 😁 "No matter what you plan for your future, life will happen for better or for worse, but it is important that you plan ahead, and have a flexible plan"

[@MahipalSingh-cr1yx]

How effectively you think and plan such figures which helps us a lot.. thank you so much for giving us a rough overview of life expenses to be occur in future.. keep making such videos

[@unnmeshjadhav3390]

Great information!! But looks like one error. While calculating total money needed, you have taken the value without the 25% buffer. Ideally we should consider the value including 25% buffer for each year i.e. 'Total Needed' & now 'Sum'

[@abhinavparnar]

Only after when I came under your shadow of wisdom, I asked myself these life changing questions. Thank you Sir.

[@tejasraval454]

One of the Best Video I have ever seen so far. Khub Khub Dhanyawad. Your communication skill is excellent boss. One again Dil se thank you.

[@anubhavtiwari5949]

Your are the biggest ASSET of this century who’s making people know what finance is❤️ More power to you @AnkurWarikoo💯

[@niteeshbihade1789]

I had done this, before knowing about this video and I had come up with the amount of 16 crore - fairly accurate with what Ankur tells. Thank you to Ankur for his computations as well.

[@wordsofwisdom2808]

Very relatable. Even my financial freedom number is 24 crores from past 9 years and still remains close to 24 crores at present.

[@arsalanarsal3705]

😂😂😂

[@anmolbhateja5794]

You are one of the wisest and genuine person.

[@syedfarhaan5290]

Could not have imagined that life expenses and calculations could become this much certain and bring this much clarity. A much needed and helpful video and method you have brought to us. Thanks Ankur...

[@debasispradhan2519]

Somedays back I have also evaluated my future expenditures with inflation impact and today I got an authentic video . I need till 2059 27 crores Thank you warikoo make me sailor of my ship.

[@dogetothemoon1]

How old are you now?

[@debasispradhan2519]

@@dogetothemoon1 25

[@ManeeshSolankiVideos]

Sahi hai bhai👍 I am 38, in 12 years I need to take my capital to 10 crore. That will take care of everything in future. With continuously saving and investing from the age of 21 (though the amount was very less in initial years), I am in the right direction.

[@ThinkAboutThiss]

I am 17

[@debasispradhan2519]

@@ThinkAboutThiss think big ,stay positive and break down your goals in small parts and improve your knowledge on finance and taxation in your leisure time. Make a vision for next 43 years (till 60). From today and make the habit of Excel work also Best of luck. You have a tremendous opportunity Boss.

[@AarohShankarMusic]

The beautiful thing about this video is that, you made the scenario according to you. What that did is that, being a 21 year old, I feel like maybe I'm too late to start investing or growing my money or how much time will compounding show its magic(despite of knowing it needs patience and trust because it is for real!), I feel like there's so much to left. Its never too late. Thank you Ankur! ❤️🙏🏻

[@amitkumardeo95]

It's not late you are in your 20s it's a perfect time

[@trickyflame9843]

i guess in my pov if u delay more compounding wouldn't be as effective what you are thinking about today compared to past effects but what i see is...if not done today today vs future effects

[@technogeek8306]

Ha lag to rha hai ki bhot late hogaya hai

[@bubuo8]

Brilliant!! Such a big person yet so down to earth.

[@NishantBhadauria]

This is the typical example of overplanning....where you take everything so seriously..let your life flow and take into account only key factors Dont need to overestimate factors like 1.5 cr of child graduation (Why abroad ? Dont you believe your kid will be good enough for qualifying Indian entrance exams), trip to mars(who knows if you gonna live till this becomes normal), etc.

[@vijayasakthivelvs9423]

You may have a thought process but your children maynot have same thinking They might be willing to take an admission in top MBA university abroad

[@Shubham-mq8yl]

Thanks for sharing...amazing thought process and a great push for everyone to think how you define your success!

[@inderpanda]

This type of Interesting topic's video will be seen in Warikoo channel only 🙌

[@deeptham.namboothiri752]

After reading that newsletter, before watching this video...I kinda calculated this with my limited knowledge in math,MS Excel & World 🌎. It's funny that I did some jugaad to come up with a number which is approx 10+Cr!! Now when I see this much of calc was behind this...I'm speechless. 🙊

[@roneysunil]

Thank you Ankur for this calculation.

[@aatifsayeed8408]

Sir I have many things from your videos you are very inspirational yours words inspire me Thanks for these type of quality Content♥️

[@ar.ashwinishitole]

You are such great inspiration to me, Thank you so much, love your work.. GOD bless you always.

[@UniqueCoins]

One of the best videos i have seen in my life, regarding money goals, thanks for making it so easy for everyone.

[@sunilmk5186]

These answer, where everyone looks for. you have given taught-full answer. Thankful to you🙂🙂👍

[@KrishnaYadav-tf5wu]

Hi Ankur....yet another brilliant, thought provoking and useful video for all...thanks n regards 👍👍👍

[@100xDegen]

Fun video. Also remember guys, "Life is what happens when you are busy making plans for it" Don't stress over it a lot.

[@N7_YES]

Correct.. Ye jitna bhi kh rha hai agr hum uska half bhiblein lets say 10crore to isko kamane mein bhi 20 to 30 years ka time horizon chahaiyea...wo bhi km say salary 1 lac and above ho..

[@vihaanbhatia464]

Great job done. You have nicely answered the most important question every one has but few try to exert to answer. Such exercise must be done by every one to know the money reqd and to make efforts accordingly. Without such exercise one will never know how much money is enough and hence will act like Mrigmarich and shall keep chasing money at the cost of other important aspects of life and life will be more difficult and miserable. Congrats for this innovative video.

[@avantidolare1673]

Even I have dream of space travel , I'm 20 rn this budgeting will definitely help. Thank you for this video.

[@SK-gx5jx]

Sir Ankur ur truly as family superhero for common people 👍 👌 like us really great appreciate ..wanted to really hug for u for this excellent sheet what u have prepared please accept and award ❤ 💜 😊 💖 💗 from my Thanks

[@raficlick29]

Thanks Ankur, this is what i am searching for myself. i have prepared many excel sheets for me. but now i will try this sheet and find the numbers/ Thanks

[@knowledgeideas5738]

Best video ever 👍🏻 I was calculating same from 6 months

[@ashishsoni5274]

Though i never watched any financial video but ankur making it easy and interesting to understand all money topics 🔥🔥❤️❤️

[@mharish83]

Thank you for sharing your thoughts and experience to us.

[@hemagosar8970]

Now you are earning the amount what you were wishing to have in a year... congratulations

[@ImGirishUnde]

This is the video i was looking for. Thanks a lot sir for sharing the valuable information and step by step process to calculate. 🙏🙏

[@whatsapp.2100]

⬆️⬆️⬆️thanks for the comment.. Contact the What’sap line above for more information, advise and consultation,,,,

[@dilseshukraguzaar]

I did the same process in my rough notebook in the starting of my 12th class... So much multiplication,I just got tired and found the money to be 5.52 Crores Rupees...but I had a doubt that if my way of this financial planning right or wrong...but now I am clear Thanks for The video sir❤️ With Love and respect Yours Truly ShukraGuzaar Dilse

[@sabaleshubham2830]

Sir Plz come on lecture with sandeep maheswari sir, you both help us on finance and it can be a great conversation between both of you, I request you to plz think on it ❤️❤️❤️❤️❤️❤️🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻🤞🏻😇😇😇😇😇😇😇

[@vinaykumarp4692]

One of the best influencer, made the calculation so simple sir. Thanks a lot

[@SwastikLIA]

Wow! Never ever thought of this! Thanks for your efforts sir 🙏

[@jessicalimbu3]

I am 15 year old and I want to educate myself with financial skill

[@HONEYRAJPUT07]

Continue Watching Videos

[@amitsuthar6307]

bhai phle apne padai par diyaan de 20 saal ka hone ke baad invest karna!

[@user-nd8vw3vs6t]

Padahi kar le

[@shauryapethe5935]

Wow 😶 I never even thought to think about how much money I'd need in my life 😶. This video was the wakeup call for me. I'm not 20 yet but I'll do this anyway 😁. Sincere thanks to Ankur sir 🙏

[@shahan484]

Thought to think. 🤓

[@sheetalchaudhary8670]

@Ankur Warikoo sir your excel sheets has helped me a lot in my personal finance calculations. Sincere thanks for that. This time when i was using ur excel sheet template to do my calculations i found many rows missing in "you" sheet for clear calculations such as clothes, eat out, subscriptions, gifts, entertainment (movie or amusement park, activity places etc), food expenses, electricity maintenance, salon expenses etc which can be added to other rows or miscellaneous but then it won't give clearer picture. As i m bad with excel i dod't know how to ad such rows with inflation formula included in it. So i tried to copy ur sheet "AW at 41" but it had wrong inflation of ur clothes. Also i want to buy house in future but as i can predict only current value of it and i needed your help how to predict its future value after few years as done in your sheet for your kids college fee. sorry to bother u so this small issue but if u could share a sheet with added row it will be great help to me n i guess others too. Thanks in advance.

[@ombhombe9770]

Loved you warikoo 1million times

[@VibrantVidhi]

Wow! This was really really mind-blowing🤯! Thanks for a new perspective, sir!

[@kaushalbhandari8310]

WoWWWW.Just WOW.. Kudos to you in even trying to answer such complex question.

[@Atzee]

"Not a single penny more than that much, out of which I can live happily with my family" would be good amount of money..

[@technogeek8306]

Thoda crack hai kya?

[@Rchokeslamm]

You should be in ministry of finance Sir. We need leaders like you in politics who will do the real work.

[@hiteshbarad5368]

Excellent Video Sir. Simply and very well narrated.👌👌👌

[@sakshivejani]

this is such a brilliant video, Ankur! super, super informative - thanks a million for this! god bless you! :)

[@Val1414_]

Great video. you've remind me of what someone once said❤️ "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful investors. I once attended similar and ever since then i been waxing strong financially, and i most tell you the truth...

[@ami07071993]

This is so freaking useful. Man o man!

[@srv1100]

This was amazing.. An absolute blessing

[@krishna-rv5xz]

Excellent video sir thank u so much for giving us so much clarity…

[@omkar3624]

Much needed video.. I have struggled with this myself. Having a specific number helps you orient all your efforts in life.

[@RahulKumar-df3ok]

Atleast 1 Billion dollars.

[@mihirbhatt7068]

Sir your excel knowledge is awesome ❤️

[@mahimanigam2845]

Your clarity that you have is divine😳🤗

[@Gandhilgvg]

Blessed we already have enough to stay happily in life

[@manjukanwer952]

This video can be seen as the synopsis of THINK AND GROW RICH'S first lesson

[@manabeshmisra8215]

Sir.. This is the most worthy and very helpful information I have ever seen... Thanks a lot.

[@johntoppo1017]

U just put up a video...that very second...when someone thinks about the same issue... As per your video..👍👍

[@akshanshdwivedi6448]

Would love to see a version where we take our salary/fixed income (probably till age of 60) into account, that would be an inward taxable cashflow along with the 10% investment return, i feel that would heavily reduce the amount of starting capital needed. Lots of love & respect to you sir.

[@vikash23641]

How would you create return on your fixed income at 10% every dear😮

[@okenuobumunemenwalobuengin5337]

Hello what is the best way to get started with bitcoin investment or Forex trade cos I have been making my personal research for a while now

[@oluwatayotimileyin4081]

As a beginner who don't understand how bitcoin trade really work and you really want to make profit from it, I will advise you to first start working with a professional broker

[@alexdickson6819]

That is true you need an expert broker an account manager to make good profit from bitcoin trade

[@auwalidrismallam2555]

I will recommend expect Mr Nicolas Barron trading services for you her strategies is working for me at the moment and am making good profit from Bitcoin

[@munnirharuna2279]

I can't believe I was able to have $30000 worth of Bitcoin in just one month and half of trading with expert Mr Nicholas Barron trading services. Come across some nice comments about him on KZbin and I give it a shot. I don't believe in Bitcoin before

[@alhassansuleiman1272]

Please how do I reach this Mr Nicholas Barron I've already lost enough of money treating myself

[@videoanalyst4u]

Amazing stuff Mr. Warikoo. Buddy this calculator is not even imagined by Wall street betters and those CFAs and Certified financial planners. Probably this kind of calcs are only available to high Networth folks. You should educate N.American and global folks man by doing this in English, people here are ending in infinite debts in this rising interest war with literally no help to a normal middle class individual. America ka bhala hoga tabhi to duniya ka bhala hoga. You know this…

[@deepdhanuka3881]

Unbelievable! I requested you a video on this on 3rd May and you said sure, bam you are here with the video in weeks. I don't know if my mail was the trigger or anything but thanks for the video! 😀

[@mail2vsrikanth]

Hi Ankur, thanks for the great video. I was planning to make this plan for myself and this will really help me. One thing I felt missing is you have not considered the income that we make every year, why is it not considered? If we consider it and give out the year when we have achieved the financial independence that would have been great. If I understand correctly you will not make 20Cr, in one specific year, it has to be built over the years, correct me if my understanding is wrong.

[@chadmathew5945]

Despite the economic downturn,I'm so happy☺️. I have been earning $ 16,700 returns from my $3,530 investment every 13days.

[@vangoghjohnson5166]

This must be an investment with Mrs Amelia Susan.

[@helgapataki2282]

Wow I'm just shocked you mentioned expert Mrs Amelia thought I'm the only one trading with her

[@francisnickerson4539]

That's amazing, I have been hearing about mrs Amelia Susan. and her genius mind in the crypto market, please how did you earn such good amount?..

[@francisnickerson4539]

@Eliza Taylor I also needed her info too I’ll write her thanks.

[@karanranaofficial]

Loved this Warikoo sir! Your videos always leave me in a state of reflection & Life-level thinking...haha. Also, 'Elderly Care' of parents in terms of Healthcare expenses should also be accounted for in 'OUR' finance planning IMO, assuming not all parents in India accumulate enough for their own old-age. What say?🙂

[@AlessioRastani1.]

Let's Talk🚀🚀

[@shahan484]

Righhtttt. I can safely assume most people born near independence age and a decade or 2 after that, didn't have any financial strategy or know how to save for retirement. Barring those who went overseas to gather enough to retire. I for one have to carry my family in 10 years or we are DONE.

[@parthapratimsaren4413]

Thanks Ankur for the clarity! Being looking for coming up with the number, got the clarity of how to think about it :)

[@chaitue21]

Really thankyou Warikoo for helping me out on this :)

[@crazygamerz180]

Sir make video on consistency plzz its help in my time management

[@akashthisside]

he has a 10 days course, called take charge of your time

[@adityaheerekar]

Ankur sir one small request can you change the Friday live timings to evening 6pm pls this is a request...

[@kevalrajyaguru3179]

Great video, It was really eye opening & much needed.

[@vinaypatidar5901]

Very insightful video. Thanks for the video

[@PrashantSharma-qd8kc]

Hi

[@arnoldmathew1841]

Hey @ankurwarikoo Needed your input on whether official life insurance and mediclaim is sufficient for someone in their 20s. Or is it wise to have a personal one as well. What is the primary difference in having both of them in place?

[@hiteshbarad5368]

It's always advisable to yave personal insurance and Mediclaim apart from co. What is offering.

[@rohitsoni9325]

Always have a personal life and medical insurance. First, On changing your job, most probably all benefits will be lapsed. Second, if you do this job or switch jobs without taking any break till say 40 or 50, then taking personal life/medical insurance at that age will be super expensive and you need to restart your waiting periods (generally 3 years). Third, you might not get sufficient cover depending on your responsibilities in the family. so better to go with personal cover and keep office one as an added bonus

[@mistique0vin]

brilliant!! finally a method to this madness

[@Pradeep_rides]

So much of Calculations, yes we've not taken it seriously. As you said, we're all running behind money which will never stop if we don't act as soon as possible. Thanks very much for detailed explanation. Btw, what do you do for living bro.

[@rhealyngalaus3216]

I recommended you guys sometime ago,can I get person who invested with her Mrs Camilla mc Coy comment below

[@marthavanstaden3573]

I saw that recommendations but i did not bother chatting her up🤦‍♂️🤦‍♂️🤦‍♂️

[@magdapretorius5741]

Hello thanks for introducing her to us i actually did the trade with a loan from my friend and now with the profits i payed up and now am happy and comfortable

[@ahmedjohn6497]

Same here it's four months now I started investing with her and it's been a good experience

[@desiree9553]

Wow I'm just shocked you mentioned and recommended expert Mrs Camilla mc Coy , I thought people don't know her... she's really awesome!

[@francoistimothy150]

She's expert Mrs Camilla mc Coy one of the best and trustworthy broker ever

[@baibhavdas2836]

100 crore dedo pura zindagi aisho aaram me guzar jayega 😂. ✌️

[@cvb2002]

150 ruppe degha

[@kelvinH577]

Great video! My acknowledgement to you for your knowledge on business lesson that helped me understand the market trial with real reason why people get poorer, And How to Avoid this situation

[@csalmanahmed]

Sirji.....amazing video....thank you for sharing

[@meghakedia3744]

Guess what this is exactly what we do when we make lavish personalized financial plans for high paying clients....find goals, allocate surplus & monthly savings, projects funds required, 5yr cashflow, emergency funds, insurance needs etc.

[@inderpanda]

How much time did you spent on making this whole excel sheet?