How I Manage My Money on a Low Income (Budgeting + Saving)

[@ElAgustin]

What are some other "how to" videos you are interested in seeing?

[@stephenadams6455]

I’d be interested in seeing a video on ways to reduce housing costs.

[@adawilliams9791]

I'd be interested in seeing a video about how to best plan an international trip. We are hoping to go to Ireland in a few years and would love some tips from an experienced traveler

[@Luncheon23]

How to control food costs. I don't buy takeout a lot but I somehow end up buying expensive and unnecessary groceries that get discarded without eating them.

[@darkelf1000]

I love the videos you do. I'm interested in your investment strategy and options on stocks/shares etc. Dividends etc.

[@NightinGal89]

I'd like to see more on time management with respect to chores or cooking

[@CB-dt9fq]

My husband gets 2.600 $ in hand every month. I am a stay at home mom. I have no income. We live in Denmark. We have 4 kids and a cat. A cat. A small appartement. We live below the poverty line in Denmark. But we dont think we are poor. We are much hippier now. Have more freedom. We are minimalist and i make the most of our food. We are also saving 7.000 $ pr year. We are saving up to buy a house one day. We use 117 $ pr week for grocery and 15$ pr week for car diesel. In the beginning we think it was hard, but know its easy and fun to save money.

[@DamonCassidy]

thank you for sharing this. So happy to hear your story

[@ADMONIUS]

That’s perfect. When y’all have that house, you’ll know you made the right decision.

[@mymayapapaya]

How much is your rent? Where I live most people pay 1500 and up per month

[@tintin66666]

Usa är så mycket dyrare än Danmark hyra för en lägenhet är hämska

[@africansister]

Imagine if u can work part time when the kids go to school u ll help your husband and u ll be able to buy your house quickly .

[@SteveJim-pg3fv]

I didn't become financially independent till I was in my mid 40s after having a major financial setback during the covid , Thank God i'm now on my feet . In addition to buying my second house, I'm also making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future!

[@stacypepsi9708]

Thank you I'm 41 and I have been panic stricken because I don't own a home and have no savings with a low income 😢

[@SteveJim-pg3fv]

It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser, who can advise you is crucial, especially when choosing assets.

[@SteveJim-pg3fv]

Generally, investing requires higher knowledge. For this reason, it's important to have a solid support structure to guide you through especially in asset picking. I operate with (ALEX MARTIN TARLOR) an investment specialist who partners with a licensed wealth management firm. For the record, his experience has been the best for my finance

[@BrandonWilliams-st8tb]

Your not the only oddball person I feel ya

[@DonaldMark-ne7se]

The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.

[@PhilomenaCopple]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@NoorFrohock]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@AsbellHeally]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@NoorFrohock]

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@AsbellHeally]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@cata1811]

Moving money into my savings and keeping a minimal amout in checking account. To avoid unnecessary spending. Thanks for the tip implementing it right now!

[@katehorrell8732]

I'm on a "disability income" of $1100 a month n pretty much do the same thing as u do. My expenses, bills come to around $500 a month. I have no mortgage, no car payment or no credit card debt. I take $500 to pay "sinking funds n groceries, including savings account. So far in a yr I've managed to save almost $4000, so yes it can be done

[@richar568]

Thank you so much for teaching me this

[@Sherry-k4d]

Is your savings also for car emergency travel etc

[@sharonfollis3500]

2500 a month for one person is not low income. But I know location determines that. My husband and I choose to live soley on 2700 a month SSI. We have retirement and savings for emergencies. We live very frugally, but well. And, this is coming from 6000+ per month income when we worked! Sold our house, paid cash for another one and have no debt. Life is good!

[@gk_perspective1713]

The best thing I like about you, Austin, is that you do not show off. Some of the minimalist youtubers start to show off fancy house, clothes or gadgets; but you remain simple and offer extremely good material in your videos. Keep on doing the great work. I have no problem, if you get sponsorships. Hey, you gotta make a living. Philosophy alone cannot pay your bills. Look forward to seeing more of your great material and your great sense of humour. Blessings. 🙏

[@FFlores79]

My gosh...I watch several minimalist youtubers that I like and I see the same thing...oh this alarm clock is so minimal and sleek I ll post the link...its a $150 alarm clock. Oh this is my minimal wardrobe I ll post the link to this simple beige button up dress...$250.00 and on and on 😂😂😂

[@isvancabrera9341]

Love low income budget videos. Im making 1800$ a month right now i still save 200$ in the end.

[@Riggsnic_co]

The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.

[@hermanramos7092]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@martingiavarini]

I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year

[@Oly_laura]

@@martingiavarini I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

[@martingiavarini]

@@Oly_laura My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@Oly_laura]

@@martingiavarini She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.

[@PriscillaJackson-tp6uo]

I like the way you explain your information. You were elaborate and detailed. You gave me hope.

[@daviddean6032]

Good morning, Mr. Austin Williams! I'm watching your new video right now. I was just notified. I get an alert any time you have a new video. It's a great feature. Now, I'll excuse myself and watch this new video. Thanks, Mr. Williams!

[@daviddean6032]

Bold and honest video. Thank you. You've laid your cards on the table and your technique is wonderful.

[@ElAgustin]

Thanks, David! I make the videos and KZbin promotes the videos and we share the profits, haha.

[@charlesedwards4160]

Best video on KZbin. Thank you. They should be telling kids this stuff at school man.

[@jhonen32629]

I’ve been putting food expenses on my credit card so it’s easier to see how much I spend a month on food. Then I pay it off at the end of the month.

[@maryj6131]

I would love for you to extend on the idea of "don't use low income as an excuse to now create a plan" in a future video. I might not be gifted enough to know how to use the right words in order to make this statement come across to some people in my life and I believe you can.

[@ElAgustin]

Thanks for the idea!

[@Sinful_Survivor]

We make about the same Austin lol except I make closer to 3k a month. This month I should be able to save 500$ after all the bills are paid. Thanks for the video Austin, really insightful 😊

[@VKA369]

Austin,you become genuine financial guru not by books but by personal valuable experience.Stay blessed

[@angelachanellehuang5663]

Budgeting is different for everyone

[@raisingwildflowers]

My family of 5 has been living on just $1500/mo for most of this year. I have been focusing on my KZbin channel and hope I can get up to $2500+ soon. That would be life-changing for us ❤ Thanks for the motivation 😊

[@TraceyBergum]

I really enjoy the content you provide on your channel; you are a very savvy young women, you and your family will do very well! Good luck on the reno btw : )

[@cameronowens2843]

How the hell do you live off of $1500 with 3 kids??

[@raisingwildflowers]

@@cameronowens2843 Frugal and debt free. I share our story on my channel - we only spent $17K past year. It’s cool you commented on this old comment of mine so I could see it again … I have met my YT money goals this year 😊

[@coastingikifi]

I also had to re-learn how to live on a modest income after leaving my corporate job. What helped me was backpacking in Asia. After which, I realised how few material possessions I actually needed. That helped tremendously cutting down my spending.

[@charlesedwards4160]

If I hear or see the word Corporate one most time I'm gonna get miffed and start to jizz

[@workinprogresssince1974]

It's nice to see someone actually talking the numbers. Most people don't drill it down to hard facts. I hear people complaining KZbin doesn't make much, but if I was earning what you get I wouldn't have to worry about money ever again! This has been great. I'd love to see more videos like this. Thanks for your hard work! :)

[@IBPaintsppp-wt5ou]

Thanks for the vid, my biggest win lately was shopping around for car insurance and going from $161 per month to $96 a month. An accident drove it from $107 to $161 but the new company (Progressive) didn't seem to care much about it. Pay 6 months at a time if possible for a cheaper rate.

[@NewCreation6123]

Austin, I would love to see more step by step videos. It helps me get back on track with my finances. It takes the overwhelm out of creating a plan.

[@j.m.b5441]

I'm proud to say that we spend less than Agustin!! 2000 to be exact. We don't have a mortgage though

[@KristinSafe]

Thank you for explaining your approach. So many other videos have complicated examples for high income levels. This is a great intro - budgeting 101. Appreciate what you're doing here.

[@fredromero5835]

I live on a fixed income its called social security. Its enough to pay all of my expenses and still able to put some in savings I also receive a pension every month which I never touch. My house is paid for so I don't pay rent I have credit cards but all have a zero balance my monthly income not counting my pension is $2000.00 per month and still have money at the end of the month. I live very furguel and live with in means and spend less then whst I make.⁷

[@joannbrown2842]

Thanks for sharing. I recently reduced my income on purpose to have more freedom and I have a similar system. Being in control of finances means sleeping well. I have less money now, but I am happier with my freedom. I am also self-employed.

[@kira5612]

Thank you soo much for these videos ❤️ I am 30 and just now learning about money and personal finance because it just was never talked about. And I really appreciate you taking the time to share your knowledge and resources. -Kira

[@randyfocht737]

Good point. Never allow your checking to go above 2000. When/if it does, move it into savings. I will do the exact same thing with the savings account. Any time it hits 2,000 or 3,000, move the excess into my investment account...either ETF's, tech, or high dividends (for me NVDY and TSLY). For me, since I am retired, I put 2000 as income. Then subtract all of my fixed expenses. Then each day, I subtract that days expenses, keeping a running total of what's left. Then, I divide that running total by the number of days left in the month and that tells me approximately how much I can spend each day, and still stay within my budget. ie: This works in a spreadsheet: 2000 income -1000 fixed expenses =1000 day 1 -$10 subtotal 990 / 29 days = 34.14 per day for the next 29 days. day 2 -20 subtotal 970 / 28 = 34.64 per day for the next 28 days. etc.

[@wendipearson5583]

Very helpful info! I love how simple you keep things. I'd love to know how you budget for occasional small luxuries on a low budget -- like going out for coffee or a meal with friends, travel, etc.

[@NameRequiredSoHere]

Tracking expenses, not spending more than you make-- seems like a no brainer, bu t it's something I haven't done until recently. I'm not in bad financial shape, but I'd be in GREAT financial shape if I'd only done this sooner.

[@jamieowen7028]

This was great! I’m low income but I know I can scrape some savings together each month. I’m encouraged by these types of videos. Now, on to building wealth with low income.

[@ellisfrazier3640]

That was wonderful, so informative! How kind of you to reveal your personal budget in order to help us! Thank you so much!🎉

[@huseyinhuseyin8042]

Bedankt

[@ElAgustin]

This is becoming an occurrence! Thanks for your support!

[@KeliOConnor]

This is the video I’ve been waiting for. Almost all financial advice for disabled folk is “Are you really that disabled that you can’t get a part time job?” Muchas gracias, El Agustín!

[@Aloglow]

I agree! I started living on disability in the recent years and I kept feeling my life would never be prosperous again :( It has been (and still is) a learning and acceptance journey.

[@AnneThilk]

Great video! I like to share your videos with my young adult children, and this one is a must watch!!

[@zakth1625]

I like the format of the viideo. Concise to the point.

[@michellehamilton5088]

This was really helpful. Thank you for being so open about your situation and how you manage your money. I am transitioning from a six figure income to a low income for health and lifestyle reasons.

[@ElAgustin]

I've been much happier making less this last year!

[@danicegewiss862]

We live in a high cost of living area. We bought on the poor end so we could get ahead. My husband works for government housing in Philadelphia and covers all of our benefits. Our health insurance is only $18/week. His retirement account is growing like a weed. He works a side job so he hauls in cash for working on our driveway. My credit cards are $0 in interest charges. I'm attacking one card, the one I put my schooling on. I use a Yotta account. I have a life insurance category, new car category, emergency, pet care etc. It allows me to cover all categories. Yotta does a daily cash drawing which usually means you win less than $1/day. Those winnings are your interest rate. We make about 3%/month. I have 10 categories I consider the most important and put $10 in them every time I deposit into the account. One is emergencies, another is life insurance. I pay the bills that are due that week. I tell you this because my husband makes a moderate amount of money. Not a huge amount. We live like no one else so we can live like no one else. We invest in ETF'S. I like watching the money grow.

[@tericollier7839]

Love this video and thank you! I left an abusive relationship and that plunged me into a low income situation. I've been very diligent with every dollar. And am actually doing quite well just supporting me with no help from anyone else. But it takes videos like this one to constantly reinforce good and healthy habits. Thanks for these types of videos!

[@sarahsolomon1949]

Wow! I applaud you!❤️❤️❤️

[@ramonaneyrinck2292]

🫂🫂🫂 same thing wth me. Barely left an abusive relationship, and income is very low..

[@timothyfirth4809]

I left one years ago, I'm so glad you had the strength to leave and rebuild your life for the better . You are stronger than you think

[@DesertMav]

Very good video today on managing money on a lower budget. I make a little less than $2500 per month, but as long as your needs don't exceed 50% of your pay, it gives you the capability to budget wisely. I am a fan of credit card usage in the right capacity and within reason. My shortcoming is not having an emergency fund built up, which I need to rebuild again. Also, I do try to keep my finances as simple as possible as well, since complicating finances tends to become a bad situation more often than not. I'd say another great idea for a how to video is how to save up an emergency fund, or how to built a savings fund for a car or trip on a lower budget.

[@MarkMark-ji6ts]

I'm amazed at how many comments are saying that your $2,500 USD monthly income is NOT low income!! Yikes I hope they are on government pensions/support and not working for less than that amount. Another great video, thank you.

[@jenurias7303]

This was very helpful, thank you for transparency.

[@kwokweng76]

i love ur honest videos austin

[@annhiggins162]

great reminder re spending less than I earn - and to 'keep it simple' in how I set out my budget & banking! Because now I only work very part time due to being older I no longer have any 'wriggle room' in how I spend my money. Currently reviewing my budget........and spending 'Creep". Clarity in your style of presentation great.

[@CrystalNicole13]

Appreciate you throwing out real numbers and the transparency. You don't see that much nowadays.

[@carriebelcher8644]

This is my financial organization I do exactly.

[@tamihill4229]

Love the video. I to am on a low budget . Started tracking my expenses and cut way back on eating out.

[@RachelLWolfe]

I love watching videos like this, because I need the continous motivation to be more diligent about paying myself first, and rebuild my savings that was lost during the time that I was laid off during the pandemic, and the expense of a couple of car repairs. I've always lived below my means, and even when I had much better paying jobs, I didn't get sucked into the mentality of lifestyle creep/inflation. Even so, emergencies arise, and it was nice to have my savings as a buffer to take care of what was needed.

[@loriyearwood3059]

I'm a new subscriber, first time commenter. I really appreciate your transparency in this video. I related to you more than I "learned" as I already do many of the things you speak about here. I'll keep watching for the inspiration to keep going though. Thank you again.

[@ElAgustin]

Awesome! Thanks for the comment!

[@rosemarywilliams9969]

I have a bad habit of paying other people's bill's and donating with my savings. So last year when i ran out of my savings and no one helped me. I made a plan to just spend all the money I have so I'm not tempted to waste it. I paid off all my credit cards, purchased a retirement property that I won't be able to live in until I retire😂 and worked with my student loan lender to pay it off in 3 years. Now that all my money goes into bills that I need, I'm not tempted to solve other people's problems with my money. 😅 it's NOT the smart thing BUT it's been working for me and my mental health.

[@Judy-le2xz]

Spend wisely & save wisely!!!

[@Paul9]

Great video Austin. I’ll be honest $2500 post tax is probably average income in the UK with many on much lower salaries.

[@flufftronable]

same here, I was thinking that is not a low income.

[@av26]

Thank u for educating me and being very transparent ❤

[@francisvaldez600]

Underated vid. I rarely comment on videos but you have the same budgeting, and investing philosophies which I do: keeping checkings with stable amount of money and put the difference in a savings. It is nice to see as I feel that others don't talk about this sort of philosophy.

[@thisispw]

Wise words. Planning is all important. Implementing that plan is essential.

[@TheTigerlily86]

I just love this video ❤agustine!!! Do more of frugal lifestyle

[@oliviafox6745]

I'm glad you're not hurting, but you're managing.

[@ElAgustin]

It's an uncertain world, but still am 100% with my decision!

[@SLLoo-lg7ot]

I would love you to do videos on how to get out of the rat race once you feel you are already so far into it---have a house, cars, insurances, kids' college to worry about, aging and retirement age approaching faster that I care to think about, etc.

[@willmartin34]

Thank you for the transparentcy you did not have to do that you now have a life long follower

[@rosez4eva]

Up until 6 months ago, my monthly take home pay was a bit less than yours and I got by using a lot of these money management methods as well. My rent was ~$1,000 a month and utilities were another $150 so that alone was half my take home pay. But I always have lived pretty frugally so I was just fine. I guess never thought of myself as low income during that time- just on a tight budget. I think of low income as qualifying for gov assistance like Medicaid, food stamps, etc.

[@juliemarkham4332]

$2500/month is not low income where I live and if you're paying $700/month for rent and only $100/month in utilities, it doesn't sound like low income in your area either. But, I digress. Thank you for using your personal numbers as an example! Most people use numbers that are usually higher because they are not using their own numbers. Great tips and strategies! EXCELLENT video, Austin!! 😊

[@bellebb8673]

I agree, good video, but $2500 a monyh AFTER taxes is far from "low income" in US.

[@PenniestoDollars]

Yeah that’s what I make working a FT job

[@thaliah.759]

In California, the rent/ mortgage alone is $2500. $2500 monthly income would be considered very low income.

[@brendabeelee]

@@thaliah.759 very true! I’m in LA and a lot of 2 bedroom apartments go for that or higher!

[@juliemarkham4332]

@@thaliah.759 I think Austin lives in Colorado.

[@Timanfaya67]

For all the incredible added value you provide, you really deserve a much higher income.

[@ElAgustin]

It's getting a bit better! One year of being self employed and all the lessons that have come with it have been work more than a million dollars!

[@Divinenubian]

Smart man ! Great video. Thank you so much. Business has been slow but I definitely manage based on these types of helpful free tips 😊

[@giraffemd]

more content like this please😀but I find all your content very helpful so keep it all coming

[@ElAgustin]

Thanks! I like this type more as well, so I'll try to make more like it!

[@bababythesea4389]

Excellent video! Watching it again now. I appreciate you honestly sharing your nunbers. Gives me hope that I can do this! Have a blessed day!

[@gwarlow]

6:11 Another reason not to keep more than you need in your checking account is that it pays (typically) zero interest. You’re giving the bank free money for it to lend out while collecting substantial interest on those loans.

[@marmelaaden]

Thank you! I found that video very helpful. In mu opinion, these step by step videos are very helpful.

[@TimothyDeck]

Great video. Personally I use Quicken to track things. I have used it since 1991. What I find helpful and am currently doing is comparing my spending on an ongoing basis for year to date as compared to the previous years time period. It helps me to identify where I can improve. Anyway, love your videos. You are doing a great job. :)

[@kenijawallace3198]

As a low income college student this is so helpful!

[@MFox-tu2co]

Thanks for numbering videos. It allows me to easily find videos and know if I've watched a video 😀

[@jacc88888]

You’re doing a great job. Thanks for the video - very helpful advice.

[@aurielsmith8753]

Great video Austin. ....I would say this is not only for low income earners but for anyone wanting to manage and save their money. Thank you so very much

[@yomamavsai]

I'll come back here once I make it and tell everyone how you helped me get started. This is needed considering I'm a wantrepreneur .

[@lauraweinbrenner6]

I definitely found this video very informative and helpful. I liked this step by step format; too many times the videos I come across are too lengthy and filled with fluff and they are not straightforward with what people truly want to know. This is exactly what I was looking for - down to Earth, step by step directions. So, thank you and keep them coming!

[@mj1961christian]

Austin, Thank you for your transparency. You are a wise and smart young man. Keep these videos coming. You’re going to well.

[@charlesedwards4160]

I woke up sad and went to bed happy. Thanks man!

[@ElAgustin]

Awee, thanks!

[@MissNewsky]

We budget the exact same way! Love this type of video ❤ It feels so encouraging, since very few I know think and budget this way😅

[@barbaramatarazzo4269]

Excellent video I like the real deal on budgets yes would love more videos like this it's the every day bleed that destroys me.

[@sarahsolomon1949]

Thanks Austin! This format of video is really helpful! I learn best this way! This makes me more confident that I can do this too on my low income. Keep making more videos like this! You’re a rare gem on KZbin my friend! 👍🏾❤

[@ElAgustin]

I'm glad! Thanks!

[@autumnanders4777]

Thank you for sharing your life with us and being personable. It helps us with our real lifes.

[@livingoncoffee]

My budget is similar to yours except I subtract all my expenses from the total amount . Whatever is left overvI put into savings, because sometimes my expenses vary.

[@MalluStyleMultiMedia]

You’re the best bro 🔥🔥👍👍 good info

[@bobbasar6424]

This is one of the best videos seen on UTube! Thanks for your honesty. It really helps!

[@ElAgustin]

I appreciate it!

[@A222Z]

I also use credit cards for the rewards, but also a simple budget management system. This way I don't have to micromanage my life w/such great detail. Like you, I can look at my card, see where I'm at dollar wise at anytime during the month, & adjust my spending.

[@snapdragon2441]

I do have a chargeable bank account but it’s a minimal fee and I get breakdown cover, travel and mobile phone insurance as part of the plan.

[@Aloglow]

Thank you for making this video and sharing your numbers Austin. I was crushed when my life changed and I had to live on disability in one of the most expensive cities in Canada. But as you, when you live simple, organize your expenses, manage your savings, it is possible. I still miss my life healthy and with higher income, but this is where I am and gotta make the best of it. I count every blessing and celebrate even the little steps. Keep sharing this type of videos.❤ Gracias Agustin 🙂

[@dennischannells5683]

I am in Australia; all of your videos make good sense, especially the part about not having a credit card if you can't handle it; this is almost every one.. 6:27

[@AccordingtoNicole]

Great video Austin!

[@crystaldon4995]

I subscribed! Ty for your honesty! I'm assuming you rent a room with $700 rent and $100 bills? That's super cheap.

[@Nikkibee716]

I recently went from making over 1k a week to about 4-500 a week and it’s been tough! You definitely get used to a certain lifestyle when you can afford more.

[@MarkFlik]

Great video, this is exactly how I did things when I had a 5 year period of low but sustainable income in Australia. The beauty of it is that you can manage it all fairly easily just using smartphone and 15 minutes of ‘admin’ a week. Once you get into the swing of it, it’s actually a bit addictive and brings a great deal of stability and contentment to life. Great point regarding shopping around for your service providers etc. Any effort and money saved on bills is the same as earning more money. But again, can be largely done from a smartphone whilst chilling out at home.

[@Gigi-bo3zr]

You can set it up so money automatically goes into savings. Also it shouldn't cost anything to transfer it.

[@laurabertzyk2612]

This is my favorite video so far. My 30 day unnecessary spending detox is coming to an end this week so I have a good handle on where my money is going in a month. This video is a great follow up to what I’ve learned! Keep’em coming!!!😊

[@ElAgustin]

Awesome! Thanks!!

[@Dineshstylist]

Make a video on "How to retire in 7-10 years". Great content. Thanks 💯

[@NinaCapNM]

Austin I have a book recommendation “Profit First” its a method of organizing your finances when own a business. It made a huge difference in my life. Love your channel.

[@azeemhoosain4004]

I would love to see more step-by-step videos. even videos which include household budgets on food and essentials, very interesting.

[@laminage]

You are so right on about "Tracking". I do it religiously. I live in Canada so it's slightly different. Each Week, I have a Bill to pay. From Credit Cards, Cell Phones, Car Registration, I live at home so I pay my mom Room & Board, then at the end of the month my car insurance then bank service charges are done. I buy what I need not what I want, and I save by brownbagging to work each day. My weaknesses are Dollar Type stores and Amazon but when I buy it's because I can afford to.

[@Housestationlive]

$300 rent $300 electricity/interent $300 food my incomes are about $900 per month

[@BuyLessJess]

I would love a video about buying less/not buying while living in a culture that encourages us to buy. I’m American and Americans love stuff, it’s hard to not get caught up in the hype of stuff. THINGS!

[@chaychu31]

Great video Mr. Agustin! And yes, I would like to see videos of this nature from your channel👍 Thank you !