Frugal Living Is The Only Way to SURVIVE 2025

[@andreabellini6796]

Live below your means is the best advice ever.

[@cristinskadell338]

and save, save and save some more.

[@L278-b7z]

Yes but if that lifestyle makes you unhealthy and miserable than it's not good is it? I regret doing that. Because success is still not in sight and the world is constantly changing. Just live your life NOW. Don't think about the future, it can always get worse than before. NOW could be the best you're gonna get in this life so don't ignore it. Enjoy it.

[@andreabellini6796]

@ why would that make me unhappy or miserable? I love my small apartment, affordable car and budget friendly grocery shopping. I’d rather have money set aside for retirement so I don’t have to work when I’m 70 and if I pass away before that my kids will have my life insurance, whatever is in the bank and take over my cleaning business

[@L278-b7z]

@andreabellini6796 Leaving below my means, for me is: a moldy rented apartment with a crazy neighbor playing loud music all night and yelling around, hearing the toilet flushing from my neighbors, weed and cigarette smoke filling my apartment from the common hallway AND from the outside when I open my windows ALL DAY LONG. So it is impossible to air out. My clothes smell bad because of these smells coming from everywhere so work colleagues don't respect me and bully me because of it. Rats in the basement and around the trash outside etc etc So you actually are pretty privileged don't you think? If you have a car especially. My parents never had a car and don't even have a driver's license or any type of insurance to leave to me. I'm on my own. Oh, and I have to save money to take care of my elderly parents soon instead of saving for a house, which is anyway impossible since a decent one costs above 200000eur and when I have enough money they'll be twice as much. Very nice, can we switch? I also want to be 70 years old so that I don't have to suffer that much longer till I die.

[@andreabellini6796]

@@L278-b7z privileged is a strong word. My parents didn’t have money or college degrees. I was a single mother who worked full time and delivered pizza on weekends just to be able to afford rent. I started cleaning houses during Covid when my job laid us off. I’ve worked my tail off for almost 5 years to build my business and still do. I clean 90% of the time with my employees even though my body aches from non stop scrubbing. I also have emails, payroll, scheduling, client communication etc. I’ve put in hard work and pretty much 0 days off or vacations in order to get here, so yes I will happily live a frugal life and have money aside for an emergency or my retirement which is sooner than later since I will be 50 this year.

[@JeremiahParker-]

I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.

[@Lilianbash]

That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?

[@RobertDavid212]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. He has helped me raise my reserve from $275k to $850k, despite inflation.

[@JenniferLynd]

If you are using a really good broker or account manager, it's easier to earn from the market

[@JodyTanguay]

Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.

[@PalmerWoods2]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@christyncain9087]

I haven’t bought anything but absolute necessities all month and it actually feels liberating. I will be keeping it up as long as I possibly can. Thanks for this video.

[@karensinclair1954]

I couldn't agree more. We are reborn essentialists.

[@draugno7]

What our politicians don't realize is that forcing us to save every penny is going to take our mind off shopping but onto important matters. They can't rob us anymore. My country is in the midst of massive protests because we are fed up. I believe whatever happens, a low buy will be benefitial to our thinking and future prospects

[@t.l.5755]

But "You will own nothing and be happy"

[@GrannyLinn]

THIS is the bottom line. The government is not coming to rescue you. You gotta rescue yourself.

[@edjohn4590]

Dave has been saying this for years! Very true

[@cristinskadell338]

practice discipline when it comes to finances.

[@judithgrace9850]

I moved to Mexico at 79 in 2021 USA is deadly. Greedy and Expensive

[@judithgrace9850]

You must be alert and ready. No matter where you live

[@carlossebastiannecroticgot7232]

Duh

[@stevenvaanbroaden4451]

Saving $10,000 isnt one big decision, it's 10,000 small decisions. ~Austin Williams

[@divesaildivesss]

Every journey starts with a first step.

[@donaldlyons17]

What he can say is that he seems better off because of others so no I was a bunch of other people + him..... All those decisions were not only his....

[@dorisbenedith8664]

Yes, it's extremely important that we keep track of every penny 🙏. You are correct, we need to be intentional 😉

[@4cuttime]

Yes amen to that!

[@Ursi8744]

Live below your means ❤ Frugal is always a good choice 😊

[@AlexandrePoulin-ji3kq]

I really enjoy listening to you, you give me hope for the future - love from Montréal Québec 😊

[@ElAgustin]

Thanks for your support!!

[@BlessingIrving]

Very good info. I appreciate that you stayed pretty neutral about politics too. All about personal financial responsibility.

[@ElAgustin]

Just because I have a KZbin channel doesn't mean my opinion is more valid. I have friends and family who have different views than me and I won't let a person I will never meet cause problems with those relationships! Plus, when you start to talk about politics, it attracts strange people in the comment section.

[@iamjane9628]

@@ElAgustin That last sentence was proven true by just a cursory look at some of the comments thus far !

[@marig3471]

So glad you didn't go deeply into the political area. The best thing we can do is is handle our finances better and avoid consumerism.

[@davidsmallwood8386]

I enjoy these Frugal videos 💯

[@nathanarnold7791]

Low buy or no buy is becoming bigger and bigger out of necessity.

[@ST52655]

It’s always been necessary.

[@snow40741]

Yes I am staying the course...became totally debt free two years...58 years...had to take a part time job a year ago after my previous company shut down and I am still able to save and invest because I watch what I buy and spend even with the high cost of everything!

[@guidok3762]

I am Dutch so I have more than enough frugal habits to survive, greetings from the Netherlands 👌👍✌️🇳🇱❤️🇺🇸

[@claudiacalienes4427]

Next 4 years are scary and uncertain indeed but will continue living with a purpose and under our means.

[@michellesteinbeiss-bryan7366]

Best content on KZbin. I LOVE this channel!! 👏👏👏👏👏

[@ElAgustin]

Thanks!

[@vee8647]

Love how you focus on EMPOWERING your audience through personal finance. Savings = freedom.

[@sallyprzybil2404]

You’re right…having a written down plan helps you feel more empowered about your finances! Do not forget to review your plan monthly and adjust accordingly….once your finances get stabilized you probably can reduce to reviewing and adjusting your plan quarterly. At the end of each year do a bigger year end review and adjust your plan for the next year!

[@Shiibai]

the fact that nobody talks about the book The Secret Doctrine of Wealth on nixorus talks about how people are stuck in a trance

[@ellyne3863]

Awesome, intelligent advice. Love the hopefulness of the video of putting power back into the individual's hand and the idea of being proactive instead of a victim. Not always black and white but it's something to strive for at least.

[@AlchemistLynn]

It’s definitely scary times. These past three months I’ve changed a lot of habits and this is just making me save more.

[@paranoidandroid627]

Came for financial advice, stayed for El Agustino's beautiful singing.

[@athenapantazes]

We had a small emergency fund which was definitely not enough(as good as we could afford) but it was better than nothing when the hurricane hit❤ my heart goes out to everyone else that was also affected by natural disaster this year

[@matthewbrown6163]

I used to do this 20 years ago - I paid a bit more on all my bills. Round up to the nearest $10 or toss your coins onto your bills. Times are tougher but you need to adjust your lifestyle to suit. I went on a cash only diet for 12 months once & was shocked to know how little I spent.

[@GrannyLinn]

@@matthewbrown6163 my husband has done this all his life.

[@eileenbodington5646]

I appreciate that you are not being political. Just giving common sense and important advice. Thank you!

[@ElAgustin]

Agustin's channel is inclusive, not divisive!

[@Bigbearden7]

yes

[@organicallysharon1870]

I just had this conversation about intentional spending and living with my sister and my youngest son. Great video, thanks for sharing and I will be passing this on to others.

[@videomgs]

Good advice. I think we can all bring more focused intentions into 2025. I am looking to be more proactive and strive to be more frugal.

[@misslinda772]

You have to look for a job while you’re still employed. That’s when you’re the most marketable. ❤

[@we4utube2]

I love seeing your videos.

[@ogre706]

One thing is for sure is that people's current financial trajectory is unsustainable... we can either learn the hard way or make some serious changes to the way we handle money.

[@mariannebaaba9150]

Hi Austin, ich gebe dir vollkommen Recht. Es liegt an jedem selbst wie er mit Geld umgeht. Niemand wird uns retten. Egal ob in den USA oder hier in Deutschland, die Inflation treibt die Kosten in jedem Bereich höher. Mein no spent month läuft sehr gut und es macht sogar Spaß die Ausgaben systematisch zu reduzieren - keine Kleidung, nichts Unnötiges, denn man hat genug in den Schränken. Danke für deine Videos und vor allem alles Gute für dich!

[@plappin]

Clear and concise as always!

[@ElAgustin]

Thanks for your support as always, Plappin. Always makes me happy to see your comments video after video! No pressure to keep at it though, haha.

[@yakuzaboss1988]

frugal for life

[@MsLucinana]

good advice and good singing voice, cool amigo x

[@LarchmontLady]

Thanks for the pep talk Austin! I like your French doors.

[@ElAgustin]

Thanks! I like this place too. It has tons of character!

[@alreadyenough]

this year more than ever. my extreme no buy is going great

[@melodymorris8315]

Well said great financial Wisdom. Thank you

[@sarahjaneross2918]

Got to live frugally, as life has become ridiculously expensive!

[@laundrygoddess4]

It's so true that we captain our own financial ship for the most part. Which is why everyone blaming the government for their debt drives me nuts. Yeah, times can get harder. Been there and done that. The economy of the late 80s and early 90s weren't easy either. Adjust your life and you'll be ok no matter who is in the oval office.

[@Natalia.B.Gallazzi]

Gracias Agustín por tus sabios consejos!

[@ElAgustin]

A ti!

[@gillianbooth8225]

I really enjoy these videos! So sensible ❤

[@KimberlyGraham-CEO]

I don’t know how much frugal I can get … inflation at its finest

[@debbiewalker8713]

Thanks for keeping this politically neutral Austin, although a few think otherwise. 🤷‍♀️ Good advice as always, and my thinking is, it’s time to get even more frugal, if that’s even possible ! You’re right about things changing with a new POTUS in office. There are always adjustments.

[@CurlyQxyz]

Bravo🎉

[@SGH1111]

AMEN, to reason #1!

[@leena118]

Life continues to get expensive. Tried buying eggs recently? They're $6 a dozen and that's ordinary, non-organic white eggs. Inflation is here to stay.

[@andreabellini6796]

So stop buying eggs. I haven’t had one in 20 years and I’m fine

[@jjjks5]

They’re $4.53 at Walmart. Shop there. And even if you can’t, $6 isn’t that bad.

[@Will5353_]

@@andreabellini6796eggs are one of the healthiest foods you can eat Natures multivitamin

[@idaallen2252]

Great advice 👍🏼

[@davidnorris6920]

Oh baby it's a wild world!

[@kaninma7237]

Tarrifs and having too few farm workers will raise the cost of living for everyone. Survival may become even more precarious for gig workers and others who are poorly paid. Frugal living will certainly help with that, as wouild having an emergency fund.

[@glorias.2930]

Great intro!!!

[@MsChilli18]

Great Video

[@ElAgustin]

Thanks!

[@allardvanderstarre]

indeed, even an emerg funds can burn down, like in LA...go figure: there are no certainties anymore

[@alreadyenough]

completely agree!

[@ventsislavatanasov6595]

Nice Job

[@kristinj7173]

So many people thought it would get better. Yeah, no. I knew it would get worse….much much worse.

[@lizzie8320]

Super helpful! Is there any hope for those of us trying to get out of debt? Lol it feels like it will take forever to get to a place to have savings, a portfolio, etc. but not gonna give up!!!

[@keithcitizen4855]

Ive done this since 10 years of age , 57 years later its paid off but the price has been too high.

[@CarrieLovesLife.]

It’s important to live below your means and be financially responsible, but not to the point of not living a life. Balance is crucial. If your sacrifice has ‘paid off’, maybe you should be sure you are enjoying your money a little.

[@danbarrett6387]

My god you state the obvious so clearly. Genius. Such original thought. Give. It. Up.

[@unpredictable913]

Thank you!

[@monishthomasp]

LBYM.. it’s the only way to go.. ❤ Thank you El Agustin ❤️❤️

[@jowens919]

It feels better being debt free than rich

[@angeladawn805]

Taking personal responsibility over personal finance. Regardless of political affiliations or political apathy. Great advice, as always. It's a very immature mind that thinks any leader or deity will look after an individual

[@dpayneless1962]

@@angeladawn805 Tell that to the population of the top 5 happiest countries in the world.

[@thefinefrugalline3232]

I agree with you Austin: I hate him too

[@MariaGarcia-gj5ie]

Personal finance is the most important thing!

[@claudiaalcocer6302]

saludos chico =)

[@FrugalCraftyVegan]

yep, yep!!

[@Bigbearden7]

Yes!

[@Spot4art]

Thank God for the changes! We have nothing but opportunities ahead. We can decide for ourselves just exactly how we want to proceed. Love our President ❤️🇺🇸❤️

[@carmenlatham4136]

Thank God! I feel like it’s Christmas everyday

[@rickcooper156]

I'm Team CANADA!!!

[@obaidurchoudhury6295]

Another great video, thank you, just a small error on your video when you had a graphic showing what has happened since 2020, you highlighted global conflicts; however, it should have read Palestine/Ukraine. An easy mistake to make though.

[@karensinclair1954]

The fascist racist Orange Menace and the naughtC Elionia. I pray we will rise up and take back our country. We are prepared.

[@kuriousjepp]

buy bitcoin, bitcoin is financial sovereignty

[@victorbaird8220]

I enjoy Austin with a nice thiccc mustache 😊😁😊😍

[@ElAgustin]

The only time I shave is right before the videos, haha. I've gotten so many comments of people saying it's distracting that I just go clean shaven in the videos. But the rest of the week when I'm not filming, I have 5 o' clock shadow!

[@TheMarkGoudy]

What software are you using for your animations? Is that something special or is it just Google slides?

[@ElAgustin]

Canva. It's very simple. I'm not that good with editing and Canva is very user friendly!

[@Clarkfamilyorchards]

Dollar cost average bitcoin every single day and just watch over time you will be very happy.

[@upyorkstate5541]

Let me know if you need advice on harvesting roadkill.

[@toby43078]

Hurricane Halane?? Which one was that one??

[@ElAgustin]

The one that hit those Southerners with the weird accents!

[@Paul_Sullivan]

We are all being robbed blind!

[@vat7233]

Am I seeing a tongue ring?

[@ElAgustin]

No, haha.

[@BigTimeHSMfan]

💙

[@avenj4659]

❤❤❤

[@BigTimeHSMfan]

💙💙💙

[@jrb1737]

❤

[@bskinny9009]

1456 days to go

[@Nisa-gm5wg]

Ikr😖

[@Tensquaremetreworkshop]

Frugal? Naaa. The simplest solution is to be rich. Saves all that faff.

[@alenakozlova-awas42]

Everything will get much better in 2025❤😊 still wouldn't hurt to live within your means. All good advice 👍

[@jjjks5]

Keep telling yourself that. FAFO

[@lalida6432]

Millennials, always obsessed with Harry Potter.

[@ElAgustin]

I grew up ever year going to the theater in November to watch the movies! It's the movie of our generation!

[@kathleenepugh9495]

Just being hopeful won't do it. Hope that you can keep that overpriced house. Hope you can pay the taxes on that overpriced house. Hope, you can pay those pesky HOA fees on that overpriced house. Hope, you can pay those inflated homeowners insurance premiums. Hope, you can pay those outrageous rental prices. Hope, you can pay the monthly payments on that car you "deserve." Hope, you can pay for that unforseen medical issue, including those deductibles. And....Hoping you won't get laid off. Nope, hope is not a plan...live a frugal life/live below your means lifestyle. You WILL be thankful you did.

[@Jawwad16]

Sent you an email Austin. Check.

[@Zenmaster911]

If everyone is frugal the economy will collapse and everyone suffers

[@beth3535]

I disagree. It’s a market force that will drive prices down. Corporate profiteering is what should change. This includes the inflated prices of materials and services being provided to our military and other federal, state, and local governments. Our economy will be better for it.

[@CarrieLovesLife.]

That’s what the capitalists want you to believe. Unfettered consumption is destroying the planet. We need a reset.

[@apastasauce5905]

There are too many people with poor/low impulse control for the scenario of everyone being frugal to be realistic at all

[@cassiebozeman2599]

Thanks for all the great content. I was unemployed last year for about four months. It was scary and I never want to feel like that ever again. I’m just now getting caught up on bills. I’ve learned how to go without things that are not really needs. I am doing no spend January and it has reset the way I spend money as well. I think I will be able to save money way better now! Or atleast spend it more wisely. Also, I love Trump and so grateful he’s in office xo❤

[@carmenlatham4136]

Im not taking financial advice from someone who calls Trump “this guy”

[@Observe199-l6w]

So what do you expect him to call the idiot?

[@Observe199-l6w]

Go somewhere else. There are many other channels to watch. Many will continue to watch Austin. He is sensible. Bye now.

[@carmenlatham4136]

@ ok! Bye to you. Off in the sunset with Biden

[@ArafatBukhari]

Hello 👋👋 Congratulations 👏🎉 Americans for Donald trump's Winning 😊 Wish you all ❣️ Best. Yup Live below your Means. Frugality lifestyle believer. No inflation lifestyle 😊

[@RandyReacciones]

We’ve been screwed for 4 years now with Biden I dont think he can make things worse.

[@bwillsboys]

Doubt it. It’ll be worse

[@RandyReacciones]

@ things already getting better so…..

[@Will5353_]

@@bwillsboysBiden didn’t know what day of the week it was

[@kamakama7778]

Sounds like you don’t like Donny… what a shame!

[@alenakozlova-awas42]

I also sense some liberal vibes from him haha 😂 but he kept it neutral, which is appreciated

[@leena118]

If Donny doesn't bring down egg prices soon, he's gonna be disliked by a lot more people.

[@maryrosed8475]

Donny is for the rich. Sure he surrounded himself by Tech Billionaires/Trillionaires at his inauguration. But this platform is neutral and I respect this.

[@carolperdue7534]

So! 75 million people dont like Donny. That's life and politics.

[@bwillsboys]

@@carolperdue7534he’s a nightmare

[@TheyCallMeJTK]

Why are you such a socialist?

[@mikefigures5075]

Who ? Me ?

[@brucesnyder690]

Bye bye US. Hello hello facsism

[@stephenkent339]

Love Trump🇺🇸👍🏻🙏🏻

[@pattykake7195]

Great advice…I think 2025 is going to be a wild ride…buckle up peeps…🎢