Signs You've Made It Financially (Even If It Doesn’t Feel Like It)

[@ElAgustin]

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[@bernitup6492]

I feel blessed by having a roof over my head, running and reliable car, running water, food in my stomach, bills paid and being able to provide my family without having to worry until my next paycheck. God has truly blessed me.

[@krissi2584]

God Bless

[@nilsonalmeida9686]

👏👏🙏🙏

[@AliceEade-st2yc]

👍👍👍

[@nicolasbenson009]

At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

[@KarenLavia]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@Suleferdinand]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@KarenLavia]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Kin-28-8]

Thanks, I just googled her I'm really impressed with his credentials. I reached out to her since I need all the assistance I can get.

[@MagicLights555]

This type of content is worth GOLD. A few years ago, I went from making 50K a year to making 100K a year. Instead of buying a bigger house or getting a newer car, I saved for an emergency fund and invested 10% of my income. I was just laid off, and I'm not freaking out because of that cushion. And guess what? Now that I'm applying to jobs, I see that with my skill set, I can make way more. But I'm still going to live at the 50K level, because it's the first time in my life that I'm not stressing about stuff like this, and this is PRICELESS.

[@ryanwilliams989]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

[@BiancaSherly-qt6sb]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a-lot of wealth transfer in this downtime if you know where to look.

[@maryHenokNft]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@maggysterling33254]

@@maryHenokNftAmazing! I hope it's okay to inquire if you're still collaborating with the same fiduciary and how I can get in touch with them?

[@maryHenokNft]

The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

[@StellaMaris-lv2uq]

My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.

[@awountarot]

Just 5 min ago I realised I could work for a lot of money with my experience but I choose not to, because my current life is to travel around the world.I prefer to wait to grow my business and enjoy my time

[@nicolesprocess]

It's so nice to listen to you talk. Your calmness is soothing.

[@ElAgustin]

I precipitate it!

[@krissi2584]

I second and third that!!! and Austin is funny too

[@Bmc2021]

4th

[@A222Z]

Nice decor 👍 -- I retired early, still not retirement age, but I have more than enough & correct, money is not my top priority. I have investments set aside for family. I spend time helping others & trying to 'ease any burdens', but I also have a variety of things I do for 'chill' time. But helping others is fun as well.😊

[@eb4225]

My job offered me a promotion and a pay raise but it comes with too much responsibility, i declined at the surprise of everyone, i had enough savings to be able to decline. Great Video ! 💪

[@lisag9493]

It’s good to have no work pressures, to be able to wake up without the alarm clock, to do what you want, when you want, to pursue hobbies and say yes to outings, holidays friends and family, taking early retirement was the best decision I made 🙏🏼

[@BrianK-zz4fk]

I wake up around the same time each day but its way later when the sun comes up 😂. My pup knows too and great to be able to be there for him most of the time.

[@lisag9493]

@@BrianK-zz4fkyour pup is lucky and so are you

[@BrianK-zz4fk]

@@lisag9493 congrats to you too. I got fired from my last job, thanked my manager, as wasnt his call and great overall, and left feeling free. Kinda weird being fired and happy😂 and my manager quit within the next year. So nice working and them not knowing you dont need the job. I actually automated 80% of my job thus too much free time 😂.

[@katherinepace7369]

Thanks, Austin! I know I'm rich because with great planning I will be retiring this year! I choose to value my time over staying and making more money.

[@Plasros]

Love your wall background!

[@jhunbn2296]

I'm soooo digging the plants on the wall. 🎉🤩😍✨🌟

[@commonsenseisntcommon1776]

Real or fake?

[@ElAgustin]

Thanks! It cam out better than I thought it would!

[@BrianK-zz4fk]

yes was gonna say that

[@robertneville2022]

Many years ago I was left destitute from a horrible marriage and divorce Fast forward 20 years I retired and living comfortably house and car paid for However I have a phobia of being destitute again I budget myself $600 a month

[@commonsenseisntcommon1776]

You cant take it with you, enjoy your life

[@robertneville2022]

@@commonsenseisntcommon1776 now what you said is true I struggle with it alot I want to leave my children as much as possible so they never are without

[@Revert2017]

I feel your desire to leave it to your children. Also, as they say in codependents anonymous….”respect them enough to allow them to succeed, or fail, on their own.” It is hard. I know.

[@PaulProsperInvestments]

Great video! Margin sounds like FU money...a great thing to have! I retired from the US Military 3 years ago. I could be working for the military as a civilian or contractor making serious money on top of my pension for another career. Fortunately for me, during my military career, I lived below my means, avoided debt, and purchased assets (real estate). I was able to say no to various job offers and return home to live in Jamaica. The American Dream/rat race is designed to keep you in debt so you have to keep working. Understanding when you have ENOUGH is extremely important so you can actually enjoy life/the present. Once again, great video!

[@DianaCarolinaGirl22]

You are very wise for your years.

[@annagia153]

Yes, margin will set you free. Love the plant 🪴 wall!!

[@noseefood1943]

Two personal maxims served me well are 1. No expectations no disappointments 2. Work less be time rich

[@michelesyphers9379]

Austin, i really love your videos. I watch alot of videos about personal finance and minimalism. I like your thinking, its very smart. I like your humor also. Keep up the good work!😉

[@ElAgustin]

Thanks!!

[@caroc8290]

I realize awareness from this video, few years back I was in a situation that many things made me feel uncomfortable until I counted all my money, pay attention, and organize myself learn to give my money a job. Know I’m took me a couple of years. Know I live a very happy life, stress free, much more healthy life ❤. Live the wall choice!

[@sarahpalm7661]

One sign you're making enough money is to fill your house with plants and have enough free time to take care of them, lol. Love the bee hive wall art for your plants. Great video as always.

[@juliequick5526]

Very interesting concepts! I have reached a time of life where I say I have financial serenity. Basically for me this what you say here summed up in 2 words. I don’t desire more. I chose to treat myself and others if I decide to. I am content with what I have and what this says about me. Thank you for consolidating what this means for me 💖

[@ElAgustin]

Thanks for watching!

[@deerhaven3350]

To me, I felt I "made it" not by becoming a millionaire, but by knowing that I have "enough" and am content with what I have. Living well below my means has assured me of a relatively stress-free adulthood, with an overall feeling of security, comfort and well-being. You cannot put a price on that, because it's priceless. People who live champagne lifestyles on beer budgets will never get ahead; that attitude will only sink a person deeper into a lifetime of debt and possible depression.

[@stevebubar6129]

Great video! Hit every mark of my present day! Yay for margin. I never realized how much I say no now. Your right.

[@jeremyburton1443]

Good stuff to think about Austin. Your new place is looking very smart.

[@ElAgustin]

Thanks!

[@MadisonBriggsArtchick]

I have a suggestion regarding your wall decor. Ask maintenance for some touchup paint and when you get ready to change your decor or to move out if that happens, you can spackle and touch up that area and save yourself some deposit money! Looks great, by the way!

[@Bonitalife16]

Wow! The decorations on ur wall is beautiful. Your living room is well lite

[@krissi2584]

Hey Austin Happy Friday Night! I just found your channel recently. I love your videos. I am on my way to having it made this year, I am almost debt free.

[@Annedhenxen]

I have been watching your videos and it has helped me a lot these days 😊 Thank you!

[@ElAgustin]

I'm glad!

[@tericollier7839]

GREAT vid! I couldn't agree more with your talking points. I keep telling myself that I live like royalty compared to billions of other humans on this planet in this moment. Even though I don't make boatloads of $$. Gratitude. Living in the present. Making the most of what I've got. Yes!

[@UsurpersAndAssassins]

I LOVE the plant holder. That looks awesome.

[@ElAgustin]

Thanks! It was fun to put up!

[@ShellyCap9]

Love the Shelf, very aesthetically pleasing!

[@ElAgustin]

Yeah, it looks better than I thought!

[@chaenglaurent11]

FAN FROM PHILIPPINES 🙏👑💪

[@RepuBlicOfChaD]

Once i had a full funded emergency fund I invested. It's nice watching different accounts get bigger and bigger.

[@TheFatesLieutenant]

Bingo! And Hahaha! about the shelf (nice) vs holes in the wall and the deposit!

[@videomgs]

Gotta ask when you gonna start your interior decorating channel? lol - to be honest, I wasn't too sure about the shelf over the couch idea - but now that I see it - i love it! Great video as always. I really appreciate the contentment quote at the end. It made me think of the words of Sheryl Crow's Soak Up the Sun song - "It's not having what you want, It's wanting what you've got"!!

[@ElAgustin]

haha, one of these days!

[@BrianK-zz4fk]

so right looks great

[@kindraporter3887]

Glad to see you are still doing videos in GA! Your shelves look great.

[@leonadaly3520]

Love the shelves. Good job!

[@londongirl891]

Your apartment is looking so cosy and welcoming!

[@fonzie886]

Love the plants on the wall!! 🌱🪴🪻

[@ElAgustin]

Thanks! Plants add so much!

[@Mrivas55]

Hi Austin! I love what you did with wall by adding the shelf and plants. Your background looks clean, simple and not overcrowded. You did a great job! 🎉❤😊

[@patriciakochanek4959]

Hey Austin! LOVE the shelf!!

[@rebelandboltman]

Working on it. I'll be there soon 😊

[@Batirtze-b6x]

Such great reflections. Thank you man!!!

[@ElAgustin]

Thanks for watching!

[@bigpoppa611]

I like the shelves!

[@derrick8224]

Another fantastic video. You bring me calm in my life

[@mellel5594]

I have similar margin to you (thankfully), but even without debt, I do not feel comfortable leaving my job for something that may or may not work out. I enjoy having job security. And my job is truly secure. ✌🏾

[@Yung_Wicklove]

Awesome video. Let’s start a “we made it” club!

[@danilosantos971]

Agustin tu eres el mejor youtube guy que yo conozco. Eres increible. Gracias

[@johncarlson6472]

When you're debt free, have a healthy margin, a steady income AND understand buying things won't make you content nor happy, the world's your oyster.

[@Jacquie_Kirk_111]

Thanks for another epic video. I love the wall plants! I used Pinterest to decorate my place too!

[@lionheartministrys3933]

I love your integrity Austin, good job. God bless you.

[@TraceyBergum]

Love the shelving great plants place. Get some paint from the maintenance people and some spackle and repair the holes yourself before you move its easy if I can do it, you can too : )

[@rhondalyn100]

Agustin! Love the video *and* the shelf! Now all you need is a set of drapes to warm up the room and you'll have something out of House Beautiful! 🙂

[@michellehamilton5088]

Love the shelf display!

[@rheajean1718]

Tama! Love it. Salamat Austin!😊

[@flohough1870]

Something else it can do for you that is similar to your being able to turn down sponsors that don't align with your beliefs is you can stop shopping at retail establishments for the same reason. There are several big box stores that would save me money if I shopped at them. However, I don't like their business model, how they treat their employees and what they are doing to consumerism in general. Fortunately I am now in a position where I can say "no" to those retailers. Also--love the plant display!

[@Izzy_Gtz]

It will be out of the deposit only if you choose to do that cause it's actually quite easy to repair the drywall.

[@judymiller4960]

I love your content. I am doing the nickel challenge this year.

[@ElAgustin]

Awesome!

[@Desiree_Rose]

You made the right wall decision 👏 😅

[@ElAgustin]

Thanks!! I'm happy with it!

[@JM-wu8bh]

Great video! All I can say for myself is live poor. The vultures started coming at me when they saw I had money

[@thefinefrugalline3232]

Love the shelves!!❤

[@francis5944]

great contend my man.

[@leannejayne3545]

I’m always blown away at how amazing you are at presenting yourself & your knowledge, it’s so seamless, do you ever stutter or have to edit yourself? 😂 so good!

[@ElAgustin]

That's funny you say that. Literally every video I make I'm like, "I do not know if this is good and feel so unnatural." When I watch the video I see something completely different from you--many failed takes and hours of editing tons of clips together. The average video takes me like 6 or so hours to edit and so many attempts getting the right clip. At this point, I've made over 180 videos and hopefully when you do something that many times, you get decent at it!

[@leannejayne3545]

@@ElAgustin it all comes together beautifully! I really appreciate you & all the hard work you put in to these videos. Have a lovely weekend x

[@MissNewsky]

You are so charming, Austin❤ I liked the end of the video as well😂

[@ElAgustin]

My secret weapon!

[@MissNewsky]

@@ElAgustin😊

[@kevinfestner6126]

Well, my old friend, I reached my FIRE number yesterday. My next goal is to add a 2 percent buffer to that number for good measure. I didn't feel a sense of relief, like I though I would have. This has been an eight year journey.

[@ElAgustin]

Nice!

[@CAGChannel1]

Oooooh, stylin’ with the new honeycomb shelf,,plant thjngie!! Faaaaaaaaan- cy,!!

[@ElAgustin]

The most stylish personal finance KZbinr, but let's be real: the competition ain't fierce!

[@CAGChannel1]

@@ElAgustin well, very much cheaper than…..an insane tropical fish tank!

[@mariedamon5655]

Thankyou great video.your wall looks so nice

[@GravityBar231]

Love the shelf display! Can you put a link to it in the detail?

[@inmerava]

El agustin es my best youtuber. A lot common sense in that brain. 👍🏽

[@juliem.3936]

Oooh! I LOVE your choice of shelving behind the couch! Very nice! What will you do when those plants grow out of their spaces?

[@leannejayne3545]

They might be faux, definitely less maintenance 😅

[@ElAgustin]

Get more plants of course! Can never have too many plants!

[@juliem.3936]

@@ElAgustin LOL! You can have too many plants when it starts looking like a jungle! (Although that's more a boho style, not your modern style.) You could spread them around your entire place, not just the LR. Have fun!

[@naturalhealingmexico]

I own my house, I have no car, work 3 o 4 days a week and can afford 1 month of vacation, I am not rich , but free, I learned to live frugally since early age, it gave the experience to own my life, I know how much i need to survive for a year, always i have more that what I need, so i can take it easy, luxury it's not my priority but survival.

[@wpelfeta]

That shelf looks amazing.

[@kwokweng76]

I ❤ this topic Austin

[@ElAgustin]

Thanks!

[@jameserickson25]

I love your value system😉💕🎶

[@kazumasitaula3361]

Love you content Austin. Konnichiwa from Japan!

[@oasissenioradvisorslouisvi1613]

Looks great!!

[@noreenn6976]

Love the shelbes. My frugal hack, just fill the holes with toothpaste.

[@ElAgustin]

haha, I knew someone who did this before. I'll be able to fill them in when it's time to go. It wasn't that bad.

[@jowens919]

Remember, money is a game. Play it long enough and you get good at it.

[@ericbrown8106]

Nice duckorations!

[@ElAgustin]

Thanks!

[@chrisniner8772]

The Telemundo of financial advice!

[@rachelwalsh4378]

Great video 👍 loving the shelf 👍🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@IsaacMasterrr]

Awesome vid

[@KellyBoettcher-qo9tx]

Love the shelf!!

[@iheartnatur3]

I love that wall decor so much. Would you mind sharing the link where you get that shelf display?

[@BrianK-zz4fk]

If flipping houses doesnt work for you I think voice over audible books could work you have a soothing voice can fall asleep too😊

[@ElAgustin]

I'd actually love to do voice work! I need to find work for it!

[@KITTEEKAT]

Love you new place Austin! House tour???😊

[@TopHeavy2316]

You should let the viewers know about once you do make it financially, how even though you don’t need the money you’re addicted to making it. Even if you don’t need it to fuel your lifestyle making 50k a month turns into a drug that you cant say no to

[@plappin]

Wall decor looking good. Now about that naked bulb on the end table... ;)

[@ElAgustin]

You don't like it? It's a steampunk style with the edison bulb, so it's like ascetically pleasing, haha. It's like the head of the person!

[@plappin]

Te estoy tomando el pelo @@ElAgustin

[@simplefoodsimplelife9632]

Perfect!

[@robinborucki4736]

Great video! 👍❤️

[@gerrikim8545]

Loved this!

[@MaryTongx]

I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.

[@MegaKg9]

Thanks for sharing

[@workinprogresssince1974]

I think that if you have control over your work, have 6 months of emergency savings, savings/investments that earn you some passive income and have no debt, you've made it.

[@crazyadventuresandreviews]

I like your channel cause it’s has a lot of good positivity and other channels on these topics seem very negative and that kind of energy can affect your life. People should check out the documentary the secret cause it’s truly works.

[@ElAgustin]

Thanks! It's my upper advantage. The world is over saturated with negative that people want some positivity! Don't tell anybody my secret!

[@ArfatBukharai]

Excellent 👌 video as always 😊

[@charlenefriess2128]

So well said.

[@CitAllHearItAll]

This is just a video of Austin explaining why he feels like he made it financially.

[@tinanolan1485]

Great content. This is easier to achieve when you are completely debt free I have found. I recently got headhunted for a job earning £40k more than I’m on now. It was an easy no because I could.