Ep21 WE CANT FIGURE OUT HOW TO INVEST!! Naina Bhan and Sakshi Shivdasani

[@RaizadaS97]

This is so raw and underrated. As someone in her late 20s I keep telling myself I don't do enough, don't do enough. But whenever we do, we do. It comes when it does. So amazing so hear you girls talk about how finances trickled from your relationships with your family.

[@aakritisingh2323]

if Sakshi ever opens a startup or some company I'm applying and my salary negotiation trick will be showing her 'Are internships a scam?" this bit of video.

[@MoS-Pod]

hum kya darte hai?? (i’m scared)

[@ishitaaaaa_]

Not even 1.5 minutes into today’s podcast, and I am already in love with a term that you just used. “ Tax paying. Tatianas” IT’S THE FUNNIEST YET THE COOLEST TERM I’VE EVER HEARD!!! you go girls🎉🎉🎉🎉

[@dev_s21]

What I learnt from this pod: • Sell gold during Dhanteras • Don't hold your money in savings account • Make a sindhi friend who teaches you all these things!

[@MoS-Pod]

sakshi here!! the second point i have to emphasise- my parents live really close by so i’ll never be stranded on a rainy day touchwood but definitely keep some liquid assets on hand

[@allsmileshere2994]

@@MoS-Pod sakshi PLS make a video on finance!!! ISTG I trust you more than my ca(i dont have one) but pls make a video on the top3-5 things we should invest in, starting off and all the things we should stay away from

[@dev_s21]

​@@MoS-PodUnderstood 😊

[@VaibhaviDeo]

Sakshi is basically Gina from B99 when Gina said if yall knew how intelligent i am i wouldnt be able to control yall

[@meghlayana]

I was literally thinking the same thinggg

[@joshler3291]

I think y’all need to tell us what you’re wearing before you start every podcast coz you keep slaying

[@shreyanshichaurasia8088]

I can feel sakshi has so much love and respect for her father

[@kashishc613]

Sakshi should give actual fiance tips

[@dsjadenvarghese5157]

Naina looks so pretty when she smiles

[@Zikadiddat]

The only finance bros we need ❤❤

[@flickerofdrama]

It's like you guys are discussing what I discuss in my head with myself. This episode was so good.

[@MoS-Pod]

Share with the fam!

[@Thatprettyleogirl]

More information than i ever studied in college...

[@skippingclouds]

Regarding the intern debate, i think we as Indians have been brainwashed into thinking "the rich/companies are compassionate enough to give us a job so we have to be thankful for the opportunity we get even if we're not paid anything as an intern or not paid a living wage(taking inflation into account) as an employee". But the rich aren't wealthy without having exploited their employees and the company doesn't exist without our labour. Every single f*ing labourer should be paid, even an "intern" who is most often then not given an exorbitant amount of work be it technical or menial. The argument of "experience over money" is just a farce for exploitation so its a bit disappointing to see even our current generation trying to justify this. We're paying a hefty sum for college education already, you exploiting our labor and gifting us "experience" as interns is the equivalent of brands gifting influencers their products in return for advertising and profiting from it without paying you your earned cut. Please know your worth and don't fall for multi million dollar corporations exploiting your labour to fatten millionaires' pockets while they're already not paying us fair wages for our contribution.

[@srobhona]

Bestest episode! ❤️ we def need more of thisss, such useful insights on money & career!

[@sanjanagulati738]

naina pls eat your roll 😭

[@nikitataneja9241]

Loved this episode with actual advice, lovely banter, fun vibes and laughs💗

[@maystromezz]

Damn I didn't know you were chill like that

[@_Foggyhead]

with each podcast droppin, im jst fallling in love with these girlies. i love em so much.

[@MoS-Pod]

we love you right back. we’ve got a bunch of fun ones planned. Excited to share with y’all 🥹

[@dev_s21]

Hey, just a suggestion, I don't remember which KZbinr i heard this from but you guys have to ask people watching this pod to like, share and comment in the video cause i guess otherwise alot of them don't. I just don't want you guys to ever stop this podcast 🥺🧡

[@AbhishekSodha-r4y]

here's what I learnt from this episode: I LOVE THIS POD NAINA IS SO GORGEOUS (I know both the things since day 1)

[@MoS-Pod]

Love you 2 much - x Naina

[@hafsazuberi5254]

Hiii! Just found this podcast and love the vibezzzz

[@AmanPratapSingh-fw5jg]

❤loved it

[@avantikakrishna3973]

Also about the whole savings being a waste of money bit. To some extent, sure. It can be. But largely, it is considered wise to have an emergency fund parked somewhere safe so you can access it anytime. This is essential for a rainy day. This can be any amount you want it to be. Some people save 2 months of their salary, etc. So i think savings and FD too for that matter, is not bad or the worst. You need some cash in hand to survive something unexpected that can happen. Not every penny you make can grow. That's not how practical life works. A chunk is for expense, another for SAVINGS and the rest for investments.

[@kirtipalve1772]

sakshi’s top is so pretty

[@abhiroopdey]

Naina has such a beautiful smile!

[@C0C0414]

loved this episode

[@apoorvasingh-77]

You guys make me laugh and cry in the same podcast you guys are so aspiring, I love both of you 💕

[@MoS-Pod]

Apoorva bb girl, you are the sweetest. Are you going to be a TPT with us?!

[@vaibhavisingh5964]

I really want to thank you guys, coz in one of the early videos you guys talked about SIPs and I really didn’t knew what it was. Hence I searched about it, and started my SIP with my own corpus of 10k.💸💸 So thank you so much💞😘 and I’m really excited about investing and saving now, which I never thought I would be able to do for all these year💸

[@MoS-Pod]

this made me so happy!! but it’s all you babe you’re a star!!

[@darcsoul5087]

As a starter SIP is good. the more you know the more you realise the mistake you made

[@SpookieBoogiee-ig7oj]

Ohmigoshh even i wanna become a Tax Paying Tatianaaaa💅💃

[@prithaghoshh]

I absolutely love this episode.

[@MoS-Pod]

Tell us more! This one was a scary one to film. Any thoughts 😊you have for the MoS fam?

[@prithaghoshh]

@@MoS-Pod As a girl who cannot math and had some insane beef with my 12th grade math teacher who hated me for now reason: I learned to stay delusional and just make more money.

[@ushere8]

naina looks so mature

[@shrutiyadav9425]

kab tak underrated rahoge guyss!

[@MoS-Pod]

Help the pod out 🙏🏽

[@loey2499]

I'm 25 and working in unemployed department😭💔 I feel poor and attacked watching this episode😂 I gotta do something right but do whattttt??😭 I'm in disperission🤣😭

[@MoS-Pod]

we are here with you as you make it to the employed department. Tell us more. How can we help?

[@kanyavinaynikam4]

Best episode yet!!!! So relatable and real

[@MoS-Pod]

❤ are you a TPT??? (Tax paying Tatiana)

[@aakritisingh2323]

naina drop your workout routine

[@sauraabhh]

Felt personally attacked 💀❤

[@BaplieladRiahtam]

My fav episode

[@mayankrocks1995]

Why isn’t she eating the roll? Just watching it made me hungry.

[@MoS-Pod]

man I go too engrossed and then the roll got cold. but it was eaten immediately after.

[@AKSHAT_KUMAR366]

ye video binge kari jayegi JEE ke baad (waise aap log video ka title kyu change kar dete ho?)

[@MoS-Pod]

Testing them out till we get the right one. Learning with our audience.

[@Studyy234]

Only I’m thinking or Naina is having tears in her eyes ( approx after 21:00 )

[@MoS-Pod]

damn 🥹

[@nainabeez]

Finance makes me really really nervous. Like palpitating through the whole episode. Sakshi was the best giving tips and I was freaking internally. The great thing is that it actually made me go back home with a mission to figure this whole thing out. Also get an appointment with the Shivdasanis for $$$ advice. @sakshi can’t promise I wont have tears through the session.

[@MoS-Pod]

why should i be the only one who cries in my house - sakshi

[@AkashGhosh-el9gi]

just saying this GEN Z attitude work.

[@allsmileshere2994]

SAKSHI please make a video on to invest on top 5 thing and staying away from what kind of investments as a begineer ( and no please dont inclue invest on a therapist) finance only(i cant believe i just wrote finance in a positive way, days of barbie are over)

[@MoS-Pod]

broo hahaha i’m passionate about personal finance but i’m not qualified to give advice LMAO

[@allsmileshere2994]

@@MoS-Pod CRYING IN THE CORNER XD

[@ArjunSinghJangi]

Asset planning ❌ S8 planning ✅

[@MoS-Pod]

you know i said estate right😭

[@andriavinithalobo5813]

Pretty and intelligent women❤

[@saakshikole2737]

Fav girls ❤

[@Anothersigmamale]

Forget all this and just marry a rich tau in arrange marriage setup.

[@MoS-Pod]

send tau recommendations then we’ll decide

[@shahidanusrat6086]

❤❤❤ from Pakistan 🙂❤️☺️

[@mrh797]

You should collaborate with Tanmay Bhatt

[@002Chirag]

Naina can hold that piece of half eaten sandwich and still look so chic!!

[@MoS-Pod]

Chirag you are an angel. Don’t ever change.

[@sans7045]

There's something...dull about the look of your videos these days. As in how it looks! Not you guys or the conversation I mean

[@MoS-Pod]

we’re trying an after hours vibe! is it not hitting the spot?

[@khushivats7421]

I love this tone pls don’t change it

[@dev_s21]

​@@MoS-Podoh it definitely hits

[@shrutiahire8937]

I agree something looks off

[@TChishi]

​@@MoS-Podlove it!! ❤️

[@stormyrains923]

I'm glad Naina and Sakhi aren't friends. Naina has a mean streak. I don't appreciate the "work for exposure" opinion that Naina has.

[@avantikakrishna3973]

I disagree with the whole payment thing for interns. Of course, basic pay would be nice and if someone is giving that, great job. But companies don't see any value in paying interns because you're called an intern for a reason. It literally means a student who has come to you to learn. While being an intern, you have little to nothing to offer to the company. You're there to soak in everything going on as much as possible. It is part of your curriculum. It's not a job. College students think they know everything and expect internships to pay. That's not going to happen. Not everything is transactional. You don't get paid to take up dance or art classes initially. You pay to learn it. Similarly, an internship is where you're supposed to be learning and picking up skills. Unfortunately, most companies look at internship as some kind of formality and don't give their interns work to do. So that is sad. But to sum it up, an internship is one and only one thing. A LEARNING OPPORTUNITY. At that stage, nobody owes you anything.

[@Annie-rr5vz]

A wage should not be considered a substitute for learning and growth opportunities however labor is labor and you should pay the people doing any sort of work for you, including interns, or especially interns

[@siddchops15]

You seem like someone who would hate to pay her interns, well interns too are using their valuable time and energy in working for your company ( provided you give them some work ) so yes all labor efforts by the intern should be rewarded a minimum stipend.

[@shxvxm7207]

Argument is flawed. If a company won’t pay their interns the candidates would just go to a company who will. Companies who pay the best and give the benefits typically get the best pick of the candidates because more people will apply to them. There’s a saying that if you pay peanuts you’ll get monkeys and that’s what companies who don’t pay interns need to realise. Although they’re saving money not paying interns their company will suffer in the long run as they will only attract low quality staff which will affect performance.

[@ranjinighosh7561]

Being paid for work is basic. Whether you're there to learn or whatever your motivation is. Paying someone for their labor is the bare minimum. Its not about "owing" someone something. By justifying exploitation of unpaid labor, you're just perpetuating the toxic culture of treating people as less than human.

[@MiraBhan-k9k]

bestestestest girls

[@swatis8050]

Naina where is that top from it’s beautiful 🥹♥️

[@MoS-Pod]

it’s from @thelocalvintage on instagram!!

[@durvapatel4562]

I saw the title and I felt like watching the video but somehow I got an uncomfortable repulsive feeling maybe because it was about finance. I am afraid of knowing why I am afraid 🥲✨

[@MoS-Pod]

I’m right here with you. People are afraid of spiders, snakes, ghosts. It’s financial planning for me. It makes me feel so dumb and nervous. But it’s too necessary. - Naina x

[@MoS-Pod]

Did you end up feeling a bit curious after the episode?