ERISA Long-Term Disability and Social Security Disability Offsets Explained

When obtaining long-term disability benefits, there will likely be disability offset provisions. You may file claims for both Social Security benefits and for benefits under the long-term disability policies provided by your employer.
While ERISA provides many benefits, there are challenges that may arise with an ERISA long-term disability plan. One important thing to keep in mind is that the plan may be entitled to a credit for any income you receive from another source (such as Social Security disability benefits or a personal injury settlement). If this applies to your plan, it is your legal responsibility to report this income and return any overpayment to the insurer.
Overpayment recovery clauses can be difficult to understand without guidance. If you find yourself in the middle of an ERISA plan dispute, it is in your best interest to contact a qualified ERISA long-term disability attorney to help you navigate this complex situation. We want to help you obtain the best outcome possible. Give us a call at 225-209-9350 to schedule your FREE consultation today.
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Law Offices of J. Price McNamara
www.winmybenefits.com
Baton Rouge Office
10455 Jefferson Hwy, Suite 2B
Baton Rouge, LA 70809
Phone Number: 225-414-8886
New Orleans Office
829 Baronne Street, Suite 2B
New Orleans, LA 70113
Phone Number: 504-766-3794
Houston Office
2000 Crawford Street, Suite 1649
Houston, TX 77002
Phone Number: 713-808-1292

[@countrygirl4422]

Unum took a big portion of my social security disability payoff.

[@browneyedgirl3438]

What happens if I hire an attorney to obtain my LTD benefits. How will that blend into this. Do I pay an attorney from LTD?