Can I Collect Workers' Compensation and Long Term Disability Benefits?

Disability insurance attorneys Rachel Alters and Gregory Dell discuss about whether you can collect workers' compensation and disability insurance benefits at the same time. There is an overlap between workers' compensation and long-term disability insurance. Usually, the long-term disability insurance lasts longer than the worker's compensation, because each state is different and workers' compensation is difficult to claim in most cases.
Useful information on our website:
- Appeal Of A Disability Denial (ERISA)
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- Non-ERISA Disability Benefit Denials
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00:00 - Can you collect Workers' Compensation and Long Term Disability Benefits?
01:50 - You always need to put your long term disability company on notice of a potential disability claim in a timely manner.
05:09 - If you have an employer provided long term disability policy, then they will almost always deduct the amount of your workers' comp payment from your LTD monthly payment amount.
07:01 - You may be able to structure your workers' compensation settlement so that you don't have a long term disability offset.
09:42 - Your workers' compensation doctor may not support your long term disability claim as the standards for eligibility are different.
For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.

[@cupcakepaper6523]

I want to mention I filed a claim with the insurance commission when they denied my disability insurance claim through my employer. I kept getting denials even though workers comp legally denied the claim. Always remember to go to your states insurance commission. Hope that helps

[@BearPapa49]

You know what I don’t like is when a person is injured on the job . The employers insurance totally decides who or when a person gets into short term disability or long term. The only thing one can get approved on is employee medical leave act or fmla based on treating doctors reports . Other than that employers insurance holds almost all the cards on this decision. I know because I was blocked from this status . WC benefits is on hold as well until settlement is made . So one is handcuffed from These benefits. The injured employees are at the mercy of the insurance decision status .

[@stevemendez3535]

On December 19 of 2022 I cut my hand fingers on a tablesaw and Fort Worth Texas I am totally blind I have no vision whatsoever. And I am going through the process of Worker’s Comp. and as I am doing this my employers is kind of hinting that I am going to be let go I don’t know if they’re trying to round me up I don’t know if they’re trying to what they’re trying to do make me have blow a gasket at work so they can have a reason to fire me but it is a very bad cut laceration butt thank you for this information keep up the good work

[@SilentGoat666]

what if we work 2 full time job and got injured at the first job and filed workers comp with the 1st job and the 2nd job we have long term disability?

[@DisabilityAttorneys]

You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly! For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email www.diattorney.com/contact/?referrer=yt. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.