Feel Like You're Always Broke? Here’s What to Do To Stop Being Broke! (9 Key Tips)

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Clever Girl Finance

Clever Girl Finance

Күн бұрын

Let's talk about what to do if you feel like you're always broke! Becoming wealthy, achieving financial success, living life on your own terms - these are all things that many of us want for ourselves when we think about our futures.
The reality is many will never actually realize their dreams of becoming financially successful, but not because they can't. But because sometimes people behave in ways that don’t promote their financial success, often without even realizing it. They sabotage their financial futures, ensuring that they stay broke… pretty much forever.
Building wealth is about putting in the hard work, planning, consistency, discipline, and accountability and very importantly, maintaining good money management skills - regardless of your current financial situation or how much you currently earn.
If you are in the space where you are always broke, I'm sharing 9 key tips to help you get over that feeling and start turning your finances around!
It requires is intention, focus, and a plan but if you are ready, you can go from broke to having money in the bank and a solid financial plan for your future.
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Пікірлер: 283
@angeloflove5439
@angeloflove5439 2 жыл бұрын
#1: Adjust your mindset (stop saying I am always broke; instead ask yourself why am I always broke) #2: Work on your self-discipline #3: Stop borrowing for everything - stop using your credit card for convenience #4: Make a plan to pay off your debts #5: Stop putting off savings until you earn more money #6: Start investing #7: Stop competing with other people #8: Stop being scared
@choongamoonga8765
@choongamoonga8765 2 жыл бұрын
Thank, great summary
@5pctLowBattery
@5pctLowBattery 2 жыл бұрын
#0: have a job…with livable wage.
@michaelkoii9672
@michaelkoii9672 2 жыл бұрын
Admire that. I have a terrible problem with all of those.
@lalasng8643
@lalasng8643 2 жыл бұрын
Thank you so much for this:)
@michelemiller3294
@michelemiller3294 2 жыл бұрын
So awesome I would love to learn more on how to save
@MzVan21
@MzVan21 2 жыл бұрын
What I've learned is to pay yourself first.get in a budget.and move like like your broke.dont live above your means all things I've changed about 5years ago and so far so go.
@briannadau
@briannadau 3 жыл бұрын
The stop competing piece is so true! I see so many people gathering material things for NO reason other than to say they own it.
@Abbas_Daughters
@Abbas_Daughters 2 жыл бұрын
As a woman of color this channel has really helped me in so many ways as I was not poroperly educated on finances one thing I’m sooo glad my mom told me was to not get into credit card debt from her experience and I literally only have 2 credit cards that I pay on! My goal is to really take hold of my debt 2022!
@LevenLyfe
@LevenLyfe 2 жыл бұрын
I don't feel broke. I just go into panic mode when my funds become lower than what I would like it to be.
@roderickdevon2277
@roderickdevon2277 2 жыл бұрын
thanks a lot. I need to watch this video every single day. I deal with fear among other things that sucked my accounts dry. It's hard starting all over again. Very stressful. Thanks again. Looking for more videos from you. God Bless
@jenniferbell4632
@jenniferbell4632 4 жыл бұрын
Thank you for this amazing guidance! I especially love and appreciate your focus on mindset, habits and taking action (even small actions) - these are so key for me! This video is so appreciated, thank you 💖💖💖
@zwelimahlangu4532
@zwelimahlangu4532 2 жыл бұрын
Thank you for your advice😘😘
@olalekanoluwaseun643
@olalekanoluwaseun643 2 жыл бұрын
Hello there! I'm a new subscriber and really grateful to you tube for suggesting this video. Thanks for the beautiful tips. They are so right for me
@phairthyleeves3918
@phairthyleeves3918 2 жыл бұрын
This has helped me in so many ways..... I need to watch this every single day.. thank you so much for this great video.
@pamelacallaway3922
@pamelacallaway3922 2 жыл бұрын
Excellent information. Thank you. I’m happy that I do many of these things and am working on a few other items in your list.
@oldschoolbudgets
@oldschoolbudgets 2 жыл бұрын
So glad your channel came up. You are spot on.
@villamathilda6984
@villamathilda6984 3 жыл бұрын
Rewatching this to keep me on track!😀👍sending love from Sweden 😀❤
@choosetoshine2610
@choosetoshine2610 4 жыл бұрын
Love the background setting! Excellent content as usual. Thanks!
@Clevergirlfinance
@Clevergirlfinance 4 жыл бұрын
Thanks for watching Paula!
@elfwriterbluemoon2244
@elfwriterbluemoon2244 3 жыл бұрын
Your place is so beautiful, amazing. Thanks for sharing.
@Shan_baby4u
@Shan_baby4u Жыл бұрын
Thank you I woke up in tears because I have been working and my paycheck is always spend the same day. Your voice helped me so much
@naserianmanyando9849
@naserianmanyando9849 2 жыл бұрын
Thank you for your brilliance and for your willingness to share it. This has become part of my first 5 important things in the morning.
@amazinggracekuria871
@amazinggracekuria871 2 жыл бұрын
Great one for starting a new year..
@maryburton9308
@maryburton9308 2 жыл бұрын
I'm glad I found you. You share amazing knowledge. I'm in this space you're talking about.
@lightbefore1050
@lightbefore1050 2 жыл бұрын
Thank you for this intervention!
@TheBronzeQueen
@TheBronzeQueen 2 жыл бұрын
I don’t know why this came up on my feed but I’m glad it did. Great advice and information, thank you.
@SuperNitenurse
@SuperNitenurse 2 жыл бұрын
Your content is so clear true to life easy to follow and be inspired by. I have personal experience that when you stop thinking of your money as being small and just get into the habit of putting it away it becomes a joy to see it grow despite the small amount.
@newnew-mv1uj
@newnew-mv1uj 2 жыл бұрын
Yes yes
@giovanialek-wekchipsah2788
@giovanialek-wekchipsah2788 2 жыл бұрын
You are on point.... Thanks very much for sharing such an amazing idea
@alexa574
@alexa574 2 жыл бұрын
Just found you, you have great information. Thank you for sharing.
@RosyJones
@RosyJones 2 жыл бұрын
Stop borrowing for everything, So true!... Thanks for sharing ♥️
@mibikolapo7483
@mibikolapo7483 4 жыл бұрын
I just found CVF and I am loving it 💃
@ashleym6765
@ashleym6765 4 жыл бұрын
Thanks for the tips...sidenote: you are very pretty!
@dorothyschlaak6548
@dorothyschlaak6548 2 жыл бұрын
Ashley is right! You are very pretty! And your tips are great!
@Sandy-bp9yv
@Sandy-bp9yv 2 жыл бұрын
She's very feminine too...
@earthbarnes6694
@earthbarnes6694 2 жыл бұрын
She is"very beautiful
@tomasgustafsson2331
@tomasgustafsson2331 Жыл бұрын
These guys commenting how beatiful you are, they are unfortunatley training on Springsteens song I wish i was blind instead of taking responsability for their money !!. And yes I agree you are a very Nice woman.
@nanaaddae8623
@nanaaddae8623 Жыл бұрын
I second this statement.
@starticegalmore8602
@starticegalmore8602 2 жыл бұрын
AWESOME video. I feel better already! ❤️
@KindlybyQ
@KindlybyQ 2 жыл бұрын
Love this! Very informative and well said thanks sis💐
@annaahmed2564
@annaahmed2564 2 жыл бұрын
You are very educated woman sis and I love that thanks for sharing keep it up good work..
@kanishajoseph1930
@kanishajoseph1930 3 жыл бұрын
Great Tips! Straight Facts!!
@JonesJr876
@JonesJr876 3 жыл бұрын
When Bola says 'Bank', it sounds like a lovely soft plush comfortable place.
@ayandanobatana7255
@ayandanobatana7255 2 жыл бұрын
South Africa in the building thank you for all the info.U are God sent.
@chinenyeigwe372
@chinenyeigwe372 2 жыл бұрын
Thank you so much for this tips 👍👍👍
@kensiedareus3271
@kensiedareus3271 2 жыл бұрын
Thanks a lot 🤔 blessings 🙏
@j.soniaedwards7913
@j.soniaedwards7913 2 жыл бұрын
Great practical points.
@pinkykollie4860
@pinkykollie4860 2 жыл бұрын
Thank you so much for these tips
@doreenpeck2714
@doreenpeck2714 2 жыл бұрын
Really Clever tips! The name fits so welll! Thanks very much.
@smartid.5324
@smartid.5324 2 жыл бұрын
Excellent Video!
@synthiacollins2139
@synthiacollins2139 Жыл бұрын
Thank you clever girl, for this video.I know this topic was discussed two years ago, but the topic is right on point today in 2022. Thank you again! for the tips you take to apply this. Amen you have to change your mindset 🙏
@Clevergirlfinance
@Clevergirlfinance Жыл бұрын
You are so welcome
@dinisibiya7493
@dinisibiya7493 2 жыл бұрын
Best content, thank you wise Lady for assisting and guiding just what l needed, may the good LORD continue to bless you, you just gave me so much hope.
@ajokenoni3239
@ajokenoni3239 3 жыл бұрын
New sub. Love the way you explained everything. I am working on self discipline this year, and stop shopping unnecessarily. Yes, I can do it.
@bigvalley4987
@bigvalley4987 2 жыл бұрын
Yes you can do it. Yes You Can!
@kierredestiny2
@kierredestiny2 3 ай бұрын
Thankful to have found your channel!
@Clevergirlfinance
@Clevergirlfinance 3 ай бұрын
Thanks for being here!
@selmakalola4569
@selmakalola4569 2 жыл бұрын
Thank u so encouraging
@jasintamumba3738
@jasintamumba3738 2 жыл бұрын
New subscriber ... thankyou for this valuable information
@emilyharieta7357
@emilyharieta7357 2 жыл бұрын
Thank you for sharing your money tips really appreciate it. Great insight.
@annamoonlight7223
@annamoonlight7223 2 жыл бұрын
Yes! I totally agree. I liked and shared this vlog 💕
@lianacris7568
@lianacris7568 3 жыл бұрын
Thank you for these tips! Excited to use these and make better money moves/habits this year.
@sheilarodgers800
@sheilarodgers800 Жыл бұрын
Thanks for sharing. Great tips for me to live by.
@Sandrabrown305
@Sandrabrown305 2 жыл бұрын
Thank you for such vital information. It was needed
@jaaxyjackie
@jaaxyjackie 2 жыл бұрын
Thanks for the structural advice.
@soleyltoursandtravel
@soleyltoursandtravel 2 жыл бұрын
Been looking for something like this thank you for the tips.
@fufuamosesane3862
@fufuamosesane3862 2 жыл бұрын
Thank you❤️
@vanisacampbell5261
@vanisacampbell5261 2 жыл бұрын
# 5 was very informative thank you..new subscriber
@kerenkares4473
@kerenkares4473 2 жыл бұрын
Thank you for your encouraging words for our financial future and peace of mind soon to be living debt free 🙂🙂🙂
@tararamdhanie4573
@tararamdhanie4573 2 жыл бұрын
Thanks for your tip
@tonyasilvey9666
@tonyasilvey9666 2 жыл бұрын
Thank you for always breaking it down and making it relatable!! I love all the subjects you offer on your web site and for free!! I have you 3 books in my cart on Amazon to purchase!!
@franklinstephen3268
@franklinstephen3268 2 жыл бұрын
Hi 👋 dear, how are you doing?
@tonyasilvey9666
@tonyasilvey9666 2 жыл бұрын
@@franklinstephen3268 Doing OK
@franklinstephen3268
@franklinstephen3268 2 жыл бұрын
@@tonyasilvey9666 it’s my pleasure meeting with you here. Where are you texting from?
@atienokings6214
@atienokings6214 Жыл бұрын
I love the simple way you put across these points, thank uou
@mabel.e.kgalley9710
@mabel.e.kgalley9710 2 жыл бұрын
I love the way you are soooooo relaxed and hitting on the truth. You are indeed a clever girl. Thanks for the information.
@Clevergirlfinance
@Clevergirlfinance 2 жыл бұрын
Thanks sooo much for being here!
@stevenodoyo932
@stevenodoyo932 2 жыл бұрын
Wow 👏😮I'm blessed. Thank you so much for this marvellous motivation.
@funnyvideoclipschannel5164
@funnyvideoclipschannel5164 2 жыл бұрын
Thanks for the advice, I am really in debts ...
@annangwema8873
@annangwema8873 2 жыл бұрын
Thank you sister you're the one I was waiting for, thanks for the tips
@marygorettimaambo5338
@marygorettimaambo5338 2 жыл бұрын
Thank you for the tips 😊
@carlawalker4671
@carlawalker4671 2 жыл бұрын
Wonderful advice w/very healthy financial habits. Thank you 🌻.
@sadee.mooretv
@sadee.mooretv 2 жыл бұрын
Great question but no I don't feel this way! I've seen a few of your videos and they are helpful but no, I don't feel broke at all!!!
@robertbokke
@robertbokke Жыл бұрын
Thank you so much.
@brishelle1659
@brishelle1659 Жыл бұрын
Great video!
@jamyangpelmo5214
@jamyangpelmo5214 2 жыл бұрын
Thank you 😊 for the tips
@sandracooper7256
@sandracooper7256 5 ай бұрын
Thank you.
@petermwidima8357
@petermwidima8357 2 жыл бұрын
Thank you very much for this tip, its so helpful.
@piguversity
@piguversity 2 жыл бұрын
Very educative, Bola! Keep it up
@paulinehoward
@paulinehoward 2 жыл бұрын
Thanks for your help. We need this information.
@liliandickenson2458
@liliandickenson2458 2 жыл бұрын
Excellent video!! Thank you 😊
@irenepearse430
@irenepearse430 2 жыл бұрын
Thanks for sharing
@dominickayode9562
@dominickayode9562 2 жыл бұрын
Helpful tips!. Many thanks.
@veronicaadeya4474
@veronicaadeya4474 2 жыл бұрын
Much appreciation for ur video#paying off debt this is my biggest problem and want to start working on it thank you dear. #much 💕 from Kenya
@sharonkour9721
@sharonkour9721 2 жыл бұрын
brilliant video and expalined well very understanding and clear Thank you so much gives me some hope. Your wonderful Thank you
@olusolafalore
@olusolafalore 2 жыл бұрын
Aunty Bola....God bless you
@TheGenflute
@TheGenflute Жыл бұрын
I love the idea of asking your emotions to be quiet. What a great concept!
@akankeoge6965
@akankeoge6965 2 жыл бұрын
Thank you so much for this video.
@TheHoriginal
@TheHoriginal 2 жыл бұрын
Great work!!!! You’ve done a great job on this video
@Clevergirlfinance
@Clevergirlfinance 2 жыл бұрын
Thanks for tuning in!!
@titodoh
@titodoh 2 жыл бұрын
Thank you so much!!!
@CelebrityHistory1244
@CelebrityHistory1244 2 жыл бұрын
Thanks for the tips a lot to learn 🙂
@rodrickmadangu6122
@rodrickmadangu6122 2 жыл бұрын
I've realised my mistake and i won't repeat it thank you so much clever girls
@mssmarie1197
@mssmarie1197 2 жыл бұрын
I just discovered your channel, happy to be new subscriber !! I love your advice, ( i needed this)...and look forward to checking your videos :~)
@julianaamponsah2601
@julianaamponsah2601 2 жыл бұрын
Thanks for your tips may God bless you 😘🙏
@glamnglobysherika8811
@glamnglobysherika8811 2 жыл бұрын
Great advice
@psrichardspencer
@psrichardspencer 2 жыл бұрын
Excellent videos; keep it up!
@papaniugini
@papaniugini 2 жыл бұрын
Love ♥️ good advice
@shylett
@shylett Жыл бұрын
Thank you so much, I needed to hear this.
@Clevergirlfinance
@Clevergirlfinance Жыл бұрын
You are so welcome
@luvnina1
@luvnina1 Жыл бұрын
This video was very encouraging ❤
@AnalystinGovernment
@AnalystinGovernment 2 жыл бұрын
Just found your channel!! It is more than a God=Send!!!
@GirlieWestphalenV
@GirlieWestphalenV 2 жыл бұрын
I hit that subscribe button so quick. Thanks for your tips and advice!
@franklinstephen3268
@franklinstephen3268 2 жыл бұрын
Hi 👋 dear, how are you doing?
@alphonsuseze5108
@alphonsuseze5108 2 жыл бұрын
This is awesome. Thanks
@jennifergonzalez3895
@jennifergonzalez3895 3 ай бұрын
I’m so glad to have found your channel
@Clevergirlfinance
@Clevergirlfinance 3 ай бұрын
So glad to have you here!
@linetattogo355
@linetattogo355 2 жыл бұрын
Thanks, great and extremely practical advice .
@husnideka
@husnideka 2 жыл бұрын
This is very helpful Thank you 🙏
@lindaallen1947
@lindaallen1947 6 ай бұрын
Thank you!!
@Clevergirlfinance
@Clevergirlfinance 5 ай бұрын
You're welcome!
@tyjuannarudd2661
@tyjuannarudd2661 Жыл бұрын
Thank you !
@Clevergirlfinance
@Clevergirlfinance Жыл бұрын
Thank you too!
@zeynabmo3231
@zeynabmo3231 2 жыл бұрын
Awesome. Thanks for sharing
@MB-xv7er
@MB-xv7er 2 жыл бұрын
It’s not that people are “acting” in counter intuitive ways… it’s that majority of people are in poverty and there is NO way to escape it if you have to pay rent, car notes, etc. you have a better chance of getting rich when you don’t have to have responsibilities
@brynnk2518
@brynnk2518 2 жыл бұрын
I think this is fair perspective to take into account for building wealth , and I also think there is always a way to be in a better position then you already are . For some people building wealth just comes more quickly and for others I think it just comes more slowly but in whatever circumstance you are in there are opportunities to build more wealth in someway and that's always worth listening to.
@nikkiknows1545
@nikkiknows1545 2 жыл бұрын
This is so very true. I’ve been used to going out to get a different car once any signs of problems start to arise…now that I have changed my mindset, I have literally purchased a good, reliable vehicle that I’ve owned for 8 years now with no car note and I am so happy. Do I want a new car? Absolutely! Do I need a new car? Nope. I’m saving my money and spending it on other things that bring more value to my life, especially since I am working from home during the pandemic.
@adriancarrillo2749
@adriancarrillo2749 2 жыл бұрын
@@nikkiknows1545 Same! I was planning to buy a car on 2020. I paused it cuz I’ve been on Home office for two years. I cook more at home, spend less on transportation, etc.
@nikkiknows1545
@nikkiknows1545 2 жыл бұрын
@@adriancarrillo2749 That’s exactly what I’ve been doing too!! 💪🏾 It’s hard at times to not buy something on impulse but we can do it.
@adriancarrillo2749
@adriancarrillo2749 2 жыл бұрын
@@nikkiknows1545 I even lost 35 pounds eating more at home and with some exercise. It’s been a win-win haha. It’s great to know we’re not alone in this journey.
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