FEMA IS BANKRUPTING HOMEOWNERS

[@Suds.]

The trash built up on the roads are a temporary eyesore, the real damage is to the woodland, canals, and mangroves. There is trash strewn all around the area that will never be cleaned up. 2 years on from Ian and there are countless boats still in the mangroves down by Fort Myers Beach. Can you imagine how much garbage is sitting at the bottom of all the waterways? Absolute tragedy.

[@floridarealestatetv]

I know. You're right. Human trash is everywhere and natural disasters spread it even further. Thankfully mother nature just recycles everything over millenia... so once the humans are gone, eventually things will be back in a balance.

[@jerrylundegaard2592]

Anyone who builds or buys on the water should assume the risk on their own. They should not expect the rest of us to bail them out when, not if, disaster strikes.

[@robertsmith2956]

The video is pointing out it isn't them wanting money, it is the government STOPPING them from rebuilding.

[@karlnordinger5968]

Welfare for the rich

[@christopherstimpson6540]

Since when was FEMA a free homeowners insurance?

[@floridarealestatetv]

Fema has nothing to do with actually paying for anything in these situations. No matter if you had flood insurance or not, the 50% rule applies and you have to rebuild using that rule.

[@harrybaulz666]

Only scam is homeowners wanting a bailout

[@floridarealestatetv]

Asking for a bailout is a scam. However this video talks about how they want homeowners to over improve their properties instead of just fixing what's broken. Even if you don't have insurance and you can fix everything yourself, if you qualify for the FEMA 50% rule, you can't do that. You have to RAISE the house!!!!!

[@charlescourtney4412]

@@floridarealestatetv Don't want to raise the house, then don't take any FEMA funds. Simple as that. The taxpayers should not bail out people who are likely to be flooded again and again unless they do the required mitigations. Note: I chose to live in a high and dry inland Florida location rather than near the water due to the well known risk of flooding near the coast.

[@latetotheparty184]

@@charlescourtney4412 Very true. Why should I pay for them to rebuild in such areas?

[@floridarealestatetv]

@@charlescourtney4412 NOT THE CASE AT ALL, NOT THAT SIMPLE. It has nothing to do with you taking the funds from FEMA. It has to do with the county not allowing you to rebuild and not issuing permits unless you comply with the FEMA 50% rule, so they will just get in the way and prevent you from repairing, such as putting up drywall and new cabinets. If you flooded and it's been determined you have significant damage, the county will visit before giving permits and then you're f'd.

[@michaelgreen9484]

@@charlescourtney4412 this is why most of Florida and other coastal cities need to be condemned. Let the land go back to nature.

[@michaelgreen9484]

I think the US government needs to write off Florida, and most of the coastal cities. If you live in these places don’t expect the government or the state to help you. Developers and cities should be sued for building in unsafe places.

[@geocam2]

That's politically impossible.

[@michaelgreen9484]

@@geocam2at some point Florida might not exist anymore along with other states. Maybe in a hundred years or so.

[@geocam2]

That will be blamed on "the libs". But the GOP ain't going to do jack about it before hand.

[@floridarealestatetv]

Not gonna happen

[@floridarealestatetv]

exactly

[@leaf1131]

Correction: Homeowners are bankrupting FEMA.

[@floridarealestatetv]

I don't think so... when the 50% rule gets involved, that's bankrupts the homeowners.

[@Suds.]

Agreed, building homes on sand shorelines is a terrible idea.

[@floridarealestatetv]

@@Suds. Although it's beautiful, it's one of the worst ideas if hurricanes are a thing.

[@Suds.]

@@floridarealestatetv A natural shoreline is beautiful. A shoreline clogged by development is ugly, in my opinion.

[@dianemorrissey9764]

Fema is not anyone's friend. It wasn't created to help people during disasters. It's there to take from people.

[@compostthewef]

Looks like we'll own nothing and be happy by 2030. Right on schedule!

[@offgridwanabe]

Taxpayer funding of millionaires while many go without.

[@floridarealestatetv]

That happens too!

[@AlphaMale_1]

Millionaire's taxes funding food stamps, section 8 housing, welfare, disability, prisons, "earned income" payments, etc, etc,... for decades

[@offgridwanabe]

@@AlphaMale_1 After last night you are now free to cancel all the donations to humanity and to take the millionaire money from the government even if it's really just rich mans socialist.

[@echouebijoux]

People who can afford these places are insured - taxpayers aren’t funding that. If you have insurance FEMA doesn’t help you. And if you only knew what insurance costs down here - holy smokes A small home not on the beach is 8 grand a year then for a named storm you have to cough up 10 percent of your house value for a deductible If your home is worth 400k (that’s the going price of standard non beach homes around Bradenton Sarasota 3 br 2 bath) then that’s 48,000 you are out of pocket between premiums and named storm deductible… jes sayin

[@floridarealestatetv]

@@AlphaMale_1 It may never stop

[@theresaconner4705]

Why were people allowed to build that close to the ocean in a hurricane prone area like Florida?

[@pctrashtalk2069]

They were built many years ago when you were free to build what you wanted.

[@floridarealestatetv]

Mostly greed

[@floridarealestatetv]

Not all of them, but yes, the regulations have changed a lot over the decades.

[@robertsmith2956]

hmm, they lived in a FREE country when they did it?

[@bman6502]

@@robertsmith2956that’s fine but most of them are Republicans and last time I checked Republicans don’t like government handouts

[@jjjessee245]

Why should a home-owner, especially if it's not their primary residence, be allowed to pay taxes against one valuation (for tax assessment) and receive benefits based on a higher (actual market) valuation. It's almost as if the local government is robbing itself of income. The government could simply lower it's rate if it doesn't need the tax base, otherwise it's opening the doors for fraud.

[@bgregg55]

I disagree. Mother Nature is bankrupting homeowners. To own such property you need to be wealthy enough to self-insure.

[@floridarealestatetv]

Mother nature is surely having her way with humans...

[@pinschrunner]

It is weather warfare. Manmade and purposeful. Nothing natural about it

[@robertsmith2956]

For $250K you can bring in a barge of trees, and cut your own lumber and rebuild. It is the government stopping you from fixing the home that is the problem. Why should they care how much you need to rebuild at all?

[@patricknoonan3754]

They should never have built on the ground more like 12 feet up and if not you don't get anything

[@floridarealestatetv]

Perhaps the rules will change one day.. I think they should.

[@dougtemple6756]

Never build on a sand bar fool...

[@floridarealestatetv]

It's as old advice as time.... but humans still do it.

[@LeonardCooperman]

No permits should be issued for a home that is not elevated and made entirely out of concrete. Sorry if people cant afford that but that’s just a preventable tragedy.

[@floridarealestatetv]

Those homes were old homes, probably 40 - 70 years old. They survived that long with no problem. Storms just happen to hit hard in that area. But I do think that homes should be concrete.

[@terryzabon333]

The 1st home he showed could have been shored up and filled in with block. The place could have been repaired in a non-extravegant way for $50k.. After all - all house are shelters. A super AC system can cost $10k and a wall unit is $200.. Both will cool a room.

[@echouebijoux]

@@LeonardCooperman with respect to elevating homes… there’s one in Bradenton beach that became famous - it’s bright yellow. It was elevated and it got knocked right over into the home next to it doing double the damage Elevating things does not seem like a great solution honestly once you see what happened to some of the elevated places here :( It’s also important to remember that when a lot of these places were permitted? The coastline was back a ways and there was much more beach… even in Sarasota along longboat key, there used to be almost 100 more feet to beach width a few years ago. And the concrete dome homes are another great example. Elevated and made of concrete- yet they ended up in the water and no longer connected to land then Ian destroyed them…

[@kevinmorris3649]

goood and no i don't feel for them - that and all land within 1/8 th of a mile of the shoreline should not be built on

[@floridarealestatetv]

I do feel for them. Regardless of the location of their home, when someone loses their home, compassion towards the unlucky comes out sometimes. Doesn't mean we should build directly on the beach... but I feel for people's losses. Family heirlooms, their homes, sometimes their second homes, etc. It's sad.

[@robertsmith2956]

So you want someone in a wheelchair be forced to push himself through an eighth of a mile of beach sand to get to the water? Why not just outlaw hurricanes. Wouldn't that solve the problem? After all if man can create then, then man can destroy them.

[@brianreilly6523]

Seems like getting INSURANCE on these barrier islands is going to become unaffordable. What insurer can afford these payouts?

[@floridarealestatetv]

Insurance keeps going up, that's for sure. Eventually Florida could be filled with the ultra wealthy... the only people who can afford to live here.

[@leej.9844]

I spent time in Puerto Rico for college and I observed that the homes in Puerto Rico are build with blocks with rods and cement poured in the walls reinforced concrete I think... And those homes last forever and it takes a major earthquake to even crack them.. these black homes on the beach just have a little whatever holding the blocks together and nothing in between and then wooden frames?? I personally never would have bought something like that and certainly if I would have had it built it would have had to be cement / concrete or the new construction by onyx which is like metal frames and reinforced walls I don't even understand how homes have wooden frames with termites in Florida or anywhere else?? Even in Africa they are building houses made with bricks made of recycled plastic that are self insulating and very resilient to destruction!!

[@puertocool]

You are exwbtly spot on! I live in Puerto Rico, and we never do tinker-toy Florida construction.

[@floridarealestatetv]

The code for the buildings themselves should make them a lot more resilient to crashing waves if you live on the beach. But remember these homes are old homes.... decades old. Today's building code does require the homes to be raised high, and the pilings that raise them are HUGE, not just wood 4x4's.

[@adrianmitchell9819]

@@floridarealestatetv I think with comment you just made kind of defeat your whole arguement. If a property is destroyed by half it's value, it need to be brought up to code. That is quite simple to understand. Granted the homeowner might need to be able to afford. That is a decision the honeowner has to make and bear the consequences, even if it is an old house. Remember, there will be other storms in the future that will be more catastrophic, and we will be having this same discussion about FEMA.

[@alangrund5031]

You got the title wrong. Homeowners are bankrupting FEMA, you goof. As climate change (doesn't look so much like a Chinese hoax now) continues to accelerate, and it will, Federal resources will truly be exhausted at some point. That should make some people very happy based on past statements and policy positions on Federal government funding. Governors of all affected states are working with Federal agencies, and haven't complained. For decades people of a certain political persuasion have voted for lower taxes, smaller government, keep everything local. Sometimes you finally get what you pay for. This isn't the new normal, because there is no new normal. Things will continue to get worse. Guaranteed. We haven't seen anything yet. Looking for accurate Prophesies? Read any Climate Change report from 10-20 years ago. They read like headlines from today.

[@floridarealestatetv]

It should be "FEMA's 50% rule is bankrupting homeowners".

[@pctrashtalk2069]

The whole government is bankrupt. The federal government having become a legalized counterfeiting operation, more than 80 percent of all the dollars in existence have been printed just since 2020. We’re “Going Bankrupt,” Warns Musk: In June, 76% of Income Taxes Went to Finance the Debt

[@debbino4249]

The owners of this property took a risk like we all do, and lost. I didn't take THEIR risk, so why do taxpayers have to support them thru FEMA? Pitch a tent if you like living close to the water! FEMA was made for those who lost BIG in TN and NC! They were nowhere close to the water. I support FEMA support there. Finally, when you tickle the dragon's tail repeatedly, and expect a different outcome and on top of that expect rectification for your "folly" by other people (taxpayer expense) that is WRONG.

[@patricknoonan3754]

Three times I don't think so one time and one time only if they rebuild again in the same spot you shouldn't get anything

[@floridarealestatetv]

I think that certain high risk areas should not allow for flood insurance or relief from FEMA. It's kind of obvious they will flood sooner or later.

[@michaelclennan8425]

And no home for the homeless ......😊

[@floridarealestatetv]

No home for the rich either

[@theresaconner4705]

Also, why do they call those concrete walls “seawalls”? They don’t seem to protect anything from the sea.

[@floridarealestatetv]

When there is a 12' storm surge, the 4' wall doesn't protect. What if the home was build exactly like that seawall? 2' thick concrete! Maybe then they would still stand.

[@llew-AZ]

I heard a couple with 3-1/2" step down into their living room was not covered by flood as insurance considered a basement. I know it's crazy but was on the a Florida news channel...

[@floridarealestatetv]

I saw that too! I don't know how they're getting away from it. Sounds to me like they might have had unpermitted work done and it was not built to code therefore they don't get it covered.

[@robertsmith2956]

@@floridarealestatetv If it is not covered, then the cost to fix it should also not be counted.

[@JoyClinton-i8g]

The "rule" is to protect taxpayers. 1) Flood insurance premiums from the feds don't compensate for risk. There are homeowners who have flood insurance who have 0.00001% chance of filing a claim every 100 years, and homeowners who have 50% chance every 100 years, and they are paying close to the same premiums. 2) The Houston rain floods set the standard. There were too many homes who had filed many multiple flood insurance claims over the years. The cities/counties/states/feds needed to implement rules to stop this. --- WSJ, Sept 15, 2017 Brian Harmon had just finished spending over $300,000 to fix his home in Kingwood, Texas, when Hurricane Harvey sent floodwaters “completely over the roof.” The six-bedroom house, which has an indoor swimming pool, sits along the San Jacinto River. It has flooded 22 times since 1979 ....

[@richardabel2054]

I think your interpretation of the 50% rule was very good. I never of of a FEMA appraiser doing an appraisal on a damaged structure. What USED to be allowed was an appraisal of the damaged structure from a State Certified Appraiser registered and licensed in the state of Florida. Minus any depreciation the appraiser sees fit. That was around 2011. Now I am not sure about today's rules. Great video.

[@betqpublic9901]

You shouldn't live on the beach if you can't afford to rebuild You can't get enough insurance to cover replacement Taxpayers shouldn't have to repeatedly supplement your lifestyle

[@terryzabon333]

When you google 50/50 rule they are always using " MARKET VALUE " which is vague and not detailed. Another thing people should know - Lets say you have an old cottage home and the town put the value of the home at $20k... So, lets say a car recklessly drives through the front door and cause $15k in damage.. Or a tree limb falls on the house.. The county wont issue a permit to rebuild and will want a code compliance tear down. ( flood zone ) It doesnt have to be a hurricane that fema ruins your life and makes you homeless!!! A country full of lawyers and the Gov gets away with these types of rules. Theyre totally unconstitutional and target poorer people as a way to take your land by forcing you to sell.

[@paulgilliland2992]

Two comments I’d like to make and the first one is don’t tax advice from a realtor who perhaps has a conflict of interest . The second one if a property owner has a reassessment done and the valuation of the property increases, then property tax will automatically be reassessed. This is the classic sword of Damocles.

[@floridarealestatetv]

Regarding property taxes, the tax bill gets reassessed every single year in Florida. Not only do valuations change for the land and any improvements (buildings), but the millage rates also change ever so slightly. Your tax bill will never be the same year to year. By doing the FEMA appraisal that I mention in the video, it doesn't re appraise your building for property tax reasons. However if you pull permits and make improvements to the property, then the value of the dwelling will go up as it has been improved. No matter what, you pay more taxes.

[@TheMambomaster]

Realtors are NOT trained in the NFIP. Realtors have no required Continuing education on Flood Plain training.

[@floridarealestatetv]

@@TheMambomaster absolutely correct. It’s mind-boggling that there is no training regarding flooding and no requirements by the state. That’s why you need a good realtor who continually learns and is well-versed in all aspects of the business like floods, rentals, taxes, insurance, etc. Just someone who knows what they’re talking about but doesn’t offer legal advice.

[@duradim1]

No, you can't build back those homes for $500,000.

[@robertsmith2956]

If you wait till january you can. Once biden and harris are out Lumber is affordable again. I just heard about another beetle manifestation. Both me and the wife LIKE that gun metal blue lumber. Want it for kitchen cabinets and stairs. Lumber yards around me had no idea what it was.

[@n6a6me6jebus]

@@robertsmith2956 Cocoa Puffs

[@latetotheparty184]

I agree with FEMA being messed up. Let's abolish the whole program and start again, and let's skip the 50 50 nonsense. Is FEMA paying 50 percent for the working class people's homes in Lahina Hawaii to rebuild on site? No. There are FEMA monies for relocating to other areas, which hundreds are saying no to.

[@SmooveBee1]

Homeowners are shocked when they find that there is skin in this game.

[@LisaGrace]

LOL, my home value according to the county was only worth 47K. So I am having to get a NEW appraisal because of storm surge. I had an appraisal done when I refinanced in June/July 2023 saying my home is valued at $275,000 for quick sale to $295,000 and they valued the land at ony $35,000 of that--so obviously, my home is worth more than the $47,000. Yet, this appraisal was no good according to FEMA and the county.

[@TheMambomaster]

FEMA excepts Certified Appraisals see FEMA.gov

[@floridarealestatetv]

Correct, you have to do a specific FEMA appraisal. Different form.

[@steveng-jz7mo]

People want less Government, until shit hits the fan. Then they want the Government to bail them out. If you've got homeowners insurance, take the 10% they will offer, if your lucky, and cash the check before it bounces.

[@neilrusling-je6zo]

Where are the high and low tides on this beach? The tides round my way have a high and low tide difference of around a mile, you can barely see the sea when the tide goes out, why does it look like this place has no tides.

[@floridarealestatetv]

The entire earth has tides. The hurricane hit at high tide though, so that didn't help. And it gets pretty deep pretty quick, so that's why it appears like there are no tides.

[@chetmyers7041]

Are you located at a northern latitude like Maine or someplace in England? At latitude 32 degrees North in Savannah, GA the average tide is around 7.5 foot difference between High and Low. Are tides in Maine more like 12 to 15 foot difference? In South Florida, the average difference between High and Low is under four foot.

[@robertsmith2956]

Left coast has shallow oceanfront, east coast drops deep fast.

[@echouebijoux]

@@neilrusling-je6zo typically most places here have 4 … 2 hi tides and 2 low tides a day. The gulf is shallow most places and we have tidal swings of 2 to 6 feet most places

[@floridarealestatetv]

@@chetmyers7041 That's good because every foot matters here. This land is pretty much flat throughout the state (there are a few exceptions)

[@n6a6me6jebus]

Suppose you don't ask or except FEMA money? Can you repair on your own without bringing it up to code? Ty

[@floridarealestatetv]

I WISH YOU COULD. I would buy some of these crazy deals going on. Unfortunately, the counties are in bed with the NFIP and FEMA, so they don't allow you to repair if you don't follow the rules.

[@ianvoakes7387]

It's a five year look back on all improvements not per storm

[@corneliusbowman3356]

Never bring a house on the beach

[@NealVan]

FEMA 50/50 is stated wrong by this guy doing this video. 50% is not the building sale or market value. It’s for the CASH VALUE of the home! And what idiot wrote that homeowners are bankrupting FEMA? This was a disaster of epic proportions and we have a FEMA to help broke people. Not these rich people who lost everything and probably have insurance.

[@geraldkoth654]

Insurance = ME expecting YOU to pay for my bad decisions and actions. Building in flood zones has to be about as stupid as one can get.

[@floridarealestatetv]

You're wrong my guy. The 50% rule is that you can only repair if the repairs cost less than 50% of the BUILDING value, according to the county's valuations, or your own specific FEMA appraisal (it does help a lot to do one of these appraisals). What does CASH VALUE even mean? You mean insurance definition of "Actual Cash Value"?? That would be wrong too. And I didn't write that "Homeowners are bankrupting FEMA". I said the opposite, that FEMA is bankrupting homeowners with their strict rules for fixing some flooded homes located below base flood elevation and their 50% rule.

[@terryzabon333]

Do a google search on fema 50/50 rule and youll see lots of language with " MARKET VALUE " And, its wrong. This guy described it correctly in this video. I think they like to put out there as vague and confusing so you go talk to your municipality. Fema website spells it out like his video did..

[@SmooveBee1]

Hopefully we will build fewer things six inches from sea-level.

[@Mike_Genisys]

Impressive that the sea wall is still standing .. guess that is how much concrete needs to go into the foundation since those blocks look like legos.

[@floridarealestatetv]

You're right! The concrete seawall is what should be the foundation for the home at the very least. Or maybe the entire first floor! That way it wouldn't just topple over.

[@robertsmith2956]

Oh, I thought that was something new put in afterwards. I would think support rods like that would be against code, tripping hazzard and all that.

[@kennethroesch8751]

The green house has been raised.

[@floridarealestatetv]

Not sure what you mean. What green house?

[@TheMambomaster]

FEMA 213 has been around since 1991

[@floridarealestatetv]

I appreciate that. I'm continually researching this since there are some comments that shed light on this for me. I'll study it further.

[@robertsmith2956]

and like all government agencies has made things worse ever since. Just look at the EPA. We have MORE toxic waste sites since they were formed to get rid of them.

[@melissaj6786]

More tax money for the counties.

[@angelathuot6898]

So when you live on the ocean, you have to pay your Property Insurance and then you have to pay FEMA. Insurance that can be anywhere between 3000 to 10,000 a year extra. So I don't understand why all these people are complaining that FEMA's going bankrupt, because they're fixing these houses. If I'm paying 3000 to $10,000 a year for a house on the ocean and I go 6 years without a storm damaging my property, I should have all that money there to fix my house.

[@TheMambomaster]

You have un-qualified information. Its the Market Structure. The structure can be rebuilt to compliant "V" zone requirements.

[@floridarealestatetv]

Rebuilt meaning tear down and rebuild, or meaning repaired? Because from my research, a lot of these will have to be torn down and made to be new construction due to the 50% rule.

[@pokeyboy1]

We live real close to that in south venice. We have manasota key as a barrier island to us and we are about 1000 ft in zone A flood area. Houses down the street were flooded but not wind damage like your video. We had heard about 50/50. The houses on Stilts had no flood issues. Dade County code is really a wind code buy now we also have flood risk. Does fema 50/50 also deal with flood risk?

[@floridarealestatetv]

I was on Manasota Key in that video. Those homes had WAVE damage. Waves are super strong and powerful. Houses on stilts mostly didn't have problems, especially the ones built recently. Fema's 50% rule has to do with homes built below base flood elevation, so yes it's mostly about qualifying for flood insurance and flood risk.

[@pokeyboy1]

@@floridarealestatetv ha - thanks I guess that's the argument with insurance. Wind driven waves as wind damage or as flood damage? anyway - I guess we will see more talk on 50/50 rule.

[@geraldkoth654]

Those two homes, if they were mine, I could easily repair them for myself for under $200000 or $250000.

[@LeonardCooperman]

Repair, yes. Bring them up to code? No.

[@neilrusling-je6zo]

"Repair"? What is there left to repair, the foundations are gone, you cannot repair that. Plus you have everything soaked in salt water which would come out and corrode every single piece of metal you use in that house. Pipes, wiring, screws, fittings, HVAC, would all be attacked by the humidity plus salt which just oxides most metals. You need to clear the ground and start from scratch, or you are in for a world of pain.

[@floridarealestatetv]

County won't let you. That's the scam I keep talking about in the video. It's bullshit.

[@floridarealestatetv]

Very true. Those homes are toast.

[@solargod3671]

Building code change 4th quarter of 2023.

[@floridarealestatetv]

It changes all the time too!

[@jorgebravo4544]

Tell me climate change is coming without telling me it’s happening😂😂😂

[@daninraleigh]

You have to raze it or raise it?

[@robertsmith2956]

You have to raze it TO raise it.

[@debbino4249]

The rule isn't a scam, the homeowners in this case are, and this is a really stupid channel yacker too.

[@TheMambomaster]

Check the local flood plain ordinance

[@floridarealestatetv]

In my area, Sarasota County, it's standard stuff. But other counties have stricter guidelines.

[@robertsmith2956]

I had to have TWO surveys because I was just outside the flood plane. After tornado I pointed to a tree stump mound, and told them, I want the ground built up to that height. A 30 year high flood came thorough, and I was high and dry, the street was underwater. Sadly my drone was not charged. I would have loved to fly it over city hall a couple miles away to see what the city pond looked like. Was weird seeing a flood rush through with blue skies overhead. It was gone in just over an hour.

[@floridarealestatetv]

@@robertsmith2956 Wow, how much did it cost you to fill that much? I presume about 2 feet?

[@robertsmith2956]

@@floridarealestatetv Was 6 dump trucks. Wife said they had it piled high beside 300 feet of the driveway. When I got home from work, the bulldozers had already flattened it. It was about $5K. Turns out worth every penny.

[@paulconner4614]

You are always allowed to just repair it. You only have to follow FEMA rules if you want FEMA's help

[@floridarealestatetv]

Not true! If the cost to repair is 50% or more than the value of the building only (no land), and you're below base flood elevation, then you have to bring the home up to today's building codes... and today's building codes say that if you're below base flood elevation, then you have to raise the home on stilts!!!!! Absolutely nuts.

[@Suds.]

@@floridarealestatetv Stilts will be proven useless once the sand is washed away from under the footers. It's insanity to allow development on sand shorelines.

[@grayrabbit2211]

Wrong. FEMA set up a kangaroo court in Cape Coral, FL after Hurricane Ian and started red-tagging anything and everything...even homes which had NO damage whatsoever!

[@sarahann530]

​@floridarealestatetv How many times should a home be rebuilt after flooding and who pays for it ?

[@randylahey7343]

@@floridarealestatetvraising your home so it doesn’t flood is nuts, I would say that not raising it is nuts. Either way trump is going to defund fema so you won’t have to deal with them anyway

[@ginabrosman]

🤗 JESUS JESUS JESUS WHAT A WONDERFUL FRIEND ❣️🕊️

[@JAM661]

Well in 75 years half of FL and about 100 miles from the coast around the USA will be under water. The one issue will be all these building left which will make very dangerous for shipping ect as coastal area and harbors changes. People really need to think about where they buy and how best to protect you home. But my feeling if I owned the property I would take down the homes and make more like a cabin on stilt and not build something so big, fancy and expensive. Tne whole point is the enjoy the beech. But why are taxpayer helping bailing out people who are buying $5 million dollar homes. But my guess FL maybe one of the cheapest place to buy a home and the most expensive to live in. But we knew about climate change since the 70's and most lf American just called the scientist crazy scientist. I sure Trump will help everyone out thougn after the next emergency after they get rid of the FDA and FEMA. Who care about safe food and medication and emergencies. .😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅