FIGURING OUT SINKING FUNDS CATEGORIES | STARTING OUT | HOW MUCH TO ADD | BUDGET

[@APinkeClothlife]

Let’s take a look at sinking funds! This is just my thoughts on it and how I figured out what I needed to save for. I still have more in mind but for now this should realistically do! Who else think they need to add to theirs or just start in general!?!?

[@gma904]

I can’t tell you how much your words of encouragement in the beginning of this vid took the stress off of doing something I’ve been wanting to do for a long time. Thank you.

[@APinkeClothlife]

Awww thank you so much for watching so happy that it encouraged you!❤️❤️

[@micheong7859]

Very informative and helpful video. Everyone needs to know it’s ok if you can’t stuff as much as others but save what works for your budget. Every little bit will still grow ☺️❤️ think of it as a seed/plant that you water.

[@APinkeClothlife]

Thank you for watching and I love how you said think of it as a seed!💕💕

[@terrynorman1222]

Your videos stay inspiring me to add when I can and if I don’t have what I want to add I can add anything I can spare! Since I started sinking funds can I say I have envelopes for things I never had before an it feels sooo good!! Car, house needs, emerg fund, personal, allowance, snow removal, Walmart etc!! It just feels so good❤️❤️🥰🥰🥰👏🏽👏🏽👏🏽

[@APinkeClothlife]

Aww thank you so much! So glad that they inspired you and I realized it’s okay if I can’t put something in every envelope just part of budgeting and being realistic. But so proud of you with your sinking funds

[@cabr3ra]

Thank you so much! Im only a few mins in and your video is so informative. Some youtubers forget more and more people are subscribing and we are still lost on where to start. Thank you for explaining things so well.

[@APinkeClothlife]

Aww thank you!! I am so glad it helps you out! That’s how I learn.. lots of detail and things explained out for me.

[@JustForMeToday]

OMG!!!!! I totally here you on planner supplies. I was on a spree this week. Thanks to the cash envelope I didn't overspend because the cash was gone. LOL. Thank you for sharing.

[@APinkeClothlife]

Planner supplies can add up quick. I be looking in my stash to create things I need lol

[@vaythebudgetingbutterfly]

DON’T CUT YOURSELF SHORT TO HAVE SINKING FUNDS 👏👏

[@APinkeClothlife]

Yassssss!!!!!

[@zioningrid3694]

This Spoke to My Soul!! I started this journey in January and honestly I don't feel bad when I don't fill them.

[@vaythebudgetingbutterfly]

@@zioningrid3694 some weeks are better than others. We just have to stuff within our means 👍🏽

[@zioningrid3694]

@@vaythebudgetingbutterfly Exactly, I'm learning this!

[@amyfletcher4749]

I'm currently only doing my truck tags. There only 50.00 so I just decided that by 12 and it's 4.16...I just round it up and I will have a few extra dollars to treat myself after dealing with the DMV...lol

[@APinkeClothlife]

That sounds like a plan and I love how you got it all figured out!! 🙌🏽🙌🏽

[@randomnielle]

I do the same for my utilities as you do with electric. Throughout the year we pay between $200 and $600 a month because of electricity being so high in the summer (Phoenix, AZ) so I put $100 away every week for utilities even the months that are only $200 to offset the summer months

[@APinkeClothlife]

Yes!!!!! Great master plan! The winter must be having you like 😳 😢 when you open up your bill!

[@uniquelybronze]

I was confused on where to start with my sinking funds but now I know where I would like to start.

[@APinkeClothlife]

Yeah!!! So glad it helped

[@amyjones8613]

Thanks for all the information on sinking funds. I'm going to start small. I know this is a year old video but I'm binge watching your vids!

[@APinkeClothlife]

Aww thanks for watching❤️

[@joinmeinthedirt5186]

I have been dragging my feet to have an electric SF. After watching I checked my history and divided by 12. I’m ready and thank you.

[@APinkeClothlife]

Yes. I feel This will definitely he’ll with the bill!! Electric is crazy high now!!

[@mzlyzs9863]

Yes since ive started budgeting and planning journey in August Happy Planner is getting all of my free funds. Nice video thanks for sharing!!

[@APinkeClothlife]

Thank you so much for watching. So glad you started your journey!

[@donnamcclenton7340]

Best tips ever .. I’m on a fixed disability income.. it’s harder to save.. I started 5 categories last month Groceries Miscellaneous Dollar savings Christmas Emergency I have $160 in emergency fund and a $34 in my $ savings and a $ in the other ones I did that because I had no savings at all.. I have always had a change jar

[@APinkeClothlife]

Well I am so proud of ya!! You have to start somewhere and that is a huge deal!! Think you have some great categories. Good job on the emergency funds too!!!!

[@shonlove40]

You just gave me a great 💡

[@APinkeClothlife]

@@shonlove40 😬

[@donnamcclenton7340]

I also have a envelope for my grocery budget any coins left out my categories I put in the envelope the zipper ones just for loose change

[@aprilsunflower7440]

Same. I just started and also am on disability. I just started cash envelopes and a change jar.

[@cristalhawkins]

Im so glad i came across this. I just started my journey on KZbin and this definitely helped and let me know i don’t necessarily need a specific number. I can change the numbers depending on my check. Thank you!!! New subbie here♥️

[@APinkeClothlife]

Yes!! You just make it your own abs you will see the difference. You feel more in control!! Oh and welcome!!!🥰🥰🥰

[@misswinnie4.8]

I'm new and this is PERFECT!

[@APinkeClothlife]

Hey there and welcome!!🥰🥰

[@zioningrid3694]

Exactly why I don't have money in my sinking funds! I have bills! I need a side hustle

[@APinkeClothlife]

Them bills tho! 👀 be on another level. I hear ya!

[@zioningrid3694]

@@APinkeClothlife But I did make paying off my little credit card debt a priority so I admit that plays a role. April is my try again month lol

[@rachelneale8658]

Catcus plant doesn't need to be watered regularly its a succulent it holds on to water in its leaves you could water it once or twice a month let it completely dry out before you water it again and don't let it sit in water

[@crystalmitchell160]

Great video. Where do you get your envelopes?

[@APinkeClothlife]

Thank you I made them

[@yvetteminor8142]

Love the categories. Thanks for the ideas. and for sharing.

[@shandraarmstrong2220]

Hello Idk why I never came across your video before but I'm glad I did ,, best advice giving &im subscribing to your channel

[@APinkeClothlife]

Thank you so much 😊

[@krisk5119]

I have an Electric Bill envelope as well. It really helps!

[@APinkeClothlife]

Yes! I’m sure it does help out a lot!!

[@InnasCrochetland]

That's so smart for electricity. I'm gonna copy.

[@APinkeClothlife]

Electricity is super expensive

[@AntigonesWay]

This is the same thing I do with my Sinking Funds. This is a great video for beginners💕

[@APinkeClothlife]

Thanks for watching. ❤️ it makes it so much easier!!

[@nicolemcclendon-b9x]

As a nurse, I can attest that-that pen is golden😂😂😂😂😂

[@APinkeClothlife]

Yasssssss🤣🤣

[@ummamatullah203]

thank you for sharing. What size is your 6 ring binder and zipper folders?

[@APinkeClothlife]

Thank you for watching! It is an a6 size

[@LaToyaPlansLife]

Great tips!💪🏾😉 My daughter has gotten me into Animal Crossing as well and now I'm saving for my switch too. LOL

[@APinkeClothlife]

Thanks for watching! Lol shame on her 🤣🤣🤣 JK... it’s addicting 😝

[@LaToyaPlansLife]

@@APinkeClothlife yesss it is!! LOL For weeks she kept saying, "mom I want you to play this game." I was like "we'll see" The whole time I'm thinking...i don't have time for no games. Lol 🤣🤣🤣🤣 So one day she caught me doing nothing, so I played and I've been hooked every since. 🤦🏾‍♀️🤷🏾‍♀️🎮🤣🤣🤣

[@ytperson5]

Animal crossing helped me learn to save money in real life, you can't level up in the game unless you have a certain amount of bells and it gets higher each time 700, 2,000, 200,000. I'm 27 and been playing Amina crossing since I was 22 I love it

[@mahoganybudgets2212]

This is awesome insight and advice

[@APinkeClothlife]

Thanks for watching

[@teresasalas6076]

Thank you so much for the video stay safe and God bless thank you again for the video your videos because it has really helped me I never before thought about money that way and when I came across your videos I just put a little bit in perspective I have started my own little thing so thank you very much

[@vaythebudgetingbutterfly]

@teresasalas 👍🏾 totally agree .

[@APinkeClothlife]

I am so happy that it is starting to come together for you. When I first started had like super small amounts to start with abs I saw everyone else with lots but I made my self realize that not everyone’s budget is the same!! You stay safe abs god bless ya too!💕💕

[@reemalsaffar9503]

Thank you for the video ❤️ it’s really a helpful video and I liked it 😍 All the best ❤️

[@APinkeClothlife]

Thanks so much for watching

[@qt1558]

Newbie here I loved your video It was very helpful as I am starting my sinking fund…. Omg where did you get that calculator tho lol I am obsessed with hello kitty

[@APinkeClothlife]

Thank you so much for watching ❤️welcome and I have it linked in my Amazon storefront

[@crystalgoodrich7166]

I just saved up to purchase a Samsung Galaxy Watch. If feels good when you buy something and don't have to make payments. I had been saving for a new tattoo, all I need to do now is go get it. Saving for a few more things and started some new, now that I have two complete. It's so wild that if I get a lump sum of money I can never see myself just blowing it. By the way, your nails are so cute.

[@APinkeClothlife]

Doesn’t it feel awesome when you can just save up for big priced items and not be in the hole 🕳

[@Ms.AprilBudgetsandSaves]

New subbie here. Thanks for such helpful information.🙏🏽

[@APinkeClothlife]

Hey there and welcome❤️

[@loristaples4575]

Where did you get the pocket size planner?

[@APinkeClothlife]

This is my BFF. It’s a Moterm leather A7 taupe pocket luxe planner. lol now you see why I have a Moterm sinking funds lol 😂 these things are super cute. Got it off of Mercari. You can also find them on Amazon and Ali express

[@jesss9378]

where did you get the little clear binder and the envelopes in it?

[@APinkeClothlife]

I got it from Amazon

[@APinkeClothlife]

Envelopes I made some of them. The zip ones I added the vinyls to them

[@twaltdwan9153]

what did you say you were doing to the plant? watering? lol

[@APinkeClothlife]

Lol yasss!😂

[@sandyferguson9372]

I love Ally. I have 10 buckets in that acct.

[@APinkeClothlife]

ally is the best!!!

[@RaquelNavas]

What categories did you use

[@sandrabarnes3221]

I so like message everyone sinking funds is different

[@APinkeClothlife]

Yes!!!! That’s how I always look at it!!

[@thebyrdssimplecreations7569]

Can I get the link to your tiny travel planner I love it it has two pens slots. New to your channel love the video

[@APinkeClothlife]

Hey there abs welcome!! It is a Moterm A7 leather pocket Luxe in taupe. You can add more pen loops to the flap strap! These are on Amazon but they sell out super fast this one here I got off of Mercari!! ( link in description for ya!) you can also find them on Ali express!

[@thebyrdssimplecreations7569]

@@APinkeClothlife thank you so much I am going to go on the hunt now hahahah

[@APinkeClothlife]

They are the cutest things every and portable. I have a pocket versa too in pink. I do have a video on here of it.

[@thebyrdssimplecreations7569]

@@APinkeClothlife I’m going to check out the video because I do have the regular size binders that I got from Michael’s when they were on sale but they’re pretty bulky and big so I want to slim it down a notch for an every day carry binder

[@RedSoYellow]

I love your nails, great video!

[@APinkeClothlife]

Awww thank you!! 💕 thanks for watching

[@vaythebudgetingbutterfly]

I can get fo, five outfits wit dat 🤣🤣🤣🤣 I know that’s right and prolly a pair of shoes for Aiden 👟 👟

[@APinkeClothlife]

Ooooooo forgot about the shoes! 🤣🤣🤣🤣

[@vaythebudgetingbutterfly]

@@APinkeClothlife 😂🤣

[@vaythebudgetingbutterfly]

Great video Tina 👍🏾 quick question ? Is there such a thing as too many sinking funds 😂😂 🤦🏾‍♀️

[@cececutiesworld]

Right because I’m rethinking my sinking funds . I’m like do I got to many 🤣

[@vaythebudgetingbutterfly]

@@cececutiesworld I'm over like..🤔.well I really want this and this and this 🤣🤣

[@APinkeClothlife]

Thanks for watching! And you know 😏 the is no such thing!! 🤣🤣

[@APinkeClothlife]

Same!!

[@APinkeClothlife]

Nope... never enough

[@anointedcountrygirl]

What is your fetch referral code

[@APinkeClothlife]

It’s in my description box above. 😊

[@anointedcountrygirl]

@@APinkeClothlife it's just a link. No code.

[@APinkeClothlife]

@@anointedcountrygirl okay gotcha! 😊 here we go R5EUG thank you!

[@llewellyneyelton664]

I love seeing when you post a new video!! ♡♡

[@iMELANiEdORk]

Same!!!

[@APinkeClothlife]

Awww thanks how guys are sweet!!

[@melissaparris5755]

This was great! I was so happy to get the notification you had a new video! Yay

[@APinkeClothlife]

@@melissaparris5755 yeahhhhhh!!!

[@amymommabear2rapp585]

You need to get a resurrection fern

[@APinkeClothlife]

Haven’t heard of that

[@jc10907Sealy]

Just found you, subbed!

[@APinkeClothlife]

Well hello there!!! And welcome! 💕

[@cindyball6998]

Where do you get the stickers on the envelopes?

[@APinkeClothlife]

These are in my shop