Financial Disruptions You're Not Prepared For!

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Suttons Daze

Suttons Daze

Күн бұрын

Пікірлер: 416
@cindyvoorhies7875
@cindyvoorhies7875 29 күн бұрын
My father in law grew up in the ww2 era and always joked with us that he had coffee cans buried in the barn 8:09 full of cash . After he passed away , we went started digging in barn and found 10 cans full of cash . It was a great day for my mother in law . We thought he was kidding
@BanEsther
@BanEsther 29 күн бұрын
After our old neighbor's husband passed away, she hired some contractors to redo her back deck. They found almost $100,000 buried under there that he had hid over the years!
@JFEnterprize
@JFEnterprize 28 күн бұрын
@@BanEstherwoulda been over a million had he turned it into gold tho at the times the cash was squirreled away. 😮😢
@robertwalker5521
@robertwalker5521 28 күн бұрын
​@@JFEnterprize Wild azz guesses are always welcome on this channel. (Five hundred Dollar bills that are a hundred years old are worth more than gold. Silver dollars - depending on age and condition - could be worth thousands of dollars each
@monikagonzales2658
@monikagonzales2658 28 күн бұрын
Smart man.
@DoubleDogDare54
@DoubleDogDare54 28 күн бұрын
Friend of mine used to buy decrepit old houses cheap to rehab and flip. Bought one old house and they decided they had to tear out the old plaster walls and replace them. Started tearing a wall out and found wads of cash stuffed in the walls. They tore out every wall in that house and found a ton of money the old fellow who lived there had hidden away for safe keeping. They checked and he had no family when he passed. So they kept the money, rehabbed the house and sold it.
@ConnieSmith-p3p
@ConnieSmith-p3p 28 күн бұрын
This woman is a national treasure.. Just when I think I’ve finally reached Prepper Jedi status, I learn something completely necessary that I never thought about. Putting cash in different parts of the house, should one end or area of your house be affected by catastrophe, was genius. The only problem with that, for me, is that I will need to rely on a brain trust to help me remember where I stashed it all! I can’t even keep up with my coffee cup half the time.
@lylibu
@lylibu 28 күн бұрын
🤣🤣🤣🤣🤣
@elizabethmorrow8581
@elizabethmorrow8581 28 күн бұрын
I have money packets in small bills placed all over my house. I live alone, but I showed my oldest son where I stashed them (at least the ones I could remember 😏). He just smiled and shook his head, saying "Only my mom would think of that." Obviously not!
@ConnieSmith-p3p
@ConnieSmith-p3p 28 күн бұрын
@@elizabethmorrow8581I’m in the same situation. It’s just me, so I will need a prompter to help me keep track, because this is such great advice!
@debk6598
@debk6598 28 күн бұрын
I feel ya on that! I have to make a note on my phone…until I lose my phone. 🤦🏼‍♀️🤦🏼‍♀️🤦🏼‍♀️
@joculp-yq3qh
@joculp-yq3qh 28 күн бұрын
When my MIL passed several years ago, we had the task of going thru her house. She had money stashed everywhere. Even birthday cards with money in them. We guessed that she forgot where she had put the birthday cards. Bless her heart!♥️
@DoubleDogDare54
@DoubleDogDare54 28 күн бұрын
50 years ago my uncle - my mother's younger sister's husband - was terminally ill and in the hospital. My aunt was sitting with him but said she had to leave because she needed to go to the bank to get some cash. He told her not to leave. If she needed cash she could go out to a landscaped area in the yard and dig under a specific rock he described. He had some cash hidden there. She thought the meds were getting to him but she stayed until visiting hours were over. The next morning she went out to the spot he described and started to dig. Six inches down she found an old mayonnaise jar stuffed with over $30,000 in cash. He'd been saving and hoarding it for years. She was astounded. And as he passed away a few days later, had he not casually mentioned it, she never would have known it was there.
@bbrhody831
@bbrhody831 28 күн бұрын
Gallon jar. Paper towel cardboard. Dried Beans. Put cardboard in middle of jar. Put $ inside cardboard. Fill exterior with beans. Lid and done. Can't imagine anyone looking in a jar of beans!
@deborahlozano7134
@deborahlozano7134 28 күн бұрын
Till now.
@tonipeterson954
@tonipeterson954 28 күн бұрын
​@@deborahlozano7134😂
@julimartin3312
@julimartin3312 28 күн бұрын
@@deborahlozano7134😂😂😬
@tinaingram885
@tinaingram885 28 күн бұрын
Thank you. Thinking outside the box. 😊
@joycejackson9315
@joycejackson9315 27 күн бұрын
They will now.
@Skinter-ig8kh
@Skinter-ig8kh 28 күн бұрын
Good job with the "quiet" promotion for your book! Who else saw it?
@Mko007
@Mko007 28 күн бұрын
@@Skinter-ig8kh I also noticed that. But I never knew she even wrote a book!
@Dari-b5g
@Dari-b5g 28 күн бұрын
My bank was under the Helene storm mud . Was no issue to get a different bank account. Have to wait on atm card two weeks. I had emergency cash to cover rent and paid bills two months ahead of due date. Was able to avoid driving when rescue was active. Always cash.
@BIRDLEGS828
@BIRDLEGS828 28 күн бұрын
I used to wear dimes in my penny loafers so if I needed to make a phone call I could. Yes, phone calls were a dime!
@leopardwoman38
@leopardwoman38 28 күн бұрын
I remember those days. LOL. 😀💕👍
@mellosings6180
@mellosings6180 28 күн бұрын
Memory unlocked. Penny Loafers. 😢
@zukeeper6
@zukeeper6 28 күн бұрын
I remember those days too
@amymckeon6335
@amymckeon6335 26 күн бұрын
Me too!
@lorenstern9852
@lorenstern9852 29 күн бұрын
Not just cash but think small bills 1's 5's and 10's to make change right after the hurricane here in NC the stores that were open could only take cash and some couldn't make change.
@Star-333
@Star-333 28 күн бұрын
The ATMs near me only dispense a total of 50 bills at one time so I go multiple times to get small bills like 1s,5s, etc.
@juliemarr65
@juliemarr65 28 күн бұрын
Hello Leisa. Ive been watching your channel for a few weeks now. I don't normally comment, but you are so full of wonderful wisdom. Thank you❤
@SuttonsDaze
@SuttonsDaze 28 күн бұрын
Thank you so much!
@joculp-yq3qh
@joculp-yq3qh 28 күн бұрын
She is a real gem!❤
@deannakunz3257
@deannakunz3257 28 күн бұрын
I don’t do digital assets either! No thank you…but I have always made sure to have cash on hand… if not for me…for loved ones who may need. Cheers everyone and please stay safe 😊
@helenjones4550
@helenjones4550 28 күн бұрын
Helene taught me cash in hand is everything! An emergency fund in the bank means nothing… nothing. You need cash in several places in your home and on your person.
@Star-333
@Star-333 28 күн бұрын
Thank you for this tip
@Mko007
@Mko007 29 күн бұрын
I've been slowly taking money out as I can, I don't have much left after bills but I do need to take out more days before this election. Thank you this is an important topic
@BettyHanson-q1p
@BettyHanson-q1p 28 күн бұрын
Who remembers when Alka seltzer came in a glass bottle? My grandmother kept them full of quarters.
@lillianvanalst9453
@lillianvanalst9453 28 күн бұрын
I have gotten into the habit of saving dollar bills, along with change. It's up to a couple hundred.
@raylidell3613
@raylidell3613 28 күн бұрын
I, too, save ones and change. Those ones add up FAST!!
@lillianvanalst9453
@lillianvanalst9453 28 күн бұрын
@@raylidell3613 they sure do
@sjmullen9011
@sjmullen9011 28 күн бұрын
Great advice to keep cash in get home bags or bug out bags and some on your person at all times. The last time we experienced a power outage, banks, gas stations, and restaurants closed their doors. Traffic lights out and not one police officer insight to direct traffic. So many people unsure on how to drive in those conditions. Thank goodness it happened during the day. We couldn’t wait to get home to see if we had lost power. It was unsettling to see this first hand. It’s unimaginable knowing how the victims of Helene managed without power for so long. Thank you Leisa for providing the printout and for all that you do. ❤
@amyschultz8058
@amyschultz8058 29 күн бұрын
You nailed it !! We got hit by our bank closing last year. Its 40 minutes away in a different city now. I said No, I will not. A 2nd bank is a must have.
@michaelaghmalone-hansen5656
@michaelaghmalone-hansen5656 28 күн бұрын
I keep all my passwords written in a notebook & I update them when needed. I try to keep them all different. It works well when I update my laptop or note pad or phone. The notebook is kept safe and secure.
@Chnacatsnflr
@Chnacatsnflr 28 күн бұрын
Make cinder block and board shelves for innocuous items like books, toys, etc. Face the blocks so the open end is facing up; put cash in the cavity & place the board/shelf on top. You could also store small preps like batteries, medical supplies etc this way.
@LurkerSmurf
@LurkerSmurf 29 күн бұрын
Don't hide the cash anywhere in the master bedroom or in the freezer. First place thieves look. I would also add keeping at least a few paper checks. Landlords and utilities may be willing to waive late fees if they're holding a check, even if it can't be cashed for a few days.
@bluebirdgramma6317
@bluebirdgramma6317 29 күн бұрын
Agree. Seldom use credit card. This very old 1940's depression gramma, always keep a few 5's and one's on hand, maybe a few quarters in case laundromat is working.
@robyndowning2990
@robyndowning2990 29 күн бұрын
Good advice. This 1950's grandma is keeping $1's, $5's, $10's and $20's (several of each denomination) for everyday food and groceries if the grid/electricity goes down and nothing electronic is working. I don't imagine there will be much change given back so that's why I choose to focus on the smaller bills. Cash will be king!
@julegate
@julegate 28 күн бұрын
@@robyndowning2990 I agree with both of you!
@saundrabrogdon6015
@saundrabrogdon6015 29 күн бұрын
Hi Leisa! I’m a pretty new subscriber and have to tell you I just love all your tips, tricks, advice and instructions! I’m so very grateful! I’m 63 and wasn’t taught much of what you cover growing up. Also, I get a big chuckle out of those words you make up. You’ve got a sweet and great personality about you and a wealth of knowledge! Love and hugs! Stay safe!
@SuttonsDaze
@SuttonsDaze 29 күн бұрын
Awe, thank you and welcome to the party!
@saundrabrogdon6015
@saundrabrogdon6015 29 күн бұрын
@@SuttonsDaze Thank you so much!❤️
@juliemarr65
@juliemarr65 28 күн бұрын
Saundra, I too am 63 and didn't have this knowledge growing up. Lisa is pretty amazing.
@saundrabrogdon6015
@saundrabrogdon6015 26 күн бұрын
@@juliemarr65 She really is!!!
@christysantos3852
@christysantos3852 28 күн бұрын
The word is indigent. Word to the wise remember where you put it, my memory is definitely not as good as it use to be, lol
@deannamauretic
@deannamauretic 29 күн бұрын
I can’t tell you how many times the card readers were down and I don’t even go out much. Always have cash on hand. Great topic! There is no digital security.
@JEWELZYOUTUBE
@JEWELZYOUTUBE 29 күн бұрын
Vacuum seal some cash to keep it water proof.
@annlockey8552
@annlockey8552 28 күн бұрын
My Dad taught me to never have all your eggs in one basket. He also said its helpful to have a couole of months bill and grocery money put by for an event. Its there in case of an emergency. Theres been plenty of those, illness job loss, items breaking down. Its a safety net less stressful when something happens.😊 Thank you for highlighting the importance of cash it truely is king 🤴 😊
@SherryEllesson
@SherryEllesson 29 күн бұрын
Good point, about ATMs and paying w/debit cards. btw, I love your cat. I used to have one who'd jump up and swipe packages of food onto the floor to watch the dog go after it. I swear they were in league!!
@wandakelly2173
@wandakelly2173 28 күн бұрын
I saw first hand the necessity of cash during Helene. And even many miles away from the severe horror, we had grocery stores lose software. I’ve learned to keep my gas tank full well in advance. Money is useless if all the gas stations are empty or powerless.
@lisacarden1309
@lisacarden1309 28 күн бұрын
🙏🏼❤️🙏🏼
@MC-gq5ms
@MC-gq5ms 25 күн бұрын
We keep a gas can in the shop for extra gas.
@Oceansand98
@Oceansand98 28 күн бұрын
Thanks for the checklist. I thought I had the bases covered, but I often learn something new from you.
@JFEnterprize
@JFEnterprize 28 күн бұрын
Collect fasteners and hardware 🎉 it’ll be worth it’s weight in gold ❤
@debbywelchel3893
@debbywelchel3893 29 күн бұрын
Got green stored also. I am not digital I guess I am but I go to the bank to get statements two of these times a month. Our bank will call when something is odd to them. I am not computer wise or phone wise. I do it the old fashion way. Thank you for the video.
@allonesame6467
@allonesame6467 28 күн бұрын
Not only do card readers/internet go down, but the use of your cell phone as a "wallet" is fraught with all kinds of disconnections and app failures and security breaches.
@ronndapagan
@ronndapagan 28 күн бұрын
Thank you for sharing this very important video. I have been putting back small amounts of cash away for those "rainy days" our folks and grandfolks always told us to do. Thank you everyone sharing your suggestions and experiences with the banking system and keeping cash on hand for whatever is needed. Prep and pray everyone.🙏🙏🙏
@Nana9112go
@Nana9112go 28 күн бұрын
My routine for 25 years or longer . Pour my coffee, check my bank!! Every morning!!!
@dews3340
@dews3340 29 күн бұрын
Thanks for sharing today. We are very proactive about our $$$ money. ..... stay safe ladies
@JenniferBrennfoerder-nu7us
@JenniferBrennfoerder-nu7us 28 күн бұрын
I can remember that back in the day, my mom always had an mm tube in her car, dresser, and purse. I asked why, cause I knew that wasn't her favorite candy? She said it holds $20 in quarters. I think about that often these days. Praying for our country!!
@loueckert4970
@loueckert4970 27 күн бұрын
Today, those silver quarters are work $480. Each $1.40 in face value is an ounce of silver. An ounce is $34 now. 1964 and prior dimes, quarters and halves, and silver dollars.
@dianewarner7505
@dianewarner7505 28 күн бұрын
Thanks for your hard work in making these videos I’ve decided to invest in a dehydrator and I’m waiting for it to arrive so with my vacuum sealer I’ll be busy I like making premixes I’ll be going over your videos to learn more
@leopardwoman38
@leopardwoman38 28 күн бұрын
Leisa, I just took a cyber security class at work. They advocate 16 digit passwords as the 8 digit passwords can be hacked in just a few seconds. The digits can be numbers, upper or lower case letters, and symbols.
@11Aradia11
@11Aradia11 28 күн бұрын
I like using phrases or inspiring words...
@judystipe7668
@judystipe7668 27 күн бұрын
I teach for a college (all Online). Our IT head is encouraging us to use full sentences for our passwords.
@taurahelms3068
@taurahelms3068 28 күн бұрын
Thanks! Plenty of banks are closing throughout the country. This isn't going to get better anytime soon, if ever.
@wandabrindamour8473
@wandabrindamour8473 29 күн бұрын
Hello! Spot on re ATM's
@SurLaMer_
@SurLaMer_ 28 күн бұрын
Don't bury valuables anywhere near underground utility lines - gas, electrical, sewer etc My dad buried pvc pipe full of silver coins too close to the sewer line, that disappeared after the area was dug up to work on the line.
@annolson8668
@annolson8668 24 күн бұрын
Iii
@Trendlespin
@Trendlespin 2 күн бұрын
Thanks for sharing ( : valuable advice from experience.
@cedarcottagefarm2885
@cedarcottagefarm2885 28 күн бұрын
The banks we use will not let us charge or debit anything in a different state unless we call them and tell them where we are. When we plan a vacation, I come up with a list of every state we are going to be traveling in and the dates we are gone. If a charge pops up that looks wrong, we have a call from the bank. Passwords are fun. I had to have a 16 character password when I was a system administrator. Use a phrase. At that time I used one that I enjoyed saying in my head. It started with “this job sucks the big one”. It was such a fun way to start my day. Consider making the S in a phrase a $ and the letter o to a zero. Make sure you regularly change your passwords.
@leopardwoman38
@leopardwoman38 28 күн бұрын
Excellent advise.
@annakauffman2992
@annakauffman2992 28 күн бұрын
I use @for an A, 3 for E, 7 for L, plus the ones you mentioned. I use phrases pertinent to the account. For my smart watch I used T1m31n@b0ttl3. I no longer have the watch so I'm not giving anything away.
@JEWELZYOUTUBE
@JEWELZYOUTUBE 29 күн бұрын
Great topic, great tips.. keep it going. You are helping so many. God bless
@SuttonsDaze
@SuttonsDaze 28 күн бұрын
Thank you! You too!
@kitkat9962
@kitkat9962 28 күн бұрын
I had my credit card hacked and had to have it cancelled. Took 2 days to get another card. Was really inconvenient, except I had cash to cover the items I needed during the time I was without a card. Eye opener if that had gone on for an extended amount of time.
@JFEnterprize
@JFEnterprize 28 күн бұрын
Where it sucks is with the autopay items. 😂🎉❤ gotta go to every place if that’s even possible to do 😢
@FischerRestoration
@FischerRestoration 28 күн бұрын
Good content! I'm old school.. my password manager is an index card lol Socal security is easily navigated online through your "my social security " account.. easy to set up! I have 3 different bank accounts that I keep.. like a dog burying bones, gotta be prepared!
@yankeemom3579
@yankeemom3579 28 күн бұрын
I believe the word you were looking for is indigent. 😊. So glad to hear someone say they aren’t keeping alcohol to barter 😊. This was a great topic Leisa!
@change691
@change691 29 күн бұрын
I keep about $200 in one of those pedi eggs. Nobody is going to ever look in a foot scraper.
@lectrickitty
@lectrickitty 28 күн бұрын
They will now. lol
@JFEnterprize
@JFEnterprize 28 күн бұрын
Or a vibrators battery compartment 🎉 can prob stick a lot of stuff in a pocket 🐱 🤔
@lisamcnelly8868
@lisamcnelly8868 28 күн бұрын
This made me laugh, but a great idea!
@Mko007
@Mko007 28 күн бұрын
@@change691 so far I only have $40 saved. But I'm gonna make a big effort into putting $60 a month in, have to give up stuff but it will be worth it!
@Damselfly54315
@Damselfly54315 29 күн бұрын
I print my banking info DAILY, only bill money in bank, copies of ALL documents vital in several places...we can't rely on just one way with EVERYTHING!
@Star-333
@Star-333 28 күн бұрын
This is a good tip and reminder for those that need it thank you
@dogmomprepper1203
@dogmomprepper1203 29 күн бұрын
We bought some 1 1/4” black plumbing pipes, with end caps, to hide our rolled up money. Bury them, put them in the garage, stash them in a drawer. They are fire proof, waterproof and critter proof!
@JFEnterprize
@JFEnterprize 28 күн бұрын
How are they any of that? I’m assuming it’s black iron pipe and not abs plastic of pvc
@leopardwoman38
@leopardwoman38 28 күн бұрын
There is black natural gas pipe, black Abs pipe, and black/colored pvc pipe. Which one do you mean?
@dogmomprepper1203
@dogmomprepper1203 26 күн бұрын
Just black metal pipe in plumbing aisle. Nothing fancy.
@tinagale7840
@tinagale7840 28 күн бұрын
Just because I'm retired from the traditional work force doesn't mean that I've quit working. I'm no pursing the things that I LOVE to "work' at. Developing my garden, selling extra produce, developing my craft business, craft shows, eBay, etc. I find it a bit ironic that there are some individuals that think that I sit around drinking tea and eating bon bone.
@kiltedsasquatch3693
@kiltedsasquatch3693 28 күн бұрын
I always carry a Gold Half Eagle and a Morgan Silver Dollar in a coin flip in a secure location inside my wallet. These are only average condition/date coins and only worth slightly more than melt value, so you coin guys -- don't flip out. I've used the Half Eagle (about a 1/4 oz) on one occasion and the silver dollar came in handy several times. In a pinch, the gold has the purchasing power of a few nights stay at a nice hotel and the silver will fill up your gas tank or buy a couple meals. I do leatherwork and designed a custom wallet with a 2by2 inch pocket where the coin flip securely sits. And no, I do not sell these wallets, but sometimes make them for friends/family. Leather working is easy enough, so try your hand at a new talent.
@hannadeuel3583
@hannadeuel3583 28 күн бұрын
love this! and very true disasters happen! growing up our house burnt down 2 days after christmas. my folks had a ton of cash stuffed into probably half a dozen coffee cans in their walk in closet saving up for a family vacation. in the next room over was a gun safe that was metal and glass. it was not fireproof. But that cash was gone and somehow that gun safe still stands to this day with everything in it.
@PepperplacewithShawna
@PepperplacewithShawna 28 күн бұрын
Thanks, Leisa! You are always on point with great tips! ❤
@terrils
@terrils 28 күн бұрын
Omg...I have that pill bottle in my car too! I had to keep a dime or quarter in my shoe just in case to make a phone call when I was a teenager
@ksavage8851
@ksavage8851 29 күн бұрын
We're all a bit confused here in my town. Some places will ONLY take cash, others will ONLY take credit or debit. For both cards they charge extra 3.5%, I never liked carrying cash. I liked debit card bc it kept track of my expenses and was treated as cash but no longer. Also just saw video that places will no longer take any creased or dirty bills, you have to take to the bank. It's the first step in getting bills out of the system to go all digital.
@JFEnterprize
@JFEnterprize 28 күн бұрын
Lookup how many atms have been spitting fake bills as well 😮
@Nwladylaura369
@Nwladylaura369 28 күн бұрын
Where do you live? 😮
@cinbob00
@cinbob00 28 күн бұрын
Thank you, Leisa you always have great ideas for us ! love you, lady ❤
@deborahmcginnis8307
@deborahmcginnis8307 28 күн бұрын
Thank you for all your help!! God bless you and yours 😊🙏
@Gina-de8gb
@Gina-de8gb 29 күн бұрын
Great tips and hints , THANK YOU LEISA
@wendyfletcher6954
@wendyfletcher6954 28 күн бұрын
I'm in Australia. Took 2 weeks for the bank to solve a dispute from Overseas. Have 2 different banks with accounts plus cash. ❤
@11Aradia11
@11Aradia11 28 күн бұрын
I tried to take out my monthly expenses from my Australian bank account only to have the ATM refuse to give it - took one month for the CBA to credit my bank. If I was broke or not prepared this would have ruined me.
@karenlemoine2677
@karenlemoine2677 28 күн бұрын
Ive stashed cash in baggies in the dish washer and toilet tank. Our home was robbed money was safe and sound.
@jeanniedorsey6772
@jeanniedorsey6772 28 күн бұрын
Great information! I bank at a credit union & they no longer use or give out $5 bills. Weird, huh?
@Nwladylaura369
@Nwladylaura369 28 күн бұрын
😮
@lemoncrinckles
@lemoncrinckles 28 күн бұрын
That IS weird. Mine gives out all coin and bill denominations. I'd find a different credit union post haste.
@ClaireForsberg-rl6tc
@ClaireForsberg-rl6tc 8 күн бұрын
Credit unions are member owned. We have never in 20+ years had a problem with ours. Thanks for all your wisdom.
@henrycooks1883
@henrycooks1883 28 күн бұрын
I’ve been doing that for years, every where, comes in handy just in every day life. Great advice about having more than one bank, been going that for years also. I’m so sick of passwords, especially if you wrote it down fast and can’t remember if one was upper or lower case.
@taurahelms3068
@taurahelms3068 28 күн бұрын
Awww. What a beautiful kitty.
@willloudner2789
@willloudner2789 28 күн бұрын
A bank in Lindsay Oklahoma just collapsed last week. When FDIC steps in on your bank it is closed you can't access anything until they determine what is what. In 2010 Dodd-Frank act said that Banks own your money, once you put it in the bank it is no longer yours.
@debbiealtman5373
@debbiealtman5373 28 күн бұрын
I agree with you highly When you said you live in a small town where everybody’s related I thought that sounds like my town literally. My town is a town of 1000 people at the most. Great video .
@BillyBelk
@BillyBelk 19 күн бұрын
During Katrina we lost electricity for just three day but credit card transactions dint work for days after it , at my business we only accepted cash and checks for days after electricity came on. Banks limited withdrawals to small amounts for weeks after electricity was restored.
@GanGster_Gato
@GanGster_Gato 28 күн бұрын
Just found you today. Subbed. Lots of great info. Thanks for passing on your wisdom!
@KarenYork-t2c
@KarenYork-t2c 28 күн бұрын
I agree! I was just about to explain about small bills until you just got to my point! No change! LOLOLOLOL
@MsDemonBunny
@MsDemonBunny 4 күн бұрын
All true. This is how I covered bills for my mother back during the multi-hurricanes of 2004. A Publix was open, but really only for canned goods, dry goods, and the magazines upfront; Mom was ahead of me trying to use her card at a blank point of sale machine, swiping and wondering why nothing seemed to happening.😂 The checkout guy and I were just looking at her, waiting for realization. Then I went to pay him for her purchases and she protested. Then entire time this poor guy was now "ringing up" my purchase - by hand, on pad and paper, then adding the total - I was trying to explain that their generators barely powered the lights, the registers weren't on and neither were the point of sales. I mean, really now. But yes, machines and computers go down during everyday times; after a major event, even if a store was full power, the computers might not be able to connect with various banks and your card may not work. Being a cashless society isn't a great thing.
@carolinegathercole8473
@carolinegathercole8473 17 күн бұрын
Y’know you are right, haven’t ever thought about it.
@tkwheeler4577
@tkwheeler4577 29 күн бұрын
Laughed at your comment about coins in a pill bottle! My bottles will hold $10 dollars, we have two in each vehicle and around the house. Used to say it was a gallon of milk, loaf of bread and a dozen eggs, not anymore.
@cynthiayork7669
@cynthiayork7669 28 күн бұрын
I was thinking...."yah" but then she said she was dating herself. 🤔🤔🤔
@missychan63
@missychan63 28 күн бұрын
How much cash should we keep? As much as you can, and you keep that amount to yourself. Keep it in different spots, keep track of what is where but that's no one's business but your own. I have one stash spot that isn't so obvious that it's obvious, but if someone's looking they'll find it. I don't have a lot of cash there but I have enough that hopefully they'll think that's all there is and keep moving.
@lectrickitty
@lectrickitty 28 күн бұрын
Everyone needs to have at least 6 months of living expenses in cash. If banks go down, you'll lose your accounts for months, both checking and savings. Todays automatic deposits force us to be "investors" instead of "depositors". When a bank fails, the small investors (owners of the checking & savings accounts) will be the LAST to get paid. We'll be darn lucky to get a few pennies on the dollar if anything at all. At the same time, any loans or mortgages held by the bank will be sold to the highest bidder so you will still owe that money to someone somewhere!
@anniegetyrgun8741
@anniegetyrgun8741 27 күн бұрын
Not everyone can save that much! Most people can only manage a month or two.
@belindadunne4312
@belindadunne4312 29 күн бұрын
I love your cat tower. 🐈‍⬛👍🏻👍🏻
@katielou700
@katielou700 29 күн бұрын
Thank you‼️
@lisaosterbauer1565
@lisaosterbauer1565 28 күн бұрын
I own a liquor store in MN and a month ago our power went out in the whole town there is 7 liquor store in town we were the only one that stayed open. We were able to do business if you had cash . I was prepared for this we has flash lights because only window in our store and a Calculator to figure out the tax so that when the power came back on we were able to run everything through the registers after that.
@DebfromVa
@DebfromVa 27 күн бұрын
I worked for 20 years for a major credit card company and I learned early, never use your debit card only a credit card you pay in full every month. You don’t have your money impacted if you have fraud
@jessicaquiroz7178
@jessicaquiroz7178 28 күн бұрын
I try to keep physical documents of just about all our important information but the one thing I do need to remember to do and actually do is shred documents. I have a huge stack of paperwork that needs to be shredded.
@BernadetteWalker-ux6fo
@BernadetteWalker-ux6fo 28 күн бұрын
Such a great and important video! On September 11th our credit card and our USAA accounts were hacked. What a nightmare! We still haven't received our funds back.
@debk6598
@debk6598 28 күн бұрын
Leisa, I still have that pill bottle with quarters! ♥️
@bgatlin5918
@bgatlin5918 28 күн бұрын
Be sure to set up TEXT ALERTS for your account. This will alert you if you’ve had fraudulent transactions and you can deal with it sooner!!
@mpat23
@mpat23 29 күн бұрын
My husband and I had PayPal. We used it twice, and twice we were hacked
@maryhoffman5845
@maryhoffman5845 28 күн бұрын
Lots of great tips, thank you. People should also be watching the interest rates on money they have in savings. I was getting 4.25% which dropped to 4.1% on Oct 1st. Just checked now and it has dropped to 4.0%
@kham1211
@kham1211 28 күн бұрын
Was the word "indigent" the one you were looking for? I actually feel like I will be okay if something happens because of you, Darcy, Anna and so many others. Thanks for all your help and advice.
@sharonstott4826
@sharonstott4826 28 күн бұрын
I live in the west and someone in upstate NY paid their cell phone bill for a company i never heard of. Got my money back. Wondered if the person was found and charged? Don't know.
@TheAnimalsMagicShop
@TheAnimalsMagicShop 28 күн бұрын
All good points, and all things I need to improve on. Thank you for making this video, your efforts are appreciated.
@SherryEllesson
@SherryEllesson 29 күн бұрын
Vagrant was the word you're looking for.
@BONNIES-LIVINGTHEDREAM
@BONNIES-LIVINGTHEDREAM 28 күн бұрын
Thank you for the info!
@lindakimberly4170
@lindakimberly4170 29 күн бұрын
We have cash on hand for little stuff. We also have a credit card that I use like a prepaid debit card. Having both is helpful. Cash gets my immediate needs cared for, and the credit card secures lodging further away. So far, everywhere hasn't been down at the same time. And no hotel wants just cash. Stay mindful!
@DavidRice-bz2dd
@DavidRice-bz2dd 28 күн бұрын
Ykw, i see your point. I love being able to tell panhandlers " dont carry cash! Were headed toward a cashless society, dude!!" Tyw though, I'm really starting to see the genius of it. As a side note, ive been stockpiling the worlds greatest invention: toilet paper! Imagine lifecwithout it!!
@SurLaMer_
@SurLaMer_ 28 күн бұрын
Definitely a barterable item 😊
@HouseholdEconomics
@HouseholdEconomics 28 күн бұрын
Yes ~ thank you for making this video. Agree!
@gregsheba356
@gregsheba356 20 күн бұрын
My house was broken in to this week. I lost 350.00 in cash that they found my computer and a few things that I will not mention here. I thought I had things in places that they would not find. I was wrong. They ripped the alarm system off the wall took the police 30 minutes to respond. This took place while I was asleep in my bed. I woke up to the police waking me up.
@GnomeInPlaid
@GnomeInPlaid 26 күн бұрын
Password keeper, get an actual, physical address book and use that. Toss it in your grab-and-go briefcase in case of emergency bug-out ( like a house fire) and you're good to go.
@Mko007
@Mko007 28 күн бұрын
I really appreciate the advice on how much I need. I had no idea. So this was great thank you
@dirtyhoefarms2024
@dirtyhoefarms2024 28 күн бұрын
Y'all me & a friend went to a BIG festival a few weekends ago - their Wi-Fi went down right at the start! Thankful I had some bucks, my friend only had cards ... and we were JUST talking about carrying cash! One vendor said he was loosing thousands in sales ...
@angelawillis145
@angelawillis145 28 күн бұрын
During Helene, here is Georgia, ATM’s down for 2 days and very few operational for next 3 days. We could only shop with cash. Many people were on trouble because nobody carries caah
@KellieRichardson-tl3xw
@KellieRichardson-tl3xw 28 күн бұрын
I'm taking my cash out on the first, just in case.
@Mko007
@Mko007 28 күн бұрын
@@KellieRichardson-tl3xw me too!! I can't afford much but something is better than nothing if something happens, but each month I now plan on taking a bit out after bills are paid
@khankrum1
@khankrum1 28 күн бұрын
If you have debt you own nothing! I am a prepper, but even so unexpected things happen. My old car engine blew up and I have to have it towed it for repair, if possible. But I had enough cash to cover it. I have a decision to make depending upon the, outcome of the garage inspection, as to whether to make a repair if possible, or scrap it and purchase another. There are plenty of older models out there. I will not purchase a new car even if i can afford it, which I can not. I purchased my car 15 years ago for $1400, and besides for regular servicing and the odd necessary repairs, tyres ect, it has served me well. I keep" change jars as well. Sometimes I take it to the local shop and they welcome the change to top up the till every now again when I purchase such things as bread. Have you noticed that they are always short of small denomination coins?
@marienaff6366
@marienaff6366 8 күн бұрын
You have really inspired me in so many ways. I canned my first batch of ugly chicken Monday. First time to pressure can I've tried thrice rice and really like it. And you give great advice. Thank you. And stacking to the ceiling. 😂
@almacarter7968
@almacarter7968 24 күн бұрын
hello my daughter lives in Houston and they had that hurricane a few months ago and they needed gas for their cars( but no cash) I told them try to keep a few bills around if they can for another time and don't depend on those cards
@sharoncovington7023
@sharoncovington7023 27 күн бұрын
Thank you Leisa. Good information!
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