Financial Independence Without Becoming a YouTuber

[@steveantonioni]

Earn $50 instantly by signing up for Neo: neo.cc/refer/U9R5E2J3

[@j.-red]

got me hooked with the title

[@kimberthug]

Same! I don’t want to make content 🫠

[@kieronfarley1924]

I remember getting into financial independence and all that at the start of uni. I’ve just graduated now and I’ve fully realised that unless you wanna scam someone you basically have to be a content entertainer or maybe at a push a writer. Most Instagram hustles are a pyramid scheme and they basically push you to repackage what you have just learnt to teach other people and after I realised this I tried doing it my own way for a bit but it’s just way to much time and money for ROI sunless u dedicate all your free time initially. It’s a shame as I still would love to live out a van one day, but I’m now thinking remote work might be the solution.

[@AvgJane19]

Where there's a will, there's a way. Look for unconventional paths and they will reveal themselves to you.

[@kieronfarley1924]

@@AvgJane19 cheers bro I appreciate that.

[@DonnealOffical]

Remote work is good but you also need to learn another skill to build towards assets. Learn how to do Options w stocks. You’ll make your money work for you, fastest money I made was 14k in 2 hrs. You gotta put in the time and it takes money to make money, start out with $100

[@sengju4468]

I hate the fact how relatable this is. All the get rich scheme is a rabbit hole.

[@Fabio_de_Sal]

you wrote this 1 year ago so not sure if you will see this comment but... How did it go for you? Its basically exactly what I'm following. Made a little vid about it as well.

[@Felix_EN]

Financial Independence as an introvert is an interesting topic also!

[@MrBones105]

Seriously. I’m super introverted (verified by psychological assessments lol) and it feels like so much of the dialogue around this topic is really geared towards and around extroverts.

[@TudorIrimescu]

That's a limiting belief.

[@xXDemonWolfSkullXx]

I hate to break it to you but it's extremely difficult to be financially independent if you're fully an introvert. It's unrealistic.

[@WillyKon]

Hey, some people will tell you you can't do this or that. Don't let that get to you. You got a dream? GO FOR IT. Will you fail or succeed? There's only one way to find out. You can find comfort in the fact you TRY. That is it. Tune down the noise of the world, and listen to your own. Good luck, work hard.

[@DagHolmen]

@@xXDemonWolfSkullXx No it is not, there are many businesses where you don't actually have to talk to people

[@timongs]

That's a huge like from me - I wish I could give several. Thank you for your honesty! I'm on this journey myself, but am increasingly realising the non-material cost (social, experience-wise etc.) of the limitations I'm placing on myself. Your nuanced view and more balanced definition of "independence" is exactly what I needed today. :)

[@LucasMarodindepaiva]

This is trully the first video like this that seems realistic haha independence is not having infinite money or complete independence, it's being able to live life without burning out and being fulfilled with what's essential to you

[@renosance8941]

22:13 Such an important conversation to be had... the realistic pathway to financial independence for anyone not earning a _scalable_ income is... pretty much non-existent, if not a longwinded, winding road. Possible, but "treacherous." But what you're saying raises the point: why are so many important jobs not also high-paying? It's a deeper societal issue that we don't prioritize nurses, teachers, construction workers, etc. My personal opinion though, is that "financial independence" should be defined by each person. You don't need to be a trillionaire to be financially independent, and wealth includes health and happiness. Having realistic, and *meaningful,* goals to aim for is the true financial independence. Great video Stephen!

[@DarkMuj]

Read BS Jobs by David Graeber, touches on these points.

[@leahmcdermott4189]

I can’t speak to the rest but as a nurse, I can speak to that. The income is quite scalable depending on qualifications and experience. If one’s interested in high paying nursing areas, can look in CRNA, you can earn up to $300,000. Or you can even earn up to $250,000 as a travel nurse with certain assignments, especially during Covid, it was crazy. But you can still make bank with nursing. It’s all up to you. But you’re still kinda right, we can always do with more haha 😂💕

[@Fubicken]

Those last 8 minutes were gold Steve. Other approaches to understanding the economy that's resonated with me personally have been through engaging with politics, but not the "political party" kind of politics but ideology. I always felt that something was missing in the FIRE or FI movements critique of the modern work market. Selling your time for money, being told what to do every day by a boss, not being in control of your life - to me this sounds like a general critique of the capitalist market haha! For all to be free, like you describe it in the end, truly free - then the nurse needs to be able to keep being a nurse! If everyone is making money off of telling others how to make money, nobody really makes anything anymore. The ideology that closest answer those questions to me have always been anarchism/libertarian socialism and yes, it's utopian and seems almost impossible to achive - but maybe it's still a better shot for that nurse to becoming truly free. Anyways, love you openess and that you do think critically about your own philosphy. Feels way more genuine then a lot of other creators.

[@aaronjosephs2560]

The VAST majority of people pursuing FI don't make any content about it. Obviously you only hear from the ones that do make content about it, because the content is how you hear about it...

[@LisaCulton]

Well, obviously, the people on KZbin are those who enjoy being on KZbin or in the public eye, but for certain, there are many, many other financially independent people (via various pathways) and entrepreneurs who would never consider posting a video about their lives.

[@Svartr.HrafnSvartr]

As someone on ODSP (disability benefits), I get to be shamed and blamed for stealing all the income/wage increases from essential workers like nurses in Ontario, yet be expected to barely survive on just over $1300 CAD per month (if I was an individual). I need to find some way to earn my own non-traditional income because I'm realistically one inevitable renoviction away from complete homelessness. A 40K income would actually be a HUGE change of circumstance and opportunity! Watching KZbin financial advice about cutting expenses and saving, despite maybe being overall short-sighted, still encouraged me to squirrel away a little bit of an emergency fund.

[@goodgirlsguide]

6:30 "Splitting costs equally"! This is where men abuse women financially. Men and women don't get paid equally so should split cost if at all 'proportionately' in ratio to their earning not the total expenses. This is why men retire with more. They have less self care expenses, then supplement their lifestyles with a live in 'girlfriend' paying them while the can comfortably bump up the expenses and still save the difference.

[@damondominique]

The 7% average thing. I'm like...ya'll have never looked at a spreadsheet in your lives have ya

[@CodyMcManus]

Dude thank you for sharing. I can relate so much to this!!

[@BoxOfMarzipan]

Thank you for the honest take on this! You've vocalized what's been on the back of my mind whenever I heard about FIRE.

[@coscorrodrift]

I don't think this is a particularly underdiscussed phenomenon, especially on places like reddit or blogs, and I think these are all topics that are not "under the covers" in the actual FIRE community besides youtubers with several million subscribers like Graham Stephan or maybe Tiktok. There's the obvious thing of people on youtube talking about FIRE using youtube for FIRE but on other media or sites it's obviously not even considered as significant. But I still really enjoyed the video and think the title / thumbnail is fair enough and it was cheeky and funny enough to get me in here. Your perspective and experiences were nice to listen to and got me to stay, and you seem like a thoughtful guy who is very self aware, but that also is empathetic with other people's situations and I like your explanations because of that and like your outlook in life in general. Income is indeed so important, and also knowing oneself and what do you value can certainly help deciding if it's a valid path for you Not sure if you'll read this, but if you do, I personally think that the channel would benefit a lot from taking more care of the comment section. There is a lot of spam, and among it, there are also a lot of people who shared interesting experiences that IMO could be encouraged by giving them a hearted comment or a reply to distinguish them from the spam, or the annoying comments from ppl who just didn't watch the video and just read the title and wrote sth

[@MattGarcyaDC]

yes my only complaint with him is that he doesn't engage with the community that much

[@Zed871]

Maybe he just lurks his comments Can't blame a content creator for yt comments and community interface being garbage as well.

[@AdonisGaming93]

I think for me BaristaFIRE is the path that made more sense than direct FIRE. I don't actually want to stop working. I would still see myself working part time in the hobbies I have so that is something I'm looking for at the moment. Really my current goals is just to have the 4-5% withdrawal rate cover housing+food and then past that use my part time job to cover the rest. I don't want to own a car so I'm planning on moving back to a city in my home country

[@TheNicoliyah]

Sensible, I got a late start on financial education & live reasonably frugally however I enjoy travel. The main reason for wanting to achieve FiRE is for time freedom & think Barrista FIRE is an attainable goal that would give me the time freedom that I want

[@nadiaprivalikhina]

I was on the same journey and believed in FIRE for a couple of years before I reached the same conclusions. I reached a plateau in my software dev income, in the EU I have to pay high taxes on investments, and yeah I want to enjoy my life and travel. Eventually, it all fell apart. On the other side, social media shows luxurious life, every mindset guru says that you need to just believe and visualize the best outcome, that you need to quit a job, yet they don't think about who will teach their kids and who will treat them in hospitals. Financial independence is an illusion. As well as all the personal and success advice from online gurus. The best way is to define your values and live according to them

[@ryanmaneo]

I think a practical version of this would be to save enough not to retire per se, but to purchase property outright so that your monthly living expenses are much less than the minimum wage in that city/region, such that you can work part time + save money + have free time and put money toward ACTUAL retirement without actually doing "FIRE" or quitting work. Bonus: could do a fun job like be a barista or work at a cute little gay bookstore for your whole life and not be living paycheck to paycheck. This is my "FI" goal.

[@nicolem889]

Now this was brilliant. I completely agree and can relate.

[@kalvaxus]

Great title.. Everyone always saying do courses, write a book etc.. which all means you need an audience

[@jesslancifire]

It's possible, I semi-retired this year at 34. But it was only made possible with a good income and buying a small house cottage, to live off grid (low expenses). I get the best of both worlds - to work & invest in FIRE, while not delaying the hobbies that make me feel alive ❤ Awesome vid

[@Policyparagon]

You are the person he is exactly describing in the video. You must have a good/high income and be willing to disregard social norms.

[@devinmoore209]

This is something more people need to hear

[@katerclickbait887]

Very unrelated to the topic but: Do you use a mist filter, Stephen? The image looks mad cozy. Anyway, I've been following the FIRE way ever since I started working after uni, that's around 5 years. I realized very quickly that a full time job is mind-numbing to me and that I need to find something to aim towards to, in order to not go mental. I feel alienated amongst co-workers, friends and family with this topic, so I really dove into this topic. I have the exact problem you're describing, since I work in a traditional job, and it's not paid good. Actually I've earned less than the median and average income despite working more and more (I'm not from the US or Canada btw). It's frustrating because the ambition that comes with FIRE wears off quickly and the light at the end of the tunnel gets darker and darker. Then you search for more FIRE content, more knowledge, more ways to save money etc. to keep going. I'm well aware that it's by no means a perfect "system" or protocol to follow, that I should instead focus on increasing my income as well as find a way to make a living with something I actually ENJOY doing rather than resent it, but I just can't seem to find that and earning more is much easier said than done. I picked up a second job as a part-time hustle (like 8-10 hours a week) to make more money and ended up breaking my leg in a work accident there after just three months, effectively ending myself up in a much worse position than I was before. I've worked my ass off and feel constantly burned out, and I'm still in my 20s. I can't imagine doing this work thing for another few decades, I just don't think I would survive it. Unless a miracle with my risk on investments happens, I don't see a good life for me at this point. The more time you spend worrying and feeling bad about yourself because you can't seem to be happy with this work focused lifestyle while everyone else seems to be fine with it- even HAPPY, it just drives you further and further away from the traditional work-retire-die scheme.

[@5minutecalms]

You need to move to a 3rd world country. Would definitely see a much better life with that amount of work.

[@KingKasper]

Vinland saga is so lit 🔥. You certified! Love your content, from 1 🇨🇦 to another

[@rosslmccallum]

I agree with that point about *formative experiences* being worth the spend. The memories of your travels etc. building you into who you become is Important.

[@LisaCulton]

The most important thing is earning a high income somehow. That way, you can go financially independent and have a great lifestyle (that costs more than 40K annually), it will take some time though and this path will lead to FI when you're in your 40s, probably - which is still very young. Take my word for it. And yeah, people should definitely quit if they're only "entitled" to a 1% raise. Nurses are in high demand in places where the pay is high e.g. Switzerland, USA, etc. I'm a medical doctor and I quit a job recently because new management wouldn't honor my request to work part-time. Quitting was stress-free because I am financially independent. I feel bad for the patients, but I also want to enjoy my life.

[@emilyencapsulated9540]

As I fellow health care professional, I’m glad you prioritized YOU. I plan to go part time in a few years-and if management won’t honor my request, I’m looking for employment elsewhere. There is so much fulfillment in helping patients, but we also take so much abuse from (some) patients. And unfortunately, this drives many of us away from the caring professions.

[@LisaCulton]

@@emilyencapsulated9540 That's right. YOU and your life are the priority. I've spent over 20 years working full time, even with a newborn and that's enough. The perfect situation is out there for you. Just shop around. No need to be a martyr. I don't see people on other professions allowing themselves to be used up...

[@kamarae.2444]

Is that BEYONCE??!!!! Update: I was referencing your t-shirt above and as I typed that, I just heard you say, listen to sorry by beyonce and wowwww what a fantastic surprise. Also great video! Thank you for your insights!

[@Firamiel]

What a coincidence!!! I'm currently watching Vinland Saga and I also don't watch many TV shows. Great video!!

[@turtleanton6539]

Nice😊

[@JonJosephKuhn]

You’re a financial guru, philosopher and a filmmaker. This has been an epic saga since I “met” you through a Matti recommendation.

[@DankuSobieraj]

Thanks for sharing your story, Steve! This longer type of raw format is really engaging because everything you're saying is easy for people to relate to. Knowing what you know now, would you have built your wealth / worked on KZbin as aggressively while starting your journey or would you have slowed down and spent the time on other aspects of your life (Relationships, travelling, learning piano, etc.)?

[@gravyhippo]

Only this week was I introduced to barista fire. I think that’s my target goal. I enjoy working just not in excess. I’d like to work part time or just any job I really enjoy, regardless of pay.

[@walter.dlawson2580]

I wasn't financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly basis via my investment all thanks to my adviser Susan Kay Mack, and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video!

[@emilyhowe3359]

When you invest, you’re buying a day that you don’t have to work.. I pray everyone reading this becomes successful.

[@ericwilde4583]

I did read about Susan Kay Mack on the web., quite an interesting lady with an amazing track record

[@nataliehinnes5221]

When it comes to the stocks and investing, most people don't know where to start. Fortunately, great investors of the past and present can provide us with guidance

[@MartinMcClellanGT]

What about to buy and move to a tiny house and just chill there, grow your own food etc.

[@aohamer]

You had me at being a Beyonce and Kendrick fan 🙌🏾 I really appreciate your honesty about these money topics. Like you said: A big pillar is increasing income, even though decreasing expenses is important too. Absolutely, it gets frustrating hearing from FIRE content creators about coffee at home when their CPM from that one video could pay for 3 coffees. Thanks for keeping it real 👑

[@cpayne3]

Man, Stephen. Your minimalist daily habits mirror mine

[@redskyformiles]

Thank you for making this🎉

[@parthenos74]

You always put so much effort into your videos, I love how well thought out they are! :))

[@ChristosAnesti33]

This is certainly refreshing Thank you for the video 👊

[@Because_Reasons]

Love the chill of your videos!

[@Blitcliffe]

Munger and Buffett have both achieved an incredible feat with Berkshire. They've turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.

[@Harperrr.99]

@HoklampdOndamnc Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $220K during this dip, that made it clear there's more to the market that we Avg jews don't know

[@Sopknapp]

@@Harperrr.99 How do I meet this lady?

[@Harperrr.99]

@@Sopknapp Mariam Sandra Milner does great work. She is quite the genius in portfolio diversification. You can look her up on the web as she is SEC regulated.

[@Sopknapp]

@@Harperrr.99 I am going to look her up too, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

[@brakmaster]

I also drive my car in absolute silence. Rarely will I turn on the radio. Also I don't watch tv except on very rare occasions and get all of my content off of my laptop or my phone.

[@SedA2027]

income/revenue will fix most problems….delay taking funds from investments

[@bathtubmafia2042]

Thank you for the inconvenient truths and keeping it real! I like your perspective: fire is an entry-level philosophy that doesn’t stick for most people, but helps make people aware they have more options than the 9-5/retire/die.

[@Justjustice546]

You make a great point

[@trevor6607]

Fantastic video. Appreciate the honesty.

[@fayella9]

Was missing you on this platform!

[@flyingostrich88]

I did not realize Feist released a new album. Thank you.

[@nadia.lewis.]

Thank you again for the Neo Card recommend! I don't think non-Canadians understand how hammered we're getting with 1970s style bank fees up here. D: My American husband almost died when he realized they wanted to charge him $20 a month for the privilege of holding his money, and a buck each Interac. Oh!-- your watermark in the corner is still your Cash College logo. I think this new Era of Spiritual Steve needs a new logo, no? :)

[@rahulshendre7089]

thank you man

[@volodymyr_osmak]

There is a cool tool called Portfolio Visualizer that allows any investor to run a Monte Carlo simulation on the portfolio as well as plan the retirement more realistically with it

[@mirandatran]

what i needed to hear!

[@aalvenda6443]

I think this video is a testament that men know exactly what they are doing when it comes to money and romance or lack of romance. As long as you were honest with a woman about hookups and causal relationships, she in turn is a consenting adult. At the same time, a relationship where people live together is a gold mine for men to save money. This is why, I personally don’t partake. And I don’t think women should either. All parties are consenting but it’s the fact that men often want to split bills 50/50 in a relationship to later achieve financially independence the erks me. If you are married by all means share finances but in a relationship or casual relationship is just a waste of money for women. Men are fickle.

[@benfelps]

The finance guru

[@knottheory79220]

I always thought it was weird most people who brand themselves as FI because they're KZbinrs were making a strange claim, because that's not FI that's going into the entertainment business and succeeding at it. Now you could be FI AND doing KZbin, and not dependent on the KZbin income, but that's not all the channels out there.

[@zdanlins]

nice video, man. resonated with me. subscribed.

[@riverat7558]

Not sure you are defining financial Independence properly. My life journey has considered financial Independence achievable through passive income. Which is different than earned income. Is KZbin income passive? Or earned?

[@sareee4647]

Definitely better video, where take it in accounts people experinces who are not youtubers definitely think more people should watch and realize that way the system is set up is inherently unfair built for people to excessively work/even sometimes give up their morals chase one thing

[@HappinessTheBrand]

I just came here to say, beautiful thumbnail 👍🏾 my friend 😊

[@lisar.2549]

That was a cool philosophical video. Thanks for saying the truth, increasing your income is more important than cutting costs! Of course once you have a little extra then it is good to consider how you want to organize your time and money, so that you aren’t wasting it on things you don’t value. And I like that you stood up for nurses. 🙂

[@SaadonAksah]

Nice one! 👍

[@tas9642]

Yes sir

[@BH-ix7nq]

Vinland saga... i knew this guy was awesome

[@CodyBMcGuire]

I stopped listening to music around 2017. Substituted my commute with listening to audio books and KZbin. If it's not at least infotainment, I'm usually not interested.

[@luw5244]

You can’t save your way to FI. That’s true no matter how many ‘latte money’ you put away.

[@JordyWrites]

Hey so what’s the US equivalent to Neo?

[@kaeb0_o264]

Really appreciated you explaining your routine and understanding that that lifestyle suites your natural personality. I think alot of these early retirement influencers talk about this lifestyle as though it's sustainable for people and really it's not. Alot of people want to enjoy the entertainment options and experiences available every day NOW. They key is moderating how much you "live for today" against how long you're willing to be tied to earning your income with your labor. I don't need to stop working entirely at 40 if I have good work life balance. Yes, having full agency over my time would be great. But if you recognize you're giving up that agency so you can enjoy life a little more on your terms TODAY instead of 10, 15, 20 yrs from now....don't see anything wrong with that.

[@Amphibax]

The best way to make more money is to already have a lot of money

[@Hollowsmith418]

Life is an off-putting and fascinating experience when you stand back and look at it. I'm glad to be here with you. Working with a financial advisor may truly set you up for life success. I'm delighted I was able to contact my coach, Joseph Sullivan Anderson, early this year since, while others were whining about the downturn, I was busy cashing out from my portfolio, finally earning more than $370,000 in only the first quarter.

[@leonardo54465]

Very true, I began investing prior to the pandemic and made a profit of around $750k that same year with no prior investing experience, essentially all I was doing was seeking guidance from my coach Joseph Sullivan Anderson, who's a guru in the game, you can be passively involved with the help of a professional.

[@FlorianWerfel324]

I truly value your suggestions. Your coach was easy to find online. Before we planned our phonecall, I conducted some research on him. His online résumé gives the impression that he is competent.

[@Madisynmueller]

I had to research him to find out more.I sent him a message after visiting his website and anticipate getting a reply from him shortly.

[@allisonmarkson324]

Joseph Sullivan Anderson has transformed my life; he is fantastic, and ever since I met him, my life has taken a positive turn due to the passive income generated by his expertiseand ideas, which are vital for winning against all odds in this area of online business. has helped us pay off debt and save for retirement.

[@bazhumke4040]

@Bobkevin444 how's the first half of this comment so interesting and then the second half is just a literal scam lmao

[@godppgo]

This is probably one of the most important video a “normal” person can benefit from. Love it.

[@georgekrax]

This year I applied as an international transfer student from Greece to Stanford. Unfortunately, I didn't have the chance to get accepted :(

[@randomchannel323]

I'm thinking FI is nearly impossible for me. I'm 23 and have never been employed

[@indigo_died6910]

Is there a reason why you have never been employed?

[@mochamochamatcha677]

lmao most people are barely leaving college at your age, dont stress about it

[@MattGarcyaDC]

vinland saga fyee

[@doragary3717]

To my understanding this just proves how much we need an edged as an investors because playing the market like everyone else just isn’t good enough. I’ve been quite ensured about investing in this current market and at the same time I feel it’s the best time to get started on the market,what are your thoughts?!

[@rileymolnar]

There are a lot of strategies to make tongue wetting profits especially in a down market but such sophisticated trades can only be carried out by proper market experts.

[@monicaryden9925]

That’s true , I’ve been getting assisted by Jessica Katherine Ellis for almost a year now , I started out less than $200k and I’m just $19,000 short of half a million in profits.

[@monicaryden9925]

Google her name and reach her out through her page.she understands the job perfectly JESSICA KATHERINE ELLIS

[@handlemonium]

DOLLAR COST AVERAGE (lol)

[@Kundtsondolnik]

My life has changed Thank you Jesus $15,000 weekly profit Our lord God have lifted up my Life!!!, Glory to the everlasting God Almighty. 0:03

[@graceanbasb7025]

Wow! How's that possible please I'll appreciate your assistance on how to go about it.

[@daliaibaoya5131]

Hello friend, I also trade with Mrs Jane services what a coincidence!!

[@LitaFrese-fr6ct]

Am happy to see people being happy and free,l just wish myself the same have been struggling with dept's for sometime now looking for a profitable platform to invest in? 0:01

[@Sarahpenaa]

The best feeling is knowing you're going to make a gain today and tomorrow, and you're 101% sure, Mr's Jane, you're a Genius.

[@harrismsteven2335]

Accessing good information is what we investors need to progress financially and generally in life. This is a good one and I appreciate it.

[@End_Orca_Captivity]

"Take your fingers off the keyboard..." 😂 As a stay-at-home mum, and very small-time day-trader, I'm filing away all the juicy little nuggets of financial wisdom here (like a squirrel preparing for hibernation), for later use. Thank you Stephen!

[@madyati]

Loved this one

[@alessandrooneto6030]

Great video, Steve!

[@KatherineKuehn-Bao]

Quality Content! I appreciate you talking about your experience. I thought you were going to elaborate on being more of a producer than a consumer. 😅 The convo about how stagnanted wages are for VITAL parts of our communities is 100% a great call out. Prob for the best if not everyone jumps ship to get into tech / finances. Also. I love that you defaulted to monk mode! 🌟 I am curious what it'd be like to not desire to binge tv shows or listen to music albums on repeat.

[@aaronrich9340]

I achieved financial independence without KZbin

[@JojoLannister]

I can relate the title. Introvert. Not into a public speaking. Been struggling, hustling here and there, ddash instacart, now making adult content without face, 6k/mo. But I feel guilty coz im somewhat religious. And I use the money to provide my mom and niece. I knew they wouldn’t accept it if they knew it’s a dirty sinner money. I’m conflicted.

[@sunnybadgr5073]

Nobody who is serious about their faith would do something like this. Nobody would marry you, knowing your history. You're just choosing the easy option. When times get tough, the mentally weak women always resort to selling their body. There are a million more honorable ways to make money, but you're spiritually weak and can't resist the easy money.

[@filetmignon9978]

yeah I'd recommend getting outta there. The unavoidable emotional and mental baggage you're gonna carry for the rest of your life won't be worth it.

[@abhilash1237]

Hey Stephen, Plz help me understand, 75000$ / 12 = 6125$ (is before tax) and how in the world, you got $5996 (after tax)??????I mite be wrong, but i make same salary now and I live in QC and i make half of 5996$ LOL🤣

[@steveantonioni]

I mentioned the pre-tax matching pension contribution which will make the after tax numbers look weird. I’ve also simplified the numbers, so they’re probs off by a bit

[@abhilash1237]

@@steveantonioni ahhh, that's the catch... Trust me taxes (especially quebec) literally kills us... Thnx for quick response

[@12floit33]

The RE part from FIRE may be hard. But adding to your financial stability/independence is always a smart move.

[@turtleanton6539]

Vinland saga 😊

[@hello_dayana]

After watching this video, I decided to not do the FIRE movement anymore 😅 I will die with zero but great video. I love spreadsheets.

[@dr.albertroland]

I will forever be indebted to you you've changed my whole life continue to preach about your name for the world to hear you've saved me from a huge financial debt with just little investment, thanks so much Mrs. Bonnie Antelo

[@Roselerma]

Wow, amazing to see others trading with Ms. Bonnie Antelo, I am currently on my 5th trade with her and my portfolio has grown tremendously.

[@samanthaprocell3844]

l also invest with mrs Bonnie Antelo, she charges a 20% commission on the profit made after each trading session, which is fair compared to the effort she put in to make huge profits.

[@dr.albertroland]

INVESTWITHANTELO💯

[@ShadedWarrior]

THORFINNNNNN

[@staedlerok]

Become a landlord

[@ooc6921]

The two plants in the background are not symmetrical ，one is bigger than another one , that drives me crazy

[@IAmPeterCook]

I didn't notice, now I see it, and I can't unsee it anymore 😅

[@Winstonrodney6989]

I was loving the symmetry of the two green plants until you pointed out the non symmetry between the plants😮

[@shawn4692]

A whole lot of nothing in this video. Nothing wrong with achieving Fi at various speeds. No one in the Fi movement actually thinks you must do it one way. You are just making straw man arguments for no reason