Ultimate Guide For Health Insurance 2024 | Best Health Insurance Plans

[@namaskarprasad]

Spam-free Health Insurance - ditto.sh/8754vr

[@akhil2408782]

the policy you are recommended are given by ditto. they serve these company policy only. that's why your best policy are these.

[@ArtruthLight]

Sir plz make video for PSU STOCKS

[@LargerThanLife6162]

kzbin.info/www/bejne/fYfTmoFsm75lZpofeature=shared

[@manatsandhupb88]

Hi

[@nationwants2see]

Sab paisa le ke banaya hua hai... Yeh log apne hi subscribers ko ullu banata hai... Kalidasa story yaad aane lagta hai inko dekh ke ...😂😂😂

[@himanshujain9933]

1. Co-payment 2. Room Rent Restrictions 3. Waiting Period 4. Pre and Post Hospitalization Charges 5. Cashless 6. Coverage of Alternative Treatment 7. No Claim Bonus 8. Restoration Benefit 9. Price

[@ravisinghshare]

1. HDFC Ergo- Optima Secure 2. Care Supreme 3. Aditya Birla- Activ One Max

[@in5minutes585]

care insurance is worst

[@amanrana1150]

Why? ​@@in5minutes585

[@hiteshjindal1804]

@@in5minutes585why, i am looking to port my parents health insurance to care supreme

[@poonamsharma-wd9tc]

Health care worst

[@Vinaygupta-qu3yz]

Care bakwaas hai ​@@in5minutes585

[@maheshpathade6918]

Prasad sir, very good explanation about health insurance. It is necessary in today's time. But most of the people prefer cashless policies. But since the patients are treated according to the insurance plan, many times there are practices where unnecessary testing and treatment are overcharged. So Reimbursement Policy can also be an option.

[@luckygarg9315]

claim settlement ratio se jyada jaruri ha yah pta krna kitne amount ka claim kiya gya or kitna amount ka claim settle kiya, uska ratio kya ha. High claim settlement ratio k liye sabhi chhote claim pass kar dete ha and bade claim rok liye jate ha toh numbers ki jagah par by amount kitna claim settle hua yah dekhna jaruri ha

[@Vickky_sharma]

Claim settlement ratio is imp. Agar claim settlement hoga tbhi to amount milega Settlement hi nhi hoga to amount kese milega ....

[@luckygarg9315]

@@Vickky_sharma bhai m yah bol ra iske saath amount wala bhi dekhna chahiye because most of the time yah chhote claim paas kar dete ha koi bada hota ha toh usse rok lete ha. abhi tera claim settlement ratio 99% ha ho sakta ha by amount dekhe toh yah 85 to 90% hi ho, reason yah ha ki bade claim paas nhi kare chhote chhote sabhi claim pass kr diye to maintain claim settlement ratio

[@lrsreddy1709]

You are right claim settlement ratio is gimmick. They will settle lesser amount than claimed amount and show it as settled And also most companies settle lesser claims like 10, 20 thousands and decline bigger amounts.

[@PriyaTomar-2001]

See if you have written surity for claim that is different thing sbse badi bt h claim guarantee certificate hota h I am health advisor so I know ki kitna claim nd kese pass hota hai

[@rupendra119]

प्रसाद सर तुम्ही कोणत्या company ची आणि किती Amount ची Policy घेतली आहे ते पण सांगा…..

[@shivshankarwannale9134]

Thank you Prasad. Best video for health insurance

[@dhireshparab5190]

One of my friends father has taken insurance from care...being in a small city his medical treatment was done on non network hospital..when they went for claim they straight away rejected the claim giving ko reason and claiming fraud claim...now going to court is another harassment they will go through...always remember go for cashless facility at network hospital...failing to do so your claim can be rejected

[@bhaumikbarot992]

Always buy Health insurance from reputed company like HDFC / ADITYA BIRLA even though their premium is high

[@mineshkapadia9023]

With cashless they don't approve intimation on time. In my case, I didn't approve till discharged. Then processed for reimbursement and I faced a lot of issues with the claim process. Worst company

[@shaikNaveed23]

Now Irdai brings rule, Approval.status should be informed to patient with in 1hr after admit into hospital

[@sanjaykumar6599]

Sir should I buy HDFC ergo​@@mineshkapadia9023

[@manjunathapapanna8405]

Earlier i took star health for 5+ years and my family underwent some surgery. But star covered only 75% and i had to pay balance 1lack. They don't pay for medical bills which includes gloves, tubes, pads, etc... Which ran into rs 25k. After this i ported to Niva bupa reassure for last 3 years but my coverage doubled due to no claim bonus. Ihv to see their service if hospitalized.

[@sangeetapaul5842]

Most of the companies says they are cover comsumables, that are gloves, syringe, Masks etc, which are one time use. But there is a hidden condition which called DME. Durable medical equipment like all of the machines patients needed, hospital bed, wheelchairs,oxygen etc etc. They dont cover which is payable from our pockets . I also wants to know which comapny cover all of this.????

[@sharadnadkarni6490]

Comprehensive Health Insurance (Star Health) also provides N.M.E. coverage, but for that one must have a Policy of min. 10 Lakhs or above only. No DME covered. But Proposer can have Accidental Death and Disability coverage of equivalent Sum Insured and it's Lumpsum payable.

[@ChetanSidana]

How good is Tata Aig Medicare premier? Does that include Modern Treatment?

[@xsachinjainx]

Thank You Prasad, Aaj hi aapko video dekha aur aaj hi maine Care Supreme le liya. Thanks For Video!

[@sagarpancholi2897]

video starts 2:30

[@itsak1126]

I’m just an employee of ICICI bank i bet if you are ICICI account hold ICICI health plan are much better that other’s company ❤

[@Iamniyas17]

It’s a group plan. Company can close it anytime and your waiting period seniority and all won’t be counted or carry forwarded to another insurer. Not to forget there is no porting.

[@ravikantvasave1898]

Sir मैने तो आपका video देख कर ही future ganerali health insurance liya है तीन साल पहले उसका क्या sir 😢😢

[@firefoxclub]

Most of the time what happened few hospitals are blacklisted (well knowned) .and also they don't directly specify that hospital by insurance company . They only give claim of 60% - 40% for that hospital . In hospitalized time we don't go see for blacklisted list . And go for well knowned hospital at time of settlement everything get messed up. Happened with my father

[@manishamaan1087]

To the point and very well explained.

[@rajatram01]

Navi is good and my experience is good with them and their process is just seamless

[@Aadig143]

I wanna know from u guys, which platform is better,Ditto or policy bazar? I can't trust influencer because they are making money by advertising it. Please help me to choose better on the basis of ur experience.

[@vamnuuu]

Policy bazar

[@Aadig143]

@@vamnuuu some people were complaining about it.

[@tushargaikwad6857]

Ditto

[@gauravgangavane9615]

No online. Find some good health insurance consultant. One who is more experienced.

[@vivekjindal96]

Aditya Birla

[@MrKrishna1220]

At 0:04 , it is also because india has minial medical facilities or unorganised medical services.

[@RameshKumar-vw3uq]

Nicely Explained with Good guidance

[@birdieroom]

I see my requirements are completed in Star health insurance at the comments on the KZbin say it is a bakwas policy then for which company I should go

[@sumitagarwal4481]

Go for United India Insurance Company Limited …Contact Now!!!

[@To_Orion]

What about Acko Health Insurance. They do offer good benefits along with zero waiting period.

[@PriyaTomar-2001]

It is not a good plan

[@dpksur-dkar1179]

Nice info and point wise explained health insurance policies... It can help a new health insurance policy buyer a lot.

[@bhagwetipoddar2179]

Why have you not covered MANIPAL CIGNA?

[@bickylakra2405]

Current time best health insurance company Icici Lombard and HDFC ergo

[@MilanSahana]

Every renewal i have to mention ongoing medicine and ongoing treatment to the insurance company?

[@NishuBarnwal-o5y]

Aditaya birla active one 3years ke plan me maternity ka kitna benefit milta hai or ,kitne dino me reimbursement complete ho jata hai...

[@bhaumikbarot992]

Maternity not covered

[@shailendravikramsingh5734]

Great video with wonderful insights.

[@kamruddinsheikhratlam6686]

Policy lene ke bad 10 month me colitis ki problem ho gai hai to kya ye mediclaim me cover hoga

[@Dobigmoneyupsclearning]

Sir kindly read it 🙏..Sir ek q hai ki for example jitne mujhe ka health insurance Lena hai like 15 lakhs ka to fir es paise ko lumpsum ya monthly sip kyo na Karlu...jisme return bhi acha hoga, multiple options ki koi headache nahi ki kon sa choose kare na kare...or jitne acha health insurance utna uska premium..or jab jarurat lage to nikal lo ...I know ki exit load dena padega ...to mere sochna hai ki esse acha ki sip karlo vobhi lumpsum....plz espe kuch batayega...plz....Ho sakta mai galat socha raha hu...tabhi mai aapse advice maang raha hu

[@bhaumikbarot992]

SIP is subjected to market risk. Go for Health Insurance from reputed company with higher base sum insured from the young age Coverage should be at least 15 lakh irrespective of gimmick like BONUS

[@Dobigmoneyupsclearning]

@@bhaumikbarot992 okay bro..

[@PriyaTomar-2001]

@dobigmoneyupsclearning hii I am health advisor according to me I will health insurance is very important for life

[@108Techtrader]

Good explanation 😊👍🏻

[@namaskarprasad]

Thank you 🙂

[@kartikpadmanabhan9719]

Thank you. Pls also do a continuation episode covering top ups. Super topups and CI covers.

[@igsm123]

Do not disclose first to hospital that you have health insurance

[@abhinayambatkar2072]

Why

[@PRIYANSHUGAUTAM-km7iq]

​@@abhinayambatkar2072Because then they will keep you for much longer time to make more money since you have health insurance so they will extract extra money from the company.

[@ankits9791]

Bhai to upfront money kaha se laoge

[@RahulRay-kr4dc]

These PR are done by Health insurance company. Don't fall for it. More time you give to insurance company more time they have to reject it. It better to get cashless within an hour after admission. So that Health insurance company has to clear your case within 1 hour. If they reject it you will be better prepared to fight against them. Else during reimbursement they will tell you these things in span of 5-6 month and by that time you will be not in position to fight. They say if you disclose u have insurance they will do unnecessary procedure on you. Unnecessary procedure which is not required is better understand by these company who are experienced in these field. Don't try to become expert in this. Also keep an close eye on doctor who is seeing your patients case. So that he will not get courage to do unnecessary procedure on ur patients.

[@JerryM365]

Why?

[@manishsinghtomar1041]

Thankyou Prasad ❤ you are hero❤

[@ShubhamKumar-re4zv]

Kya directly super top up plan le sakte hain Bina base plan ke?

[@prakashtharwanimfinvestments]

Ni

[@ShubhamKumar-re4zv]

@@prakashtharwanimfinvestments send the document link where it's written?

[@NitinHooda-cb2mk]

No

[@NitinHooda-cb2mk]

I am manager in Health Insurance contact for best advise

[@AnujKumar30409]

Acko health insurance kesa hai ?

[@surajjaiswal9955]

Thanks. Nice informative content. Quick question - Does health insurance portability actually work? When I tried to port my Bupa policy no insurance company showing interest but they are willing to offer rather new policy,

[@PriyaTomar-2001]

Yes it work if your renewal date is near then you have to port the policy I am health advisor if you have any doubt contact me

[@karthiktiruvanallur7377]

Thank you This was very helpful ❤

[@thedecadecalled90s64]

Govt should cover the whole population under esic, by making 7.5% of individuals tax contribution towards esic.

[@curioussaroj3983]

Simple concise and best video

[@RjBV122]

Care is worst. Never take any policy them. They will simply reject your claim. My Son was hospitalised and they rejected claim.

[@PriyaTomar-2001]

Bcz you don't have claim guarantee on written note

[@dailyandyreels7]

Sir one thing you missed what about the age restriction? certain Insurance policy have age restriction such as till 65 age max we can cover post that it will be become invalid or they will not cover those age person.

[@akashrokade12]

Bhau mi 1 hour adi ditto sobt call ghetla nd mi ithe vegl expect karat hoto, ekdm word to word same ahe je mla ditto chya agent ne sangitla plans pn companies pn

[@phantasticphysics7665]

Good Video Sir 😊 TY.. Maine 4 saal pehle DIGIT se ak basic (5L SI) Health Insurance Arogya Sanjeevani purchase kiya tha.. har saal SI 5% increase ho rahi thi as no claim cumulative bonus Par wo jyada se jyada 7.5 L tak hi hota phir saturate ho jaata and that plan had other limitations too like, capping and no restoration etc.. toh main last year se hi porting ka soch raha tha. Isbaar jab maine research kiya toh jaana ye DIGIT waalon ka currently mere city me ak bhi Hospital k sath CASHLESS tie-up nhi hain jo ki 4 saal pehle even 2 saal pehle Tak bhi 13-14 Hospital Cashless dikha raha tha. They didn't even intimated me about this. Ab bataiye, is it a good practice?! Main bohot dissapoint hua and yesterday hi DUSRE COMPANY me PORTING karaya 😓.. Even that company is in your priority list also ye dekh k khushi ho rahi hain.

[@gauravshukla4329]

Which company you ported to ?

[@Sujaybarma]

Just do the digit digit scam company hai.... Doctor bolega patient ko hospital care lagega... Digit agent sir ye care ghr pe hi ho jata... Claim nhi hoga... So never ever buy digit.

[@phantasticphysics7665]

@@gauravshukla4329 CARE

[@phantasticphysics7665]

@@Sujaybarma 😓

[@amitharishchandre2007]

🙏 Dhanyawad 🙏

[@abhinayambatkar2072]

Sir premium bohot hai 22k for year like tax

[@abhisheksingh-zb2vt]

Great video. Thanks for sharing

[@sunnysingh-qw8uj]

Awesome sir 😎 thanks 🙏 for this video.

[@shishirsrivastava6889]

Royal Sundaram health insurance kaisi company hai

[@rahulnolakha4784]

Hello sir, I have to port my mother's health policy from National Insurance to some other good and her age is 69, what to do? If porting is not possible then can I change current agent as he is not capable to settle down the claim

[@PriyaTomar-2001]

See hii I am health advisor you can port the policy may I know the renewal date of the policy then I will suggest the better plan accordingly

[@rahulnolakha4784]

@PriyaTomar-2001 30 Nov 2024

[@rahulnolakha4784]

Can I change my current agent?

[@PriyaTomar-2001]

@@rahulnolakha4784 you can change the policy

[@dr.delseynireeksha6554]

Why

[@vkumar24986]

How about niva Bupa ....is it good company..... specifically nivabua reassure plan

[@RajatSinha-th6vm]

Go for Aspire Diamond plan but..their customer service is not good

[@NitinHooda-cb2mk]

Best plan aspire and reassure 2.0

[@siddharthaghosh4499]

Ditto walo ka Niva Bupa mein allergy hai, kabhi bhi promote nahi karega. And Jo person ditto ko promote karega woh bhi same to Niva Bupa. It's my personal observation.

[@akshaypatil1866]

When i see Niva Bupa's Aspire Plan and compare it with each and every company in the market then i got to know that this plan has all time best features without any capping in anything but this plan is all time best for the persons whose age is below 35

[@akshaypatil1866]

If your age is below 35 go for aspire and above 35 to 65 then go for reassure 2.0 gold plan which saves lot of money i bought aspire for myself and reassure 2.0 gold for my parents but dont buy it from any broker cause i got wrong information from policybazaar when they visited me personally so i went to niva bupa's official site and register my contact no to see the plans then i got call from niva bupa and they assign me nearest branch's employee who resolves my every query and offer me personal assistance for everytime

[@sangeetapaul5842]

Aisa konsa health insurance hai, jisme DME bill cover deta hay and comsumables cover bhi deta hay??pls reply

[@PriyaTomar-2001]

Hii I am health advisor apka Jo bhi consumables hota hai woh apko plan mai top up add on krana hota hai uske sath yeh policy mai add hojata hai and I am health advisor koi doubt hai then contact me

[@sangeetapaul5842]

@PriyaTomar-2001 mujhe koi top up add krne k lia nahi bola h, meri insurence m oh cover hota hay comsumables. But DME cover hote h ki nahi bas ye janna hay.

[@PriyaTomar-2001]

@@sangeetapaul5842 nhi consumables cover nhi hota h

[@shaikNaveed23]

In care supreme, consumables extra Addon rehta hai..have to addon with extra amount. Like 1500

[@PriyaTomar-2001]

@@shaikNaveed23 yes

[@saurabh1203]

NOT ultimate guide. Many parameters are missing like claim rejection ratio, claim settlement amount, etc. For proper details, you can check LLA's video on health insurance.

[@akshaypawar9197]

good to hear you promoting ditto. They deserve more publicity

[@sarangmahajani7177]

2 days ago only I bought care supreme plan and I am so happy to know that Prasad sirs top 3 plan include care supreme insurance plan 😍❤️

[@sangeetapaul5842]

App pls bolege isme DME ka koi option hai ki nahi??.durable medical equipment main koi co pay lata h ki nahi???

[@kps2017]

Theoretically on paper care supreme is good, but they won't approve cashless treatment very frequently. I have seen patients on the ventilator but care is saying to treat on OPD basis. I also have care, but I am going to change this year

[@Antman210]

Then which is better?​@@kps2017

[@PriyaTomar-2001]

​@@Antman210sir I am health advisor my name is Priya if you required health insurance I will suggest you best plan bcz apko kisi ne kuch bhi suggest krdiya that does not mean ki woh policy apki requirement ko full fill krega apki kya requirement hai uske according aap plan lo apne budget ke according

[@paragsonone2701]

​Which is good company? I'm not asking plan name​@@PriyaTomar-2001

[@sameergawade2199]

actually HDFC ERGO IS popular general insurance company in industry.

[@riteshverma2789]

Sir health insurance me surgery hoti h ky

[@listenbeautiful9512]

Hi Love ur great efforts.

[@Vdubey727]

Bhaiya main family health insurance krwana chata hu lekin mere pita ji ko brain stroke pd cuka h 2 year phle or un ki age 65 hai wo cover hoge

[@LEGENDLOVERS174]

Contact me

[@viroomalashwani7629]

Policy port nhi ho pa rahi stent laga ho to🙏 pl kuch bataye

[@MrBest_Videos]

Best health insurance policy is with iffco tokio general insurance. Minimum premium and maximum discount.

[@hrusikeshtanty8776]

Very useful and good content

[@ArtruthLight]

Sir plz make video for PSU STOCKS

[@snehnitw]

Why noone talking about Navi Health Insurance?

[@devr3860]

How is tata aig medicare premier plan ,

[@gyanenjaybehera1988]

Star health insurance acha hai kya??

[@AjayKumar-jv9eg]

No

[@exploreThe_]

​@@AjayKumar-jv9eg Why? I am planning to go with star health assure ? Can u say why

[@DarkDemonic666]

Worst

[@rexdgaming2957]

​@@exploreThe_ they're fraudsters

[@Shakilharashtra]

No.1

[@thrishulramoju1913]

TATA AIG medicare premier?

[@aniketrajakaniketrajak2372]

Wah bhai health insurance pahle matlab ye jaruri hai ki aap vinar jarur honge agar ham roj sarir ko subah do ghate de de to hame jarurat hi nahi hai vimaar hone ki to fir insurance kyon karaen

[@shailendrakushwaha2479]

Thankyou sir, i was looking for this video

[@kapiljain7596]

Stable money app kaisa hai video pls banao

[@namanjain3201]

Medical inflation stress work culture diet Claim amt settlement,network hospital,track record feedback,services,product portfolio Co payment,room rent restriction,waiting period,pre & post hospitalisation,cashless,no claim bonus,restoration benefit Top 3 hdfc care aditya birla

[@YTuber.321]

doesn't it look a bit criptic that both finnovationz and ca rachna ranade promoted ditto via health insurance policy video 😅

[@damndozer]

You are right

[@navneet2649]

but its really a good platform. atleast no spam like policybaazar!

[@NilanjanRoney]

Please review TATA AIG MEDICLAIM

[@shahidansari4986]

Acko health insurance kaisa hai sir ji

[@Moumitapal196]

Star kaisa hai?

[@sagarsarkar786-yrf]

Health insurance PE Jo High GST lag raha uske bare mein bhi batao Bhai😅

[@vinaybhat7670]

Agar Middle class he tho.... Ayushman card + BPL card banalo....3 lakh tak ka health insurance dega centre government..👍🏻 bhaag me jaye ye health insurance companies ..

[@sanyalsingh72]

Kabhi government hospital ki haalat ja ke dekhi hai..???

[@mindtree1907]

​@@sanyalsingh72private ne c chlta hai card

[@mr.p.k.296]

Private hospital me bhi ilaj ho jata h​@@sanyalsingh72

[@naman8464]

according to me best policy hdfc optima secure plus icici lombard elevate niva bhupa reassure titanium plus +

[@rajeshpadmawar7560]

Amount settlement retio ke bare me nahi bataya ye important point hai

[@adxgreen2307]

Any health plan for NRI ?

[@murugandevara1982]

Thank You Very Much

[@liberandu5]

My questions is what government do with our tax money ? when we pay such a high tax like Europe then why we have to take health insurance from our pocket ?

[@JaiHind-oz9kt]

In Europe more than 90% people pay taxes. Countries are already developed. Hence they are able to serve medical facility free. Here not even 5% people pay tax. That's the major difference. So can't do this apple to orange comparison. There is vast difference in everything. Atleast BJP government has introduced Aayushman that is helping millions of poor indian.

[@liberandu5]

@JaiHind-oz9kt If India Can't afford freebies, then india should cut some unnecessary freebies , when only 2% people pay taxes , Why there's no taxes on agriculture, Political funds ? And the most disgusting thing for the country Some people earn 200-300Per day but they take 10 babies🙄in name of some Gods ,and Ask for freebies , why we pay for them ?🙄 If We pay taxes like Europe then why we get facilities like Africa ? are the tax payers doing charity in india ?

[@tgx6288]

Me bhi yahi soch raha tah, agar ek bhi hospitize hua to , pura financr bigad jaega

[@mdrizwankhan5874]

Univest app liquid app tezi mandi app ye sab app ke barein me aap kuch kahiye bhaiya

[@sumitalwar]

Sir Star health insurance per ek video banao.

[@kps2017]

Not required, it's the worst.

[@pankajmathuria8373]

Good job

[@pavanjadhav5116]

Bss star health ka insurance mat lena😊

[@jkanonymous6628]

Manipal Cigna Sarva plan with Zero waiting period..

[@aniljacobdsouza7433]

Care Supreme koi claim nahi mila loop hole nikala aur fuss

[@shahidansari4986]

Acko health ke bare me bataye plzz

[@utkalbiker8327]

Thank you sir ❤

[@prakashtharwanimfinvestments]

We can help you to choose right health insurance as per your requirement 🙂👍

[@Joshiji77]

Policy claim ke time jo dikkat hoti hai wo bhi batao..policy bechne wale ke target pura hone par foreign trips dete hai..policy bechne mein bahut commission hota hai..😂

[@avijitsaha2819]

Best life insurance?

[@sayyedliyakatali8969]

SIR MIDAL CLASS FAMILY KE LIYE AFFORDABLE PREMIUM WALI POLICY PER EK VIDEO COVER KIJIYE PLEASE BHOT LOG AISE HAI JINKI INCOME HI KAM HAI WO LYA KARE PLEASE VIDEO COVER KIJIYE 🎉🎉🎉🎉

[@PriyaTomar-2001]

Hii sir I am health advisor Priya tomar . Apke liye affordable kitna hota hai aap woh phle dekhiye uske according multiple policy hai jo ki monthly basis pr bhi plan facility deri hai aaj ke time mai or policy mai sb feature and benefits milega

[@sayyedliyakatali8969]

@@PriyaTomar-2001 THANK YOU MAM

[@alkatyagi9552]

pta nhi kya kya paper mangte h do bar jrurat pdi clem nhi diya

[@shubhamsaraf832]

Navi kesi he

[@VedKolambkar]

Acko?

[@anakinyoshimato]

aditya birla ka to claim hi nahi milta

[@panchampancham2269]

Never go for HDFC Ergo.Not reliable.At the time of claim HDFC spends 24 four to find lame excuse for rejection.