First Time Home Buyer Tips & Advice Las Vegas & Henderson, NV

[@micaelaespinosa3633]

Hi Jacob my boyfriend and I are here in Houston TX and will be moving to Las Vegas NV in the next year and I/2. We are very excited and can't wait to move. Thank you for making this video

[@JacobslifeinVegas]

You're welcome Micaela! I'll give you and your boyfriend a early "Welcome to Vegas!"

[@marcnunes6916]

Loved it. Another California incomer here. I like Vegas Summerlin and Lone Mountain area. Hopefully I can make this work soon. Thanks for the info!

[@niokascott6647]

Great information.

[@mikecooper7094]

Great video, very informative! I love Lacy, she’s very upfront and honest. She’s definitely going to be my realtor when I’m able to move out there…I just hope she’s still in real estate then 😬

[@Notorious2PacOG]

I love these kind of informational videos. so great for us planning to move to Vegas. Looking forward to it every single day!

[@dewwest]

Thanks, Laci for your informative information, Jacob!! once again another great video.

[@jesusalvarez5663]

If your selling cash ask for the most above the bank cost. The value of all homes in Las Vegas are going high. Do not settle for less. Message to All home owners. Kids are trying to control the market. Keep your investment and do not settle for less and ask for more!!!

[@Lani-Grace]

I'm looking for 55+ mobile or manufactured, 1st home buy and with a disability, I also was looking at Las Vegas Meadows, if I AM NOT a person you sale to please let me know, thank you 🙂🙃🙂

[@JacobslifeinVegas]

Hi Delana. Have you used the link in the description to get in contact with Laci's team?

[@wiredwebmaster]

another great clip, very helpful.

[@jameshiga8077]

Thank you very much for more helpful info.

[@jssquaudyurkesse6691]

Loved this I’m excited when I start searching for a home

[@finned958]

Less than 20% down is more about you than the market. You can’t afford it. You’re likely a bad risk and the seller won’t consider you a serious buyer. In a hot market, your offer isn’t competitive. Besides this, location location location. Buy the best house you can afford in the best neighborhood. This means at minimum 3 beds, 2 baths, and 1200 sq feet. Nothing less or the increase in resale value is harder to achieve. Yes, work on your credit score. Have Steady employment and low debt. Buy good quality home. No flipping. So you can expect less renovation or expansion. Be prepared to live there at least 10 years. If you have kids, look for good school district and big enough house. Do invest in good kitchen cabinets, closet racks, and garage shelves to make efficient use of space. Loan options are better if you have more money. (I’m on my third purchased home.)

[@unbezo398]

Thank you so much for this! Great advice. Are you in RE?

[@pinoykoboynyc4524]

Lov ur topic today very informative, we're planning to move in Vegas in a year or two.

[@Lani-Grace]

Who do I report my rent payments to to help improve my credit my landlord's don't help me with that over here in California and I need help with that do you know where I need to go it would raise my credit score exponentially which I don't think my credit score is bad right now but I have to look again without the covid I wasn't able to look at much of anything

[@Sidewinder528]

She talks about being married makes it easier to get a house.....What she doesn't tell you is that if the marriage doesn't work out The Man will Get kicked out the house and the wife will keep it.

[@GregVT]

Looking amazing as always! You look okay too, Jacob.

[@mtsmith901]

where is the Kiss for Jaco,s 7.50?

[@KeeponTruckin-ym7rk]

MT SMITH looks like he got more than a kiss....

[@dutchman063]

How is it difficult to have a 750 credit score?... i have 820 without even trying, ....pay your bills and pay them on time kids, geez

[@adamlynch6954]

Apparently you haven't seen or experienced Much in life.. Shit happens

[@dutchman063]

@@adamlynch6954 Apparently you dont know shit about me, im retired in my mid 50's so i know more about how life works than you'll ever know

[@unbezo398]

@@dutchman063 Stop being so judgmental Geez!

[@polarbear353]

Here in East Texas and in west Louisiana rent is way more expensive than a mortgage. I have a 770 credit score so approval wouldn't be a problem at all. About to start a business in which I can live anywhere and I'm seriously considering Vegas when the time comes. You guys are great together, I look forward to seeing more of you and Laci.

[@philanderson1200]

We had our home built last year in Arizona. USDA loan no money down no PMI and the builder paid closing cost. Now our mortgage is less than the rentals in the area 🤗

[@unbezo398]

Who was the builder?

[@rhbarbs]

Your kidding. I busted my ass putting 80,000 on our townhouse in Vegas

[@rubensalinasjr.1615]

Have you or Laci ever got a deal done with a NACA Mortgage

[@teresagreenhughes2991]

My husband and I are talking about buying a home in Las Vegas. We live in Washington state and it gets pricey to buy here.

[@JamConcerned]

Jacob love you tag line at the end of the videos.

[@pgpm_td571]

I just watched a few videos from each of u earlier and now here u are together lol wow

[@johnd.1211]

are there certain builders have a track record of quality builds in LV?

[@stevenrohde8133]

Hi Jacob, my wife and i live here and enjoy your video's and we enjoyed this video with Lacey in particular, as in a few years down the road would be interested in purchasing, and would not hesitate to contact Lacey, as we think she does a great job explaining and seems very likable and down to earth and sincere. Thank you.

[@thinkmore2975]

Does Laci have Experience with self employed ??? i am 21 year old barber in Cali. i make about 5-6 k cash a month, i have never done taxes. i have about 30k cash saved up and i want to move out to henderson nevada

[@tinaandrews1597]

Move now because prices are going up. But 300k will still get you a 2 story brand spanking new home.

[@unbezo398]

@@tinaandrews1597 Welp, they going down now!

[@mkb9464]

Jacob, what do you do for a living?

[@garnettehenderson5761]

Don't under estimate Jacob

[@JimmyHFinancial]

Great video... the buying experience can be a great one if you have a great dependable agent on your side..👍

[@TimHunold]

Long time subscriber, but I have notes. Many questions on Vegas new construction trends. Very gaudy, some dumb features, maybe you can clarify. 1. I see way too many wine rooms and or wine fridges. 2. Toilets in tiny side rooms. Feels like cramped public restroom stalls. 3. Garages that are not garages, with an office instead. Just make a wall, not a fake garage door. 4. Courtyards in front of the front door see like wasted space. 5. 5 tiny bedrooms... but it is 5 bedrooms. No usable closet space goes with that observation. 6. Building to an almost maximum footprint on the lot. 7. Cabinets tend to be really cheap, less than Ikea quality. 8. Multiple dishwashers, wtf. 9. Pretty much only recessed lighting. 10. Low ceilings. I feel like a giant.

[@babycatto173]

Been watching for a while. Love your channel! Can you please talk about apartments and or studio apartments? Where are safe locations with not too expensive rent? Thanks in advance 💕

[@edeter2260]

Laci mentioned she does not charge a fee for being a buyer's agent; but what about the brokerage she works for? Wouldn't the brokerage charge her client (the buyer) a service fee for their involvement upon a successful completion of the sale? Berkshire Hathaway and ReMax do charge this. Now being a devil's advocate, in reality doesn't the buyer pay all the fees and commissions since the buyer is supplying cash to pay for the home? Great video and great info. Thanks!!!

[@beccasophiascott]

Great video! What is Laci’s contact information? I would love to get in contact regarding a home purchase in Las Vegas. 😊

[@JacobslifeinVegas]

Thanks Rebecca! The link at the top of the description will take you to Laci's site. Her and the team will take it from there!

[@MrShawnuff]

Was wondering if you ya'll can do a video on living in a gated community and rules to living in one compared to a non gated community. The pros and cons. Thanks

[@midwestslim]

SIDs and LIDs are 2 terms almost unique to Vegas real estate, why ( should they just be passed on into the price of the home)?

[@georgewhite7908]

Jacob always watch and love your videos keep up the great work and Lacie how would I be able to get ahold of you if I had questions pertaining to buying a home or condo

[@cal88usa]

We want to move to Vegas but the school districts are one of the worst in the nation. I want to give my children a good education. I work n Child Development an would like to know if there are jobs in this department? Thank guys.

[@Zorn76]

The good news is that it's much easier to own in LV. But while property has gone up over time, it's still a pretty volatile market all things considered. When you look at pricing history for a listing, you can see many that are far from their peak value pre 2008. LV is booming, but there's also nearly double the amount of homes on the market compared to a a year or so ago, with many of those being offered for months. It's a slow moving process. And like anywhere else, which zip code you reside in can play a measurable if not significant role in the appraisal. Feels like the market is a bit inflated right now. Another interesting video would be cost of living in proportion to average income. Seems like wages have stagnated compared to cost. IMO, the reward of owning there is that it's possible in the first place. But it'd be foolish to predict that the 250+ k homes now will be worth 500k in 10 yrs.

[@unbezo398]

Hi thank you for your comment.

[@TearitoffE]

I got 200k

[@kerricarder-mccoy5338]

You two are a great duo! With loads of great info! Looking forward to moving there in June!!

[@Misstea175]

Hello Jacob. Your videos have helped my family and I move to Vegas. Live in Henderson now for a year and currently looking for rent to own homes in the Henderson area, specifically the cadence area. Would you have any information on how to look for rent to own homes here? How can we hook up with the realtor in your video? Thanks and look forward to your response?

[@kerynl.sanchez9891]

Can I get some info on how to contact Laci, planning to buy a home and she seems a trustworthy agent :)

[@everythingeverywhereeats9100]

Hi Jacob I was thinking of buying a home in Henderson. Do know of any local las vegas lenders that i can call?

[@teamextras4life270]

🤔🍾🍿 very interesting

[@bullnindog]

Well I’m Fudged, I need to rent since I’m getting my credit repair , Some of my debt is in collections so need to wait for it to be removed

[@Vtard1]

Wonder if he ever got that kiss for having a 750 credit score....

[@Trump20-24]

Is that your house Jacob?

[@asianheroes8019]

I'm planning on buying a house in Vegas. Maybe you can help me ms laci. Thank you

Why is your arm around her back chair ???? Thumb down😇

[@Gopackgo1000]

Jacob are you also a realtor?

[@ricardovanbuijtenen5137]

Oke, get this, but we wanna immigrate and buy a house to retire, now what?

[@adamlynch6954]

I think its pretty clear by now jake is smashing this blonde chick.

adam lynch 100 & she married !!!

[@terapan1742]

@ Its vegas you moron

[@unbezo398]

What a childish comment

[@drewpdrew2004]

Arm around the chair Jacob? Uh oh seems to me that you two are feeling each other a little bit lol. You two would make a great couple. Salute! 😎

Drew EX she’s married 🤕

[@unbezo398]

Childish much??

[@rabbsb7985]

How can i get in contact with lacey?

[@MrDreaded]

I would love to go back to vegas again however last time I was part of a group this time id be alone so have no real idea how to start going from uk what with visas and health certs as last time It was all done by the group leader ah well maybe one day

[@oliviacarr7533]

Love it when y’all do videos together!! Keep it up and good job on the credit score lol

[@RagdollsOfLasVegas]

Not for families. Schools are the worst

[@Valhalla_Heathen]

My credit score is near the 700 range, I have about 5k in my account, what am I waiting for! 😁

[@neverdown222]

Daniel Reyes 6 months reserve and a steady job that will allow you to pay that mortgage the next 15-30 years. Not having a car payment can help too. Read Dave Ramsey.

[@shoeboxSD]

You need to warn your audience about financing condo's in Las Vegas and how nearly impossible it is. Given all the lawsuits with all the HOAs in Las Vegas, national banks won't deal with condos there. Only a "very" few finance companies will work with you, but you have to find them, and their percentage rate may suck. Unfortunately most purchases of condos out there are pure cash.

[@zare89]

Can you please explain what is going on with law suits against condo HOA ? Is it in wholse Vegas or in some parts only

[@unbezo398]

@@zare89 My precise question I was going to ask. Did you find out?

[@unbezo398]

Thank you for this! I didn't know.

[@nunyabusiness8254]

Maximus loves Lost Vegas Jacob but it feels like 2006 all over again. It's median home price have increased the most in the nation. Cities that increase the most are expected to fall the most. Low interest rates/cheap money are driving prices through the roof. No one saw the crash coming in 2007. Not even Donald Trump can save us. I'll be in Vegas for the strip club convention in August

[@nunyabusiness8254]

@Jeff Webb Trump is a self serving real estate guy...he wants to drive prices as high as possible so he can sell. He only cares about his own interests. He'll be buying again during the next recession. No we cannot afford tax cuts....Murica never recovered from Bush's cuts, Obama added to deficit, Trump's tax cuts are the final nail in the coffin. Whenever the next recession arrives it's going to be really painful. I winder if we'll bail out the big banks next time???

[@Whiteboy39thchi]

I could see ❤❤ soon

[@markmene1975]

Are you guys dating now ?

[@Relaxingkiwi]

Mark Mene not dating but 🤜👈

[@ejr5480]

Make sure to buy a house with a horse trough in the yard! Wilbuuur!

[@Kneineriffic]

804

[@jonstrumel8327]

Retired living in Las Vegas and in NYC. In what country will a bank give you a mortgage with 3.5% down? 20% is still the standard down payment regardless of the price for the home. US banks are not going back to 2007 or 2008 ever again. You either have the proper down payment or you just can not buy a home. That simple. Plus let’s also take into account your real estate taxes. The days of being “house poor” are over. The banks will not take the risk again.

[@TimHunold]

3.5 can be an interest only loan. You'll never own it

[@jonstrumel8327]

Tim Hunold Exactly. 2008 all over again. Ridiculous.

[@jonstrumel8327]

Jeff Webb I know, I live in Vegas. Not that low.

[@TheHardRockG6]

She is super hot!

[@venusbucci4829]

That’s really helpful thanks to you both

[@joelwhitner5126]

How can i get in contact with laci

[@JacobslifeinVegas]

Hey Joel, Her contact info is in the description. Her team will get in touch with you shortly after that!