Millionaires in Cars Getting Coffee with Humphrey Yang (

[@humphrey]

Thanks for having me George! This was so fun. And LOL @ the Intro. How am I behind DUMPTY?

[@CrimsonDrake-sl3qf]

Fair question.. Geoorge 🧐 😂

[@KO-lw4lo]

I think you are fantastic Humphrey. I recommend you to my high school students.

[@wyckedsyndicate]

Just found George's channel and found he had an episode with my favorite youtuber! Hope you're doing well man I really appreciate all the education you've provided. It really changed my life ending my 20's on a really high note

[@Kevintendo]

LMAOOOOO

[@catseyes8377]

Social stigma of adult kids living at home really annoys me. Asian culture is you live with parents until you get married. We also take care of our parents. And never send them to nursing homes

[@i.m.7777]

I LOVE that about Asian culture!

[@hydspirit]

Kids stay home with parents and dont get into debt and grow their lives and parents stay healthier longer as they care for grandkids. One generation cares for the other. This system prevents debt, stress for caring for young kids and older parents and their is no time for depression.

[@vilmaaponte3380]

Hispanics too! Same

[@kylehackett162]

The United States values independence and doing it on your own. If you are a man especially, living with your parents is a huge turn off to the opposite sex. Besides you can take care of your parents while also having your own place to live.

[@shirleygermain5707]

Only to the kids that don't work and beg the parents for money.

[@CravenWM]

The retirement question - I retired in 2021, didn't do anything for over 2 years. Was going 'stir crazy'. Now I am doing 1099 gigs and really like it. BSM - No Debt - Work at what I want to when I want to. It's AWESOME. Wouldn't be in this position if it wasn't for the Ramsey Plan that we started in 2014!

[@aviator623]

2 smart people getting coffee…love it. Thanks to Ramsey my wife and I are less than 2 years away from owning our house and being completely debt free. The stress of being debt free is so worth it. Thanks George

[@fkgalarza5363]

I wanna see Sharon Ramsey on here 😎

[@robertoriosvargas9624]

Thanks for bringing Humphrey !

[@theChef1337]

George just died inside when Yang ordered that donut 😂

[@carrcovers3775]

😂😂 I thought the same thing

[@joiev7276]

Best comment!

[@loft27ss]

No, look at the Hamfrey face that moment! He loves freebies😅

[@militarybase-xm4oy]

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024 Investing with Juliana Heidi

[@saranny-vinokurova]

Honestly? I'm so excited. Juliana Heidi strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@sergiorom33]

The first time we had tried, we invested $5,000 and after a week we received $23,400. That really helped us a lot to pay our bills.

[@mikesusie-ck3bm]

Most people are retiring this year and has nothing to show for. But I assure you it's never late to get your financial life together again.. All thanks to JuLiana for I and my family.🏝 🇺🇸

[@TimoRodriguez-es3gv]

Wow wow please is there any way to reach her services, I work 3 jobs and trying to pay off my loan for a while now, please help me..

[@militarybase-xm4oy]

*SHE'S ON TELEGRAMS MOSTLY, USING THE USER NAME.*

[@CarlGorn]

Hubert H. Humphrey, V.P. from 1965-1969. Oh, and trumpet player Humphrey Lyttleton. But as a subscriber, I liked the video anyway.

[@bethferback5454]

This was a great conversation. Not only did I relate to more than one habit but feel I learned as well. I do get a kick out of saving too. Great content!

[@larasutton1483]

I have seen other comments like this but I would love to see some everyday millionaires on your interviews. Not that other personalities aren’t real people. It would be nice to some non-KZbinrs getting a free coffee from you! And hear theirs stories of course.

[@EricsonHerbas]

My two favorite financial HOTTIES. Great to see the two of you together. Been following your channels for the past two years. Thanks for all the good financial advice.

[@altheaelainejaug8497]

High key love both of you and the content you guys do ❤❤❤

[@yvonneluc5582]

Please have Smart Money Bro on your show. He’s a great financial advisor.

[@lilibethvilella]

George!! I can’t with you 😂😂😂 love your sense of humor. Plus this left us better

[@christinehopping5040]

I'm single income living in California on a clerk salary with > $1 million net worth. I own a house, debt free, and a 98 Camry paid cash $5K. Everyone can be a millionaire in America. It's the BEST country in the world.

[@isaiahayers1550]

Everyone can? Not even close to being true

[@ogre706]

If everyone in America became a millionaire it would mean inflation hit 1000%.

[@manusmanus1836]

Yes, everyone can, came from Africa 30 yrs ago with nothing. Made many mistakes but was still able to turn things around after 2012. Net-worth now above 1.8. That is excluding what my better half has in her own 401k. We are above 3. Thank God for America.❤

[@republicunited2183]

Amen, do we don’t need/want the left turning us into a communist country. God Bless America.

[@sussannekeith5676]

Yes they can… you have to want it😊

[@cybertoeknee]

Changing from FIRE to FINE (Financial Independance, Next Endeavor) is more in line with what most people are doing. Making money on your own terms.

[@k87upkid]

I've always said I'm kind of FIREing but FINE better captures what I'm doing.

[@peterpahor8228]

Amazing channel 👍. My aunt passed and I inherited some of her portfolio and cash savings, I'm 28 with about 400k cash in savings and as usual everyone's preaching invest, so what stocks are a good long term buy, only major purchase I intend to make is buying a home in 5 years from my returns

[@elenab3052]

Lucky you, I’d buy a lot of tech stocks and Dividend portfolios with that.

[@alpgeorge7012]

Don’t come to KZbin looking for KZbin advise, instead contact a fiduciary for proper guidance.

[@caryishnagardner9429]

Same, I just use KZbin for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own.

[@peterpahor8228]

How do I reach out to a financial advisor? my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

[@caryishnagardner9429]

She's known as 'monicamary strigle. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@MilkyWayGalaxyKid]

Yo, George! I appreciate videos like these man! 😎 Thanks a lot! Also, thanks to the team at Ramsey that helped you put it together. God bless 🙏

[@walkthroughthestorm39]

when you said you're paying with a debit card i marked my un-overdrafted debit card "my best friend :)" and my monzo "be careful - only use pots, not flex" with a sharpie... edit - im using acetone remove the above mentioned from the un-overdrafted card to mark it "my 2nd best friend after ca$h :-/" lol. i really appreciate you and im going to share your channel with my family. Love from Yorkshire, England.

[@christianrodriguez5346]

I am doing the same thing after college. I have no loans and my parents want me to stay at home after graduation while I work. They want me to save and invest as much as I can. They told me I can stay as long as I like. I don’t care what others think of me if I stay at my parent’s home for some time. I would stay here until I feel I should go.

[@the_jones528]

Preach

[@jgagnon88]

I would love to see Caleb Hammer on this show!

[@HeavyMetalGalamont]

Hes afraid of flying

[@MTKARusty]

"flighing" Lord save us..

[@HeavyMetalGalamont]

@@MTKARusty sorry English is not my first lenguaje and I recognize it was terrible :)

[@micahotto]

Caleb’s net worth video at the end of 2022 said he was at about $250,000. He’s probably not quite there yet but well on the way.

[@christinab9133]

Yessssssssss

[@LifeandLifeMoreAbundantly]

I hope he has a good and blessed life.

[@christinab9133]

Frugal Fit Mom Christine would be awesome ❤❤❤

[@SonnyChanhvongsak]

Frowning on living at home post college is a largely American stigma. It's typically the norm among immigrant families especially if you're single at the time of graduation. As well as a lot of immigrants grow up in a multigenerational household, so your parents take care of you as long as needed and when the time comes when they need help you do the same ie your parents will live with you baring needing assisted care or something along those lines

[@republicunited2183]

I told my kids to stay home and save.

[@SonnyChanhvongsak]

@@republicunited2183 My parents encouraged it as well since I work in IT and can work remotely. They just told me that I had to "pay" them ~1.5k a month that they would put into a bank account I can't touch and return it to me when I want to buy a house. So once I did buy a house I had the full 20% down payment and I was already conditioned to the expenses of a mortgage, utilities, etc

[@SonnyChanhvongsak]

@@republicunited2183 My parents actively encouraged it seeing as I work in IT and work remotely. They just told me that I had to pay them ~1.5k a month which they would return to me once I decide to buy a house. Once I did choose to buy a house I had 35% of the house in cash so I put 20% down and the rest to furnish the house and an emergency fund. And since I was already paying a simulated mortgage I was already conditioned to the expenses that come with a household

[@remyd8767]

It's also free daycare when you have kids lol.

[@thehospitalguy1657]

Awesome episode. I had no idea on the savings rate. We are up to 20% and wish we had done that years ago. Also selling stuff we don't use and saving that money.

[@richmondopuni2278]

You should invite Anthony O’Neal for a coffee ride 😉

[@diannaclarke2758]

Great conversation 😊

[@oakban2]

16:45 Americans also rely on social services to get them through retirement which puts a strain on the system for people who actually need it. People think the government will take care of them instead of themselves taking care of their families.

[@rebacarmack8335]

It’s not awarded on a needs basis but it should be” only” for those who paid in. My daughter was saying that she wanted to retire early- Unless you have something to keep you busy- Don’t do it! It’s boring

[@jermainerobinson7098]

Nice l enjoyed that video keep them coming 👏🏽👍🏽👊🏽

[@brianschutt5359]

Big fan of this series! Keep it going!!

[@lauraaquino71]

George, I learn and laugh so much with your content. This video by far has been my favorite. I love you pragmatist

[@seth_godwin]

Wonderful episode!! I had to do a double take when I heard my name though😂 Thanks for the shoutout, George! That was a fun livestream 😁

[@EdgarVerona]

I feel that. Had my car for 18 years and counting. By far my biggest contributor to FI aside from my savings rate.

[@HermitUnion]

Humphrey B bear! Now I don’t have to like and subscribe….but I am already subscribed so I guess you still got me.

[@coletrain9173]

Hows the baby George? Hope all is well in the Kamel house. God bless

[@christinab9133]

Loving this series ❤❤❤

[@abrahamalatorre]

Definitely Ramit Sethi! Not sure if it would help out the channel or not, but I would like to hear his wealth building strategy and mindset thoughts.

[@lauranelson9380]

Talk about decoy pricing ...here's an insider secret for you: At Hardee's the large and medium fry are THE SAME SIZE! Save your money and get the medium.

[@rebacarmack8335]

Humphrey- that same donut is my fave

[@myjoysunshine]

Love him! Great video. Thank you.❤

[@headsuphockeypodcast2707]

I have a lot invested and saved and I can’t be like my financial advisor Dad. He’s always on his laptop desktop or laptop working in his 70’s. He is off when the markets are. But for me I will be going to the gym, pickleball, hockey podcasting, scouting hockey players, writing for a blog still.

[@ElizabethSandoval-w8o]

At what point do you "splurge" on the nice hotel, the family vacation etc. I'm motivated to max my roth ira and do what's necessary to retire comfortable but I don't know how to build the wealth to help me live now until retirement day. Does anyone have a plan or type of acct you recommend to use to do this? Thanks

[@USMCHelloKitty]

Humphrey is more disciplined than all those with credit cards

[@h.s.levine2932]

Although his paying them off every 3 days isn’t as good as keeping the funds in an interest-bearing account for 20-30 days before paying them off. It’s basically an interest-free loan from the credit card.

[@CalmerThanYouAre1]

You could build a solid list of KZbin finance bros to follow by just adding George’s millionaires in cars lineup. 💯

[@nochannel787]

George! Love your show and your advice. Maybe let the guest talk a bit more. 🫶🏻

[@dt5622]

The expense tracker is really nice, I have been doing it for 9 years already. It helps a ton and it's fun

[@jennafairhaven9084]

Since this is the first time I've seen Humphrey, could you fill us in on the expense tracker.

[@jonm.678]

Living at home is a huge benefit if you can swing it. I lived at home after college and still do but plan to move out soon. Not having to pay massive rent allows for so much more flexibility in your budget. It helped me get debt free and kick off my investments. Do not be shamed into not living at home!

[@leahmcdermott4189]

I’m a 26 y/o female and still live at home. I’m happy with it and my parents are happy with it as they worry about me. They would like me to have a stable relationship and marry before I leave the family home, so they know I’m looked after. I think it’s a culture thing. We have such a good relationship, I get to spend a lot of time with them (life is so short) and I save a lot of money. It a win all around. Besides, adulting (and paying rent) sucks! 😂

[@ethanwilliams8212]

I want to see some random "Baby Steps Millionaire". Someone who has just gotten there and still can't quite believe it.

[@AR-ln7ln]

Here's my experience: It is easy to wear old shirts once you are rich. It's like badge of honor. It is also not a big deal to be poor when everyone else around you is poor. None of the people I know are dramatized over how poor we were. Many things Americans mention that they had to live without, we didn't even know existed. But that's the good thing I guess. We all make jokes about wholes in shoes, shoes too big growing up, but wouldn't be the funny if some of us had been rich.

[@SpencerCookertin]

When Yang comes on George has no problem with credit cards and doesn’t press him but when Caleb Hammer comes on George takes the gloves off LOL

[@benjamin667.]

I like this channel better than Ramsey because you have a variety of content and don’t teach a 12% withdraw rate.

[@flyingfoxes.]

Love that he mentioned that he lived at home as an adult. Too many negative connotations about this. There’s a reason that homelessness does not exist in my country and we don’t send our elders into senior homes 😂

[@BeerStearns]

We cant commit to one employer anymore because they won't give raises to market pay or invest in training. You have to learn something new and then move jobs to get your market value.

[@tressalewis7004]

Two brilliant money Men! Loving the show❤❤

[@artat777]

I absolutely love your videos! You are the man!

[@panzer_TZ]

Another example of why Dave's statement that "most millionaires don't inherit money" is misleading. If we all had financial literacy at a young age, a super high salary at a young age, and could stay at home until 34, we would all be millionaires. I literally had to teach my parents about credit and finance. Good for Yang, but it is what it is.

[@isaiahayers1550]

Absolutely. It usually takes a lot of privilege and good fortune that most people don't have.

[@deelehey2827]

Hard work is the key….not privilege or luck.

[@guccithunder6136]

Inheriting vs Having Help are two different things. Inherit=Getting something. He didn’t inherit his Money. He worked for it. It’s no different than getting 5 different roommates to save money on expenses.

[@matt9741]

All of the above *CAN* help you get there faster and easier, but you can still get there all on your own.

[@isiah675]

If your parents don't want you living with them get a cheap place with a bunch of roommates there's always a solution if you look for it

[@forrbyc1508]

I know George had to be low-key mad that he added on the donut 🤣 9:16

[@kelly4421]

I love the funny video clips. 😂

[@filipinoguy5037]

Brian Preston or Bo! The Money Guy show cast would be great

[@0xModene]

Good news! They've already been on

[@dianncotterell5531]

I didn't buy new dressy clothing for more than 6 years. I will buy some pieces by the end of the year. The funds will come from my clothing sinking fund. I want to build wealth.

[@MBergyman]

Nothing wrong with living at home. The problems come when you are not contributing to the family life. It seems most examples we hear of when we think of grown kids living at home are those who have done nothing with their lives and have no motivation to help their parents with living expenses, just being a leech. Clearly the guy in this video does not fall in that category.

[@DonnieB_83]

George was eyeing Humphrey's donut hard at the 9:07 mark lol

[@VascoP7]

Love to be apart of this channel! Keep it up

[@blackchickadee1]

Love Humphrey Yang! 🎉

[@bestsportnascar]

I pay my cards off every few days too. Maybe I'll be rich and riding in a car with George some day.

[@yaarrp535]

Elder millennial here and I've got 25 years at my company. You've got a ways to go on that longest career title George! 😅

[@taylor.g.deloye]

You’re not a millennial then lol

[@m4al]

@@taylor.g.deloyeolder millennials are now 43 years old 😱

[@josephpeterka6069]

Haha love the graham shoutouts

[@ethanhumphrey9219]

I come from a long line of Humphreys!

[@flowconyoliz]

Please have @HeidiSomers on your show! Her story is incredible! Alaskan girl, moved to Texas, started doing KZbin videos for health and fitness and she's built an empire with no debt. She's also known as "Buff Bunny" and is the owner of "Buff Bunny Collection" for athletic clothing. AND is a woman of faith in Christ....

[@angievol09]

Would be cool to see one of the 'everyday millionaires' that have called into the Ramsey show on one of these!

[@nicolarichardson6973]

I do the same I pay my credit card up every time the balance is posted. The best advice I heard is treat your credit card like a debit card and that way you think of the cash leaving your your bank account

[@erichernandez5513]

Bad

[@timprussell]

The always be buying approach is tried and true.

[@wagon9082]

Good video

[@Krinbo]

Yes, he is a fully grown man, but Yang is also an adorable piece of uncooked spaghetti and I fully want to shield him from the world.

[@aliciafalendysz6231]

😂

[@thebettersideofkyla]

George…Get Professor G for the next interview!

[@jordancaballeromedia]

Great interview.

[@AviSpira]

Love this series, keep it up!!

[@JTakesAction91]

Does he own a house or rent? He mentioned considering buying a house but not sure if he means primary residence or rental.

[@laurie570]

Still living with his parents at 34 and made no mention of having to pay rent.

[@nathenleelewis]

How do we join the Yang Gang!

[@kasession]

Love these segments with George!!! 😍

[@LetHimLead]

We were "this" close 😂

[@JD78CN]

I never looked at the prices for TVs at Costco. I do know that, if I leave my wife at home I’ll save about $200 at Costco every time.

[@sussannekeith5676]

Nice 🙄

[@janethms3]

😅

[@MaximGarantRousseau]

I’d love to see Canadian financial influencers such as Brandon Beavis or Pierre-Yves McSween !

[@ninerknight5351]

This episode strikes my ego. I have twice the net worth of Humphrey and I was homeless at 15. If I had a loving family I could’ve lived with, my net worth would easily be double or triple what it is. If you’re living at home it’s a good thing, just don’t waste that time!

[@X11CHASE]

If only everyone could be so easily content

[@catherinewetzel417]

Don’t know if Hubert Humphrey (former US VP) counts

[@wickedlynaughty7352]

Excellent vid. I've watched you both now for years. Swing for the fences get Jerry Seinfeld.

[@Raaandy]

I get that the "use a debit card" thing is for the Ramsey audience, but I wonder how many other financial influencers or advisors laugh at that. lol

[@TheRealFrostysaur]

When are you getting coffee with Caleb?

[@KurtisB]

Caleb is too busy and doesn’t travel lol.

[@elizagrace844]

Homeboy is afraid of flying, right?

[@TheRealFrostysaur]

Ah yeah. It would be really nice to see him chill with George

[@metaltera86]

Is Caleb a millionaire?

[@KurtisB]

@@metaltera86 Most likely no.

[@dcpaq]

@humphrey you should buy a nice house for yourself! Guess the rate are fine now and it would give you a great feeling of owning your own home!

[@jenniferramos6398]

I also make credit card payments every 3 days 🙃

[@RichardTouchfaith]

Gosh, if I was able to live at home I would milk that situation for as long as I could.... Sure.... I'll pay all the utilities....no problem. Shout out to all the lucky ones who get to live at home and save up their whole paycheck to build a better financial foundation!!

[@kylehackett162]

It's not healthy living at home when you are an adult. It's time to grow up and flee the nest

[@pete5691]

While I admire the saving habits, one of the sacrifices is a family with children. Especially if he were a woman, he would be nearing infertility.

[@loft27ss]

He looks like a guy who would never marry or have 🧒 kids- money would be a priority

[@amanda.c.ice.]

Great episode!!!

[@dianewicks8934]

Smart move on the Mercedes. We have three, a 2005, 2013 and 2022. No payments and they will literally run forever!

[@mandypdx]

My super rich grandmother had hers for 29 years, until sje passed

[@dianewicks8934]

My husband and I joke that you get tired of them before they ever wear out!@@mandypdx

[@charlieboyvespa8610]

From the UK...hook-up with Damien talks money....now that would be something across the pond y'all !!!! Great video guys....if I save under 50% per month I feel like it's a month wasted....save save l, invest then delay the gratification for more reward down the line.. even on £11 or 11 dollars an hour it's mind over matter!

[@turnovertheleaf5505]

This, nooo that. George: OH, ok...

[@alejav.5619]

The sound effects 😂 💪🤜🤛20:29