घर खरीदे या किराये पर ले ? | Buying a House or Renting which is Better | By Dr. Amit Maheshwari

🏡 Navigating the Housing Decision: Are you torn between the age-old dilemma of buying a house or renting one? Join Dr. Amit Maheshwari, renowned business coach, as he demystifies the complex decision-making process around housing. In this insightful video, Dr. Maheshwari provides a comprehensive guide with calculation examples, helping you make an informed choice.
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📊 Key Insights Shared:
Emotional vs. Financial Decision: Dr. Amit Maheshwari delves into the emotional sentiments attached to buying a house, juxtaposed with the financial prudence of renting. Discover how emotions can influence choices and learn to strike a balance.
Financial Calculations: Through real-world examples and calculations, Dr. Maheshwari breaks down the financial aspects of both buying and renting. Understand the long-term implications, costs, and potential returns associated with each decision.
When to Buy a House Worth 1 Crore: Explore the scenarios in which buying a house, especially one worth 1 crore, makes financial sense. Dr. Maheshwari offers practical insights into the factors that should guide this significant investment.
Renting for Profit: Uncover the hidden benefits of renting, including financial flexibility, investment opportunities, and the potential for higher returns in certain situations.
Balancing Emotions and Finances: Dr. Amit Maheshwari provides strategies for balancing emotional sentiments with financial realities, ensuring that your housing decision aligns with your overall life goals.
🌟 Practical Guidance: This video goes beyond theory, offering practical advice and actionable steps to help you navigate the housing market with confidence.
🔗 Connect with Us:
Ready to make a housing decision that aligns with your goals? [Subscribe] and [Like] this video to stay informed about the latest insights from Dr. Amit Maheshwari.
🔍 Tags:
#HousingDilemma #FinancialDecisions #BuyVsRent #DrAmitMaheshwari #RealEstateInsights
🔗 Hashtags:
#HomeOwnership #FinancialFreedom #RealEstateInvesting #PropertyDecisions #SmartInvesting #BusinessCoach
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About the Dr. Amit Maheshwari:
He is an award-winning Global Business Trainer, Corporate Trainer, Keynote Motivational Speaker, Brand Consultant, and Mentor and travels the world sharing his knowledge and experience in Business Growth, Sales generation, Leadership, Team Work, Motivation, and Management. Dr. Amit Maheshwari has delivered more than 2500 speeches and seminars across the globe.
Invite Dr. Amit Maheshwari as a Keynote Speaker for your next coming training event or motivational session. Call [phone] , 9911473894
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[@alokkumardas5236]

Kudka Ghar matlab Emition...Izzat..... 😊😊.... Har cheez main paisa dekha Nehi jara.....bada dream dekho....paisa kamao.....khud ka Ghar kharido....

[@yogi4473]

जब तक पैसा ना हो किराए पे रहो पैसा आते ही सबसे पहले घर ही खरीदना चाहिए

[@Viral-News1]

Galat Salah hai

[@arunit2812]

right, i did same.....i am happy.

[@aadmi.962]

I would suggest that if somebody earning approx 1 lacks should not take loan more than the 20times his/her monthly income or 20 lacks !

[@Dhyey-ek-travel]

Nice lecture,I showed you sir first time at Rajkot.I am from rajkot, Gujarat.

[@shivarora7573]

Bilkul sahe sir aap sahe bata rahe hai

[@tushar742]

Sir , I am very grateful to see your videos, I am a college student and i have business ideas but I can't understand how to convert that idea into a brand. Help me to execute business skills.

[@hariruidas2634]

Super ideas Amit sir 👍👏👏👏👏👏👏

[@visamishra4009]

Very nice explan

[@rupeshranjan4909]

He didnt talk about inflation at the end and Property Future value after 20 years... It's critical factor which might change the decision. Rent growth at 10% every year IMPACTS , it also translates to Property Appreciation at some % every year

[@varinder251]

But property appreciation is only applicable to own land. 90% of people MNC people living in apartment. whose value depriciate except few cases due to constuction quality degrade over the period of time.

[@nitinjoshi2427]

Capital bada k bhi ghar hi lete hain log, mostly invest in real estate only. Plus you have to compare the rental return plus capital appreciation plus tax saving also in consideration while decision making of house/flat purchase. Everyone should buy a house even if you may not live in that, it can be rented out.

[@jatinkumar3963]

I like this video and thought

[@rohusay]

Practically not possible to invest 75000 sip for normal person but paying emi is possible... One who try to follow this will loose control with market flactuation and will stop sip... Home buyer on the other hand will able to make sure shot asset by paying emi

[@bapanchakraborty9152]

Subscribed ...your channel today

[@hanyakirasoi8035]

Well explained, bhut achche se btaya aapne...sir mere bete ne Vivek bindra par video bnai hai, ham bhi victim rahe hai so... sparshcastic nam se channel hai..

[@rajeshkukreti7606]

Agar sab Rent par ledge to Ghar Milega kahN se, Ghar sirf rahne ki jagah nahi. Har cheej investment ki nahi

[@PankajTiwari-oe2zw]

8'35roiminus 6 inflation equalus 3 per per annum intrest think about it sir

[@veeritune]

Kaan ko sidhe tarike se pakdo ya ghuma fira kar..pakdna akhir mei kaan hi hai..moral of the story is Apne ghar mei jo sukun milta hai usme aaki productivity increase ho jati hai..jab tak paise na ho toh rent..paisa hote hi ghar

[@asmkhagolshastri2148]

Great sir ❤ you lovely guide 🎉

[@bloggerravi6455]

Recently I scroll youtube then see your video 1 video watched then I open your yt profile for more effective videos,❤🎉🎉🎉🎉 Supper information Thanx 🎉❤

[@shribalajigoodstransportfa131]

1 lakh ki income hai to 25 se 30 lakh ki property le sakte hai

[@nayangogoi7366]

What about the money that you pay on rent which never comes back while after paying emi on the home loan finally the home is yours and will act as an asset for you???

[@amargaming5959]

Sir land appreciation bhi hoga land pe after 20 years toh shyad 6cr isse jada ho skta h...

[@ayanthe90smusiclover61]

Jb apna ghar hota to satisfaction wai hota hai ❤

[@bhawnagoel3505]

Bhaiya 20 saal m jameen ka rate kitna ho jayega uska idea lgaya kya? Rent ni padhta h kya?

[@gauravgandhi9628]

Following points were ignored in the discussion: 1. Rent will be increased @10% every year 2. Appreciation of the property value (Ayodhya case is exceptional, shouldn’t be generalised) 3. Income tax benefits on Home loan 4. Shifting cost and hassles . Please take your decision according to your situation and not under influence of any KZbinr

[@prakashkubde148]

Great👍

[@nayangogoi7366]

Well said ..

[@yuviksingh]

Kon kon manta h rent se acha apna ghar hota.. 🙏

[@user-mn5fq4sh6f]

Sir ji muje 500000 invasmant karne ha to ma kase invasmant kase kru

[@drsurya5059]

Total Income ka 30% per month max 30K per month EMI if income is, 1Lk

[@deepakjatav839]

Oky

[@dhruvsingh8067]

Main v yhi sochta hu ki rent pe rahna hi sahi hai but gharwale ye cheez nhi samajhate hai...Wo kahte hai apna Ghar hona chahiye....

[@SarwanKumar-ux1qm]

Maan lo mai rent pe 10000 de rha hu agar mai 10000 ki EMI pe home loan le leta hu to voh ghar mera hota jayega but rent par ghar kabhi apna nhi hoga apne Ghar ki chahat hoti hai voh zaroori hai aur property ki value bhi badhti hai

[@RANJANKUMAR-jb1xw]

❤❤❤

[@abidabanu1596]

Sir ji yk video is topic per chahiye tha ki car lekar rent per dena kaisa hai ur ya phir ola Uber type online karke kamai kar sakty h kya kya problem face karni hugy sab batyga sir 🙏🙏 zarurat hai iski

[@meriawazhipehchaanhai8081]

Ola and uber ke charges ho woh lete hai bahut jyada hote hai. Ya toh ap khud drive karein. But waise loss ka business hai because uber and ola ke charges bahut hote hai. But Delhi ncr mai acha mil sakta hai return agar ap khud chalayein toh. Because driver salary and car emi ye sab bahut jyada ho sakta hai

[@RahulBharati-ro3zc]

Sir mera payment 50k hai mai kya karu

[@rpatil100]

Critics must watch video once again! Half of your queries are already answered. 😂 Baki log inki baate seriously lo. Rent income 5% of property value and appreciation of property on an average 5% total 10%. Lekin aap usme rehte ho to ye matter nahi karta ultimately its not asset its a liability. Ye jinko nahi samaj aata wo kripaya thodi aur study kare. 🙏 Not to hurt anyone but simply in public interest 😊

[@rajeshkbhalla]

Dear Amit - 20 years back flat used to cist 25L lacs in Dwarka Delhi. Assuming some one staying on rent would have paid total rent of 36 lacs in 20 years. Today cost of flat is 200 Lacs. Now don't you think the person who would have purchased house 20 years back made a sensible decision. His property appreciated 10 times and he saved rent of 36 lacs. In case or say home loan of 10 lacs, he would have paid interest.

[@sanjayshukla3718]

I purchased a Land and after 10 years its value is same. And trust me its true. Plz don't share conditional story. You purchased at right place and you are lucky. Not everyone is Lucky.

[@rajeshkbhalla]

@@sanjayshukla3718 I have not purchased. I only quoted an example

[@kamalgoyal2938]

20 lakh ho to nahi lena chahiye but 50 lakh apne ho to jaroor lena chahiye apna ghar 1cr ka

[@cricketwala4645]

Isi cal v EMI par lo to fir o car v to showroom walo ki rhi hamare kese rhi

[@jyotipeters102]

Aap kis ghar mei rehte hain.. Rent or you own your house.. 😊it's good that you have told very nicely both the benefits.. But i think log majboori mei he rent pr rehte hain.. Ager unke pass enough paisa ho to unki sbse pehli preference apne ghar ki hoti hai.. Aur usmein even a single brick they put happily.. Unhe tb maintenance cost nhi dikhta.. Cos they are happy to live everafter in that own house.

[@mogambo-ry5qe]

Mere pass paisa hai par rent par rehta hai. Mera dost Saal ka 35 lakh kamata hai par rent par rehta hai saalo se.

[@Rks123skr]

i m bankrupt after my pf mismanagement but i m now living no loan life proudly😊

[@uttampradhan501]

आप को ऑल इंडिया से लोग देखते है सर, तो उदाहरण थोड़ा कम बजेट का देना चाहिए ना, एक करोड़ का घर कोन लेगा भला, कॉमन मैन?😀

[@ZainKhan-cc6wt]

😆😆😆😂😂😂😂😂right bro

[@latifsheikh4873]

Sir your calculations is not correct consider on rent that every year 10% increase so can not invest every months 52000 revised work on every month's investment after considering this factor thanks

[@Helping_people_UK07]

❤️🙏🙏🙏🙏🙏❤️

[@RameshKumar-wf9qp]

I am a retd from govt job. I bought a flat on EMI. Paying EMI 26303 /- I m getting pension only 34000/- pm No savings. Having 2500000/- loan on floating rate of interest @11.95. my flat present value is 45-50 lac. Please advice should i continue loan on EMI for 13-14 years. Or sell my flat and pay my entire amount of loan and save 20-25 lac invest in SIP and also save my entire pension. Will it be a wise decision to leave on rented accomodation?

[@SarwanKumar-ux1qm]

aapka nhi ho pa rha toh aapke paas koi option nhi hai aapko 25 lakh ka loan nhi lena chahiye tha aap chaho to flat bech k 25 lakh ka apna Ghar le lena chahiye

[@technialglassmachines748]

Rant

[@sefutechnicalfuture1265]

20 sal bad us proparti ki kimat 5 karod ki bhi to hogi

[@SagarPatil-fw3nt]

If income monthly RS.100000/. Then emi of home RS 10000/. Is ok for that

[@SarwanKumar-ux1qm]

Itna to ok hi hai bhai 😂😂😂

[@SarwanKumar-ux1qm]

Log 20000 salary pe 10000 bhar rahe hai

[@parmeshwarshah1405]

Single flat ka kiraya bhai jayda ho hota hai 20k - 25k

[@rinkuji7975]

Sir main loan Liya Ghar banane ke liye lekin aapka video dekha to plan cancel ker diya ab main wo paise ka kya Karu main kiraye ke makan me rahta hu 3000 kiraya hai emi 5321pr month ki hai please sir riply

[@simranarora97803]

Ghar lelo bhai uski value b bdegi tnsn mat lo ..jo aaj 20 lakh ka ghar 10 saal baad 40 ja 50 lakh b ho skta apna Ghar apna he hota

[@SarwanKumar-ux1qm]

​@@simranarora97803exactly 3k ki jagah 5k rent smjh lena aur kya jab bhi extra paise ho to prepayment krke Loan khatam kar dena chahiye jaldi se jaldi

[@MunnaKumar-qb2md]

Agar koi person 5 to 7 thousand rent pay karne ki jagah koi apartment ki emi 5 to 7 k ke ass pass to kya he sahi hoga

[@SarwanKumar-ux1qm]

Exactly vahi mera bhi sawal hai Banda 7k rent dega tab bhi ghar uska nhi hoga but 7k-10k EMI dega to 20 saal baad hi sahi ghar to apna ho hi jayega aur property ki value bhi badhegi 20 saal me

[@pratapverma6399]

Dear house ki value vi 20 saal baad 10 cr ka hoga

[@Mrtufail860]

Meri inkam 1 lac par month hai To 10 lac ka Ghar lena chahunga

[@parmeshwarshah1405]

Theen mahnie ka kiraya aur ek mahina advance jayada lag jata hai

[@kd4oo633]

😂😂😂😂 Why dear Insist us to be involved in the Share market . We know the population is increasing day by day... And land is fixed. So, investment in land/ property will be a good decision. And share market graf is unpredictable and generally we face recession every decade by which the shares market crashed and investors are made fools . So try to take land / building because this assets not face depression calculation. And generally every year property rate increases twice the value of investment...so if we set a 20 year bank loan for occupying our desirable property 90/% chance investors win this process.. Because Satiment. And meanwhile you get any customer which give more than property values ... Than you can sell that... And fill dues bank loan and make more profit ... 🎉🎉

[@MukeshDhurve-sw2gn]

1lac ka home 20yr. me 10lac. Ho jayega

[@pappukumar-dv5zr]

Garibo k liye koi skim hai to bataye. Amiro ko koi paresani nahi hoti hai

[@Cutietales2020]

बंगले फार्म हाउस किराए पर नेता और 2 नंबर वाले लेते है असल में वो प्रॉपर्टी उनकी ही होती है बस जनता को नही दिखाना

[@rss2009]

Sir i have 3 storied house in Rohini delhi and i want to sell it to purchase a house in Lucknow . Cost of 1000 square feet house of 1 floor is. About 70 lakh there ...Delhi house current market price is around 1 Cr . My plan is to sell this building and purchase 1 floor house in lucknow of biger size then the old one and build 3 more floor and put 3 for rent and 1 floor for personal use ( i will live there ) . My kids are very small so planing to stay atleast 20 years there ...is it fine as per financial calculation...

[@legaltalks5072]

STI rb

[@madhutulsani49]

Mere bete ki monthly income 45ooo h kya kare

[@SarwanKumar-ux1qm]

Home Loan lo 15-20 lakh ka apna Ghar lo aaram se Ghar pe baitho 15000 EMI dete raho

[@kamalgoyal2938]

Paisa bank me rakho to kharch ho jata hai chalo car lete hai Australia tour ker aate hai koi mange paise to mana nahi ker pate hai

[@vinaykaushikinvisble]

20 saal baad us ghar ki kimat 10cr hogi😂

[@rajanraj9396]

Jo khud prbachn de rahe khud ka inke pass 2-4 Ghar hoga

[@meriawazhipehchaanhai8081]

But agar ghar ho hi na and kabhi retirement toh hoga hi na . Toh fir kab tak kiraye denge. N property ki vakue badhti hai. Toh ghar lene mai fayda hai. N fir ap sale bhi kar sakte ho

[@pathakbrothers5019rajeshpathak]

Rent...

[@legaltalks5072]

STI

[@legaltalks5072]

Isne wick phen rakhi h

[@ALISHAHID786100]

Business he to rent par karo ...... Or Ghar he to apna lo ...... Business rent par karne se fayeda ye he .....jab kabhi business ko problem ho .... Sametne me jayada easy hoga ...... Business on rent ...... House own....

[@Ankur-jz7kj]

Rent par lo

[@rahul93096]

enki sunke wo Banda 20 lakh bhi gavaega 12 percent return ki sambhavna h milega ya nhi god knows.

[@sanjayshukla3718]

Apni thinking badaliye warna life me kuchh nahi kar paoge. No risk no gain

[@MrAsian000]

Arey baba job chali gayi to rent bhi kaise bharoge, yehi logic hai to din m khana bhi 1 baar Khao, kapde 10 saal m 1 baar silwao, aur paise compound ho jaenge. Matlab gyan batne k naam par kuch bhi pel do

[@shubh3690]

You have considered rent 20000/- constant for the whole 20 years, which is a big mistake. Every 5-6 years rent gets doubled in metros. You have not considered the leverage of the loan. That means you have only 20 Lakhs in your pocket but you are getting a house worth 1 crore, you will get price appreciation on not 20 Lakh but the whole 1 Crore. Leverage is not understood by many. Every major company is utilizing the power of leverage of debt. Please correct yourself and provide authentic information only.

[@sanjayshukla3718]

But most of the modern people buy Flats not the Land and in such cases leverage concept is not so fruitful. You know what I mean

[@rishitiwari9744]

App rent pe hai ya khud ka ghar hai 😅

[@Cutietales2020]

इनका खुद का बड़ा घर है बस ये नही चाहते कोई और मध्यम वर्ग अपना मकान बनाए

[@SatendraYadav-rb2un]

Bhai tu sach mein Dr. hai? Nai bas sawal tha mere dimaag mein

[@legaltalks5072]

STI rb😢😮bhbe

[@AryanYadav-jp1yt]

98% loan ho jata hai sir😂

[@yuviksingh]

Sir aap ka khud ka ghar nhi kya

[@legaltalks5072]

Steroid ne hair ukhar dide

[@legaltalks5072]

Steroid ka

[@itshimank6336]

Bhagwan Ka Naam Lo . Vridawan Jaao . Ashram Me

[@dddd-mv1uh]

hahahah aap ke hisab se sab homeless honge v good

[@rajat2rajan]

Bakwas video, like other stupid so called financial experts. Govt should get them into jail, with SEBI rules and RBI.

[@ranveersinghsangam]

Bkwas Maine 30nka home liya tha ab 75 ka hogaya 5 sal main or har mahine rent bhi save karta hain 10 k ka ..kist 15 hain kah ase aate hain ye log

[@vikasvideoblogger]

Share market se to home loan hi better lga km se km home to bachega pass me😂😂

[@m3hbooobansare]

hii..im.mehboob.mai.15000..mei.faleth.lesakti.ya.nahe...faleth.par.ae.260000.laak.h..aap.gayed.karo

[@legaltalks5072]

STI rb