if you're a teen with over $1,000, watch this video

[@goharsguide]

💻 Start your own Shopify store using Build Your Store! Check it out here: buildyourstore.ai/gohar-khan

[@cat5arebe5t]

An idea to consider. Okey!

[@MrAYU11]

I want to ask you two questions . How can i make a .EDU email account ? And , is it available in INDIA ?🧐🧐

[@Jxxclowncaxe1]

Hey Gohar, I had gotten your notion template but don't know where to find the tutorial. Pls help, I'm trying my best to set up my schedule but its very overwhelming.

[@foncbi]

This video go hard

[@notjoverclown762notjoverclown7]

Well am 12 yo and after i watched your video A debit Card is the money you saved into your account and can spend it without debt And Credit card is spending the bank's money the more u give that debt back the more trust u gain a credit card is important if ur in budget as it gives rewards to give you feel better and not regreting it

[@dennyneelapu1532]

This man went from helping us with school to helping us with school and living the lavish lifestyle. Bro is the most reliable youtuber I know

[@hannahe8f9]

Real

[@literallydavi]

I thought bro has dementia for a second

[@Tig8er388]

@@literallydavireal

[@goharsguide]

appreciate the support denny!!

[@donuts_66]

Umm from minecraft actually

[@goharsguide]

had a lot of fun working on this video! hopefully you walk away learning something new :)

[@hannahe8f9]

💯

[@gayanthikaKothamasu]

Thx gohar u helped me a lott

[@UltraVegito-tra]

Make more videos

[@kanz7630]

W vid fr

[@OwenPintor]

Thank you so much 🫶🙏🙏🙏🙏🙏🙏🙏

[@BingusTheBuilder]

As a young teen who enjoys studying finance and business, this seems like such basic knowledge to me, but its crazy to think there are adults out there who just simply have not learned these concepts. Would for sure recommend this video to basically anyone wanting to learn about finance, regardless of age, etc. Really a great vid.

[@SksksskSosos-hf3td]

It's so suprising to me how the previous generation seemed to have no interest in money or finance whatsoever. They've been alive 40-50 years and not once did they worry about investing?

[@Khibanyan]

I'm still confused, should i get a high yield or normal savings account and once i get one of those do i put money in index funds? or do i only do index funds and no savings account. pls help

[@RichardMurphy-m8d]

Yeah, watching this i was sort of confused because this all seems obvious

[@anewanewplayer6339]

​@Khibanyan to put it simply, high yields is money you don't plan on touching but you want to have just in case. Normal savings you are planning on using and index funds are an investment. You don't want to just have index funds because what if you need some money quickly but your investments arent doing well? That's also why you don't want all your money in high yields because you can get fees. So basically, I would recommend a mix of the three for different things. Feel free to ask more if you need.

[@Zraes]

​@@anewanewplayer6339Any rough percentage of it? Like how much go to investment, and etc?

[@FairchildRepublicA-10Warthog]

This man has taught me more than any school ever will.

[@rayyanmohamad2930]

He’s thought u how to do better in school.

[@goharsguide]

🙏🙏🙏

[@TheOneAndOnlyMan28]

Gohar’s my goat fr. Carries me through school with his tips

[@CharlieHok]

yeah fr

[@williambarr318]

I'm almost 17. I work part time at my local supermarket. This video was really helpful and I've learned a lot. Honestly, it's crazy how school purposely doesn't teach these things.

[@McMakersStation]

Same, but my job is KZbin

[@DeathHour8182]

The school system is very outdated with technology becoming such a big thing. I hope to see the system change in atleast the next 20 years.

[@quisshy]

School just wastes all your time forcing you to learn unimportant things that you use for a test and then are told to forget everything and move on. School should be much better and take much less time from your most valuable years of life, but it’s the way the government holds control over everyone

[@YHWHislawd]

0:56 debit card is your money,credit card is spending the banks money and paying bill at the end of the month and guess what... I LEARNT THAT FROM THIS CHANNEL

[@NoshikiYT]

Now that I’ve finished high school this stuff is the most useful even though I already learned this in business math

[@kuttenburg]

sir radzig o7

[@Gabledbank]

Gohar can you do a studio tour? It'd be neat to see where you record and edit videos (if you edit them yourself) and all the props you have.

[@KaiSakamoto-q4f]

Would love that as well

[@mahadthementor]

This man went from helping us with school to helping us with everything like if you agree

[@erikbulux4793]

Your his brother!

[@ishaankthehacker]

Ain't no way that the brother actually commented it

[@SpacyPVP]

bot

[@6l1tchiscool]

yo

[@siu703]

MAHADDDDDDDDD

[@Jahshshb]

Bro is the goat helping me go through tough college

[@TheTrueAcsadi]

Gohar, I must admit. I used to get C and D for physics..but thanks to your videos related to studying skills and stuff: I got an A+ and the excitement is indescribable!!! Thank you for making content for the viewers, not the money 👍

[@wawiator]

This is so helpful and well edited, congrats on the rapid improvement!

[@El_Gavino]

as a young teen who is very irresponsible with my money this was very helpful

[@Petra-six-face]

I'm 13 at the moment and have a small business which earns me about $200 AUD (around 135 USD) per week. I was origanally saving for parts to build a PC, which I have now done, and I didnt want to lose my job. This video is gonna be great for managing my money in different accounts and savings in future, so thanks a ton Gohar, Have a good one and take care of yourself!

[@MotionBros.]

if you dont mind me asking what's ur business?

[@rueblimaster]

Bro, that‘s great actually! I hope that you can grow whatever you’re doing rn or just keep on doing it in your spare time!

[@Petra-six-face]

@@MotionBros. I live on the east coast of Australia, which is a popular tourist destinations, along with holiday and rental homes. The problem for the customers is that say they go down for the weekend, but garbage is collected on Wednesday. If they leave the bins out, people will know there is nobody home which makes them an easy target for robberies. If they don’t put them in, they don’t get collected. So my job is to take their garbage in and out each week, which I do on behalf of a holiday house company. I also take out the trash for a few elderly people who aren’t able to do it themselves.

[@Wyatt_Taylor]

Your editing is actually lowkey insane bro

[@sai-h7m]

teaching us more than schools will

[@Danilio.]

Facts

[@JZTechEngineering]

Did gohar teach you hor to read and do basic arithmetic?

[@FatemaMukta-sk8dl]

​@@JZTechEngineeringHe is not our tutor...also, why he will teach this us?? It needs to be teached by ourselves.

[@Reptix240]

@JZTechEngineering Yeah he did

[@Alya-maybe]

@@JZTechEngineeringyeah in some vid he did, btw we didn’t pay him so he get to choose what he make a content ahout

[@BenWellby-ob4pz]

This video single-handedly will lead me to have made thousands in interest over the next few years. Thank you so much.

[@jasonroh8059]

Thank for your time man. This was really helpful for me.

[@steekyren87]

You explain so accurately and clearly. Definitely helps generations to be financially aware and wise. Thank You! Keep it up!🎉

[@brickthrill]

This video came at the right time and was a great refresher for my financial literacy final exam tomorrow thanks Gohar

[@djmapj8489]

3:44 This just feels like farming in a game now😭

[@Fluffy_g3]

When you narrow it down, yeah, life can feel pretty similar to a grind orientated game. Except it's on hardcore, everything is on fire and you can't take a break.

[@Salwa2009]

That's actually so helpful,thank you gohar

[@indestructible8111]

I’ve read a lot of books, but Lost Scrolls of Jewish Wealth is on a whole different level. It’s the kind of knowledge that stays with you forever.

[@Anonymous426_]

This is a bot comment btw, and the likes are also botted.

[@NitroCodes]

@@Anonymous426_ If I may ask, how could you tell this above comment was a bot?

[@jemiinou]

@NitroCodes if they talk about books or have a bunch of replies talking about a program/person/book

[@ureehueurv]

​@NitroCodesbasically assume any comment that says x specific product is a bot/ad. is true for basically 99% of the comments

[@hermanwooster8944]

@NitroCodes There's no such thing as the Lost Scrolls of Jewish Wealth. If you search it then you will be directed to a bot website offering a book that does not exist. They get your money and your payment info.

[@zackgeorgefamily3213]

really well put together video, everything was so clear and made so much sense

[@RainbowDashGD]

Yea I am lucky enough I am taking a personal finance class at my school as well as I am already doing my own research on what this is so I can make sure I am financially responsible

[@Nopeplays]

Gohar, You have cleared many questions I had. Keep up the good work

[@braven_iss]

This is dead simple and surprisingly helpful, considering I'm trying to get my foot out there in the world finally. I'm definitely gonna be considering an index fund now. Thank you for the help!

[@AnasrezanRezan]

Thanks bro. Thanks for teaching me videos like this. Videos like this appear rarely.

[@Steveify]

Thank you Gohar for not being those scummy get rich schemes and not selling courses for this information.

[@TheKMJPodcast]

Thanks for teaching this! It's a great summary of basic financial literacy that me and others who are entering the college stage need.

[@thebeststudyvideosforsure]

This guy is genuinely one of the best channels on the whole internet, he helps us with school and with our life??? Thats a really good yt channel

[@khanhkrafts]

Gohar, this was super helpful and it was very engaging, unlike our lessons at school where I was left completely confused. Please keep making videos like this!

[@jasimaljasim5220]

Thank you gohar for the tips and good editing

[@tapescriptt]

I spent my weekend by watching this and other of your financial videos, and I'm glad that I did, cause I'm actually in a finance class, but I happen to know nothing about it

[@Sohanwork-q9e]

Love the editing sqocket!!!!

[@BAC295]

I know you probably won't see this but wow your amazing your literally just giving away knowledge like nobody's business for free not even teachers do that your amazing we all love you ❤️

[@Iam.gio07]

Dude this video was awesome. You truly are leaving your mark💙

[@Tanujae8g]

I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week. i started with 5k in last week 2025... now i just hit $32,590

[@Nedelcu-d2t]

Same here waking up every 14th of each month to 57,000 dollars it’s a blessing to I and my family… I can now retire knowing that I have a steady income❤️Big gratitude to Ms Evelyn Vera

[@YusepeAnai]

Timing is crucial, and as Ms Evelyn Vera suggests, it's often wise to make purchases during market downturns, prioritize acquiring solid assets, and explore options that allow you to generate passive income while yu invest

[@loveth-r9d]

After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸. Glory to God.shalom.

[@KaidaBeji]

​@BuppHives This Evelyn has got to get it together ❤

[@Gurulishvili]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@dinnerbonesanimations1453]

This video was amazing! My P.F class was an entire semester and I had barely learned anything from it! This video helped me understand the differences and other essential concepts I needed! Thank you! (School really does teach personal finance terribly!)

[@Lucario23289]

The editing is fire as always

[@h3ndagek]

and you helped your family? so wholesome❤

[@EpsilonWhen]

you’re such a cool, entertaining dude. such an educational video! Thanks alot appreciate it :)

[@dylanverity4968]

Gohar is actually carrying the education system

[@nouranelkafoury]

your editing is fire !

[@nero9175]

Thankyou man really needed this, graduating this year

[@Basilisk542]

Bro this was such a good video. Keep making videos on finance.

[@Iamthhegoku79]

Bro is actually the BEST ❤

[@Astrolabe_Space]

Stepping up the quality, love it!

[@Sanuka2-d4c]

You're editing is top notch.

[@Yuta-t6t8g]

Thanks! This is what I needed it’s is short and sweet

[@mikethegamedev]

Thank you Gohar for teaching us this kind of stuff in life🙏🙏🙏😁

[@fridaee]

Gohar, the editing is peak!! 🔥🔥🔥🔥

[@SeifCookz]

this guy is truly amazing

[@foatgs981]

Good job, Gohar!

[@theAstarrr]

You failed to put the credit card recommendations in the description lol. Great video!

[@bionicseaserpent]

one good way to keep savings is keeping your main account on nice round numbers and multiples of 5s once you've spent money. so if you have 78.24, you take 3.24 and throw that into your savings account and repeat until there is a boatload of money there. it tends to add up very well very goddamn fast and takes literal seconds to do in your banking app.

[@WituVerdadero]

this video is awesome bro! also, if you did a more in depth finance video (e.g. 401Ks, types of insurance) that would be lit! also maybe a vid on an overview of the U.S. branches too?

[@reedf910]

Great video and editing is awesome too

[@dhruvagarwal4092]

Very useful financial video. Love Gohar man

[@ThatsCoolFootball-cr7]

fire editing and video overall

[@aalianabdullah5144]

Thank you very much gohar this was very helpful as I didn't even know the difference between credit and debit card 😅

[@TrashSatchel]

You should mention credit unions in the bank category, I feel like it's worth knowing about, and generally, the interest they offer is a higher percentage. At least in my small window of experience.

[@Sleepyphoen1x]

Hi gohar, i'm 7th grader and we do not learn about stuff like you upload, i wanted to say i am gratefull that i've found youe channel and perhaps one day my future is gonna be good due to you!! :)

[@sakkiyaparaliyil4047]

Yeahhhhhh!!! All seventh graders reunite!!!!!🥳🥳🥳❤❤❤❤

[@Kennethigarcia]

Gohar always brings value! 🔥

[@siu703]

I LOVED THIS VIDEO SO MUCHCHH! I'm starting to be interested in finance, this is so sick of a video I absolutely love the editing! Make a video about the investing!

[@thegamingnarwhale7636]

Thank you Gohar!

[@cinarthestartlittlewolt5658]

A video idea: So I’m a senior in highschool atm and will be going to college abroad. That’s why I’m taking a week from my winter break to check on so places from my list of colleges. Is there any advice about what should I be careful with?

[@ovencake523]

Hope Gohar goes more into loans and credit cards. fully amortizing payments and APR and other jargon that banks and credit card companies throw at you also credit card bills - the bank gives you the minimum payment as a bill in the mail, but you need to pay them the full amount to not have any interest

[@Ok1n9]

In finland this is 9th grader stuff. At 0:56 rn and I can explain the diffirence. Debit is like a bank account of your money and savings. It will stop working if money runs out. Credit as the same sugests is a card that basically saves your expenses for later. Getting a credit card however requires you to be 18. Atleast thats what I learned

[@shawyonsharifi3394]

In the us the younger population is really dumb when it comes to finances. (Part of the reason so many young Americans have so much debt thst they’re un able to pay). Crazy part is that’s it’s not even that hard to gain financial knowledge. I’m 15 and know more than 99% of all people my age (and honestly probably more then the vast majority of people under 25) and that’s because my dad educated from a super young age about money and investing. I remember I was just 8 years old and my dad took me to his construction site and explained to me the math and numbers behind real estate development. By age 10 I knew fully the economics behind being a landlord and real estate investing. By age 13 he taught me fully about stocks and investing in the market. Now at age 15 I have 10k invested. He saw the value in teaching me from a young age as he’s a professional full time investor himself. I think the main problem tbh is not just lack of education in schools, but that most people’s parents themselves lack financial and economic literacy and that’s what they pass on to their kids. It’s a generational thing. I have met numerous adults who are decades older than me who I’ve had to educate on very basic economic ideas and investment strategies.

[@Phyrrantala_WOF]

THANK YOU GOHAR

[@EnterW-o1n]

Thank you!this helped me so much

[@ThatGuy-n3j]

Amazing vid as always!

[@DemocraticRepublicofVerida-w4r]

This is great, thanks man!

[@ArNeCr7Messi]

Thank you. Appreciate the effort.

[@Henry_2312]

This guy is amazing 👍

[@VictorianError]

My school teaches all the stuff he went over in this video, but this is a video I can always rewatch it, I can’t retake the class if I missed anything or didn’t pay attention

[@celiko8049]

A credit card isn’t really beneficial for me. The credit score benefits are barely a tenth of a percent on interest when taking out new credit. Plus, the cashback is sometimes lower than the credit card fees. Overall, you only benefit if you have really high expenses that allow you to earn more cashback and flight points. If you're young and don’t have significant expenses, it's better to focus on managing your budget and saving money, even if the interest isn’t great. In the beginning, developing the right financial habits is more important than maximizing benefits.

[@1.eye.king1]

Thanks so much gohar :)

[@PoxioHackingster]

Thanks gohar❤

[@naandaan-t1r]

Crazy W vid GOhar

[@Shoky123]

This is actually an educational video unlike a school

[@xai12]

please do a vid abt index funds for teens🙏

[@dorkanius]

Sometimes it is sad that i really like to watch videos like this but most of it does not apply to germany... in germany there isn´t a lot of content in regards to topics like this... but i still like to watch all these videos

[@AquaticCat647]

9:45 It's not hard to predict it's pretty much impossible.

[@notoriouskitten]

unless you’re nancy pelosi

[@PrayagPatel-f7l]

These are so helpful

[@OwenPintor]

Yes bro, I would like for you to go more in depth about the brokerage, penalties, taxes, S&P 500, CD’s, ETF’s, Bonds, and capital gains. Just trying learn as much as I can much appreciated 🙏🙏🙏🙏🤙

[@x_rinoie]

thankfully, we have a stream system in india where we can choose what to learn after year 10 (10th grade). our school had 3 streams. science ( divided into 2 - PCMC and PCMB) then commerce and then humanities. i took commerce and we learnt all of this in year 11 (11th grade). pretty nice. also, great video!

[@ion123v]

Are those options according to US rules or they could relate to other countries

[@Turkishfella]

very helpful, thank you!

[@riverisgood123]

This is crazy I wrote an essay for a essentials of finance program I'm applying to about this exactly!

[@Lilcapsta]

For reference on how bad credit card debt is, compound interest at 25% per month over 3 years starting with 100€/$ follows this formula f=p(1+x)^t where p is the principal, f is the final amount, x is the percentage acrewed, and t is the time interval. 3 years is 36 months, the percentage is .25 and the principal is 100 so 100(1.25)^36→100(~3,081.5) which mean ls the total would be 30,8150€/$. In practice people pay off debt overtime so it would never blow up like this but don't get into credit card debt or you will be absolutely cooked no cap. Btw over 1 year it's only 100(~14.6) or 1,460 but compound interest blows up fast especially on a monthly level

[@ghozt-213]

Taught me more than my full semester of personal finance that felt rushed and i couldn't retain the info

[@ishaankthehacker]

Looks like you improved the transitions.

[@sparemedat5453]

I wish I was in the USA all this could be possible. Index funds and things like that don’t exist here, even if they do learning about them is so minimal nobody knows what’s going on

[@beniful9204]

Just watched this video with my daughter who is a junior in high school. Great info and it helped her understand clearly on the concepts. and yes would you please do a video on opening an investment account and how to invest.

[@mikusgirlfriend]

4:57 bro started freezing himself for this

[@droson8712]

I know you said school courses don't teach beyond budgeting, and you'd be correct, but lately I'm finding that teachers who don't necessarily teach those courses but do related subjects like my pre-calculus teacher teach it on their own time out of their own free will.

[@TheDiamondSquidy]

If you’re in college, the easiest way to save money is to literally just buy groceries and cook your own food, while only occasionally eating out.