How To Get A PERFECT Credit Score For $0

[@GrahamStephan]

ANDY HACKS, LLC - Credit Backdoor - and a multitude of scammy horrible companies keeps spamming my comments and then like-botting them to the top. I try to delete them, although within days, dozens more appear. So FYI - DO NOT DO BUSINESS WITH THEM AND IGNORE THEIR COMMENTS. THANKS!

[@bobbobson9867]

Thank you for your videos! Keep doing what you’re doing please

[@deusvult316]

Thanks man for the info

[@smokeydkb]

@@NathanKwadade You talk too much, you've been giving this same fake story for months, you call and they never respond, how does that make them a scam? fake story.. #LIES

[@netook8]

Video related question. I have never get a test done. But I have had the same credit card since 2008 and never missed a payment, I've nearly maxed it and fully paid it off multiple times(currently paid off) same story with insurance. I only had 1 credit nono before 2008(lost track of an old cell phone bill). The only problem is while I may be very fiscally responsible I have tourettes, and living in a very blue collar area with a severe recession(10-25% unemployment) I don't get jobs that last longer than a few months. So my income rarely goes over 20k a year. Even then I have managed to start up a TFSA(investment) and also building up bitcoin(my income has only got my to about 0.26BTC or about $2500 worth at current prices). Maybe getting that perfect score will be what gets me out of this, the loan that starts the company, perhaps.

[@tammysanchez5559]

I have 830

[@jarenfromvenus]

Nobody may see this but pay your credit card bill every time you get paid, not monthly. Trust me your score will thank you.

[@camz_t]

I just started to implement this strategy, thanks

[@SasaraKomori]

This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the Prime consultant 001 movement when I say ancestral your a gift to our people

[@RocarAzeedos456]

During my last semester, I been going through some rough times on getting myself less distracted and I sometimes get jealous on the people that are smarter at my college but thanks to this video I finally wanted to improve on my knowledge and work ahead on my goals on being an environmental scientist. Thank you Prime consultant 001 for making this video because that will help improve my work-life balance in the future

[@SabihahArch]

You showed great composure, experience, and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock Prime consultant 001

[@danielshaikhali5108]

When KZbin teaches more things than School

[@cameramanfrank]

KZbinr's* !!!

[@Themarkmetzler]

I’ve learned more about how to make money on KZbin than in college or high school

[@TheOmarsalas]

Sounds like an American school problem.

[@fatherleo4603]

KZbin University is where the real learning begins

[@tspopstar512]

College doesn't even teach you this

[@DucyTortis]

Much respect Prime consultant 001 this is amazing and super inspiring!.

[@bivianacoyomani515]

26 years old and 803 credit score!💪💪💪💪

[@johnreimers1386]

How often did you open a new credit line?

[@Alexis-s1d]

First of all.Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully!You deserve so much.He does what he says he is going to do and his ethics are of the highest quality. Prime consultant 001

[@jlaux7]

16:00 Funny thing about credit piggybacking -- my dad had my name on one of his credit cards a long time ago when I had to go buy a computer for school. Fast-forward several years and I noticed I had a high utilization on my credit profile, even though I knew I wasn't using much of my credit. As it turned out, my dad had his credit card nearly maxed out and it was contributing to my credit profile and score. Once I asked the bureaus to remove my name, my score shot up 50 points.

[@jhome64]

Graham, thank you for what you do. You put a lot of complex information into a format that is easy to understand, even for someone's who's been around the block a few times. I pass your videos along to my kids and friends often. This one seems exceptionally helpful for younger people just starting out. Thanks man, and keep it up.

[@Jul_llianne]

I'm 21 right now and started my first credit card when I was 19. Definitely does not know everything about credit card and missed a lot of payments. But this video really helps me a lot. Hope this was really thought to us before we graduate high school and before turning 18. Love this video so much! Now, I really love managing my money.

[@insatiableone2334]

same here, missed a lot of payments. im screwed for a while lol

[@storywalsh9403]

Followed Graham’s advice, just turned 21, 800 baby!!

[@PyrrhusVictorian]

What I’m hearing is that if you have no credit, you should get a few cards up front use them sparingly for a few years and then apply for a loan.

[@DavidsonHangOfficial]

Great advice, good looks!

[@TiranJames]

The way you guys just remain humble & move behind the recommendation is how more people should move. You Prime consultant 001 deserve it all! This Helps people see how much of an angel cognitive notch is. I'm proud of you man. The Main reason you inspire me to help people.

[@noelsiro]

This is awesome!! Congrats 👏🏿 👏🏿 on 800+

[@judypierce7028]

My FICO score is 798 and has been for a while. After listening to this video, I understand why my score has not changed. Thank you.

[@techwithmanny832]

Thank you Graham!

[@mstraction]

My credit score has been between 820-832 for years...depending on my credit card usage...but I have never been late for payments and pay off all my credit cards in full each month. I also have NEVER paid a cent in interest in the 35 years I have had credit cards. If the credit card companies mistakenly charge me interest on a contested charge I call and refuse to pay it. They look up your credit history with them. You would be surprised at how flexible credit card companies can be if you have a history of paying off in full every month for over 30 years.

[@andrewcarlin1775]

I got the discover it secured card a few years ago for $400 because of you. My score was 520, now I have a score of 720+ with my discover and Apple Card both at $1500 limits. Thanks Graham!

[@austinleclair359]

this single video alone taught me more then i ever learned in high school

[@dunkinmonke1380]

because you didn't pay attention in high school moron

[@MarvinSmith-h9e]

Love the advice about inquiries

[@christianbrysonmattmurchis996]

You showed great composure, experience, and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock *Future Imperative Corps* !, Thanks.

[@kelvincarlson7358]

*Don't search their name on KZbin, search it on google instead. Searching their name on google takes you direct to their website platform where you can chat/speak with someone about the issues you have with your credit. I can attest to their service....*

[@zionacho7702]

There is no doubt that you will rise fast at the apex of your career. Because you are a very intelligent, smart, hard worker and your work ethic par excellence. Keep going People like you take the IM out of IMpossible by becoming PRO at tackling CRedIT PROblems. You Rock! *Future Imperative Corps !*

[@zigzagsingh6031]

*Your kindness and dedication towards your job shows how professional you’re when it comes to this I’m really happy to encounter your skills FUTURE IMPERATIVE CORPS... thank you for fixing my credit*

[@MATLOCKE269]

I've literally never heard anyone explain credit scores so well. It was always a mystery to me... why isn't this taught in high school?

[@byzantinex]

Feeling left out in the comments that I'm not selling a service to improve credit scores 😂

[@Archangel77799]

Dude your enthusiasm is on point!

[@Daring2Win]

Darn it! Why did I not see this years ago! A lot of this was learned the hard way, but still some great lessons.

[@PoshSlothOG]

I need the help. Thanks Graham .

[@cynthiabroadfoot8124]

When trying to get late payments removed on an active account, if it cannot be verified by the bureaus, do they remove that late payment and show on time payment for that month, show no information available for that month, or delete that account off the credit report? I want to get my late payment history corrected but not sure how disputing with the credit bureaus affects the active account if they cannot verify the information to be accurate, I wouldn't have been able to take them off if not me meeting *Future Imperative Corps*

[@kelvincarlson7358]

Search *"Future Imperative Corps"* to chat Brandon about getting help to fixing your credit.

[@kelvincarlson7358]

*Don't search their name on KZbin, search it on google instead. Searching their name on google takes you direct to their website platform where you can chat/speak with someone about the issues you have with your credit. I can attest to their service....*

[@zionacho7702]

There is no doubt that you will rise fast at the apex of your career. Because you are a very intelligent, smart, hard worker and your work ethic par excellence. Keep going People like you take the IM out of IMpossible by becoming PRO at tackling CRedIT PROblems. You Rock! *Future Imperative Corps !*

[@zigzagsingh6031]

*Your kindness and dedication towards your job shows how professional you’re when it comes to this I’m really happy to encounter your skills FUTURE IMPERATIVE CORPS... thank you for fixing my credit*

[@selbster1]

Hey Graham! I just checked my credit score and realized I finally broke 800 after following all your advice, Thank you so much!

[@SaritaFadlFudail]

There is no doubt that you will rise fast at the apex of your career Prime consultant 001 .Because you are a very intelligent,smart,hard worker and your work ethic par excellence.Keep going People like you take the IM out of Impossible by becoming PRO at tackling PROblems.

[@teatimewithdre]

This was the best video i've seen. Thanks Graham

[@gammond82]

I'm a mortgage lender. I can honestly say this was an excellent video and I"ll be sending my clients here to get educated to save myself the breath lol. Thanks Graham!

[@captain16crush46]

You are the reason I got my first credit card 💪

[@GrahamStephan]

Awesome!!

[@giftedbigmike1051]

Captain16Crush same

[@nickshane6208]

Discover it card baby!

[@giftedbigmike1051]

Captain16Crush big facts

[@jordx147]

just turned 18 and have a 775 credit score, thanks graham!

[@creatrixerin]

Thanks, Graham!

[@YueYanLi]

It’s clever the amount of bravery this took was INSANE. These people all had their lives in danger, but still decided to go through with the recovery for the sake of busting bad scammers. True respect Prime consultant 001 If the FBI was half as dedicated and ingenious and honest as you guys are, the USA would be a much safer country. Amazing works

[@suprizkutusu2568]

Even for the recognition *Future imperative corps* gets, his skills is so underrated at least by most credit fans in general. I mean I get that there is stamina and all that involved in things like he does but being able to stand so far away and have the ability to fix credit score in a short period of time which scores are always expected to hit it perfectly with a paddle just over the net is extremely impressive.

[@ginajuliet400]

I can’t drop their website link on here, KZbin don’t allow links. Just search their name and connect to their official page. Don’t search on KZbin, search on google to take you to their platform.

[@trendyvibez7354]

after my experiences with them , i believe credit scores are best fixed only at *Future Imperative Corps* , they've been the backbone of my business by helping me to build my business credit profile after fixing my personal credit, thanks to *future imperative corps* . all inquiries, collections, late payments, judgement and bk permanently gone , you can reach out to them too for help.

[@thekid3770]

Graham these scam comments are just getting upsetting.. that’s ab all we see anymore

[@thekid3770]

@@trendyvibez7354 this is exactly what I’m talking about🤦🏼‍♂️

[@damondahl]

this is a great video. thanks Graham.

[@mg8510]

Sharing this with my kids now, wish I had this ino 45 years ago, thanks!

[@MaridSlade]

I genuinely believe this will be one of the massive recovery to ever cross the platform. The difference in content compared to what other agents push out really made this service exciting, unique, and fun all at the same time. Congrats man, Bro shoutout to these man being consistent every day credit score up and making the start of the week alot better making banger recovery big up Prime consultant 001

[@amiri7392]

One of my teachers had a perfect 850, because he wanted to see if he could do it, for fun. He said the trick was to have many lines of credit open and use them all a bit. What he did was have around 30 credit cards and about once a month buy something for $10 on each of them (he just bought amazon giftcards or something) and then immediately pay it off before you forget. He said that he stopped once he got it because it wasn't worth it to maintain it.

[@henri6595]

He's doing what I'm doing right now. I use each of my credit cards once a month, let them register on my credit report, and pay them off in full. I've been able to increase my score 5-10 points per a month. I still got work to do but within a year I'll be at 800+.

[@2013TheVoice]

Am happiest one today my credit boosted to 800 thank you 🙏🏼

[@user-ju2vp8qe4s]

Robert Ward pls I need help who help you bruh?

[@loonycatige3893]

Robert Ward pls I need help from who is legit and trustworthy?

[@2013TheVoice]

Scott Liam worldcyberhackall.com never disappoint he did me and my friends successfully work.

[@2013TheVoice]

Loony Catige here go to his website worldcyberhackall.com

[@helbertmmp2170]

Mirella Bella yes I confirmed that his the best

[@luismartinez466]

GREAT!!!! Advise and instruction!!

[@The_Dragon89]

I have a question, I’m 18 and want to apply for a credit card. My question is: would my credit score decrease if there is a vacancy in utilization of my credit card, like if I don’t use it for several months would my score go down? Or should I use it here and there to maintain/build it?

[@kazi1]

It would stay the same

[@The_Dragon89]

@@kamilsultan1637 yea, I tried applying for chase freedom card, but I got declined. Is it because I reported as self-employed, or my income reported is too low, or maybe I heard because my account isn’t active enough or my credit score is already too low?

[@The_Dragon89]

@@kamilsultan1637 I didn’t know about the reconsideration line, but will definitely look into it. They said they will email me reasons why I was rejected, also would you recommend I get a student discover card instead to build up the credit history?

[@sebastiansalamander7359]

At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by *850financial assessment* lol, i didn't made it myself

[@scakvso]

Hope everything is good with you buddy wish you the best and that you are doing so much better now, I also made terrible life decisions so now Im at my 30s and finally close to have a zero balance finally

[@westcoastadventurer3911]

I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Future Imperative Corps* was so helpful during the process of boosting my credit

[@kelvincarlson7358]

Search *"Future Imperative Corps"* to chat Brandon about getting help to fixing your credit.

[@kelvincarlson7358]

*Don't search their name on KZbin, search it on google instead. Searching their name on google takes you direct to their website platform where you can chat/speak with someone about the issues you have with your credit. I can attest to their service....*

[@zionacho7702]

There is no doubt that you will rise fast at the apex of your career. Because you are a very intelligent, smart, hard worker and your work ethic par excellence. Keep going People like you take the IM out of IMpossible by becoming PRO at tackling CRedIT PROblems. You Rock! *Future Imperative Corps !*

[@zigzagsingh6031]

*Your kindness and dedication towards your job shows how professional you’re when it comes to this I’m really happy to encounter your skills FUTURE IMPERATIVE CORPS... thank you for fixing my credit*

[@Maggiestar88]

Thank you Graham!😊

[@dominictoretto5717]

I’ve been stuck in the 760s for about a year now

[@jmmauricio]

Bla bla skip to 2:05

[@sheelawells1004]

Ok, so now I'm confused, you say you need more credit so your credit utilization can decrease.. but in order for you to get more credit or credit cards you have to apply which is going to pull a hard inquiry so how do you accomplish this feat

[@AngelicaSantos-zk4zu]

He said it only affects your score for 12 months and the hard inquiry falls off after two years. So it only is a short term sacrifice to get higher credit later for when you may need it. A future home loan or car loan.

[@jeffreydelk2361]

Just FYI - the books on your desk are upside down. Good video! Thanks

[@CoenT-jj4cg]

I’m only 15 but I want to set myself up good financially

[@thaliaramos4997]

Nice

[@user-xn4yu5rn9q]

I’m 5

[@zellexz1145]

I'm 0

[@Jr-cc2kb]

You have time. In the meantime, spend it doing research.

[@maravish2070]

I’m 5 and have a 750 credit score

[@evelynmandel9625]

Feeling a bit behind the curve at 22 years old and no credit but so glad there is someone out there to explain how this works bc god knows my school doesn’t.

[@Thor_the_giant_schnauzer]

How I started was a simple gas credit card from Cheveron. Just make sure to use it only for gas and pay it off each month. Built my credit up then was offered better cards

[@wraithrunner2355]

Damn him every time he sneaks in the smash that like button thing LOL

[@elliebenfield9632]

Thank you you've taught me so much God bless you

[@dolly_llamas_tea]

I’ve reached 850. It was a great feeling.

[@kazi1]

Congrats 🍾🎉

[@rachmusic9873]

At 19, I’ve always used a debit card. Finally changing things and building a score!

[@post.cologne]

Thanks for the info buddy! Good stuff

[@thecleardiamonds]

You give the best advice!!

[@mat467]

I’m 18 and just got my credit card yesterday, I’m gonna cherish you 10 years from now.

[@blakelevi5825]

My silence for a long time doesn’t mean that I’ve forgotten you. Thanks so much Sir.

[@SuperSeaguard]

I’ve always wanted to know these things. Thank you Graham!

[@andytemple2081]

The Dave in me not wanting to get a credit card vs the Graham side of me that wants to get a good mortgage.

[@lorendjones]

I completely understand the Dave side when you are susceptible to moments of weakness and/or binge spending. But if you're disciplined ( and I mean REALLY disciplined) the benefits of cash-back rewards cards can be significant. So while I'm a HUGE fan of Dave and try to live by his financial principles, I DO use MULTIPLE cards to maximize discounts and cash back opportunities. Just have Dave's discipline and pay them off the day you get the statement and never pay interest.

[@kazi1]

@@lorendjones agreed

[@willfuentes1718]

thank you king

[@iwantcheesypuffs]

That is absolutely true. Banks give the best rates and loans -- to people who don't actually NEED the money. This really should be taught in school -- but isn't. It took me a good long while to realize my Credit Score is my Report Card for real life. Once you understand that, things start to really change.

[@__Carlos_Banks_99_]

Love this guy!!

[@margaretfreeman1991]

Thank you Graham - I DID have a credit score over 800 - until COVID hit, laid off work and I had to use my cards - Thank you again for all your advice....

[@mxrcxlino]

19 rn and credit score is 780 I hope I can reach 800+ really soon!!!!

[@busydad1962]

Good advice! Thanks!

[@bigbusiness6067]

Are all these creditbackdoor.com people robots 🤯🤯🤯

[@karinajtrinidad]

right? like these people are getting their mortgages paid!

[@TheKlarics]

yes they're definitely spam bots

[@pudiaz2388]

I swear the small amount in a credit card thing is not a myth. For over half a year I kept paying my credit card in full and it was kept at a 0% utilization 24/7. My score never increased or decreased. I then started keeping a 10% utilization within my credit card, so if my limit is 2k, I would keep $200 (always paying off the statement balance when due) to keep my utilization at around 10% or less. After I started doing this, my score started to increase.

[@raylanglais8229]

HEY GRAHAM!!!!!! I just want to THANKS for making this video! I watched this just over a year ago I believe! Back then my credit was 490 and lower for the weeks to follow. Following your steps and your confidents in our ability of fix our score gave me hope. For months on end I followed EVERYTHING you recommended and even recoded the percentage you mentioned to help me track what was priority over what. I am happy to say I now have a 743 ish score and working hard to continue the climb. Not only that but this fight was the start of a new life for me! I saw a new list of opportunities for me shortly have raising my score. This all may seem a little silly to you but shortly after doing nothing but working over time to pay of my debts and get my credit in order I quit drugs and got clean, after I quit smoking Cigarettes and I’m currently on the way to getting my GED. I know this is random, but I watch a lot of your videos and YOU, along with many other have inspired me to do better with my life. But in the end this video started it all. You never know who you’re motivating behind closed doors Graham. KEEP UP THE HARD WORK AND THANKS AGAIN. I saw this video come up in my recommendations and I had to rewatch. In doing so it made me thing about everything I listed above and had to thank you.

[@zuberi7261]

This video is very informative. I love it.

[@poured_treasures]

Thanks to you my score jumped fro 760 to 786. On my way to 800 🙌🏻

[@omifunkemccloud3362]

Congrats! I was told by a very reputable financial guru, that 750 credit score is treated the same as 800. Have you heard that before or something different? Now I don't know which is accurate.

[@elijahmay3210]

How did u make it jump?

[@jit5984]

Am 15 why am I even watching all of these videos😂

[@dumpsterfire6351]

You will be lightyears ahead of your peers! Keep it up

[@santiagoperez2094]

I started my financial education at 16 and still feel like incould done certain things sooner..

[@blakekruz]

cause you’re smart lol

[@jasonresh2483]

You are my hero. Our knowledge is out of this world.

[@JREALNICE.]

Graham I just gotta say I’m 18 with a 741 because of you 🙌

[@tomm.5191]

thats whats up. any tips besides what graham mentioned?

[@johny9567]

Almost 30 and not even close lmao

[@JREALNICE.]

@@tomm.5191 just staying disciplined my guy !

[@JREALNICE.]

@@johny9567 were all striving for better lol youll get there my guy !

[@MasterNoob.3.3.3.4.5.]

@@JREALNICE. haha yea b.c literally you can get that the next day from a credit card or little loan when you had no credit 🤷 so you actually got that on your own and not from this guy but keep believing what makes you sleep at night!!

[@martal.5593]

Pay in total before the bureaus report, that will be the 0%. That’s the key 🔑

[@pdemiere]

Marta L. Unfortunately, he is misinformed about 0% utilization. On Credit Karma, Credit Sesame, or any of these other free resources, they’re using a scoring model known as VantageScore 3.0, which is different than your “real score,” your FICO score. FICO is an acronym for Fair-Isaac Corporation, and they are the real scores you’ll want to know about when it comes time to purchase a car or home. There’s actually 28 different FICO scoring models, but the most common are FICO 5 and FICO 8. I say all this because if you want to see the biggest impact on your scores, you’ll want to keep your utilization between 1-7%.

[@qualityinspection]

False dont spread misinformation if you have no idea

[@martal.5593]

Paul DeMiere Thanks for the info. That’s still a good percentage of utilization. I keep mine in 0% before the report and that has worked.

[@crazybk7545]

i live on the streets

[@Sadbryann]

fr?

[@josesantiago6646]

Thnx, needed to hear it from the pro

[@ramzy4458]

is every single comment a bot

[@vvalasek]

This is critical to know. They don’t teach this in school because school is a factory for a pipeline of workers. Institutions need individuals reliant on the institution to thrive, other wise the system will collapse

[@zgreen6604]

School is not a place for smart people Jerry...

[@anatoly-totolyinvested4665]

I’m just happy it’s not another minimalism video :)

[@GrahamStephan]

Hah!

[@darlenepaul2918]

Lol...I'm with you bro.Only thing worse is a vegan minimalism video!

[@TimHoustonSB]

Awesome, Graham, tytyty!

[@taylorcandelaria8066]

It always amuses me that the whole financial help scene is rotten with spam comments, I came here to watch a video that was helpful! Thank you Graham Stephan, wish YT could do something about bots, its annoying sometimes.

[@willygoat4113]

Here’s a comment for the algorithm!!!

[@almostthere2884]

Yesterday my credit score went to 807, the highest it has ever been! I almost passed out it was so exciting!

[@therighttruth8702]

What’s the process you did and how long did it took you?

[@motivationzunet]

Love this lad❤

[@carsinruin6102]

Pay your bills and don't have a crazy debt to income ratio. I never gave my credit score a second thought and I've been above 800 for most my adult life, it just happened.

[@be7967]

Credit score has nothing to do with how well you handle money. It's how well you borrow money and pay it back. I know plenty of people with great credit scores and no money.

[@waypoet2609]

Wow credit is really complicated. I’ll start building my credit when I turn 18 next month

[@carsinruin6102]

credit score is probably the least indicator of wealth, in fact needing a good credit score to get a good interest rate just means you don't have money to purchase things in the first place.

[@custombikesandtrikes4374]

Agreed, I tell everybody the same thing all the time. Borrowing money just means didn't have the money to buy in the first place.

[@desco7628]

I like this.. so true!!

[@NickPeitsch]

How to get a perfect credit score... SMASH the like button ;)

[@RealLifeMoney]

Investing Engineered Like button SMASHED...going to check my credit score now 😝

[@pamlibey4581]

RealLife Money - Weekly Financial Videos haha me too 😜

[@Koushi82]

The length of the smash matters.

[@user-ww6ii6zn8m]

I have 35 years of credit history and I am only 30

[@hellfire66683]

Sounds like your parents fraudulently used your social security number

[@jimdandy1297]

I don't want any more credit.two credits is enough for me

[@DonRobinson-le6qp]

This is one of the best videos I've seen explaining credit...Great job!!!

[@stevencoffone288]

My score is 0 😂

[@nofood1]

Perfect score!

[@generalmpg]

21 lines of credit? jeez I though I was doing good with 6.