My All-Time FAVORITE Credit Cards

[@AaronZ24]

Cards in this video: 1. American Express Gold Rewards (1:40) 2. American Express Platinum (3:35) 3. Chase Sapphire (8:18) 4. JP Morgan Reserve Card (10:51) 5. Chase Ink Business (Preferred) (12:50) My goto cards: 1. Uber credit card (4% restaurant, 3% air & hotel) 2. Costco Citi VISA (4% in Costco with executive membership) (main household purchases) 3. Chase Freedom (rotating 5%), and Freedom Unlimited (1.5% everything) 4. Best Buy (electronics 5%) 5. Amazon Prime Card (Amazon shopping) 6. American Express Blue Cash Everyday (sometimes nice offers) None of my goto cards have annual fee, except Costco and Amazon Prime membership fee. I discontinued Amazon Prime since I don't shop online often anymore.

[@okaylol3334]

Nice

[@syndicated2566]

the fact that he puts dave ramsey on the platinum card. priceless lmao

[@BennyCasazza]

I laughed so hard when I saw that

[@MrDrew1]

I'm working toward that JP Morgan card, I only need about $9,999,999.99 more in assets.

[@tmcc6847]

Maybe invest in a stock that costs 1 cent lol

[@tmcc6847]

@@ChrisTheCentaur I understand what you're saying.

[@thelobster9417]

Chris Marquez I mean he could buy a penny stock which could make him more money I think that what he was trying to say

[@Kendalladkins]

@@thelobster9417 I think he took it a little too serious.

[@miles3521]

Mr Drew you could get there within 5 years

[@WealthbuilderzTV]

You are the definition of the rich get richer. You make a lot of money but you use credit to get free ish and I love it.

[@nigelfhs2000]

I am so glad I got my new American Express Gold card in the mail!!! I worked so hard to get back on track for years since I purchased a home in 2016. I am so glad for your videos for achieving success in our current economy.

[@AmezAdvisors]

Dave Ramsey on the platinum card is hilarious 🤣🤣🤣 you got my like :)

[@GrahamStephan]

Haha thanks!

[@ReallyBoredMan]

@@GrahamStephan very nice tocuh. lol

[@gerainedoss7123]

Such a great touch! 😂😂

[@Warrior_Resisting_Colonialism]

Ah damn. You beat me!

[@TheMinnesotaNice]

Hillarious

[@LoganMcNay]

*NOTES* FAVORITE CREDIT CARDS 1. American Express Gold Rewards 2. The American Express Platinum. 3. The Chase Sapphire Reserve 4. The JP Morgan Reserve Credit Card 5. Chase Ink Business Preferred 1. American Express Gold Rewards 1:38 A. Charge card, meant to be paid off in full each month B. No pre-set spending limit C. Get 50,000 points if you spend $2,000 in first 3 months i. Transfer the points to an affiliate, Aeroplan. You can then use those points to travel anywhere D. $100 Airline credit E. Purchase Protection F. Extended Purchase Warranty 2. The American Express Platinum. A. Charge card, meant to be paid off in full each month B. No pre-set spending limit C. Get 60,000 points if you spend $5,000 in first 3 months i. Transfer the points to an affiliate, Aeroplan. You can then use those points to travel anywhere D. Centurion Lounge E. Purchase Protection F. $200 Airline credit F. Hotel credits F. Downsides, 550 a year to own. That's nothing if you will be using the features 3. The Chase Sapphire Reserve A. Get 50,000 points if you spend $4,000 in first 3 months B. $300 travel credit C. Access to priority pass lounges D. Costs $450 a year to have 4. The JP Morgan Reserve Credit Card A. 100,000 points B. $300 travel credit C. Access to priority pass lounges D. United lounge access E. Costs $450 a year to have 5. Chase Ink Business Preferred-Business card A. 100,000 points B. 95 dollars a year

[@joannat1898]

Logan McNay Amex Platinum card also gives you Priority Pass lounge access, as well as access to Delta Sky Clubs if you’re flying Delta.

[@sup_monica3597]

amex platinum also includes $100 Saks 5th avenue store credt and uber credits.

[@msmarvellous9597]

Logan McNay I wish I knew the Canadian alternatives to these

[@faithmwanzia8416]

Golden note taking

[@LoganMcNay]

@@faithmwanzia8416 thanks

[@RageElixir]

this is actually genius, your videos are a life saver

[@sircartier1743]

Bruh, Dave Ramsey on the platinum card😂😂 I’m dead 💀💀

[@johnk7347]

Was I the only one who noticed Dave Ramsey on the platinum

[@medviation]

Name on the credit card: Dave Ramsey LOL

[@richgenix]

i like the dave ramsey name on the card! HAHAHAHAHAHAH but that guy never wants people to get credit cards!

[@donjohnstonjr2647]

I love Dave Ramsey and I love how you are trolling him

[@minanagib7897]

the credit card from Amex had Dave Ramsey on it lol

[@Smittyschannel]

lol Dave Ramsey's name on the platinum card and smash the like button on JP Morgan. I love the subtle sarcasm comedy

[@IsraelIvanCastro]

I came here looking for this comment lol good eye

[@greg6379]

I really like the BofA Cash Rewards card you featured previously. Standard cash return stuff like 3% categories where you get to choose one each month (gas station [including inside the C-store], travel [hotel, flight, taxis, airport parking], dining, home improvement, others), 2% always for grocery stores (I like it because that's where I spend the most), and 1% on everything else. $200 sign on bonus with $1,000 spent in the first three months was easy and worth it too. No annual fee and nothing shady, I've had it for three months now and everything seems kosher. I actually really like the Fico score feature they offer too, which allows me to keep tabs on my credit and see how it fluctuates based on my utilization rates. Yeah, I've been paying that sucker off early before the balance posts to keep my utilization rate low and it's worked wonders! I acknowledge that points and benefits can add up, but it seems too stressful for me to make sure I'm not in the red on any of these due to the annual fee. But I'll take cash rewards all day everyday with no annual fee. That's why I really like the Cash Rewards card I mentioned. Cash is king.

[@NuCents44]

I run a Airbnb business and building business credit was tough. The credit card I used to start was a “Cheveron Gas” credit card. Built my credit super fast.

[@Darhebkf]

Dude weird that Netflix didn’t cast you for their new finance series

[@Misokrayz]

Your the man! I watch your videos all the time and believe that you are an amazing source of information that doesn’t give you a taste then try to force you to pay for the real info. You really are a great guy! My lady and I will be modeling our first purchase of a rental property based on information you provided. We are very excited!

[@D_Roadtrip_Productions]

the first video I saw ever at G.S. channel was Apple Card review. after that , I was forever hooked on this channel.

[@Lycan3303]

my go to cards ...

[@griezhial]

Same! 1. Blue Cash Preferred (Amex) 6% groceries, 3% gas 2. Discover It card (first year they match the reward, and 5% quarterly categories: right now it’s restaurant.) 3. Amazon 5% back on all Amazon purchases 4. Citi Double Cash 2% back on all purchases, my utilities card 5. Amex Gold card - 5% back on restaurants

[@meistsyans7708]

@@LogicalFinance i usually spend 200 a month in groceries. The blue cash everyday has 3% without fee. That means I will be getting just an extra 3% on groceries = $6/month= 72/year - 95 annual fee= -23 a year. I think I rather have blue cash everyday. Even if I include my only 2 streaming services, I'll owe them 7.16/year.

[@pawsnotclaws2772]

Lycan Thorpe is the capital one quick silver card worth it? There’s a $39 yearly fee

[@Lycan3303]

@@pawsnotclaws2772 High 1.5% rewards rate on every purchase you make. Offers a one-time cash bonus of $150 after you spend $500 on purchases within three months from account opening. Comes with an introductory 0% APR on purchases and balance transfers. Charges no annual or foreign transaction fees

[@sayrac9334]

@@pawsnotclaws2772 As far as I know there is no yearly fee? There two types "QuicksilverONE Rewards" (that's the 1 that has a $39yearly fee) and than theirs the "Quicksilver Rewards" which has no yearly fee

[@AltruisticApe]

I smash the like button with a claw hammer and charge new phones to my NAMBLA membership card and spend my points at chuck e cheese. Graham taught me well

[@NafeesMosharrof]

This is like watching American Express ad .... Haha

[@adamhenrywalker]

Best financial advice

[@chjames18]

Your the only money guy I really listen to your videos are straight forward and quick to the point I've moved up from a 540 credit score to a 700 in less than two months it feels great i just applied for the discover secure card and was approved instantly next thing on my goals list is buying a new home thanks for the videos keep doing what your doing!!!

[@wavy2k]

I am a discovered secure guy as well. Graham's the best . If you don't mind me asking what was/is your next card?

[@wolfofives5758]

Dave Ramsey would go crazy right now lol.

[@DigitalChaoS]

I want to be able to flex hard like you someday, amazing and inspiring!

[@imgonzalez]

Favorite categories from Graham: Money, Real Estate, and Credit Cards

[@sara9saysyo]

Millennial money is definitely one of my favourites

[@josephschuchmann3786]

A good video idea would be to compare your favorite cards to more common credit cards such as Discover, which has no annual fee.

[@JWalton314]

If you're active duty military, you don't have to pay the yearly fees due to the Servicemembers Civil Relief Act.

[@AverageJoeInvestor]

*GREAT VIDEO GRAHAM!* *Throwing Shade @ Dave Ramsey* I am pretty new to the credit card points game and what I’ve realized is that it definitely depends a bit on where you organically spend money. Some credit cards are best for travel/dining and others are best for groceries, gas, etc. MY FAVORITE = Chase Sapphire Preferred! *MUST HAVE A BUDGET AND THE BUDGET MUST ALWAYS WIN* Great video Graham! 😎👍🏻

[@NickPeitsch]

Incredible video! If only Canada had these amazing credit offers 😅

[@M5Dri3rz]

Amex Plat and Gold are available here but nowhere near as good. The Platinum has priority pass. But I do miss having a Sapphire Reserve from my NYC days.

[@scanialover]

get an amex there, then apply for a u.s. one and build credit there, then you can get csp and stuff

[@TheCreditShifu]

I would downgrade your CSR to freedom, since now you have got the bonus, it isn’t doing anything the JP Morgan card can’t do. I just got the Ink Preferred too, great card.

[@sick4652]

Oh, random credit shifu spotted

[@shantimattie9916]

An Amex commercial popped up while you were talking about them. Hilarious!

[@ChrisConley1]

Hey Graham I heard theres a way to car hack brand new exotic cars to drive them for a while and sell at a big profit. The story is they cant sell them for more than MSRP when they're new, so they sell them, then buy them back from the owner shortly after for a small profit and jack the price way up because now its used so they can sell for whatever the market demands, and usually when you buy a brand new exotic you have to preorder and wait a long time, then take delivery, but people are willing to pay more for a used exotic with 1000 miles to get it immediately, so if you buy a ferrari for cash then immediately list it for sale upon delivery at an exotic car auction you can get 25%-50% return on your investment. Might be a good video

[@jeepmann92]

had to hit the like button cause you know what magic the gathering is.. =D

[@marcelinochavez6977]

just realized i watch 5 of your videos while i was asleep

[@tradelikeme]

Broooooo LOL Dave Ramsey on the AMEX platinum hahahaha

[@justinbush1046]

The American Express and Chase Sapphire waves the annual service fee for active military members (Or reservist on military orders if you are on orders at the time that you sign up for the card.) So if you are in the military they basically pay you to sign up. I got the Chase Sapphire a few months ago and am seriously considering applying for the AMEX card as well. This will save my family a TON of money for holiday travel every year

[@richgenix]

dave ramsey EASTER EGG :O nice

[@tristanrericha4540]

Late to the party, but thought this would be a good place to learn about some credit card options out there.

[@alexesteban]

Leaving a like real quick. Gotta eat dinner but I already know this gonna be good!

[@GrahamStephan]

:)

[@jameschadwick2906]

I got my Amex gold last year when I was 19 and its super nice lol

[@pamelanguyen4824]

Thank you Grahm, I love all your credit card videos very informative! I appreciate your time doing all the research and reading fine prints. You are my credit guru. I'm your loyal subscriber!

[@BeautyrestBlackMattressReviews]

Got approved on the gold card with your link graham. Also... I smashed the like button ! Lol

[@CommandoMaster]

Flex on em haters!

[@shadgainz2513]

You have no idea how much you have taught me.

[@kabirsalman151]

Contact ethicalhackers009 on instagram for your credit cards hacks tested and confirmed

[@thepodlabs]

They probably assume if you have $10 million with their bank that $450 is not going to mean squat

[@CommandoMaster]

Some people have $10 net worth. Still shopping at the dollar store.

[@juliansantiago7672]

Love these videos

[@STEPXMoney]

My favorite credit card is the Bank of America Cash Rewards credit card. I have 6 of them. 5.25% cash back on gas, online shopping, dining, travel, drug stores, AND home improvement/furnishings. 3.5% cash back at grocery stores and wholesale clubs. 1.75% cash back on everything else. This is only if you have over $100,000 in the bank though. But if you do, the rewards are amazing.

[@christiancalderon3821]

Seriously?????

[@christiancalderon3821]

Check put bank of west

[@STEPXMoney]

@@christiancalderon3821 I'm looking at the Bank of the West cash back card. It only gives 3% back on dining, gas, and groceries. And 1% back on everything else. Not as good for me.

[@christiancalderon3821]

You stated must have $100k in deposit. I checked on BOA is website, and don't see it. How do have a roth IRA over 100k, a decent amount on checking

[@willso5008]

Awesome vid! Was wondering, what's your take on the 'Rich Person's Roth' aka cash value life insurance/IULs? A video on that would be great!

[@TommyMutchler]

Graham. Please make a video on how to opt out of paying social security tax and how you could make more money by doing so.

[@nestorlopez2385]

4:45 Dave Ramsey 😂😂😂 good one graham

[@vida_en_ruedas]

Nice videos bro. Im learning about credit cards and these videos help me a lot.

[@KBrown-qm9xc]

LMAO!!!! I love the Dave Ramsey SHADE on the AMEX Platinum. It was not lost on me! LOL!!! #classic

[@jtholby]

How much money do you spend on cards a year? In this video alone it was what upwards of 1800. After the bonuses are up do you personally really get the money back you spend on so many cards . Not questioning you just hard to wrap my head around

[@Someday_Maybe-pn3th]

All he’s doing is using his credit cards on expenses he already has instead of a debit card. He’s not spending any extra money to do this

[@happilytwisted4675]

Dude... you mention magic way too much for someone who doesn't spend. That is an expensive game if you want to keep up with the standard. Do you play or something? I would love to play a game with someone who is as careful and calculating as you are.

[@user-qc9nt8vi7c]

I just noticed that you edited the american express platinum card to say "dave ramsey"!!!! DEADDD 😂😂😂😂😂

[@nevatoolate]

Thanks for showing out for cards that I will never be able to obtain. Your awesome man!

[@suburbanshrub6675]

heads up to anyone in the military, the american express platinum has no annual fee to us, one of the best benefits imo

[@davidd1936]

4:52 OMG Dave Ramsey credit card

[@MockingJay61899]

I feel like all of these card benefits are amazing if you travel a lot, but I’ve flown a whole 10 times ever lol

[@brandenperez4765]

Once you have 10 million in assets it seems pointless to worry about credit card rewards

[@koffewalker8012]

I appreciate you , and you’re slips be lit Asf I’m coming back for more and telling my homies you da 🐐 always tapn with you *DAWGGOAT* keep it up dawg

[@bamahornplayer]

I just got approved for the Amex Platinum - with a 125,000 point bonus spending $5,000 in the first 6 months, and 10x points on groceries for the first six months as well 😄🎉

[@bamahornplayer]

@@kamilsultan1637 Planning on getting married in the next few years, so trying to bank those points for a really nice honeymoon after international travel opens back up!

[@jamarmoore5567]

Active duty military doesn’t pay for they’re annual fee

[@SemiZeroGravity]

Small correction it’s “their”

[@jamarmoore5567]

Sachi Hatano your right they’re means they are thanks captain obvious lol. People man don’t have anything else better to do.

[@starl.2775]

Omg Stephen THE SHADE when you put Dave Ramsey as the card holder name 💀💀💀💀💀💀

[@usahackerzoneongooglechat7158]

Ima keep doing business with Trustcyber_tech IG he’s the only expert I got. He recently topped my credit one credit card and got me $50,000 without upfront fee. He’s highly recommended 💯 ✊

[@horacioarias6011]

Okay Graham, I liked the video can you please let my family go now?

[@GrahamStephan]

:O

[@HelloYatta]

Liked, Commented, Graham is Awesome.

[@LluisZardoyaClips]

Graham your referral link for the Gold American Card isn't working!!

[@markj2002]

Might try to move to USA in a few years just to benefit from credit cards there

[@jc.delossantos]

Can you make a video on how to best pay off student loans? Please and thank you :)

[@marvinsierra8075]

The name on the platinum tho “ Dave Ramsey” 😂

[@skinykeny]

Noticed that as well...

[@Laruletadelachuleta]

Why do I love a great video

[@mohamedh.2038]

For the Amex platinum the yearly fee is $695 not $550. Love your videos bro 🤗

[@manojreddy123]

It was $550 when he uploaded the video!

[@williambonsor3915]

Gramps you don’t need the like button anymore you have 1 million subscribers🤑🤔

[@machtundrebel3127]

His YT channel apparently makes a lot of money so he wants more..

[@lostlyrics1076]

Commenting cause this man actually helps me a lot lol💪 respect

[@desmondwright92]

Graham! What's that wallet? I smashed the like button so you'll answer.

[@GrahamStephan]

Tom Ford!

[@estebanzamora1595]

Graham Stephan I knew it!!!!! Buying an expensive card holder , I see you

[@ZIPPERG00CH]

@@estebanzamora1595 but he got it for free

[@Immacu1ate]

Guy buys Tom Ford but he claims he’s cheap.

[@NotYourFriend19]

My dude Graham out here buying $220 wallets though....

[@stevenlevensonbusinessshow7547]

Savage. Thank you for the info.

[@minghuhai7903]

The Bright side of the Amex Green Charge card is the Business Class lounge access.

[@neythanieljohns1]

Graham: "and it is with these cards that I have not paid for a single plane ticket in over 3 years. me: *leans forward*

[@Redpoppy80]

He has. They are just not directly pay for a ticket from an airline. He just pays the Credit Card companies.

[@hihihi45ify]

His charisma got that subscribe from me

[@sandimarielavati2354]

Scotty Beeman Contact him on moore_hack on instagram or mail him on [e-mail] or [phone] on WhatsApp (he does not take upfront payment) if you need help about forex trading , Bitcoin hacking your PayPal,credit score fix, bank account,phone hack (cheating husband or wife ) western union hack,money gram,credit card hack,instagram verification, facebook and many more.. His fast and reliable .

[@the_other_seto_kaiba]

lol you are missing out on the United States of America WALMART Orgy of Synchrony, Walmart and Cap One.

[@joshrogers9932]

Hey Gram huge fan. love this video.

[@CaesarAugustus.]

Ok, you definitely get a like for that Dave Ramsey cameo 🤣

[@kateflaherty3245]

As a server I like watching this too see all the different cards my customers pay with 😂

[@sup_monica3597]

I'm in the restaurant industry as well. I have an amex platinum and one of the reasons was because a lot of customers had it. I did some research and realized the benefits outweigh the annual fee!

[@mindofmasters8745]

I love u man u remind me of your friendly neighborhood spiderman

[@RiseagainstWINS]

dammit graham i just bought like 3k plane tickets could have used this video yesterday.

[@key2lifeguac]

RiseagainstWINS why are you paying $3k for plane tickets?

[@RiseagainstWINS]

@@key2lifeguac They weren't just for me lol it was 4 round trip international tickets. the point is i could have used those bonuses.

[@adambruno1188]

Love the advice

[@michaelchristbride3334]

THE IRONY OF PUTTING DAVE RAMSEYS NAME ON A CREDIT CARD🤣 Priceless.

[@coltcrist9035]

I laughed way to hard about Dave's name on the Platinum card 😂

[@AxieTipsFlystewie]

But Can the Chase Bank Credit card make a .20 cent Ice coffee ?

[@GrahamStephan]

I wish!

[@nw9801]

Flystewie 'The Uneducated Investor' YT Channel that’s the burning question 🔥

[@ERnurse22]

love this

[@TanyaScorpio]

After being an AE owner for 32 years and the Platinum for 17 years...I closed my account... My lifestyle changed and could not see myself forking out 695. I will say I loved it though lol

[@carclubs6562]

"Taking over the world 1 subscriber at a time" must be nice to make hundreds of thousands of dollars on KZbin! I'm trying to get into real estate soon I'll definitely start a KZbin channel on the process. Love the channel awesome tips and hints!

[@somedudenamedmatt7170]

My favourite credit cards are the ones that aren't maxed out and aren't under my name.

[@ganeshnarayan5505]

with American Express u better be rich to have these cards. its not for uncle joe or uncle mike.

[@jscarpa2002]

I love how Dave Ramsey's name is on the American platinum express card. 😆

[@stoss-11]

banger video

[@sandimarielavati2354]

Contact him on moore_hack on instagram or mail him on [e-mail] or [phone] on WhatsApp (he does not take upfront payment) if you need help about forex trading , Bitcoin hacking your PayPal,credit score fix, bank,phone hack (cheating husband or wife ) account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. His fast and reliable .

[@BKPOWDERHOUND81]

Lmao putting Dave Ramsey’s name on the platinum card

[@IKylan]

Please do not click on any links that start off with a sob story of "My credit was terrible, i applied for a loan, etc." It is malicious spam.