My All-Time FAVORITE Credit Cards

[@AaronZYX]

Cards in this video: 1. American Express Gold Rewards (1:40) 2. American Express Platinum (3:35) 3. Chase Sapphire (8:18) 4. JP Morgan Reserve Card (10:51) 5. Chase Ink Business (Preferred) (12:50) My goto cards: 1. Uber credit card (4% restaurant, 3% air & hotel) 2. Costco Citi VISA (4% in Costco with executive membership) (main household purchases) 3. Chase Freedom (rotating 5%), and Freedom Unlimited (1.5% everything) 4. Best Buy (electronics 5%) 5. Amazon Prime Card (Amazon shopping) 6. American Express Blue Cash Everyday (sometimes nice offers) None of my goto cards have annual fee, except Costco and Amazon Prime membership fee. I discontinued Amazon Prime since I don't shop online often anymore.

[@okaylol3334]

Nice

[@syndicated2566]

the fact that he puts dave ramsey on the platinum card. priceless lmao

[@BennyCasazza]

I laughed so hard when I saw that

[@RageElixir]

this is actually genius, your videos are a life saver

[@WealthbuilderzTV]

You are the definition of the rich get richer. You make a lot of money but you use credit to get free ish and I love it.

[@nigelfhs2000]

I am so glad I got my new American Express Gold card in the mail!!! I worked so hard to get back on track for years since I purchased a home in 2016. I am so glad for your videos for achieving success in our current economy.

[@MrDrew1]

I'm working toward that JP Morgan card, I only need about $9,999,999.99 more in assets.

[@tmcc6847]

Maybe invest in a stock that costs 1 cent lol

[@tmcc6847]

@@ChrisTheCentaur I understand what you're saying.

[@thelobster9417]

Chris Marquez I mean he could buy a penny stock which could make him more money I think that what he was trying to say

[@Kendalladkins]

@@thelobster9417 I think he took it a little too serious.

[@miles3521]

Mr Drew you could get there within 5 years

[@AmezAdvisors]

Dave Ramsey on the platinum card is hilarious 🤣🤣🤣 you got my like :)

[@GrahamStephan]

Haha thanks!

[@ReallyBoredMan]

@@GrahamStephan very nice tocuh. lol

[@gerainedoss7123]

Such a great touch! 😂😂

[@Warrior_Resisting_Colonialism]

Ah damn. You beat me!

[@TheMinnesotaNice]

Hillarious

[@medviation]

Name on the credit card: Dave Ramsey LOL

[@sircartier1743]

Bruh, Dave Ramsey on the platinum card😂😂 I’m dead 💀💀

[@johnk7347]

Was I the only one who noticed Dave Ramsey on the platinum

[@Smittyschannel]

lol Dave Ramsey's name on the platinum card and smash the like button on JP Morgan. I love the subtle sarcasm comedy

[@IsraelIvanCastro]

I came here looking for this comment lol good eye

[@richgenix]

i like the dave ramsey name on the card! HAHAHAHAHAHAH but that guy never wants people to get credit cards!

[@minanagib7897]

the credit card from Amex had Dave Ramsey on it lol

[@donjohnstonjr2647]

I love Dave Ramsey and I love how you are trolling him

[@NafeesMosharrof]

This is like watching American Express ad .... Haha

[@AverageJoeInvestor]

*GREAT VIDEO GRAHAM!* *Throwing Shade @ Dave Ramsey* I am pretty new to the credit card points game and what I’ve realized is that it definitely depends a bit on where you organically spend money. Some credit cards are best for travel/dining and others are best for groceries, gas, etc. MY FAVORITE = Chase Sapphire Preferred! *MUST HAVE A BUDGET AND THE BUDGET MUST ALWAYS WIN* Great video Graham! 😎👍🏻

[@greg6379]

I really like the BofA Cash Rewards card you featured previously. Standard cash return stuff like 3% categories where you get to choose one each month (gas station [including inside the C-store], travel [hotel, flight, taxis, airport parking], dining, home improvement, others), 2% always for grocery stores (I like it because that's where I spend the most), and 1% on everything else. $200 sign on bonus with $1,000 spent in the first three months was easy and worth it too. No annual fee and nothing shady, I've had it for three months now and everything seems kosher. I actually really like the Fico score feature they offer too, which allows me to keep tabs on my credit and see how it fluctuates based on my utilization rates. Yeah, I've been paying that sucker off early before the balance posts to keep my utilization rate low and it's worked wonders! I acknowledge that points and benefits can add up, but it seems too stressful for me to make sure I'm not in the red on any of these due to the annual fee. But I'll take cash rewards all day everyday with no annual fee. That's why I really like the Cash Rewards card I mentioned. Cash is king.

[@NuCents44]

I run a Airbnb business and building business credit was tough. The credit card I used to start was a “Cheveron Gas” credit card. Built my credit super fast.

[@Misokrayz]

Your the man! I watch your videos all the time and believe that you are an amazing source of information that doesn’t give you a taste then try to force you to pay for the real info. You really are a great guy! My lady and I will be modeling our first purchase of a rental property based on information you provided. We are very excited!

[@JWalton314]

If you're active duty military, you don't have to pay the yearly fees due to the Servicemembers Civil Relief Act.

[@TheCreditShifu]

I would downgrade your CSR to freedom, since now you have got the bonus, it isn’t doing anything the JP Morgan card can’t do. I just got the Ink Preferred too, great card.

[@sick4652]

Oh, random credit shifu spotted

[@NickPeitsch]

Incredible video! If only Canada had these amazing credit offers 😅

[@M5Dri3rz]

Amex Plat and Gold are available here but nowhere near as good. The Platinum has priority pass. But I do miss having a Sapphire Reserve from my NYC days.

[@scanialover]

get an amex there, then apply for a u.s. one and build credit there, then you can get csp and stuff

[@AltruisticApe]

I smash the like button with a claw hammer and charge new phones to my NAMBLA membership card and spend my points at chuck e cheese. Graham taught me well

[@shantimattie9916]

An Amex commercial popped up while you were talking about them. Hilarious!

[@D_Roadtrip_Productions]

the first video I saw ever at G.S. channel was Apple Card review. after that , I was forever hooked on this channel.

[@Darhebkf]

Dude weird that Netflix didn’t cast you for their new finance series

[@LoganMcNay]

*NOTES* FAVORITE CREDIT CARDS 1. American Express Gold Rewards 2. The American Express Platinum. 3. The Chase Sapphire Reserve 4. The JP Morgan Reserve Credit Card 5. Chase Ink Business Preferred 1. American Express Gold Rewards 1:38 A. Charge card, meant to be paid off in full each month B. No pre-set spending limit C. Get 50,000 points if you spend $2,000 in first 3 months i. Transfer the points to an affiliate, Aeroplan. You can then use those points to travel anywhere D. $100 Airline credit E. Purchase Protection F. Extended Purchase Warranty 2. The American Express Platinum. A. Charge card, meant to be paid off in full each month B. No pre-set spending limit C. Get 60,000 points if you spend $5,000 in first 3 months i. Transfer the points to an affiliate, Aeroplan. You can then use those points to travel anywhere D. Centurion Lounge E. Purchase Protection F. $200 Airline credit F. Hotel credits F. Downsides, 550 a year to own. That's nothing if you will be using the features 3. The Chase Sapphire Reserve A. Get 50,000 points if you spend $4,000 in first 3 months B. $300 travel credit C. Access to priority pass lounges D. Costs $450 a year to have 4. The JP Morgan Reserve Credit Card A. 100,000 points B. $300 travel credit C. Access to priority pass lounges D. United lounge access E. Costs $450 a year to have 5. Chase Ink Business Preferred-Business card A. 100,000 points B. 95 dollars a year

[@joannat1898]

Logan McNay Amex Platinum card also gives you Priority Pass lounge access, as well as access to Delta Sky Clubs if you’re flying Delta.

[@sup_monica3597]

amex platinum also includes $100 Saks 5th avenue store credt and uber credits.

[@msmarvellous9597]

Logan McNay I wish I knew the Canadian alternatives to these

[@faithmwanzia8416]

Golden note taking

[@LoganMcNay]

@@faithmwanzia8416 thanks

[@marcelinochavez6977]

just realized i watch 5 of your videos while i was asleep

[@suburbanshrub6675]

heads up to anyone in the military, the american express platinum has no annual fee to us, one of the best benefits imo

[@josephschuchmann3786]

A good video idea would be to compare your favorite cards to more common credit cards such as Discover, which has no annual fee.

[@DigitalChaoS]

I want to be able to flex hard like you someday, amazing and inspiring!

[@tradelikeme]

Broooooo LOL Dave Ramsey on the AMEX platinum hahahaha

[@imgonzalez]

Favorite categories from Graham: Money, Real Estate, and Credit Cards

[@sara9saysyo]

Millennial money is definitely one of my favourites

[@jonathannerz1696]

I love how you have Dave Ramsey’s name on the Amex Platinum Card. 😂

[@adamhenrywalker]

Best financial advice

[@Lycan3303]

my go to cards ...

[@griezhial]

Same! 1. Blue Cash Preferred (Amex) 6% groceries, 3% gas 2. Discover It card (first year they match the reward, and 5% quarterly categories: right now it’s restaurant.) 3. Amazon 5% back on all Amazon purchases 4. Citi Double Cash 2% back on all purchases, my utilities card 5. Amex Gold card - 5% back on restaurants

[@meistsyans7708]

@@LogicalFinance i usually spend 200 a month in groceries. The blue cash everyday has 3% without fee. That means I will be getting just an extra 3% on groceries = $6/month= 72/year - 95 annual fee= -23 a year. I think I rather have blue cash everyday. Even if I include my only 2 streaming services, I'll owe them 7.16/year.

[@pawsnotclaws2772]

Lycan Thorpe is the capital one quick silver card worth it? There’s a $39 yearly fee

[@Lycan3303]

@@pawsnotclaws2772 High 1.5% rewards rate on every purchase you make. Offers a one-time cash bonus of $150 after you spend $500 on purchases within three months from account opening. Comes with an introductory 0% APR on purchases and balance transfers. Charges no annual or foreign transaction fees

[@sayrac9334]

@@pawsnotclaws2772 As far as I know there is no yearly fee? There two types "QuicksilverONE Rewards" (that's the 1 that has a $39yearly fee) and than theirs the "Quicksilver Rewards" which has no yearly fee

[@alexesteban]

Leaving a like real quick. Gotta eat dinner but I already know this gonna be good!

[@GrahamStephan]

:)

[@chjames18]

Your the only money guy I really listen to your videos are straight forward and quick to the point I've moved up from a 540 credit score to a 700 in less than two months it feels great i just applied for the discover secure card and was approved instantly next thing on my goals list is buying a new home thanks for the videos keep doing what your doing!!!

[@wavy2k]

I am a discovered secure guy as well. Graham's the best . If you don't mind me asking what was/is your next card?

[@jscarpa2002]

I love how Dave Ramsey's name is on the American platinum express card. 😆

[@ChrisConley1]

Hey Graham I heard theres a way to car hack brand new exotic cars to drive them for a while and sell at a big profit. The story is they cant sell them for more than MSRP when they're new, so they sell them, then buy them back from the owner shortly after for a small profit and jack the price way up because now its used so they can sell for whatever the market demands, and usually when you buy a brand new exotic you have to preorder and wait a long time, then take delivery, but people are willing to pay more for a used exotic with 1000 miles to get it immediately, so if you buy a ferrari for cash then immediately list it for sale upon delivery at an exotic car auction you can get 25%-50% return on your investment. Might be a good video

[@jeepmann92]

had to hit the like button cause you know what magic the gathering is.. =D

[@BeautyrestBlackMattressReviews]

Got approved on the gold card with your link graham. Also... I smashed the like button ! Lol

[@CommandoMaster]

Flex on em haters!

[@nestorlopez2385]

4:45 Dave Ramsey 😂😂😂 good one graham

[@KBrown-qm9xc]

LMAO!!!! I love the Dave Ramsey SHADE on the AMEX Platinum. It was not lost on me! LOL!!! #classic

[@STEPXMoney]

My favorite credit card is the Bank of America Cash Rewards credit card. I have 6 of them. 5.25% cash back on gas, online shopping, dining, travel, drug stores, AND home improvement/furnishings. 3.5% cash back at grocery stores and wholesale clubs. 1.75% cash back on everything else. This is only if you have over $100,000 in the bank though. But if you do, the rewards are amazing.

[@christiancalderon3821]

Seriously?????

[@christiancalderon3821]

Check put bank of west

[@STEPXMoney]

@@christiancalderon3821 I'm looking at the Bank of the West cash back card. It only gives 3% back on dining, gas, and groceries. And 1% back on everything else. Not as good for me.

[@christiancalderon3821]

You stated must have $100k in deposit. I checked on BOA is website, and don't see it. How do have a roth IRA over 100k, a decent amount on checking

[@jameschadwick2906]

I got my Amex gold last year when I was 19 and its super nice lol

[@user-qc9nt8vi7c]

I just noticed that you edited the american express platinum card to say "dave ramsey"!!!! DEADDD 😂😂😂😂😂

[@tristanrericha4540]

Late to the party, but thought this would be a good place to learn about some credit card options out there.

[@minghuhai7903]

The Bright side of the Amex Green Charge card is the Business Class lounge access.

[@nevatoolate]

Thanks for showing out for cards that I will never be able to obtain. Your awesome man!

[@wolfofives5758]

Dave Ramsey would go crazy right now lol.

[@jamarmoore5567]

Active duty military doesn’t pay for they’re annual fee

[@SemiZeroGravity]

Small correction it’s “their”

[@jamarmoore5567]

Sachi Hatano your right they’re means they are thanks captain obvious lol. People man don’t have anything else better to do.

[@davidd1936]

4:52 OMG Dave Ramsey credit card

[@pamelanguyen4824]

Thank you Grahm, I love all your credit card videos very informative! I appreciate your time doing all the research and reading fine prints. You are my credit guru. I'm your loyal subscriber!

[@tristantaylor5956]

Putting Dave Ramsey’s name on the Amex had dying😅

[@shadgainz2513]

You have no idea how much you have taught me.

[@kabirsalman151]

Contact ethicalhackers009 on instagram for your credit cards hacks tested and confirmed

[@marvinsierra8075]

The name on the platinum tho “ Dave Ramsey” 😂

[@skinykeny]

Noticed that as well...

[@MockingJay61899]

I feel like all of these card benefits are amazing if you travel a lot, but I’ve flown a whole 10 times ever lol

[@maddoxjake]

I have the Amex Platinum card, but I spend ZERO dollars on it each year, with some exception. I think the $550 annual fee can be earned back with the use of the lounges, the upgrades at Hilton and Marriott hotels, and the airline fee reimbursements (which have become harder to use in the past). That said, I think it’s a horrible card for earning points. One point on everything and 5 points on airfare directly bought from the airline or the Amex portal. Other cards like Chase Sapphire Chase or even Citi Cash card give you better benefits for your actual spend.

[@vinnym.1333]

Active duty military folks, these banks will waive the annual fees for these cards. I have the AMEX Platinum and Chase Sapphire Reserve and pay no annual fees. That's literally FREE money with all the perks, points, and annual credits.

[@RiseagainstWINS]

dammit graham i just bought like 3k plane tickets could have used this video yesterday.

[@key2lifeguac]

RiseagainstWINS why are you paying $3k for plane tickets?

[@RiseagainstWINS]

@@key2lifeguac They weren't just for me lol it was 4 round trip international tickets. the point is i could have used those bonuses.

[@happilytwisted4675]

Dude... you mention magic way too much for someone who doesn't spend. That is an expensive game if you want to keep up with the standard. Do you play or something? I would love to play a game with someone who is as careful and calculating as you are.

[@willso5008]

Awesome vid! Was wondering, what's your take on the 'Rich Person's Roth' aka cash value life insurance/IULs? A video on that would be great!

[@mohamedh.2038]

For the Amex platinum the yearly fee is $695 not $550. Love your videos bro 🤗

[@manojreddy123]

It was $550 when he uploaded the video!

[@FirstName-rt9uf]

Dave Ramsey on the Platnium 😂

[@thepodlabs]

They probably assume if you have $10 million with their bank that $450 is not going to mean squat

[@CommandoMaster]

Some people have $10 net worth. Still shopping at the dollar store.

[@williambonsor3915]

Gramps you don’t need the like button anymore you have 1 million subscribers🤑🤔

[@machtundrebel3127]

His YT channel apparently makes a lot of money so he wants more..

[@neythanieljohns1]

Graham: "and it is with these cards that I have not paid for a single plane ticket in over 3 years. me: *leans forward*

[@Redpoppy80]

He has. They are just not directly pay for a ticket from an airline. He just pays the Credit Card companies.

[@justinbush1046]

The American Express and Chase Sapphire waves the annual service fee for active military members (Or reservist on military orders if you are on orders at the time that you sign up for the card.) So if you are in the military they basically pay you to sign up. I got the Chase Sapphire a few months ago and am seriously considering applying for the AMEX card as well. This will save my family a TON of money for holiday travel every year

[@TanyaScorpio]

After being an AE owner for 32 years and the Platinum for 17 years...I closed my account... My lifestyle changed and could not see myself forking out 695. I will say I loved it though lol

[@jtholby]

How much money do you spend on cards a year? In this video alone it was what upwards of 1800. After the bonuses are up do you personally really get the money back you spend on so many cards . Not questioning you just hard to wrap my head around

[@Someday_Maybe-pn3th]

All he’s doing is using his credit cards on expenses he already has instead of a debit card. He’s not spending any extra money to do this

[@coltcrist9035]

I laughed way to hard about Dave's name on the Platinum card 😂

[@TommyMutchler]

Graham. Please make a video on how to opt out of paying social security tax and how you could make more money by doing so.

[@anniesierra9476]

Second time watching the video...have you noticed the names on the credit cards?!!!!! 😂😂💳

[@horacioarias6011]

Okay Graham, I liked the video can you please let my family go now?

[@GrahamStephan]

:O

[@mindofmasters8745]

I love u man u remind me of your friendly neighborhood spiderman

[@jc.delossantos]

Can you make a video on how to best pay off student loans? Please and thank you :)

[@bamahornplayer]

I just got approved for the Amex Platinum - with a 125,000 point bonus spending $5,000 in the first 6 months, and 10x points on groceries for the first six months as well 😄🎉

[@bamahornplayer]

@@kamilsultan1637 Planning on getting married in the next few years, so trying to bank those points for a really nice honeymoon after international travel opens back up!

[@alfonsoramirez6415]

This would of been funny With the (Free airplane tickets,Free travel ,Free hotels) and the pictures of Tai Lopez next to them🤣

[@BKPOWDERHOUND81]

Lmao putting Dave Ramsey’s name on the platinum card

[@hihihi45ify]

His charisma got that subscribe from me

[@sandimarielavati2354]

Scotty Beeman Contact him on moore_hack on instagram or mail him on [e-mail] or [phone] on WhatsApp (he does not take upfront payment) if you need help about forex trading , Bitcoin hacking your PayPal,credit score fix, bank account,phone hack (cheating husband or wife ) western union hack,money gram,credit card hack,instagram verification, facebook and many more.. His fast and reliable .

[@markj2002]

Might try to move to USA in a few years just to benefit from credit cards there

[@vida_en_ruedas]

Nice videos bro. Im learning about credit cards and these videos help me a lot.

[@newbeginnings9457]

Go to United Club Lounge and show them you Capital One Platinum! 😆

[@lostlyrics1076]

Commenting cause this man actually helps me a lot lol💪 respect

[@desmondwright92]

Graham! What's that wallet? I smashed the like button so you'll answer.

[@GrahamStephan]

Tom Ford!

[@estebanzamora1595]

Graham Stephan I knew it!!!!! Buying an expensive card holder , I see you

[@ZIPPERG00CH]

@@estebanzamora1595 but he got it for free

[@Immacu1ate]

Guy buys Tom Ford but he claims he’s cheap.

[@NotYourFriend19]

My dude Graham out here buying $220 wallets though....

[@michaelchristbride3334]

THE IRONY OF PUTTING DAVE RAMSEYS NAME ON A CREDIT CARD🤣 Priceless.

[@jahees4762]

The airplane meal had me dead 😂😂😂😂

[@jenniferbruns2432]

I love this financial literacy videos! I can totally understand it the way you share it.

[@sandimarielavati2354]

Jennifer Bruns Mail him on [e-mail] or moore_hack on instagram [phone] via WhatsApp (he does not take upfront payment) if you need help about forex trading Bitcoin hacking your PayPalcredit score fix bank account phone hack (cheating husband or wife ) western union hack money gram credit card hack instagram verification facebook and many more.. His fast , legit and reliable

[@NotYourFriend19]

My dude Graham out here buying $220 wallets though....

[@AxieTipsFlystewie]

But Can the Chase Bank Credit card make a .20 cent Ice coffee ?

[@GrahamStephan]

I wish!

[@nw9801]

Flystewie 'The Uneducated Investor' YT Channel that’s the burning question 🔥

[@brandenperez4765]

Once you have 10 million in assets it seems pointless to worry about credit card rewards

[@CaesarAugustus.]

Ok, you definitely get a like for that Dave Ramsey cameo 🤣

[@Duzzy126]

I guess the biggest part I never understand about credit cards is why would you have so many? Sure the signup bonus is great. Then what? use this card for gas.. use this one for food.. use this for x and so on.. Why not just use 1 card for all your expenses? Unless you have a business. Then one for business, one for personal expenses. Seems like you'd get points much faster by only using 1 card for everything...

[@the_other_seto_kaiba]

lol you are missing out on the United States of America WALMART Orgy of Synchrony, Walmart and Cap One.

[@ganeshnarayan5505]

with American Express u better be rich to have these cards. its not for uncle joe or uncle mike.

[@IFoundMyBrand]

This dudes payin thousands a year in annual fees 😂

[@Flooozeee]

...and earning even more in free money because he likely actually takes advantage of the benefits.

[@Ravenex2]

@@Flooozeee No the benefits outweighs the annual fee because he gets free food, travel, accessories, gadgets, etc. If you don't use the card it's a waste of money. You have to weigh the benefits vs. the annual fee to know your exact return. In reality he doesn't pay anything in annual fees due to his usage.

[@gabriellinares651]

Dave Ramsey on the platinum card Lol Great video dude

[@GrahamStephan]

Thanks!!

[@ZachWeiss]

So just wanted to throw it out there that the American Airlines Aviator card has a 60,000 point bonus now and all you need to do is make one purchase

[@ZachWeiss]

$95 annual fee waived first year.

[@IKylan]

Please do not click on any links that start off with a sob story of "My credit was terrible, i applied for a loan, etc." It is malicious spam.