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ഹോം ലോൺ വേഗത്തിൽ ക്ലോസ് ചെയ്യാൻ 3 വഴികൾ | Home Loan Malayalam Video

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Money Talks With Nikhil

Money Talks With Nikhil

Күн бұрын

Housing loan is an indispensible part of most of our lives. How does one free oneself of it ?
This week's video illustrates three ways of clearing your housing loan payments. 3 Methods to pay off Home loan faster :
#1 - Every month, pay extra 10% of EMI along with Normal EMI
#2 - Every year, payextra 1 EMI along with Normal EMI
#3 - EMI + SIP ( Equity )
#Homeloan #Howtoclosehomeloan #Investment
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Пікірлер: 1 200
@VinodKongad
@VinodKongad 4 жыл бұрын
Thank you so much for this video. Going to start option 1 & 2 ASAP and if possible option 3 as well.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the comment. Yes, it's possible
@iambilalhad2806
@iambilalhad2806 3 жыл бұрын
Najnunm theerchayayum ingane thanne cheyyan pokunnu👍🏻
@westintrace4107
@westintrace4107 3 жыл бұрын
you prolly dont give a shit but does anybody know a way to log back into an Instagram account?? I was stupid lost my account password. I love any assistance you can offer me
@thaddeushezekiah3167
@thaddeushezekiah3167 3 жыл бұрын
@Westin Trace instablaster :)
@swapnavm7366
@swapnavm7366 7 ай бұрын
@@MoneyTalksWithNikhil sir njn ipo oru european country il anu work cheyyune..enik vegam loan close cheyyan agraham und..bank il chodichapo ella month um kooduthal adakkan ulla option illana avar parayunath.
@vishnubalasankar
@vishnubalasankar 4 жыл бұрын
സർ ഇങ്ങനെ സാധാരണ കാർക്ക് മനസിൽ ആകുന്ന രീതിയിൽ പറയുന്നത് കൊണ്ട്...കാര്യങ്ങൾ വ്യക്തം ആണ്...നല്ല വീഡിയോ ഇനിയും വേണം..
@sajmalsageer4288
@sajmalsageer4288 24 күн бұрын
Ennitt sadharanakkaran aaya enikk ee SIP enthanenn manassilayillallo 🙄
@maheshharidas5452
@maheshharidas5452 4 жыл бұрын
സിമ്പിൾ ആയിട്ട് കാര്യം പ്രസന്റേഷൻ ചെയിതു.. കുറച്ചു സമയം കൊണ്ട് ഒരുപാട് കാര്യങ്ങൾ എല്ലാവർക്കും വെക്തമായി ആയി എന്ന് ഞാൻ വിശ്വസിക്കുന്നു
@basithcv5680
@basithcv5680 4 жыл бұрын
orupaad nanni und sirr., chirich kondulla presentation kanumbol thanne samaadhanam❤️❤️❤️
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the support and comment ❤️
@sumeshvasu7524
@sumeshvasu7524 4 жыл бұрын
ലോണെടുക്കുന്നതിന് മുൻപേ ഇങ്ങനെ അറിവുകൾ ലഭിക്കേണ്ടതായിരുന്നു... എന്നാലും വൈകിയില്ല tnku sir
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Yes, ഇപ്പോൾ ആണെകിലും ഈ methods ഉപയോഗികയുന്നതാണ്.
@sumeshvasu7524
@sumeshvasu7524 4 жыл бұрын
തീർച്ചയായും താങ്കളുടെ ഉപദേശം ആവശ്യമായ് വരും ... കോൺടാക്റ്റ് ചെയ്യാം സാർ
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
@@sumeshvasu7524 Ok
@jolly8027
@jolly8027 4 жыл бұрын
Thank you very much for your very informative video,..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Joy Of Cooking cool
@jomonarmy
@jomonarmy 5 жыл бұрын
സർ സൂപ്പർ, വളരെ വിലയേറിയ മെസ്സേജ്, വളരെ നന്ദി
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
Thanks for your comment
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
@@MrMpsplus sure.
@deekshaprasadkuttan1271
@deekshaprasadkuttan1271 5 жыл бұрын
Very informative.& use full ideas sir..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
Thanks for your comment
@vinu178
@vinu178 3 жыл бұрын
Sbi home loanil ente emi 18k aanu... Enikku 30k adakkan pattum. Balance principal il Keran entha cheyya.....?? Athu account balance aayi alle kidakku....???
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 3 жыл бұрын
Managerod paranj mattam. Allenkil online transfer cheyyam
@vishnuraj104
@vishnuraj104 4 жыл бұрын
Sir, how to select a better SIP ?
@surajpachutty
@surajpachutty 3 жыл бұрын
Kindly go to your bank they will help...equity shares will be better...
@rejia6817
@rejia6817 3 жыл бұрын
സർ 350000 ലോൺ എടുത്തു 35 വർഷം 2 yrs ആയി 28000 emi സർ 40000 emi അടച്ചാൽ എത്ര yrs കൊണ്ട് ക്ലോസ് ചെയ്യാൻ പറ്റും
@sarika9031
@sarika9031 5 жыл бұрын
Loved it points il stick on cheythu pettenu paranju.. boradikan time kitiyila superb
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
Thanks for your comment
@indiradevi4493
@indiradevi4493 2 жыл бұрын
ഞങ്ങൾ വീട് വാങ്ങാൻ ലോൺ എടുക്കാൻ പോവാണ്... So husband ഓരോ വീഡിയോസ് എനിക്ക് അയച്ചു തരുന്നു ഞാൻ കാണുന്നു... എനിക്ക് sir ന്റെ പ്രസന്റേഷൻ ഒത്തിരി ഇഷ്ടാണ്... എല്ലാത്തിനും മേലെ എല്ലാ comments നും reply കൊടുക്കുന്നു 🙏please keep it up sir... God bless you ❤️Thank you ❤️
@sanjeevsasidharan5929
@sanjeevsasidharan5929 4 жыл бұрын
Thanks for advise. It's good if we pay little extra amount to loan and duration will be become less.
@arun96654
@arun96654 3 жыл бұрын
Ee aduthu anu thankalude video kanunnathu. Nalla avatharanam. Inim Kooduthal informative video pratheekshikkunnu. Ee video il upayogicha calculation koodi oru video il detail ayi explain cheyyamo? Thanks in Advance!
@oommencabraham7940
@oommencabraham7940 4 жыл бұрын
Brilliant method.... i have ever chosen...... thanks for this vdeo
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the comment
@vivekvijayan8381
@vivekvijayan8381 4 жыл бұрын
ഞാൻ ആദ്യമായി കാണുവാ നന്ദി ഇൻഫർമേഷൻ.. എന്റെ സംശയം പ്രിൻസിപ്പൽ എമൗണ്ട് ഒരുമിച്ച് അതാകുമ്പോൾ ഇന്റെരെസ്റ്റ്‌ ബാങ്കുകൾ എങ്ങനെ calculate cheyunne.. bank interest calculation engane anann onnu paranju tharamo..
@prabhudevts6029
@prabhudevts6029 4 жыл бұрын
Really helpful informations.Thank you for made this Video.
@Jay-zh2cp
@Jay-zh2cp 4 жыл бұрын
I am completely new to this.Just asking one doubt to you.Is it allowed by banks to close the loan amount before the agreed time of loan duration?.Like if I have a loan duration of 20 years and I am closing it in 5 years,it's a huge lose of interest for the bank right? I thought the loan span cannot be altered.Hoping your clarification on this matter.Thanks in advance.
@ajithkumar-cd3ke
@ajithkumar-cd3ke 4 жыл бұрын
Excellent presentation that imparts knowledge in a very simple way
@bijuchacko9142
@bijuchacko9142 4 жыл бұрын
Never take home loans. It is a big trap. Keep away from it. You will loose all your happiness in life if you are unable to repay...
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Two type of debts are there good debts and bad debts. Before taking the loan you must have a repayment strategy.
@sajivarghese1662
@sajivarghese1662 4 жыл бұрын
I had a home loan it was a nightmare , the 2000 rs u told we can't deposit in the repayment . ACC to the worst HDFC Home loan we can put the amount only twice in a yr , if u put more than 2 times there's a penalty , so many hidden agenda in home loans don't know about SBI . But HDFC home loans even if they give all processing fees , other charges free never opt . The 1 st option will never work with at least HDFC
@sajivarghese1662
@sajivarghese1662 4 жыл бұрын
Thanks for the effort it was a good option both 2 and 3
@vbn5709
@vbn5709 4 жыл бұрын
@@sajivarghese1662 @ shift your housing loan to any Govt. Banks.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
@@sajivarghese1662 Thanks for the comment. Choose the repayment method which is convenient to you.
@ajildas4446
@ajildas4446 3 жыл бұрын
What was the best option sir
@mohdmansoor8660
@mohdmansoor8660 5 жыл бұрын
Good presentation
@josemathew8327
@josemathew8327 4 жыл бұрын
Awsome video, thank you for the valuable and financially helpful information.
@360UTURN
@360UTURN 5 жыл бұрын
Simple presentation.. but effective ideas... You are really doing good Job...
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
Thanks for your comment
@iambilalhad2806
@iambilalhad2806 3 жыл бұрын
Valare useful aaya video...thaankal paranja ee same situation aanu njan ullath...sonsooonthanks.... SIP enthaanennu koodin onnu paranjal nannayirunnu..no idea about it
@unnikrishnannair4119
@unnikrishnannair4119 4 жыл бұрын
Somewhat agree with your first two points, can you please quote at-least 2 or 3 SIP options, which have given 15% return annually for 10 yrs continuously.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Unnikrishnan Nair there are few, you can’t guarantee.
@anshadasharaf5875
@anshadasharaf5875 4 жыл бұрын
Nalla kaaryangal paranjalum dislike adikkunnavar sammathikkanam. ( very good speech sir .thank you sir )
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the support ❤️
@noufalsadiq249
@noufalsadiq249 5 жыл бұрын
Supper idias tq sir
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the comment
@gopakumarsm
@gopakumarsm 5 жыл бұрын
A school teaching Feel Really awesome👏✊👍
@raveendhranathkmraveendhra1985
@raveendhranathkmraveendhra1985 4 жыл бұрын
Pl give videos about Best Sbi mutual funds
@prasanthmraj1110
@prasanthmraj1110 4 жыл бұрын
Very very useful information sir. Thank you.
@SamiSami-vv5kk
@SamiSami-vv5kk 5 жыл бұрын
Hi sir, എനിക്ക് 7.5 ലക്ഷം രുപയുടെ housing loan ഉണ്ട് monthly emi ആയി 9000 ബാങ്കിൽ പേയ്മെന്റ് ചെയ്യുന്നു സർ പറഞ്ഞ ഓപ്ഷൻ 1 പ്രകാരമാണെങ്കിൽ 10000 ആയി അടച്ചാൽ മതിയോ? ഓപ്ഷൻ 3 പ്രകാരം SIP Best plan ഒന്നു വിശദീകരിക്കാമോ?
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
yes, extra payment nannayirukkum. Index Fund or good large / Mid cap fund will be good. your risk profile ariyatathukondu fund recommendation bhuthimudannu, specific fund please call - 9567337788
@dileepm8671
@dileepm8671 23 күн бұрын
Sir എനിക്കു 30,00000 രൂപ ഹൗസിങ് ലോൺ ഉണ്ട്. 20 വർഷം 26000 രൂപ emi ഉണ്ട് ഞാൻ ഏത് മാർഗം ആണ് തിരഞ്ഞെടുക്കുക. ദയവുചെയ്തു പറഞ്ഞു തരു sir
@SATISHKUMAR-li6uc
@SATISHKUMAR-li6uc 4 жыл бұрын
Appreciate the way you explain the ideas in a simple and understanding manner...great job.. thanks 👍😊🙏
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thank you for your comment. Hope you will execute of these plans
@SATISHKUMAR-li6uc
@SATISHKUMAR-li6uc 4 жыл бұрын
@@MoneyTalksWithNikhil sure will😊
@ishalmehdiya6740
@ishalmehdiya6740 5 жыл бұрын
No 3 kollam 👍👍👍
@FLY4SUDHI
@FLY4SUDHI 3 жыл бұрын
Thank you sir... was bit late for watching this video, but i will advice the same to others👍
@sreenathgopalakrishnan9905
@sreenathgopalakrishnan9905 4 жыл бұрын
Am following your 1 and 2 options for the last 3 years. And thanks for sharing the same to others. It will help anyway. Only issue for the time being is the crisis impact of covid 19 where we facing.. Some companies are deducting salary for staffs. So these are getting affected in this 1 and 2 option😭😭
@jentymichael
@jentymichael 4 жыл бұрын
Good. The best thing is to combine first 2 scenarios . Chettan Alappuzha Karanano?
@nishadkk9561
@nishadkk9561 4 жыл бұрын
Thanks for the vedio.. How can i close my 15l for 20 years Home loan easily..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Good. Pay extra 10 % emi. Or start sip equity along
@minidsouza3473
@minidsouza3473 4 жыл бұрын
Is it possible for any bank, Sip or 10 % extra ,this option is in all the bank's
@gcheruvath
@gcheruvath 4 жыл бұрын
Even Rs 500 added to EMI makes wonders....!! If people are not comfortable with Mutual funds, then RDs are also good. Assured 6%.
@rajuthoppil3276
@rajuthoppil3276 4 жыл бұрын
Iam paying approx 2000/ extra EMI pm for a loan home loan of Rs 10 lacs/20 yrs. Howmay EMIs can be saved by me.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
You can close the loan in 8 years. So that you have save the last 2 years EMI's.
@abi_atlast
@abi_atlast 3 жыл бұрын
Sir appo first thanne e extra adakkunna cash nammude principliliekk pokkummo
@abi_atlast
@abi_atlast 3 жыл бұрын
Athoo after 5 years kazhinjanno povukka
@sujir2554
@sujir2554 3 жыл бұрын
@@abi_atlast it will add to principle
@sunildas26
@sunildas26 3 жыл бұрын
Excellent sir .oru confident kuravu darnnu loan edukan , good information thanks.
@Footballer1-t5w
@Footballer1-t5w 7 ай бұрын
ഞാൻ ലോണെടുത്തിട്ടില്ല പക്ഷേ വാട്ട്സ്സആപ്പിൽ നിരന്തരമായി നിങ്ങളുടെ ലോൺ വേഗം അടക്കണം ഇല്ലെങ്കിൽ നിങ്ങൾ നിയമ നടപടിക്ക് വിധേയമാകുമെന്ന് മെസ്സേജ് വരുന്നു എന്താണതിന്ന് കാരണം.
@abdukt648
@abdukt648 8 ай бұрын
വീട് വെക്കുന്നവർ എങ്ങിനെയാണ് ലോൺ എടുക്കുന്നതെന്ന് വളരെ വ്യക്തമായി സാധാരണക്കാരന് മനസ്സിലാകുന്ന തരത്തിൽ മലയാളത്തിൽ പറഞ്ഞു. അതിന് വന്ന കമാൻഡ് മിക്കതും മലയാളത്തിൽ ,....... അല്ല, ഇംഗ്ലീഷിൽ
@naveenv3665
@naveenv3665 4 жыл бұрын
Nice one sir. Can u explain Option 3 in excel sheet. It will be helpful for all to understand easily about SIP and also which are good SIP to invest.
@augustinejosephezhumury3550
@augustinejosephezhumury3550 4 жыл бұрын
Excellent idea , quick and simple explanation . Thanks
@mohamedassimka6074
@mohamedassimka6074 4 жыл бұрын
Thank you sir...i don't have myown home but soon ...feeling so happy and confident after hearing your advice sir...thank you.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Mohamed Assim please inform once you own a home
@irshadshamsudeen394
@irshadshamsudeen394 4 жыл бұрын
Valare nalla message ane sir ... thank you
@baijuralr
@baijuralr 2 жыл бұрын
Very informative videos sir. Especially the way of presentation and conveying style... Thanks sir..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Thank you
@nikhilraj9734
@nikhilraj9734 4 жыл бұрын
Very informative videos sir. Especially the way of presentation and conveying style... Could you please do a video on good SIP funds to invest for long term.. as a beginner, very much confusing to chose a right one for long term
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
we were conducting workshop on Mutual Funds, saturdays, next week is for goal setting. you can call and take support
@hebbyjpjp1322
@hebbyjpjp1322 5 жыл бұрын
Now better fund sip
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
Please call or whatsapp
@vvshyamjith7188
@vvshyamjith7188 4 жыл бұрын
Very useful vedios, thank you....
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks a lot Shyamjith
@ousephouseph7839
@ousephouseph7839 3 жыл бұрын
Thanks for the tips. Really good ideas
@Resmi8971
@Resmi8971 3 жыл бұрын
I have taken 22lakh for 20 years the interest rate is 8.95 in 2018 April and monthly amount is 16957 so now I have to increase amount ? Please send me the answer
@indhua8789
@indhua8789 3 ай бұрын
Very useful video.in right time I watched.
@rohithm.k2890
@rohithm.k2890 4 жыл бұрын
സർ ഞാൻ ksfe യിൽ നിന്നാണ് ലോൺ അടുത്ത് 20 ലക്ഷം for 20 years ഇപ്പോ 3 വർഷം കഴിഞു അതാണ് നല്ല method
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Please contact me.
@sreejithsr775
@sreejithsr775 4 жыл бұрын
presentation ✌✌💪💪👍 subscribed...
@nassaresmayil2257
@nassaresmayil2257 4 жыл бұрын
Good information sir will surely try for this options 👍👍
@sreejasasi5792
@sreejasasi5792 4 жыл бұрын
Thnku sir...very infrmatve vdo...✌✌✌
@dontstoptotrying1524
@dontstoptotrying1524 4 жыл бұрын
ith nhan chaithu varunna karyamanu.. Good presentation Sir👍
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Congratulations, thanks
@sunilthomas2162
@sunilthomas2162 4 жыл бұрын
Adipoli...thanks mashey
@arunpsukumaran4740
@arunpsukumaran4740 4 жыл бұрын
The first option is a little better,dont deposit with cash together as in two and three,Bz if there is cash together it wil be spent with something else.the first is the best, anyway thank u
@basheerk4379
@basheerk4379 4 жыл бұрын
സർ കുറച്ചു കൂടെ മലയാളത്തിൽ തന്നെ (ഇംഗ്ലിഷ് അധികം മിക്സ് ആക്കാതെ) കാര്യങ്ങൾ അവ ധരിപ്പിക്കുകയാണെങ്കിൽ എന്നെ പോലുള്ളവർക്കും വളരെ എളുപ്പത്തിൽ കാര്യങ്ങൾ മനസ്സിലാവുമായിരുന്നു
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
കൂടുതലും മലയാളത്തിൽ തന്നെ ചെയാൻ ശ്രെമിക്കാം.
@shajinesht6225
@shajinesht6225 2 ай бұрын
ഒരു Emi ക്സ്ട്രാ ഒരു കൊല്ലത്തിൽ അടക്കാൻ പറയുന്നത്..... Emi ക് സമാനമായ തുക പ്രിൻസിപ്പൽ എമൗണ്ട് ലേക്ക് അടക്കുക എന്നതല്ലേ
@praffulpookkottil7217
@praffulpookkottil7217 Ай бұрын
Thanks. Well said.
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil Ай бұрын
😊
@soniyaki7039
@soniyaki7039 3 жыл бұрын
Super informtion aanu sir. Thanks for the information
@minisuresh1969
@minisuresh1969 4 жыл бұрын
Thanks for the options in which I think last one is best one - Meanwhile a query - in first 2 options, as we are only saving the last 50 odd EMIs, we have already paid the maximum interest no ? Will there be considerable principle amount savings in last EMIs ?
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Check your financial situation and choose anyone of the method.
@maheshm312
@maheshm312 4 жыл бұрын
ഞാൻ ഇത് പ്രാവർത്തികമാക്കി..... thank u sir
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Good Mahesh. Thanks for commenting
@soumyatheyyathintevalappil6583
@soumyatheyyathintevalappil6583 7 ай бұрын
Sir,njan 22 lakh home ലോൺ എടുത്തു. കൂടാതെ 1.5 lakh nte ഇൻഷുറൻസ് അടക്കം 23.5 ആയി.2020 ലാണ് ലോൺ എടുത്തത്. Emi 15 k ആയിരുന്നു. എങ്കിലും 20 /m EMI ആയി അടക്കുന്നു. ലോൺ ഉള്ളത് കാരണം ഭയങ്കര മാനസിക പ്രശ്നം. Ksfe ചിട്ടി പിടിച്ച് 8 lakh തിരിച്ചടിച്ചു. ഇപ്പൊ 12.4 lakh ബാലൻസുണ്ട്. എനിക്കുള്ള ഏറ്റവും നല്ല ഓപ്ഷൻ എന്താണ് ഈ ബാലൻസ് വീട്ടാൻ
@pradeepm.p1892
@pradeepm.p1892 4 жыл бұрын
വളരെ നല്ല ഉപദേശം.. നന്ദി
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Nice to hear
@soorajs1953
@soorajs1953 4 жыл бұрын
Very informative sir, going to plan accordingly♥️
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the comment. Do you have any loans?
@soorajs1953
@soorajs1953 4 жыл бұрын
@@MoneyTalksWithNikhil Ys sir..(3Nos) trying to climb back from those pythons🐍
@Dibloos__Kofi
@Dibloos__Kofi 4 жыл бұрын
എടുത്ത ലോണ് അടക്കാനുള്ള തുക പലിശ രഹിത വായ്പയായിട്ട് കിട്ടുവാന് എന്തേലും വഴി ഉണ്ടോ ? Sir..... Bank പലിശ മാത്റം അടച്ച് അടച്ച് മടുത്തു😭😭
@girishi.p.1077
@girishi.p.1077 4 жыл бұрын
Overdraft account n കുറിച്ച് ഒരു വീഡിയോ ചെയ്യാമോ....
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
ചെയാം
@girishi.p.1077
@girishi.p.1077 4 жыл бұрын
@@MoneyTalksWithNikhil .... Thank you..... വളരെ നിലവാരം പുലർത്തുന്ന വീഡിയോസ് ആണ് താങ്കളുടെ.👍
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thank you Girish. Questions chothicholo. Happy to answer
@areatalks9958
@areatalks9958 5 жыл бұрын
Moonamathu paranja method, i will not suggest sir, bcoz 15 varsham kazhiyumbol inflation karnam house loan amount valare kurav aayirikum, koodathe sip 30 varshatheku cheyanel 1.3 cr vare aavam
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
yes, valid point. Chilla allugal prefer to be debt free.
@aibeeshkannan518
@aibeeshkannan518 2 жыл бұрын
Thankyou so much for this viedo sir👌👌
@manojap9511
@manojap9511 4 жыл бұрын
EMI is fixed in the beginning, any excess amount paid is considered as Advance and will not reduce the Principal amount until the Advance and the loan balance equalise
@sreenathgopalakrishnan9905
@sreenathgopalakrishnan9905 4 жыл бұрын
No bro. I am doing the same for the last 3 years. And extra payments will be reflected in your principal amount.. And they will not cut off your EMI from account, else they will adjust in your outstanding principal amount only,till reaching that added extra payment.
@subin12311
@subin12311 4 жыл бұрын
Wrong They will adjust in principle amount
@devarajps7036
@devarajps7036 3 жыл бұрын
Thanking for imparting valuable knowledge. In pre closer of loans how future interest could be waved. Interest is paid for advancing loan for future date. When loan is cleared before loan tenure future interest must be waved. Please clear this issue also.
@rashikpathayapurayil1665
@rashikpathayapurayil1665 4 жыл бұрын
Thsnk you sir for the great information
@sreejithnair5758
@sreejithnair5758 8 ай бұрын
ആദ്യത്തെ emi കടക്കുമ്പോൾ തന്നെ ഒരു kse ചിട്ടി 10000 ന്റെ 100 മാസം ചേർന്നാൽ നിങ്ങൾ ആദ്യം പറഞ്ഞതുപോലെ 2 വർഷം കൂടുതൽ emi അടച്ചു മുന്നോട്ട് പോവുക അപ്പോളേക്കും ചിട്ടി ഏകദേശം ഒരു 25 മാസം ആയിട്ടുണ്ടാകും നഷ്ടം ഇല്ലാതെ ഒരു 7 lakh വിളിച്ചെടുത്തു അത് ലോണിൽ അടച്ചാൽ ലോണിന്റെ നല്ലൊരു ഭാഗം തീരുകയും പലിശയും കുറയും
@jenjaijack
@jenjaijack 4 жыл бұрын
home loan nerathe adachu theerkukayanenkil athinte koode bank nammale kondu eduppikkunna insurance adachu theerkendathundo, Insuracinum monthly interest varunnundu
@zhmk9306
@zhmk9306 5 жыл бұрын
3rd option is very good
@sajithchanganacherry2257
@sajithchanganacherry2257 4 жыл бұрын
Thanks so much... Waiting for next video...
@junaidkh4502
@junaidkh4502 4 жыл бұрын
വളരെ നല്ല ഐഡിയയാണ് സർ ഈ വീഡിയോയിലൂടെ പറഞ്ഞത് താങ് യു🙏 വേറൊരു സംശയം ചോദിച്ച് കൊള്ളട്ടെ മാസം 40,000 രൂപ HDFC യിൽ ഹോം ലോൺ EMI അടയ്ക്കുന്നുണ്ട്. സർ പറഞ്ഞ പ്ലാൻ പ്രകാരം മാസം 10,000 രൂപ പ്രിൻസിപ്പിൾ ലോട്ട് അടയ്ക്കണോ? അതോ മാസം 10,000 രൂപ മ്യൂച്ചൽ ഫണ്ടിൽ ഇൻവെസ്റ്റ് ചെയ്യുന്നതാണോ നല്ലത്? ദയവ് ചെയ്ത് മറുപടി തരിക🙏
@aiswaryam8832
@aiswaryam8832 4 жыл бұрын
Really useful video... Thank u so much sir....
@ayeshasworld5991
@ayeshasworld5991 4 жыл бұрын
Nannaayi manasssilaakki thannu Thank u soo much sir..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the comment ❤️ enthekilum liabilties undo ?
@spiritplus7718
@spiritplus7718 2 жыл бұрын
ഞാൻ കോർപറേഷൻ ബാങ്കിൽ ലോൺ ബാലൻസ് 160000 അടച്ചു ക്ലോസ് ചെയ്യാം എന്നു പറഞ്ഞപ്പോൾ ആവർ പറ്റില്ല എന്നു പറയുന്നു ടുറേഷൻ പീരീഡ്‌ കഴിയണം അല്ലങ്കിൽ അതു വരെ ഉളള ഇന്റെർസ്റ് അടയ്ക്കണം എന്നു പറയുന്നു pls സഹായിക്കാമോ
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 2 жыл бұрын
Managerod സംസാരിച്ച് നോക്കുക. സഹകരണ ബാങ്കുകളിൽ സാധാരണ ഇത് അനുവദിക്കാറില്ല മറ്റു ബാങ്കുകൾ സമ്മതിക്കറുണ്ട്
@SHIJUSRARU
@SHIJUSRARU 5 жыл бұрын
Nalla avatharanam sir
@Vijith2255
@Vijith2255 4 жыл бұрын
Simple and informative...subscribed..!!!
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
Thanks for the support ❤️
@surajpachutty
@surajpachutty 3 жыл бұрын
Sir thank you for that 3 tips ,I'm going for a home loan..it would very much helpful for me
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 3 жыл бұрын
Please mail to nikhil@talkswithmoney.com if assistance required
@sudheerramachandran830
@sudheerramachandran830 4 жыл бұрын
Very good video thank u very much
@SuryaSuryasujith
@SuryaSuryasujith 14 күн бұрын
സാർ ഞാൻ കാനറാ ബാങ്കിൽ നിന്ന് ഹോം ലോൺ ആയിട്ട് 10 ലക്ഷം രൂപ എടുത്തിട്ടുണ്ട് എനിക്ക് മാസം 8500 രൂപയാണ് അടവ് വരുന്നത് 30 വർഷത്തേക്കാണ് ഇട്ടത് എനിക്ക് ഒരു 5 ലക്ഷം രൂപയ്ക്ക് ഇടണമെന്നുണ്ട് അപ്പോൾ എനിക്ക് എത്ര രൂപയാണ് കുറയുക എനിക്കിനി ഇൻട്രസ്റ്റ് ആയിട്ട് എത്രയാണ് അടക്കേണ്ടത് വിശദമായിട്ട് ഒന്ന് പറഞ്ഞു തരണം ചെറിയൊരു പറയുന്നു എന്നോട് പത്ത് എടുത്ത് 20 ലക്ഷം രൂപ അടക്കേണ്ടി വരും എനിക്ക് എത്രയാണ് ഇനി അടയ്ക്കാൻ ഉള്ളത് എത്ര അടച്ചാൽ ആണ് എന്റെ ആധാരം തിരിച്ചുകിട്ടുക ഒന്ന് വിശദമായി പറഞ്ഞു തരണം സാർ
@rahulnadh4656
@rahulnadh4656 4 жыл бұрын
Sir, നന്ദി..
@joshrealcare8033
@joshrealcare8033 4 жыл бұрын
Very good information, please suggest the more than 14% growth giving liquid funds for sip ..
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 4 жыл бұрын
joshreal care liquid fund you can expect 5 to 7% p. a
@roshin2
@roshin2 3 жыл бұрын
Sir njan 5lack rupees 9% intarstil eduthittund. Appo eth egane adakkanam. Plz tell
@AKHIAKKU
@AKHIAKKU 5 жыл бұрын
Great video sir..one small correction..'t' missing in 'Expertise' of 'Expertise in Personal Finance and Investment' 😊 Iam closely watching you..😋 Keep up your good work..Hope to meet you one day..😇
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
thanks Akhil. Will make the changes
@janesebastian821
@janesebastian821 4 жыл бұрын
Thank you sir, njan 30.0000 lac houseing loan eduthittund, option 3 ചൂസ് cheyan entha cheyendath
@IMSVGUY
@IMSVGUY 3 жыл бұрын
Thank u so much sir.. was searching for such a helpful video
@sharanyanair5929
@sharanyanair5929 4 жыл бұрын
Sir what about personal loans?
@sreejithsr775
@sreejithsr775 4 жыл бұрын
sir oru doubt ee corona season il Sip pole ulla investments il pradeeskha undakumo after 20 years assured return undakumoo
@vijeshpunnivijesh9625
@vijeshpunnivijesh9625 3 жыл бұрын
Hai sir good morning NRI personal loan പറ്റി ഒരു video ഇടാമോ.....
@anugrah6994
@anugrah6994 3 жыл бұрын
Very good information , thank you
@jineshmelathnair5230
@jineshmelathnair5230 5 жыл бұрын
ലോൺ Closs ചെയ്യനല്ല ഓപ്പൺ ചെയ്യാൻ എന്തേലും വഴിയുണ്ടേൽ പറ
@MoneyTalksWithNikhil
@MoneyTalksWithNikhil 5 жыл бұрын
Will do. Please raise specific requirement - 9567337788
@lovefromhevan7006
@lovefromhevan7006 5 жыл бұрын
പൊന്നു ചേട്ടാ പെട്ടാൽ പെട്ടത് ആണ് ഉള്ളത് കൊണ്ട് ജീവിക്കാൻ കഴിയുക ആണേൽ നല്ലതു അല്ലേൽ ഒരു നല്ല ദിവസം പോലും സന്തോഷം ആയി ഇരിക്കാൻ കഴിയില്ല...
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