George my 12 yo son is calling you out. When you said you had a baby “what else is left to accomplish?” My son replied “reading 26 books this year!” 🤣☠️🤣
@abrareads8 ай бұрын
That is amazing!😂
@jessicas71238 ай бұрын
😂😂
@amysmith62998 ай бұрын
😂😂😂
@brendabautista67108 ай бұрын
😂
@carlaritchie3318 ай бұрын
Yes! Twenty six children's books😁.
@actuallyterry8 ай бұрын
Money Goal 2024: I'm gonna be debt free by Dec 1st 2024. GOD WILLING ❤❤❤😊
@asavannah74398 ай бұрын
You can do it, Terry! Watch Frugal Queen in France, she’s very inspiring
@iwanttoplayinaband8 ай бұрын
me too! let's gooooooo
@noichannelusa8 ай бұрын
Me too 🎉🎉🎉
@nancys74057 ай бұрын
Me too😊
@umgazel47856 ай бұрын
God willing, yes! Hoping you will 🎉❤
@amanda.c.ice.8 ай бұрын
I accomplished my 2023 New Year’s resolution which was to declutter and organized my entire house. It was a lot of work but I am SOOO much happier and less stressed out now!
@brian71108 ай бұрын
How did you tackle this? Any other goals? 👏🏽
@mlluurtsema35145 ай бұрын
It’s been taking me YEARS to peel the onion 🧅 but I do have to deal with my husband who isn’t convinced about it.
@annalisamoore67724 ай бұрын
It is SO much work to do this, that’s amazing!!! Back in 2019 I started doing an annual declutter, where I list all the areas of my house (closets, kitchen cabinets, etc.) and go through them at some point in the calendar year to make sure I’m not holding onto old stuff. The first year was so hard but it’s become an easy and routine thing since then and I believe it will save me so much grief in the future with house moves, etc.
@cheenoulee74558 ай бұрын
I cut up my last credit card just an hour ago. Let’s keep this momentum going! 2024: Year of attacking debt like there’s no tomorrow!!!
@umgazel47856 ай бұрын
I love Rachel- I’m sure that she’s the exact same when the cameras are off and at home - what a sweet and natural soul ❤❤❤
@janinesimon60767 ай бұрын
Props to you, George, how you can quote Miley Cyrus with a straight face while Rachel’s giggling.
@angiegleason78578 ай бұрын
I listened to George imitate Dr. John Delony three times before I watched the rest of this episode! 😂 Fun fact: I recently learned that one should stand in the sun for 15 minutes upon waking and delay their first cup of coffee for 90 minutes. It keeps the desire for a second cup at bay and supposedly stops the mid-afternoon slump. Who knew?? Well, besides Dr. John!! I guess it's like the bad habit of hitting the snooze button and putting your body in Sleep Inertia for the next four hours! I had no idea of the repercussions until a few years ago. Love you, Rachel and George! I feel like all of the Ramsey personalities are like family!! Keep impacting the world! And...take your supplements! 😊
@mistiburnes97098 ай бұрын
Rachel- I just did that this week!! I put 5 things in my Amazon cart- clicked out and went back days later and deleted them all because I thought I didn’t really need them!!! 🎉🎉🎉😂Made me feel so happy!!!
@LOUBAT18 ай бұрын
‘You know what I love? Turn signals’.. George - you made me properly laugh out loud 😂
@paigelynnelson21598 ай бұрын
By the time advent begins(the Liturgical New Year), I plan to get rid of clutter and live a SIMPLER life. Spending less time cleaning, more time with the kids! Decluttering even our finances💕 my last medical debt payment is scheduled for Dec 9th 2024, and we will be debt free. And we plan to throw everything at the medical debt, so likely that date will be moved up✅✅🎉🎉
@annetawney24087 ай бұрын
That's such a great timeline! I think I'm going to steal that as my timeline for paying off my car!
@ericaterrones167 ай бұрын
I just found y’all’s channel here and new resolution to watch! I just started my debt snowball again( done it before 3x successfully and it’s sooo great!! However I never seem to make it past there! I stay debt free after for about 6-9 months and then slowly start adding little debt and end up here again! 18,000 in debt ( biggest one yet) I’m 40 so hoping this is my LAST debt snowball I do and I’ll watch to keep momentum to stay out of debt after!!!!
@katiedickinson78667 ай бұрын
Start your day reading the Bible daily verse!! I won’t let myself play my daily solitaire or anything else before I do that. All glory to God!! Can I get an Amen?
@veerebel71127 ай бұрын
Amen!
@alexisgeisel1946 ай бұрын
Amen!
@JeremyKorzo8 ай бұрын
14:30 😂😂 George had me rolling with the Dr. John impression! You definitely know he’s heard that a few times lol. Much love to all the Ramsey peeps.
@nolanschroeder8 ай бұрын
Yes!
@ryanpatton17958 ай бұрын
Stare at the sun for 45 minutes 😂
@elenalynnarroyo8 ай бұрын
YESSSS!!! 😂
@thewafflehouser8 ай бұрын
George, I read your book and it was phenomenal. Enjoy your content. However, I took your challenge for the entire year. I went and pursued a debt-free lifestyle. I was debt free within 9 months and stayed that way for a year, until purchasing a home. and I did not use any credit cards for an entire year because I am on a budget and I stick to it even with credit cards now I do not spend mor. I do not use airline miles and I average 4 1/2 to 5% back on every transaction which nets me $2500 a year or so directly into my Schwab investor account which then also gets to grow based on my chosen investments. I kept an open mind like you asked in your book and like you all mentioned many times, and I hope you can keep an open mind when I tell you that I am mathematically coming out ahead. And I feel no more guilt participating in this system than I do watching Disney+ or buying a coffee from Starbucks or shopping at Walmart knowing what these companies stand for and invest their monetary capital into. I would love to actually have a conversation with you one day.
@jasminevasquez55188 ай бұрын
😂😂😂George making impression of Dr Delony 😂😂😂
@tmesslinger8 ай бұрын
I think the guy in the ‘I won’t break my New Year’s resolutions’ men is Levar Burton from Reading Rainbow and Geordi from the TV Star Trek Enterprise! He’s and actor!… showing my age!
@libnoscenti7 ай бұрын
"that's just a guy" Y'ALL.
@SnowGardener6 ай бұрын
Yes!!! I was thinking the same thing!!
@andreamonicaarocho97408 ай бұрын
I love George! He is the best!
@TheIckpa6 ай бұрын
Same!
@baileystumpf44288 ай бұрын
Loved the Dr. John Delony joke; that was funny. “Thorne, my sponsor” 🤣
@alqoshgirl8 ай бұрын
The Dutch eat pancakes for dinner! Totally valid dinner and our kids love it! 😅
@lgrantnelson28638 ай бұрын
After the first of the year I got a gym membership, then I slipped on ice and fell on my back. I resemble the meme.
@donnahampton36328 ай бұрын
I man I was dating never used his turn signal. Every time he changed lanes, the alarm would go off. He took his new car to the dealer and asked to have the alarm removed! (I am laughing so hard at him telling me this). They said they couldn't. I responded, just use your turn signal before you change lanes, and you will never hear the alarm. It is there to keep you from running off the road or into traffic in the other lane. That alarm saves lives! 😂
@AmyinCdA8 ай бұрын
Just switched to high yield savings yesterday, thanks to you George!
@GeorgeKamel8 ай бұрын
Heck yeah!!
@ron96657 ай бұрын
8:55 Its nice to have a kid that lives in Australia, we can celebrate the New Year on his time zone and still get to bed on time! 🙂
@ericweaver85508 ай бұрын
Am I the only one thinking about Rachel’s comment on George’s “olive green” jacket?
@Brucefulness8 ай бұрын
No. She must be color blind. I have been frantically googling olive green to ensure I am not crazy.
@kiddorot38486 ай бұрын
Omg this is just like that one new girl scene. I wonder if she knows she's brown-green colorblind
@cheripizani86756 ай бұрын
Same
@MaryClayton-c2z7 ай бұрын
Love the comedy mixed in with the money talk. It lightens the mood for sure when talking about money. Love the show
@Demonizar8 ай бұрын
Save your wall calendar every year, to compare month to month so as to do better than the year before, keeping score of savings, spending and giving month to month to see if the following year can be improved is my new year vibe
@splunk178 ай бұрын
No one uses blinkers in St Louis and it drives me CRAZY!!!
@maddy-zzz8 ай бұрын
I've read 10 books so far in January. 😎 Better catch up, George!
@Blue_Ink_Crochet7 ай бұрын
My new years resolution was to do a no-buy. I don't have debt outside of FAFSA (still in college atm). I just noticed a bad habit of impulse spending/being too free with my money. I've been irresponsible & havent been tracking my purchases so I decided to start alongside a no-buy challenge to keep my self accountable I show my tracker to my very penny pincher boyfriend lol. As of now (end of january) ive been pretty successful resisting impulse spending! Im being gentle and still allowing myself to shop online without checking out. Excited to get to the point where I dont feel like I even need to do that anymore!🎉
@Blue_Ink_Crochet7 ай бұрын
Note: i also had a large refund from scholarships at the beginning of the semester that i actually used directly to pay towards my unsubsidized FAFSA loans even tho im still in school.
@Blue_Ink_Crochet7 ай бұрын
Not me just learning what a high yield savings account is... I should have had one of these all along 🤦♀️
@zefcypher5 ай бұрын
11:52 Rachel must love blinker fluid then :)
@lauriemansfield9054 ай бұрын
I absolutely love you 2! I die laughing the whole time! George you are hysterical, I love your snarkiness! Keep it coming!
@lindadorman28698 ай бұрын
I added up the benefits from my credit card: $300 annual travel credit, $300 car rental insurance coverage, $75 reimbursement for rental damage (rock cracked windshield), $1250 Pay Yourself Back credit on past purchases, $500 Priority Pass lounge membership, $240 DoorDash pass/delivery, $200 Lyft Pink membership, $100 no foreign transaction fees, $100 Global Entry/TSA PreCheck = $2765/year less $550 annual fee = $2215 net benefit. If you travel, it's worth it.
@Candisa8 ай бұрын
2024 goal: actually put money aside for the future, not just the emergency fund. I'm 38 now, if I want to profit from compound interest I better get that train rolling. I actually put aside about 35% of my income last year, but it all went up on renovations and making a large extra payment on the mortgage.
@a.a.56908 ай бұрын
Canceling Prime was a big resolution for me this year. Even being in BS7 it's easy to fall into lifestyle creep and spending poorly.
@rosehenderson26248 ай бұрын
Good morning, I am trying your style of budget and loving it, only third week in, and it's working well. I can't get the every dollar app as I am in Australia. I'm using a blank notebook for each pay and month. Thank you.
@charlottemalcolm92608 ай бұрын
I wish the Every Dollar App was available in Europe
@lilibethvilella6 ай бұрын
Left this conversation better thank you ❤
@Herhighness2113 ай бұрын
Lol@ Times Square is Spring weather in March. I’m in Philly. Snow apocalypse usually hits in March.
@jimmypark67598 ай бұрын
Agree with George. Rachel needs to watch Always Sunny and have that dream disappear!!
@Mamacitapurty5 ай бұрын
Sometimes I actually plan on breakfast for supper!
@tressalewis70048 ай бұрын
I don’t like resolutions, Goal Making is better
@WillowBrookHomestead8 ай бұрын
Just listened to this on the Apple Podcast app. I NEED to know why Dave wouldn’t let Rachel watch “FernGully!?” 😂
@evinthestix74518 ай бұрын
I like Ramsey financial advice for my personal finance. But the dude is a right wing hack, he probably roots for the big corporations destroying the Forrest in fern Gully
@jwarnstarsmile8 ай бұрын
Smart man, I'm still traumatized!
@myhyggehome897 ай бұрын
I purchased the book on Audible? Does it still come with the free trial of Every Dollar?
@GeorgeKamel7 ай бұрын
Yep! Listen for the link at the end of Ch 1, 10, and Conclusion!
@mateabeiler37858 ай бұрын
Oh my goodness,Winston and Rachel’s anniversary is the same day as ours, and I think one of their girls birthday is the same day as mine 😀
@roynerand2504 ай бұрын
I make FUN New Years Resolutions! More concerts!
@ngauyoujin11638 ай бұрын
King Charles with the glowing skechers 🤣
@michellemurray40448 ай бұрын
A no spend month Jan has been a challenge but so worth it, and a few months a year. Now to lose paced put pounds per month!!
@andrealuneau20508 ай бұрын
My money goal for this year is to save enough to replace my current vehicle.
@TheImperfectReader6 ай бұрын
New year and new view! ❤🎉😂 Was a webinar I went to and I liked the rebrand.
@crashtestdummy19728 ай бұрын
I always thought that "wont break any New years resolutions" Meme templete was Eddy Murphy, lol!
@SraRuiz-ft1kg8 ай бұрын
It is!! I was baffled that they didn’t know that!
@alynunez44218 ай бұрын
Pretty sure it’s Levar Burton
@ThatGuysGuitars8 ай бұрын
So tired of the general bashing of credit card rewards I used mine for business inventory purchases exclusively in 2033, paid off in full every month Paid 0 dollars in interest, And cleared an easy $2k in cash back rewards Just for using that card, instead of my business debit
@sinkintostillness8 ай бұрын
I think it's more that the average credit card users will build up debt and end up spending more because of having available credit. Using it the way you do is working the system in a way the lenders don't particularly want, but makes financial sense for you. I have had a credit card since I was 18 and have paid literally zero interest on it 20 years, despite always having a balance. Even though I am sensible, I do notice that I do tend to spend more when I take out my credit card than when I'm using debit or cash.
@lyndsaymoehrman8 ай бұрын
Same. We followed the steps and were very against credit cards for years. Then we opened our business and we can spend anywhere from $20-50k a month on parts and inventory. We pay it off monthly, $0 balance, and the money back is great. I also use one for our families daily purchases, and the cash back is great for Christmas each year. It obviously would not work well for most people, and I get why they discourage people from using them.
@ThatGuysGuitars7 ай бұрын
I'm sure that for some people, yeah; absolutely, they can be careless. - But to outright be "CC's bad!" might sound good from a mentality perspective, but not necessarily be the best way to approach your finances in a practical sense. - Literally having a card specifically for gas & groceries, and paying in full the next day; realistically should have no impact on someone's mentality when making purchases, but could yields hundreds (if not more) of dollars in rewards yearly, which can THEN be used to pay down debt, a mortgage, or invest in your retirement - as the Ramsey personalities like to preach. Cause honestly, who says: "I'm using the cash back card, time to only buy filet mignon!" - you still go: "Mmmm, that's too expensive, I'm passing this week" @@sinkintostillness
@TheThreatenedSwan7 ай бұрын
Many protestants that banned Christmas would still celebrate the new year
@Ilene-forward8 ай бұрын
On Tuesdays at lunch hour, we (co-workers and I )make your mocktails, delicious!
@dogables8 ай бұрын
George didn't recognize Eddie Murphy as "that's not sn actor, that's just some guy" made me laugh.
@OopThereItIs777778 ай бұрын
That’s not Eddie Murphy 😂😂😂 it’s the guy from Reading Rainbow
@BoboGumdrop6 ай бұрын
It's not Eddie Murphy nor LeVar Burton 😂😅
@CapriDanae0813 күн бұрын
These have to be jokes because WHAT?! 😂@@BoboGumdrop
@UserNameChristine7 ай бұрын
😂😂😂 “That’s not an actor, that’s just a guy” “a guy from 1992” 😂 THAT’S EDDIE MURPHY!!! 🤣
@annalisamoore67724 ай бұрын
That’s not Eddie Murphy, my friend 🤣
@meganlawrence76624 ай бұрын
I can relate to Rachel. I also had a penguin nightmare after watching that Batman movie! Also had a nightmare that the dad/bad guy from Kindergarten Cop tried to bite my toes off while I slept.
@cbright807 ай бұрын
Michael Keaton Best Batman!!
@ryanpatton17957 ай бұрын
I'm starting to like this show as much or dare I say more than the ramsey show
@hockeyhalod8 ай бұрын
As long as bingeing YT isn't on this list, I should be okay...
@privateinfo17118 ай бұрын
I know someone who prays for three days about big purchases!
@camillejoycepascual29014 ай бұрын
Omg I told my husband about you guys and he did also ask why it’s less than an hour 😂😂😂😂
@angelwings18 ай бұрын
That guy you said isn’t an actor, is Eddie Murphy 😅😅😅
@katiedickinson78667 ай бұрын
Michael Keaton is my fave Batman!!
@PicksterTG3 ай бұрын
The british chocolate snack/cookie called a Penguine could really do some Damage here!
@Skyhootin8 ай бұрын
I didn't realize that Lyndsie was my favorite part of the show until she was gone. I hope she is back soon.
@tamly28218 ай бұрын
Same! Where did she go?
@hollybingeman22907 ай бұрын
I make a new years resolutions solely for the purpose of having something to give up for lent. It's a terrible joke that I think is funny. In reality I try not to make resolutions, only setting myself up for guilt and disappointment. 🤷♀️
@howellomaha8 ай бұрын
George..... don't feel bad about sharing an appetizer with your wife. We rarely (never) order them as that feels like such a splurge. (And no, we don't mooch off our friends that order them) Edit: my husband and I are both 56yrs and we are on Baby Step #7. It's not like we can't afford them, it just seems like a splurge so I totally understand how you feel about it.
@barnabusdoyle49308 ай бұрын
It would be nice if restaurants didn’t price appetizers to be half the price of an entree and only 4 bites of food
@lyndsaymoehrman8 ай бұрын
I could never he an appetizer ever again, but my husband absolutely loves them. He did go without them and chicken wings on pizza night while we were working the steps. With the agreement that if he ever wanted an appetizer or wings with pizza after the steps, he could have them. He had wings every week for probably a year straight and then got over it. Haha. He still orders an appetizer most of the time though.
@mombetweentwo76798 ай бұрын
thank you, this was an interesting episode! And the airline miles made me think lately about all rewards in stores like wawa or victoria secret or any point system or even starbucks that it costs more if you actually go after the rewards. If you get the treat anyway thats fine, its more like a bonus, but if you continue to shop there just because of points, nope its costing more.
@OopThereItIs777778 ай бұрын
Baseball shirts are called Raglans! Now you know 😂
@gootyeriz7 ай бұрын
The military thought me three rules about time management. 1. If you are early, you are on time. 2. If you are on time, you are late. 3. If you are late, you are (insert bad word of choice) My children still haven't grasped this concept.
@RobertoMarcial-my2ey8 ай бұрын
I guess George needs to sell the dogs to make space in the budget. 😊
@michellewagoner81948 ай бұрын
I am single and prefer to write my budget on paper. I do use the forms Dave does.
@capturedbyannamarie8 ай бұрын
Levar Burton the Reading Rainbow guy is the actor in the meme.
@lilibethvilella6 ай бұрын
George is hilarious 😂!!!!!
@suzanneley88818 ай бұрын
Great episode. We were not allowed to watch "You Can't do that on Television" in the 80s. So funny because we could watch a lot of other stuff, but the parents got wound up about that one show.
@jeremyorwhatever8 ай бұрын
Eddie Murphy is “not an actor, just a guy” lol so middle Tennessee
@Jeremy123-y3q8 ай бұрын
you can change the turn signal sound to funny stuff in your tesla
@noellouviere46117 ай бұрын
I always thought that was Eddie Murphy 😂
@Helen-xv7ot8 ай бұрын
Actor... That was Eddie Murphy
@alexrussell43237 ай бұрын
The actor was I believe Eddie Murphy in the meme that “wasn’t” an actor just a regular person tapping his head
@shannonpolice93658 ай бұрын
My money goal is to stick to my budget and make all payments scheduled to my student loan. I found an extra thousand a month and I plan to PAY it... but SPEND it!
@kymberlymcfadden1568 ай бұрын
2024 goal: get out of debt!!! 🎉🎉🎉
@holistically_lisa10337 ай бұрын
Where can you open a high yield savings account?
@Seromontis8 ай бұрын
Having a baby has definitely helped us focus more on our budget and cutting costs.
@jainiebehling8 ай бұрын
Most of these don’t fall under the habit category. I’m sorry guys! A lot of these things are pretty intentional behaviors. This wasn’t my favorite. I’ll just have to say. I’ll keep listening because I absolutely love listening to you guys on Thursday night on my commute home from work. Here is a habit, don’t texting and drive. That’s a habit! 😁👍
@TheThreatenedSwan4 ай бұрын
George can't pretend as if Boston driving is better
@anthonysmith79138 ай бұрын
Despite the fact that I live in Russia and my annual salary doesn’t exceed 15k$(net), my net worth is over 100k$. I’m 38, frugal and have no debt. How come you all are not millionaires? Isn’t it funny that a regular person in the most sanctioned country in history is closer to a millionaire status than an average American citizen 🧐
@cajbaf8 ай бұрын
To be honest, it's because the US is spoiled. Immediate gratification is a thing as well as greed. So, lack of sacrifice.
@jeremiahalexander72488 ай бұрын
way to go keep it up!!
@yo_its_javi98087 ай бұрын
14:23 best part 😂
@andreawinn94208 ай бұрын
To George- What’s left to accomplish? You could read 26 parenting books so you know how to parent your little one! 😁
@Perk_SportYourCards8 ай бұрын
Rachel making me want to watch some Batman movies
@Joesixfour8 ай бұрын
My Resolution was to hit the gym 3 times a week. I've been sick for what seems like weeks and haven't been to the gym once 😂
@asavannah74398 ай бұрын
My younger brother is traumatized by E.T., because we used to force him to watch it in our childhood 😂
@USMCHelloKitty8 ай бұрын
The #1 excuse couples make for not wanting to combine bank accounts: the other is too controlling and I can’t make my own choices.
@Kate-bi9dh6 ай бұрын
Clooney was the best Batman because they were the best movies. Loved those tights :) fan service for everyone, not just for t1t lovers!
@lynnk56418 ай бұрын
Where do you find a non-brick and mortar high-yield savings account?
@LadyMatriarch.8 ай бұрын
Online. Ally bank or C.i.T bank
@businessacc1796 ай бұрын
Catholics go to Mass for new years- it’s the feast of Mary, Mother of God 🙏🏻
@SnowGardener6 ай бұрын
Hahahah...that wasn't just a guy in Rachel's meme. It is an actor known for Reading Rainbow. LeVar Burton!! @levarburton
@Brucefulness8 ай бұрын
Serious question....is Rachel color blind? She said George's jacket is "Olive Green"??? I know I ain't color blind.
@johnanderson83857 ай бұрын
RACHEL-- Look that in the dream dictionary now
@GnarlyCoyote7 ай бұрын
Idk.. just doesn't feel the same without producer Lindsey and her WILD pants. The chemistry feels off. 😢