HDFC Multicurrency Forex Card Review: Everything You Need to Know

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Bank Expert

Bank Expert

Жыл бұрын

HDFC Multicurrency Forex Card is a prepaid travel card that allows you to load multiple currencies and use it to make purchases and withdraw cash at ATMs worldwide. In this video, I will provide a comprehensive review of the HDFC Multicurrency Forex Card, including its features, benefits, drawbacks, and how to apply for the card.
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• Top 4 Forex Cards with...
Topic Covered:
Best Forex Card For Students
HDFC Forex Card
HDFC Multicurrency Forex Card
Best Forex Card for Canada from India
Best Forex Card for UK from India
Best Forex Card for International Students
Forex Card For Dubai
Best International Forex Card
Forex Card for USA from India

Пікірлер: 284
@anujthappa
@anujthappa 8 ай бұрын
Thanks Shubham, quite a helpful video.
@bankexpert
@bankexpert 8 ай бұрын
My pleasure
@RishikeshKulkarni
@RishikeshKulkarni 11 ай бұрын
Hello, thanks for the video. Are there any restrictions for loading the card online while abroad? I have read that its allowed only once for non hdfc customers.
@bankexpert
@bankexpert 11 ай бұрын
I am not sure about You can call the customer, and they will let you know.
@prakasharun597
@prakasharun597 4 ай бұрын
Hi, I have couple of questions. Most of the cards say zero cross currency markup. But, what about the conversion charges while making cross currency transaction? Also, which card gives better exchange rate. I looking for a card to use in Norway
@bankexpert
@bankexpert 4 ай бұрын
I think Niyo DCB/Equiats bank debit cards are the best because they offer zero forex markup fees. You can check it out for more details.
@markcoutinho7598
@markcoutinho7598 11 ай бұрын
Hello, does HDFC Multicurrency Forex Card have any charges for transaction done using the card at shops and restaurents in the UK(not atm cash withdrawal)?
@bankexpert
@bankexpert 11 ай бұрын
no
@priteshnimje
@priteshnimje Жыл бұрын
Can we use prepaid netbanking features to reload & balancecheck if we opted for forex card without opening a hdfc account?
@bankexpert
@bankexpert 11 ай бұрын
yes
@prasadpadwal4937
@prasadpadwal4937 11 ай бұрын
If we opt fly wire or convera, the bank usually charges Rs 2 extra than the currency rate. This forex card is also charging around the same extra amount. So which method is the best if I want to pay tuition fees from INR to Pounds ?
@bankexpert
@bankexpert 11 ай бұрын
Both offer similar benefits; choose any one.
@debchak27
@debchak27 10 ай бұрын
Following is a scenario. Suppose someone wants to visit Vietnam and wants Vietnam Dong (VND), which is not allowed on the forex card (as I have seen most forex cards dont allow VND). The traveller then loads USD (say @80 INR per USD rate, and loses 2-3% for USD loading) and then again in Vietnam when this card is used to pay in VND in POS or withdrawing from any ATM a cross currency charge of 2%+GST is levied (USD converts to VND) .. so in total INR to VND conversion takes 5%+ as transaction charges. If this is correct, then why not simply use the Indian Bank's Debit card/ credit card which charges 5-6% as transaction charges .. (this is ignoring local Vietnam bank charges, forex card loading/issuance/refund etc. charges) Please explain the above situation how is a forex card beneficial as compared to a debit/ credit card ?
@bankexpert
@bankexpert 10 ай бұрын
Yes, you are right. In that case, using Indian cards is best. but you can try a few credit cards: Scapia and Niyo Credit Card zero forex chargers (onecard forex charge 1% + GST).
@RationalThinker.Kerala
@RationalThinker.Kerala 3 ай бұрын
You can use HDFC Regalia card which comes with Zero mark up charges..
@souravgouri1327
@souravgouri1327 10 ай бұрын
I have a spare HDFC multicurrency card which is about to get expired What would you recommend to transfer the amount to my bank account? Just withdraw from ATM or through bank process?
@bankexpert
@bankexpert 10 ай бұрын
Ask the bank; maybe they will transfer money from the new forex card.
@naman230470
@naman230470 11 ай бұрын
Do hdfc bank charge any extra charges when converting from INR to other currencies ? P.s- travelling to netherlands. Do this work there ?
@bankexpert
@bankexpert 11 ай бұрын
Yes, it will charge roughly 2-3 rupees extra (Per dollar or other currency). It is not working in the Netherlands.
@satire6344
@satire6344 4 ай бұрын
It works in the Netherlands i have used it there. It is not 22 countries it is 22 currencies, and can be used anywhere in the world.
@ankitdas8200
@ankitdas8200 17 күн бұрын
Hi, I have loaded money in USD in my forex card. My flight will have a layover in Istanbul, can i buy stuffs in airport using this card? Will it automatically convert from USD to Turkish Lira and pay the bill?
@bankexpert
@bankexpert 16 күн бұрын
Yes, but you have to pay a cross-currency markup of 2%.
@Messingh
@Messingh 7 ай бұрын
I’m visiting Hong Kong soon and I have hdfc cc already, is ICICI prepaid forex better or hdfc one?
@bankexpert
@bankexpert 7 ай бұрын
ICICI prepaid and HDFC multi-currency are both good forex cards. Choose any one.
@rsg4276
@rsg4276 Жыл бұрын
Does this card support Georgian Lari? Now Federal Bank Scapia Credit Card has zero markup fee & is lifetime free? How is it? How are RBL World Safari Card & Yes Bank card? Out of all the options you have what best do you recommend in forex card for a 17 year student going for 6 years to Tiblisi Georgia.
@bankexpert
@bankexpert Жыл бұрын
HDFC's multi-currency forex card does not support Georgian Lari. Federal Bank's Scapia credit card is good. But before applying, check if this card supports Georgian Lari. You can choose any forex card. All forex cards are good
@highlights-2022
@highlights-2022 5 ай бұрын
Do hdfc regalia forex card work in georgia
@LSDGaMIng0789
@LSDGaMIng0789 4 ай бұрын
@@highlights-2022bro withdraw usd then exchange in lari from there
@sheik52
@sheik52 2 ай бұрын
​@@highlights-2022 yep it does work and withdraw always in us dollars and convert later to lari
@jeet_sakariya
@jeet_sakariya Жыл бұрын
hello bhai great video, i have one que .... iam travelling to thailand next month, I have Niyo X debit card (0 markup works internatnional by Eqitas small bank), Ragalia credit card ?? should i get this forex card ??
@bankexpert
@bankexpert Жыл бұрын
Not necessary, but as a backup card, I recommend you.
@yashporwal01
@yashporwal01 9 ай бұрын
I'm travelling to Thailand later this year and we have to load currency in USD, right? Do I need to pay any fees for swiping/online payment in Thai Baht?
@bankexpert
@bankexpert 9 ай бұрын
No, bro, you load the currency from INR to Thai Baht, not the USD. There are no additional charges for swiping/online payment.
@mervinrahul6693
@mervinrahul6693 11 ай бұрын
hello sir, I'm travelling to Dubai for my semester exchange. i have hdfc platinum debit card. which forex card should I get from hdfc?
@bankexpert
@bankexpert 11 ай бұрын
This card is worked in Saudi.
@andriapinto8655
@andriapinto8655 8 ай бұрын
Hi, i have taken an education loan of 20 lakhs, thye haved asked to send it to forex card. Forex card is better. Or transferring to my icici account is better and then from international transfer I can send it to my foreign bank account?
@bankexpert
@bankexpert 8 ай бұрын
You can transfer the money to your bank account and then to a foreign bank account. Before transferring the money, please compare the charges between a Forex card and a foreign bank account.
@prabhatmidha7433
@prabhatmidha7433 10 ай бұрын
Hello, great videos ❤… I am planning to visit dubai, bt ab niyo global tou nahi chal raha.. please suggest konsa better card rahega for regural transactions there
@bankexpert
@bankexpert 10 ай бұрын
Aap Niyo ka credit card lay sakte hai ya scapia credit card, IDFC First wow credit card
@prabhatmidha7433
@prabhatmidha7433 10 ай бұрын
@@bankexpert Sir, ye tou apki video dhek k clear ho gaya hai.. Can you suggest 1 best card out of there 4
@Reddylion
@Reddylion Жыл бұрын
Good video.
@bankexpert
@bankexpert Жыл бұрын
Thanks!
@athulreji9053
@athulreji9053 Ай бұрын
Is taking a forex card better than using the hdfc credit card because they charge us with higher amount while loading the money right ? So what difference does it make sir .
@bankexpert
@bankexpert Ай бұрын
The credit card charged 3-3.5% forex fees plus taxes. but the forex card charge maybe 1-1.5% max.
@user-kp6xy8zr9b
@user-kp6xy8zr9b 9 ай бұрын
I have a doubt. I use hdfc credit as well as debit which works internationally. Whats the need to use forex card of hdfc? Does it not charge anything extra? Also, can i once buy this forex card and have it forever ?
@bankexpert
@bankexpert 8 ай бұрын
Normal debit/credit cards charge a 2% to 3.5% forex fee. I am not suggesting that you go with any Forex cards right now. because now many credit cards come with zero forex markup fees, like the Scapia credit card, Niyo Global credit card, and the IDFC WOW credit card. You should take anyone of these if you are required.
@user-kp6xy8zr9b
@user-kp6xy8zr9b 8 ай бұрын
@@bankexpert thank you !!
@caharshjain4216
@caharshjain4216 2 ай бұрын
is there any international online payment charges when use this card, like normal credit card charges 3.5% on international transaction. The transaction charges from this card is same or less.
@bankexpert
@bankexpert 2 ай бұрын
It will not charge 3.5% or more. When you load money on this card, it will charge you some extra. but when making an international transaction, there is no extra charge.
@vigneshsrinivasan2468
@vigneshsrinivasan2468 Ай бұрын
Sir, I’ll be travelling to Bali next month. Should I opt for regalia or multi currency card?
@bankexpert
@bankexpert Ай бұрын
Go with a Regalia ForexPlus card.
@viji7201
@viji7201 4 ай бұрын
For online transaction using the hdfc card will there be any charges like gst and markup ?
@bankexpert
@bankexpert 4 ай бұрын
No
@pavanshetty547
@pavanshetty547 9 ай бұрын
When we can use hdfc regalia forex card where there is no cross currency mark up charges why do we have to use hdfc Multi currency forex card sir ?
@bankexpert
@bankexpert 9 ай бұрын
HDFC Regalia Forex Card is a single currency card. It is available in US dollars.
@prajvalkakade2759
@prajvalkakade2759 9 ай бұрын
Hello sir, my HDFC forex card is stuck in cash machine at london. Is there any chance to get my card back or i have to block it ? If i have to block card then my money will tranferable to my main HdFC debit card ? Please help
@bankexpert
@bankexpert 9 ай бұрын
Sorry to hear about that. I think you can transfer the remaining balance to your HDFC account.
@kiyotakaayanokoji6863
@kiyotakaayanokoji6863 11 күн бұрын
Hello I had a doubt, what is the limit of online transaction? as I want to pay my fees for university(say 20 Lakhs). Is this card suitable for this purpose? If not, please suggest the card which I can use.
@bankexpert
@bankexpert 10 күн бұрын
When you spend 7 lakh above abroad, you have to pay TCS 20%. I suggest you pay university fees directly to the university bank account.
@vicktorezuu81
@vicktorezuu81 6 ай бұрын
Tnx so much is it good if i apply online for forex card of hdfc or should i go to bank for first time use pls ? Am planning to travel abroad next week pls reply soon tnx ☺️
@bankexpert
@bankexpert 6 ай бұрын
Yes, you have to visit HDFC Bank. You can't apply online.
@shankarsanu4833
@shankarsanu4833 10 ай бұрын
Hi sir. I am going to south korea for a month. Which card would you suggest for withdrawal as well as transaction in south korea.
@bankexpert
@bankexpert 10 ай бұрын
Niyo credit card (Cash withdrawal and regular use), Federal scapia credit card (regular use)
@rashiagarwal5999
@rashiagarwal5999 7 ай бұрын
Hi, can HDFC multi currency forex card be used in schengen area? Can it be used in countries like finland, france, italy, austria, etc?
@bankexpert
@bankexpert 7 ай бұрын
You will check the country name on HDFC Bank's official website. Also, Niyo credit cards and Scapia credit cards are good options because they come with zero forex markup charges.
@user-td7jp2wv8o
@user-td7jp2wv8o 12 күн бұрын
Which card is best if we compare hdfc muticuurency forex card or book my forex card and which is good to use UK
@bankexpert
@bankexpert 12 күн бұрын
Both are better.
@synchronicity67
@synchronicity67 3 ай бұрын
Just to confirm- if i use d hdfc multi currency card to make online payments such as buy tickets or hotel bookings, wil it charge currency conversion fee? Im traveling to Vietnam with us $ n multi currency $ US card
@bankexpert
@bankexpert 3 ай бұрын
When you load money in USD, you pay an extra amount. but when you convert USD to any other currency, you have to pay conversion fees.
@amolbansal7336
@amolbansal7336 10 ай бұрын
If i want to pay my tuition fees from this card which is in dollars, so will there be any forex markup charges ??
@bankexpert
@bankexpert 10 ай бұрын
When you load the currency, the bank also includes the forex charges.
@TARROO99
@TARROO99 4 ай бұрын
Bhai muje louis vittion ka bag lena he wo 4 lakh ka he tho isme hojayega kya😢 Aur 4 lakh ek sath transfer karsakthe amara dedit card se is card ko ya kitna add larsakthe he is card ek din me Aur 5 lakh eksath transaction hojayega na koi limit he iska? Plz bataoo ya muje indian card usekarna padega kya 5 lakh transaction keliye Ye bhi bataoo mere pass millenia debit card he uska limit 5. Lakh he tho me 5 lakh ka bag lena he ek sath 5 lakh ka transaction hojayega na 😢 plz reply karo
@bankexpert
@bankexpert 4 ай бұрын
Waise to online 4-5 lakh ke transaction ho jayege. pr mai apko suggest kruga aap bank ke customer care se baat kr lo wo sahi info de sakte hai
@vinashkari
@vinashkari 4 ай бұрын
It has zero mark up fees , card issue charges and load charges for salary employees, if i am not wrong
@bankexpert
@bankexpert 4 ай бұрын
When you load money, they charge an extra amount. not sure about the salary employees
@sidharth2317
@sidharth2317 7 ай бұрын
bro if we swap this card or tap this card like in dubai for shopping any extra charge will applicable?? or what if we carry good amount of dirhams there will be any need of this card or not ?? pls rply
@bankexpert
@bankexpert 7 ай бұрын
If you tap or swipe this card, there are no extra charges because the bank will already charge you some extra amount when you load the money. In Dubai, I have no idea if a card is required or not.
@sidharth2317
@sidharth2317 7 ай бұрын
@@bankexpert ok bro thanks for your reply
@adityaparakh
@adityaparakh 8 ай бұрын
HDFC also has a Regalia Single Currency USD prepaid forex card. My RM is encouraging for that , saying that it can be used for various other currency with zero markup later on. More wider use. My main purpose to get is upcoming travel to Europe. I am not sure if there is any advantage in the Regalia vs the Multi Currency and why the banker is trying to push for that. Please advise reg this. I am planning to carry Scapia Credit Card and HDFC Multi Currency (loaded with Euro) for my Euro trip.
@bankexpert
@bankexpert 8 ай бұрын
According to my knowledge, don't take a single-currency card because it only works in one currency. A single currency card is good for students or those who stay for many months in that country. If you travel to many countries, then a multi currency card is good. because every time you don't need to change the card. Scapia is a very good card because it comes with zero forex charges. Along with you, you should take an HDFC multi currency card.
@RdkDhrn-do2bt
@RdkDhrn-do2bt 6 ай бұрын
Your RM is right. Regalia is far better than Multi-currency.
@amritsimi4513
@amritsimi4513 4 ай бұрын
Regalia card is better and it is true that it can be used for various other currency with zero markup
@Subhojs1
@Subhojs1 10 ай бұрын
How much time does it take for pre-authorization charges to be removed after you check out from hotel?
@bankexpert
@bankexpert 10 ай бұрын
I have no idea about that. Call customer care; they will assist you.
@Subhojs1
@Subhojs1 10 ай бұрын
@@bankexpert it took 3 days to get the credit
@shakealtaf863
@shakealtaf863 11 ай бұрын
I applied online and took option as bank pickup however i don’t have any bank near me so which bank i can go and pickup.
@bankexpert
@bankexpert 11 ай бұрын
only bank pickup option
@tirthadutta8870
@tirthadutta8870 11 ай бұрын
Hi, can we transfer fund from the forex card to another bank account online?
@bankexpert
@bankexpert 11 ай бұрын
Yes
@nbp411
@nbp411 11 ай бұрын
How to add a US Bank account beneficiary?
@sureshchoudhary2955
@sureshchoudhary2955 11 ай бұрын
No
@raksham123456
@raksham123456 2 ай бұрын
How to transfer remaining balance in the forex card back to the savings account? Can it be done on NetBanking?
@bankexpert
@bankexpert 2 ай бұрын
Call customer care; they will assist you.
@laxy2011
@laxy2011 4 ай бұрын
If I am not using the card for 6-8 months, will I be be charged some fees ?
@bankexpert
@bankexpert 4 ай бұрын
No
@slowthai999
@slowthai999 6 ай бұрын
Is there any minimum maintenance amount and is there any charges yearly for this card?
@bankexpert
@bankexpert 5 ай бұрын
Card issuance Fee: INR 500 plus applicable GST per card Reload Fee: INR 75 plus applicable GST per reload transaction currency wise
@rg80293
@rg80293 5 ай бұрын
How do I transfer money back to my bank account from the forex card? I know we can keep money as it is and use in future, but I want to transfer back so how to do it?
@bankexpert
@bankexpert 5 ай бұрын
Call customer care; they will assist you.
@nitinjaiswal7224
@nitinjaiswal7224 10 ай бұрын
Sir, I'm going to Dubai after 2 weeks. Do you recommend it?
@bankexpert
@bankexpert 10 ай бұрын
Yes, but if you spend more, I suggest you go with a zero forex markup fee card like the Niyo credit card, the Federal Scapia credit card, or the IDFC WOW credit card.
@akashamanagi379
@akashamanagi379 17 күн бұрын
After reloading in INR can we swipe/use this card in India?
@bankexpert
@bankexpert 17 күн бұрын
You can't load money in INR.
@Viralclips12324
@Viralclips12324 8 ай бұрын
i have hdfc forexplus multi currency platinum card, can i use it for free lounge access?
@bankexpert
@bankexpert 8 ай бұрын
No
@JaykumarRanbaware
@JaykumarRanbaware 4 ай бұрын
In Singapore supposed this card use for shopping any other hidden charges?
@bankexpert
@bankexpert 4 ай бұрын
No
@abhinavnair5117
@abhinavnair5117 Жыл бұрын
I'll be travelling to bali soon, Should I opt for Niyo card or HDFC's forex card? I already have account in HDFC.
@aneesh2891
@aneesh2891 11 ай бұрын
Hdfc anyday
@abhinavnair5117
@abhinavnair5117 11 ай бұрын
@@aneesh2891 why tho? How is it better?
@bankexpert
@bankexpert 11 ай бұрын
Go with HDFC.
@hawtpunk2612
@hawtpunk2612 11 ай бұрын
Sir mujhe 10 din baad Dubai, Europe and UK travel karna hai. Niyo ko leke bhot doubt hai toh im not trusting the card. I already have an HDFC forex card. Isme but Czech Koruna nahi hoti toh kaise use karunga? 2nd doubt ye hai ki jab Euro jo yaha se load karva ke jaunga unhe Pound mein use karunga toh koi charge lagega? Please reply. URGENT!!
@bankexpert
@bankexpert 11 ай бұрын
waise aap niyo ka credit card ko lay sakte hai regular use ke liye. agar wo kaam na kare toh isko use kr sakte hai. Agar is card se Czech Koruna nah hote toh aap waha pe niyo card ka use kr sakte hai. euro ko jb pound me convert karege toh extra charge dena padega. yeh details apko bank ke website pe mil jayege.
@hawtpunk2612
@hawtpunk2612 11 ай бұрын
@@bankexpert But niyo k card mein downtime ki problem hai. You can't use the card between 12 to 4am IST and kuch local vendor pe nahi chalta. Itne saare doubts k chakkr mein it's better that I use forex.
@fun_gags
@fun_gags 10 ай бұрын
: Maine last month AUGUST me Dubai me expanses kiye unka Forex Fees aaj aa raha hai is month ? ye kya bawaal hai pahale to bola gaya kee zero forex hai aur is month fores kat raha hai ?
@bankexpert
@bankexpert 10 ай бұрын
zero forex nahi hai HDFC multicurrency card pe jb aap paise load krte ho tabhi forex change lag jata hai. aap customer care se baat krye wahi bata payege ke apke extra changers kyu lag rahe hai.
@fun_gags
@fun_gags 10 ай бұрын
@@bankexpert inke advertisement me bataya gaya thha kee WOW CREDIT card is zero forex ? But now charging money, bank saying kee advertisement me sab kuch sahi nahi ho sakta ?!
@AmritpalSingh-yj7qk
@AmritpalSingh-yj7qk 3 ай бұрын
Could you please verify if this card provides access to international lounges?
@bankexpert
@bankexpert 3 ай бұрын
No
@sudhanshudhyani
@sudhanshudhyani 5 ай бұрын
Hi , can you please advise whether mult currency forex card can go to negative balance. Actually I had 8.40 SGD balance but I successfully did online transaction of 9.53 SGD. Pls advise..currently balance not yet updated in forex card online.
@bankexpert
@bankexpert 5 ай бұрын
I have no idea about that. You can call Bank Customer Care, and they will assist you.
@sudhanshudhyani
@sudhanshudhyani 5 ай бұрын
@@bankexpert why I asked because you have mentioned in the video ,.in case you have not sufficient balance then mutli currently card helps.to.do.the payment successfully after chekcing if payment gets paid from other currency....so this happened yesterday so I asked...
@stayville0325
@stayville0325 9 ай бұрын
Is this card good for South Korea. I will be going there for a 3 week study program.
@bankexpert
@bankexpert 9 ай бұрын
I think you can take the federal Scapia or Niyo credit card.
@nbp411
@nbp411 11 ай бұрын
How to transfer money from a Forexplus card to a US Bank account?
@bankexpert
@bankexpert 11 ай бұрын
not possible.
@rahulkaushal5165
@rahulkaushal5165 11 ай бұрын
I have multi currency forex card and it's about to expire . Will it auto renew or I need to apply it again.
@bankexpert
@bankexpert 11 ай бұрын
Ask customer care; they will assist you.
@aditi4692
@aditi4692 11 ай бұрын
Hi, so I have to travel to US and UK both next month but this card is not sounding good due to markup in Reloading and ATM withdrawal charges. Would you recommend going for the zero markup cards instead?
@bankexpert
@bankexpert 11 ай бұрын
You should watch my "Best Forex Card with Zero Forex Markup Fees" video.
@vivekkoul4428
@vivekkoul4428 4 ай бұрын
Credit card can also be used for emergency situations, just make sure to turn on international transactions
@bankexpert
@bankexpert 4 ай бұрын
Right
@Ehan274
@Ehan274 2 ай бұрын
Agar India se Online transaction karna hai kuch cheez purchase karne ke liye, Payment hoga USD, EUR, GBP Currency me to konsa Card best hoga??? Lowest fees and Lowest Charge
@bankexpert
@bankexpert Ай бұрын
Niyo ke cards lay sakte hai
@MultiSambit123
@MultiSambit123 11 ай бұрын
Any Forex card that will be delivered to home, and I want to exchange some currency also in cash. Can it be done through any Forex Card issuing agencies or banks... ? For JPY
@bankexpert
@bankexpert 11 ай бұрын
Thomos Cook, Niyo credit card
@MultiSambit123
@MultiSambit123 11 ай бұрын
@@bankexpert thanks
@haresrasel1635
@haresrasel1635 11 ай бұрын
is this card applicable in Kyrgyzstan? for dollar withdrawal
@bankexpert
@bankexpert 11 ай бұрын
I'm not sure, but you can withdraw dollar. Ask customer care; they will let you know.
@shekharbiswas782
@shekharbiswas782 5 ай бұрын
After travel what if i want to unload money? Is there any hidden charges?
@bankexpert
@bankexpert 5 ай бұрын
Yes
@user-vv7jg6ez3s
@user-vv7jg6ez3s 11 ай бұрын
Sir how to get otp in email if im in abroad i wont get sms right pls help me regarding this
@bankexpert
@bankexpert 11 ай бұрын
Ask customer care; they will give you the proper information.
@kavilwagh
@kavilwagh 11 ай бұрын
Is the hdfc student card better for masters students in UK
@bankexpert
@bankexpert 11 ай бұрын
yes
@ankitraul872
@ankitraul872 10 ай бұрын
Does this card have complimentary lounge access
@bankexpert
@bankexpert 10 ай бұрын
no
@sukh716
@sukh716 10 ай бұрын
Heyy , i am in canada RN , and i want to withdraw cash from atm can i do that ? And how many charges
@bankexpert
@bankexpert 10 ай бұрын
CAD 2.00 cash withdraw fees
@shashanksrivastava1185
@shashanksrivastava1185 11 ай бұрын
Can we reload the card via another bank account?
@bankexpert
@bankexpert 11 ай бұрын
yes
@shraddhachatterjee3297
@shraddhachatterjee3297 10 ай бұрын
Hello Sir, Such an informative video. Your new subscriber. Just want to know- 1. Does the card charge any extra charges for online shopping, ATM cash withdrawal? 2. As you said it charges again for reloading money, then can we lock-in the exchange rate of the first day before reloading money?
@bankexpert
@bankexpert 10 ай бұрын
Thank you so much 1. There are no extra charges for online shopping, but ATM cash withdrawal charges are applicable. 2. When you reload the money, like INR to USD, at that time the exchange rate will be applicable. and you used USD after a month, there is no exchange rate applicable. but if you load USD and you want to spend in euros, then another exchange rate will be applicable. (Exchange rates are locked at the time when you reload money.)
@musings2134
@musings2134 9 ай бұрын
@@bankexpert why not just use international Debit card?
@Nicky-vm6zn
@Nicky-vm6zn 7 ай бұрын
​@@musings2134cuz you can't lock the exchange rates in global debit cards
@SM_394
@SM_394 11 ай бұрын
I am not a HDFC customer.. can I apply for the Forex card?
@bankexpert
@bankexpert 11 ай бұрын
yes
@abhinavtamang5574
@abhinavtamang5574 2 ай бұрын
how to I convert my INR in forex card to AUD when I arrive in Australia
@bankexpert
@bankexpert 2 ай бұрын
In the app, you get the option or call customer care they will assist you.
@laghavivartak5292
@laghavivartak5292 Жыл бұрын
If i swipe this card on any shop internationally then is there any additional charges they take ?
@bankexpert
@bankexpert Жыл бұрын
no
@Travelmatefromkerala
@Travelmatefromkerala 11 ай бұрын
no additional charges for shoping or cardless transaction . but if you withdrawn money from any atm machines there is a charge equalent to 2 usd .
@iamEashan
@iamEashan 6 ай бұрын
Does this have tap to pay? And how to enable online transactions?
@bankexpert
@bankexpert 5 ай бұрын
Yes, it has tap and pay.
@rishi9562
@rishi9562 29 күн бұрын
What is the limit of the forex card payment in Uk?
@bankexpert
@bankexpert 28 күн бұрын
Maximum USD $250,000 in a financial year
@shreyashbhagat5860
@shreyashbhagat5860 11 ай бұрын
Can we use this card in European countries as I'm travelling to Italy...??
@bankexpert
@bankexpert 11 ай бұрын
It does not work in Italy.
@shreyashbhagat5860
@shreyashbhagat5860 11 ай бұрын
​@@bankexpertbut sir the card has 22 currency wallets including the euro , and Italy has Euro as their currency... so still we can't use this card in Italy??? Pls reply 😊
@mansip513
@mansip513 2 ай бұрын
Hello, does this card work in Paris(France)? Tia.
@bankexpert
@bankexpert 2 ай бұрын
This card works with "EURO."
@rainramblers7656
@rainramblers7656 10 ай бұрын
I am hdfc customer. I have regalia credit card. Should I get this hdfc forex card or other/Niyo card? Very confused. 🤔🤥
@bankexpert
@bankexpert 10 ай бұрын
Go with a Scapia credit card. It is best currently.
@Azavar
@Azavar 10 ай бұрын
Hello sir. Agar scapia credit card le liya jaye to forex card ki jrort nae?
@rachitjoshi2690
@rachitjoshi2690 11 ай бұрын
Travelling to dubai So which card should i use in transaction
@bankexpert
@bankexpert 11 ай бұрын
Check out my best forex card video.
@chanchelable
@chanchelable 7 ай бұрын
Can i use this card in argentina where the currency is pesos?
@bankexpert
@bankexpert 7 ай бұрын
You can check the currency details on the HDFC website.
@guddu5648
@guddu5648 11 ай бұрын
Is this better or using debit card better?
@bankexpert
@bankexpert 11 ай бұрын
Always, a forex card is better. If your debit card comes with zero forex markup fees, then it is good.
@ishitamaheshwari6713
@ishitamaheshwari6713 10 ай бұрын
Can this card be used to access lounge at the airport??
@bankexpert
@bankexpert 10 ай бұрын
yes. but this card does not come with a free airport lounge access facility.
@BfgBfg-uj5lv
@BfgBfg-uj5lv 5 ай бұрын
Txs🎉❤😂😢😮😮😅😊
@arka8460
@arka8460 2 ай бұрын
what is pos transaction charge and online transaction charge?
@bankexpert
@bankexpert Ай бұрын
There are no extra charges except VISA fees. When you load money, the bank will charge you an extra amount.
@parthmore8404
@parthmore8404 Ай бұрын
What is annual fee for this HDFC card?
@bankexpert
@bankexpert Ай бұрын
Card issuance Fee: INR 500 plus applicable GST per card Reload Fee: INR 75 plus applicable GST per reload transaction currency wise
@techieguy1122
@techieguy1122 11 ай бұрын
7L se jayda load kare to tcs dena padega kya
@bankexpert
@bankexpert 11 ай бұрын
Han lag sakta hai. mai sure nahi hu. aap customer care se baat kr sakte hai.
@jagroopkaur583
@jagroopkaur583 2 ай бұрын
This card can be used for lounge service
@bankexpert
@bankexpert 2 ай бұрын
Yes. but it does not offer complementary lounge access.
@milanchand4642
@milanchand4642 5 ай бұрын
Can we use the Multi currency forex card in India!!!
@bankexpert
@bankexpert 5 ай бұрын
No, you cannot use it in India, Nepal or Bhutan.
@Puneeth_Shetty
@Puneeth_Shetty 6 ай бұрын
Which card can i use for aiport premium lounge
@bankexpert
@bankexpert 6 ай бұрын
Niyo DCB, Niyo equitas, Scapia & more
@atulb86
@atulb86 11 ай бұрын
Can I withdraw back remaining amount in card after travel?
@bankexpert
@bankexpert 11 ай бұрын
yes
@sureshchoudhary2955
@sureshchoudhary2955 11 ай бұрын
Yes
@RanjitKumar-xm7in
@RanjitKumar-xm7in 11 ай бұрын
Tap and pay option available in this card or not?
@bankexpert
@bankexpert 11 ай бұрын
Yes
@RanjitKumar-xm7in
@RanjitKumar-xm7in 11 ай бұрын
@@bankexpert how i have no idea
@user-nz5ch8pz2n
@user-nz5ch8pz2n 2 ай бұрын
Does it work on Bangladesh.?
@bankexpert
@bankexpert 2 ай бұрын
No
@kunalmathkar7647
@kunalmathkar7647 10 ай бұрын
can we use forex hdfc card in vietnam?
@bankexpert
@bankexpert 10 ай бұрын
no
@vikramrajput577
@vikramrajput577 11 ай бұрын
I am student in China this card won’t work there?
@bankexpert
@bankexpert 11 ай бұрын
Yes, This card doesn't work in China.
@rashijain2123
@rashijain2123 11 ай бұрын
Hello, does that card work in turkey?
@bankexpert
@bankexpert 11 ай бұрын
No
@adityamali8704
@adityamali8704 25 күн бұрын
Sir can I use this forex card in russia the currency is in rubbles
@bankexpert
@bankexpert 24 күн бұрын
No. You can go with HDFC Regalia ForexPlus or Niyo cards.
@atulborkute4386
@atulborkute4386 Ай бұрын
Bhai ....Joining aur Annual fee bhi lagati hai kyaa
@bankexpert
@bankexpert Ай бұрын
Card issuance Fee: INR 500 plus applicable GST per card
@shreyasrao9682
@shreyasrao9682 11 ай бұрын
Any charge when we use this card for transaction at shops?
@bankexpert
@bankexpert 11 ай бұрын
No
@puligundlacharishma1788
@puligundlacharishma1788 10 ай бұрын
How to transfer funds from forex card to uk account
@bankexpert
@bankexpert 10 ай бұрын
You cannot transfer funds from a forex card to a bank account.
@avinashverma3557
@avinashverma3557 11 ай бұрын
How to transfer amount to other bank account feom forex card
@bankexpert
@bankexpert 11 ай бұрын
It is not possible.
@shritamism
@shritamism Жыл бұрын
What about Lounge access?
@bankexpert
@bankexpert Жыл бұрын
No Lounge
@harshitgupta4747
@harshitgupta4747 6 ай бұрын
Koi transaction krenge to uspr koi markup fees hai?
@bankexpert
@bankexpert 6 ай бұрын
Nahi. kyun ke jb aap money load karege tabhi bank kuch extra amount charge kr dege.
@tacticalgaming7304
@tacticalgaming7304 9 ай бұрын
Brother please tell if this card gives airport lounge access
@bankexpert
@bankexpert 9 ай бұрын
No, bro, this card does not offer airport lounges.
@tacticalgaming7304
@tacticalgaming7304 9 ай бұрын
@@bankexpert thanks bro
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