He Owns 3 Homes and Makes Passive Income on H1B Visa in USA!

[@YudiJ]

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[@YudiJ]

Are you interested in learning more ways to make passive income?

[@mohammedmazar3981]

Please provide time spans for these long videos

[@sachindewangan6378]

Yes

[@mannanvora1637]

Yess

[@ruchitdeshmukh5364]

Yes

[@32saurabhhireiv-1reg8]

YES!!!

[@mmukkamala]

I'm a first generation immigrant (currently a citizen) and I work in Private Equity (Finance). Man, while I congratulate this guy on things working out, this method is not advisible. There are plenty of ways to make passive income, but trusting people you don't know and buying a place in a different place as a partnership is absurdly risky. You are better off putting your $ into a high yield / high dividend stocks to make money.

[@Criro-qo2wd]

Hey I’m a MBA student graduating soon and looking to break into IB/PE. Would it be possible for you to share any insights or tips? I’d be happy to chat over email if you are willing to help out! Thanks!!

[@tansmay23]

Okay! Then tell us or reach out to Yudi to come on his podcast about how can we make money! Commenting like this is very easy but actually showing/teaching how to do is difficult

[@Saanvisedits]

Can you help with how to make some passive income

[@literallynoone2093]

No no, to anyone who's listening, the sheer amount of risk this guy took is comical. there are better ways to do it. learn about investing first before you jump in.

[@lazerbud]

Yeah this sounds very risky on a h1b visa and not everyone should pursue this, you should put a disclaimer that everyone on visa should consult an immigration attorney before letting this guy spew such dangerous advice.

[@Ghostrider-ul7xn]

He was a first timer, not everyone has the time to spend months learning investing before getting into this field. People need to start somewhere. Everything in life takes risk.

[@leslirodriguezbendezu1497]

@@lazerbud It is not risky , when I was with my B1/B2 visa I bought a house and then I obtained my F1 visa and I was still rented my property and now I am in H1B visa and everything looks fine .

[@sanjogh777]

As a guy who's just got converted to H1B from OPT, I have always wanted to invest in Real estate and this video was so wholesome. Thanks brother for this one especially.

[@YudiJ]

Means a lot

[@stevenroshni1228]

Start learning as much as you can. He mentioned Bigger Pockets KZbin channel, which is a great resource.

[@TheCnsoni]

Nice podcast Yudi and Dhruvin, thanks!

[@Drganguli]

This guy has a good approach to living on the h1 visa. Real estate and stock markets are open to all.

[@jyotid1571]

We can relate. My husband on H1B, used car. Cancled deal of property in india last moment. Bought out of state house in USA 2020 lockdown cheap price.everything online Did the the repair work. Hired property manager at 8% rent comission. Got tenant while repair work was progress. Now since 1 year getting regular monthly passive income.

[@dishanttibrewal4254]

The sheer determination of this guy is inspiring. Godspeed brother.

[@ImmigrantTalks]

Watched it all the way, true Immigrant Mentality. Excellent podcast.

[@shankarsridhar7907]

Man this guy is like a tiger pouncing on opportunities while I am here like a cat studying markets and listening to several podcasts and BiggerPockets articles , still yet to buy my first. Hope this inspires me to close my first property soon. Also glad to see a fellow h1B Indian doing this as it’s difficult to find people who also share similar concerns of being in temporary visa and investing in real estate.

[@adityathakur932]

Hey bro, wanna connect ? We seems to have Similar goals

[@sam10818]

Is having an LLC to buy in real estate going to affect the green card in the future? Because h1b is meant to work for only one American employer. 42:02 By having an LLC for real estate and by showing expenses as maintenance, depreciation to get tax advantage, are we considered working for our LLC?

[@amitratwani5698]

Watched the whole thing! Great podcast!

[@kameshsista2035]

Good job Dhruvin. You've started trekking your path to financial freedom. Just one recommendation that you should start evaluating deals yourself if you haven't started doing it already. Love the fact that you're interested in acting than getting into analysis paralysis like many people. Good luck.

[@nishithmannuru101]

Hey Yudi, absolutely loved the content. But for people who is new to all this real estate, we have no idea on how to apply for loan, eligibility for loan and all the other important stuff. Can you please make a single video on explain everything and the approach to buy a property. Thanks.

[@nitinmalik9940]

This guy is sheer luck, in short u can get f*****d up doing all he did

[@sb3353]

Nope.

[@ShubhamKumar-sz1fl]

Thank you for the amazing session. I will definitely try to implement this if I get a chance to come to Canada(Which I hoping for my studies).

[@YudiJ]

Sounds great!

[@SumitJPatil]

Thank you both of you for making this video! Very informative!👍

[@akhilmaddukuri]

Thank you for the great content! I have one question-I'm currently on H1B visa as well, how can I rent out my property legally? Do I need to set up an LLC, or are there other options for renting without one (because owning an LLC when on H1B seems complicated)? I would really appreciate your advice on how to proceed. Thanks in advance!

[@YudiJ]

Will be making detail video on this

[@ImmigrantLife]

Man this guy took some real risks in life which was fruitful. By the way, it’s good to see a fellow Surati achieving great things in US. I can see Surati expressions in him and I miss that. Best podcast ever Yudi. Great going 😍

[@YudiJ]

Need to bring you soon

[@ImmigrantLife]

@@YudiJ let me know, I’ll have haircut and some “scripts” ready 😂

[@devrup2k13]

He is just a "YES" man! :)

[@abhaypawar1318]

Amazing story and I can relate to him. You need a lot of courage for rental investments and blank trust on some people if your instincts says YES!

[@YudiJ]

Do you own some? If so, I would love to host you as well

[@abhaypawar1318]

@@YudiJ yes, I have total 3 on rent - 2 duplex and 1 house

[@abhaypawar1318]

@@YudiJ yes, I have on rent total 3 properties (2 duplex and 1 house). You can host me but lets chat first. Share me your number we can chat first.

[@shobas6053]

Pls make a video with detailed split of down payment mortgage and how to find if we are choosing the best property for the price we pay and how do we get tenants quickly or what to note for like school ratings etc- that would be really helpful for new family on h1b like us…

[@avinashboini]

This dude just got lucky trusting a stranger, he could have been duped big time. Also the way he protrays that everyone in India does fraud and everyone in the USA is honest is wrong. Nevertheless , glad it worked out for him.

[@sitharangan6451]

It motivates .....I could see à real optimistic attitude Dhruvin has....and You are careful calculative Both compliment each other.....

[@anshulmittal1751]

what was the second book he recommended? Life in Here? Was not able to find it.

[@kumarguru3044]

I have a few questions about the video. 1) Is it possible to get the 2nd loan even though Dhruv has already had the first loan.If yes then it will have a huge impact on credit score right. So is it ok? 2) Is there any particular websites to verify the property details and legality details like whether the property is legal and history about the property? 3) What are all the things you consider while buying the houses and how do you justify the rate for the particular property? 4) Can you also tell what is the entire process involves if a new person wants to buy a property?

[@jayp7235]

Also there is a gift limit. Make sure to not exceed it or you’ll have to pay taxes on it. So get the exact limit amount or less!!!

[@YudiJ]

Correct.

[@stevenroshni1228]

21:59 "We will just make some touch ups AND put some walls and make new roof" #biggerpockets

[@niharikapatil902]

Thank you so much for this channel and video. This is gold 😍

[@YudiJ]

You're so welcome!

[@jayp7235]

Need clarification on downpayment.. he said that we did 10% down.. so is it okay to assume that if 2 partners have 50% stake each.. they both did 5% to total to 10% down?? OR is it 10% each partner??

[@YudiJ]

That is correct it would be 5% each. He meant total 10% down.

[@ArnabDebnath2109]

@@YudiJ Amazing podcast. Listened to the whole thing. I have another question on this down payment part. If you don't have any other property, can your 1st investment property be bought with 10% down?

[@hetalidoshi6465]

Can you link episode link for 1st video of this series.

[@gangadharreddy4606]

Hi what he mean by airbnb house? Can you say you are buying for Airbnb only and get 10% down offer? Did not get this

[@varunkarthik3116]

What was the name of the second book he mentioned? “ life in here “ ? I am not sure if I have the right name as I am unable to find this book !?

[@JaiminDesai2612]

Life in a year, I guess

[@ilknurer6537]

Thank you so much !!!! Trying to learn all that from Turkey 🎯

[@JagyaTyarthiBhagya]

Loved the Car Story from Dhruvin 😀. He took a huge risk but it’s paying off. Very informative podcast 👍. I personally feel that owing and renting a physical property is a pain. I would rather invest in REIT.

[@YudiJ]

Would love to host you to tell your story and talk about REIT

[@JagyaTyarthiBhagya]

@@YudiJ thank you 🙏. I am still learning more about REIT. I mostly listen to Graham Stephen. He makes great content on REIT. I would love to work with you in future. Let me know if you plan to visit Boston. Will definitely meet you and make a Vlog together 🙌

[@YudiJ]

​@@JagyaTyarthiBhagya Was in boston for 1 week.

[@JagyaTyarthiBhagya]

@@YudiJ I missed you. Next time when you come then Let me know. Will be very happy to meet you in person ❤️.

[@akshitdhadwal]

What type of llc did u form C corp or s corp

[@heligayakwad]

this video was awesome!!! I watched till the end.

[@catchr2]

How to find locations where such strategy works? Or at least likeliness is good.

[@pankajbansal9593]

Thank you so much for this!

[@YudiJ]

Your welcome

[@vickyhyd32]

Hello There, If someone takes the home loan/mortgage and quits the job in a year. But the rent is taking care of the loan then does bank/lender still forecloses the house?

[@kshitijsidana8952]

Finally... I've been waiting for this episode 🔥 Amazing content Yudi... Thank u 👍🏻 Bigger Pockets podcast is an amazing resource. Congratulations man. Hats off to your dedication and commitment. Good luck 🍀 for your future endeavours.

[@YudiJ]

More to come!

[@kshitijsidana8952]

@@YudiJ can't wait 🤩🔥

[@gunpowder98]

I am from Canada and have a home here. If I move to the USA on an H1B visa, can I have rental income from my Canadian home?

[@piyushwani4504]

Yudi, this is time your video helped me a lot. Prev all the info was already experienced by me. Please also focus on post uni and job life in US where life becomes real.

[@YudiJ]

Yes working on that.

[@subham065416]

Informative Video. Thanks for sharing. It's not clear if his llc partner is on h1b ?

[@gurudutt9526]

Thank you for the video Yudi! Your videos are always helping out fellow aspiring Indians back in India to push ourselves in USA!

[@harshapranay3065]

Hey Yudi, From the video u mentioned that you bought a house 6 months into the job right after the Masters. Didn't you face any issue for loan approval from bank as you were on OPT that time ? Does it depend on bank to bank whether to approve loan for an OPT guy or not ?

[@JagyaTyarthiBhagya]

In most cases you have a co-signer on the loan with a good credit history and credit score.

[@ruchitdeshmukh5364]

This was very informative, i will definately pursue this once i land in the USA. Thanks yudi and dhruvin for this insights.

[@YudiJ]

Bas don't forget us.

[@ruchitdeshmukh5364]

I will especially come to Chico to thank you brother....not even kidding

[@Ghostrider-ul7xn]

Unless you're already rich, you won't be able to invest such a large amount in real estate. Note that he's already on H1b and worked enough to save money to invest

[@rupeshfitnesstravel]

Hey Yudi, I don’t mind to say that i am ur big fan, Thx for sharing and inviting courage people to share theirs experiences, i know things won’t change over the night. Ofcourse behind any successful person what are the challenges he gone through we never know. While Listening his story are very inseparable and I don’t want to do same things that he did but one thing is sure ‘ i want to do something’ . I always say to myself that i am mad 😠 and Ziddi to do what i can think for. Currently i am moving to Dallas TX location and prying to GOD give a chance to meet you soon 🔜. By TC.

[@YudiJ]

Thank you for this, it means a lot. Hopefully we will meet soon. You can always email and we can take it from there.

[@ParthSonagara98]

Thanks Yudi for such informative video. Got to know that on H1B we still can do real estate business. Keep making such videos on making passive income.

[@YudiJ]

Thank you, I will

[@rajasekhargundapaneni9550]

How we can listed a house in Airbnb or can I get your contact to get more information?

[@punithshetty7469]

Hi, If you are planning to buy property out of your residing state, are there extra expense?

[@YudiJ]

Not that I am aware of.

[@yashwantmahendran]

Good content brother 😊

[@dilipacharya6426]

Wah bravo gujju bro. Proud of you n also u tuber volg👌

[@mayankgupta2721]

I wonder what the tax implications on rental income would be when you go back to India. As Non-Resident Alien, the tax rate on US-sourced income is flat 30% and no deductions apply except in the case of a rental property I would assume you can deduct expenses on maintenance.

[@chaitanyanalage]

Thank you so much Yudi!!😁❤️❤️

[@hello_world9974]

Taxes are higher in usa if anyone own a property?

[@AffiDesigns]

The guy is knowledable but he took risks which he shouldn't have. He is selling something be cautious.

[@deboraabh]

*When you divide the RENT to 2 partners or 3 Partners then what are you left with and there is very very 😳🥵 less income then and very less or hardly any profit !!*

[@teritump6109]

Was waiting for this thanks Yudi bro

[@aishwaryaramesh5989]

Hi Yudi 👋 Thank you for this awesome video :) I have been following your channel since the start and needless to mention how helpful it has been to me. I have a question - Can someone on H1 B or F1 have more than a job? I am still on F1 so very curious to know your thoughts.

[@saturngadgets801]

can we apply for loan on b1 b2 visa and can we also own a property on b1 and b2 visa?

[@akkahshhagarwaal79]

What is the name of the 2nd book? Please let me know.

[@JaiminDesai2612]

Life in a year, I guess

[@saiganesh8841]

bro i am studying 3rd year of btech CSE present with 5 backlogs is it possible to do masters in use

[@vishalnakhate3390]

Yes U can. Don't worry. Contact me. Will help you if you need.

[@shawnhere7020]

What were the 2 and 3 books name

[@arunkumararumugam1378]

Can a H1B do affiliate marketing and Amazon FBA for side income ?

[@rock20266]

What are the books he mentioned?

[@ajitmunjuluru9102]

This was very informative. Thank you for sharing the experience. Have you had to use HELOC for any of the properties? Also do you mind share the counties for Investment Properties? (Btw I own a rental in nashville suburb)

[@BhaviSavla]

What about student loans? If someone has a student loan in India, does it count in the debt to income ratio?

[@stevenroshni1228]

I believe it's based on the monthly payments, but check with the bank.

[@rmadhu1979]

I would say instead of spending so much time and resources in buying houses, carrying loan , risk it is easy to upgrade your self fund a better paying job . These guys get away because the job market is good and there is moving crowd to pay rent . If both take a hit then things will go south that too on H1 .

[@YudiJ]

Great point~!

[@girishingavale8677]

What is strategy for housing prices coming down crash or even correction . Unlike India in US prices come down and sometimes drastically

[@rennilratnam117]

His favorite word is ‘what not’.

[@bhavinvora3337]

Really informative

[@shreyapatel1470]

can you also share some details on fundrise and if F1 or H1 students can use it or not?

[@Sama_09]

what were the three books ? 1)Rich Dad poor Dad 2) ?? 3) Why A students work for c students.

[@SabSikhoNews]

Great story. I would rather go for SAAS business while I am in US

[@YudiJ]

Its hard to do business if you are on H1B visa

[@SabSikhoNews]

@@YudiJ There is always a way but yes time management is difficult

[@pratikpanchal7739]

Thank you Yudi and Dhruvin for sharing this important info about making passive income! I am also from the same place where Dhruvin is from India. I am hoping to meet him personally in Cali or in Surat, Gujarat; and Yudi you too! Dhruvin bhai - Kem cho?! Lol

[@JagyaTyarthiBhagya]

સુરત માં ક્યાં થી છો?

[@karthisivalingam8953]

Hi Yudi, Can we sell our home from India? In case h1b got rejected to move india .. Thanks

[@arunkumararumugam1378]

Can H1B holder do affiliate marketing for passive income ?

[@Felipemejiarei]

Everything Dhruvin said was absolutely true ;)

[@rustombhesania7265]

Scheme hai 30 din mai paisa double. 😂😂 Anyway now this looks like big guys talking interesting

[@stevenroshni1228]

Having done a lot of research, including Bigger Pockets, I would say take everything said as one person's experience and not something that will be true for everyone. The rules are also loosing up right now.

[@sadafdavre1147]

Loosing up how?

[@stevenroshni1228]

@@sadafdavre1147 how they calculate credit scores and DTI. I also don't think, not entirely sure, OPT is banned. You don't need to have as much money as he says.

[@arsalanjibran3138]

I watched the whole video because the way he delivers, by the way try stand up comedy too.

[@32saurabhhireiv-1reg8]

Isn't he the one who transferred to another University because he didn't like snow!

[@YudiJ]

Yes

[@ManishIcon]

Inflate property prices and make this country another Mumbai, great!

[@varunkasal8339]

Dhruvin looks and talks so confident !! That could give people like us who are struggling here in US on H1b some confidence to explore these passive income paths. If possible, I could connect with Dhruvin for some partnerships :P

[@himanidengle5615]

Hi Yudi I am a mother and would request you to make a video on Embedded Systems in USA as compared to India what students study

[@abubakargame19]

19:59 realstate on h1b

[@TheHij9]

I watched it completely and it was so much fun.

[@purenature5590]

Nice information

[@YudiJ]

Thanks

[@optimizer_____2420]

12:30 for my own reminder

[@RohitGuptaa]

He is not smart, time is smart so timing is.

[@itsrainingcatsanddogs]

But the main question is how did this guy kept losing his job?

[@YudiJ]

You should watch the first part!

[@vipularora9693]

How un-inspiring, blindly following someone is not I was looking at. Bunch of jokers just creating content in free time.

[@jeevankurian9148]

zyada kuch samaj nahi aaya but it was awesome . Thank you

[@YudiJ]

lol

[@gopensharma1201]

Good luck of your success so far but it looks like a very aggressive attempts or ideas. It may not work for most of all h1b employees.

[@ayemyint6928]

Please mention me the books mentor ask you to read Thanks

[@JaiminDesai2612]

1. Rich dad poor dad; 2. Life in a year (I guess); and 3. Why A students work for C students

[@harshikagupta9547]

This video was good and I would personally like to learn more. Because I’m not sure if I’ll be lucky to find a trustful partner Can we get more tips on that if we want start on our own. Where we have to find house, decide location, usage, loans etc

[@YudiJ]

yes- I am working on the series

[@preetgarach9424]

watched full video for dhruvin...

[@deboraabh]

*Shocking 😳 he buys the properties without even SEEING THE HOUSES OR THE VALUE OF THOSE HOUSES !!* How 🥵🥵🤔😳 How DA ?? dhuh really ??? 🤔🤔

[@vinothkalyan4671]

Is this video really informative?

[@youtubeprofile1131]

This guy has no knowledge about real estate and his confidence level off the roof. @Yudi Annual rent by Price ratio is a popular metric that is looked at before buying a house, can you get into more math of his 3 houses or your house?

[@tanvikishan5198]

Probably the stupidest idea to trust unknown person blindly. It might work for you but it’s not a good advice to people coming on a visa