Health Insurance Thailand. Can you really afford to not have Health insurance? Here are the facts!

  Рет қаралды 20,871

Buzzin Pattaya

Buzzin Pattaya

Күн бұрын

Health Insurance Thailand is a topic of hot discussion. Some people run the gauntlet and don't have insurance, whilst others make sure their health insurance policies are up to date and comprehensively cover all possibilities!
Now with COVID, Health Insurance is mandatory for those wanting to enter Thailand. In fact, Health Insurance Thailand policies are vital to survival should you have an accident or worse, become seriously ill.
If you are looking for the best advice for all your Health Insurance here in Pattaya and around Thailand take a look at our interview with Jack Levy, Macallan Insurance in Pattaya. With over 40 years experience in the business and 30 of those years here in Pattaya Thailand, you are assured you are in very safe hands!
Contact Jack - jack@macallanbroker.com or visit their website www.macallanbroker.com
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Пікірлер: 387
@STEADY599
@STEADY599 3 жыл бұрын
Really like this channel. Covers so many things you need to know. Another great video.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you so much, really appreciated
@yorkiephil7744
@yorkiephil7744 3 жыл бұрын
Kev In Thailand should be a lesson to all expats on the fallacy of living in Thailand without medical insurance. I'm sure many remember the vlog he did with 20 seconds Rob about how medical insurance was not necessary and he recommended expats just get a health check periodically. Very sadly, just under a year later he found he had cancer and then died. Medical insurance is an absolute must.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Yeah bless him
@KingShaf7
@KingShaf7 3 жыл бұрын
But you forget that he paid all his medical costs and still died as his cancer was aggressive. RIP Kev
@billybob7522
@billybob7522 3 жыл бұрын
@@KingShaf7 Yes, but that's not the point.
@yorkiephil7744
@yorkiephil7744 3 жыл бұрын
@@KingShaf7 I’m not saying medical insurance would have guaranteed a different outcome, however: 1. Had he taken it out when he first moved to Thailand in 2014 his cancer might have been identified sooner and therefore treated before it got as bad as it did. 2. Having insurance would have saved him the indignity of having to ask others to help with his medical bills.
@derekearles9844
@derekearles9844 3 жыл бұрын
Best medical insurance in the world wouldn't have saved him I had a neighbour with the same as Kevin did sadly she died too from it
@markinthailand1201
@markinthailand1201 3 жыл бұрын
As others have already posted, fantastic video, infact fantastic series of videos always ask the pertinent questions and getting the answers we all need 👍👍
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Cheers
@brianhoskins1700
@brianhoskins1700 3 жыл бұрын
Thank You Trevor one of the most informative videos to date. Cheers from Dallas
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@SuperBillybob53
@SuperBillybob53 3 жыл бұрын
agree, very informative.
@robertashley5186
@robertashley5186 3 жыл бұрын
Thanks Trevor for doing this topic. As someone planning to move to Thailand in the future, health insurance and getting reliable expert advice a prime concern of mine.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Very welcome mate
@stevepaulson7087
@stevepaulson7087 3 жыл бұрын
Great and informative video. I am planning to move to Thailand in about 5 years and health insurance is a huge factor in my decision. Looking forward to part 2 of this video!
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Contact me anytime I am not planning to move anytime
@Retire-py2yk
@Retire-py2yk 3 жыл бұрын
Thanks a lot, Gents... Very helpful... already waiting for the part-2.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@lostboi3974
@lostboi3974 3 жыл бұрын
Good job with the interview's buddy. Your answering a lot of questions for us. Thanks
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it!
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thank you Contact me anytime 😊
@kenlizzio7096
@kenlizzio7096 3 жыл бұрын
Top guy. Always at the top of the list when someone asks about insurance.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Indeed
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thank you
@dixienormus9701
@dixienormus9701 3 жыл бұрын
great questions fellas well covered looking forward to part 2
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you
@lovethailand202
@lovethailand202 3 жыл бұрын
Another great video, i was wondering about the special covid requirement. Hopefully they will set me straight and be able to take care of my needs. Thanks to Jack and yourself, looking forward to part 2
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
give Jack a shout if need be mate
@jacklevy2982
@jacklevy2982 3 жыл бұрын
K am ready for the shout... anytime
@ianbutler8416
@ianbutler8416 3 жыл бұрын
Just subscribed you seem a top guy who says it as it is bit like me and you ask all the right questions keep it up I'm just early retired now so ready to come once ove had the vaccines ,love from.the north lol Sheffield
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Awesome, thank you, and see you over here soon mate.... stay safe
@toddripcity7878
@toddripcity7878 3 жыл бұрын
thx for providing this info. I don’t think about this enough, but important to at least think about needs/options
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
True that mate
@Baz-cv6pw
@Baz-cv6pw 3 жыл бұрын
Good video, look forward to pt2.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@JettMalone
@JettMalone 3 жыл бұрын
May be your most useful video. Thanks. No one is doing this subject.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad it was helpful!
@tommyj5945
@tommyj5945 3 жыл бұрын
Great topic look forward to part 2 🙏👍🇺🇸
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thanks 👍
@toota173
@toota173 3 жыл бұрын
Wow great chat. Looking forward to the next talk.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@mtany777
@mtany777 3 жыл бұрын
Love this video!! Great questions!! 🇺🇸
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it!
@raoulperez7477
@raoulperez7477 3 жыл бұрын
Great information Trevor, thank you !
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad it was helpful!
@richardcyphers9529
@richardcyphers9529 3 жыл бұрын
Great video and thanks for sharing information on health insurance 👍😀
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Very welcome
@ILGE
@ILGE 3 жыл бұрын
Thanks for this great advertising platform for jack too
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Very welcome
@davidsincity2549
@davidsincity2549 3 жыл бұрын
I spent 2 days, 1990, in Pattaya. Superbabies or Babies 3 lived up to its name with some young ladies. Club Caligula gave me a very memorable greeting with a special face massage and an up close and personal viewing of the shaving implement show. Walking down beach road a bar had the BBC news on reporting Saddam Husain's Iraq had invaded Kuwait. I barely scratched the surface.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great comment thanks for sharing
@jacklevy2982
@jacklevy2982 3 жыл бұрын
A great time to be here for sure
@fposmith
@fposmith 3 жыл бұрын
Trevor, Can you ask him about travel health insurance purchased in the U.S. or Canada for example. If I understand what he said correctly, it sounds like the health insurance I have, (it covers all pre-existing conditions) and the supplement I purchase for travel (United Healthcare Global) would be useless there under the requirements of the Thai Government. Is that correct ? I wanted to plan a trip there that would last about 30 days. I have health insurance that covers me pretty much any where I go. And I always purchase a supplemental international travel health policy that also covers emergency evacuation when I travel. Why would that not be good enough ? Or, am I missing something ? Fantastic post ! Looking forward to these answers. And please thank Mr Levy from all of us for his valuable information. I know he must be a busy man, and it is very kind of him to take time from what must be a hectic day to speak with us about this very important issue. And Thank You as well.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
please email him direct as this is way out of my knowledge bank... jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
The policies you have you should keep. They are invaluable if they cover pre existing conditions and can probably be used in Thailand. With the new set of immigration rules you will need to supplement your existing policies of with a policy that will allow you to travel to Thailand. E mail me if i can be of further service.
@james6513
@james6513 3 жыл бұрын
Great information. I’ve always booked with my credit card which includes insurance which is why I book with it. It’s great to know that we now need to use a specific Thai insurance. I don’t understand as to why when my bank is a major Australian bank but if those are the rules then so be it.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Cool glad you enjoyed it
@squaredcircle6753
@squaredcircle6753 3 жыл бұрын
I'm here and didn't use Thai insurance so he is incorrect.
@TerryinPattaya
@TerryinPattaya 3 жыл бұрын
Yep your right
@billybob7522
@billybob7522 3 жыл бұрын
Your credit card will have very limited cover unless it includes travel insurance as one of the benefits of the card. Worth checking.
@james6513
@james6513 3 жыл бұрын
Ye it’s a Platinum Card mate.
@JAMESBOND69able
@JAMESBOND69able 3 жыл бұрын
Very informative. Thanks.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad it was helpful!
@jimmygarrett9210
@jimmygarrett9210 3 жыл бұрын
Very good information looking forward to see part 2
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@jimmygarrett9210
@jimmygarrett9210 3 жыл бұрын
@@Buzzinpattaya just checked with my insurance company don’t need to get insurance off Thai broker
@KingShaf7
@KingShaf7 3 жыл бұрын
Exactly what I needed to know. I will be contacting jack for a quote as I’m all set to return once the uk is open for travel again. Cheers
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please do!
@jacklevy2982
@jacklevy2982 3 жыл бұрын
I will be happy to hear from you
@dmartin490
@dmartin490 3 жыл бұрын
Great video very informative 👏
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad it was helpful!
@Snip59
@Snip59 3 жыл бұрын
Excellent clip indeed.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@georgewest3926
@georgewest3926 3 жыл бұрын
Good stuff as always 👍
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@slicknickbangers
@slicknickbangers 3 жыл бұрын
This is from a tourist standpoint but I didn't come with travel insurance but after dealing with the insane traffic anything could happen or the possibility of getting has convinced me to not leave the country without insurance to cover anything that could happen.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Best speak to Jack direct
@gregoryegan
@gregoryegan 3 жыл бұрын
This is very useful thanks for this.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad it was helpful!
@darryl1755
@darryl1755 3 жыл бұрын
Nice friendly guy with a great buisness. His staff are very informative and talk English. I had no hesitation insuring with him.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thanks Darryl It is a pleasure being of service to you.
@PRIMOPATTAYASINCITY
@PRIMOPATTAYASINCITY 3 жыл бұрын
I need contact information Email & Link .. !!!
@davecousins3775
@davecousins3775 3 жыл бұрын
Great video , when you consider my dreaded council tax bill is around £95 per month , then the cost of health insurance is well worth every penny
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Ah how I don't miss the Council tax
@davecousins3775
@davecousins3775 3 жыл бұрын
@@Buzzinpattaya look forward to buying you a Chang when i finally get back
@robertroe3272
@robertroe3272 3 жыл бұрын
Great content Thanks
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad you enjoyed it
@martypoll
@martypoll 3 жыл бұрын
One nice thing about Thailand is that routine care here is very inexpensive. When buying long term health insurance it is worthwhile considering the amount of the deductible. The insurance premium price can be reduced if you accept a large deductible and are willing and able too cover your routine medical costs yourself. You can also get inexpensive accident insurance through your bank when you establish a bank account.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great comment thanks for sharing
@jacklevy2982
@jacklevy2982 3 жыл бұрын
We usually send out quotes with a seductible option
@krazeekalvin
@krazeekalvin 3 жыл бұрын
Jack is a good chap and I miss how things were in the 80's and long live the TQ.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Indeed mate
@omchantiomthailandsangha
@omchantiomthailandsangha 3 жыл бұрын
1975 my first visit to pattaya i was 20 year old .....i remember there was elephant on the beach ...may be 6 hotels in all ...may be also only few bars ....naklua to south all empty space rice field also ...
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Great days (and nights)..
@MarkRobert-BKK
@MarkRobert-BKK 3 жыл бұрын
Great vid...Jack seems like a nice cove
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you, yeah he is sound
@alfredgjguy2488
@alfredgjguy2488 3 жыл бұрын
fantastic news - thank you
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Our pleasure!
@darrenaustralia3623
@darrenaustralia3623 3 жыл бұрын
Great vid , get a good vibe from Jack
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Absolutely
@SuperBillybob53
@SuperBillybob53 3 жыл бұрын
yes, so true. He does have a good vibe about him. I have contacted him. Hope to use him in the near future
@paulhoey2956
@paulhoey2956 3 жыл бұрын
The only go-go bar i can remember in Dec 89 is the Good Old TQ
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Nice
@jacklevy2982
@jacklevy2982 3 жыл бұрын
It was there 10 years before that and stilk going today Good old Rock 'n Roll
@paulhoey2956
@paulhoey2956 3 жыл бұрын
@@jacklevy2982 1978 i believe,hopefully still going in 10 years
@bigmike6853
@bigmike6853 3 жыл бұрын
Would be nice to see a video on pre existing conditions and what coverage, if any could be available
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great suggestion!
@anniereynolds1220
@anniereynolds1220 2 жыл бұрын
Are there any insurance with pre existing conditions?
@thecryptostrategist2433
@thecryptostrategist2433 3 жыл бұрын
Very informative as with the visa video you did earlier. I might move my condo insurances over to this guy when they come up for renewal. I will see what his quotes are anyway. Many condo complexes have compulsory home insurance clauses in the building rules in case anyone is wondering. It is not compulsory in Thailand per se.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great comment thanks for sharing
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Correct Though the juristic persons should insure the building and common areas with money from the annual maintenan6 fee
@thecryptostrategist2433
@thecryptostrategist2433 3 жыл бұрын
@@jacklevy2982 No they don't. There is a separate bill from admin every year asking for building insurance payments. That is on top of the CAM fee. Added to that we have to have min 500K baht cover for each unit. At present this is costing about 2700 Baht per unit per year for the individual unit insurances and another 1500B per year for the building insurance policy.
@PREPFORIT
@PREPFORIT 3 жыл бұрын
Great information.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thanks for watching!
@paramedicinparadise9795
@paramedicinparadise9795 3 жыл бұрын
Great info 👍
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Glad it was helpful!
@ratchfordgeorge
@ratchfordgeorge 2 жыл бұрын
Good questions
@Buzzinpattaya
@Buzzinpattaya 2 жыл бұрын
Thank you
@brendanduffy2367
@brendanduffy2367 3 жыл бұрын
Rock solid advice 🙏👍
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you
@oldleo
@oldleo 3 жыл бұрын
Great movie 👍
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thank you
@damon3487
@damon3487 3 жыл бұрын
Thanks for your video trev very informative.p.s hope you liked the video I sent you today.Pattaya in the early 80’s.stay safe .Damon
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Not seen any video mate
@damon3487
@damon3487 3 жыл бұрын
@@Buzzinpattaya kzbin.info/www/bejne/l3uVpHeEmreilZI
@damon3487
@damon3487 3 жыл бұрын
Just sent it again
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
wow, what a great video - the jetskis look hilarious lol
@damon3487
@damon3487 3 жыл бұрын
@@Buzzinpattaya 😂 yes old school 😆. I see video today and thought you might like.maybe a idea for a video for your channel.Pattaya.BEFORE AND NOW .how time changes everything.was just a thought 💭
@robertbangkok
@robertbangkok 2 жыл бұрын
I'm a little confused by the monthly cost, since another website that covered the costs of living in Thailand, a Canadian ex-pat said his health insurance costs are about 7,500/mo, which is substantially double the estimate here of 45,000/yr.
@Buzzinpattaya
@Buzzinpattaya 2 жыл бұрын
Yeah many prices vary due to previous heath issues
@miked7172
@miked7172 3 жыл бұрын
Jack said that in order to come to Thailand you must be insured by an insurance company in Thailand. That's not true. I returned to Thailand 4 months ago and the only insurance requirement was that I had insurance that specifically covered COVID, which my policy clearly stated. There was no other requirement for the originating country of the policy.
@squaredcircle6753
@squaredcircle6753 3 жыл бұрын
Yes he is wrong but it's good...
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Am sure he will explain if there is any misunderstanding
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Things have chsan6ged in the last 4 months, i5r since you applied for your Certificate of Entry visa. It seems the only group currently exempt are Elite card holders. Check with your Thai Embassy next time you travel Thank you
@namphon
@namphon 3 жыл бұрын
Jack seems like a great guy..he loves the camera:):)
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Yeah a nice guy for sure
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Lots of things i love....555
@robertjones7526
@robertjones7526 3 жыл бұрын
Good video Jack seems very professional and a someone ill approach for advice unlike most of the Characters you see on the you tube channels. Question for Jack from November im going to be spending 6 months of the year here and 6 months of the year back in UK is there a policy to give me 180 days cover
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact jack direct - jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
There is cirrently annual policies you can pay wuarterly, so adter two payments you could .....disappear and stop paying I believe there are six month plans on the near horizon Please contact me when you know your travel atrangements
@averagejoe4700
@averagejoe4700 3 жыл бұрын
I don't understand how people can live in Pattaya or Thailand for so long and never think about getting health insurance. Sometimes we read of long time expats who got in an accident or get really sick and since they have no insurance are reduced to e-begging online through gofundme. Health insurance should never be viewed as an option, it should be viewed as a mandatory expense. I get it that once you reach a certain age the costs are too prohibitive and insurance may not be available, but that is why you plan ahead for these things as a wanna be expat. I don't think it's worth having that extra barfine a month if it means you won't be paying for health insurance.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great comment thanks for sharing
@bobbin4902
@bobbin4902 2 жыл бұрын
Trev could you ask in part 2 how much is the cover for someone over 75 with a prexisting condition ie: heart attack.will they insure.
@Buzzinpattaya
@Buzzinpattaya 2 жыл бұрын
Mate Pt was out ages ago please contact Jack Direct
@damon3487
@damon3487 3 жыл бұрын
A video I thought you might like 👍🏼
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thanks
@gotthesinglelife
@gotthesinglelife 3 жыл бұрын
I think insurance is important and not rely on Gofund me to cover cost when it is an emergency, Like some travelers stories in Thailand. After all the money you spend on a holiday airfares,hotels,food other outdoor/indoor activities and cheap on insurance which not much.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Agreed
@msnpassjan2004
@msnpassjan2004 3 жыл бұрын
10:00 So, for rental insurance, you have to get it from your rental company, you cannot make arrangements in advance ?
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
please contact Jack direct - email in description
@UTCM
@UTCM 3 жыл бұрын
Heath insurance is a must here !
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Agreed
@vagabondvibes2578
@vagabondvibes2578 2 жыл бұрын
It is more than a 'must', it is a legal prerequisite for a 'retirement visa'.
@2magma.command
@2magma.command Жыл бұрын
@@vagabondvibes2578 correct ! my question is does the health insurance companies such as aetna or cigna satisfy the requirements for the visa or must you get a thai insurance policy?
@Snip59
@Snip59 3 жыл бұрын
Excellent guy Trev question will he reply back to me as u know.Great clip always a big help these guys.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I try lol
@markfranklin8452
@markfranklin8452 3 жыл бұрын
Could you do a blog on safe car ,bike hire in Pattaya ie covered on insurance you could also earn money in the future from recommending companies I will use jack in the future for myself and company employees 🙏
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Sure, will add it to the list of future videos
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thank you I look forward to hearing from you.
@nigelgarner3913
@nigelgarner3913 3 жыл бұрын
Not sure if u can answer this question... When things are back to normal I plan to stay in Thailand for 8/9 months then returning to UK for the remainder so what would stop me getting travel insurance for 90 days & then renewing it twice while in Thailand??
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Hi, please contact Jack directly for this - jack@macallanbroker.com
@ThailandTerry
@ThailandTerry 3 жыл бұрын
Normal travel insurance generally requires you to be in your home country when it commences and thus cannot be extended during your trip. That said a company called ; Safetywing.com has set up for digital nomads and solves that very problem.
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thanks Terry Saves me writing all that. Well done sir!! .But when will things ever get back to to the good old normal?
@blueeye3044
@blueeye3044 3 жыл бұрын
I'd be interested to hear how pre-existing conditions are handled and are there higher costs. I am a diabetic living full time in Thailand and have a preconceived notion that buying insurance would be a waste of money as the insurance company is highly unlikely to pay out if I was admitted to hospital.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I am sure Jack will respond
@billybob7522
@billybob7522 3 жыл бұрын
You need to declare the pre-existing condition before buying the insurance otherwise they will use this as a reason not to pay out. It's likely to increase the cost of the insurance but at least you'll be covered if the worst happens.
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Only one way to find out. You need to applt ans see what the insurer eays
@lusty444
@lusty444 3 жыл бұрын
That’s the that’s the thing,the older you get the higher risk you are. Heart Attack,Stroke and Cancer are the three main things to worry about. You have to remember that Insurance companies are Bookies and some of them will really drag their heals or find a loophole in the small print so they haven’t got to pay out.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Yeah valid points
@jacklevy2982
@jacklevy2982 3 жыл бұрын
As an esyablished Broker i find that comment a little unfair A medical insurance is a xontract between an individual and an insurance company on the date the application is signed. It is not the fault of the insurance company if the individual waits till later in life and pre existing conditions mount up. Better to get the insirance sooner rather than later But later is better than never which is now no longer an option.
@lusty444
@lusty444 3 жыл бұрын
@@jacklevy2982 I wasn’t having a pop at any individual but when I had mild stroke several years ago it took six months to get paid out. Try talking on a phone to get the go ahead for treatment when half your mouth isn’t functioning especially if they haven’t got a good grasp on the English language.
@darrenaustralia3623
@darrenaustralia3623 3 жыл бұрын
Don’t you have automatic golf indemnity insurance when you play a round of golf when you pay the green fee or if you have a golf membership?
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Best email jack on that one
@jacklevy2982
@jacklevy2982 3 жыл бұрын
We sell golf insurance It is not automatically included in the green fees when you play a round of golf
@ThomazMartinez
@ThomazMartinez 3 жыл бұрын
Ask about is insurance paid for my medical do i need to give that money back to insurance / does my premium go higher?
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack directly - jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
The health insurers generally pay direct to the hospitals. They also have an option to increae premiums by up to 25% if they deem it necessary. This is not a common occurrence.
@MH-rx7tn
@MH-rx7tn 3 жыл бұрын
Hi are you covered with travel insurance when on the back of a motorbike taxi ?
@anthonydowling3356
@anthonydowling3356 3 жыл бұрын
Depends on your policy .Read the small print .
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Hi, please contact Jack directly for this - jack@macallanbroker.com
@AmericanPie1960
@AmericanPie1960 Жыл бұрын
I always feel like these recommendations are compensated. Just looks like a big sales pitch.
@Buzzinpattaya
@Buzzinpattaya Жыл бұрын
Feel as you wish, I am sharing information, up to you if you wanna use it or not
@IDD.Bronze.Sculptures
@IDD.Bronze.Sculptures Жыл бұрын
your guest talked about if you were hit by someone, in a car or otherwise which wasnt your fault and you needed treatment in the hospital. wouldnt the person who hit you have to pay the hospital?
@Buzzinpattaya
@Buzzinpattaya Жыл бұрын
Sadly no it's a mess
@StephenHodgkiss
@StephenHodgkiss Жыл бұрын
The mentality for many years now, is that the accident wouldn't have happened if the foreigner wasn't in Thailand .. therefore the foreigner pays
@michaelmaa3404
@michaelmaa3404 Жыл бұрын
What do you recommend for insurance coverage Thai American family
@Buzzinpattaya
@Buzzinpattaya Жыл бұрын
Speak to jay@one2go.insure
@peterfischer7084
@peterfischer7084 5 ай бұрын
Will Thai health insurance cover you outside of Thailand as well? Can they terminate the contract as you get older or chronically ill? Will you "insurance age" get logged in when you sign up or will premiums rise just because you get older (beyond inflation)?
@Buzzinpattaya
@Buzzinpattaya 5 ай бұрын
Need to check the policy mate as I am not sure
@brianmcintyre8563
@brianmcintyre8563 19 күн бұрын
I am 73 years old with preexisting conditions, my insurance would be over $1000 a month, my best bet is pay as you go. I have had a stroke and heart attack. It cost me $1000 for 10 days in the hospital in a govt hospital. Also can you just buy accident insurace?
@Buzzinpattaya
@Buzzinpattaya 19 күн бұрын
Gotcha mate
@yokum67
@yokum67 3 жыл бұрын
Great Video, having to renew my 12 months insurance over the next few weeks !! I shall contact them !! only 4 Go Go in 1987 whats thats all aboiut 555
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
lol, yeah 4 is crazy hahaha....
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Pattaya was jusy starting to grow in the mid 80s Please feel free to comtact me anytime .no obligation.
@billyfrazer8689
@billyfrazer8689 Жыл бұрын
Where is mccallums insurance located in Pattaya
@Buzzinpattaya
@Buzzinpattaya Жыл бұрын
Pattaya Tai
@quantumfire6954
@quantumfire6954 3 жыл бұрын
Very interesting. He seems a really nice guy. Does he have customers from Belgium too ? Do I understand correct : until now for my 2 months stay in Pattaya I always took an insurance in Belgium with no limits. That is now not OK no more ? How can a apply for a insurance with a Thai based company when still in Belgium please ? Thx
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack direct - jack@macallanbroker.com
@billybob7522
@billybob7522 3 жыл бұрын
What he's saying is that because of Covid Thailand has increased the amount of medical cover required for foreigners. You can check this on the thai embassy website in your own country including the thai based companies that they officially recommend, then buy it direct. Or buy it from Jack's company directly as a broker. Your insurance company in Belgium may still be ok to use as long as they meet these requirements. You'll need to check with them.
@jacklevy2982
@jacklevy2982 3 жыл бұрын
E mail me your date of birth and when you wish to travel I insire Belfians too
@kiptonanthony3362
@kiptonanthony3362 Жыл бұрын
Hello all please can someone help Im living in Thailand with my thai wife and I would like to get health insurance that includes everything inculed cancer care etc etc whats the cheapest company and that are good and wont scam me ..plus what should I pay for it thanks so much all
@Buzzinpattaya
@Buzzinpattaya Жыл бұрын
Go see Jack at Macellan Insurance South Pattaya Road
@davidmarsden2012
@davidmarsden2012 3 жыл бұрын
He beat me here by 5 years , I got here in 92 , was a regular in thahiti Queen & Baby Doll
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Nice
@isaanman5399
@isaanman5399 3 жыл бұрын
It’s one thing to be 50 & in good health but just about everybody I know over 60 has heart stents or diabetes type 2. Is it worth it if what you are most likely to need it for is exempted. What happens when you get to 70. The option of self insuring as we have access to Government Hospitals & in many places it is the same specialists & surgeons who will treat/operate on you in a Private or Government Hospital & I say in my experience they are about a third of the price of private e.g. a friend was quoted around 450K from Bangkok Hospital for heart stents but got them done at Queen Siriket Heart Centre Government Hospital in Khon Kaen for 160K though Government Hospitals will want you to pay up front. Lastly & I include myself in this when I first arrived a lot of people don’t realize if you have a road accident you could be liable for third party medical bills &/or death blood money to be paid to their family & let’s not forget the bail bond. You got the Types 1, 2+, 2, 3+ & 3 here. Type 1 being the highest & 3 the lowest but they all cover third party claims & as you go down you get less for your own vehicle so they recommend Type 1 for vehicles less than 5 years old. Type 2/2+ for 5 to 10 years old & Type 3/3+ for those over 10 years & the link below explains them all very well & remember they are not going to let you leave the Country till these bills are settled. www.roojai.com/en/?gclid=Cj0KCQiA7NKBBhDBARIsAHbXCB4xcYP2bWoWbNcc6IEWYf-kyp6yaEbLNFMmLpuwISBMEl5WKBwm2BAaAnG4EALw_wcB
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great comment thanks for sharing
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thank you for pointing out it is easier and better to get health insurance in your 50's when you are presumably fitter, stronger and hace fewer pre existing conditions. This is the system People who wait till they are over 60 blame the system but should they just be accepting the consequences of their own inaction
@vagabondvibes2578
@vagabondvibes2578 2 жыл бұрын
I know they say you shouldn't judge a book by its cover, but they also say you should pay heed to your intuitions/inner voice, and my intuitions would tell me not to buy anything from a guy who looks like that, especially not insurance or a secondhand motor.
@Buzzinpattaya
@Buzzinpattaya 2 жыл бұрын
Gotcha mate...... he has great reputation here
@stevied7372
@stevied7372 3 жыл бұрын
Is the requirement to have health insurance likely to just be temporary? How much does it cost typically (for a trip and for a year)
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please ask Jack directly
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Probably here to stay Cost is age related
@gkprivate433
@gkprivate433 3 жыл бұрын
some companies give a discount if you pay annually.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I believe so
@derekearles9844
@derekearles9844 3 жыл бұрын
? Why do we have to have a Thai insurance company to have a months holiday in Thailand when we can buy holiday insurance online in the UK?
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack direct as honestly I have no idea on this
@jacklevy2982
@jacklevy2982 3 жыл бұрын
I guess the Thai immigration wanted to make sure minimum standards were set and adhered to Also stimulate local Insurance Nut that is just a guess. It is their country after all
@dantae666
@dantae666 3 жыл бұрын
dont think so. i did that in 2018 and all was well
@davedenham8697
@davedenham8697 3 жыл бұрын
Taken from big insurer ALLIANZ two minutes ago.......”Travel insurance for Thailand isn’t a legal requirement, but it should still be viewed as an essential for your trip. “
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I disagree but best to check with Jack
@davedenham8697
@davedenham8697 3 жыл бұрын
@@Buzzinpattaya I think not
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Look at the Thai Immigration website
@davedenham8697
@davedenham8697 3 жыл бұрын
@@jacklevy2982 not there either
@billyfrazer8689
@billyfrazer8689 3 жыл бұрын
Does Jax health insurance only cover you for Thailand or other countries in Asia.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack direct - jack@macallanbroker.com
@billyfrazer8689
@billyfrazer8689 3 жыл бұрын
@@Buzzinpattaya thank you
@jacklevy2982
@jacklevy2982 3 жыл бұрын
We can do world wide Or world wide excluding the USA.
@christopherdaniel7469
@christopherdaniel7469 3 жыл бұрын
I think i will be contacting jack about entry insurance travel insurance and health insurance soon.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Nice one
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Contact me anytime No obligation
@wieland8729
@wieland8729 3 жыл бұрын
nice info video ,only the link of the insurance company do not work
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Just copy and paste, not sure why the hyperlink doesn't activate sorry
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Thanks for the heads-up Will try to get someone working on it
@chris20041958
@chris20041958 3 жыл бұрын
I've lived here for 15 years with no health insurance, saved over 500,000 baht. If you are healthy, non smoker, it's worth the risk. After aged 70, when you really need it, you are probably not eligible.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Fair shout
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Cover up to age 99 Subject to terms and conditions
@supreeyaharrison589
@supreeyaharrison589 3 жыл бұрын
That seems expensive I get long term insurance from UK big companies around £160 for 3 months and I'm a type 1 diabetic n cholesterol also my 7yr old covered aswell
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Great comment thanks for sharing
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Sorry This is Thailand and we cannot compete with that
@unionjack470
@unionjack470 3 жыл бұрын
Confused!! Jack says the health insurance should be through a thai insurance company. But comments on here say that's not the case. So who is right ?? Great video though.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack directly - jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
You can bring your own But check with the Thai Embassy To obtain a Certificate of Entry you must have the insurance approved by Thai Immigration. Bring both by all means.
@nunchuck7341
@nunchuck7341 3 жыл бұрын
Hi, firstly great video, I have had 3 health problems diabetes/blood pressure/cholesterol. Now all reversed. . Very pleased. I have always declared my health problems. On insurance. But as I said now , no meds and health great. Question is. Do I have to tell insurance companies about old medical problems ?
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack direct - jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Yes Because IF the problems re emerge your policy may be cancelled by the insurer3
@craigschuler1547
@craigschuler1547 3 жыл бұрын
Problem is that most health insurance companies will only offer a policy until you reach the age of 70 years old. Basically when you most need it...It won't be available...
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I believe many will continue after you are 70
@craigschuler1547
@craigschuler1547 3 жыл бұрын
@@Buzzinpattaya but at what cost?
@jacklevy2982
@jacklevy2982 3 жыл бұрын
The ones i work with guarantee up to age 99
@harrisontrevor2079
@harrisontrevor2079 3 жыл бұрын
These 45 to 50 thousand baht polices only cover hospital costs up to 400,000 baht and increase the premiums by 30 percent every five years.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
best to ask Jack direct
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Actually the quotatioon i gave covered ALL medical expenses, including Covid, up to 3,500,000 baht. That is a lot more realistic. I am so sorry you misunderstood. Totally my fault for not expanding the point.
@stevenjustice105
@stevenjustice105 2 жыл бұрын
Are you sure the insurance will pay????
@Buzzinpattaya
@Buzzinpattaya 2 жыл бұрын
Ask Jack
@stupot1952
@stupot1952 2 жыл бұрын
Still waiting for a reply for some health insurance sent off for details over a week ago no reply yet
@Buzzinpattaya
@Buzzinpattaya 2 жыл бұрын
sorry for this
@davedenham8697
@davedenham8697 3 жыл бұрын
You need to publish a correction here....you DO NOT need an insurance policy from a Thai insurance company to visit....I would suggest you correct this ASAP mate or an awful lot will be put off coming which defeats the whole object of your very good videos!
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I will ask Jack to verify this as obviously this is not my expertise area
@davedenham8697
@davedenham8697 3 жыл бұрын
@@Buzzinpattaya not his either....
@gkprivate433
@gkprivate433 3 жыл бұрын
Basically Thai business is shaky at best. What used to be good values and prices, now the corporate world is moving in and the expat is at risk for everything. Pay first and then file for reimbursement? My god that is always a problem dealing with any claims process. Can be nightmarish in the USA
@t147han
@t147han 3 жыл бұрын
I think there is bad information here.If you have insurance.you simply show your card and your policy..They check within minutes.But it is also dangerous to have insurance in thailand.Hospital only see,s money.To many bad stories to tell on here.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Thanks mate, yeah I get what you are saying
@FXMerkator
@FXMerkator 3 жыл бұрын
Hi Mr T The problem is not wanting to self health insure once you are well into your 65ish but getting that cover in the first place. Having only retired at 65 doing it earlier has not been an option and as an argument therefore pretty academic. And if you are like me where the tooth of time has been nibbling away and you have pre-existing conditions of some sort where you go from here?? But I did try and have a medical and the feedback was, yes we cover you BUT exclude things like cholesterol related and diabetes and I don't even suffer from neither 1 nor 2. On the basis of this I really like to know what good an insurance is that excludes certainly in my case the most probably cause of demise due to clogged up arteries, only to find, sorry, bug off, you are not covered. Yet. I pay them 140k a year for cover.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Yeah time is never on our side mate that is for sure
@jacklevy2982
@jacklevy2982 3 жыл бұрын
We have been advising people for many years that if they have an adequate company scheme they xan take iut a private health insurance with a huge deductible for. They will not use it till they retire But it is cheap and gives peace of mind
@hhiesi4559
@hhiesi4559 3 жыл бұрын
@@jacklevy2982 I had BUPA with my last employment as a company group scheme but I could not port it. Unfortunately, just a few weeks prior to turning 65 and retire I had a serious medical emergency so that put paid to any hedged plans that far.
@fjdvuyfhrh7008
@fjdvuyfhrh7008 3 жыл бұрын
Pls ask about insurance for over 70's.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Please contact Jack directly - jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
Possible But you will need to take a medical and the results must be acceptable to the Underwriters
@robhabraken8064
@robhabraken8064 3 жыл бұрын
this morning friends of me here tell me that the thai coverment is busy with a health insurance for farang and expads, maybe you know this.
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
Not my knowledge, maybe ask Jack direct - jack@macallanbroker.com
@jacklevy2982
@jacklevy2982 3 жыл бұрын
We are the last to know
@robhabraken8064
@robhabraken8064 3 жыл бұрын
@@jacklevy2982 will cost you a lot of money if this will happen
@tgpok4r
@tgpok4r 3 жыл бұрын
please i have emailed 3 times but no reply as yet, need cover 3 months as May i am 76: no conditions i am vaccinated
@Buzzinpattaya
@Buzzinpattaya 3 жыл бұрын
I will pass on to Jack now
@jacklevy2982
@jacklevy2982 3 жыл бұрын
We have not received any e-mails from you Please check carefully the email address you are using
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