Hidden truth of Niva Bupa Reassure 2.o Latest update,Niva bupa Reassure 2.o का असली सच

#reassure #nivabupa #reassure2.o #healthinsurance #insurance #nivabupa
Hidden truth of Niva Bupa Reassure 2.o latest update
Niva bupa Reassure 2.o का असली सच
The video starts by explaining the concept of ReAssure, which is a unique feature of the ReAssure 2.0 plan. ReAssure allows you to get back your base coverage, over and above the balance, unlimited times, forever. This means that even if you claim your entire sum insured multiple times, you will still be able to get back your base coverage and continue to use your health insurance plan.
The video then goes on to explain the other key features of the ReAssure 2.0 plan, such as:
Lifetime renewal of premium: Your premium will remain the same throughout the policy, even if you make claims.
Booster Plus: Don't loose what you don't use- Remaining sum assured will be carry forward up to 10x.
Lock the Clock: You can lock your premium and sum insured at the start of the policy, even if your health changes.
Safeguard+: This benefit provides financial protection against critical illnesses.
Deductible Option: You can choose to pay a deductible amount in exchange for lower premiums.
The video concludes by highlighting the benefits of the ReAssure 2.0 plan, such as its comprehensive coverage, flexible features, and affordable premiums.
Here are some of the key takeaways from the video:
The ReAssure 2.0 plan is a comprehensive health insurance plan that offers lifetime renewal of premium, booster benefit, lock the clock, safeguard+, and deductible option.
The ReAssure feature is unique to the ReAssure 2.0 plan and allows you to get back your base coverage, over and above the balance, unlimited times, forever.
The ReAssure 2.0 plan is a good option for people who want a comprehensive health insurance plan with flexible features and affordable premiums.
I hope this helps!
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Toll free no- 18008900455

[@dilipkumarroy6521]

In reassure 0.2 after taking a claim will there be a too much hike in premium since of lock the clock benefit.

[@dilipkumarroy6521]

Kindly reply

[@insuranceseva]

Dear Viewer, In Reassure 2.o your age will be locked until you claim. For example if you claimed at the age of 45years of age then next year your premium will be charged as per your next age slab at 46yrs. For more information about this kindly call us 18008900455

[@dilipkumarroy6521]

Thank you very much. One thing more will again this premium of 46 years slab be locked till next claim.

[@insuranceseva]

@@dilipkumarroy6521 Dear Viewer, After a claim lock the clock feature will not work and your premium will be increased after every age slab like ordinary health insurance plans.

[@dilipkumarroy6521]

Again thank you so much

[@rajendra3561]

Crystal clear explain👌👌 yek yek word mein bhi clearity hai aapka explain karneka style is fantastic mein ne aap ka big fan sir ❤❤❤❤

[@ratansinha3377]

Thank you sir. You really did a very excellent video.I am facing the same problem and got resolved with your valuable advice. 🎉

[@rajendra3561]

Sir 🙏 superior Explain 👌👌 but sir company kuch bhi bole parantu claim settle ratio is very important In six months mein yeh plan ka claim settlement ratio and customer review analysis kiyetho achha hotatha.. 🙏

[@AmyPatel]

Mujhe bataya gaya tha ki annual health check up free hoga par ab jab main select kar rahi hoon toh package hi 29k ka hai isme wo log discount de rahe hai & mujhe 21k pay karna hoga if ye package loon 🙆🏻‍♀️

[@ranjancom2000]

Pls update the clause "Room Type Modification" I have signed up with NB but i don't know what they trying to say. Will there any impact on Room Type I choose

[@vednarain9397]

Wonderful sir. You are so professional and balanced in your presentation

[@insuranceseva]

Thank you so much for your positive feedback! We're thrilled to hear that you found this video helpful. If you have any more questions or need further information about health insurance, feel free to ask. Your support means a lot to us!" Our toll free no 18008900455

[@PiyushSharma-gz6pg]

sir in this time when care supreme updated ' what will best choice. please make a video on it

[@just_like-Dat]

This vs HDFC optima, which is better please?

[@shashasag]

Sir maine iss policy ke sath heath recharge b liya hai.. Kya uski need hai?

[@techtunnel8461]

Well explained sir, Please keep it up...I have seen your first video...

[@insuranceseva]

Thank you so much for your valuable comments, we are trying to serve you in a better way

[@atulgup100]

Great Explanation sir Why claim settlement Is less in this company 91% Is it due to mis-selling or purchasing without knowledge. I am planning to port to this as when I took TTK Cigna now Manipal Cigna but not great for long term now Never used since 2017 when purchased but now I am understanding that this is one of best But ckaim settlement 95% pahunch jaaye over time then it will be good for lifetime Robotic surgery they have not explained properly Is it just for Robotics instrument cost which usually 1-3 lakhs But whole surgery may be 10lakhs after stay in 5-7 days if bye chance ICU stay it may reach 50Lakhs Even agent is not able to explain He explained that they have settled onr Robotic surgery claim ,in that capping was for Robotics part of bill which was 1.3Lakhs so 30000 from pocket paid Rest Total expenses was 3 Lakhs plus ,so woth safeguard plus they don't havecto pay anything extra Kindly Reply if possible,will be helpful to lot of viewer I will try my own to reach company peopl on this or ask some Robotic Surgeon in due course of time

[@varadarajuk6863]

Tq very much Without any business or compromise please tell which is best hlth policy

[@user-up3lo4gw7t]

Thank you for the info. When we utilise the benefit of health checkup in Niva Bupa reassure 2.0, is it considered as a claim and our lock the clock benefit will be void?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Annual Health check up is not a part of the claim hence lock the clock feature will remain active after availing annual health checkup benefit.

[@shubhamkhandelwal6495]

No

[@samimahmed8245]

Thank you sir. Good explain. Sir what you think about care supreme & niva bupa reassure 2.0 which is more better.....

[@insuranceseva]

"Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@tapishkhandelwal9557]

Sir, Thanks for making this wonderful video.. mera sawal hai ki Agar 10 lakh ki policy hai aur pehala hi claim agar 15 lakh ka hai to 10 lakh pay hoga ya 15 lakh.

[@insuranceseva]

Thank you so much for contacting us. In 10Lakh sum assured policy first claim will be paid up to sum assured only after that Reassure forever will be triggered.

[@tapishkhandelwal9557]

Thanks for your reply sir.. One more thing I want to know about deductible.. agar main abhi 1 Lakh ka deductible choose karta hoon to kya main future mei. Is deductible ko hata sakta hoon??

[@KhoobsuratiofIslam]

​@@tapishkhandelwal9557yes you can remove the deductible at the time of Renewal

[@rajeshwarsharma3303official]

Sir my name is Rajeshwar Sharma sir maine ye coverage liya hai aur policy renewal kiya aur beus प्रीमियम 500000 का है Renewal beus वही है सिर्फ sum इंश्योर्ड chang हुआ है क्या ये सही hai

[@satpaulgoyal5072]

Sir, thanks for informative video. 1. As in reassure 2.o, the insurer can opt any category of room while hospitalised, (may be deluxe or high end suit), accordingly the treatment expenses & doctors fee etc rise proportionately, what if the total bill including all expenses payable at discharge time exceed to its basic sum insured limit of Rs 10,000,00 in first year ? How it will be tackled. 2. How do we get prior intimation on total expenses to b incurred on disease and type of room to be chosen to fit our insured value. Thanks

[@Anione111]

There is so much uncertainty in case of unplanned admission. It is difficult to get an estimate.

[@KhoobsuratiofIslam]

In this case you can opt the Health Reacharge policy of Niva Bupa in this plan you will get the 90L sum insured amount in just nominal amount and in future if claim comes upto 1CR then first 10L would be debit from the Reassure and remaining would be debit from Health Reacharge so you need to pay any extra amount from your pocket

[@tbanerjee18]

If deductible is opted, then on each readmission in hospital by the same person for same disease or other diaease the same deductible be applicable in case restoration?

[@insuranceseva]

Thank you so much for contacting us. It's an aggregated deductible hence deductible will be triggered once in a year after all claims will be admissible.

[@upennegi]

aap bahut ache se sare hidden points explain krte hai. 👌

[@insuranceseva]

Thanks so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need further information, feel free to ask Our toll free no 18008900455

[@daniramsharma5831]

Very Good discussion and proper answer of queries.

[@insuranceseva]

I'm glad to hear that you found the KZbin video on health insurance positive and informative! It's essential to stay informed about such topics for our well-being. If you have any specific questions or want to share more about what you liked in the video, feel free to let me know.

[@babalmalhotra8149]

sir apne is video me ek bat nhi bhai ki kya booster plus jo ek bar 5x ho gya or claim lene k bad bhi same rhega ya agley sal reduce ho jayega

[@insuranceseva]

Thank you so much for contacting us Dear Mr Malhotra, Booster plus in Reassure 2.o is not a no claim bonus although Booster plus means remaining sum assured will be carried forward till 5x or 10x hence the amount which claimed will be deducted in same year and next year remaining sum assured will be carried forward.

[@user-bq7de2cw7e]

thanks Sir very important info provide my question is - if claim amounts 95,500/- then lock the clock is working or not, policy purchase with Safeguard Plus

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, In Reassure 2.o Safeguard+ will protect only booster plus up to 1Lakh claim not lock the clock. If the claim occurred of Rs 95500 then the insured age will be unlocked and the next renewal premium will be charged as per current age slab. For more details kindly call us 18008900455.

[@SanthoshSingh-wo9vu]

I have medical insurance last 8 years without break & without any calim.while porting of niva bupa reassure 2.0 insurance I have hypertension last two years. Kya yah pre existing disease me aayega. Aur yadi aayega to rider lena padega. Kindly reply.

[@insuranceseva]

Thank you so much for contacting us. Dear Santosh, We have taken your question to our program Apke sawal hamare jaw, To know the answer to this question, kindly watch our Next Week video Apke sawal hamare jawab.

[@yogeshgarg5873]

Sir deductible amount top up means every time of claim in policy year ki tarah kaam krta h ki super top means one time in policy yr ki tarah kaam krta h

[@insuranceseva]

Thank you so much for contacting us. Aggregated deductible means that deductible will be triggered once in a policy year after all claims will be paid .

[@babalmalhotra8149]

gd afternoon sir, mere pas niva bupa reassure ka platinum plan he ncb or cumulative bonus pr detai video with example banao sir ye kese kam krta he

[@theclassyfest5779]

Sir aap simply ye bata dijiy ki star assure le ya max 2.0 please tell which is best my age is 45

[@jarasandhchandel5204]

Star health assure or Health Pro you can opt.

[@rahulreddy9015]

I would like to know what are the treatments are covered and what all are not covered in assurance 2.0 platinum?? Please explain or give some information about this.

[@insuranceseva]

Thank you so much for contacting us. Dear Rahul, Kindly provide your mail id we will send you the detailed policy wording & for more details kindly call us 18008900455 our team is eager to serve you.

[@subhasishpanigrahi7256]

Sir annual health checkup comes under claim of policy or not?? And safe gaurd covers which things tell in detail sir...

[@insuranceseva]

Thank you so much for contacting us. Annual health checkup will not be considered as a claim hence your booster plus will not impact while opting for an annual health checkup every year.

[@subhasishpanigrahi7256]

Sir plz do a case study video about a bachelor 25 yr old and after start of family how he can be part of a family floater?

[@insuranceseva]

@@subhasishpanigrahi7256 Thank you for your suggestion! I'll definitely consider making a video on this specific topic. Stay tuned for updates on my channel!"

[@PankajKumar-lb1mn]

Jo bhi Sum insured accumulate hoga kya wo ek sath ek baar ke hospitalization me available hoga ya base SI exhaust hone ke baad accumulated SI milega

[@insuranceseva]

Dear Pankaj , In Reassure 2.o accumulated sum assured with base sum assured can be used in a single or multiple hospitalisation both.

[@rajendrasharma9589]

Sir...modern treatment mai robotic surgery wale pont ko explan kare pls

[@Aman_Gupta21]

Hello sir currently i am having a family floater policy from national health insurance but the SI is not enough. The policy is in continuation from last 12-13 years. I am now thinking to port to Tata Aig. Should i go for it? What is your review on tata aig medicare premier .😊

[@insuranceseva]

Thank you so much for contacting us. Dear Aman, if any specific reason to port your existing policy into Tata AIG Medicare premier then go for it. otherwise I would suggest to port your existing policy into either Reassure 2.o or Hdfc ergo optima secure.

[@rajkumardas6935]

In this example, what was the base suminsured

[@pradipyadav7804]

Hello sir..Help me out..Even if half the sum assured is used then we will loose the lock the clock benefit..or when we will loose the lock the clock benefit

[@insuranceseva]

Thank you so much for contacting us, Dear Pradeep, As per lock the clock feature your age will be locked until you claim any amount. Whenever you will claim a N no amount then your age will be unlocked means you will lose the clock feature forever. For more information about this kindly call us 18008900455.

[@chandrashekhardabhade1123]

Respected sir If any hospitalisation will more than 10/20/30/40/50 days . Then will there sublimit of 1/2 % of SI.

[@insuranceseva]

Thank you so much for contacting us. There is no sub limit for the length of hospitalization in Reassure 2.o. You will get the claim until your sum assured is fully exhausted.

[@bhanuprakash-rv7tz]

Hello Sir, i want take policy for my father his age is 66 years and he don't have any health issue including BP and diabetes, but 3 years back he meet with accident from then he can't able to walk long distance(1/2 kilometre), which policy is best for him, please suggest

[@insuranceseva]

Thank you so much for contacting us. At the age of 66 there are many options available. HDFC ERGO my health suraksha or Niva bupa Health companion will be the best options for your father and apply with discharge summary and all relevant documents of accident took place 3years back.

[@lojjix]

Which one do you recommend for new insurance buyers.?

[@user-bc9tm1vb1c]

Claim hone pe loading kitna lagega ye to btao or kuch major ho gya toh na khi port hoga or nhi hoe ise continue karne ki situation kyunki premium itna bada denge ye fir ya to policy quit kro ya bahut jada premium pay kro

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, After making a claim in Reassure 2.o premium will increase as per next age slab only, There will be no extra loading due to claim. For more details kindly call us 18008900455.

[@likharsir4140]

Sir ek question tha, policy lene ke kitne din bad surgery hoti hai to ye claim me aayegi?

[@shinjus6859]

24 months baad agar pahle ki bimaari na ho... 36 months agar pahle apne mention kia ho policy lete waqt ki apko falana bimaari h

[@Aaribofficialshortschannel]

If I show I have a gall bladder stone then my waiting period is 36 and if not show then 24 month waiting period

[@pirthipalbhinder61]

Sir I am just 65 & wife' of 59 & have a health plan with star health optima since 2016 for more features I want to port I HDFC Or niva bufa which will better

[@insuranceseva]

"Considering the exceptional services provided by Insurance Seva and the impressive offerings of HDFC ERGO, I can confidently say that this combination is tailor-made for a hassle-free insurance experience. Opting for HDFC ERGO with Insurance Seva ensures not only comprehensive coverage but also a superior level of support and assistance. It's the perfect choice for those seeking reliability and peace of mind in their insurance journey." 18008900455

[@ankurarora6337]

hello, first I want to say thank you for this informative video. I have one question to ask you. Can you please tell us, what this policy does not cover or in which scenario this policy will not correct policy to choose?

[@insuranceseva]

Dear Ankur, Thank you so much for contacting us. Reassure 2.o has the standard exclusions which apply in all health insurance policies. There is no specific exclusion in Reassure 2.o. For more information about this kindly call us 18008900455

[@harshjain6134]

Hello good yhe see detailed analysis but as per policy wordings all modern treatment has cappiing of around 1 to 2 pacs only so whats the use of uinlimed restore if policy wording says modern treatment has sublimits. I have read hdfc ergo optima securr there is no capping on modern treatment

[@insuranceseva]

Thank you so much for contacting us, Dear Harsh, In Reassure 2.o all the modern treatments are covered with 1Lakh capping in some Robotic surgeries whereas in HDFC ERGO Optima secure all the modern treatments are covered without any capping. For more details kindly call us 18008900455.

[@akshaywalvaikar4276]

Sir/Mam I have a question, If i buy Mediclaim Insurance Today from Acko and After 3 or 4 year the company is closed or it is taken over by other company will by waiting period be covered , Also if i switch the policy to other new company after 4 years because of Exisiting company closed or less premium will my Waiting period be covered

[@insuranceseva]

Thank you so much for contacting us. Dear Akshay, we will reply to your query in our you tube video program "Apke sawal hamare jawab" next week. Kindly continue watching the videos . For more details kindly call us 18008900455.

[@krishna_vvr]

Very informative.. i am having reassure 2.0 platinum ..thank you

[@insuranceseva]

I'm glad to hear that you found the KZbin video on health insurance positive and informative! It's essential to stay informed about such topics for our well-being. If you have any specific questions or want to share more about what you liked in the video, feel free to let me know.

[@PankajKumar-lb1mn]

Sir kya 2nd year me base SI aur reassure amount jo first year me trigger ho chuka hai dono milakar 15 lakh mil jayega ( 10 lakh ki policy me)

[@insuranceseva]

Thank you so much for contacting us. Dear Pankaj, in Reassure 2.o if a customer claimed in the first year then Reassure forever has been triggered so Next year a claim of Rs 15Lakh can be made against a base policy of Rs 10Lakh.

[@KhoobsuratiofIslam]

Dear Pankaj, Agar aapki 10L ki policy hai aur aapne first year me 5L ka claim Kiya hai tab aapka base amount bacha 5L Rs and and abb aapka Reassure benefits be triggered ho gya hai so policy ki wording ke according aapka remaining amount carry forward hoga 5L+ Base hoga 10L + Aapka Reassure forever benefits bhi triggered ho chuka hai tab is condition me aap second year 1st claim 25L tak kar sakte hai

[@pawansoni6759]

Nice Video Sir, Can corporate MEDICLAIM amount deduction claim in section 80D?

[@insuranceseva]

Thank you so much for your valuable comments. Dear Pawan, in corporate health insurance policy in which your employer is deducting some contribution from your salary then you are eligible to avail tax benefit u/s 80D. For more details kindly call us 18008900455.

[@pawansoni6759]

@@insuranceseva Thank You Sir for that clarity.

[@sylviahenry2667]

Very nice video Sir. Thann you very much. I have a doubt. Can I claim insurance coverage for accudent that happens before 30 days waiting period of the policy?

[@insuranceseva]

Dear Viewer, Thank you so much for your kind words. Accidental hospitalisations are covered from day one in all health insurance policies. For more information about this kindly call us 18008900455

[@insuranceseva]

Dear Viewer, Thank you so much for your kind words. Accidental hospitalisations are covered from day one in all health insurance policies. For more information about this kindly call us 18008900455

[@navneet2649]

Thanks sir, would like to know which policy is best for robotic surgeries, i.e. the policy shouldnt have any sub-limit on robotic surgeries! Pls guide!

[@insuranceseva]

Thank you for your interest! Please feel free to contact us for more details. Our team is eager to assist you.18008900455.

[@bhaskardasgupta4684]

I am unmarried now, so i can take individual policy. After my marriage I will go to family floter policy of same amiunt. Whether all benifites i enjoyed in individual policy will transfer to family?? floter??

[@insuranceseva]

Thank you so much for contacting us Dear Viewer, whenever you migrate your individual policy into floater policy then you will lose no claim bonus but continuity benefit will remain the same and waiting periods of specific illness will be waived.

[@bestbuyapnirashankidukaan8424]

hi sir, i purchased niva bupa re assure in 20 march 2023, but now in feb i diagnosed pre diabetic under company test facility, should this impact my future claims if needs? kindly clarify if possible

[@insuranceseva]

Dear Viewer, If any diseases are diagnosed post issuance of the policy then terms and conditions of that policy will remain the same. For more information about this kindly call us 18008900455

[@hanumanthusrinivasrao3333]

Modern robotics surgery is these days very much used so is this capping will not affect?

[@insuranceseva]

Dear Viewer, Yes you are right that the capping on Robotic surgeries can affect the pocket while taking a treatment in a corporate hospital. Kindly select a health insurance plan as per your Need. For more information kindly click the link given below kzbin.info/www/bejne/f56WhJlserOpZqM

[@hazzy84]

Sir Kindly let me know whether i can get health policy as my partner had got her thyroidectmy in 2015. Her thyroid gland was removed due to binign tumor in it. However she is now healthy and is taking eltroxin only.

[@insuranceseva]

Thank you so much for contacting us. Dear viewer, you may apply for Reassure 2.o along with your discharge summary and all past medical reports of your partner. For more details kindly call us 18008900455.

[@varindersingla1434]

agr hum reAASURE OLD SE reassure2.o me convert krte hai to kya ncb carry forward hoga ya only baspolicy hogi

[@insuranceseva]

Dear Viewer, Reassure se Reassure 2.o me port karne ki facility abhi available nahi hai. For more information about this kindly call us 18008900455

[@KhoobsuratiofIslam]

​@@insuranceseva Sir sorry for writing here but mai correction krna chahuga abb aap Reassure se Reassure 2.0 me Migrate kra sakte hai even Health Companion 2022 varient ko bhi Reassure 2.0 me Migrate Kara sakte hain

[@motivationalvideo_423]

Sir if I go to hospital to start a treatment related to infertility...will it cover Dr fees ,test, medicine in case I will not get admission in hospital. Please help

[@insuranceseva]

Dear Viewer, Infertility treatments and OPD are not covered in Niva bupa Reassure 2.o. For more information about this kindly call us 18008900455.

[@jitendrasharma-mq8hd]

Sir i want to confirm is that any Zone wise premium Capping in Neva Bupa Reassure 2.0 platinum....plz Confirm.....

[@vodafonemscw]

Sir i have taken niva bupa bronze + reassured 2.0 with gold rider liya hai. but it is written co pay not opted i am not getting whether i have to pay co payment or not

[@insuranceseva]

Dear Viewer, If it is written in a policy document that you haven't opted for the co-payment option means that there will be no co-payment at the time of claim. For more information about this kindly call us 18008900455

[@meghajaiswal7443]

My question is ki agar restoration unlimited hai to isme company ko to loss hai phir kyu ye feature rkha hai...ya aage chal k iski premium bda denge...

[@insuranceseva]

Thank you so much for contacting us, Dear Megha, Probability of risk for unlimited restoration is very low and Whenever an insurance company designs an insurance policy, all the ins and outs are taken care of. As per the inflation every insurer increases their premium after 3-4 years.

[@meghajaiswal7443]

@@insuranceseva thank you sir

[@drsaipavanmd5446]

Sir kindly tell me im suffering chronic pelvic pain syndrome since 2yrs i wanted to take insurance due to high cost i know about waiting peroid but will they offer me insurance if yes which ones are best ??

[@insuranceseva]

Thank you so much for contacting us, Health insurance policy proposal acceptance depends upon the understanding guidelines of insurer only in case of pre-existing ailments. Kindly call us for more details as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions. 18008900455.

[@akashgadelwar1711]

Lock age me 1 time claim benifit hai sirf? Uske bad premium kab badhega ? 2nd claim ke bad?

[@insuranceseva]

Dear Viewer, Your age will be unlocked just after the first claim after that your premium will increase after every age slab. For more information about this kindly call us 18008900455

[@vijaypawar7127]

I have Niva Bupa Reassure family policy of 10L from last 2 years. Should I go for new Reassure 2.0 or continue with old policy. Pls advise. Age is 47.

[@insuranceseva]

Dear Vijay, Internal portability from Reassure to Reassure 2.o is not available as of now so stay with the old version of Reassure until the insurer allows for internal portability. For more information about this kindly call us 18008900455

[@chandrasekharv9766]

Sir, based on my research and valued input from you about Niva Bupa Reassure 2.0, I bought it 3 days ago online. I was asked to fill the application for me and my family members but for one of them it displayed Rejected. There has been no response to my calls to know about my miney or policy. They don't have any working email for their CC. They keep saying that the application number is not valid, phone number not registered or server not working. I have raised complaints with the ombudsman and the irda. Is there anything else I can do to know the status of my application or get my refund?

[@insuranceseva]

Thank you so much for contacting us, I am sorry to hear that you faced trouble while purchasing a health insurance policy from Niva Bupa. Kindly call our team for more details as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions. 18008900455

[@sumaiyashaikh5088]

Did you buy it from Niva Bupa website or some other portal??

[@Anione111]

Hi. Please provide update. It is very scary to know of your experience even before start of cover. How do you contact them if there is no email id for customer support. You are fighting to just get your own money back!

[@subratsethi5165]

Mera question hai ki mene niva Bupa 2.o re-assured 5lakh liya hai iske bare main merit or de merit kya hai or emi main liya hai

[@insuranceseva]

Thank you so much for contacting us, Dear Subrat , Kindly watch this complete video I have explained each and every thing about Reassure 2.o.

[@AshishKumar-in4bm]

I am having reasure plan i want to go in reasure 2.0 during renewal , is this possible in renewal or i have to opt fresh one ?

[@insuranceseva]

Dear Ashish, Internal portability from Reassure to Reassure 2.o is not available as of now. For more details kindly call us 18008900455.

[@aliptasom7734]

Sir - I have a query, in policy bazar it says no copayment but in the policy wording document and in brochure nothing is clearly mentioned that no copayment is there kindly check and update

[@insuranceseva]

Dear Viewer, Kindly go through the policy wording for better understanding. For more information about this kindly call us 18008900455

[@santumaity6396]

Whether we can increase or decrease deductible amount at the time of renewal?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Deductible can be removed after 3 years of continuous coverage & subject to current health status. For more details kindly call us 18008900455

[@GhumakkadKunal77]

Sir, my mother has diabetes and she is 45..Should I go for Niva bupa reassure 2.0 or any other you suggest ?

[@insuranceseva]

Thank you so much for contacting us. Niva bupa Reassure 2.o with diseases management rider is the best option for your mother with diabetes as for diseases management rider insurer will charge extra premium but diabetes will be covered from day one.

[@PremKumar-ks9kc]

Care Health Insurance is best for Your mother @ghumakkadkunal77

[@bhupendersharma6]

Sir, I'm Currently using Niva Bupa Health Companion Varint 22, in coming month my Policy is expiring and Company is offering the Migration to Reassure 2.0 - Should I Continue with Current Plan or Migrate - I've No Issue with increased Premium

[@insuranceseva]

Dear viewer, Porting your existing Health companion to Reassure 2.o will be the wise decision as Reassure 2.o have some unique and value additions like Lock the clock and Booster plus. For more information about this kindly call us 18008900455

[@sanload123]

Is there any exclusion on day care treatment or waiting period ?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, There are no specific exclusions or waiting periods for day care treatments whereas standard exclusions and waiting periods will be applied. For more details kindly call us 18008900455.

[@tushantverma9163]

Hello Sir I wanna purchase a health insurance plan from niva bupa. And I am very confused that i should buy a plan directly from the Niva bupa Company or from policy bazaar? So can you plx help me in this?

[@insuranceseva]

Dear Valued Viewer, Ensuring the right insurance coverage is crucial, and we suggest contacting the Insurance Seva team for the best advice and plans. Their commitment to excellence extends to a dedicated claims team, guaranteeing a smooth process during unexpected events. Trust Insurance Seva for comprehensive coverage and exceptional service. 18008900455

[@sumaiyashaikh5088]

Thank you so much for sharing such an informative video. It was very helpful.🙂

[@insuranceseva]

Thank you so much for your kind words! I'm thrilled that you enjoyed the video. Your support and feedback mean a lot to me. If you have any suggestions for future content or any questions, feel free to let me know. Stay tuned for more great videos!"

[@sumaiyashaikh5088]

Sir I do have a question, there are older generation like above 45 - 50 age who look for health insurance, so which insurance product will be good for them, because at that age BP, diabetes is very common and if waiting period for these things are there then it's no use taking health insurance... which would be a better solution in this scenario. Thank you in advance

[@psar23]

I am having star family health optima plan and now I want to port my policy to niva bhupa . Sum insured is 19 lac in both case as optima health coverage was 5 lac and after adding no claim bonus sum insured is 10 lac. Should I port my policy to Niva bhupa Reassure 2.0 bronze?

[@insuranceseva]

Thank you so much for contacting us. Dear Prashant, Porting your existing star health FHO to Niva Reassure 2.o is the wise decision but I would suggest that you must go for Titanium variant instead of Bronze as Bronze doesn't have Lock the clock and Booster plus will be up to only 3X.

[@sankarpaul809]

Platinum pay lock the clock hay?

[@insuranceseva]

@@sankarpaul809 Dear Sankar, Lock the clock feature is available in Titanium and platinum only whereas in Gold and bronze lock the clock is not available. For more details kindly call us 18008900455.

[@Anione111]

@@insuranceseva I am confused about your response to @psar23. If he ports from a 5L SA policy (now 10L with NCB), how can he port to a 10L plan in NB 2.0. He can port only to a 5L plan and would lose his NCB of previous company, right?

[@dineshntr]

Kya purani reassure policy ko reassure 2.0 me port Kiya Jaa sakta hai?????

[@KhoobsuratiofIslam]

Yes you can migrate from Reassure to Reassure 2.0 or Health Companion to Reassure 2.0

[@subhasishpanigrahi7256]

Sir which plan is better for opd cover and radiology investigation?

[@insuranceseva]

Thank you so much for contacting us. For OPD and investigation you can opt for Bajaj Allianz Health prime rider along with a top up or personal accident policy that will be the best for you.

[@subhasishpanigrahi7256]

Thanks sir for your consideration...

[@techmaska]

Very good video...quick question...for Eg: I have taken policy with SI of 5 lakh, after 2 yrs, if there is no claim, the SI becomes 10 lakh. Now, in this situation, does all the claim where 'Upto Sum Insured' is mentioned, it will be upto 10 lakhs or upto base SI of 5 lakhs?

[@insuranceseva]

Thank you so much for contacting us. Your first will be settled for 10Lakh there after all claims will be paid for 5Lakh each claim .

[@techmaska]

@@insuranceseva But, there will be Booster+ and Reassure Forever benefit...right?....What will be the claim setylement for ICU (will it be.limited to base SI of 5 lakhs only or it will be for 10 lakhs?)

[@insuranceseva]

There is no sub limit for icu iccu ambulance.

[@techmaska]

@@insuranceseva ...not ambulance...I am asking the limit for ICU admission

[@MohitKumar-fx6wr]

@@insuranceseva r444

[@Nikkusumitdubey]

Dear Sir apki najar me best health insurance company kon si he bas itna bta do pls

[@pawantiwaribhadra5347]

Sir I have one existing niva bhupa family floter policy from last 6 years without any claim. If I will switch this existing policy into Reassure 2.0 then my all covered disease will be same from day one to new reassure 2.0. Your guidance will be highly solicited and I have only two days to renew it. Thanks

[@insuranceseva]

Dear Viewer, In Niva bupa you can migrate only your existing Reassure plan into Reassure 2.o whereas from Health companion, Heart beat or Health Premia are not allowed to migrate into Reassure 2.o. For more information about this kindly call us 18008900455.

[@user-xw5lw2lm5n]

Ok sir so tell me which medical insurance better in all aspects?

[@insuranceseva]

Thank you so much for contacting us. It totally depends upon your family size and budget for your health insurance policy . No doubt Reassure 2.o is also a better option. For more details kindly call 18008900455

[@navneet2649]

biggest scam by insurance companies, irrespective of the sum insured - they give just 1 lakh for robotic surgeries! Recently my mother had planned a surgery and robotic surgery was the best option for her but seeing the sub-limit we had to go for laparoscopic instead! (since it was a expensive surgery) atleast give a % of the sum insured, like 50% for robotic surgeries!

[@insuranceseva]

Thank you so much for contacting us, Dear Navneet, Sub limit or capping is not a scam it's a pre-defined cost sharing tool applied by the insurer, Kindly read terms & conditions carefully before purchasing any insurance policy. For more details kindly call us 18008900455.

[@sukhpalsingh1306]

Sir modern treatment ke bare me koi video bnao.. Mere pass yhi policy hai....

[@insuranceseva]

Thank you for your suggestion! I appreciate your interest in health insurance comparison from Modern treatments. I'll definitely be working on a video covering that topic soon. Stay tuned for the upcoming content

[@citizen0111]

Very informative, tried Porting my 4 year old policy from Niva to Care. Not sure if its a wise option.

[@insuranceseva]

Dear Viewer, Thank you so much for your valuable comments. Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@mathewstephen4867]

If I opt one lakh deductabile and after five years can I opt out the deductabile without any medical underwriting

[@insuranceseva]

Thank you so much for contacting us. Dear Mathew, You can remove your deductible from your health insurance policy but will be subject to underwriting.

[@shagulkhan]

Good Evening Sir, Kindly suggest shall I apply for Niva Bupa ReAssure 2.0 (Platinum+) for family, Myself

[@insuranceseva]

Thank you so much for contacting us Mr Khan, yes you can apply for Reassure 2.o for you & your family but go for titanium instead of platinum as the premium difference is just a few hundred rupees.

[@LREnterprises]

Hi sir, I have reassure by niva bhupa, as the waiting time period there for any stone related illness, so I got the operation done by my own money without claim from insurance company, now I've to tell to them or not regarding my operation?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, It is not mandatory to inform the insurer if there are any ailments declared post issuance of the policy. For more details kindly call us 18008900455.

[@Anione111]

Even if you do not tell them, it may come up at a future annual check up or get mentioned in a doctor report during a future admission. Better call and check with the company about disclosure.

[@user-ravi4u]

Sir i have reassure plan and will get 1st renewal on feb 2024,sir, should i buy 2.0 and leave reassure

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, I am very sorry to inform you that Internal portability has not been launched from Reassure to Reassure 2.o as of now . For more details kindly call us 18008900455.

[@fukatkagyan8617]

Thankyou for this information I want to purchase heath insurance for me and my mom dad which one is best Hdfc optima or Niva bupa 2.0. ??

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Kindly call us for health insurance plan advice as Insurance Seva is committed to providing top-notch insurance services with a dedicated and qualified team. Our experts meticulously compare a wide array of insurance products to ensure you receive the best coverage tailored to your needs. With a focus on customer satisfaction, our adept claim settlement team ensures a seamless and efficient process in times of need. Trust Insurance Seva for reliable and comprehensive insurance solutions. 18008900455

[@ajaypratapsingh754]

Reassure 2.0 is better

[@user-ph8em4lo4v]

Is this policy worth buying. I currently have hdfc ergo mediclaim policy. Should i port to niva bupa. Do they settle claims.

[@anchitsmusic]

Niva bupa Health insurance is a very worst company, at the time of insurance you promised a lot but once policy taken by us you forgot everything. Today our only 27000/-Rs (claim no 740577)claim is rejected by you, then how can we trust for further. Definitely we choose a wrong company. Our policy cover is Rs.21,00,000/- after that we have not received a small amount of claim .if we did not get help from you when we need then why we pay you. Definitely we have to port our policy to other company. I never allow my nearest and dearest to choose your company. You are cheater company

[@insuranceseva]

Thank you so much for contacting us. Yes Reassure 2.o is a unique plan that has customer oriented features like lock the clock and Booster plus. Porting in to Reassure 2.o will be the wise decision. For more details kindly call us 18008900455.

[@mryogendra3693]

Sir नमस्ते कृपया मार्गदर्शन दीजिए पॉलिसी पोर्ट करवाने की प्रोसेस क्या होती है क्या एचडीएफसी आर्गो ऑप्टिमा सिक्योर को स्विच कर के नीवा बूपा की पॉलिसी लेना बेहतर होगा ????

[@insuranceseva]

Thank you so much for contacting us. As per IRDA guidelines you can port your health insurance policy from one insurer to another. Kindly call our customer care team for more details 18008900455 .Our team is eager to provide you the best service.

[@rajeshk4798]

Hello sir मेरी स्टार हेल्थ पॉलिसी ऑप्टिमा है जो 8 साल से है कोई कलेम नही किया क्या मैं इसे इस पॉलिसी में पोर्ट करू तो क्या यह सही होगा प्लीज बताईये

[@insuranceseva]

Feel free to contact Insurance Seva at 18008900455 for a detailed discussion on plan premiums and features. Their representatives can assist you in choosing the most suitable insurance plan for your needs.

[@ranjeetsingh-id1tt]

very detailed explanation. Many Thanks..

[@insuranceseva]

I'm glad to hear that you found the KZbin video on health insurance positive and informative! It's essential to stay informed about such topics for our well-being. If you have any specific questions or want to share more about what you liked in the video, feel free to let me know.

[@Rahul-wj7or]

Sir nivabupa reassure direct le ya reassure 2.0 mein convert kare Safeguard benifit liya hai along with hospital cash

[@KhoobsuratiofIslam]

If you are already having the policy in Niva Bupa then you can migrate the policy in Reassure 2.0 or if your having the policy in other company then you have to buy the Aspire Plan of Niva BUPA in this plan your getting all the benefits like Meternity benifit, OPD benefits/ international coverage/ also there no sub limit on Robotics surgery it will cover upto Sum insured amount

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@rinosimon7426]

What is the difference between Bupa Aspire and reassurance 2.0 ? Which is better?

[@insuranceseva]

Dear Viewer, Thank you so much for contacting us, An exclusive comparison video between Aspire and Reassure 2.o is already available at our channel kindly click the link given below kzbin.info/www/bejne/gqjdn3xphJuKb9k

[@debashislahiri3573]

Will thrre be any medical check up before taking policy?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, In Reassure 2.o there is no mandatory pre-medical test required & policy Will be issued on the basis of health declaration by insured (if no pre-existing declaration). For more details kindly call us 18008900455.

[@ranjancom2000]

I need to know, there will be any impact on the room selection if the hospital puts me in a shared room by default. I can ask the hospital to change to any room right ?. Will I need the option to enable "Room Type Modification". Still I don't know why they keep the option if I have no capping in rooms.

[@insuranceseva]

Thank you so much for contacting us, Dear Ranjan, In Reassure 2.o there is no Room rent capping and There is no clause or add on as Room type modification like, for more details kindly call us 18008900455.

[@stuartlittle8652]

Why they have mentioned consumables to be subsumed under treatment cost, procedure cost, room rent charges in the policy wordings? If these consumables are already subsumed under these categories then what are they going to cover with safeguard+?

[@insuranceseva]

Thank you so much for contacting us. Kindly send your query in detail via mail [e-mail] We will reply your query asap.

[@stuartlittle8652]

Sure, I'll do that.

[@stuartlittle8652]

@@insuranceseva I haven't got any response over email.

[@srikanthkulkarni9743]

Subsumed in the sense, if there is claim for surgery and hospitals charge separately for items like assistant physician charges, surgical instruments, harmonic devices then these will not be paid by niva bupa. Only if we opt for safeguard+ rider, I see that all these will be covered. Safeguard rider cover annexure I only where as safeguard+ rider will cover all 3 annexures

[@stuartlittle8652]

@@srikanthkulkarni9743 could you give some more examples to elaborate?

[@tapaskumarbasu7384]

Sir, if I take this policy now, is it possible to add my wife after my marriage?

[@insuranceseva]

Thank you so much for contacting us, Dear Viewer, Yes you can add your spouse after marriage but at the time of renewal only. For more details kindly call us 18008900455

[@jigeshshah9128]

GST WAIVER is possible from premium for NRI new customer?

[@insuranceseva]

Thank you so much for contacting us, Dear Mr Shah, You can get GST return in health insurance policy only when you buy the insurance policy in the name of your company, in that too you will have to pay GST initially. You will get its refund when you file a GST return next month. For more details kindly call us 18008900455.

[@alkarakesh5146]

Star health optima family floater plan ko neva bupa me port krna thik rahega....star health 2018 se li h.please suggest

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@KhoobsuratiofIslam]

If you want to Port the policy from star to niva then I would suggest you to migrate in Aspire plan in this plan you are getting all the Reassure 2.0 benefits and also 4 unique benifit you are getting Like Meternity benifit OPD benefits international coverage also there is no sub limit on Robotics surgery

[@shalinibhardwaj9292]

Tier 2 se tier 1 mein ager treatment le to claim reject to nhi hoga na

[@insuranceseva]

Dear Shalini, No co-payment will be charged while taking treatments in tier 1 if you have paid a premium of tier 2. For more information about this kindly call us 18008900455

[@sourabhnandwana]

I want policy for my father 63 he was ocd and hypertension. Which policy should I take? 11:27

[@insuranceseva]

Thank you so much for contacting us. After reviewing your father's case I would suggest that you should apply for a health insurance policy for your father either with Star health or Bajaj Allianz general insurance co with pre-existing ailments like Obsessive compulsive disorder and hypertension. Rest insurers are conservative in order to offer health insurance with above mentioned ailments.

[@nileshdeore6515]

Hello sirji I'm just confused now😅 .. Im at 29 and my partner at 24.. Which one should i choose😊???

[@insuranceseva]

Thank you so much for contacting us. Dear Nilesh kindly call us for more details 18008900455

[@shalabhgaur1221]

Sir is this policy also covers maternity cashless ?

[@insuranceseva]

Thank you so much for contacting us, Dear Shalabh, Maternity benefit is not available in Niva Bupa Reassure 2.o. Maternity is available in Niva Bupa Health premia. For more details kindly call us 18008900455.