At 70+ fully retired I learn a lot from you and I never want to stop learning
@sparkle.sКүн бұрын
Same
@rosalindhbКүн бұрын
Younger youtubers/social media personality I feel share way to much of their personal lives and information. I'm 55 and only come here for education information. I love your channel. Watching the news/social media through me into a serious depression. I check in for a few minutes only just to stay current. My mental health is better because of it.
@HopefulEmpathКүн бұрын
I agree with your points about social media. It can be used for good or have negative effects. I left Twitter (I mean X) and Facebook in 2017 with zero regrets. I want education and information, not stressful arguments. I love this channel too.
@AcidRetroArtiboeКүн бұрын
I want information not a friend
@papajeff5486Күн бұрын
1. Over commitment …may make one late, like over booking seats on an airplane 2. Stop trying to make everything perfect, the gift is more important than its wrapping 3. Quit engaging in time wasting activities 4. Stop worrying, spending time, paying attention to things over which I have no control 5. Stop neglecting sleep 6. Reduce or eliminate data, information overload. A lot of news, information is unvetted, maybe untrue.
@JimzAuto10 сағат бұрын
1:11 2:02 2:53 3:55 5:53 sleep 6:44 bool ‘building a second brain’
@billleedale3340Күн бұрын
Better to be approximately right than precisely wrong.
@raycatlin3554Күн бұрын
🎯 Thank - you , I needed - that ! Good health !
@michaelfortney751018 сағат бұрын
I love your honesty and integrity and lack of ego. I know you’re successful, I’m sure financially secure and guessing well liked and popular…but you’re grounded. That’s not easy. I congratulate you. I always feel better after your videos.
@carolb65817 сағат бұрын
Geoff, thanks (to both you and your daughter!) for this wonderful & informative time with you!! 🤩👏🥰
@chiaraperry47222 сағат бұрын
We care! You daughter is so wise!
@KH-vw9ylКүн бұрын
I agree that privacy is important and your personal persona might cloud your financial message and hurt the profitability of your channel. It is good to have a video like this once a quarter perhaps but for the most part I am glad you stick to what we watch and care about, financial advice.
@brent1387Күн бұрын
Best takeaway from this video: Take time to have dinner with your daughter!!!!!! All the best!!!!!
@HolySchmidtКүн бұрын
Thanks Brent!
@eddiequest4Күн бұрын
You are correct in your assessment of your value on this channel. I prefer your high quality information. But the personal side is unactionable. Keep up the good work.
@idamariarosenberg8659Күн бұрын
Thoroughly enjoyed this segment
@starryknightJAKКүн бұрын
Great advice, I’m guilty of wasting time on things I cannot control, not to mention the anxiety it causes.
@Anniei015 сағат бұрын
Great information. I especially appreciate the tip about decreasing the time watching news channels. I've found that reading a newspaper is far less distressing than watching people yap on tv! I watch your videos as I'm about two months from retirement and I've found them very helpful and thought-provoking - in a good way. I'm working to set up structure for myself in retirement and the first thing my retired friends advised me to think about was sleep - set a schedule! Thanks for your work.
@mspock7Күн бұрын
A nice chat today, thanks. Love the Holy Purge!
@randolphbehm877Күн бұрын
I don’t believe in obsessing over politics for hours every day but if one only watches tidbits from the mainstream media they will be led astray.
@gsogymrat13 сағат бұрын
I used to feel the need to finish reading books but now if I am not interested I stop and move on.
@yankeedogg22123 сағат бұрын
Agreed
@steventogami8987 сағат бұрын
For me being retired, don’t fret, worry about the actions by others you cannot control. Adjust, and move on to things you can control.
@Jane57205 сағат бұрын
I’m glad you had such a wonderful conversation with your daughter, she may have a point. My financial advisor that I’ve known for 25 years. We always do a little chitchat before we get down to business and I am interested in his family and what he does and his life and I think that he is mine as well. He does have a form that he asked how you want your information presented so he tailors it to each client he has As far as a gift, you are correct that they will hopefully keep the gifts and you will dispose of the wrapping paper, but I’d like to present a beautifully wrapped present, including flowers in the bow and other things so when they unwrap it, the gift wrap is truly a wonder And they don’t even want to unwrap it because the matches the flowers matches everything else and I use very high end gift wrap. It’s just a little something that I’d like to do. I know it’s weird but would rather wrap a gift then put it in a bag because I think part of the gift is the unwrap.
@ColdPotato9 сағат бұрын
I was amazed what I could do/accomplish without the internet in the 80s/early 90s. Now I struggle to be as creative/achieve as much. I think much has to do with the information overload you mention. I mean people with slide rulers sent a man to the moon.... The world have evolved into distractions fighting for our attention.
@jimv77Күн бұрын
For me changing careers and getting a work from home job made my life much simpler. *15 second commute with no traffic jams. *No more getting ready for work and packing lunch or even waiting my turn at the break room microwave. Also I guess it was actually exhausting in my previous career. Now wife and I go for daily walks after dinner and I feel 10 years younger. I picked up a lot of the little home chores like cooking and cleaning and my wife is happier and she can take a quick nap when she gets home from work before dinner.
@lilblackduc7312Күн бұрын
It seems like you won all the way around!
@amyyates8273Күн бұрын
This is SUCH great advice. I need to cut down on social media and dial up the meditation for my own sanity. But you’ll have to pry the NYT Games app out of my cold, dead hands. 😊
@HopefulEmpathКүн бұрын
Haha the NYT Games are my morning ritual for a few years now. 😊
@gsogymrat13 сағат бұрын
Wordle and Connections every morning.
@Kitiwake7 сағат бұрын
What are you doing during meditation?
@kevindecoteau318621 сағат бұрын
Oh, picking apples, just went on my list for the weekend. Sleep is so very important!
@fordwayne38338 сағат бұрын
Whatever makes you happier.
@peterschorn1Күн бұрын
A useful concept for me is a corollary of "time is money." That corollary is "There is 'cheap' time and 'expensive' time: use cheap time whenever possible." What I mean is this: five-six months before a deadline, time is "cheap:" do as much as you can to prepare for that deadline in that time. A day or two before that deadline, time is "expensive:" do only what you must during that time--ideally nothing, if possible. Time _may_ be "cheap" and "expensive" in terms of money, but it _always_ is in terms of stress. Think of all those papers you wrote the night before they were due! So doing things when time is as cheap as possible not only produces a better, more accurate outcome, it also goes a LONG way towards de-stressing my life. (I'm not going to pretend I thought this up: airlines price tickets exactly this way)
@ScooterOnHisWay2024Күн бұрын
Simplification is the best way to live. Then you can be in this moment & commit to what is happening right in front of your face. That is easy to do when you have few or no 'filler' items on your docket.
@HolySchmidtКүн бұрын
Love that!
@towritemichelle210Күн бұрын
Smart to listen to your daughter!
@HolySchmidtКүн бұрын
Chip off the old block, and then some!
@richdouglas2311Күн бұрын
C-I-A model: C -- Control. There are very few things that I have control over. I -- Influence. These are things I might be able to nudge in the direction I wish. A -- Accept. With the vast majority of things, I can neither Control nor Influence them. I simply must Accept them and move on. (Accept doesn't mean "surrender," though.) An example: Driving up to a red light at an intersection, I must Accept the fact that I have to wait until the light turns green. I cannot Control it, nor can I Influence it. However, if I come up to the same intersection as a pedestrian, I might be able to Influence the situation if there is a "walk" button I can press.
@MrGoodachesКүн бұрын
Right off, Geoff stated something peculiar in our American culture that I became aware of when I worked a few years with Germans. When my German colleagues gave a time estimate to get to a meeting across town that time span included getting out of chair, walk time to car, maneuvering out of parking lot, total drive time, and walking to and through the building and getting seated at meeting. Ask my American colleagues for a time estimate to get to a meeting and their time span would likely only cover the time from exiting the first parking lot to turning in to the destination parking lot. This mindset of travel time was also convenient for execs who wanted to insist that managers could attend multiple offsite meetings in a day and still perform numerous other in office duties.
@raycatlin3554Күн бұрын
Thank - you Mr. Schmidt 🎯🤺 Good Health - 👋. .
@jimobrien4421Күн бұрын
Agreed on all points! Did the same and quality of life has improve.,😅
@whyme7996Күн бұрын
Just say NO to a parasocial relationship with random strangers on the internet. The younger generations tend toward mental fragility due to their over sharing on the internet and no understanding of the differences between the real world and a cyber reality. And I don't need to "know" you. We are not friends. Your Daughter needs to know you and I'm sure she thinks that you're great. but to be honest, I don't care if you went apple picking. Just like you don't care that I went and did something..it's irrelevant.
@privateer4203Күн бұрын
Maybe a bit of personal information helps the viewer determine if the creator is a nut job selling fringe ideas or a "normal" fellow with good intentions.
@whyme7996Күн бұрын
@@privateer4203 Yeah.. because nut jobs and conmen couldn't just make up some personal information to sell fringe ideas. As an adult, it is my responsibility to take the information presented and decide if I want to follow it. BTW, Even a nutjob could give good advice upon occasion.
@jackiefields1607Күн бұрын
Thanks for sharing. Some good tips.
@markcummings6856Күн бұрын
Take a Hike… it’ll do you good. Thanks for the video.
@gtrguyinazКүн бұрын
All of your videos are great… seniors should pay close attention…. I nevertheless waste time… but only on things that are pleasurable…
@vv5179Күн бұрын
You give sound advice, Geoff.
@Steve-gx9otКүн бұрын
Enjoy Most of your videos. I turn off my phone A LOT during the day and have unplugged my television for 2 years..(intend to never watch a tv at home ever again... I am happier because of it with so much more free time devoted to concentrating on my retirenent at age 70 with maximum soc sec benefits Plan to live into 90s or possibly 110 Time will tell Do nothing risky to health = most important thing we have
@Trouble-v1mКүн бұрын
I worked in television for 40 years. The owners only care about viewers and regurgitate news stories, as they expect a natural turnover every 30 minutes. Your friend needs to get a life.
@philwilson8617Күн бұрын
#2 - As we CPA's would say, "Fairly Stated" rather than "accurate".
@HolySchmidtКүн бұрын
I’d say the fairly stated point is, well, fairly stated! All the best Phil.
@sabinekoch3448Күн бұрын
I know what your daughter means! I enjoy hearing a few personal bits which make the rest of the goals possible… as a teacher of 48 years , I LOVE wasting time.😊 Your daughter is a gem.
@genglandohКүн бұрын
Freshmen year of college many students signed up for multiple clubs and or sports. They spread themselves very thin and some ended doing poorly in their classes. So when I retired this year I am taking it slow in signing up to things.
@LisaSimplifiedКүн бұрын
Good advise from your daughter. Very astute.
@Jeff-p5i2wКүн бұрын
At some point, you have to wake and smell the roses . I can't tell you how many people I have met in my life who are consumed by work and money . Then they find out they have illnesses, and it's too late to enjoy life.
@idamariarosenberg8659Күн бұрын
You’re a smart, great guy so I’m game for anything you share.
@bruceshootingstartradingpo262Күн бұрын
Thanks
@HolySchmidtКүн бұрын
You bet
@kburkes42457 сағат бұрын
I think apple picking in upstate New York makes a great topic. As someone who's from New York and loves NY apples ❤️ I hope you got some Macintosh!
@SurfingFLAКүн бұрын
Geoff, Why don't you just sell off everything, grow a beard and a ponytail, build a stealth camper and get away from all this?
@kahvacКүн бұрын
Close enough is fine !
@michelleyard1022Күн бұрын
I start every meeting at five minutes after the hour. I work in a mostly remote environment and this gives people time to get coffee, water and to "run down the hall." It is a gift I give myself and those who work with and for me. It's a must-do if you work in the virtual world
@whyme7996Күн бұрын
until people who couldn't make it on the hour learn they get 5 more minutes which means slowly they stop being able to make it 5 minutes after. It's idiotic.
@gregorythomson7813Күн бұрын
Started downsizing my wardrobe after retiring. I've never been known for my fashion sense, but after retiring, I've been reducing it considerably more. Shorts and a t-shirt are my normal daily attire since retiring. So I've got a couple pairs of shorts, and started with 3 good quality t-shirts - dark grey, light grey and tan. Updated it recently to add three new colors - green, burgundy and white t-shirts added. Next in line is to get a new pair of jeans and some nice pants that fit me, just in case needed - and a shirt to go with them. Have been doing the Marie Kondo and Swedish Death Cleaning things recently to also clean up some clutter. And have stopped keeping most monthly statements or have gone paperless on most of them except for a few, as well as shredded A LOT of paperwork going back sometimes 40 years with things like paycheck stubs, monthly financial statements, tax paperwork older than 20 years. It's all helping to clean up many years of accumulated things that I don't really need, and/or want, around anymore.
@Beautyrest575Күн бұрын
I need to do that too. Fortunately I don’t have a lot, but still too much!
@noreenn6976Күн бұрын
If your channel was about vlogging your day to day life, then you might share the apple picking story but that's not what this channel is about. I'm here to learn.
@kevinfestner61266 сағат бұрын
I need to stop chasing my shadow and arrive at a retirement savings amount. Once I reached my number, I reevaluate and, of course, the magic number increases.
@HubertKirchgaessnerКүн бұрын
5:11 Excellent advice, but why’s that (thumbnail) lady wearing the Russian flag on her cheeks???
@AndyBermanКүн бұрын
Disappointing to see any Russian media here with all the misinformation they are spreading.
@lilblackduc7312Күн бұрын
"Curb Appeal"?
@declanfarberКүн бұрын
Yeah, that’s seriously creepy. What’s he trying to imply.
@richardleydon6506Күн бұрын
I was thinking the same thing. Well, whom ever does his editing either really didn't know or was making a statement.
@drumsnbassКүн бұрын
She just cute. Enjoy it for what it is…
@seanhenriques8085 сағат бұрын
Your daughter is right on the money. We do enjoy getting to know more about the people whose content we enjoy on the regular as the kids say. Thank you for your channel and for sharing your wisdom.
@michaeltomasso33715 сағат бұрын
I think you raised a smart daughter.
@JMM7171Күн бұрын
Good daughter. Wise beyond her years. And you played a part in that. 🎉
@HolySchmidtКүн бұрын
Thanks JMM too kind!
@2023RedКүн бұрын
I agree with you, not your daughter. We all do things like pick apples or walk the dog. I like the videos on finance and retirement. Your daughter seems to want to be another Julie Andrews.
@sct4040Күн бұрын
You absolutely do not need to share your personal life on KZbin. Not necessary.
@RedSoxYaz2 сағат бұрын
Just reached SS Full Retirement Age 66 and 8 months. Still working. Job is satisfactory. Pay rate several times more than what I could earn from a part time semiretired minimum wage job. Retirement nest egg is approximately 7-8 times annual salary. Wife retired on disability. Empty nest. Health good. Debating the following. Do I take SS now and invest it as I am still working? Or do I hold off on SS growing the amount by delaying until I retire in maybe 1-2 years?
@rickjurado23987 сағат бұрын
Let me ask a hopefully simple question. I want to consider giving one of my kids (let's say) $10K and use the funds from my retirement IRA (as I am already retired). Do I pay taxes on that withdrawal of $10K? That's the simple question, because if I W/D the fund and retain it, I would surely pay a tax on it. Do I then have to file this on my tax return? Wouldn't my financial institute issue me a 1099 or 95 (can't remember number) that a W/D occurred and have to report that on my tax returns or do I state with the institute that this is a gift?
@jaymetheaccountantКүн бұрын
Always enjoy the content sir - you'd be the perfect neighbor - if you move to Minnesota let me know I will kick one of mine out 🙂
@HolySchmidtКүн бұрын
As a midwesterner who moved to NY, I love Minnesota!
@jimmydee1130Күн бұрын
Great vid, but.......Where's the PURGE page?
@wardpennyКүн бұрын
Yes, I went to the URL you provided and got a "404 Not Found" error...?
@theroadhome_Liz_SummersКүн бұрын
YIKES! I am not sure that your daughter is "reading the room" accurately. I watch for the educational information. And while I am sure you have a personal life, it does not affect how I view the financial/retirement information ... in fact, for me, it would mostly distract/detract from your message. Above said, the "simplify" suggestions in this video ARE pertinent and helpful to me as I navigate semi-retirement. I chose "simple" in my 30's and continue to embrace simple although as a semi-retired IT person, I use tech to simplify my life and allow me time to do the things I love and want to do. I regularly review my own time management in relation to my goals and this video did give me some additional ideas.
@lindawilson4625Күн бұрын
Thanks! It's good that you listened to your daughter :-)
@HolySchmidtКүн бұрын
She is wise
@johnlcallawayКүн бұрын
I watch this channel for finance information. I don't need to know you, I don't care what you did on the weekend, or your views on life management. I grew up when privacy was important and we only shared our life's with people we know. Not thousands of complete strangers. This modern infatuation with sharing personal moments with the world appears to be more of a narcissistic behavior for people craving attention. That being said, I also know where the back button is and can move on if I don't like a video. I don't expect you to cater to my selfish desires as I'm a mature adult and not a child. For the most part. My advice to you, for what little it's worth, is to make videos you enjoy doing and do them well. No matter what it is, there will always be an audience for it If I like it, I'll watch it. If not, I'll move on and not leave a hateful comment. If I find I no longer watch your videos, I'll quietly slip away, you'll never even know . Because I'm mostly a mature adult. Thank you for the tube and effort you put into your videos. Especially the ones I watch.
@d.thomas1541Күн бұрын
So why is your post the longest?
@whyme7996Күн бұрын
@@d.thomas1541 And still we don't know anything about John except his opinion on the oversharing of personal info by YT people...how do you not notice the difference?
@Steve-gx9otКүн бұрын
Life is not just being mature! Lmao Grow up❤🎉😮
@marycallan1937Күн бұрын
Your intro is great (funny), but show us more of your personality, relax a bit, joke, be a bit light hearted. SMILE!!!
@patriciaduenas1321Күн бұрын
Are you sunburned from the apple picking? I think your channel is fine. ❤
@realbartlett8882Күн бұрын
Best episode ever !
@joycegonzales4994Күн бұрын
I enjoy you, but I understand you have a personal life that doesn’t affect us.
@nakamakai5553Күн бұрын
Not striving to get everything 100% perfect has brought my weekly anxiety way down, and triggers a memory of wisdom that several mentors gave me over the past 50 years: Sometimes just showing up is 90% of life
@Steve-gx9otКүн бұрын
Cooool = you are an Apple Picker????❤😮
@HolySchmidtКүн бұрын
Indeed! Love it every Fall
@PawPaws_PlaceКүн бұрын
I didn’t know you lived in upstate New York. That’s interesting. Maybe a video for us about what would be nice to see there if we make a trip out that way. I mean many of us retiree’s travel. So lots about you besides financial advise may be beneficial without you even knowing it. Love your videos. 🤙
@HolySchmidtКүн бұрын
Thanks Paw Paws!
@kahvacКүн бұрын
Apple picking will add years to your life !
@wildflowerwind694121 сағат бұрын
You are right. I don't care if you go apple picking.
@johng3698Күн бұрын
Ain't sleep great!
@roarewardКүн бұрын
eh 8 hrs not so much just feel groggy all day, I personally prefer 6, that seems to be where I feel great. 9 can work also, so guess I am a 3 hr sleep cycle person, but I prefer 6. Much better than the once every 3 days I did for 20 years with just 15 min cat naps. But man did I learn a ton during those 20 years, nothing to do but learn, when you don't sleep.
@EllenDuke-y3dКүн бұрын
Thank you for sharing some information about how you function. I identify with information overload. Remember to take time to smell thr roses. 🌹 🥀 🏵 💐 🌹
@loriloristuffКүн бұрын
Your daughter is right!!!! The perfect thing is a good goal. We perfectionists need to chill. Ditto the things we can't control. Ditto information overload.
@anthonylee5982Күн бұрын
🌳 🍎 🍏 👏🏼
@jps0117Күн бұрын
Which number is "Russian girls"?
@JohnJohn-wr1joКүн бұрын
One of the reasons, besides content, is I dont have to listen to your life story or boring daily ritual. Quickest way for me to bail on any format is the presenter talking about themself.
@whyme7996Күн бұрын
agreed. People on line are not my friends. The young who are all mentally fragile have no understanding of the difference between reality and the cyber world
@andydogdixon1Күн бұрын
Your daughter, wow wow wow. All I can say is we’re barely 1 minute into this video and I’m choking up in tears. What a blessing you have in your life.
@QrailКүн бұрын
If you want to tell us about a day in the apple orchard. I say thumbs up. A little information about you the host, helps the viewer to understand you better. Example. You drive a Tesla. I drive a plug in electric hybrid. By gleaning that knowledge, I know that you are a very smart guy, regardless of the paper on your wall. You probably get 4 miles per kWh, so do I. When we are waiting in traffic, we are not stinking up the place. But I digress. Thank you for whatever you choose to post on the internet.
@whyme7996Күн бұрын
The pitfalls of projection in a parasocial environment...
@JBERRY603Күн бұрын
Lol
@lanautah8622Күн бұрын
Apple picking is interesting too.
@dkstudioartКүн бұрын
For your friend consumed with politics, learning and practicing stoicism would be a good idea.
@speak2theresafoxКүн бұрын
I care.
@jeffharper2661Күн бұрын
This is a wonderful video. It would help if you could do chapter, just an Idea!